Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Revenues:
Service and administrative fees	$ 38,200	$ 34,145	$ 31,829
Brokerage commissions and fees	34,396	24,620	16,309
Ceding commission	29,495	28,767	24,075
Net investment income	3,368	4,073	4,759
Net realized gains	4,193	650	54
Net earned premium	115,503	111,805	108,116
Other income	170	230	971
Total revenues	225,325	204,290	186,113
Expenses:
Net losses and loss adjustment expenses	37,949	36,035	32,566
Commissions	74,231	71,003	70,449
Personnel costs	44,547	36,361	31,365
Other operating expenses	30,362	22,873	22,291
Depreciation	3,077	1,396	801
Amortization of intangibles	4,952	3,232	2,706
Interest expense	7,641	8,464	7,800
Loss on sale of subsidiary	477	0	0
Total expenses	203,236	179,364	167,978
Income before income taxes and non-controlling interest	22,089	24,926	18,135
Income taxes	7,745	8,703	6,551
Income before non-controlling interest	14,344	16,223	11,584
Less: net (loss) income attributable to non-controlling interest	(170)	20	26
Net income	$ 14,514	$ 16,203	$ 11,558
Earnings per share:
Basic	$ 0.71	$ 1.02	$ 0.75
Diluted	$ 0.68	$ 0.94	$ 0.69
Weighted average common shares outstanding:
Basic	20,352,027	15,929,181	15,389,000
Diluted	21,265,801	17,220,029	16,646,000