The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
IPATH DJ-UBS AGRICULTURE TR SUB-IDX ETN ETF 06739H206 1,457 28,746 SH   SOLE   0 0 28,746
IPATH DJ-UBS COMMODITY TOTAL RETURN ETN ETF 06738C778 525 14,379 SH   SOLE   0 0 14,379
ISHARES INC MSCI HONG KONG INDEX FD ETF 464286871 246 13,440 SH   SOLE   0 0 13,440
ISHARES MSCI EAFE ETF ETF 464287465 5,657 98,729 SH   SOLE   0 0 98,729
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 777 20,177 SH   SOLE   0 0 20,177
ISHARES MSCI JAPAN ETF ETF 464286848 287 25,540 SH   SOLE   0 0 25,540
ISHARES RUSSELL 2000 ETF ETF 464287655 15,514 159,943 SH   SOLE   0 0 159,943
ISHARES S&P 500 INDEX ETF ETF 464287200 9,728 60,466 SH   SOLE   0 0 60,466
ISHARES TR FTSE EPRA/NAREIT GLOBAL REAL ESTATE EX-US ETF 464288489 3,840 122,533 SH   SOLE   0 0 122,533
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622 7,694 85,552 SH   SOLE   0 0 85,552
POWERSHARES QQQ TR ETF 73935A104 1,970 27,635 SH   SOLE   0 0 27,635
SCHWAB STRATEGIC TR INTL EQTY ETF ETF 808524805 1,679 61,642 SH   SOLE   0 0 61,642
SCHWAB US MID-CAP ETF ETF 808524508 875 27,367 SH   SOLE   0 0 27,367
SPDR DJ WILSHIRE INTL REAL EST ETF 78463X863 704 17,644 SH   SOLE   0 0 17,644
SPDR GOLD ETF ETF 78463V107 1,381 11,595 SH   SOLE   0 0 11,595
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF ETF 78463X871 963 33,381 SH   SOLE   0 0 33,381
SPDR S&P 500 ETF ETF 78462F103 98,898 616,495 SH   SOLE   0 0 616,495
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 2,026 30,602 SH   SOLE   0 0 30,602
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 45,816 1,286,974 SH   SOLE   0 0 1,286,974
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 15,352 395,715 SH   SOLE   0 0 395,715
VANGUARD MID CAP ETF 922908629 24,067 252,960 SH   SOLE   0 0 252,960
VANGUARD REIT INDEX ETF 922908553 14,457 210,369 SH   SOLE   0 0 210,369
VANGUARD SMALL CAP ETF ETF 922908751 1,188 12,677 SH   SOLE   0 0 12,677
ISHARES DJ SELECT DIVIDEND ETF ETF 464287168 390 6,090 SH   SOLE   0 0 6,090
SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607 368 8,354 SH   SOLE   0 0 8,354
SPDR DJ WILSHIRE REIT (ETF) ETF 78464A607 632 8,318 SH   SOLE   0 0 8,318
SPDR DOW JONES INDUSTRIAL ETF ETF 78467X109 1,169 7,869 SH   SOLE   0 0 7,869
SPDR INDEX SHS FDS S&P CHINA ETF ETF 78463X400 215 3,355 SH   SOLE   0 0 3,355
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 262 4,640 SH   SOLE   0 0 4,640
VANGUARD TOTAL STK MKT ETF 922908769 270 3,267 SH   SOLE   0 0 3,267