0001144204-12-065318.txt : 20121128 0001144204-12-065318.hdr.sgml : 20121128 20121128164035 ACCESSION NUMBER: 0001144204-12-065318 CONFORMED SUBMISSION TYPE: 10-Q/A PUBLIC DOCUMENT COUNT: 7 CONFORMED PERIOD OF REPORT: 20120930 FILED AS OF DATE: 20121128 DATE AS OF CHANGE: 20121128 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Naugatuck Valley Financial Corp CENTRAL INDEX KEY: 0001493552 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 010969655 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q/A SEC ACT: 1934 Act SEC FILE NUMBER: 000-54447 FILM NUMBER: 121229460 BUSINESS ADDRESS: STREET 1: 333 CHURCH STREET CITY: NAUGATUCK STATE: CT ZIP: 06770 BUSINESS PHONE: 203 720 50000 MAIL ADDRESS: STREET 1: 333 CHURCH STREET CITY: NAUGATUCK STATE: CT ZIP: 06770 10-Q/A 1 v329394_10qa.htm AMENDMENT TO FORM 10-Q

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q/A

(Amendment No. 1)

 

xQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended September 30, 2012

 

OR

 

¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934

 

For the transition period from ______________ to _____________

 

Commission file number: 0-54447

 

                  NAUGATUCK VALLEY FINANCIAL CORPORATION

 

              (Exact name of registrant as specified in its charter)

 

MARYLAND   01-0969655
(State or other jurisdiction of incorporation or   (I.R.S. Employer Identification No.)
organization)    

 

333 CHURCH STREET, NAUGATUCK, CONNECTICUT   06770
(Address of principal executive offices)   (Zip Code)

 

(203) 720-5000

 

(Registrant’s telephone number, including area code)

 

N/A

 

(Former name, former address and former fiscal year, if changed since last report)

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

Yes x     No ¨

 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).

Yes x      No ¨

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definition of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one)

 

  Large Accelerated Filer ¨ Accelerated Filer ¨
  Non-Accelerated Filer ¨ Smaller Reporting Company x
  (Do not check if a smaller reporting company)  

 

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

Yes ¨       No x

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

 

As of November 26, 2012, there were 7,002,208 shares of the registrant’s common stock outstanding.

 

 
 

 

EXPLANATORY NOTE

 

The purpose of this Amendment No. 1 to the Registrant’s Quarterly Report on Form 10-Q/A is being filed solely to furnish the Interactive Data files as Exhibit 101. No other changes have been made to the Form 10-Q, as originally filed on November 28, 2012.

 

ITEM 6.   EXHIBITS
     

Exhibit No.

  

Document Description

31.1   Certification of Chief Executive Officer (Principal Executive Officer) pursuant to Rule 13A-14(a)/15d-14(a) of the Securities Exchange Act of 1934, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. (1)
31.2   Certification of the Chief Financial Officer (Principal Financial Officer) pursuant to Rule 13a-14(a)/15d-14(a) of the Securities Exchange Act of 1934, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. (1)
32.1   Certification of Chief Executive Officer Pursuant to 18 U.S.C. 1350 (Section 906 of the Sarbanes-Oxley Act of 2002). (1)
32.2   Certification of Chief Financial Officer Pursuant to 18 U.S.C. 1350 (Section 906 of the Sarbanes-Oxley Act of 2002). (1)
101   Interactive Data File

 

 

(1) Filed as an exhibit to the Form 10-Q for the quarterly period ended September 30, 2012, filed on November 28, 2012.

 

 
 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

    NAUGATUCK VALLEY FINANCIAL CORPORATION
     
     
Dated: November 28, 2012   /s/ William C. Calderara
    William C. Calderara    
    President and Chief Executive Officer
    (principal executive officer)
     
Dated: November 28, 2012   /s/ Thomas Van Lenten
    Thomas Van Lenten    
    Chief Financial Officer

 

 

 EX-101.INS 2 nvsl-20120930.xml XBRL INSTANCE DOCUMENT 0001493552 2005-01-01 2005-12-31 0001493552 2006-03-01 2006-03-21 0001493552 2007-03-01 2007-03-20 0001493552 2007-12-01 2007-12-18 0001493552 2008-07-01 2008-07-26 0001493552 2010-12-31 0001493552 nvsl:OneToFourFamilyMember 2010-12-31 0001493552 nvsl:OneToFourFamilyMember 2010-12-31 0001493552 us-gaap:ConstructionLoansMember 2010-12-31 0001493552 us-gaap:ConstructionLoansMember 2010-12-31 0001493552 us-gaap:CommercialRealEstateMember 2010-12-31 0001493552 us-gaap:CommercialLoanMember 2010-12-31 0001493552 us-gaap:CommercialLoanMember 2010-12-31 0001493552 us-gaap:ConsumerLoanMember 2010-12-31 0001493552 2011-06-29 0001493552 nvsl:FederalCorporationMember 2011-06-29 0001493552 2011-06-01 2011-06-29 0001493552 nvsl:FederalCorporationMember 2011-06-01 2011-06-29 0001493552 nvsl:EmployeeStockOwnershipPlanMember 2011-06-01 2011-06-29 0001493552 2011-07-01 2011-09-30 0001493552 2011-01-01 2011-09-30 0001493552 nvsl:ElevenPointOneTwoExercisePriceMember 2011-01-01 2011-09-30 0001493552 nvsl:TwelvePointFiveOneExercisePriceMember 2011-01-01 2011-09-30 0001493552 2011-09-30 0001493552 nvsl:ElevenPointOneTwoExercisePriceMember 2011-09-30 0001493552 nvsl:TwelvePointFiveOneExercisePriceMember 2011-09-30 0001493552 2011-01-01 2011-12-31 0001493552 nvsl:OneToFourFamilyMember 2011-01-01 2011-12-31 0001493552 us-gaap:ConstructionLoansMember 2011-01-01 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember 2011-01-01 2011-12-31 0001493552 us-gaap:CommercialLoanMember 2011-01-01 2011-12-31 0001493552 us-gaap:CommercialLoanMember 2011-01-01 2011-12-31 0001493552 us-gaap:ConsumerLoanMember 2011-01-01 2011-12-31 0001493552 nvsl:OneToFourFamilyMember us-gaap:RealEstateMember 2011-01-01 2011-12-31 0001493552 us-gaap:ConstructionLoansMember us-gaap:RealEstateMember 2011-01-01 2011-12-31 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember us-gaap:RealEstateMember 2011-01-01 2011-12-31 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2011-01-01 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2011-01-01 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2011-01-01 2011-12-31 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2011-01-01 2011-12-31 0001493552 2011-12-31 0001493552 nvsl:OneToFourFamilyMember 2011-12-31 0001493552 nvsl:OneToFourFamilyMember 2011-12-31 0001493552 us-gaap:ConstructionLoansMember 2011-12-31 0001493552 us-gaap:ConstructionLoansMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember 2011-12-31 0001493552 us-gaap:ConsumerLoanMember 2011-12-31 0001493552 nvsl:OneToFourFamilyMember us-gaap:RealEstateMember 2011-12-31 0001493552 us-gaap:ConstructionLoansMember us-gaap:RealEstateMember 2011-12-31 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember us-gaap:RealEstateMember 2011-12-31 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2011-12-31 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2011-12-31 0001493552 nvsl:ResidentialConstructionMember us-gaap:SpecialMentionMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:SpecialMentionMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember us-gaap:DoubtfulMember 2011-12-31 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:PassMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2011-12-31 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember 2011-12-31 0001493552 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2011-12-31 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember 2011-12-31 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:DoubtfulMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2011-12-31 0001493552 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2011-12-31 0001493552 us-gaap:ConsumerLoanMember nvsl:PersonalMember 2011-12-31 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember us-gaap:NonperformingFinancingReceivableMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:DoubtfulMember 2011-12-31 0001493552 nvsl:AuctionRateTrustPreferredSecuritiesMember 2011-12-31 0001493552 us-gaap:TreasuryStockMember 2011-12-31 0001493552 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2011-12-31 0001493552 nvsl:ResidentialConstructionMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2011-12-31 0001493552 us-gaap:ConsumerLoanMember us-gaap:HomeEquityMember 2011-12-31 0001493552 nvsl:ResidentialConstructionMember us-gaap:PassMember 2011-12-31 0001493552 us-gaap:RetainedEarningsMember 2011-12-31 0001493552 nvsl:ConstructionMember us-gaap:RealEstateMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember us-gaap:PassMember 2011-12-31 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember us-gaap:PassMember 2011-12-31 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember 2011-12-31 0001493552 nvsl:UnearnedEsopSharesMember 2011-12-31 0001493552 us-gaap:MortgageBackedSecuritiesMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember us-gaap:SubstandardMember 2011-12-31 0001493552 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2011-12-31 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember us-gaap:PerformingFinancingReceivableMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2011-12-31 0001493552 nvsl:ResidentialConstructionMember us-gaap:DoubtfulMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember nvsl:DoubtfulAndLossMember 2011-12-31 0001493552 nvsl:ResidentialConstructionMember us-gaap:SubstandardMember 2011-12-31 0001493552 nvsl:TdrsNonaccrualMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember us-gaap:DoubtfulMember 2011-12-31 0001493552 us-gaap:ConsumerLoanMember nvsl:SavingsAccountMember 2011-12-31 0001493552 nvsl:TdrsAccruingInterestMember 2011-12-31 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:SubstandardMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:SubstandardMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember nvsl:DoubtfulAndLossMember 2011-12-31 0001493552 us-gaap:CommonStockMember 2011-12-31 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:SpecialMentionMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2011-12-31 0001493552 us-gaap:RealEstateMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember nvsl:DoubtfulAndLossMember 2011-12-31 0001493552 us-gaap:CommercialLoanMember us-gaap:RealEstateMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2011-12-31 0001493552 nvsl:UnearnedStockAwardsMember 2011-12-31 0001493552 us-gaap:DebtSecuritiesMember 2011-12-31 0001493552 us-gaap:ConsumerLoanMember us-gaap:AutomobileLoanMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2011-12-31 0001493552 us-gaap:AdditionalPaidInCapitalMember 2011-12-31 0001493552 us-gaap:CommercialRealEstateMember us-gaap:SpecialMentionMember 2011-12-31 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2011-12-31 0001493552 2012-07-16 2012-07-25 0001493552 2012-07-01 2012-09-30 0001493552 2012-01-01 2012-09-30 0001493552 nvsl:OneToFourFamilyMember 2012-01-01 2012-09-30 0001493552 us-gaap:ConstructionLoansMember 2012-01-01 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember 2012-01-01 2012-09-30 0001493552 us-gaap:CommercialLoanMember 2012-01-01 2012-09-30 0001493552 us-gaap:CommercialLoanMember 2012-01-01 2012-09-30 0001493552 us-gaap:ConsumerLoanMember 2012-01-01 2012-09-30 0001493552 nvsl:ElevenPointOneTwoExercisePriceMember 2012-01-01 2012-09-30 0001493552 nvsl:TwelvePointFiveOneExercisePriceMember 2012-01-01 2012-09-30 0001493552 nvsl:OneToFourFamilyMember us-gaap:RealEstateMember 2012-01-01 2012-09-30 0001493552 us-gaap:ConstructionLoansMember us-gaap:RealEstateMember 2012-01-01 2012-09-30 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember us-gaap:RealEstateMember 2012-01-01 2012-09-30 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2012-01-01 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2012-01-01 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2012-01-01 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2012-01-01 2012-09-30 0001493552 us-gaap:TreasuryStockMember 2012-01-01 2012-09-30 0001493552 us-gaap:RetainedEarningsMember 2012-01-01 2012-09-30 0001493552 nvsl:UnearnedEsopSharesMember 2012-01-01 2012-09-30 0001493552 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2012-01-01 2012-09-30 0001493552 us-gaap:CommonStockMember 2012-01-01 2012-09-30 0001493552 nvsl:UnearnedStockAwardsMember 2012-01-01 2012-09-30 0001493552 us-gaap:AdditionalPaidInCapitalMember 2012-01-01 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2012-01-01 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2012-01-01 2012-09-30 0001493552 2012-09-30 0001493552 nvsl:OneToFourFamilyMember 2012-09-30 0001493552 nvsl:OneToFourFamilyMember 2012-09-30 0001493552 us-gaap:ConstructionLoansMember 2012-09-30 0001493552 us-gaap:ConstructionLoansMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember 2012-09-30 0001493552 us-gaap:ConsumerLoanMember 2012-09-30 0001493552 nvsl:ElevenPointOneTwoExercisePriceMember 2012-09-30 0001493552 nvsl:TwelvePointFiveOneExercisePriceMember 2012-09-30 0001493552 nvsl:OneToFourFamilyMember us-gaap:RealEstateMember 2012-09-30 0001493552 us-gaap:ConstructionLoansMember us-gaap:RealEstateMember 2012-09-30 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember us-gaap:RealEstateMember 2012-09-30 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2012-09-30 0001493552 nvsl:ResidentialConstructionMember us-gaap:SpecialMentionMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:SpecialMentionMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember us-gaap:DoubtfulMember 2012-09-30 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:PassMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2012-09-30 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember 2012-09-30 0001493552 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2012-09-30 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember 2012-09-30 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:DoubtfulMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:PassMember 2012-09-30 0001493552 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2012-09-30 0001493552 us-gaap:ConsumerLoanMember nvsl:PersonalMember 2012-09-30 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember us-gaap:NonperformingFinancingReceivableMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:DoubtfulMember 2012-09-30 0001493552 nvsl:AuctionRateTrustPreferredSecuritiesMember 2012-09-30 0001493552 us-gaap:TreasuryStockMember 2012-09-30 0001493552 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2012-09-30 0001493552 nvsl:ResidentialConstructionMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2012-09-30 0001493552 us-gaap:ConsumerLoanMember us-gaap:HomeEquityMember 2012-09-30 0001493552 nvsl:ResidentialConstructionMember us-gaap:PassMember 2012-09-30 0001493552 us-gaap:RetainedEarningsMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember us-gaap:PassMember 2012-09-30 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember us-gaap:PassMember 2012-09-30 0001493552 nvsl:MultiFamilyAndCommercialRealEstateMember 2012-09-30 0001493552 nvsl:UnearnedEsopSharesMember 2012-09-30 0001493552 us-gaap:MortgageBackedSecuritiesMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember us-gaap:SubstandardMember 2012-09-30 0001493552 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2012-09-30 0001493552 us-gaap:ConsumerOtherFinancingReceivableMember us-gaap:PerformingFinancingReceivableMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2012-09-30 0001493552 nvsl:ResidentialConstructionMember us-gaap:DoubtfulMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember nvsl:DoubtfulAndLossMember 2012-09-30 0001493552 nvsl:ResidentialConstructionMember us-gaap:SubstandardMember 2012-09-30 0001493552 nvsl:TdrsNonaccrualMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember us-gaap:DoubtfulMember 2012-09-30 0001493552 us-gaap:ConsumerLoanMember nvsl:SavingsAccountMember 2012-09-30 0001493552 nvsl:TdrsAccruingInterestMember 2012-09-30 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:SubstandardMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember us-gaap:SubstandardMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember nvsl:DoubtfulAndLossMember 2012-09-30 0001493552 us-gaap:CommonStockMember 2012-09-30 0001493552 us-gaap:ResidentialPrimeFinancingReceivableMember us-gaap:SpecialMentionMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2012-09-30 0001493552 us-gaap:RealEstateMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateConstructionFinancingReceivableMember nvsl:DoubtfulAndLossMember 2012-09-30 0001493552 us-gaap:CommercialLoanMember us-gaap:RealEstateMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2012-09-30 0001493552 nvsl:UnearnedStockAwardsMember 2012-09-30 0001493552 us-gaap:DebtSecuritiesMember 2012-09-30 0001493552 us-gaap:ConsumerLoanMember us-gaap:AutomobileLoanMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2012-09-30 0001493552 us-gaap:AdditionalPaidInCapitalMember 2012-09-30 0001493552 us-gaap:CommercialRealEstateMember us-gaap:SpecialMentionMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member nvsl:AuctionRateTrustPreferredSecuritiesMember 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2012-09-30 0001493552 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2012-09-30 0001493552 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2012-09-30 0001493552 us-gaap:CorporateBondSecuritiesMember 2012-09-30 0001493552 2012-11-26 xbrli:shares iso4217:USD iso4217:USDxbrli:shares xbrli:pure Naugatuck Valley Financial Corp 0001493552 --12-31 Smaller Reporting Company nvsl 7002208 10-Q false 2012-09-30 Q3 2012 15436000 25209000 2633000 682000 25051000 0 14763000 0 1068000 7244000 255000 0 1068000 1721000 0 0 2993000 0 14763000 1721000 0 0 0 17807000 0 7244000 25522000 0 15495000 0 1041000 7522000 298000 0 1041000 1166000 0 0 0 0 15495000 1166000 0 0 298000 18000000 0 7522000 0 25292000 25292000 27523000 27523000 2993000 2993000 0 0 0 2807000 2807000 0 0 0 466965000 423527000 1932000 1844000 873000 0 0 873000 356000 0 356000 0 0 9654000 9522000 9556000 9781000 6252000 5917000 2439000 5487000 3144000 4637000 572220000 542814000 410887000 403408000 70817000 61354000 4755000 2181000 3447000 3114000 489906000 470057000 0 0 70000 70000 58908000 58910000 27014000 16860000 3442000 3442000 14000 3000 1000 1000 -221000 363000 82314000 -1000 27014000 -3442000 -221000 70000 -14000 58908000 72757000 -1000 16860000 -3442000 363000 70000 -3000 58910000 572220000 542814000 0.01 0.01 1000000 1000000 0 0 0 0 0.01 0.01 25000000 25000000 7002366 7002366 7002292 7002208 391479 391479 1395 997 74 158 6520000 19304000 5491000 17190000 413000 1254000 397000 1215000 6933000 20558000 5888000 18405000 1371000 4835000 887000 2956000 550000 1726000 370000 1260000 1921000 6561000 1257000 4216000 5012000 13997000 4631000 14189000 1195000 1478000 10312000 17005000 3817000 11324000 -5681000 -2816000 666000 1149000 776000 1792000 215000 621000 245000 770000 231000 657000 210000 615000 77000 232000 75000 226000 89000 228000 46000 154000 0 86000 0 0 508000 655000 0 0 19000 19000 0 0 25000 81000 23000 77000 1792000 3690000 1375000 3634000 2721000 7435000 2711000 8025000 579000 1751000 564000 1714000 143000 413000 576000 1113000 131000 507000 66000 407000 123000 449000 179000 548000 104000 192000 185000 506000 98000 373000 122000 408000 96000 301000 152000 487000 67000 164000 63000 169000 19000 67000 23000 80000 0 0 0 712000 419000 984000 452000 1264000 4500000 12636000 5093000 15433000 1109000 2378000 -9399000 -14615000 362000 730000 -3238000 -5063000 747000 1648000 -6161000 -9552000 -634000 -616000 157000 584000 -634000 -616000 157000 584000 113000 1032000 -6004000 -8968000 0 -9552000 0 584000 0 0 0 0.12 0.25 -0.93 -1.44 -599000 0 -599000 0 0 0 0 0 8000 0 -3000 0 0 0 11000 0 2000 0 0 0 0 0 0 2000 0 0 0 0 0 0 0 0 0.03 0.09 199 199 84 393000 532000 -11000 -69000 350000 1421000 18664000 64789000 16429000 66395000 -73000 -270000 17000 20000 124000 -3050000 233000 0 92000 184000 5000 -88000 44000 92000 -1111000 1504000 432000 -504000 2357000 3425000 2468000 5738000 1522000 300000 624000 3178000 0 -335000 0 4216000 0 7386000 12187000 -26169000 532000 407000 109000 804000 -7996000 24515000 -12867000 -22439000 22169000 14960000 5300000 8509000 15935000 17972000 23000 -2573000 -1466000 0 31322000 0 2003000 0 0 -3000 1000 1000 220000 599000 26322000 -20118000 20683000 7822000 14263000 34946000 18069000 25891000 488000 356000 4657000 4266000 76000 198000 <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 1 &#8211; NATURE OF OPERATIONS</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Effective June 29, 2011, Naugatuck Valley Financial Corporation (the &#8220;Company&#8221;) completed its public stock offering in connection with the conversion of Naugatuck Valley Mutual Holding Company (the &#8220;MHC&#8221;) from the mutual holding company to the stock holding company form of organization (the &#8220;Conversion&#8221;). As a result of the Conversion, the Company succeeded Naugatuck Valley Financial Corporation, a Federal corporation (the &#8220;Federal Corporation&#8221;), as the holding company for Naugatuck Valley Savings and Loan (the &#8220;Bank&#8221;) and the MHC ceased to exist. A total of 4,173,008 shares of Company common stock were sold in a subscription and community offering at $8.00 per share, including 250,380 shares purchased by the Naugatuck Valley Savings and Loan Employee Stock Ownership Plan (the &#8220;ESOP&#8221;). Additionally, shares totaling 2,829,358 were issued to the stockholders of the Federal Corporation (other than the MHC) in exchange for their shares of Federal Corporation common stock at an exchange ratio of 0.9978 share of Company common stock for each share of Federal Corporation common stock. Shares outstanding after the stock offering and the exchange totaled 7,002,366. Net proceeds from the reorganization and stock offering totaled $31.3 million, after deducting offering costs of $2.1 million.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Originally organized in 1922, the Bank is a federally chartered stock savings bank which is headquartered in Naugatuck, Connecticut. The Bank provides a full range of personal banking services to individual and small business customers located primarily in the Naugatuck Valley and the immediate surrounding vicinity. It is subject to competition from other financial institutions throughout the region. The Bank is also subject to the regulations of various federal agencies and undergoes periodic examinations by those regulatory authorities.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Bank owns Naugatuck Valley Mortgage Servicing Corporation, which qualifies and operates as a Connecticut passive investment company pursuant to legislation.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 2 - BASIS OF PRESENTATION</b></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The accompanying consolidated interim financial statements are unaudited and include the accounts of the Company, the Bank, and the Bank&#8217;s wholly owned subsidiary, Naugatuck Valley Mortgage Servicing Corporation. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;) for interim financial information and with the instructions to Securities and Exchange Commission (&#8220;SEC&#8221;) Form 10-Q. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. All significant intercompany accounts and transactions have been eliminated in consolidation. These consolidated financial statements reflect, in the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary for a fair presentation of the Company&#8217;s financial position and the results of its operations and its cash flows at the dates and for the periods presented.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of condition, and income and expenses for the interim period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, deferred income taxes and the valuation of certain investment securities. While management uses available information to recognize losses and properly value these assets, future adjustments may be necessary based on changes in economic conditions both in Connecticut and nationally.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Management has evaluated subsequent events for potential recognition or disclosure in the financial statements. No subsequent events were identified that would have required a change to the financial statements or disclosure in the notes to the financial statements.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Operating results for the nine months ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company&#8217;s Annual Report on Form 10-K/A for the year ended December 31, 2011.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Certain reclassifications have been made to consolidated financial statements to conform to the September 30, 2012 consolidated financial statement presentation. These reclassifications only changed the reporting categories and did not affect the Company&#8217;s results of operations or financial position.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 3 - CRITICAL ACCOUNTING POLICIES</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company considers accounting policies involving significant judgments and assumptions by management that have, or could have, a material impact on the carrying value of certain assets or on income to be critical accounting policies. The accounting policies related to loans and the allowance for loan losses are presented below. For a summary of all other significant accounting policies, please refer to Note 4, &#8220;Summary of Significant Accounting Policies&#8221;, contained in the Company&#8217;s Annual Report on Form 10-K/A for the year ended December 31, 2011.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Allowance for Loan Losses</i>. </b>Determining the amount of the allowance for loan losses necessarily involves a high degree of judgment. Although the Company believes that it uses the best information available to establish the allowance for loan losses, future additions to the allowance may be necessary based on estimates that are susceptible to change as a result of changes in economic conditions and other factors. Management reviews the level of the allowance on a quarterly basis, at a minimum, and establishes the provision for loan losses based on the composition of the loan portfolio, delinquency levels, loss experience, economic conditions, and other factors related to the collectability of the loan portfolio.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company engages an independent review of its commercial loan portfolio on a quarterly basis and considers adjustments to its loan ratings based upon this review. In addition, the Company&#8217;s regulatory authorities, as an integral part of their examination process, periodically review the Company&#8217;s allowance for loan losses and may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Impaired Loans</i></b><i>&#160;</i>-<i>&#160;</i>Impaired loans consist of non-accrual loans and troubled debt restructurings (&#8220;TDRs&#8221;) in accordance with applicable authoritative accounting guidance. With the exception of loans that were restructured and still accruing interest, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all contractual principal and interest due according to the terms of the loan agreement. Loans deemed to be impaired are classified as non-accrual.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Impairment is measured by estimating the value of the loan based on the present value of expected future cash flows discounted at the loan&#8217;s initial effective interest rate or the fair value of the underlying collateral less costs to sell, if repayment of the loan is considered collateral-dependent. All impaired loans are included in non-performing assets.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>&#160;</i></b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Non-accrual loans. </i></b>Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black; font-size: 10pt;"><b><i>Troubled Debt Restructurings.</i></b></font> <font style="font-size: 10pt;">TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company&#8217;s TDRs are determined on a case-by-case basis in connection with ongoing loan collection processes.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company does not accrue interest on any TDRs unless it believes collection of all principal and interest under the modified terms is reasonably assured. Generally, six consecutive months of payment performance by the borrower under the restructured terms is required before a TDR is returned to accrual status assuming the loan is restructured at market rates. However, the period could vary depending upon the individual facts and circumstances of the loan.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">For a TDR to begin accruing interest, the borrower must demonstrate both some level of performance and the capacity to perform under the modified terms. A history of timely payments and adherence to financial covenants generally serve as sufficient evidence of the borrower&#8217;s performance. An evaluation of the borrower&#8217;s current creditworthiness is used to assess whether the borrower has the capacity to repay the loan under the modified terms. This evaluation includes an estimate of expected cash flows, evidence of strong financial position, and estimates of the value of collateral, if applicable.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 4 &#8212; Accounting Standards Updates</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Recently Adopted Accounting Guidance</i></b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and International Financial Reporting Standards (&#8220;IFRS&#8221;): </b>In April 2011, the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued guidance that clarifies the wording used to describe many of the requirements in GAAP for measuring fair value and for disclosing information about fair value measurements. The guidance does not extend the use of fair value accounting, but clarifies the wording on how it should be applied to be consistent with IFRS and expands certain disclosure requirements relating to Level 3 fair value measurements. For many of the requirements, the FASB does not intend for the amendments in this update to result in a change in application from current guidance. This guidance is to be applied prospectively for interim and annual periods beginning after December 15, 2011. Since the guidance only relates to disclosure, the adoption of this guidance did not impact the Company&#8217;s financial condition, results of operations, or liquidity.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>Statement of Comprehensive Income: </b>In April 2011, the FASB issued accounting guidance requiring companies to include a statement of comprehensive income as part of its interim and annual financial statements. The new guidance gives companies the option to present net income and comprehensive income either in one continuous statement or in two separate, but consecutive statements. This approach represents a change from current GAAP, which allows companies to report Other Comprehensive Income (&#8220;OCI&#8221;) and its components in the statement of shareholder&#8217;s equity. The guidance also allows companies to present OCI either net of tax with details in the notes or shown gross of tax (with tax effects shown parenthetically). This guidance is effective for fiscal years beginning after December 15, 2011, but early adoption is permitted. Since the guidance only relates to disclosure, the adoption of this guidance did not impact the Company&#8217;s financial condition, results of operations, or liquidity.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>&#160;</i></b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Recently Issued Accounting Guidance</i></b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">There were no additional accounting standards updates applicable to the Company issued by FASB during the third quarter ended September 30, 2012. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company&#8217;s financial position, results of operations or cash flows.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 5 &#8211; INVESTMENT SECURITIES</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; color: red;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At September 30, 2012, the composition of the investment portfolio was:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Available-for-sale securities:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">U.S. government and agency obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,008</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">33</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,041</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Corporate bonds</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed mortgage-backed securities</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">14,693</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">802</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,495</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed collateralized mortgage obligations</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1,152</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">14</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1,166</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Private label collateralized mortgage obligations</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">327</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(29</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">298</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: right; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total debt securities</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">17,180</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">849</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">(29</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">18,000</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,700</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(178</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,522</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total available-for-sale securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,880</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">849</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(207</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,522</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Held-to-maturity securities:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Government guaranteed mortgage-backed securities</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">27,523</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">704</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">28,227</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total held-to-maturity securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">27,523</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">704</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">28,227</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At December 31, 2011, the composition of the investment portfolio was:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Available-for-sale securities:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">U.S. government and agency obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,014</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">54</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,068</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed mortgage-backed securities</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">13,919</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">844</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">14,763</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed collateralized mortgage obligations</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1,711</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">10</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1,721</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Private label collateralized mortgage obligations</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">352</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(97</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">255</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: right; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total debt securities</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">16,996</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">908</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">(97</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">17,807</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">8,000</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(756</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,244</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total available-for-sale securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,996</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">908</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(853</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,051</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Held-to-maturity securities:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Government guaranteed mortgage-backed securities</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">25,292</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">387</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">(9</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">)</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">25,670</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total held-to-maturity securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,292</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">387</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(9</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,670</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company has identified certain investment securities in which the fair value of the security is less than the cost of the security. This can be from an increase in interest rates since the time of purchase or from deterioration in the credit quality of the issuer. All investment securities which have unrealized losses undergo an internal impairment review.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Management&#8217;s review for impairment generally entails identification and analysis of individual investments that have fair values less than amortized cost, including consideration of the length of time the investment has been in an unrealized loss position and the expected recovery period; discussion of evidential matter, including an evaluation of factors or triggers that could cause individual investments to qualify as having other-than-temporary impairment and those that would not support other-than-temporary impairment; and documentation of the results of these analyses. As a result of the reviews, management has determined that there are no other investment securities which have deteriorated in credit quality subsequent to purchase, and believes that these unrealized losses are temporary and are the result of changes in market interest rates and market conditions over the past several years.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following is a summary of the fair values and related unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2012, and December 31, 2011.</font> There have been no securities in a continuous unrealized loss position for less than 12 months at September 30, 2012</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;<font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;12&#160;or&#160;More&#160;Consecutive&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="font-style: italic; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Private label collateralized mortgage obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">1</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">298</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(29</td> <td style="text-align: left; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,328</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(178</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,626</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(207</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;Less&#160;Than&#160;12&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black; font-weight: bold;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Government guaranteed mortgage backed securities</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">4,244</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">(9</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,244</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(9</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;12&#160;or&#160;More&#160;Consecutive&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="font-style: italic; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Private label collateralized mortgage obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">1</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">256</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(97</td> <td style="text-align: left; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,644</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(756</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">1,900</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(853</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 6 &#8211; LOANS RECEIVABLE</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">A summary of loans receivable at September 30, 2012 and December 31, 2011 is as follows:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 88%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.5in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">September&#160;30,</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">December&#160;31,</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars in thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; width: 76%; color: black;">One-to four-family</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">210,311</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">217,893</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Commercial real estate and multi-family</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">141,521</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">160,858</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Construction</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,388</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">29,734</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black;">Total real estate loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">376,220</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">408,485</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">34,279</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">36,645</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Consumer loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Home equity</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">29,720</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">32,157</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Savings accounts</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">592</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">847</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Automobile</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">475</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">509</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Personal</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">210</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">197</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.6in; color: black;">Total consumer loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">30,997</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">33,710</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;">Totals loans</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">441,496</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">478,840</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Less:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Allowance for loan losses</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,801</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">8,053</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Undisbursed construction loans</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1,927</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,489</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Deferred loan origination fees, net</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">241</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">333</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 34.2pt; color: black;">Loans receivable, net</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">423,527</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">466,965</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black;">Weighted average yield</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">5.13</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">%</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">5.29</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">%</td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><i><u>Credit Quality of Financing Receivables and the Allowance for Loan Losses</u></i></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Management segregates the loan portfolio into portfolio segments, which are defined as the levels at which the Company develops and documents a systematic method for determining its allowance for loan losses. The portfolio segments are segregated based on loan types and the underlying risk factors present in each loan type. Such risk factors are periodically reviewed by management and revised as deemed appropriate.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company&#8217;s loan portfolio is segregated into the following portfolio segments:</font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>One-to Four-Family Owner Occupied Loans</i>. This portfolio segment consists of the origination of first mortgage loans secured by one-to four-family owner occupied residential properties and residential construction loans to individuals to finance the construction of residential dwellings for personal use located in our market area. Although the Company has experienced an increase in foreclosures on its owner occupied loan portfolio over the past year, foreclosures are still at relatively low levels and believe this is due mainly to its conservative underwriting and lending policies which do not allow for risky loans such as &#8220;Option ARM,&#8221; &#8220;sub-prime&#8221; or &#8220;Alt-A&#8221; loans.</font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>Commercial Real Estate and Multi-family Loans</i>. This portfolio segment includes loans secured by commercial real estate, non-owner occupied one-to four-family and multi-family dwellings for property owners and businesses in our market area. Loans secured by commercial real estate generally have larger loan balances and more credit risk than owner occupied one-to four-family mortgage loans. The increased risk is the result of several factors, including the concentration of principal in a limited number of loans and borrowers, the impact of local and general economic conditions on the borrower&#8217;s ability to repay the loan, and the increased difficulty of evaluating and monitoring these types of loans.</font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>Construction and Land Development Loans</i>. This portfolio segment includes commercial construction loans for commercial development projects, including condominiums, apartment buildings, and single family subdivisions as well as office buildings, retail and other income producing properties and land loans, which are loans made with land as security. Construction and land development financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. If the estimate of construction cost proves to be inaccurate, the Company may be required to advance additional funds beyond the amount originally committed in order to protect the value of the property. Moreover, if the estimated value of the completed project proves to be inaccurate, the borrower may hold a property with a value that is insufficient to assure full repayment. Construction loans also expose the Company to the risks that improvements will not be completed on time in accordance with specifications and projected costs and that repayment will depend on the successful operation or sale of the properties, which may cause some borrowers to be unable to continue with debt service which exposes the Company to greater risk of non-payment and loss. Additionally, economic factors such as the decline of property values may have an adverse effect on the ability of the borrower to sell the property.</font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <div style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>Commercial Business Loans</i>. This portfolio segment includes commercial business loans secured by real estate, assignments of corporate assets, and personal guarantees of the business owners. Commercial business loans generally have higher interest rates and shorter terms than other loans, but they also may involve higher average balances, increased difficulty of loan monitoring and a higher risk of default since their repayment generally depends on the successful operation of the borrower&#8217;s business.</font></div> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>Real Estate Secured Loans</i>. This portfolio segment includes home equity loans and home equity lines of credit secured by owner occupied one-to four-family residential properties. Loans of this type are generally written at a maximum of 75% of the appraised value of the property and require that the Company has a second lien position on the property. These loans are written at a higher interest rate and a shorter term than mortgage loans. The Company has experienced a low level of foreclosure in this type of loan during recent periods. These loans can be affected by economic conditions and the values of the underlying properties.</font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>Consumer Loans</i>. This portfolio segment includes loans secured by passbook or certificate accounts, or automobiles, as well as unsecured personal loans and overdraft lines of credit. This type of loan may entail greater risk than do residential mortgage loans, particularly in the case of loans that are unsecured or secured by assets that depreciate rapidly.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Loans are generally carried at the amount of unpaid principal, less the allowance for loan losses and adjusted for deferred loan fees, which are amortized over the term of the loan using the interest method. Interest on loans is accrued based on the principal amounts outstanding. It is the Company&#8217;s policy to discontinue the accrual of interest when a loan is specifically determined to be impaired or when the principal or interest is delinquent for more than 90 days. When a loan is placed on nonaccrual status, all interest previously accrued but not collected is reversed against current period interest income.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The allowance for loan losses is established through a provision for loan losses. The Company maintains the allowance at a level believed, to the best of management&#8217;s knowledge, adequate to cover all known and inherent losses in the loan portfolio that are both probable and reasonable to estimate at each reporting date.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Management reviews the allowance for loan losses on at least a quarterly basis in order to identify those inherent losses and to assess the overall collection probability for the loan portfolio. The evaluation process by portfolio segment includes, among other things, an analysis of delinquency trends, non-performing loan trends, the level of charge-offs and recoveries, prior loss experience, total loans outstanding, the volume of loan originations, the type, size and geographic concentration of the loans, the value of collateral securing the loan, the borrower&#8217;s ability to repay and repayment performance, the number of loans requiring heightened management oversight, local economic conditions and industry experience.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The establishment of the allowance for loan losses is significantly affected by management&#8217;s judgment and uncertainties, and there is a likelihood that different amounts would be reported under different conditions or assumptions. The Office of the Comptroller of the Currency (&#8220;OCC&#8221;), as an integral part of its examination process, periodically reviews the allowance for loan losses and may require the Company to make additional provisions for estimated loan losses based upon judgments different from those of management.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The allowance generally consists of specific and general components. The specific component relates to loans that have been evaluated and determined to be impaired under ASC 310-10-35. For such impaired loans, when the discounted cash flows (or collateral value or observable market price if the loan is collateral dependent) of the impaired loan is lower than the carrying value of that loan, the Company will charge the difference to loss or establish a specific allowance if the loss is not confirmed. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. Additional allowances are placed on loans classified as either doubtful, substandard or special mention. Although for analytical purposes, certain allowances are attributed to loans that are impaired and general components are attributed to loans evaluated collectively. The allowance is available to cover all charge offs that arise from the loan portfolio.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company will continue to monitor and modify its allowance for loan losses as conditions dictate. No assurances can be given that the level of allowance for loan losses will cover all of the inherent losses in the loan portfolio or that future adjustments to the allowance for loan losses will not be necessary if economic and other conditions differ substantially from the economic and other conditions used by management to determine the current level of the allowance for loan losses.</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables set forth the balance of the allowance for loan losses at September 30, 2012 and December 31, 2011, by portfolio segment, disaggregated by impairment methodology, which is then further segregated by amounts evaluated for impairment collectively and individually. Also included is a summary of transactions in the allowance for loan losses for the nine months ended September 30, 2012 and the year ended December 31, 2011. The allowance for loan losses allocated to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p> <table style="width: 86%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.5in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">One-to&#160;Four-<br />Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Construction</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Commercial<br />Real&#160;Estate</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Commercial</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Consumer</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; font-weight: bold;"><font style="font-size: 8pt;">As of and for the Nine Months</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-indent: -0.1in; padding-left: 0.12in; font-weight: bold;"><font style="font-size: 8pt;">Ended September 30, 2012</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">(In thousands)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Allowance for loan losses:</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 40%;"><font style="font-size: 8pt;">Beginning balance</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">1,745</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">1,327</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">3,745</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">754</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">482</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">8,053</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Provision for loan losses</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">2233</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">6,070</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">4,897</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">3,249</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">556</font></td> <td style="text-align: left;"></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">17,005</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Charge-offs</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(571</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(5,504</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(934</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(2,260</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(9,269</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Recoveries</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">6</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">2</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">12</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,411</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,893</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">7,708</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,749</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,040</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">15,801</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">7,050</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">15,146</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">13,382</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,858</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">262</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">37,698</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">203,261</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">9,242</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">128,139</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">32,421</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">30,735</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">403,798</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; font-weight: bold;"><font style="font-size: 8pt;">As of and for the Year</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-indent: -0.1in; padding-left: 0.12in; font-weight: bold;"><font style="font-size: 8pt;">Ended December 31, 2011</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">(In thousands)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Allowance for loan losses:</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Beginning balance</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,585</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">600</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">2,714</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">884</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">610</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">6,393</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Provision for loan losses</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">377</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,449</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,942</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">383</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">142</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">4,293</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Charge-offs</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(217</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(722</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(911</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(516</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(271</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(2,637</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Recoveries</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,745</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,327</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,745</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">754</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">482</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">8,053</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">2,721</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">8,474</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">4,422</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,585</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">225</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">19,427</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">215,172</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">21,260</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">156,436</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">33,060</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">33,485</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">459,413</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company&#8217;s policies provide for the classification of loans and other assets into the following categories: pass (1 - 4), bankable with care (5), special mention (6), substandard (7), doubtful (8) and loss (9). Consistent with regulatory guidelines, loans and other assets that are considered to be of lesser quality are classified as substandard, doubtful, or loss assets. An asset is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard assets include those assets characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Assets (or portions of assets) classified as loss are those considered uncollectible and of such little value that their continuance as assets without establishment of a specific valuation allowance or charge-off is not warranted. Assets that do not expose us to risk sufficient to warrant classification in one of the aforementioned categories, but which possess potential weaknesses that deserve close attention, are required to be designated as special mention.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">When assets are classified as special mention, substandard or doubtful, the Company disaggregates these assets and allocates a portion of the related general loss allowances to such assets as the Company deems prudent. Determinations as to the classification of assets and the amount of loss allowances are subject to review by our principal federal regulator, the Office of the Comptroller of the Currency, which can require that we establish additional loss allowances. The Company regularly reviews its asset portfolio to determine whether any assets require classification in accordance with applicable regulations.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables are a summary of the loan portfolio quality indicators by loan class as of September 30, 2012 and December 31, 2011:</font></div> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="25">Commercial&#160;Loans&#160;&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;by&#160;Internally&#160;Assigned&#160;Grade:</td> </tr> <tr style="vertical-align: bottom;"> <td style="text-align: left; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: left; font-style: italic; color: black;" nowrap="nowrap">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial<br />Loans</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate<br />Construction</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial<br />Loans</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate<br />Construction</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; width: 28%; color: black;">4</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">5,754</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">28,402</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">6,659</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">216</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">40,769</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">5</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">21,355</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">7,588</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">82,109</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">21,941</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">7,463</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">88,089</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">6</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,344</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4,494</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,354</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">2,072</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5,948</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,383</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">7</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,459</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">9,397</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">14,350</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5,235</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">8,595</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">16,004</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">8</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">367</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,306</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">738</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">613</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">34,279</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">21,479</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">141,521</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">36,645</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">22,222</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">160,858</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="17">Consumer&#160;Loans&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;by&#160;Internally&#160;Assigned&#160;Grade:</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Prime</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Construction</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Prime</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Construction</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 52%; color: black;">Pass</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">203,759</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">2,909</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">213,049</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">7,512</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt; color: black;">Special Mention</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">278</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">746</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; color: black;">Substandard</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,274</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4,098</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt; color: black;">Doubtful</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">210,311</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,909</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">217,893</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">7,512</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="9">Consumer&#160;Loans&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;Based&#160;on&#160;Payment&#160;Activity:</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Consumer&#160;&#8211;<br />Other</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Consumer&#160;&#8211;<br />Other</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 64%; color: black;">Performing</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 15%; color: black;">30,587</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 15%; color: black;">33,323</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt; color: black;">Nonperforming</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">410</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">387</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">30,997</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">33,710</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">When a loan is 15 days past due, the Company sends the borrower a late notice. The Company also contacts the borrower by phone if the delinquency is not corrected promptly after the notice has been sent. When the loan is 30 days past due, the Company mails the borrower a letter reminding the borrower of the delinquency, and attempt to contact the borrower personally to determine the reason for the delinquency in order to ensure that the borrower understands the terms of the loan and the importance of making payments on or before the due date. If necessary, subsequent delinquency notices are issued and the account will be monitored on a regular basis thereafter. By the 90th day of delinquency, the Company will send the borrower a final demand for payment and may recommend foreclosure. A summary report of all loans 30 days or more past due is provided to the board of directors of the Company each month, and more frequently to the Asset Quality Committee of the Board of Directors.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent. Management works closely with the Asset Quality Committee of the Board of Directors in an effort to resolve nonperforming assets in a manner most advantageous to the Company.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables set forth certain information with respect to our loan portfolio delinquencies by loan class and amount as of September 30, 2012 and December 31, 2011:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="26"><font style="font-size: 8pt;">Credit&#160;Quality&#160;Information</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Greater</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying<br /></font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Than</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount&#160;&gt;&#160;90&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">31-60&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">61-90&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">90&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Total&#160;Past</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Days&#160;and</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Past&#160;Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Past&#160;Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">(Nonaccrual)</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Current</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Total&#160;Loans</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Accruing</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">As of September 30, 2012</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; width: 30%; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">794</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">72</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">4,527</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">5,393</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">207,937</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">213,330</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">893</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">10,839</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">11,732</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">12,333</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">21,369</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">842</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">329</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">7,905</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,077</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">131,382</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">141,521</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">208</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">99</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,564</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,871</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">32,408</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">34,279</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">163</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">36</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">410</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">609</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">30,388</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">30,997</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">2,007</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">1,429</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">23,612</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">27,048</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">414,448</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">441,496</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">As of December 31, 2011</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,379</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">214</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">4,140</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">5,733</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">212,160</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">217,893</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">270</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,005</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,275</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">20,459</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">29,734</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">654</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">249</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,182</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">10,085</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">150,773</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">160,858</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">396</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,967</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">2,363</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">34,282</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">36,645</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">467</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">37</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">387</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">891</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">32,819</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">33,710</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">3,166</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">500</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">24,681</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">28,347</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">450,493</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">478,840</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Nonperforming loans (defined as nonaccrual loans and TDRs) totaled $25.2 million at September 30, 2012 compared to $24.7 million at December 31, 2011. The amount of income that was contractually due but not recognized on nonperforming loans totaled $275,000 and $1.6 million for the quarter and nine months ended September 30, 2012, respectively, compared with $365,000 for the year ended December 31, 2011.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At September 30 2012, there were no loans 90 or more days past due and still accruing interest. At September 30, 2012, the Company had 108 loans on non-accrual status with foregone interest of approximately $1.6 million for the period since the loans were placed on non-accrual status. Included in these loans were 62 loans which were not 90 days past due, but were placed on non-accrual status as a result of a recent modification or the identification of a weakness on the loan.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company accounts for impaired loans in accordance with GAAP. An impaired loan generally is one for which it is probable, based on current information, that the lender will not collect all the amounts due under the contractual terms of the loan. Loans are individually evaluated for impairment. When the Company classifies a problem asset as impaired, it makes a specific allowance for that portion of the asset that is deemed uncollectible.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At September 30, 2012, the Company had $26.0 million of loans which were considered to be impaired, with a valuation allowance of $1.3 million, compared to $19.4 million of such loans at December 31, 2011 with a valuation allowance of $1.3 million. The increase is primarily due to the classification of the following as impaired during the period: three residential development loans, fourteen commercial real estate loans, ten commercial loans secured by business assets, fifteen residential mortgage loans and four home equity loans. The increases were partially offset by removing from impaired status: one residential mortgage loan, three home equity loans and nine commercial business loans. Additionally, $1.1 million of specific allowances that were allowed under previous regulatory supervision were charged off against the loan balances as required under current regulatory supervision.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables are a summary of impaired loans by class of loans as of September 30, 2012 and December 31, 2011:</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b></b></font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Unpaid</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Average</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Interest</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Principal</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Related</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Income</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">As of September 30, 2012</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Balance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Recognized</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-style: italic; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-style: italic; font-size: 10pt;" colspan="18"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="font-style: italic; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-size: 10pt; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans without valuation allowance:</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 20pt; width: 40%; font-size: 10pt;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">4,874</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">5,335</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">4,925</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">122</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Construction</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">7,515</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">14,355</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">10,784</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">117</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">10,257</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">12,485</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">11,379</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">190</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,453</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,764</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,534</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">27</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">390</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">340</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">12</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans without valuation allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">24,405</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">34,329</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">28,962</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">468</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-size: 10pt; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans with valuation allowance:</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Construction</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">352</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">407</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">394</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial real estate</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,326</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans with valuation allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,658</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,713</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,720</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">26,063</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">36,042</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">30,682</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">471</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;<font style="color: black;"><b>&#160;</b></font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Unpaid</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Average</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Interest</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Principal</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Related</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Income</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; color: black; font-weight: bold;"><font style="font-size: 8pt;">As&#160;of&#160;December&#160;31,&#160;2011</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Balance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Recognized</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-style: italic; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-style: italic; color: black;" colspan="18"><font style="font-size: 8pt;">(In&#160;thousands)</font></td> <td style="font-style: italic; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans without valuation allowance:</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; width: 40%; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,360</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,375</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,368</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">42</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">959</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">959</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">944</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">5</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,334</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,352</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,370</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">201</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">2,870</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,094</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">239</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">80</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">101</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">353</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">206</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">1</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans without valuation allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">8,624</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">9,133</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">6,127</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">329</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans with valuation allowance:</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,361</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,361</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">109</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,362</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">42</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">7,515</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">8,980</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">510</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">4,173</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">279</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,088</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,088</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">336</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,097</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">24</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">46</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">662</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">35</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Consumer &#8211; other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">124</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">124</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">71</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">125</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">6</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans with valuation allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">10,803</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">12,268</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">1,072</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">7,419</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">386</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">19,427</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">21,401</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">1,072</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">13,546</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Loan modifications are generally performed at the request of the individual borrower and may include reduction in interest rates, changes in payments, and maturity date extensions. TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company&#8217;s loan modifications are determined on a case-by-case basis in connection with ongoing loan collection processes.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following table displays information for impaired loans modified through a TDR at September 30, 2012 and December 31, 2011:</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">As&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">As&#160;of</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="font-style: italic; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">September&#160;30,</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">December&#160;31,</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Aggregate recorded investment of impaired loans with terms modified through a troubled debt restructuring:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 76%; color: black;">Accruing interest</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">566</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">416</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Nonaccrual</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">8,232</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">12,235</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">8,798</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">12,651</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following table presents a summary of loans that were restructured during the nine months ended September 30, 2012 and for the year ended December 31, 2011:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="18">For&#160;the&#160;Nine&#160;Months&#160;Ended&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Number<br />of<br />Loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Pre-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Funds<br />Disbursed</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Interest&#160;and<br />Escrow<br />Capitalized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Post-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 40%; color: black;">One-to four-family</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">6</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,440</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">3</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">3</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,446</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Multi-family and commercial real estate</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">426</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">426</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">292</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">292</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Consumer loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Home equity</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">168</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">168</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total TDRs restructured during the period</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">12</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,326</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,332</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, still accruing interest</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">580</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">580</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, included in nonaccrual</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">8</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,746</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,752</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">12</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,326</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,332</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="18">For&#160;the&#160;Year&#160;Ended&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Number<br />of<br />Loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Pre-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Funds<br />Disbursed</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Interest&#160;and<br />Escrow<br />Capitalized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Post-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; width: 40%; color: black;">One-to-four family</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">2</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">310</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">310</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Construction</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">48</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">30</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">78</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Commercial real estate and multi-family</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,736</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">19</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">59</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,814</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">673</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">673</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total TDRs restructured during the period</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, still accruing interest</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, included in nonaccrual</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The specific allowances for loan losses on TDRs is determined by discounting the restructured cash flows at the original effective rate of the loan before modification or is based on the underlying collateral value less costs to sell, if repayment of the loan is considered collateral-dependent. If the resulting amount is less than the recorded book value, the Company either establishes a specific valuation allowance as a component of the allowance for loan losses, or charges off the impaired balance if it determines that such amount is a confirmed loss. This method is used consistently for all segments of the portfolio. The allowance for loan losses also includes an allowance based on a loss migration analysis for each loan category for loans that are not individually evaluated for specific impairment. All loans charged-off, including TDRs charged-off, are factored into this calculation by portfolio segment. During the nine months ended September 30, 2012, the Company charged off $2.1 million of loans previously classified as TDRs, on which there were $743,000 of related specific allowances.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 7 - EARNINGS PER SHARE</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Basic earnings per common share is calculated by dividing the net income available to common stockholders by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share is computed in a manner similar to basic earnings per common share except that the weighted-average number of common shares outstanding is increased to include the incremental common shares (as computed using the treasury stock method) that would have been outstanding if all potentially dilutive common stock equivalents were issued during the period. The Company's common stock equivalents are comprised of stock options and restricted stock awards. Anti-dilutive shares are common stock equivalents with weighted-average exercise prices in excess of the weighted-average market value for the periods presented. For the three and nine months ended September 30, 2012, anti-dilutive options excluded from the calculations totaled 278,813 options (with an exercise price of $11.12) and 5,886 options (with an exercise price of $12.51). For the three and nine months ended September 30, 2011, anti-dilutive options excluded from the calculations totaled 306,827 options (with an exercise price of $11.12) and 7,482 options (with an exercise price of $12.51). Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating either basic or diluted net income per common share.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 82%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="6">Three&#160;Months&#160;Ended</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="6">Nine&#160;Months&#160;Ended</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">September 30,</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">September 30,</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="6">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="2">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="2">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Net income (loss)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(6,161,000</td> <td style="text-align: left; width: 1%; color: black;">)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">747,000</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(9,552,000</td> <td style="text-align: left; width: 1%; color: black;">)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,648,000</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Weighted-average common shares outstanding:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Basic</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,729</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,578,471</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,766</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,579,104</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Effect of dilutive stock options and restrictive stock awards</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Diluted</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,729</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,578,471</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,766</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,579,104</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Earnings (loss) per common share:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Basic</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">(0.93</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">0.12</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">(1.44</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">0.25</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Diluted</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(0.93</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">0.12</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(1.44</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">0.25</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>NOTE 8 - COMPREHENSIVE INCOME</b></font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Comprehensive income is net income adjusted for any changes in equity from non-owner sources that are not recorded in the income statement (such as changes in the net unrealized gain/loss on available-for-sale securities). The purpose of reporting comprehensive income is to provide a measure of all changes in equity that result from recognized transactions and other economic events of the period other than transactions with owners in their capacity as owners. The Company&#8217;s sole source of other comprehensive income is the net unrealized gain on its available-for-sale securities.</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table align="center" style="width: 90%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="6" nowrap="nowrap">Three Months Ended</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="6" nowrap="nowrap">Nine Months Ended</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30,</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30,</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="text-align: center; font-style: italic;" colspan="14" nowrap="nowrap">(In thousands)</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; width: 40%;">Net income (loss)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">(6,161</td><td style="text-align: left; width: 1%;">)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">747</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">(9,552</td><td style="text-align: left; width: 1%;">)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">1,648</td><td style="text-align: left; width: 1%;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Other comprehensive income:</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Unrealized gain (loss) on securities available-for-sale</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">201</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(652</td><td style="text-align: left;">)</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">587</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(551</td><td style="text-align: left;">)</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;">Reclassification adjustment for (gain) loss realized in net income</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">-</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">19</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">-</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(67</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Other comprehensive income (loss) before tax effect</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">201</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(633</td><td style="text-align: left;">)</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">587</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(618</td><td style="text-align: left;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;">Income tax effect related to items of other comprehensive income (loss)</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">44</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">1</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">3</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(2</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt;">Other comprehensive income (loss) net of tax effect</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">157</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(634</td><td style="text-align: left; padding-bottom: 1pt;">)</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">584</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(616</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-left: 9pt;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;">Total comprehensive income (loss)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">(6,004</td><td style="text-align: left; padding-bottom: 2.5pt;">)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">113</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">(8,968</td><td style="text-align: left; padding-bottom: 2.5pt;">)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1,032</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td></tr></table><p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>&#160;</b></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company has not recognized deferred taxes related to unrealized capital losses in other comprehensive income due to its current inability to use them.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 9 - EQUITY INCENTIVE PLAN</b></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Under the Naugatuck Valley Financial Corporation 2005 Equity Incentive Plan (the &#8220;Incentive Plan&#8221;), the Company may grant up to 371,794 stock options and 148,717 shares of restricted stock to its employees, officers and directors for an aggregate amount of up to 520,511 shares of the Company&#8217;s common stock for issuance upon the grant or exercise of awards. Both incentive stock options and non-statutory stock options may be granted under the Incentive Plan.</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The amounts and terms of the awards granted under the Incentive Plan are summarized in the following table.</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap">Grant date</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">July 26,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">December 18,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 20,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 21,</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2008</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2006</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td style="font-style: italic;">&#160;</td><td style="text-align: center; font-style: italic;" colspan="2">&#160;</td><td style="font-style: italic;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Option awards</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td style="font-style: italic;">&#160;</td><td style="text-align: left; font-style: italic;">&#160;</td><td style="text-align: right; font-style: italic;">&#160;</td><td style="text-align: left; font-style: italic;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 9.35pt; width: 40%;">Awarded</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">997</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1,995</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">7,483</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">6,485</td><td style="text-align: left; width: 1%;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-left: 9.35pt;">Exercise price</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">12.51</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 9.35pt;">Maximum term in years</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Restricted stock awards</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 9.35pt;">Awarded</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">997</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">2,993</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">1,995</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">1,496</td><td style="text-align: left;">&#160;</td></tr></table><p style="text-align: left; margin-top: 0pt; font: 10pt times new roman, times, serif; margin-bottom: 0pt;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">To date, stock option awards have been granted with an exercise price equal to the higher of the market price of the Company&#8217;s stock at the date of grant or $11.12, which was the market price of the Company&#8217;s stock at the date stock option awards were initially granted under the Incentive Plan. All granted stock options and restricted stock awards vest at 20% per year beginning on the first anniversary of the date of grant.</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Stock options and restricted stock awards are considered common stock equivalents for the purpose of computing earnings per share on a diluted basis.</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company records share-based compensation expense related to outstanding stock option and restricted stock awards based upon the fair value at the date of grant over the vesting period of such awards on a straight-line basis. The fair value of each restricted stock allocation, based on the market price at the date of grant, is recorded to unearned stock awards. Compensation expenses related to unearned restricted shares are amortized to compensation, taxes and benefits expense over the vesting period of the restricted stock awards. The fair value of each stock option award is estimated on the date of grant using the Black-Scholes option pricing method as described below. The Company recorded a share-based compensation benefit of $2,480 and expense of $669 for the three and nine months ended September 30, 2012, respectively, due to forfeited options in September 2012, compared to $4,550 and $14,851 for the three and nine months ended September 30, 2011, respectively, in connection with the stock option and restricted stock awards.<!-- Field: /Page --></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The fair value of each stock option award is estimated on the date of grant using the Black-Scholes option pricing method which includes several assumptions such as volatility, expected dividends, expected term and risk-free rate for each stock option award. In determining the expected term of the option awards, the Company elected to follow the simplified method as permitted by the SEC Staff Accounting Bulletin 107. Under this method, the Company has estimated the expected term of the options as being equal to the average of the vesting term plus the original contractual term. The Company estimated its volatility using the historical volatility of other, similar companies during a period of time equal to the expected life of the options. The risk-free rate for the periods within the contractual life of the options is based upon the U.S. Treasury yield curve in effect at the time of grant. Assumptions used to determine the weighted-average fair value of stock options granted were as follows:</p><p style="text-indent: 0.5in; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">July 26,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">December 18,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 20,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 21,</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid;" nowrap="nowrap">Grant date</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2008</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2006</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="text-align: center; font-style: italic;" colspan="2" nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; width: 40%;">Dividend yield</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">2.74</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">2.20</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1.60</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1.89</td><td style="text-align: left; width: 1%;">%</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Expected volatility</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">13.40</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">11.00</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10.49</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">11.20</td><td style="text-align: left;">%</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td>Risk-free rate</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">3.56</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">3.63</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">4.48</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">4.61</td><td style="text-align: left;">%</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Expected life in years</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: 10pt;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;">Weighted average fair value of options at grant date</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1.51</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1.18</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">2.55</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">2.25</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td></tr></table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 10 - DIVIDENDS</b></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">On July 25, 2012, the Company's Board of Directors declared a cash dividend of $0.03 per outstanding common share, which was paid on September 4, 2012, to stockholders of record as of the close of business on August 15, 2012.</p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 11 &#8211; FAIR VALUE</b></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company uses fair value to record adjustments to certain assets and liabilities and to prepare required disclosures. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined using market quotes. However, in many instances, there are no quoted market prices available. In such instances, fair values are determined using various valuation techniques. Various assumptions and observable inputs must be relied upon in applying these techniques. Accordingly, the fair value estimates may not be realized in an immediate transfer of the respective asset or liability.</p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following is a summary of the carrying value and estimated fair value of the Company&#8217;s significant financial instruments as of September 30, 2012 and December 31, 2011:</p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 90%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30, 2012</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">December 31, 2011</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Carrying</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Estimated</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Carrying</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Estimated</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap">(In thousands)</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Amount</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Fair Value</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Amount</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Fair Value</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;">Financial Assets</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt; width: 40%;">Cash and cash equivalents</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">25,891</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">25,891</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">18,069</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">18,069</td> <td style="text-align: left; width: 1%;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Investment securities</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">53,045</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">53,749</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">50,343</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">50,721</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Loans held for sale</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,807</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,807</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,993</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,993</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Loans receivable, net</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">423,527</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">444,217</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">466,965</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">492,446</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Accrued income receivable</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,844</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,844</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,932</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,932</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Mortgage servicing rights</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">877</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">910</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">700</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">742</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td>&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;">Financial Liabilities</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;">Deposits</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">403,408</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">406,353</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">410,887</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">409,357</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Borrowed funds</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">61,354</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">62,547</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">70,817</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">72,757</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 9pt;">Mortgagors' escrow accounts</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">2,181</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">2,181</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">4,755</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">4,755</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Fair Value Hierarchy </i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Current accounting guidance establishes a fair value hierarchy based on the transparency of inputs participants use to price an asset or liability. The fair value hierarchy prioritizes these inputs into the following three levels:</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table style="margin-top: 0pt; width: 100%; font: 10pt times new roman, times, serif; margin-bottom: 0pt;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: top;"> <td style="width: 23.7pt;"></td> <td style="width: 9.45pt;"><font style="font: 10pt symbol;">&#183;</font></td> <td><font style="font-size: 10pt;"><i>Level 1: </i>Valuation is based upon unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.</font></td> </tr> </table> <p style="text-indent: -9.45pt; margin: 0pt 0px 0pt 33.15pt; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <table style="margin-top: 0pt; width: 100%; font: 10pt times new roman, times, serif; margin-bottom: 0pt;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: top;"> <td style="width: 23.7pt;"></td> <td style="width: 9.45pt;"><font style="font: 10pt symbol;">&#183;</font></td> <td><font style="font-size: 10pt;"><i>Level 2:</i> Fair value is calculated using inputs other than quoted market prices that are directly or indirectly observable for the asset or liability. The valuation may rely on quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit ratings, etc.) or inputs that are derived principally or corroborated by market data by correlation or other means.</font></td> </tr> </table> <p style="text-indent: -9.45pt; margin: 0pt 0px 0pt 33.15pt; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <table style="margin-top: 0pt; width: 100%; font: 10pt times new roman, times, serif; margin-bottom: 0pt;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: top;"> <td style="width: 23.7pt;"></td> <td style="width: 9.45pt;"><font style="font: 10pt symbol;">&#183;</font></td> <td><font style="font-size: 10pt;"><i>Level 3:</i> Inputs for determining the fair value of the respective assets or liabilities are not observable. Level 3 valuations are reliant upon pricing models and techniques that require significant management judgment or estimation.</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. A description of the valuation methodologies used by the Company is presented below:</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Cash and cash equivalents<b> </b></i>- The carrying amount of cash, due from banks, and interest-bearing deposits is used to approximate fair value, given the short timeframe to maturity and as such assets do not present unanticipated credit concerns.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Investment Securities </i>- When quoted prices are available in an active market, the Company classifies securities within Level 1 of the valuation hierarchy. If quoted market prices are not available, the Company employs an independent pricing service who utilizes matrix pricing to calculate fair value. Such fair value measurements consider observable data such as dealer quotes, market spreads, cash flows, yield curves, live trading levels, trade execution data, market consensus prepayments speeds, credit information, and the respective terms and conditions for debt instruments. Level 2 securities include CMOs, mortgage backed securities and corporate bonds issued by GSEs.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">When a market is illiquid or there is a lack of transparency around the inputs to valuation, the respective securities are classified as Level 3 and reliance is placed upon internally developed models and management judgment and evaluation for valuation. Auction-rate trust preferred securities (&#8220;ARPs&#8221;) are currently classified as Level 3.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Management uses an internally developed model to value ARPs. The valuation model is based on a discounted cash flow using the expected value of the collateral preferred shares, either at call dates or the maturity date of the trust, the credit rating of the issuer of each of the ARPs, the expected yield during the holding period and current rates for U.S. Treasury securities matching the expected remaining term of the trust. The expected value of the collateral preferred shares (either when called or upon maturity of the trust) is assumed to range between current market prices and par. Discount rates are implied from observable market inputs. The resulting discounted cash flows for each of the ARPs indicated little to no impairment in the fair value of the securities. On a quarterly basis, management reviews the trust preferred securities pricing generated from our internal model.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Loans Receivable </i>- Loans held for sale are accounted for at the lower of cost or market. The fair value of loans held for sale are based on quoted market prices of similar or identical loans sold in conjunction with securitization transactions, adjusted as required for changes in loan characteristics. The Company employs an independent third party to provide fair value estimates for loans held for investment. Such estimates are calculated using discounted cash flow analysis, using market interest rates for comparable loans. The associated cash flows are adjusted for credit and other potential losses. Fair value for impaired loans is estimated using the net present value of the expected cash flows or the fair value of the underlying collateral if repayment is collateral dependent.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Accrued income receivable</i> &#8211; The carrying amounts reported in the statement of financial condition approximate these assets&#8217; fair value.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Mortgage-servicing rights</i> &#8211; The Company sells residential mortgage loans with servicing rights retained. At the time of the sale, the Company determines the value of the retained servicing rights, which represents the present value of the differential between the contractual servicing fee and adequate compensation, defined as the fee a sub-servicer would require to assume the role of servicer, after considering the estimated effects of prepayments. If material, a portion of the gain on the sale of the loan is recognized as due to the value of the servicing rights, and a servicing asset is recorded.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company has engaged an independent third party to perform the servicing rights analysis on a quarterly basis. The cost basis of loan servicing rights is amortized on a level yield basis over the period of estimated net servicing revenue and such amortization is included in the consolidated statement of income as a reduction of loan servicing fee income. Servicing rights are evaluated for impairment by comparing their aggregate carrying amount to their fair value. The fair value of loan servicing rights is estimated using a present value cash flow model. The most important assumptions used in the valuation model are the anticipated rate of loan prepayments and discount rates. All assumptions are based on standards used by market participants. <font style="color: black;">Impairment is recognized as an adjustment to loan and servicing income.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Foreclosed Property and Repossessed Assets</i> - Foreclosed property and repossessed assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. For the nine months ended September 30, 2012 and 2011, foreclosed properties and repossessed assets with a carrying value of $356,000 and $732,000, respectively, were transferred to foreclosed property and repossessed assets from loans. Prior to the transfer, the assets whose fair value less costs to sell was less than their carrying value, were written down to fair value through a charge to the allowance for loan losses. Subsequent to foreclosure, valuations are updated periodically, and the assets may be marked down further, reflecting a new cost basis. There were subsequent valuation adjustments to five foreclosed properties in the amount of $94,000 for the nine months ended September&#160;30, 2012. There were no subsequent valuation adjustments to foreclosed properties and repossessed assets for the nine months ended September 30, 2011. Collateral dependent impaired loans and foreclosed real estate and repossessed assets are considered Level 3, as the fair value is based on an appraisal and the adjustment to comparable sales made by the appraiser are unobservable. Non collateral dependent loans are measured using a discounted cash flow technique and are also considered Level 3, as the inputs are the Bank&#8217;s own assumptions.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Deposit Liabilities</i> - The fair values disclosed for demand deposits are by definition equal to the amount payable on demand at the reporting date which is also their carrying value. The carrying amounts of variable-rate, fixed term money market accounts and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expensed monthly maturities on time deposits.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="text-indent: 0px; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Borrowed Funds - </i>Carrying value is as an estimate of fair value for securities sold under agreements to repurchase and other short term debt that matures within 90 days. The fair values of other borrowings are estimated using discounted cash flow analyses based on current market rates adjusted, as appropriate, for associated credit and option risks.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>&#160;</i></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><i>Mortgagors&#8217; escrow accounts &#8211; </i>The carrying amounts reported in the statement of financial condition approximate the fair value of the mortgagors&#8217; escrow accounts.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Under certain circumstances we make adjustment to fair value for our assets although they are not measured at fair value on an ongoing basis. These include assets that are measured at the lower of cost or market that were recognized at fair value (i.e., below cost) at the end of the period, as well as assets that are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (e.g., when there is evidence of impairment).</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Assets and liabilities measured at fair value on a recurring and non-recurring basis at September 30, 2012 and December 31, 2011 are summarized below:</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">September 30, 2012</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">Carrying Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap"><font style="font-size: 9pt;">(In thousands)</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 1</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 2</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 3</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Available-for-sale investment securities:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; width: 52%;"><font style="font-size: 9pt;">U.S. Government and agency obligations</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,041</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,041</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed mortgage-backed securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">15,495</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">15,495</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,166</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,166</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Private label collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">298</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">298</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Auction-rate trust preferred securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,522</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,522</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Residential loans held for sale</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,807</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,807</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a non-recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Impaired loans</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">23,883</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">23,883</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Foreclosed real estate and other repossessed assets</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">356</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">356</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 10pt;"><font style="font-size: 9pt;">Mortgage-servicing rights</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">877</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">877</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">December 31, 2011</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">Carrying Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap"><font style="font-size: 9pt;">(In thousands)</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 1</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 2</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 3</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Available-for-sale investment securities:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; width: 52%;"><font style="font-size: 9pt;">U.S. Government and agency obligations</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,068</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,068</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed mortgage-backed securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">14,763</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">14,763</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,721</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,721</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Private label collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">255</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">255</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Auction-rate trust preferred securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,244</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,244</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Residential loans held for sale</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,993</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,993</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a non-recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Impaired loans</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">18,355</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">18,355</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Foreclosed real estate and other repossessed assets</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">873</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">873</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 10pt;"><font style="font-size: 9pt;">Mortgage-servicing rights</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">726</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">726</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">There were no significant transfers of assets between Levels 1, 2 or 3 of the fair value hierarchy during the three or nine months ended September 30, 2012.</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following table shows a reconciliation of the beginning and ending balances for Level 3 assets measured at fair value on a recurring basis:</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">For the Nine</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">For the Year</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Months Ended</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Ended</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">September 30,</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">December 31,</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap">(In thousands)</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td>&#160;</td> <td>&#160;</td> <td style="text-align: center;" colspan="2">&#160;</td> <td>&#160;</td> <td>&#160;</td> <td style="text-align: center;" colspan="2">&#160;</td> <td>&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="width: 70%;">Balance at beginning of period</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">7,244</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">7,960</td> <td style="text-align: left; width: 1%;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.12in; padding-left: 0.24in;">Increase (decrease) in fair value of securities included in accumulated other comprehensive income</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">578</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">(516</td> <td style="text-align: left;">)</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: 0px; padding-left: 0.12in;">Redemptions at par</td> <td style="padding-bottom: 1pt;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right;">(300</td> <td style="text-align: left; padding-bottom: 1pt;">)</td> <td style="padding-bottom: 1pt;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right;">(200</td> <td style="text-align: left; padding-bottom: 1pt;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt;">Balance at end of period</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">7,522</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right;">7,244</td> <td style="text-align: left; padding-bottom: 2.5pt;"></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Allowance for Loan Losses</i>. </b>Determining the amount of the allowance for loan losses necessarily involves a high degree of judgment. Although the Company believes that it uses the best information available to establish the allowance for loan losses, future additions to the allowance may be necessary based on estimates that are susceptible to change as a result of changes in economic conditions and other factors. Management reviews the level of the allowance on a quarterly basis, at a minimum, and establishes the provision for loan losses based on the composition of the loan portfolio, delinquency levels, loss experience, economic conditions, and other factors related to the collectability of the loan portfolio.</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company engages an independent review of its commercial loan portfolio on a quarterly basis and considers adjustments to its loan ratings based upon this review. In addition, the Company&#8217;s regulatory authorities, as an integral part of their examination process, periodically review the Company&#8217;s allowance for loan losses and may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b><i>Impaired Loans</i></b><i>&#160;</i>-<i>&#160;</i>Impaired loans consist of non-accrual loans and troubled debt restructurings (&#8220;TDRs&#8221;) in accordance with applicable authoritative accounting guidance. With the exception of loans that were restructured and still accruing interest, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all contractual principal and interest due according to the terms of the loan agreement. Loans deemed to be impaired are classified as non-accrual.</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">Impairment is measured by estimating the value of the loan based on the present value of expected future cash flows discounted at the loan&#8217;s initial effective interest rate or the fair value of the underlying collateral less costs to sell, if repayment of the loan is considered collateral-dependent. All impaired loans are included in non-performing assets.</font></p> <div><font size="2" style="font-family:times new roman,times"><strong><em>Non-accrual loans. </em></strong>Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent.</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black; font-size: 10pt;"><b><i>Troubled Debt Restructurings.</i></b></font> <font style="font-size: 10pt;">TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company&#8217;s TDRs are determined on a case-by-case basis in connection with ongoing loan collection processes.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company does not accrue interest on any TDRs unless it believes collection of all principal and interest under the modified terms is reasonably assured. Generally, six consecutive months of payment performance by the borrower under the restructured terms is required before a TDR is returned to accrual status assuming the loan is restructured at market rates. However, the period could vary depending upon the individual facts and circumstances of the loan.</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">For a TDR to begin accruing interest, the borrower must demonstrate both some level of performance and the capacity to perform under the modified terms. A history of timely payments and adherence to financial covenants generally serve as sufficient evidence of the borrower&#8217;s performance. An evaluation of the borrower&#8217;s current creditworthiness is used to assess whether the borrower has the capacity to repay the loan under the modified terms. This evaluation includes an estimate of expected cash flows, evidence of strong financial position, and estimates of the value of collateral, if applicable.</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At September 30, 2012, the composition of the investment portfolio was:</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Available-for-sale securities:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">U.S. government and agency obligations</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">1,008</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">33</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">-</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">1,041</td><td style="text-align: left; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Corporate bonds</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed mortgage-backed securities</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">14,693</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">802</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">15,495</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed collateralized mortgage obligations</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">1,152</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">14</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">1,166</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Private label collateralized mortgage obligations</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">327</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(29</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">298</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: right; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total debt securities</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">17,180</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">849</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">(29</td><td style="text-align: left; color: black;">)</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">18,000</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,700</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(178</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,522</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total available-for-sale securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,880</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">849</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(207</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,522</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr></table><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Held-to-maturity securities:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Government guaranteed mortgage-backed securities</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">27,523</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">704</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">28,227</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total held-to-maturity securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">27,523</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">704</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">28,227</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr></table><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">At December 31, 2011, the composition of the investment portfolio was:</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Available-for-sale securities:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">U.S. government and agency obligations</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">1,014</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">54</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">-</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">1,068</td><td style="text-align: left; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed mortgage-backed securities</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">13,919</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">844</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">14,763</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Government guaranteed collateralized mortgage obligations</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">1,711</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">10</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">-</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">1,721</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Private label collateralized mortgage obligations</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">352</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(97</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">255</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: right; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total debt securities</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">16,996</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">908</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">(97</td><td style="text-align: left; color: black;">)</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">17,807</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">8,000</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(756</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">7,244</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total available-for-sale securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,996</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">908</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(853</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,051</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr></table><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.2in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Amortized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">Gross&#160;Unrealized</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="text-align: center; padding-bottom: 1pt; color: black;" colspan="2">Fair</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Cost&#160;Basis</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Gains</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Losses</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;">Held-to-maturity securities:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Government guaranteed mortgage-backed securities</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">25,292</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">387</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">(9</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">)</td><td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">25,670</td><td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total held-to-maturity securities</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,292</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">387</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">(9</td><td style="text-align: left; padding-bottom: 1pt; color: black;">)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">25,670</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr></table><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"></font>&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following is a summary of the fair values and related unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2012, and December 31, 2011.</font> There have been no securities in a continuous unrealized loss position for less than 12 months at September 30, 2012</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;<font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;12&#160;or&#160;More&#160;Consecutive&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="font-style: italic; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Private label collateralized mortgage obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">1</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">298</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(29</td> <td style="text-align: left; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,328</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(178</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,626</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(207</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;Less&#160;Than&#160;12&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black; font-weight: bold;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Government guaranteed mortgage backed securities</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">4,244</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="padding-bottom: 1pt; width: 1%; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%; color: black;">(9</td> <td style="text-align: left; padding-bottom: 1pt; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,244</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(9</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="10">Securities&#160;in&#160;Continuous&#160;Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">Loss&#160;Position&#160;12&#160;or&#160;More&#160;Consecutive&#160;Months</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Number&#160;of</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Market</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">Unrealized</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Value</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Loss</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="font-style: italic; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 64%; color: black;">Private label collateralized mortgage obligations</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">1</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">256</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(97</td> <td style="text-align: left; width: 1%; color: black;">)</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Auction-rate trust preferred securities</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,644</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">(756</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">)</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total securities in unrealized loss position</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">1,900</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(853</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">A summary of loans receivable at September 30, 2012 and December 31, 2011 is as follows:</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 88%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.5in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">September&#160;30,</td><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">December&#160;31,</td><td style="color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars in thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">&#160;</td><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">&#160;</td><td style="color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 16.2pt; width: 76%; color: black;">One-to four-family</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">210,311</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">217,893</td><td style="text-align: left; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Commercial real estate and multi-family</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">141,521</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">160,858</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Construction</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">24,388</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">29,734</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in; color: black;">Total real estate loans</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">376,220</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">408,485</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">34,279</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">36,645</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Consumer loans:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Home equity</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">29,720</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">32,157</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Savings accounts</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">592</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">847</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Automobile</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">475</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">509</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Personal</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">210</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">197</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.6in; color: black;">Total consumer loans</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">30,997</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">33,710</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;">Totals loans</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">441,496</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">478,840</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Less:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Allowance for loan losses</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">15,801</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">8,053</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Undisbursed construction loans</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">1,927</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">3,489</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Deferred loan origination fees, net</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">241</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">333</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 34.2pt; color: black;">Loans receivable, net</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">423,527</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">466,965</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black;">Weighted average yield</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">5.13</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">%</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">5.29</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">%</td></tr></table><p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><i>&#160;</i></font></p> <div>The allowance for loan losses allocated to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.</div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p> <table style="width: 86%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.5in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">One-to&#160;Four-<br />Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Construction</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Commercial<br />Real&#160;Estate</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Commercial</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Consumer</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; font-weight: bold;"><font style="font-size: 8pt;">As of and for the Nine Months</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-indent: -0.1in; padding-left: 0.12in; font-weight: bold;"><font style="font-size: 8pt;">Ended September 30, 2012</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">(In thousands)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Allowance for loan losses:</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 40%;"><font style="font-size: 8pt;">Beginning balance</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">1,745</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">1,327</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">3,745</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">754</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">482</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%;"><font style="font-size: 8pt;">8,053</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Provision for loan losses</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">2233</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">6,070</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">4,897</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">3,249</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">556</font></td> <td style="text-align: left;"></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">17,005</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Charge-offs</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(571</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(5,504</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(934</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(2,260</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(9,269</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Recoveries</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">6</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">2</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">12</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,411</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,893</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">7,708</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,749</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,040</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">15,801</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">7,050</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">15,146</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">13,382</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,858</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">262</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">37,698</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">203,261</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">9,242</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">128,139</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">32,421</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">30,735</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">403,798</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; font-weight: bold;"><font style="font-size: 8pt;">As of and for the Year</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-indent: -0.1in; padding-left: 0.12in; font-weight: bold;"><font style="font-size: 8pt;">Ended December 31, 2011</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">(In thousands)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Allowance for loan losses:</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Beginning balance</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,585</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">600</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">2,714</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">884</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">610</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">6,393</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Provision for loan losses</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">377</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,449</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">1,942</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">383</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">142</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">4,293</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Charge-offs</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(217</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(722</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(911</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(516</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(271</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">(2,637</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">)</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;">Recoveries</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,745</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">1,327</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,745</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">754</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">482</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">8,053</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">2,721</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">8,474</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">4,422</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">3,585</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">225</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">19,427</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;">Ending loan balance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">215,172</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">21,260</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">156,436</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">33,060</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">33,485</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;">459,413</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables are a summary of the loan portfolio quality indicators by loan class as of September 30, 2012 and December 31, 2011:</font></p> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 92%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.4in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="25">Commercial&#160;Loans&#160;&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;by&#160;Internally&#160;Assigned&#160;Grade:</td> </tr> <tr style="vertical-align: bottom;"> <td style="text-align: left; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="10">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: left; font-style: italic; color: black;" nowrap="nowrap">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial<br />Loans</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate<br />Construction</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial<br />Loans</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate<br />Construction</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">Commercial&#160;Real<br />Estate</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; width: 28%; color: black;">4</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">5,754</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">28,402</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">6,659</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">216</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">40,769</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">5</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">21,355</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">7,588</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">82,109</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">21,941</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">7,463</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">88,089</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">6</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,344</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4,494</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,354</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">2,072</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5,948</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">15,383</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">7</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,459</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">9,397</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">14,350</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5,235</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">8,595</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">16,004</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 24pt; color: black;">8</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">367</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,306</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">738</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">613</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">34,279</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">21,479</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">141,521</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">36,645</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">22,222</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">160,858</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="17">Consumer&#160;Loans&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;by&#160;Internally&#160;Assigned&#160;Grade:</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Prime</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Construction</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Prime</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Residential&#160;-<br />Construction</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 52%; color: black;">Pass</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">203,759</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">2,909</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">213,049</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">7,512</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt; color: black;">Special Mention</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">278</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">746</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; color: black;">Substandard</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,274</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4,098</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt; color: black;">Doubtful</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">210,311</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,909</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">217,893</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">7,512</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="9">Consumer&#160;Loans&#160;-&#160;Credit&#160;Risk&#160;Profile&#160;Based&#160;on&#160;Payment&#160;Activity:</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">At&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2" nowrap="nowrap">At&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Consumer&#160;&#8211;<br />Other</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Consumer&#160;&#8211;<br />Other</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="color: black;">Grade:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 64%; color: black;">Performing</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 15%; color: black;">30,587</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 15%; color: black;">33,323</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt; color: black;">Nonperforming</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">410</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">387</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">30,997</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">33,710</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables set forth certain information with respect to our loan portfolio delinquencies by loan class and amount as of September 30, 2012 and December 31, 2011:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="26"><font style="font-size: 8pt;">Credit&#160;Quality&#160;Information</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Greater</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying<br /></font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Than</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount&#160;&gt;&#160;90&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">31-60&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">61-90&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">90&#160;Days</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Total&#160;Past</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Days&#160;and</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Past&#160;Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Past&#160;Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">(Nonaccrual)</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Due</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Current</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Total&#160;Loans</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Accruing</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">As of September 30, 2012</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; width: 30%; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">794</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">72</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">4,527</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">5,393</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">207,937</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">213,330</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 7%; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">893</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">10,839</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">11,732</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">12,333</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">21,369</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">842</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">329</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">7,905</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,077</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">131,382</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">141,521</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">208</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">99</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,564</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,871</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">32,408</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">34,279</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">163</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">36</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">410</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">609</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">30,388</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">30,997</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">2,007</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">1,429</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">23,612</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">27,048</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">414,448</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">441,496</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">As of December 31, 2011</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; font-style: italic; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,379</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">214</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">4,140</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">5,733</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">212,160</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">217,893</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">270</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,005</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,275</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">20,459</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">29,734</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">654</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">249</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">9,182</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">10,085</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">150,773</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">160,858</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">396</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,967</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">2,363</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">34,282</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">36,645</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">467</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">37</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">387</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">891</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">32,819</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">33,710</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black;"><font style="font-size: 8pt;">Total</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">3,166</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">500</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">24,681</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">28,347</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">450,493</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">478,840</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following table displays information for impaired loans modified through a TDR at September 30, 2012 and December 31, 2011:</font></p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p><table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">As&#160;of</td><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">As&#160;of</td><td style="color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="font-style: italic; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">September&#160;30,</td><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">December&#160;31,</td><td style="color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(In&#160;thousands)</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td><td style="padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">&#160;</td><td style="color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: center; color: black;" colspan="2">&#160;</td><td style="color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Aggregate recorded investment of impaired loans with terms modified through a troubled debt restructuring:</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td><td style="text-align: right; color: black;">&#160;</td><td style="text-align: left; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 76%; color: black;">Accruing interest</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">566</td><td style="text-align: left; width: 1%; color: black;">&#160;</td><td style="width: 1%; color: black;">&#160;</td><td style="text-align: left; width: 1%; color: black;">$</td><td style="text-align: right; width: 9%; color: black;">416</td><td style="text-align: left; width: 1%; color: black;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Nonaccrual</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">8,232</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td><td style="padding-bottom: 1pt; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right; color: black;">12,235</td><td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in; color: black; font-weight: bold;">Total</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">8,798</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td><td style="padding-bottom: 2.5pt; color: black;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td><td style="border-bottom: black 2.5pt double; text-align: right; color: black;">12,651</td><td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td></tr></table><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <div><font size="2" style="font-family:times new roman,times">Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating either basic or diluted net income per common share.</font></div> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;; font-family:times new roman,times" size="2">&#160;</font></p> <table style="width: 82%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="6">Three&#160;Months&#160;Ended</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="6">Nine&#160;Months&#160;Ended</td> <td style="color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">September 30,</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="6">September 30,</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="6">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="2">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> <td style="text-align: center; font-style: italic; color: black;" colspan="2">&#160;</td> <td style="font-style: italic; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 52%; color: black;">Net income (loss)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(6,161,000</td> <td style="text-align: left; width: 1%; color: black;">)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">747,000</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">(9,552,000</td> <td style="text-align: left; width: 1%; color: black;">)</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,648,000</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Weighted-average common shares outstanding:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Basic</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,729</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,578,471</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,766</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,579,104</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Effect of dilutive stock options and restrictive stock awards</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Diluted</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,729</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,578,471</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,610,766</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">6,579,104</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">Earnings (loss) per common share:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Basic</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">(0.93</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">0.12</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">(1.44</td> <td style="text-align: left; color: black;">)</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">0.25</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Diluted</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(0.93</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">0.12</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">(1.44</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">)</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">0.25</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The Company&#8217;s sole source of other comprehensive income is the net unrealized gain on its available-for-sale securities.</font></p><div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt;"><table style="width: 100%; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr><td style="text-align: center; width: 100%;">&#160;</td></tr></table></div><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font>&#160;</p><table align="center" style="width: 90%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="6" nowrap="nowrap">Three Months Ended</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="6" nowrap="nowrap">Nine Months Ended</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30,</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30,</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="text-align: center; font-style: italic;" colspan="14" nowrap="nowrap">(In thousands)</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; width: 40%;">Net income (loss)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">(6,161</td><td style="text-align: left; width: 1%;">)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">747</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">(9,552</td><td style="text-align: left; width: 1%;">)</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">1,648</td><td style="text-align: left; width: 1%;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Other comprehensive income:</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Unrealized gain (loss) on securities available-for-sale</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">201</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(652</td><td style="text-align: left;">)</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">587</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(551</td><td style="text-align: left;">)</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;">Reclassification adjustment for (gain) loss realized in net income</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">-</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">19</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">-</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(67</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: -0.1in; padding-left: 0.1in;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Other comprehensive income (loss) before tax effect</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">201</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(633</td><td style="text-align: left;">)</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">587</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(618</td><td style="text-align: left;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;">Income tax effect related to items of other comprehensive income (loss)</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">44</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">1</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">3</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(2</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt;">Other comprehensive income (loss) net of tax effect</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">157</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(634</td><td style="text-align: left; padding-bottom: 1pt;">)</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">584</td><td style="text-align: left; padding-bottom: 1pt;">&#160;</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(616</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-left: 9pt;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;">Total comprehensive income (loss)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">(6,004</td><td style="text-align: left; padding-bottom: 2.5pt;">)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">113</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">(8,968</td><td style="text-align: left; padding-bottom: 2.5pt;">)</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1,032</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td></tr></table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The amounts and terms of the awards granted under the Incentive Plan are summarized in the following table.</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap">Grant date</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">July 26,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">December 18,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 20,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 21,</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2008</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2006</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td style="font-style: italic;">&#160;</td><td style="text-align: center; font-style: italic;" colspan="2">&#160;</td><td style="font-style: italic;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Option awards</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td style="font-style: italic;">&#160;</td><td style="text-align: left; font-style: italic;">&#160;</td><td style="text-align: right; font-style: italic;">&#160;</td><td style="text-align: left; font-style: italic;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 9.35pt; width: 40%;">Awarded</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">997</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1,995</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">7,483</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">6,485</td><td style="text-align: left; width: 1%;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-left: 9.35pt;">Exercise price</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">12.51</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">$</td><td style="text-align: right;">11.12</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; padding-left: 9.35pt;">Maximum term in years</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left;">Restricted stock awards</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-left: 9.35pt;">Awarded</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">997</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">2,993</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">1,995</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">1,496</td><td style="text-align: left;">&#160;</td></tr></table><p style="text-align: left; margin-top: 0pt; font: 10pt times new roman, times, serif; margin-bottom: 0pt;">&#160;</p> <div>Assumptions used to determine the weighted-average fair value of stock options granted were as follows:</div><p style="text-indent: 0.5in; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">July 26,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">December 18,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 20,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">March 21,</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid;" nowrap="nowrap">Grant date</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2008</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2007</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2006</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td><td style="text-align: center; font-style: italic;" colspan="2" nowrap="nowrap">&#160;</td><td style="font-style: italic;" nowrap="nowrap">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-align: left; width: 40%;">Dividend yield</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">2.74</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">2.20</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1.60</td><td style="text-align: left; width: 1%;">%</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">&#160;</td><td style="text-align: right; width: 12%;">1.89</td><td style="text-align: left; width: 1%;">%</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Expected volatility</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">13.40</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">11.00</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">10.49</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">11.20</td><td style="text-align: left;">%</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td>Risk-free rate</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">3.56</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">3.63</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">4.48</td><td style="text-align: left;">%</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">4.61</td><td style="text-align: left;">%</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left;">Expected life in years</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">6.5</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="text-indent: 10pt;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">&#160;</td><td style="text-align: left;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;">Weighted average fair value of options at grant date</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1.51</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">1.18</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">2.55</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">2.25</td><td style="text-align: left; padding-bottom: 2.5pt;"></td></tr></table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following is a summary of the carrying value and estimated fair value of the Company&#8217;s significant financial instruments as of September 30, 2012 and December 31, 2011:</p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 90%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">September 30, 2012</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap">December 31, 2011</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Carrying</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Estimated</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Carrying</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">Estimated</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap">(In thousands)</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Amount</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Fair Value</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Amount</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">Fair Value</td> <td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> <td style="text-align: center;" colspan="2" nowrap="nowrap">&#160;</td> <td nowrap="nowrap">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;">Financial Assets</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt; width: 40%;">Cash and cash equivalents</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">25,891</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">25,891</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">18,069</td> <td style="text-align: left; width: 1%;">&#160;</td> <td style="width: 1%;">&#160;</td> <td style="text-align: left; width: 1%;">$</td> <td style="text-align: right; width: 12%;">18,069</td> <td style="text-align: left; width: 1%;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Investment securities</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">53,045</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">53,749</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">50,343</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">50,721</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Loans held for sale</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,807</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,807</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,993</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">2,993</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Loans receivable, net</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">423,527</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">444,217</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">466,965</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">492,446</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Accrued income receivable</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,844</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,844</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,932</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">1,932</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Mortgage servicing rights</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">877</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">910</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">700</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">742</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td>&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;">Financial Liabilities</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">&#160;</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;">Deposits</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">403,408</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">406,353</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">410,887</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">409,357</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;">Borrowed funds</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">61,354</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">62,547</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">70,817</td> <td style="text-align: left;">&#160;</td> <td>&#160;</td> <td style="text-align: left;">&#160;</td> <td style="text-align: right;">72,757</td> <td style="text-align: left;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 9pt;">Mortgagors' escrow accounts</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">2,181</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">2,181</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">4,755</td> <td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td> <td style="padding-bottom: 2.5pt;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right;">4,755</td> <td style="text-align: left; padding-bottom: 2.5pt;"></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Assets and liabilities measured at fair value on a recurring and non-recurring basis at September 30, 2012 and December 31, 2011 are summarized below:</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">September 30, 2012</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">Carrying Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap"><font style="font-size: 9pt;">(In thousands)</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 1</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 2</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 3</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Available-for-sale investment securities:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; width: 52%;"><font style="font-size: 9pt;">U.S. Government and agency obligations</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,041</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,041</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed mortgage-backed securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">15,495</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">15,495</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,166</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,166</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Private label collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">298</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">298</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Auction-rate trust preferred securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,522</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,522</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Residential loans held for sale</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,807</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,807</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a non-recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Impaired loans</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">23,883</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">23,883</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Foreclosed real estate and other repossessed assets</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">356</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">356</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 10pt;"><font style="font-size: 9pt;">Mortgage-servicing rights</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">877</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">877</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> </tr> </table> <p style="text-align: center; margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <table align="center" style="width: 95%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">December 31, 2011</font></td> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font style="font-size: 9pt;">Carrying Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap"><font style="font-size: 9pt;">(In thousands)</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 1</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 2</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Level 3</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 9pt;">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Available-for-sale investment securities:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; width: 52%;"><font style="font-size: 9pt;">U.S. Government and agency obligations</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,068</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right; width: 9%;"><font style="font-size: 9pt;">1,068</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed mortgage-backed securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">14,763</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">14,763</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Government guaranteed collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,721</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">1,721</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Private label collateralized mortgage obligations</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">255</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">255</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt;"><font style="font-size: 9pt;">Auction-rate trust preferred securities</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,244</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">7,244</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Residential loans held for sale</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,993</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">2,993</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-weight: bold;"><font style="font-size: 9pt;">Assets measured at fair value on a non-recurring basis:</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Impaired loans</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">18,355</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">$</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">18,355</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt;"><font style="font-size: 9pt;">Foreclosed real estate and other repossessed assets</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">873</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 9pt;">873</font></td> <td style="text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 10pt;"><font style="font-size: 9pt;">Mortgage-servicing rights</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">-</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">726</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 9pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 9pt;">726</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 9pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following table shows a reconciliation of the beginning and ending balances for Level 3 assets measured at fair value on a recurring basis:</p><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p><table align="center" style="width: 80%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">For the Nine</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">For the Year</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">Months Ended</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">Ended</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">September 30,</td><td nowrap="nowrap">&#160;</td><td nowrap="nowrap">&#160;</td><td style="text-align: center;" colspan="2" nowrap="nowrap">December 31,</td><td nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td style="border-bottom: black 1pt solid; font-style: italic;" nowrap="nowrap">(In thousands)</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2012</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td><td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap">2011</td><td style="padding-bottom: 1pt;" nowrap="nowrap">&#160;</td></tr><tr style="vertical-align: bottom;"><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td><td>&#160;</td><td style="text-align: center;" colspan="2">&#160;</td><td>&#160;</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="width: 70%;">Balance at beginning of period</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">7,244</td><td style="text-align: left; width: 1%;">&#160;</td><td style="width: 1%;">&#160;</td><td style="text-align: left; width: 1%;">$</td><td style="text-align: right; width: 12%;">7,960</td><td style="text-align: left; width: 1%;">&#160;</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="text-align: left; text-indent: -0.12in; padding-left: 0.24in;">Increase (decrease) in fair value of securities included in accumulated other comprehensive income</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">578</td><td style="text-align: left;">&#160;</td><td>&#160;</td><td style="text-align: left;">&#160;</td><td style="text-align: right;">(516</td><td style="text-align: left;">)</td></tr><tr style="background-color: #ccffcc; vertical-align: bottom;"><td style="padding-bottom: 1pt; text-indent: 0px; padding-left: 0.12in;">Redemptions at par</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(300</td><td style="text-align: left; padding-bottom: 1pt;">)</td><td style="padding-bottom: 1pt;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: left;">&#160;</td><td style="border-bottom: black 1pt solid; text-align: right;">(200</td><td style="text-align: left; padding-bottom: 1pt;">)</td></tr><tr style="background-color: white; vertical-align: bottom;"><td style="padding-bottom: 2.5pt;">Balance at end of period</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">7,522</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td><td style="padding-bottom: 2.5pt;">&#160;</td><td style="border-bottom: black 2.5pt double; text-align: left;">$</td><td style="border-bottom: black 2.5pt double; text-align: right;">7,244</td><td style="text-align: left; padding-bottom: 2.5pt;">&#160;</td></tr></table> 4173008 8.00 250380 2829358 0.9978 0.9978 7002366 31300000 2100000 24996000 13919000 1014000 8000000 352000 1711000 16996000 24880000 14693000 1008000 7700000 327000 1152000 17180000 0 908000 844000 54000 0 0 10000 908000 849000 802000 33000 0 0 14000 849000 0 -853000 0 0 -756000 -97000 0 -97000 -207000 0 0 -178000 -29000 0 -29000 0 387000 387000 704000 704000 -9000 -9000 0 0 25670000 25670000 28227000 28227000 2 2 4244000 4244000 -9000 -9000 3 2 1 3 2 1 1900000 1644000 256000 2626000 2328000 298000 -853000 -756000 -97000 -207000 -178000 -29000 478840000 217893000 217893000 29734000 29734000 160858000 36645000 36645000 33710000 217893000 29734000 160858000 0 7463000 16004000 213049000 2072000 217893000 160858000 0 216000 197000 387000 8595000 7512000 32157000 7512000 22222000 40769000 33710000 6659000 160858000 15383000 33323000 0 738000 0 5235000 847000 4098000 5948000 613000 746000 408485000 21941000 0 509000 88089000 441496000 214937000 213330000 27115000 21369000 141521000 34279000 34279000 30997000 210311000 24388000 141521000 0 7588000 14350000 203759000 3344000 210311000 141521000 0 0 210000 410000 9397000 2909000 29720000 2909000 21479000 28402000 30997000 5754000 141521000 15354000 30587000 0 367000 0 3459000 592000 6274000 4494000 1306000 278000 376220000 21355000 0 475000 82109000 6393000 1585000 1585000 600000 600000 2714000 884000 884000 610000 8053000 1745000 1745000 1327000 1327000 3745000 754000 754000 482000 15801000 2062000 3411000 4516000 1893000 7708000 1424000 1749000 1040000 3489000 1927000 333000 241000 0.0529 0.0513 4293000 377000 1449000 1942000 383000 142000 17005000 2233000 6070000 4897000 3249000 556000 -2637000 -217000 -722000 -911000 -516000 -271000 -9269000 -571000 -5504000 -934000 -2260000 0 4000 0 0 0 3000 1000 12000 4000 0 0 6000 2000 19427000 2721000 8474000 4422000 3585000 225000 37698000 7050000 15146000 13382000 1858000 262000 459413000 215172000 21260000 156436000 33060000 33485000 403798000 203261000 9242000 128139000 32421000 30735000 3166000 1379000 270000 396000 467000 654000 2007000 794000 0 208000 163000 842000 500000 214000 0 0 37000 249000 1429000 72000 893000 99000 36000 329000 24681000 4140000 9005000 1967000 387000 9182000 23612000 4527000 10839000 1564000 410000 7905000 28347000 5733000 9275000 2363000 891000 10085000 27048000 5393000 11732000 1871000 609000 9077000 450493000 212160000 20459000 34282000 32819000 150773000 414448000 207937000 12333000 32408000 30388000 131382000 0 0 0 0 0 0 0 0 0 0 8624000 2870000 1360000 959000 3334000 101000 24405000 1453000 4874000 7515000 10257000 306000 9133000 3094000 1375000 959000 3352000 353000 34329000 1764000 5335000 14355000 12485000 390000 0 0 0 0 0 0 0 0 0 0 0 0 6127000 239000 1368000 944000 3370000 206000 28962000 1534000 4925000 10784000 11379000 340000 329000 80000 42000 5000 201000 1000 249000 27000 122000 117000 190000 12000 10803000 715000 1361000 7515000 1088000 124000 1658000 352000 12268000 715000 1361000 8980000 1088000 124000 1713000 407000 7419000 662000 1362000 4173000 1097000 125000 1720000 394000 386000 35000 42000 279000 24000 6000 3000 3000 19427000 37698000 21401000 35304000 1072000 46000 109000 510000 336000 71000 1306000 0 13546000 30682000 715000 471000 416000 566000 12235000 8232000 12651000 8798000 11 2 5 1 11 0 3 12 6 1 3 8 4 2 4767000 310000 3736000 48000 4767000 0 673000 2326000 1440000 426000 168000 1746000 580000 292000 49000 0 19000 30000 49000 0 0 3000 3000 0 0 3000 0 0 59000 0 59000 0 59000 0 0 3000 3000 0 0 3000 0 0 4875000 310000 3814000 78000 4875000 0 673000 2332000 1446000 426000 168000 1752000 580000 292000 0.7500 365000 275000 1600000 1600000 13000000 1300000 2100000 743000 6578471 6579104 6610729 6610766 0 0 0 0 6578471 6579104 6610729 6610766 0.12 0.25 -0.93 -1.44 0.12 0.25 -0.93 -1.44 306827 7482 278813 5886 11.12 12.51 11.12 12.51 -652000 -551000 201000 587000 19000 -67000 0 0 -633000 -618000 201000 587000 1000 -2000 44000 3000 371794 6485 7483 1995 997 11.12 12.51 11.12 11.12 P10Y P10Y P10Y P10Y 1496 1995 2993 997 0.0189 0.0160 0.0220 0.0274 0.1120 0.1049 0.1100 0.1340 0.0461 0.0448 0.0363 0.0356 P6Y6M P6Y6M P6Y6M P6Y6M 2.25 2.55 1.18 1.51 371794 148717 520511 0.20 4550 14851 2480 669 50343000 53045000 700000 877000 18069000 25891000 50721000 53749000 2993000 2807000 492446000 444217000 1932000 1844000 742000 910000 409357000 406353000 72757000 62547000 4755000 2181000 18355000 0 0 18355000 23883000 0 23883000 0 0 726000 0 0 726000 877000 0 0 877000 0 0 7960000 7244000 7522000 -516000 578000 -200 -300 732000 356000 94000 <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following tables are a summary of impaired loans by class of loans as of September 30, 2012 and December 31, 2011:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b>&#160;</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;"><b></b></font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Unpaid</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Average</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Interest</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Principal</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Related</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Income</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">As of September 30, 2012</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Balance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; font-size: 10pt;" colspan="2"><font style="font-size: 8pt;">Recognized</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-style: italic; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-style: italic; font-size: 10pt;" colspan="18"><font style="font-size: 8pt;">(In thousands)</font></td> <td style="font-style: italic; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-size: 10pt; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans without valuation allowance:</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 20pt; width: 40%; font-size: 10pt;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">4,874</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">5,335</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">4,925</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; font-size: 10pt;"><font style="font-size: 8pt;">122</font></td> <td style="text-align: left; width: 1%; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Construction</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">7,515</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">14,355</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">10,784</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">117</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">10,257</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">12,485</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">11,379</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">190</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,453</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,764</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,534</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">27</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">390</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">340</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">12</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans without valuation allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">24,405</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">34,329</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">28,962</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">468</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; font-size: 10pt; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans with valuation allowance:</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 10pt; font-size: 10pt;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Construction</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">352</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">407</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">394</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 20pt; font-size: 10pt;"><font style="font-size: 8pt;">Commercial real estate</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,326</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans with valuation allowance</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,658</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,713</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,720</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">3</font></td> <td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">26,063</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">36,042</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">1,306</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">30,682</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; font-size: 10pt;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; font-size: 10pt;"><font style="font-size: 8pt;">471</font></td> <td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;<font style="color: black;"><b>&#160;</b></font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Unpaid</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Average</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Interest</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Principal</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Related</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Carrying</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Income</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; color: black; font-weight: bold;"><font style="font-size: 8pt;">As&#160;of&#160;December&#160;31,&#160;2011</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Balance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Amount</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2"><font style="font-size: 8pt;">Recognized</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black; font-weight: bold;"><font style="font-size: 8pt;">&#160;</font></td> <td style="font-style: italic; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: center; font-style: italic; color: black;" colspan="18"><font style="font-size: 8pt;">(In&#160;thousands)</font></td> <td style="font-style: italic; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans without valuation allowance:</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; width: 40%; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,360</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,375</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">1,368</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="text-align: right; width: 9%; color: black;"><font style="font-size: 8pt;">42</font></td> <td style="text-align: left; width: 1%; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">959</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">959</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">944</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">5</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,334</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,352</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,370</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">201</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">2,870</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">3,094</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">239</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">80</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Consumer - other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">101</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">353</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">206</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">1</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans without valuation allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">8,624</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">9,133</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">-</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">6,127</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">329</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black; text-decoration: underline;"><font style="font-size: 8pt;">Impaired loans with valuation allowance:</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Real estate loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">One-to four-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,361</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,361</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">109</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,362</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">42</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Construction</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">7,515</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">8,980</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">510</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">4,173</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">279</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.35in; color: black;"><font style="font-size: 8pt;">Commercial real estate and multi-family</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,088</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,088</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">336</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">1,097</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">24</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Commercial business loans</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">46</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">662</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="text-align: right; color: black;"><font style="font-size: 8pt;">35</font></td> <td style="text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;"><font style="font-size: 8pt;">Consumer &#8211; other</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">124</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">124</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">71</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">125</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">6</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans with valuation allowance</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">10,803</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">12,268</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">1,072</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">7,419</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;"><font style="font-size: 8pt;">386</font></td> <td style="text-align: left; padding-bottom: 1pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in; color: black; font-weight: bold;"><font style="font-size: 8pt;">Total impaired loans</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">19,427</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">21,401</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">1,072</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">13,546</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;"><font style="font-size: 8pt;">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;"><font style="font-size: 8pt;">715</font></td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;"><font style="font-size: 8pt;">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">The following table presents a summary of loans that were restructured during the nine months ended September 30, 2012 and for the year ended December 31, 2011:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="18">For&#160;the&#160;Nine&#160;Months&#160;Ended&#160;September&#160;30,&#160;2012</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Number<br />of<br />Loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Pre-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Funds<br />Disbursed</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Interest&#160;and<br />Escrow<br />Capitalized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Post-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 40%; color: black;">One-to four-family</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">6</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,440</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">3</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">3</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">1,446</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Multi-family and commercial real estate</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">426</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">426</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">292</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">292</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Consumer loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Home equity</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">168</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">168</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total TDRs restructured during the period</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">12</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,326</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">2,332</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, still accruing interest</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">4</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">580</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">580</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, included in nonaccrual</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">8</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,746</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">1,752</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">12</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,326</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">2,332</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="color: black;">&#160;</font></p> <table style="width: 85%; border-collapse: collapse; font: 10pt times new roman, times, serif; margin-left: 0.7in;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="18">For&#160;the&#160;Year&#160;Ended&#160;December&#160;31,&#160;2011</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="border-bottom: black 1pt solid; font-style: italic; color: black;">(Dollars&#160;in&#160;thousands)</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Number<br />of<br />Loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Pre-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Funds<br />Disbursed</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Interest&#160;and<br />Escrow<br />Capitalized</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: center; color: black;" colspan="2">Post-Modification<br />Recorded<br />Investment</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="vertical-align: bottom;"> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: center; color: black;" colspan="2">&#160;</td> <td style="color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">Real estate loans:</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; width: 40%; color: black;">One-to-four family</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="text-align: right; width: 9%; color: black;">2</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">310</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">-</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> <td style="width: 1%; color: black;">&#160;</td> <td style="text-align: left; width: 1%; color: black;">$</td> <td style="text-align: right; width: 9%; color: black;">310</td> <td style="text-align: left; width: 1%; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt; color: black;">Construction</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">1</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">48</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">30</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">78</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Commercial real estate and multi-family</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">5</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,736</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">19</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">59</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">3,814</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Commercial business loans</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">3</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">673</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">-</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">673</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">Total TDRs restructured during the period</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">$</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, still accruing interest</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">&#160;</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> <td style="color: black;">&#160;</td> <td style="text-align: left; color: black;">$</td> <td style="text-align: right; color: black;">-</td> <td style="text-align: left; color: black;">&#160;</td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; color: black;">TDRs, included in nonaccrual</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> <td style="padding-bottom: 1pt; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: left; color: black;">&#160;</td> <td style="border-bottom: black 1pt solid; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 1pt; color: black;">&#160;</td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 16.2pt; color: black;">Total</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">11</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,767</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">49</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">59</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="padding-bottom: 2.5pt; color: black;">&#160;</td> <td style="border-bottom: black 2.5pt double; text-align: left; color: black;">$</td> <td style="border-bottom: black 2.5pt double; text-align: right; color: black;">4,875</td> <td style="text-align: left; padding-bottom: 2.5pt; color: black;">&#160;</td> </tr> </table> 0001493552us-gaap:RealEstateMemberus-gaap:CommercialRealEstateMember2012-09-30 1306000 1306000 0001493552us-gaap:RealEstateMemberus-gaap:CommercialRealEstateMember2012-01-012012-09-30 1326000 0 EX-101.SCH 3 nvsl-20120930.xsd XBRL TAXONOMY EXTENSION SCHEMA 001 - Document - Document and Entity Information link:presentationLink link:definitionLink link:calculationLink 002 - Statement - Consolidated Statements of Financial Condition link:presentationLink link:definitionLink link:calculationLink 003 - Statement - Consolidated Statements of Financial Condition [Parenthetical] link:presentationLink link:definitionLink link:calculationLink 004 - Statement - Consolidated Statements of Income and Comprehensive Income link:presentationLink link:definitionLink link:calculationLink 005 - Statement - Consolidated Statements of Changes in Stockholder's Equity link:presentationLink link:definitionLink link:calculationLink 006 - Statement - Consolidated Statements of Changes in Stockholder's Equity [Parenthetical] link:presentationLink link:definitionLink link:calculationLink 007 - Statement - Consolidated Statements of Cash Flows link:presentationLink link:definitionLink link:calculationLink 008 - Disclosure - NATURE OF OPERATIONS link:presentationLink link:definitionLink link:calculationLink 009 - Disclosure - BASIS OF PRESENTATION link:presentationLink link:definitionLink link:calculationLink 010 - Disclosure - CRITICAL ACCOUNTING POLICIES link:presentationLink link:definitionLink link:calculationLink 011 - Disclosure - Accounting Standards Updates link:presentationLink link:definitionLink link:calculationLink 012 - Disclosure - INVESTMENT SECURITIES link:presentationLink link:definitionLink link:calculationLink 013 - Disclosure - LOANS RECEIVABLE link:presentationLink link:definitionLink link:calculationLink 014 - Disclosure - EARNINGS PER SHARE link:presentationLink link:definitionLink link:calculationLink 015 - Disclosure - COMPREHENSIVE INCOME link:presentationLink link:definitionLink link:calculationLink 016 - Disclosure - EQUITY INCENTIVE PLAN link:presentationLink link:definitionLink link:calculationLink 017 - Disclosure - DIVIDENDS link:presentationLink link:definitionLink link:calculationLink 018 - Disclosure - FAIR VALUE link:presentationLink link:definitionLink link:calculationLink 019 - Disclosure - CRITICAL ACCOUNTING POLICIES (Policies) link:presentationLink link:definitionLink link:calculationLink 020 - Disclosure - INVESTMENT SECURITIES (Tables) link:presentationLink link:definitionLink link:calculationLink 021 - Disclosure - LOANS RECEIVABLE (Tables) link:presentationLink link:definitionLink link:calculationLink 022 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:definitionLink link:calculationLink 023 - Disclosure - COMPREHENSIVE INCOME (Tables) link:presentationLink link:definitionLink link:calculationLink 024 - Disclosure - EQUITY INCENTIVE PLAN (Tables) link:presentationLink link:definitionLink link:calculationLink 025 - Disclosure - FAIR VALUE (Tables) link:presentationLink link:definitionLink link:calculationLink 026 - Disclosure - NATURE OF OPERATIONS (Details Textual) link:presentationLink link:definitionLink link:calculationLink 027 - Disclosure - INVESTMENT SECURITIES (Details) link:presentationLink link:definitionLink link:calculationLink 028 - Disclosure - INVESTMENT SECURITIES (Details 1) link:presentationLink link:definitionLink link:calculationLink 029 - Disclosure - LOANS RECEIVABLE (Details) link:presentationLink link:definitionLink link:calculationLink 030 - Disclosure - LOANS RECEIVABLE (Details 1) link:presentationLink link:definitionLink link:calculationLink 031 - Disclosure - LOANS RECEIVABLE (Details 2) link:presentationLink link:definitionLink link:calculationLink 032 - Disclosure - LOANS RECEIVABLE (Details 3) link:presentationLink link:definitionLink link:calculationLink 033 - Disclosure - LOANS RECEIVABLE (Details 4) link:presentationLink link:definitionLink link:calculationLink 034 - Disclosure - LOANS RECEIVABLE (Details 5) link:presentationLink link:definitionLink link:calculationLink 035 - Disclosure - LOANS RECEIVABLE (Details 6) link:presentationLink link:definitionLink link:calculationLink 036 - Disclosure - LOANS RECEIVABLE (Details Textual) link:presentationLink link:definitionLink link:calculationLink 037 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:definitionLink link:calculationLink 038 - Disclosure - EARNINGS PER SHARE (Details Textual) link:presentationLink link:definitionLink link:calculationLink 039 - Disclosure - COMPREHENSIVE INCOME (Details) link:presentationLink link:definitionLink link:calculationLink 040 - Disclosure - EQUITY INCENTIVE PLAN (Details) link:presentationLink link:definitionLink link:calculationLink 041 - Disclosure - EQUITY INCENTIVE PLAN (Details 1) link:presentationLink link:definitionLink link:calculationLink 042 - Disclosure - EQUITY INCENTIVE PLAN (Details Textual) link:presentationLink link:definitionLink link:calculationLink 043 - Disclosure - DIVIDENDS (Details Textual) link:presentationLink link:definitionLink link:calculationLink 044 - Disclosure - FAIR VALUE (Details) link:presentationLink link:definitionLink link:calculationLink 045 - Disclosure - FAIR VALUE (Details 1) link:presentationLink link:definitionLink link:calculationLink 046 - Disclosure - FAIR VALUE (Details 2) link:presentationLink link:definitionLink link:calculationLink 047 - Disclosure - FAIR VALUE (Details Textual) link:presentationLink link:definitionLink link:calculationLink EX-101.CAL 4 nvsl-20120930_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 5 nvsl-20120930_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 6 nvsl-20120930_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE EX-101.PRE 7 nvsl-20120930_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 8 R39.htm IDEA: XBRL DOCUMENT v2.4.0.6
COMPREHENSIVE INCOME (Details) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Net income (loss) $ (6,161) $ 747 $ (9,552) $ 1,648
Other comprehensive income:        
Unrealized gain (loss) on securities available-for-sale 201 (652) 587 (551)
Reclassification adjustment for (gain) loss realized in net income 0 19 0 (67)
Other comprehensive income (loss) before tax effect 201 (633) 587 (618)
Income tax effect related to items of other comprehensive income (loss) 44 1 3 (2)
Other comprehensive income (loss) net of tax effect 157 (634) 584 (616)
Total comprehensive income (loss) $ (6,004) $ 113 $ (8,968) $ 1,032
XML 9 R46.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE (Details 2) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 9 Months Ended 12 Months Ended
Sep. 30, 2012
Dec. 31, 2011
Balance at beginning of period $ 7,244 $ 7,960
Increase (decrease) in fair value of securities included in accumulated other comprehensive income 578 (516)
Redemptions at par $ (300) $ (200)
Balance at end of period $ 7,522 $ 7,244
XML 10 R33.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 4) (USD $)
In Thousands, unless otherwise specified
 9 Months Ended 12 Months Ended
Sep. 30, 2012
Dec. 31, 2011
Carrying Amount, impaired loans without valuation allowance $ 24,405 $ 8,624
Unpaid Principal Balance, impaired loans without valuation allowance 34,329 9,133
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 28,962 6,127
Interest Income Recognized, impaired loans without valuation allowance 249 329
Carrying Amount, impaired loans with valuation allowance 1,658 10,803
Unpaid Principal Balance, impaired loans with valuation allowance 1,713 12,268
Average Carrying Amount, impaired loans with valuation allowance 1,720 7,419
Interest Income Recognized, impaired loans with valuation allowance 3 386
Carrying Amount, Total impaired loans 37,698 19,427
Unpaid Principal Balance, Total impaired loans 35,304 21,401
Related Allowance, Total impaired loans 1,306 1,072
Average Carrying Amount, Total impaired loans 30,682 13,546
Interest Income Recognized, Total impaired loans 471 715
Commercial Real Estate [Member] | Real Estate [Member]
    
Carrying Amount, impaired loans with valuation allowance 1,306  
Unpaid Principal Balance, impaired loans with valuation allowance 1,306  
Average Carrying Amount, impaired loans with valuation allowance 1,326  
Interest Income Recognized, impaired loans with valuation allowance 0  
One-to four-family [Member] | Real Estate [Member]
    
Carrying Amount, impaired loans without valuation allowance 4,874 1,360
Unpaid Principal Balance, impaired loans without valuation allowance 5,335 1,375
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 4,925 1,368
Interest Income Recognized, impaired loans without valuation allowance 122 42
Carrying Amount, impaired loans with valuation allowance   1,361
Unpaid Principal Balance, impaired loans with valuation allowance   1,361
Average Carrying Amount, impaired loans with valuation allowance   1,362
Interest Income Recognized, impaired loans with valuation allowance   42
Related Allowance, Total impaired loans   109
Construction Loans [Member] | Real Estate [Member]
    
Carrying Amount, impaired loans without valuation allowance 7,515 959
Unpaid Principal Balance, impaired loans without valuation allowance 14,355 959
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 10,784 944
Interest Income Recognized, impaired loans without valuation allowance 117 5
Carrying Amount, impaired loans with valuation allowance 352 7,515
Unpaid Principal Balance, impaired loans with valuation allowance 407 8,980
Average Carrying Amount, impaired loans with valuation allowance 394 4,173
Interest Income Recognized, impaired loans with valuation allowance 3 279
Related Allowance, Total impaired loans 0 510
Commercial Real Estate and Multi-Family [Member] | Real Estate [Member]
    
Carrying Amount, impaired loans without valuation allowance 10,257 3,334
Unpaid Principal Balance, impaired loans without valuation allowance 12,485 3,352
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 11,379 3,370
Interest Income Recognized, impaired loans without valuation allowance 190 201
Carrying Amount, impaired loans with valuation allowance   1,088
Unpaid Principal Balance, impaired loans with valuation allowance   1,088
Average Carrying Amount, impaired loans with valuation allowance   1,097
Interest Income Recognized, impaired loans with valuation allowance   24
Related Allowance, Total impaired loans   336
Commercial Loan [Member]
    
Carrying Amount, impaired loans without valuation allowance 1,453 2,870
Unpaid Principal Balance, impaired loans without valuation allowance 1,764 3,094
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 1,534 239
Interest Income Recognized, impaired loans without valuation allowance 27 80
Carrying Amount, impaired loans with valuation allowance   715
Unpaid Principal Balance, impaired loans with valuation allowance   715
Average Carrying Amount, impaired loans with valuation allowance   662
Interest Income Recognized, impaired loans with valuation allowance   35
Related Allowance, Total impaired loans   46
Consumer Other Financing Receivable [Member]
    
Carrying Amount, impaired loans without valuation allowance 306 101
Unpaid Principal Balance, impaired loans without valuation allowance 390 353
Related Allowance, impaired loans without valuation allowance 0 0
Average Carrying Amount, impaired loans without valuation allowance 340 206
Interest Income Recognized, impaired loans without valuation allowance 12 1
Carrying Amount, impaired loans with valuation allowance   124
Unpaid Principal Balance, impaired loans with valuation allowance   124
Average Carrying Amount, impaired loans with valuation allowance   125
Interest Income Recognized, impaired loans with valuation allowance   6
Related Allowance, Total impaired loans   $ 71
XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; word-wrap: break-word; } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 R25.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE (Tables)
 9 Months Ended
Sep. 30, 2012
Fair Value Disclosures [Abstract]  
Schedule Of Carrying Amount and Fair Values Of Financial Instruments [Table Text Block]

The following is a summary of the carrying value and estimated fair value of the Company’s significant financial instruments as of September 30, 2012 and December 31, 2011:

 

    September 30, 2012     December 31, 2011  
    Carrying     Estimated     Carrying     Estimated  
(In thousands)   Amount     Fair Value     Amount     Fair Value  
                         
Financial Assets                                
Cash and cash equivalents   $ 25,891     $ 25,891     $ 18,069     $ 18,069  
Investment securities     53,045       53,749       50,343       50,721  
Loans held for sale     2,807       2,807       2,993       2,993  
Loans receivable, net     423,527       444,217       466,965       492,446  
Accrued income receivable     1,844       1,844       1,932       1,932  
Mortgage servicing rights     877       910       700       742  
                                 
Financial Liabilities                                
Deposits     403,408       406,353       410,887       409,357  
Borrowed funds     61,354       62,547       70,817       72,757  
Mortgagors' escrow accounts     2,181       2,181       4,755       4,755
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]

Assets and liabilities measured at fair value on a recurring and non-recurring basis at September 30, 2012 and December 31, 2011 are summarized below:

 

    September 30, 2012  
    Carrying Value  
(In thousands)   Level 1     Level 2     Level 3     Total  
Assets measured at fair value on a recurring basis:                                
Available-for-sale investment securities:                                
U.S. Government and agency obligations   $ -     $ 1,041     $ -     $ 1,041  
Government guaranteed mortgage-backed securities     -       15,495       -       15,495  
Government guaranteed collateralized mortgage obligations     -       1,166       -       1,166  
Private label collateralized mortgage obligations     -       298       -       298  
Auction-rate trust preferred securities     -       -       7,522       7,522  
Residential loans held for sale     -       2,807       -       2,807  
Assets measured at fair value on a non-recurring basis:                                
Impaired loans   $ -     $ -     $ 23,883     $ 23,883  
Foreclosed real estate and other repossessed assets     -       -       356       356  
Mortgage-servicing rights     -       -       877       877  

 

    December 31, 2011  
    Carrying Value  
(In thousands)   Level 1     Level 2     Level 3     Total  
Assets measured at fair value on a recurring basis:                                
Available-for-sale investment securities:                                
U.S. Government and agency obligations   $ -     $ 1,068     $ -     $ 1,068  
Government guaranteed mortgage-backed securities     -       14,763       -       14,763  
Government guaranteed collateralized mortgage obligations     -       1,721       -       1,721  
Private label collateralized mortgage obligations     -       255       -       255  
Auction-rate trust preferred securities     -       -       7,244       7,244  
Residential loans held for sale     -       2,993       -       2,993  
Assets measured at fair value on a non-recurring basis:                                
Impaired loans   $ -     $ -     $ 18,355     $ 18,355  
Foreclosed real estate and other repossessed assets     -       -       873       873  
Mortgage-servicing rights     -       -       726       726  

 
Fair Value, Instruments Classified in Shareholders' Equity Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

The following table shows a reconciliation of the beginning and ending balances for Level 3 assets measured at fair value on a recurring basis:

 

  For the Nine  For the Year 
  Months Ended  Ended 
  September 30,  December 31, 
(In thousands) 2012  2011 
       
Balance at beginning of period $7,244  $7,960 
Increase (decrease) in fair value of securities included in accumulated other comprehensive income  578   (516)
Redemptions at par  (300)  (200)
Balance at end of period $7,522  $7,244 
XML 13 R42.htm IDEA: XBRL DOCUMENT v2.4.0.6
EQUITY INCENTIVE PLAN (Details Textual) (USD $)
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2005
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period     371,794    
Stock Issued During Period, Shares, Restricted Stock Award, Net of Forfeitures     148,717    
Stock Issued For Grant Or Exercise Of Awards     520,511    
Share Base Compensation Arrangement By Share Based Payment Award Option Granted Vested         20.00%
Allocated Share-based Compensation Expense $ 2,480 $ 4,550 $ 669 $ 14,851  
XML 14 R37.htm IDEA: XBRL DOCUMENT v2.4.0.6
EARNINGS PER SHARE (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Net income (loss) $ (6,161) $ 747 $ (9,552) $ 1,648
Weighted-average common shares outstanding:        
Basic (in shares) 6,610,729 6,578,471 6,610,766 6,579,104
Effect of dilutive stock options and restrictive stock awards $ 0 $ 0 $ 0 $ 0
Diluted (in shares) 6,610,729 6,578,471 6,610,766 6,579,104
Earnings (loss) per common share:        
Basic (in dollars per share) $ (0.93) $ 0.12 $ (1.44) $ 0.25
Diluted (in dollars per share) $ (0.93) $ 0.12 $ (1.44) $ 0.25
XML 15 R47.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE (Details Textual) (USD $)
 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Foreclosed Properties and Repossessed Assets Carrying Value $ 356,000 $ 732,000
Valuation Adjustment To Foreclosed Property $ 94,000  
XML 16 R9.htm IDEA: XBRL DOCUMENT v2.4.0.6
BASIS OF PRESENTATION
 9 Months Ended
Sep. 30, 2012
Accounting Policies [Abstract]  
Basis of Accounting [Text Block]

NOTE 2 - BASIS OF PRESENTATION

 

The accompanying consolidated interim financial statements are unaudited and include the accounts of the Company, the Bank, and the Bank’s wholly owned subsidiary, Naugatuck Valley Mortgage Servicing Corporation. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Securities and Exchange Commission (“SEC”) Form 10-Q. Accordingly, they do not include all the information and footnotes required by GAAP for complete financial statements. All significant intercompany accounts and transactions have been eliminated in consolidation. These consolidated financial statements reflect, in the opinion of management, all adjustments, consisting only of normal recurring adjustments, necessary for a fair presentation of the Company’s financial position and the results of its operations and its cash flows at the dates and for the periods presented.

 

In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the statement of condition, and income and expenses for the interim period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosure or in satisfaction of loans, deferred income taxes and the valuation of certain investment securities. While management uses available information to recognize losses and properly value these assets, future adjustments may be necessary based on changes in economic conditions both in Connecticut and nationally.

 

Management has evaluated subsequent events for potential recognition or disclosure in the financial statements. No subsequent events were identified that would have required a change to the financial statements or disclosure in the notes to the financial statements.

 

Operating results for the nine months ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012.

 

These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K/A for the year ended December 31, 2011.

 

Certain reclassifications have been made to consolidated financial statements to conform to the September 30, 2012 consolidated financial statement presentation. These reclassifications only changed the reporting categories and did not affect the Company’s results of operations or financial position.
EXCEL 17 Financial_Report.xls IDEA: XBRL DOCUMENT begin 644 Financial_Report.xls M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O M;VL-"D-O;G1E;G0M5'EP93H@;75L=&EP87)T+W)E;&%T960[(&)O=6YD87)Y M/2(M+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB M-C(T-V(X9&(B#0H-"E1H:7,@9&]C=6UE;G0@:7,@82!3:6YG;&4@1FEL92!7 M96(@4&%G92P@86QS;R!K;F]W;B!A'!L;W)E&UL;G,Z=CTS1")U&UL;G,Z;STS1")U&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX M.D5X8V5L5V]R:W-H965T5]);F9O#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D-O;G-O;&ED871E9%]3=&%T96UE;G1S7V]F7T-H M83PO>#I.86UE/@T*("`@(#QX.E=O#I7;W)K#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D)!4TE37T]&7U!215-%3E1!5$E/3CPO>#I.86UE/@T* M("`@(#QX.E=O#I% M>&-E;%=O#I.86UE/D-2251)0T%,7T%#0T]53E1) M3D=?4$],24-)15,\+W@Z3F%M93X-"B`@("`\>#I7;W)K#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D5!4DY)3D=37U!%4E]32$%213PO>#I.86UE/@T*("`@(#QX.E=O M#I%>&-E;%=O#I.86UE/D-/35!214A%3E-)5D5?24Y#3TU%/"]X.DYA M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U#I%>&-E;%=O#I%>&-E M;%=O#I% M>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D-2251)0T%,7T%#0T]53E1)3D=?4$],24-)15-?4#PO>#I. M86UE/@T*("`@(#QX.E=O#I.86UE/@T* M("`@(#QX.E=O#I% M>&-E;%=O#I.86UE/D5!4DY)3D=37U!%4E]32$%2 M15]486)L97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K#I7;W)K#I%>&-E;%=O M#I7;W)K#I7;W)K#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DE.5D535$U%3E1?4T5#55))5$E%4U]$971A:6QS7SPO M>#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DQ/04Y37U)%0T5)5D%"3$5?1&5T86EL#I%>&-E;%=O#I7;W)K#I.86UE/@T*("`@ M(#QX.E=O#I%>&-E M;%=O#I.86UE/DQ/04Y37U)%0T5)5D%"3$5?1&5T M86EL#I%>&-E;%=O M#I7 M;W)K#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D5!4DY)3D=37U!%4E]32$%215]$971A:6QS M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX M.E=O#I%>&-E;%=O M#I.86UE/D1)5DE$14Y$4U]$971A:6QS7U1E>'1U M86P\+W@Z3F%M93X-"B`@("`\>#I7;W)K#I7;W)K#I.86UE/@T*("`@(#QX M.E=O#I%>&-E;%=O M#I.86UE/D9!25)?5D%,545?1&5T86EL#I%>&-E;%=O'1U86P\+W@Z3F%M93X-"B`@("`\>#I7;W)K#I3='EL97-H965T($A2968],T0B5V]R:W-H965T3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C M-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I M;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA2!) M;F9O2!296=I2!#96YT3PO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^,#`P,30Y,S4U,CQS<&%N/CPO'0^+2TQ,BTS M,3QS<&%N/CPO'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^;G9S;#QS M<&%N/CPO'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^,C`Q,CQS<&%N/CPO7!E.B!T97AT+VAT;6P[(&-H87)S M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$2P@870@86UOF5D(&-O3PO'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$F5D.R`W+#`P,BPS-C8@ M3PO=&0^#0H@("`@("`@(#QT9"!C;&%S3X-"CPO:'1M;#X-"@T*+2TM M+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T M-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1? M,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R M3X- M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E M,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z M+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T* M("`@("`@/'1R(&-L87-S/3-$&5S(&%N9"!B96YE9FET M&5S M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#,Y.2D\&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#(S."D\'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA2!S M=&]C:R!A8W%U:7)E9"`H.#0@7!E.B!T97AT+VAT;6P[(&-H M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U% M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O M:'1M;#L@8VAA'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'!E;G-E/"]T9#X-"B`@("`@ M("`@/'1D(&-L87-S/3-$;G5M<#XU,S(\F%T:6]N(&9R;VT@:6YV97-T;65N=',\+W1D/@T* M("`@("`@("`\=&0@8VQA2!I;G9E'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$7!E.B!T97AT+VAT;6P[(&-H87)S970] M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@ M8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$6QE/3-$)W1E>'0M M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T M:6UE6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/CQB/DY/5$4@,2`F(S@R,3$[($Y!5%5212!/1B!/ M4$52051)3TY3/"]B/CPO9F]N=#X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE2!-=71U86P@2&]L9&EN9R!#;VUP M86YY("AT:&4@)B,X,C(P.TU(0R8C.#(R,3LI(&9R;VT@=&AE(&UU='5A;"!H M;VQD:6YG(&-O;7!A;GD@=&\@=&AE('-T;V-K(&AO;&1I;F<@8V]M<&%N>2!F M;W)M(&]F(&]R9V%N:7IA=&EO;B`H=&AE("8C.#(R,#M#;VYV97)S:6]N)B,X M,C(Q.RDN($%S(&$@2!S=6-C965D960@3F%U9V%T=6-K(%9A;&QE>2!&:6YA;F-I86P@0V]R M<&]R871I;VXL(&$@1F5D97)A;"!C;W)P;W)A=&EO;B`H=&AE("8C.#(R,#M& M961E2!C;VUM;VX@&-H86YG92!F;W(@=&AE:7(@ M6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE M6QE/3-$)V-O M;&]R.B!B;&%C:SLG/D]R:6=I;F%L;'D@;W)G86YI>F5D(&EN(#$Y,C(L('1H M92!"86YK(&ES(&$@9F5D97)A;&QY(&-H87)T97)E9"!S=&]C:R!S879I;F=S M(&)A;FL@=VAI8V@@:7,@:&5A9'%U87)T97)E9"!I;B!.875G871U8VLL($-O M;FYE8W1I8W5T+B!4:&4@0F%N:R!P&%M:6YA=&EO;G,@8GD@=&AO2!A=71H;W)I=&EE6QE/3-$)VUA#L@ M9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/E1H92!"86YK(&]W;G,@3F%U M9V%T=6-K(%9A;&QE>2!-;W)T9V%G92!397)V:6-I;F<@0V]R<&]R871I;VXL M('=H:6-H('%U86QI9FEE7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA M6QE/3-$)W1E>'0M86QI M9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE M2!A8V-E<'1E9"!I M;B!T:&4@56YI=&5D(%-T871E2!'04%0(&9O2!A8V-O=6YT2!O9B!N;W)M86P@2!S=7-C97!T:6)L92!T;R!S:6=N:69I8V%N="!C:&%N9V4@ M:6X@=&AE(&YE87(M=&5R;2!R96QA=&4@=&\@=&AE(&1E=&5R;6EN871I;VX@ M;V8@=&AE(&%L;&]W86YC92!F;W(@;&]S2!V86QU92!T:&5S92!A6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)VUA#L@9F]N M=#H@,3!P="!T:6UE28C.#(Q-SMS($%N;G5A;"!297!O6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE M/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE3X-"CPO:'1M;#X-"@T*+2TM+2TM M/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X M9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T M,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B M;&%C:SLG/CQB/DY/5$4@,R`M($-2251)0T%,($%#0T]53E1)3D<@4$],24-) M15,\+V(^/"]F;VYT/CPO<#X-"CQP('-T>6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\ M+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@ M=&EM97,@;F5W(')O;6%N+"!T:6UE2!C;VYS:61E2!M86YA9V5M96YT('1H870@:&%V92P@;W(@ M8V]U;&0@:&%V92P@82!M871E2!O M9B!3:6=N:69I8V%N="!!8V-O=6YT:6YG(%!O;&EC:65S)B,X,C(Q.RP@8V]N M=&%I;F5D(&EN('1H92!#;VUP86YY)B,X,C$W.W,@06YN=6%L(%)E<&]R="!O M;B!&;W)M(#$P+4LO02!F;W(@=&AE('EE87(@96YD960@1&5C96UB97(@,S$L M(#(P,3$N/"]F;VYT/CPO<#X-"CQP('-T>6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\ M+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@ M=&EM97,@;F5W(')O;6%N+"!T:6UE'!E2!O9B!T:&4@;&]A;B!P;W)T9F]L:6\N/"]F;VYT/CPO<#X-"CQP M('-T>6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^#0H\<"!S='EL93TS1"=M87)G M:6XZ(#!P="`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`S-E]C-SAB-C(T-V(X9&(- M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T M93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^/'`@2!!9&]P=&5D($%C8V]U;G1I;F<@1W5I9&%N8V4\+VD^/"]B/CPO M9F]N=#X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`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`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA7!E/3-$=&5X="]J879A'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$2!396-U6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQB/DY/5$4@-2`F M(S@R,3$[($E.5D535$U%3E0@4T5#55))5$E%4SPO8CX\+V9O;G0^/"]P/@T* M/'`@6QE/3-$)W=I9'1H.B`Y-24[(&)O6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)W9E'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)V)O6QE M/3-$)W1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)W=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG M/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&-O;&]R.B!B;&%C:SLG/C,S/"]T9#X-"CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`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`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`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`Q)3L@8V]L;W(Z M(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[ M(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^ M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W M:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG M/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`M,"XQ M:6X[('!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)V)O6QE/3-$)V)O M'0M86QI9VXZ(')I M9VAT.R!C;VQO6QE/3-$)W!A9&1I;F6QE M/3-$)V)O'0M86QI M9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT M+6EN9&5N=#H@+3`N,6EN.R!P861D:6YG+6QE9G0Z(#`N,6EN.R!C;VQO6QE M/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD M96YT.B`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`Y-24[(&)O M6QE/3-$)V-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE M/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$ M)V)O6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ M(&-E;G1E6QE/3-$)W!A9&1I;F'0M86QI M9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@ M6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C(U+#(Y,CPO=&0^ M#0H\=&0@6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`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`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P M="`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE M.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI9VXZ M(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`M M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@'0M:6YD96YT.B`M M,"XQ:6X[('!A9&1I;FF5D(&QO6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$ M)V)O6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('!A9&1I;F6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\ M+W`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`Q)3L@8V]L;W(Z(&)L86-K M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B M;&%C:R`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE M.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI9VXZ M(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`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`@("`\=&%B;&4@8VQA6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R M.B!B;&%C:SLG/CQB/DY/5$4@-B`F(S@R,3$[($Q/04Y3(%)%0T5)5D%"3$4\ M+V(^/"]F;VYT/CPO<#X-"CQP('-T>6QE/3-$)VUA#L@ M9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^ M#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM M97,@;F5W(')O;6%N+"!T:6UE6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M9F]N=#X\+W`^#0H\=&%B;&4@6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E M6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^ M#0H\=&0@6QE/3-$)V)O6QE/3-$)V)O M6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)W9E6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,"XQ:6X[ M('!A9&1I;F6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQO6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG3PO M=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X- M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O M;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C(Q-RPX.3,\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E M>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P M.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^ M#0H\+W1R/@T*/'1R('-T>6QE/3-$)V)A8VMG'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W!A9&1I;F6QE/3-$ M)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I M;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ M(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQI/CQU M/D-R961I="!1=6%L:71Y(&]F($9I;F%N8VEN9R!296-E:79A8FQE2!D979E;&]P7!E+B!3=6-H(')I6QE M/3-$)VUA"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E6QE M/3-$)V-O;&]R.B!B;&%C:SLG/CQI/D]N92UT;R!&;W5R+49A;6EL>2!/=VYE M'!E65A6QE/3-$)VUA"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R M;VUA;BP@=&EM97,L('-E6QE/3-$)V-O;&]R M.B!B;&%C:SLG/CQI/D-O;6UE2!,;V%N2!C;VUM97)C:6%L(')E86P@97-T871E M+"!N;VXM;W=N97(@;V-C=7!I960@;VYE+71O(&9O=7(M9F%M:6QY(&%N9"!M M=6QT:2UF86UI;'D@9'=E;&QI;F=S(&9O2!O=VYE6QE/3-$)VUA"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@ M=&EM97,L('-E6QE/3-$)V-O;&]R.B!B;&%C M:SLG/CQI/D-O;G-T6UE;G0@=VEL;"!D97!E;F0@;VX@=&AE('-U8V-E2!C875S92!S M;VUE(&)O2!T;R!G6UE;G0@86YD(&QO2P@96-O;F]M:6,@9F%C=&]R6QE/3-$)VUA"`P M<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L M('-E6QE/3-$)VUA"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@ M=&EM97,L('-E2!H879E(&AI9VAE2!A;'-O(&UA>2!I M;G9O;'9E(&AI9VAE2!O9B!L;V%N(&UO;FET;W)I;F<@86YD(&$@:&EG:&5R(')I6QE M/3-$)VUA"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E6QE M/3-$)V-O;&]R.B!B;&%C:SLG/CQI/E)E86P@17-T871E(%-E8W5R960@3&]A M;G,\+VD^+B!4:&ES('!O2!L:6YE2!O=VYE7!E(&%R M92!G96YE&EM=6T@;V8@-S4E(&]F('1H M92!A<'!R86ES960@=F%L=64@;V8@=&AE('!R;W!E2!H87,@97AP97)I96YC960@ M82!L;W<@;&5V96P@;V8@9F]R96-L;W-U7!E(&]F(&QO M86X@9'5R:6YG(')E8V5N="!P97)I;V1S+B!4:&5S92!L;V%N6EN9R!P6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQI/B8C,38P.SPO:3X\+V9O;G0^/"]P M/@T*/'`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`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@ M=&EM97,@;F5W(')O;6%N+"!T:6UE2!C;VYS M:7-T71I8V%L('!U6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ M(#!P="`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`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`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`Q M)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M-R4[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/C@L,#4S/"]F M;VYT/CPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M M,"XQ:6X[('!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D M/@T*/'1D/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/C8L,#

6QE M/3-$)V9O;G0M6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M MF4Z M(#AP=#LG/C4U-CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SX\+W1D/@T*/'1D/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/C$W M+#`P-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M:6YD96YT.B`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`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`R+C5P="!D;W5B M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I M>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M M8F]T=&]M.B!B;&%C:R`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`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C M:R`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`R+C5P="!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,"XQ:6X[('!A M9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M M6QE/3-$)V9O;G0M6QE/3-$ M)V)A8VMG'0M:6YD96YT.B`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`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`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`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@ M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('!A9&1I;F6QE M/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP M=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O M;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT M9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W!A9&1I;F6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)V9O;G0M6QE/3-$)V)OF4Z M(#AP=#LG/C@L,#4S/"]F;VYT/CPO=&0^#0H\=&0@6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F6QE M/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I M>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT M.R<^/&9O;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I M;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[ M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T M9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT M+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I M9VAT.R<^/&9O;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A M9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^ M/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F M;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A M9&1I;F6QE/3-$)V9O;G0M6QE/3-$ M)V9O;G0M'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;FF4Z(#AP=#LG/D5N9&EN9R!L;V%N(&)A M;&%N8V4@8V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('!A9&1I;F6QE/3-$ M)V9O;G0M'0M M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@ MF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z M(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T M=&]M.B!B;&%C:R`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`^#0H\<"!S='EL93TS1"=M87)G:6XZ M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE2!D:7-A9V=R96=A=&5S M('1H97-E(&%S2!D965M6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@ M9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^ M#0H\9&EV('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/E1H92!F;VQL M;W=I;F<@=&%B;&5S(&%R92!A('-U;6UA6QE/3-$)W=I9'1H.B`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T M:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C4L M-S4T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T M:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!R:6=H=#L@=VED=&@Z(#DE.R!C;VQO6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO M=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT M9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T M:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K M.R<^)B,Q-C`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`Q)3L@8V]L;W(Z(&)L86-K M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T M.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C M:SLG/C(P,RPW-3D\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT M9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)W=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C M:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C(Q,RPP-#D\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P M.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\ M=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A M9&1I;F6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P M.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A9&1I M;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('!A9&1I;F'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B0\+W1D M/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I M;F'0M86QI9VXZ(')I9VAT.R!C;VQO M6QE/3-$)W=I9'1H.B`X,"4[ M(&)O6QE/3-$)V)O M6QE/3-$)W!A M9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE.B!I=&%L:6,[(&-O;&]R.B!B;&%C:SLG M/BA);B8C,38P.W1H;W5S86YD6QE/3-$)W!A9&1I M;F6QE/3-$)V)O M6QE/3-$)W!A9&1I M;F6QE/3-$)V)A8VMG6QE/3-$)V-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`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`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P M<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE2!P;&%C960@;VX@;F]N+6%C8W)U86P@F5D(&]N;'D@=&\@=&AE(&5X=&5N="!R96-E:79E9"X@5&AE M(&QO86X@;6%Y(&)E(')E='5R;F5D('1O(&%C8W)U86P@2!#;VUM:71T964@;V8@=&AE($)O87)D(&]F($1I2X\+V9O;G0^ M/"]P/@T*/'`@6QE/3-$)VUA#L@9F]N=#H@,3!P M="!T:6UE6QE M/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`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`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`Q)3L@8V]L;W(Z(&)L86-K M.R<^/&9O;G0@6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H M=#L@=VED=&@Z(#F4Z(#AP=#LG/C0L-3(W/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K M.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@-R4[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T M>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@F4Z(#AP=#LG/C(P-RPY,S<\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W M:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^ M/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@-R4[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M M6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@ M6QE/3-$)W1E M>'0M:6YD96YT.B`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`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`R M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C0T,2PT.38\+V9O M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D M:6YG+6)O='1O;3H@,BXU<'0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)OF4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W!A9&1I;F'0M:6YD96YT.B`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`M,"XQ:6X[('!A9&1I;FF4Z(#AP=#LG/D]N92UT;R!F M;W5R+69A;6EL>3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V-O;&]R.B!B M;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C0L,30P/"]F;VYT/CPO=&0^#0H\=&0@ MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT M('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C4L-S,S/"]F;VYT/CPO M=&0^#0H\=&0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z M(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!R:6=H=#L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!C;VQO6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQOF4Z(#AP=#LG/C(W,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O M;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B M;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C M;VQOF4Z(#AP=#LG M/CDL,CF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V)A M8VMG6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C8U-#PO9F]N=#X\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO MF4Z(#AP=#LG/C(T M.3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQOF4Z(#AP=#LG/CDL,3@R/"]F;VYT/CPO=&0^#0H\=&0@F4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQOF4Z(#AP=#LG/C$V,"PX-3@\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!C;VQOF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`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`R+C5P="!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C4P,#PO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$ M)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!C;VQOF4Z(#AP=#LG/C(T+#8X,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0MF4Z M(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!C M;VQOF4Z(#AP=#LG M/C(X+#,T-SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C M:R`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`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`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`Q M)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#$P<'0[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!F;VYT M+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG M/C4L,S,U/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#$P<'0[)SX\9F]N="!S='EL M93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@ M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&9O;G0M6QE M/3-$)V9O;G0M6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q M,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#$P<'0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!F;VYT+7-I>F4Z(#$P M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/C0L.3(U/"]F M;VYT/CPO=&0^#0H\=&0@F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT M+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&9O;G0M6QE/3-$)V9O;G0M M6QE/3-$ M)W1E>'0M:6YD96YT.B`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`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`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`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`R,'!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/D-O;6UEF4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I M>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O M'0M86QI9VXZ(')I9VAT M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z M(#AP=#LG/C$L,S`V/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!F M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP M=#LG/C$L,S`V/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!F;VYT M+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG M/C$L,S`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`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT M+7-I>F4Z(#AP=#LG/C,P+#8X,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$ M)V9O;G0MF4Z(#$P<'0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`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`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`Q)3L@8V]L;W(Z M(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O M;G0M6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@F4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R M.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`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`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`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`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`M,"XQ:6X[('!A9&1I M;FF4Z(#AP=#LG/E1O=&%L(&EM M<&%IF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)V)O6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O M6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T M9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[ M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\ M='(@6QE/3-$)W!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO M6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V)A8VMG'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)W=I9'1H.B`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[ M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@ M,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$ M)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B M;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C$L-#0P/"]T9#X-"CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^ M#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T M:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C,\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`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`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`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`^#0H\=&%B M;&4@6QE/3-$)V)O6QE.B!I=&%L:6,[ M(&-O;&]R.B!B;&%C:SLG/BA$;VQL87)S)B,Q-C`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`Q M)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W M:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^ M#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B M;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT M.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`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`@/&AE M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT M96YT/3-$)W1E>'0O:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W M(')O;6%N+"!T:6UE6QE/3-$)VUA#L@9F]N=#H@ M,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQB/B8C,38P.SPO8CX\+V9O;G0^/"]P M/@T*/'`@2=S(&-O;6UO;B!S=&]C:R!E<75I=F%L96YT&5R8VES M92!P&-L=61E9"!F&5R8VES92!P&-L=61E9"!F&5R8VES92!P6QE/3-$)W=I9'1H.B`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^ M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W M:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG M/C6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S M='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^ M#0H\=&0@6QE/3-$)W=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG M/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T M:#H@.24[(&-O;&]R.B!B;&%C:SLG/C$L-C0X+#`P,#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M:6YD96YT.B`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`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`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`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$6QE/3-$)VUA#L@9F]N=#H@,3!P="!T M:6UE6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/CQB/DY/5$4@."`M($-/35!214A%3E-)5D4@24Y# M3TU%/"]B/CPO9F]N=#X\+W`^/'`@2!T:&%T(')E2!AF5D(&=A:6X@;VX@:71S(&%V86EL86)L92UF M;W(M6QE/3-$)W9E6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)V9O M;G0M6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE/3-$ M)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE.B!I=&%L:6,[)R!N;W=R M87`],T1N;W=R87`^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$)W9E6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`T,"4[ M)SY.970@:6YC;VUE("AL;W-S*3PO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q M)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('=I9'1H.B`Q)3LG/B0\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R M:6=H=#L@=VED=&@Z(#$R)3LG/B@V+#$V,3PO=&0^/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/BD\+W1D/CQT9"!S='EL93TS M1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R!W:61T:#H@,24[)SXD/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M,3(E.R<^,2PV-#@\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CPO='(^/'1R('-T>6QE/3-$)V)A M8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SY/=&AE6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C M,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SY5;G)E86QI>F5D(&=A:6X@ M*&QO6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^ M,C`Q/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R M:6=H=#LG/B@V-3(\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T M.R<^*3PO=&0^/'1D/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!R:6=H=#LG/C4X-SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;FF5D(&EN(&YE="!I;F-O;64\+W1D/CQT9"!S='EL93TS1"=P861D M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P M.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,C`Q/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B@V M,S,\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^ M/'1D/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG M/C4X-SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)V)A8VMG6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V)O6QE/3-$)V)O M6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B M;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT.R<^*#(\+W1D/CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@ M,7!T.R<^*3PO=&0^/"]T"!E9F9E8W0\+W1D/CQT9"!S='EL93TS1"=P861D M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I M9VAT.R<^-3@T/"]T9#X\=&0@6QE/3-$ M)W!A9&1I;F'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT.R<^*#8Q-CPO M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q M-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R M:6=H=#LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ(')I9VAT M.R<^*#8L,#`T/"]T9#X\=&0@6QE/3-$)W!A M9&1I;F6QE/3-$ M)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ M(&-E;G1E2!H87,@;F]T(')E M8V]G;FEZ960@9&5F97)R960@=&%X97,@F5D M(&-A<&ET86P@;&]S7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X- M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA2!);F-E;G1I=F4@4&QA;B!$:7-C;&]S=7)E(%M497AT($)L;V-K M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'`@2!G65E28C.#(Q-SMS(&-O;6UO;B!S=&]C:R!F;W(@ M:7-S=6%N8V4@=7!O;B!T:&4@9W)A;G0@;W(@97AE'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$ M)W!A9&1I;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE.B!I=&%L M:6,[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=F;VYT M+7-T>6QE.B!I=&%L:6,[)SXF(S$V,#L\+W1D/CPO='(^/'1R('-T>6QE/3-$ M)V)A8VMG6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^ M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!S='EL93TS1"=F;VYT+7-T>6QE.B!I=&%L:6,[)SXF(S$V,#L\+W1D/CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-T>6QE.B!I=&%L M:6,[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H M=#L@9F]N="US='EL93H@:71A;&EC.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/B8C M,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@,3(E.R<^,2PY.34\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#$R)3LG/C6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3(N-3$\+W1D/CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T M9#X\=&0@65A6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R('-T>6QE/3-$ M)V)A8VMG6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^ M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.@T*(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R<^,BPY.3,\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R<^,2PY.34\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,2PT.38\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\+W1R/CPO=&%B M;&4^/'`@28C.#(Q-SMS('-T;V-K(&%T('1H92!D871E(&]F(&=R86YT(&]R("0Q M,2XQ,BP@=VAI8V@@=V%S('1H92!M87)K970@<')I8V4@;V8@=&AE($-O;7!A M;GDF(S@R,3<[65A6QE M/3-$)VUA#L@9F]N=#H@,3!P="!T:6UEF5D('1O(&-O;7!E;G-A=&EO;BP@=&%X97,@86YD(&)E;F5F:71S M(&5X<&5N2P@9'5E('1O(&9O6QE/3-$)VUA#L@9F]N=#H@,3!P="!T M:6UE2!U2!Y:65L9"!C=7)V M92!I;B!E9F9E8W0@870@=&AE('1I;64@;V8@9W)A;G0N($%S6QE M/3-$)W=I9'1H.B`X,"4[(&)O6QE/3-$)W!A9&1I;F6QE M/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F6EE;&0\+W1D/CQT9"!S='EL93TS1"=W M:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9`T*('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^,BXW-#PO=&0^/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B4\+W1D M/CQT9"!S='EL93TS1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#$R)3LG M/C(N,C`\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T M:#H@,24[)SXE/"]T9#X\=&0@6QE/3-$)W=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^,2XX.3PO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B4\+W1D/CPO='(^ M/'1R('-T>6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SY%>'!E8W1E9"!V;VQA=&EL:71Y/"]T9#X\=&0^)B,Q-C`[/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3,N-#`\+W1D/CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)3PO=&0^/'1D/B8C,38P.SPO M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/C$Q+C`P/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXE/"]T9#X\=&0^ M)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3$N M,C`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`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M:6YD96YT.B`Q,'!T M.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\ M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T M9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^ M)B,Q-C`[/"]T9#X\=&0@6QE/3-$ M)W!A9&1I;F6QE M/3-$)V)O'0M86QI9VXZ(')I9VAT.R<^,BXU-3PO=&0^/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R<^,BXR-3PO=&0^/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F7!E.B!T97AT+VAT;6P[(&-H87)S970] M(G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T M<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@ M8VAA'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0@0FQO8VM=/"]T9#X-"B`@("`@("`@ M/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T M:69Y.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O M;6%N+"!T:6UE6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'`@3L@;6%R M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM M97,L('-EF5D(&EN(&%N(&EM;65D:6%T92!T3L@;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E3L@;6%R9VEN.B`P<'0@,'!X M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E28C M.#(Q-SMS('-I9VYI9FEC86YT(&9I;F%N8VEA;"!I;G-T6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE6QE/3-$ M)V)O6QE M/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E M6QE.B!I=&%L:6,[)R!N;W=R87`],T1N;W=R87`^*$EN('1H;W5S86YD6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)V)A M8VMG6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^,C4L.#DQ/"]T9#X-"CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^ M#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q M-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R<^-#`S+#0P.#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-#`Y+#,U-SPO=&0^#0H\ M=&0@6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R<^-C$L,S4T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T* M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T* M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-C(L-30W/"]T9#X- M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X- M"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R<^-S`L.#$W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-S(L-S4W/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\ M='(@6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ(')I9VAT.R<^,BPQ.#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)V)O2`\+VD^ M/"]P/@T*/'`@2!B87-E9"!O;B!T:&4@=')A;G-P87)E;F-Y(&]F(&EN<'5T2X@5&AE(&9A:7(@=F%L=64@:&EEF5S('1H97-E M(&EN<'5T6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE M6QE/3-$)W9E6UB M;VP[)SXF(S$X,SL\+V9O;G0^/"]T9#X-"CQT9#X\9F]N="!S='EL93TS1"=F M;VYT+7-I>F4Z(#$P<'0[)SX\:3Y,979E;"`Q.B`\+VD^5F%L=6%T:6]N(&ES M(&)A"`P<'0@,S,N,35P=#L@9F]N=#H@,3!P M="!T:6UE6QE/3-$)V9O M;G0Z(#$P<'0@2!O M2!O6QE/3-$)W1E>'0M:6YD96YT M.B`M.2XT-7!T.R!M87)G:6XZ(#!P="`P<'@@,'!T(#,S+C$U<'0[(&9O;G0Z M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE6QE/3-$)VUA6QE/3-$)W=I9'1H.B`R,RXW<'0[)SX\+W1D M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Y+C0U<'0[)SX\9F]N="!S='EL93TS M1"=F;VYT.B`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`D,S4V+#`P M,"!A;F0@)#2P@=V5R92!T2!B92!M87)K960@9&]W;B!F=7)T:&5R+"!R969L M96-T:6YG(&$@;F5W(&-O6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE M6%B;&4@;VX@9&5M86YD(&%T('1H92!R97!O'!E;G-E9"!M;VYT:&QY(&UA M='5R:71I97,@;VX@=&EM92!D97!O6EN9R!V86QU92!I6QE/3-$)VUA M#L@9F]N=#H@,3!P="!T:6UE2!AF5D(&%T(&9A:7(@=F%L=64@*&DN92XL(&)E;&]W(&-O6QE/3-$)W=I9'1H.B`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`R,'!T.R!W:61T M:#H@-3(E.R<^/&9O;G0@2!O8FQI9V%T:6]N6QE/3-$)W=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O M;G0M6QE M/3-$)V9O;G0M6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE M/3-$)V9O;G0MF4Z(#EP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R<^/&9O;G0@F4Z(#EP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R<^/&9O;G0@F4Z(#EP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP M=#LG/C$L,#0Q/"]F;VYT/CPO=&0^#0H\=&0@6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/C$U+#0Y-3PO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z#0H@.7!T.R<^)B,Q-C`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`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`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`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`Y-24[(&)O6QE/3-$)W9E6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6EN M9R!686QU93PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F6QE M/3-$)V)O6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE M/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1EF4Z(#EP=#LG/DQE=F5L M(#(\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@ M,7!T.R<@;F]W6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)V)OF4Z(#EP M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F'0M86QI M9VXZ(&-E;G1EF4Z(#EP=#LG/E1O=&%L/"]F;VYT/CPO=&0^ M#0H\=&0@F4Z(#EP=#LG/B8C,38P M.SPO9F]N=#X\+W1D/@T*/"]TF4Z(#EP=#LG/D%S6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\ M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT M+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('1E>'0M:6YD96YT.B`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`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG M/C$L,#8X/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#EP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/BT\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W M:61T:#H@,24[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/B8C,38P M.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`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`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`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`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`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`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQB/CQI/D%L;&]W M86YC92!F;W(@3&]A;B!,;W-S97,\+VD^+B`\+V(^1&5T97)M:6YI;F<@=&AE M(&%M;W5N="!O9B!T:&4@86QL;W=A;F-E(&9O2!I;G9O;'9E2!B96QI979E2!B92!N96-E6QE/3-$)VUA#L@9F]N M=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^/'`@ M28C.#(Q-SMS(')E9W5L871O28C M.#(Q-SMS(&%L;&]W86YC92!F;W(@;&]A;B!L;W-S97,@86YD(&UA>2!R97%U M:7)E('1H92!#;VUP86YY('1O(')E8V]G;FEZ92!A9&IU&%M:6YA=&EO;BX\+V9O;G0^/"]P/CQS<&%N/CPO2!;4&]L:6-Y(%1E>'0@0FQO8VM=/"]T M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G M:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE M6QE/3-$)VUA M#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/DEM M<&%I2!P M;&%C960@;VX@;F]N+6%C8W)U86P@7,@9&5L M:6YQ=65N="X@3&]A;G,@87)E(&%LF5D M(&]N;'D@=&\@=&AE(&5X=&5N="!R96-E:79E9"X@5&AE(&QO86X@;6%Y(&)E M(')E='5R;F5D('1O(&%C8W)U86P@6QE/3-$)V9O;G0M2!A M;B!I;G-I9VYI9FEC86YT(&1E;&%Y(&]R('-H;W)T9F%L;"!I;B!T:&4@<&%Y M;65N=',@=&\@8F4@2!41%)S('5N;&5S2P@6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^#0H\9&EV('-T>6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/D9O7!E.B!T97AT M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$2!396-U'0^/'`@ M6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE M6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^/'1A8FQE('-T>6QE/3-$ M)W=I9'1H.B`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L M;W(Z(&)L86-K.R<^)#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C$L,#0Q/"]T9#X\=&0@ M6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE M/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('1E>'0M:6YD96YT.B`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`[/"]T9#X\=&0@6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI M9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)V)O6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I;F6QE M/3-$)V)O6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$ M)V)O6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@+3`N,6EN.R!P M861D:6YG+6QE9G0Z(#`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`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`M,"XQ:6X[('!A9&1I M;F'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B0\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q M<'0@'0M86QI9VXZ(')I9VAT.R!C;VQO'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG M/B0\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@ M'0M86QI9VXZ(')I9VAT.R!C;VQO'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B0\+W1D M/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A9&1I M;F6QE/3-$)V)O6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE M/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO9F]N=#X\+W`^/'1A8FQE('-T>6QE/3-$)W=I9'1H.B`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(')I9VAT M.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C(W+#4R,SPO=&0^/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`Q<'0@'0M86QI9VXZ(')I9VAT.R!C M;VQO6QE/3-$)VUA#L@9F]N=#H@ M,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/D%T($1E8V5M8F5R(#,Q+"`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`Q)3L@8V]L;W(Z(&)L M86-K.R<^)#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C$L,#$T/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C M:SLG/C4T/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/BT\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K M.R<^)B,Q-C`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`M,"XQ:6X[ M('!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/BD\+W1D/CQT9"!S='EL93TS1"=C;VQO6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('!A9&1I;F'0M:6YD96YT.B`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`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`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`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$F5D($QO2!I;G9EF5D(&QO6QE/3-$)W9E6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W!A9&1I;F6QE/3-$)W1E>'0M M86QI9VXZ(&-E;G1E6QE/3-$)V-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(&-E;G1E6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L M;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO M=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD M96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M86QI9VXZ(')I9VAT M.R!C;VQO6QE M/3-$)V)O'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`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`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`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`^#0H\=&%B;&4@6QE/3-$)W9E6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W!A9&1I;F6QE/3-$)W1E>'0M M86QI9VXZ(&-E;G1E6QE/3-$)V-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ M(&-E;G1E6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L M;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO M=&0^#0H\=&0@6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M:6YD M96YT.B`M,"XQ:6X[('!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M86QI9VXZ(')I9VAT M.R!C;VQO6QE M/3-$)V)O'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`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`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9? M8S'0O:'1M;#L@8VAA6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B M;&%C:SLG/D$@2!O9B!L;V%N6QE/3-$)VUA#L@ M9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^ M/'1A8FQE('-T>6QE/3-$)W=I9'1H.B`X."4[(&)O6QE/3-$)W9E6QE/3-$)V)O'0M86QI9VXZ M(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)V-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE M/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('1E>'0M:6YD96YT.B`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`R+C5P="!D;W5B;&4[('1E M>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)A8VMG6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/"]T M6QE/3-$)W!A9&1I;F'0M86QI9VXZ(')I9VAT M.R!C;VQO'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V)O M'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L M87-S/3-$=&5X=#X\9&EV/E1H92!A;&QO=V%N8V4@9F]R(&QO86X@;&]S2!I;F1I8V%T:79E(&]F(&9U='5R92!L;W-S97,@:6X@86YY M('!A6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B M;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UEF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1EF4Z(#AP=#LG/D]N M92UT;R8C,38P.T9O=7(M/&)R("`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W=I9'1H.B`Q)3LG/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/CQF;VYT M('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/CQF;VYT('-T M>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE M/3-$)V9O;G0M6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4[)SX\9F]N="!S='EL M93TS1"=F;VYT+7-I>F4Z(#AP=#LG/C0X,CPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`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`R M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI M9VXZ(')I9VAT.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W!A9&1I;F6QE/3-$)V9O;G0M M6QE M/3-$)V9O;G0M'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;FF4Z(#AP=#LG/D5N9&EN9R!L;V%N M(&)A;&%N8V4@8V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N M=#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('!A9&1I;F6QE M/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP M=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O M;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT M9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)V)O6QE/3-$)V9O;G0M6QE/3-$)V)OF4Z(#AP=#LG/C,R+#0R,3PO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I M;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[ M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T M9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`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`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`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W!A9&1I;F6QE M/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)W!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)V9O;G0M6QE/3-$)V)OF4Z(#AP=#LG/C0X,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z M(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=B;W)D97(M8F]T M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^ M/&9O;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0M6QE/3-$)V)A M8VMG'0M:6YD96YT.B`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`R+C5P M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@'0@0FQO8VM=/"]T9#X-"B`@("`@ M("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=T97AT+6%L:6=N.B!J M=7-T:69Y.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W M(')O;6%N+"!T:6UE#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO9F]N=#X\+W`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\ M=&0@6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C M:SLG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L M;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@ M,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B M;&%C:SLG/C(Q-CPO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`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`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO M=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B M;&%C:SLG/C(L.3`Y/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$ M)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`^#0H\=&%B;&4@'0M86QI9VXZ(&-E;G1E M6QE/3-$)W9E M'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I M;F6QE/3-$)V-O;&]R.B!B;&%C:SLG/D=R861E.CPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$ M)V)A8VMG6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X- M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O M;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@,34E.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@ M8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T M:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)A8VMG'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W!A9&1I;F6QE/3-$)V)O'0M86QI9VXZ M(')I9VAT.R!C;VQO6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0^/'`@6QE/3-$)W=I9'1H.B`Q,#`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`[1&%Y6QE/3-$)V-O;&]R.B!B;&%C M:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E7,\+V9O;G0^/"]T9#X-"CQT9"!S M='EL93TS1"=C;VQOF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V-O M;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/E1O=&%L)B,Q-C`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`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`M,"XQ:6X[('!A9&1I;FF4Z(#AP=#LG/D]N92UT;R!F;W5R+69A;6EL>3PO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^ M/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@-R4[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^/&9O;G0@6QE/3-$)V9O;G0M M6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@-R4[(&-O;&]R.B!B;&%C:SLG/CQF;VYT M('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#AP=#LG/C4L,SDS M/"]F;VYT/CPO=&0^#0H\=&0@F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^/&9O M;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R!W:61T:#H@-R4[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`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`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`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`R+C5P M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C(S+#8Q,CPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT M9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[ M('1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C(W+#`T.#PO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS M1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`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`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`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`\+V9O;G0^/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!C;VQO6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O M;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@8V]L;W(Z(&)L M86-K.R<^/&9O;G0@6QE/3-$)W1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;FF4Z(#AP=#LG/D-O;G-T6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE M/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B M;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V-O M;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T M>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C(P+#0U.3PO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B M;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C M;VQOF4Z(#AP=#LG M/C(Y+#6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!C;VQOF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('1E>'0M:6YD96YT.B`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`X M-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!C;VQOF4Z(#AP=#LG/C$U,"PW-S,\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!C;VQOF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG M/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O M;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V)A8VMG MF4Z(#AP=#LG/D-O;6UEF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF M;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/C$L.38W/"]F M;VYT/CPO=&0^#0H\=&0@F4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$ M)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D M/@T*/'1D('-T>6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0MF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V-O;&]R.B!B;&%C:SLG M/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('!A9&1I;F'0M:6YD96YT.B`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`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R!C;VQOF4Z(#AP=#LG/BT\+V9O;G0^ M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG M+6)O='1O;3H@,BXU<'0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S M/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE6QE/3-$)VUA#L@ M9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/CQB/B8C,38P.SPO8CX\+V9O M;G0^/"]P/@T*/'`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`R,'!T.R!W:61T:#H@-#`E.R!F;VYT+7-I M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/D]N M92UT;R!F;W5R+69A;6EL>3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I M9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@ M.24[(&9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#$P<'0[ M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP M=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R!W:61T:#H@,24[(&9O;G0M6QE M/3-$)V9O;G0MF4Z(#$P<'0[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@9F]N M="US:7IE.B`Q,'!T.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#$P<'0[)SX\9F]N="!S='EL M93TS1"=F;VYT+7-I>F4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!F;VYT+7-I>F4Z M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#AP=#LG/C$R,CPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I M9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z M(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[(&9O;G0M6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D M('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O M;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M M:6YD96YT.B`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`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`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`Q)3L@8V]L;W(Z(&)L86-K M.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@ M=VED=&@Z(#DE.R!C;VQOF4Z(#AP=#LG/C$L,SF4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^ M/&9O;G0@6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ M(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE M/3-$)V9O;G0M6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K M.R<^/&9O;G0@6QE/3-$)V9O;G0MF4Z(#AP=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!C;VQOF4Z(#AP=#LG/B8C M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`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`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

F4Z(#AP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M6QE/3-$)V9O;G0MF4Z(#AP=#LG/B8C,38P.SPO M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C M;VQOF4Z(#AP=#LG M/C(L.#

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`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`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`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`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`^/'1A8FQE('-T>6QE/3-$)W=I9'1H.B`X-24[(&)O6QE/3-$)W9E6QE/3-$)V9O;G0M6QE/3-$)V)O'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE M/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)V-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&-E;G1E6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^/"]T6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q M-C`[/"]T9#X\=&0@6QE/3-$)V)A M8VMG'0M86QI M9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)V)O'0M86QI M9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)A M8VMG6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F'0@0FQO8VM=/"]T9#X-"B`@("`@("`@ M/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[ M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE2!O9B!L;V%N6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO9F]N M=#X\+W`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`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`Q M)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#DE.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L M86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O M;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)#PO=&0^#0H\=&0@6QE/3-$)W=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`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`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`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[ M(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W=I M9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C M:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W M:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C,Q,#PO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z M(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R M.B!B;&%C:SLG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT M9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO M=&0^#0H\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`M,"XQ:6X[('!A9&1I;F6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C M,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&-O;&]R.B!B;&%C:SLG M/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M86QI9VXZ(')I9VAT M.R!C;VQO6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ M(&QE9G0[(&-O;&]R.B!B;&%C:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)V)O'0M M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W!A9&1I M;F6QE/3-$)V)O'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('!A9&1I;F'0M86QI9VXZ(&QE9G0[(&-O;&]R M.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ(')I9VAT.R!C;VQO6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`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`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0^/&1I=CX\9F]N="!S:7IE/3-$ M,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE2!T:&4@15-/4"!A M6QE/3-$)W=I9'1H.B`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`M M,"XQ:6X[('!A9&1I;F6QE/3-$)W=I9'1H.B`Q)3L@ M8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R!W:61T:#H@,24[(&-O;&]R.B!B;&%C:SLG/B0\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[ M(&-O;&]R.B!B;&%C:SLG/C6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&-O;&]R.B!B;&%C M:SLG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W=I9'1H.B`Q)3L@8V]L;W(Z(&)L86-K.R<^)B,Q-C`[/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[ M(&-O;&]R.B!B;&%C:SLG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R!W:61T:#H@.24[(&-O;&]R.B!B;&%C:SLG/C$L-C0X+#`P M,#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M:6YD96YT.B`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`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`@/&AE M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT M96YT/3-$)W1E>'0O:'1M;#L@8VAA'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$ M'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W M(')O;6%N+"!T:6UE28C.#(Q-SMS('-O;&4@6QE/3-$)W=I9'1H.B`Q,#`E.R!F;VYT.B`Q,'!T('1I;65S M(&YE=R!R;VUA;BP@=&EM97,L('-E6QE/3-$)W1E>'0M86QI9VXZ(&-E M;G1E6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E M6QE/3-$)W1E>'0M M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE M/3-$)W!A9&1I;F6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W!A9&1I M;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$ M)W!A9&1I;F6QE/3-$)W!A9&1I;F6QE/3-$ M)V9O;G0M6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^ M*#8L,38Q/"]T9#X\=&0@6QE/3-$)W=I9'1H.B`Q)3LG/B8C,38P M.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q M)3LG/B0\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED M=&@Z(#$R)3LG/C6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B0\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!R:6=H=#L@=VED=&@Z(#$R)3LG/B@Y+#4U,CPO=&0^/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/BD\+W1D/CQT9"!S='EL M93TS1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXD/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P M.SPO=&0^/"]T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^ M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO M='(^/'1R('-T>6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^*#8U,CPO=&0^/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X\=&0^)B,Q-C`[ M/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-3@W/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B@U M-3$\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^ M/"]T6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M M86QI9VXZ(')I9VAT.R<^+3PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('!A9&1I;F6QE/3-$)W!A9&1I M;F'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C M:R`Q<'0@'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)W1E>'0M:6YD96YT M.B`M,"XQ:6X[('!A9&1I;F6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^ M/'1R('-T>6QE/3-$)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SY/=&AE"!E9F9E8W0\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^*#8S,SPO=&0^/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-3@W/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B@V,3@\+W1D/CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^/"]T"!E9F9E8W0@6QE/3-$)W!A9&1I;F'0M M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B;W)D97(M M8F]T=&]M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT.R<^ M,3PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S M='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M M86QI9VXZ(')I9VAT.R<^,34W/"]T9#X\=&0@6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=B;W)D M97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT M.R<^*#8S-#PO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A M9&1I;F6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C M,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)V)O6QE/3-$)V)O'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X\=&0@3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F M9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9? M8S'0O:'1M;#L@8VAA2!);F-E;G1I=F4@4&QA;B!$:7-C;&]S M=7)E(%M!8G-T6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UEF5D M(&EN('1H92!F;VQL;W=I;F<@=&%B;&4N/"]P/CQP('-T>6QE/3-$)VUA#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)W9E M6QE/3-$)W!A9&1I;F6QE/3-$ M)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W9E6QE/3-$)W!A9&1I;F6QE/3-$)W!A M9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$)W!A9&1I;F6QE M/3-$)W!A9&1I;F6QE M/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W1E M>'0M86QI9VXZ(&-E;G1E6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SY/<'1I;VX@87=A6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P M.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^-BPT.#4\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D M/CPO='(^/'1R('-T>6QE/3-$)V)A8VMG&5R8VES92!P6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)#PO M=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3$N,3(\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\ M=&0^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[)SXD/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CPO='(^/'1R('-T>6QE/3-$)V)A8VMG6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R<^,3`\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@ M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3`\+W1D/CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q-C`[/"]T M9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3`\+W1D/CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0^)B,Q M-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^,3`\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\ M+W1R/CQT6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SY297-T6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V M,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P M.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L M969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CPO='(^/'1R('-T M>6QE/3-$)V)A8VMG6QE/3-$)W!A9&1I;F6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT M+6%L:6=N.B!R:6=H=#LG/CDY-SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X\ M=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q M-C`[/"]T9#X\=&0-"B!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/C$L M-#DV/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[(&UA'0^/&1I M=CY!6QE/3-$)W=I9'1H.B`X,"4[(&)O6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F'0M M86QI9VXZ(&-E;G1E6QE/3-$)V)O6QE/3-$)W!A9&1I M;F6QE/3-$)W!A9&1I;F6EE;&0\+W1D M/CQT9"!S='EL93TS1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL M93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D M/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#$R)3LG M/C(N-S0\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T M:#H@,24[)SXE/"]T9#X\=&0@6QE/3-$)W=I9'1H M.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE M9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^,2XV,#PO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B4\+W1D/CQT9"!S M='EL93TS1"=W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T M97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#$R)3LG/C$N.#D\ M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[ M)SXE/"]T9#X\+W1R/CQT3PO=&0^/'1D M/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/C$S M+C0P/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXE M/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I M9VAT.R<^,3`N-#D\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T M.R<^)3PO=&0^/'1D/B8C,38P.SPO=&0^/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!R:6=H=#LG/C$Q+C(P/"]T9#X\=&0@6QE/3-$)V)A8VMG6QE/3-$ M)V)A8VMG6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SY%>'!E8W1E M9"!L:69E(&EN('EE87)S/"]T9#X\=&0^)B,Q-C`[/"]T9#X\=&0@6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R<^-BXU/"]T9#X\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V,#L\ M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T M9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-BXU M/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT9#XF(S$V M,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[ M/"]T9#X\=&0@6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT M.R<^)B,Q-C`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`@/&AE860^#0H@("`@ M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E M>'0O:'1M;#L@8VAA'0^/'`@3L@;6%R9VEN.B`P M<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E M28C.#(Q-SMS('-I9VYI9FEC86YT(&9I;F%N8VEA;"!I;G-T6QE/3-$)W1E>'0M86QI9VXZ(&IU#L@9F]N=#H@,3!P="!T:6UE6QE/3-$)V)O6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W1E>'0M86QI9VXZ M(&-E;G1E6QE.B!I=&%L:6,[)R!N;W=R87`],T1N;W=R87`^*$EN('1H;W5S M86YD6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E M;G1E6QE/3-$)W!A9&1I;F6QE M/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I M;F6QE M/3-$)V)A8VMG6QE/3-$)V)A8VMG6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B0\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@,3(E.R<^,C4L.#DQ/"]T M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[ M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/B8C,38P M.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H M.B`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`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT M9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T M.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@ M6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-#`S+#0P.#PO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF M(S$V,#L\+W1D/@T*/'1D/B8C,38P.SPO=&0^#0H\=&0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-#`Y+#,U-SPO M=&0^#0H\=&0@6QE/3-$)V)A8VMG6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(')I9VAT.R<^-C$L,S4T/"]T9#X-"CQT9"!S='EL93TS M1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-C(L-30W M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[ M/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R<^-S`L.#$W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9#XF(S$V,#L\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R<^-S(L-S4W/"]T9#X-"CQT M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`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`R,'!T.R!W:61T:#H@-3(E.R<^/&9O M;G0@2!O8FQI9V%T:6]N6QE M/3-$)W=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#EP=#LG M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H M=#L@=VED=&@Z(#DE.R<^/&9O;G0@6QE/3-$)W1E>'0M86QI9VXZ M(&QE9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0MF4Z(#EP=#LG/B0\ M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@ M=VED=&@Z(#DE.R<^/&9O;G0@F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\ M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`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`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`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`],T1N;W=R87`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`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`Q)3LG/CQF;VYT M('-T>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[)SX\9F]N M="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/C$L,#8X/"]F;VYT/CPO=&0^ M#0H\=&0@F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/CQF;VYT('-T M>6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!W:61T:#H@.24[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!W:61T:#H@,24[)SX\9F]N="!S M='EL93TS1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T* M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/CQF;VYT('-T>6QE/3-$)V9O;G0M M6QE/3-$ M)V9O;G0MF4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T M6QE/3-$)W1E>'0M86QI M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`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`R,'!T.R<^ M/&9O;G0@F5D(&UO6QE/3-$)V9O;G0M6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS M1"=F;VYT+7-I>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D/CQF M;VYT('-T>6QE/3-$)V9O;G0M6QE/3-$)V9O;G0MF4Z(#EP=#LG/C(U-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I M>F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D/CQF;VYT('-T>6QE M/3-$)V9O;G0M6QE/3-$)V9O M;G0MF4Z(#EP=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L M:6=N.B!L969T.R<^/&9O;G0@F4Z(#EP=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#EP M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI M9VXZ(')I9VAT.R<^/&9O;G0@6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`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`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`@ M6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W1E>'0M86QI9VXZ(&-E;G1E6QE/3-$)W!A9&1I;F6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&-E;G1E6QE/3-$ M)W9E6QE/3-$)W=I9'1H.B`W,"4[)SY"86QA M;F-E(&%T(&)E9VEN;FEN9R!O9B!P97)I;V0\+W1D/CQT9"!S='EL93TS1"=W M:61T:#H@,24[)SXF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N M.B!L969T.R!W:61T:#H@,24[)SXD/"]T9#X\=&0@6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^ M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^/'1D('-T>6QE M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('=I9'1H.B`Q)3LG/B0\+W1D/CQT9"!S M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=VED=&@Z(#$R)3LG/C6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#LG/C4W.#PO=&0^ M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/CQT M9#XF(S$V,#L\+W1D/CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R<^ M)B,Q-C`[/"]T9#X\=&0@6QE/3-$)V)A8VMG#L@<&%D9&EN9RUL969T M.B`P+C$R:6X[)SY2961E;7!T:6]N6QE/3-$)W!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\ M+W1D/CQT9"!S='EL93TS1"=B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@'0M86QI9VXZ(')I9VAT.R<^*#(P,#PO=&0^/'1D('-T>6QE/3-$ M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X\=&0@6QE/3-$)V)O6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[ M('!A9&1I;F7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA'1U86PI("A54T0@)"D\8G(^/"]S=')O;F<^ M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L2=S('-T;V-K(&]F9F5R:6YG(&%N9"!C;VYC=7)R96YT('-E M8V]N9"US=&5P(&-O;G9E'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$2=S('-T;V-K(&]F9F5R:6YG M(&%N9"!C;VYC=7)R96YT('-E8V]N9"US=&5P(&-O;G9E'0O:F%V M87-C3X-"B`@("`\=&%B M;&4@8VQAF5D($-O2!S96-U'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T* M("`@("`@/'1R(&-L87-S/3-$F5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW M,#0\F5D($-O2!5'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$F5D($=A:6YS/"]T M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,#(\F5D($-OF5D($QOF5D($UOF5D M($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#QS<&%N M/CPOF5D($QO'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$F5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%SF5D($-O MF5D($QO M'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L M87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA7!E/3-$=&5X="]J879AF5D($QOF5D($QO'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%SF5D($QOF5D($QOF5D($QOF5D($QOF5D($QO'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$F5D($QO M'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S M'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S M'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@ M("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L M87-S/3-$'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S M8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ M(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA2!E=F%L=6%T960@9F]R M(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$2!E=F%L=6%T960@9F]R(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$2!E=F%L=6%T960@9F]R(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$2!E=F%L=6%T960@9F]R M(&EM<&%I3X-"CPO:'1M;#X-"@T* M+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB M-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B M8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C M:&%R'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$ M'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S M8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ M(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA7,@4&%S="!$=64\+W1D/@T*("`@("`@ M("`\=&0@8VQA7,@*$YO;F%C8W)U86PI/"]T9#X- M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RPV,3(\7,@4&%S="!$=64\+W1D/@T*("`@("`@("`\=&0@8VQA7,@*$YO M;F%C8W)U86PI/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#4R M-SQS<&%N/CPO7,@*$YO M;F%C8W)U86PI/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PX M,SD\7,@4&%S="!$=64\+W1D M/@T*("`@("`@("`\=&0@8VQA6EN9R!!;6]U;G0@)F=T.R`Y,"!$87ES(&%N9"!! M8V-R=6EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B M96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C M871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA6EN9R!!;6]U;G0L(%1O=&%L(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!!;6]U;G0L(&EM M<&%I6EN9R!!;6]U;G0L(&EM<&%IF5D+"!I;7!A M:7)E9"!L;V%N2!; M365M8F5R72!\(%)E86P@17-T871E(%M-96UB97)=/"]T9#X-"B`@("`@("`@ M/'1D(&-L87-S/3-$=&5X=#X\F5D+"!I;7!A:7)E9"!L;V%N6EN9R!!;6]U;G0L(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S M6EN M9R!!;6]U;G0L(&EM<&%I'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%SF5D+"!I;7!A:7)E9"!L;V%N6EN M9R!!;6]U;G0L(&EM<&%I6EN9R!!;6]U;G0L(&EM<&%I M6EN9R!!;6]U;G0L(&EM<&%IF5D M+"!I;7!A:7)E9"!L;V%N6EN9R!!;6]U M;G0L(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S6EN9R!!;6]U;G0L(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%SF5D M+"!I;7!A:7)E9"!L;V%N6EN9R!!;6]U;G0L(&EM<&%I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%SF5D+"!I;7!A:7)E9"!L;V%N'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!!;6]U M;G0L(&EM<&%I6EN9R!!;6]U;G0L M(&EM<&%I'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S3X- M"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E M,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z M+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$3X-"CPO:'1M;#X-"@T*+2TM M+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T M-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1? M,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R M'0^/'-P86X^/"]S<&%N M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$ M'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C M-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I M;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA&EM=6T@4&5R8V5N=&%G92!/;B!!<'!R86ES960@5F%L=64@4')O<&5R='D\ M+W1D/@T*("`@("`@("`\=&0@8VQA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$7!E.B!T97AT+VAT;6P[(&-H87)S M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQAF5D('5N9&5R(%-T;V-K($]P=&EO;B!0;&%N&5R8VES92!0'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$&-L=61E9"!FF5D('5N9&5R(%-T;V-K($]P=&EO;B!0 M;&%N3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P M7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I M;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O M:'1M;#L@8VAAF5D(&EN(&YE="!I;F-O;64\+W1D/@T*("`@("`@("`\ M=&0@8VQA"!E9F9E8W0\+W1D/@T*("`@("`@ M("`\=&0@8VQA7!E.B!T97AT+VAT;6P[(&-H87)S M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$65A'0^,3`@>65A M'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T* M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5]. M97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C-SAB-C(T-V(X9&(- M"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO9F1D8F5B8S1?,V,T,%\T M93(R7V(P,S9?8S'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R6EE;&0\+W1D/@T*("`@("`@("`\=&0@8VQA'!E8W1E9"!V;VQA=&EL:71Y/"]T9#X-"B`@("`@ M("`@/'1D(&-L87-S/3-$;G5M<#XQ,RXT,"4\'0^-B!Y96%R65A'0^-B!Y96%R3X-"CPO:'1M M;#X-"@T*+2TM+2TM/5].97AT4&%R=%]F9&1B96)C-%\S8S0P7S1E,C)?8C`S M-E]C-SAB-C(T-V(X9&(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO M9F1D8F5B8S1?,V,T,%\T93(R7V(P,S9?8S'0O:'1M;#L@8VAA M2!3:&%R92UB87-E9"!0 M87EM96YT($%W87)D+"!/<'1I;VYS+"!%>&5R8VES97,@:6X@4&5R:6]D/"]T M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$2!3:&%R92!"87-E9"!087EM96YT($%W87)D($]P=&EO;B!' M'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA M7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T* M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\ M=&0@8VQA'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C M;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T* M("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$'1087)T7V9D M9&)E8F,T7S-C-#!?-&4R,E]B,#,V7V,W.&(V,C0W8CAD8@T*0V]N=&5N="U, M;V-A=&EO;CH@9FEL93HO+R]#.B]F9&1B96)C-%\S8S0P7S1E,C)?8C`S-E]C M-SAB-C(T-V(X9&(O5V]R:W-H965T'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQAF5D($UO'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S M2!5'0^/'-P86X^/"]S<&%N M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!6 M86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$ M6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S2!5'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S M/3-$6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%SF5D($UO'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!686QU93PO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN M9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S2!5'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!686QU93PO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6EN9R!686QU93PO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT M9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@ M/'1R(&-L87-S/3-$'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\ M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA7!E.B!T97AT M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA'1U86PI M("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S M/3-$=&@@8V]L6EN9R!686QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S M+6%S8VEI(@T*#0H\>&UL('AM;&YS.F\],T0B=7)N.G-C:&5M87,M;6EC'1087)T7V9D9&)E8F,T7S-C-#!?-&4R,E]B 4,#,V7V,W.&(V,C0W8CAD8BTM#0H` ` end XML 18 R43.htm IDEA: XBRL DOCUMENT v2.4.0.6
DIVIDENDS (Details Textual) (USD $)
 0 Months Ended 9 Months Ended
Jul. 25, 2012
Sep. 30, 2012
Dividends declared, per common share (in dollars per share) $ 0.03 $ 0.09

XML 19 R29.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Dec. 31, 2010
Totals loans $ 441,496 $ 478,840  
Allowance for loan losses 15,801 8,053 6,393
Undisbursed construction loans 1,927 3,489  
Deferred loan origination fees, net 241 333  
Loans receivable, net 423,527 466,965  
Weighted average yield 5.13% 5.29%  
One-to four-family [Member]
      
Totals loans 214,937 217,893  
Allowance for loan losses 2,062 1,745 1,585
Commercial Real Estate and Multi-Family [Member]
      
Totals loans 141,521 160,858  
Construction [Member]
      
Totals loans 27,115 29,734  
Allowance for loan losses 4,516 1,327 600
Commercial business loans [Member]
      
Totals loans 34,279 36,645  
Allowance for loan losses 1,424 754 884
Real Estate [Member]
      
Totals loans 376,220 408,485  
Real Estate [Member] | One-to four-family [Member]
      
Totals loans 210,311 217,893  
Real Estate [Member] | Commercial Real Estate and Multi-Family [Member]
      
Totals loans 141,521 160,858  
Real Estate [Member] | Construction [Member]
      
Totals loans 24,388 29,734  
Consumer Loan [Member]
      
Totals loans 30,997 33,710  
Allowance for loan losses 1,040 482 610
Consumer Loan [Member] | Home Equity Line Of Credit [Member]
      
Totals loans 29,720 32,157  
Consumer Loan [Member] | Savings Account [Member]
      
Totals loans 592 847  
Consumer Loan [Member] | Automobile Loan [Member]
      
Totals loans 475 509  
Consumer Loan [Member] | Personal [Member]
      
Totals loans $ 210 $ 197  
XML 20 R28.htm IDEA: XBRL DOCUMENT v2.4.0.6
INVESTMENT SECURITIES (Details 1) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Number of Securities   2
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Market Value   $ 4,244
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Unrealized Loss   (9)
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Number of Securities 3 3
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Market Value 2,626 1,900
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Unrealized Loss (207) (853)
Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Number of Securities   2
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Market Value   4,244
Securities in Continuous Unrealized Loss Position Less Than 12 Months, Unrealized Loss   (9)
Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Number of Securities 1 1
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Market Value 298 256
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Unrealized Loss (29) (97)
Auction-Rate Trust Preferred Securities [Member]
    
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Number of Securities 2 2
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Market Value 2,328 1,644
Securities in Continuous Unrealized Loss Position 12 or More Consecutive Months, Unrealized Loss $ (178) $ (756)
XML 21 R44.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Sep. 30, 2011
Dec. 31, 2010
Financial Assets, Carrying Amount        
Cash and cash equivalents, Carrying Amount $ 25,891 $ 18,069 $ 34,946 $ 14,263
Investment securities, Carrying Amount 53,045 50,343    
Loans held for sale, Carrying Amount 2,807 2,993    
Loans receivable, net, Carrying Amount 423,527 466,965    
Accrued income receivable, Carrying Amount 1,844 1,932    
Mortgage servicing rights, Carrying Amount 877 700    
Financial Liabilities, Carrying Amount        
Deposits, Carrying Amount 403,408 410,887    
Borrowed funds, Carrying Amount 61,354 70,817    
Mortgagors' escrow accounts, Carrying Amount 2,181 4,755    
Financial Assets, Estimated Fair Value        
Cash and Cash Equivalents, Fair Value Disclosure 25,891 18,069    
Investment securities, Estimated Fair Value 53,749 50,721    
Loans held for sale, Estimated Fair Value 2,807 2,993    
Loans receivable, net, Estimated Fair Value 444,217 492,446    
Accrued income receivable, Estimated Fair Value 1,844 1,932    
Mortgage servicing rights, Estimated Fair Value 910 742    
Financial Liabilities, Estimated Fair Value        
Deposits, Estimated Fair Value 406,353 409,357    
Borrowed funds, Estimated Fair Value 62,547 72,757    
Mortgagors' escrow accounts, Estimated Fair Value $ 2,181 $ 4,755    
XML 22 R30.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 1) (USD $)
In Thousands, unless otherwise specified
 9 Months Ended 12 Months Ended
Sep. 30, 2012
Dec. 31, 2011
Allowance for Loan Losses:    
Beginning Balance $ 8,053 $ 6,393
Provision for loan losses 17,005 4,293
Charge-offs (9,269) (2,637)
Recoveries 12 4
Ending Balance 15,801 8,053
Ending loan balance individually evaluated for impairment 37,698 19,427
Ending loan balance collectively evaluated for impairment 403,798 459,413
One-to four-family [Member]
    
Allowance for Loan Losses:    
Beginning Balance 1,745 1,585
Provision for loan losses 2,233 377
Charge-offs (571) (217)
Recoveries 4 0
Ending Balance 3,411 1,745
Ending loan balance individually evaluated for impairment 7,050 2,721
Ending loan balance collectively evaluated for impairment 203,261 215,172
Construction [Member]
    
Allowance for Loan Losses:    
Beginning Balance 1,327 600
Provision for loan losses 6,070 1,449
Charge-offs (5,504) (722)
Recoveries 0 0
Ending Balance 1,893 1,327
Ending loan balance individually evaluated for impairment 15,146 8,474
Ending loan balance collectively evaluated for impairment 9,242 21,260
Commercial Real Estate [Member]
    
Allowance for Loan Losses:    
Beginning Balance 3,745 2,714
Provision for loan losses 4,897 1,942
Charge-offs (934) (911)
Recoveries 0 0
Ending Balance 7,708 3,745
Ending loan balance individually evaluated for impairment 13,382 4,422
Ending loan balance collectively evaluated for impairment 128,139 156,436
Commercial Loan [Member]
    
Allowance for Loan Losses:    
Beginning Balance 754 884
Provision for loan losses 3,249 383
Charge-offs (2,260) (516)
Recoveries 6 3
Ending Balance 1,749 754
Ending loan balance individually evaluated for impairment 1,858 3,585
Ending loan balance collectively evaluated for impairment 32,421 33,060
Consumer [Member]
    
Allowance for Loan Losses:    
Beginning Balance 482 610
Provision for loan losses 556 142
Charge-offs 0 (271)
Recoveries 2 1
Ending Balance 1,040 482
Ending loan balance individually evaluated for impairment 262 225
Ending loan balance collectively evaluated for impairment $ 30,735 $ 33,485
XML 23 R31.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 2) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Total $ 441,496 $ 478,840
Commercial Loan [Member]
    
Total 34,279 36,645
Commercial Loan [Member] | Pass [Member]
    
Total 5,754 6,659
Commercial Loan [Member] | Special Mention [Member]
    
Total 21,355 21,941
Commercial Loan [Member] | Substandard [Member]
    
Total 3,344 2,072
Commercial Loan [Member] | Doubtful [Member]
    
Total 3,459 5,235
Commercial Loan [Member] | Doubtful and Loss [Member]
    
Total 367 738
Commercial Real Estate Construction [Member]
    
Total 21,479 22,222
Commercial Real Estate Construction [Member] | Pass [Member]
    
Total 0 216
Commercial Real Estate Construction [Member] | Special Mention [Member]
    
Total 7,588 7,463
Commercial Real Estate Construction [Member] | Substandard [Member]
    
Total 4,494 5,948
Commercial Real Estate Construction [Member] | Doubtful [Member]
    
Total 9,397 8,595
Commercial Real Estate Construction [Member] | Doubtful and Loss [Member]
    
Total 0 0
Commercial Real Estate [Member]
    
Total 141,521 160,858
Commercial Real Estate [Member] | Pass [Member]
    
Total 28,402 40,769
Commercial Real Estate [Member] | Special Mention [Member]
    
Total 82,109 88,089
Commercial Real Estate [Member] | Substandard [Member]
    
Total 15,354 15,383
Commercial Real Estate [Member] | Doubtful [Member]
    
Total 14,350 16,004
Commercial Real Estate [Member] | Doubtful and Loss [Member]
    
Total 1,306 613
Residential Prime [Member]
    
Total 210,311 217,893
Residential Prime [Member] | Pass [Member]
    
Total 203,759 213,049
Residential Prime [Member] | Special Mention [Member]
    
Total 278 746
Residential Prime [Member] | Substandard [Member]
    
Total 6,274 4,098
Residential Prime [Member] | Doubtful [Member]
    
Total 0 0
Residential Construction [Member]
    
Total 2,909 7,512
Residential Construction [Member] | Pass [Member]
    
Total 2,909 7,512
Residential Construction [Member] | Special Mention [Member]
    
Total 0 0
Residential Construction [Member] | Substandard [Member]
    
Total 0 0
Residential Construction [Member] | Doubtful [Member]
    
Total 0 0
Consumer Other Financing Receivable [Member]
    
Total 30,997 33,710
Consumer Other Financing Receivable [Member] | Performing Financing Receivable [Member]
    
Total 30,587 33,323
Consumer Other Financing Receivable [Member] | Nonperforming Financing Receivable [Member]
    
Total $ 410 $ 387
XML 24 R8.htm IDEA: XBRL DOCUMENT v2.4.0.6
NATURE OF OPERATIONS
 9 Months Ended
Sep. 30, 2012
Accounting Policies [Abstract]  
Nature of Operations [Text Block]

NOTE 1 – NATURE OF OPERATIONS

 

Effective June 29, 2011, Naugatuck Valley Financial Corporation (the “Company”) completed its public stock offering in connection with the conversion of Naugatuck Valley Mutual Holding Company (the “MHC”) from the mutual holding company to the stock holding company form of organization (the “Conversion”). As a result of the Conversion, the Company succeeded Naugatuck Valley Financial Corporation, a Federal corporation (the “Federal Corporation”), as the holding company for Naugatuck Valley Savings and Loan (the “Bank”) and the MHC ceased to exist. A total of 4,173,008 shares of Company common stock were sold in a subscription and community offering at $8.00 per share, including 250,380 shares purchased by the Naugatuck Valley Savings and Loan Employee Stock Ownership Plan (the “ESOP”). Additionally, shares totaling 2,829,358 were issued to the stockholders of the Federal Corporation (other than the MHC) in exchange for their shares of Federal Corporation common stock at an exchange ratio of 0.9978 share of Company common stock for each share of Federal Corporation common stock. Shares outstanding after the stock offering and the exchange totaled 7,002,366. Net proceeds from the reorganization and stock offering totaled $31.3 million, after deducting offering costs of $2.1 million.

 

Originally organized in 1922, the Bank is a federally chartered stock savings bank which is headquartered in Naugatuck, Connecticut. The Bank provides a full range of personal banking services to individual and small business customers located primarily in the Naugatuck Valley and the immediate surrounding vicinity. It is subject to competition from other financial institutions throughout the region. The Bank is also subject to the regulations of various federal agencies and undergoes periodic examinations by those regulatory authorities.

 

The Bank owns Naugatuck Valley Mortgage Servicing Corporation, which qualifies and operates as a Connecticut passive investment company pursuant to legislation.
XML 25 R32.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 3) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
31-60 Days Past Due $ 2,007 $ 3,166
61-90 Days Past Due 1,429 500
Greater Than 90 Days (Nonaccrual) 23,612 24,681
Total Past Due 27,048 28,347
Current 414,448 450,493
Total Loans 441,496 478,840
Carrying Amount > 90 Days and Accruing 0 0
One-to four-family [Member]
    
31-60 Days Past Due 794 1,379
61-90 Days Past Due 72 214
Greater Than 90 Days (Nonaccrual) 4,527 4,140
Total Past Due 5,393 5,733
Current 207,937 212,160
Total Loans 213,330 217,893
Carrying Amount > 90 Days and Accruing 0 0
Construction [Member]
    
31-60 Days Past Due 0 270
61-90 Days Past Due 893 0
Greater Than 90 Days (Nonaccrual) 10,839 9,005
Total Past Due 11,732 9,275
Current 12,333 20,459
Total Loans 21,369 29,734
Carrying Amount > 90 Days and Accruing 0 0
Commercial Real Estate and Multi-Family [Member]
    
31-60 Days Past Due 842 654
61-90 Days Past Due 329 249
Greater Than 90 Days (Nonaccrual) 7,905 9,182
Total Past Due 9,077 10,085
Current 131,382 150,773
Total Loans 141,521 160,858
Carrying Amount > 90 Days and Accruing 0 0
Commercial Loan [Member]
    
31-60 Days Past Due 208 396
61-90 Days Past Due 99 0
Greater Than 90 Days (Nonaccrual) 1,564 1,967
Total Past Due 1,871 2,363
Current 32,408 34,282
Total Loans 34,279 36,645
Consumer Other Financing Receivable [Member]
    
31-60 Days Past Due 163 467
61-90 Days Past Due 36 37
Greater Than 90 Days (Nonaccrual) 410 387
Total Past Due 609 891
Current 30,388 32,819
Total Loans 30,997 33,710
Carrying Amount > 90 Days and Accruing $ 0 $ 0
XML 26 R40.htm IDEA: XBRL DOCUMENT v2.4.0.6
EQUITY INCENTIVE PLAN (Details) (USD $)
 1 Months Ended 12 Months Ended
Jul. 26, 2008
Dec. 18, 2007
Mar. 20, 2007
Mar. 21, 2006
Dec. 31, 2005
Awarded, Option awards 997 1,995 7,483 6,485 371,794
Exercise price, Option awards $ 11.12 $ 11.12 $ 12.51 $ 11.12  
Maximum term in years, Option awards 10 years 10 years 10 years 10 years  
Awarded, Restricted stock awards 997 2,993 1,995 1,496  
XML 27 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
ASSETS    
Cash and due from depository institutions $ 25,209 $ 15,436
Investment in federal funds 682 2,633
Investment securities available-for-sale, at fair value 25,522 25,051
Investment securities held-to-maturity, at amortized cost 27,523 25,292
Loans held for sale 2,807 2,993
Loans receivable, net 423,527 466,965
Accrued income receivable 1,844 1,932
Foreclosed real estate and repossessed assets, net 356 873
Premises and equipment, net 9,522 9,654
Bank owned life insurance 9,781 9,556
Federal Home Loan Bank stock, at cost 5,917 6,252
Deferred income taxes 5,487 2,439
Other assets 4,637 3,144
Total assets 542,814 572,220
LIABILITIES AND STOCKHOLDERS' EQUITY    
Deposits 403,408 410,887
Borrowed funds 61,354 70,817
Mortgagors' escrow accounts 2,181 4,755
Other liabilities 3,114 3,447
Total liabilities 470,057 489,906
Commitments and contingencies      
Stockholders' equity    
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding 0 0
Common stock, $.01 par value; 25,000,000 shares authorized; 7,002,366 shares issued; 7,002,208 shares outstanding at September 30, 2012 and 7,002,292 outstanding at December 31, 2011. 70 70
Paid-in capital 58,910 58,908
Retained earnings 16,860 27,014
Unearned ESOP shares (391,479 shares at September 30, 2012 and December 31, 2011) (3,442) (3,442)
Unearned stock awards (997 shares at September 30, 2012 and 1,395 shares at December 31, 2011) (3) (14)
Treasury stock, at cost (158 shares at September 30, 2012 and 74 shares at December 31, 2011) (1) (1)
Accumulated other comprehensive income (loss) 363 (221)
Total stockholders' equity 72,757 82,314
Total liabilities and stockholders' equity $ 542,814 $ 572,220
XML 28 R45.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE (Details 1) (USD $)
In Thousands, unless otherwise specified
 9 Months Ended 12 Months Ended
Sep. 30, 2012
Dec. 31, 2011
Carrying Value $ 25,522 $ 25,051
Residential loans held for sale 2,807 2,993
Impaired loans 23,883 18,355
Foreclosed real estate and other repossessed assets 356 873
Mortgage-servicing rights 877 726
Us Government Agencies Debt Securities [Member]
    
Carrying Value 1,041 1,068
Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Carrying Value 15,495 14,763
Collateralized Mortgage Backed Securities [Member]
    
Carrying Value 1,166 1,721
Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Carrying Value 298 255
Auction-Rate Trust Preferred Securities [Member]
    
Carrying Value 7,522 7,244
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
    
Residential loans held for sale 0 0
Impaired loans 0 0
Foreclosed real estate and other repossessed assets 0 0
Mortgage-servicing rights 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Us Government Agencies Debt Securities [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Auction-Rate Trust Preferred Securities [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
    
Residential loans held for sale 2,807 2,993
Impaired loans   0
Foreclosed real estate and other repossessed assets   0
Mortgage-servicing rights 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Us Government Agencies Debt Securities [Member]
    
Carrying Value 1,041 1,068
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Carrying Value 15,495 14,763
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
    
Carrying Value 1,166 1,721
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Carrying Value 298 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Auction-Rate Trust Preferred Securities [Member]
    
Carrying Value 0 2,993
Residential loans held for sale   0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
    
Residential loans held for sale 0  
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Us Government Agencies Debt Securities [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Carrying Value 0 0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Auction-Rate Trust Preferred Securities [Member]
    
Carrying Value 7,522 7,244
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
    
Residential loans held for sale 0  
Impaired loans 0  
Foreclosed real estate and other repossessed assets 0  
Mortgage-servicing rights 0  
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
    
Impaired loans 0  
Foreclosed real estate and other repossessed assets 0  
Mortgage-servicing rights 0  
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
    
Residential loans held for sale   0
Impaired loans 23,883 18,355
Foreclosed real estate and other repossessed assets 356 873
Mortgage-servicing rights $ 877 $ 726
XML 29 R6.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Changes in Stockholder's Equity [Parenthetical] (USD $)
 9 Months Ended
Sep. 30, 2012
Dividends declared, per common share (in dollars per share) $ 0.09
Share based compensation awards - shares vested 199
Share based compensation awards - shares forfeited 199
Treasury stock acquired, shares 84
XML 30 R35.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 6) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Number of Loans 12 11
Pre-Modification Recorded Investment $ 2,326 $ 4,767
Funds Disbursed 3 49
Interest and Escrow Capitalized 3 59
Post-Modification Recorded Investment 2,332 4,875
One-to four-family [Member] | Real Estate [Member]
    
Number of Loans 6 2
Pre-Modification Recorded Investment 1,440 310
Funds Disbursed 3 0
Interest and Escrow Capitalized 3 0
Post-Modification Recorded Investment 1,446 310
Multi Family and Commercial Real Estate [Member] | Real Estate [Member]
    
Number of Loans 1 5
Pre-Modification Recorded Investment 426 3,736
Funds Disbursed 0 19
Interest and Escrow Capitalized 0 59
Post-Modification Recorded Investment 426 3,814
Home Equity Line Of Credit [Member] | Consumer Loan [Member]
    
Number of Loans 3  
Pre-Modification Recorded Investment 168  
Funds Disbursed 0  
Interest and Escrow Capitalized 0  
Post-Modification Recorded Investment 168  
TDRs Accruing Interest [Member]
    
Number of Loans 4 0
Pre-Modification Recorded Investment 580 0
Funds Disbursed 0 0
Interest and Escrow Capitalized 0 0
Post-Modification Recorded Investment 580 0
TDRs Nonaccrual [Member]
    
Number of Loans 8 11
Pre-Modification Recorded Investment 1,746 4,767
Funds Disbursed 3 49
Interest and Escrow Capitalized 3 59
Post-Modification Recorded Investment 1,752 4,875
Commercial Loan [Member] | Real Estate [Member]
    
Number of Loans 2 3
Pre-Modification Recorded Investment 292 673
Funds Disbursed 0 0
Interest and Escrow Capitalized 0 0
Post-Modification Recorded Investment 292 673
Construction [Member] | Real Estate [Member]
    
Number of Loans   1
Pre-Modification Recorded Investment   48
Funds Disbursed   30
Interest and Escrow Capitalized   0
Post-Modification Recorded Investment   $ 78
XML 31 R22.htm IDEA: XBRL DOCUMENT v2.4.0.6
EARNINGS PER SHARE (Tables)
 9 Months Ended
Sep. 30, 2012
Earnings Per Share [Abstract]  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating either basic or diluted net income per common share.

 

    Three Months Ended     Nine Months Ended  
    September 30,     September 30,  
    2012     2011     2012     2011  
                   
Net income (loss)   $ (6,161,000 )   $ 747,000     $ (9,552,000 )   $ 1,648,000  
                                 
Weighted-average common shares outstanding:                                
Basic     6,610,729       6,578,471       6,610,766       6,579,104  
Effect of dilutive stock options and restrictive stock awards     -       -       -       -  
Diluted     6,610,729       6,578,471       6,610,766       6,579,104  
                                 
Earnings (loss) per common share:                                
Basic   $ (0.93 )   $ 0.12     $ (1.44 )   $ 0.25  
Diluted   $ (0.93 )   $ 0.12     $ (1.44 )   $ 0.25  
XML 32 R36.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details Textual) (USD $)
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2012
Sep. 30, 2012
Dec. 31, 2011
Maximum Percentage On Appraised Value Property   75.00%  
Total nonaccrual loans $ 23,612,000 $ 23,612,000 $ 24,681,000
Income Not Recognized On Non Performing Loans 275,000 1,600,000 365,000
SBA Guaranteed Portion 1,600,000 1,600,000  
Specific Reserves On Regulatory Supervision 1,300,000 1,300,000 13,000,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down   2,100,000  
Specific Reserves Related To Tdrs $ 743,000 $ 743,000  
XML 33 R24.htm IDEA: XBRL DOCUMENT v2.4.0.6
EQUITY INCENTIVE PLAN (Tables)
 9 Months Ended
Sep. 30, 2012
Equity Incentive Plan Disclosure [Abstract]  
Schedule Of Stock Options and Restricted Stock Award [Table Text Block]

The amounts and terms of the awards granted under the Incentive Plan are summarized in the following table.

 

  Grant date 
  July 26,  December 18,  March 20,  March 21, 
  2008  2007  2007  2006 
             
Option awards                
Awarded  997   1,995   7,483   6,485 
Exercise price $11.12  $11.12  $12.51  $11.12 
Maximum term in years  10   10   10   10 
Restricted stock awards                
Awarded  997   2,993   1,995   1,496 

 
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]
Assumptions used to determine the weighted-average fair value of stock options granted were as follows:

 

  July 26,  December 18,  March 20,  March 21, 
Grant date 2008  2007  2007  2006 
             
Dividend yield  2.74%  2.20%  1.60%  1.89%
Expected volatility  13.40%  11.00%  10.49%  11.20%
Risk-free rate  3.56%  3.63%  4.48%  4.61%
Expected life in years  6.5   6.5   6.5   6.5 
                 
Weighted average fair value of options at grant date $1.51  $1.18  $2.55  $2.25
XML 34 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.1.0.1 * */ var moreDialog = null; var Show = { Default:'raw', more:function( obj ){ var bClosed = false; if( moreDialog != null ) { try { bClosed = moreDialog.closed; } catch(e) { //Per article at http://support.microsoft.com/kb/244375 there is a problem with the WebBrowser control // that somtimes causes it to throw when checking the closed property on a child window that has been //closed. So if the exception occurs we assume the window is closed and move on from there. bClosed = true; } if( !bClosed ){ moreDialog.close(); } } obj = obj.parentNode.getElementsByTagName( 'pre' )[0]; var hasHtmlTag = false; var objHtml = ''; var raw = ''; //Check for raw HTML var nodes = obj.getElementsByTagName( '*' ); if( nodes.length ){ objHtml = obj.innerHTML; }else{ if( obj.innerText ){ raw = obj.innerText; }else{ raw = obj.textContent; } var matches = raw.match( /<\/?[a-zA-Z]{1}\w*[^>]*>/g ); if( matches && matches.length ){ objHtml = raw; //If there is an html node it will be 1st or 2nd, // but we can check a little further. var n = Math.min( 5, matches.length ); for( var i = 0; i < n; i++ ){ var el = matches[ i ].toString().toLowerCase(); if( el.indexOf( '= 0 ){ hasHtmlTag = true; break; } } } } if( objHtml.length ){ var html = ''; if( hasHtmlTag ){ html = objHtml; }else{ html = ''+ "\n"+''+ "\n"+' Report Preview Details'+ "\n"+' '+ "\n"+''+ "\n"+''+ objHtml + "\n"+''+ "\n"+''; } moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes"); moreDialog.document.write( html ); moreDialog.document.close(); if( !hasHtmlTag ){ moreDialog.document.body.style.margin = '0.5em'; } } else { //default view logic var lines = raw.split( "\n" ); var longest = 0; if( lines.length > 0 ){ for( var p = 0; p < lines.length; p++ ){ longest = Math.max( longest, lines[p].length ); } } //Decide on the default view this.Default = longest < 120 ? 'raw' : 'formatted'; //Build formatted view var text = raw.split( "\n\n" ) >= raw.split( "\r\n\r\n" ) ? raw.split( "\n\n" ) : raw.split( "\r\n\r\n" ) ; var formatted = ''; if( text.length > 0 ){ if( text.length == 1 ){ text = raw.split( "\n" ) >= raw.split( "\r\n" ) ? raw.split( "\n" ) : raw.split( "\r\n" ) ; formatted = "

"+ text.join( "

\n" ) +"

"; }else{ for( var p = 0; p < text.length; p++ ){ formatted += "

" + text[p] + "

\n"; } } }else{ formatted = '

' + raw + '

'; } html = ''+ "\n"+''+ "\n"+' Report Preview Details'+ "\n"+' '+ "\n"+''+ "\n"+''+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+'
'+ "\n"+' formatted: '+ ( this.Default == 'raw' ? 'as Filed' : 'with Text Wrapped' ) +''+ "\n"+'
'+ "\n"+' '+ "\n"+'
'+ "\n"+' '+ "\n"+'
'+ "\n"+''+ "\n"+''; moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes"); moreDialog.document.write(html); moreDialog.document.close(); this.toggle( moreDialog ); } moreDialog.document.title = 'Report Preview Details'; }, toggle:function( win, domLink ){ var domId = this.Default; var doc = win.document; var domEl = doc.getElementById( domId ); domEl.style.display = 'block'; this.Default = domId == 'raw' ? 'formatted' : 'raw'; if( domLink ){ domLink.innerHTML = this.Default == 'raw' ? 'with Text Wrapped' : 'as Filed'; } var domElOpposite = doc.getElementById( this.Default ); domElOpposite.style.display = 'none'; }, LastAR : null, showAR : function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }, toggleNext : function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }, hideAR : function(){ Show.LastAR.style.display = 'none'; } } XML 35 R7.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Cash flows from operating activities    
Net (loss) income $ (9,552) $ 1,648
Adjustments to reconcile net income (loss) to cash provided (used) by operating activities:    
Provision for loan losses 17,005 1,478
Depreciation and amortization expense 532 393
Net loss on foreclosed assets 69 11
Gain on sale of loans (1,421) (350)
Loans originated for sale (64,789) (18,664)
Proceeds from sale of loans held for sale 66,395 16,429
Net amortization from investments 270 73
Amortization of intangible assets 20 17
Provision for deferred taxes (3,050) 124
Net gain on investments 0 (233)
Stock-based compensation 184 92
Net change in:    
Accrued income receivable 88 (5)
Deferred loan fees (92) (44)
Cash surrender value of life insurance (226) (232)
Other assets (1,504) 1,111
Other liabilities (504) 432
Net cash provided by operating activities 3,425 2,357
Cash flows from investing activities    
Proceeds from maturities and repayments of available-for-sale securities 5,738 2,468
Proceeds from sale of available-for-sale securities 300 1,522
Proceeds from maturities of held-to-maturity securities 3,178 624
Redemption of Federal Home Loan Bank stock 335 0
Purchase of available-for-sale securities (4,216) 0
Purchase of held-to-maturity securities (7,386) 0
Loan originations net of principal payments 26,169 (12,187)
Purchase of premises and equipment (407) (532)
Proceeds from the sale of foreclosed assets 804 109
Net cash provided (used) by investing activities 24,515 (7,996)
Cash flows from financing activities    
Net change in time deposits (22,439) (12,867)
Net change in other deposit accounts 14,960 22,169
Advances in borrowed funds 8,509 5,300
Repayment of borrowed funds (17,972) (15,935)
Net change in mortgagors' escrow accounts (2,573) 23
Change in short term borrowings 0 (1,466)
Proceeds from common stock offering, net of offering costs 0 31,322
Purchase of shares by ESOP pursuant to reorganization 0 (2,003)
Forfeited restricted shares (3) 0
Common stock repurchased (1) (1)
Cash dividends to common stockholders (599) (220)
Net cash (used) provided by financing activities (20,118) 26,322
Net change in cash and cash equivalents 7,822 20,683
Cash and cash equivalents at beginning of period 18,069 14,263
Cash and cash equivalents at end of period 25,891 34,946
Non-cash investing activities:    
Transfer of loans to foreclosed assets 356 488
Cash paid during the period for:    
Interest 4,266 4,657
Income taxes $ 198 $ 76
XML 36 R3.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Financial Condition [Parenthetical] (USD $)
Sep. 30, 2012
Dec. 31, 2011
Preferred stock, par value (in dollars per share) $ 0.01 $ 0.01
Preferred stock, shares authorized 1,000,000 1,000,000
Preferred stock, shares issued 0 0
Preferred stock, shares outstanding 0 0
Common stock, par value (in dollars per share) $ 0.01 $ 0.01
Common stock, shares authorized 25,000,000 25,000,000
Common stock, shares issued 7,002,366 7,002,366
Common stock, shares outstanding 7,002,208 7,002,292
Unearned ESOP, shares 391,479 391,479
Unearned stock awards, shares 997 1,395
Treasury stock, shares 158 74
XML 37 R17.htm IDEA: XBRL DOCUMENT v2.4.0.6
DIVIDENDS
 9 Months Ended
Sep. 30, 2012
Dividends [Abstract]  
Dividends Per Share Disclosure [Text Block]

NOTE 10 - DIVIDENDS

 

On July 25, 2012, the Company's Board of Directors declared a cash dividend of $0.03 per outstanding common share, which was paid on September 4, 2012, to stockholders of record as of the close of business on August 15, 2012.
XML 38 R1.htm IDEA: XBRL DOCUMENT v2.4.0.6
Document and Entity Information
 9 Months Ended
Sep. 30, 2012
Nov. 26, 2012
Entity Registrant Name Naugatuck Valley Financial Corp  
Entity Central Index Key 0001493552  
Current Fiscal Year End Date --12-31  
Entity Filer Category Smaller Reporting Company  
Trading Symbol nvsl  
Entity Common Stock, Shares Outstanding   7,002,208
Document Type 10-Q  
Amendment Flag false  
Document Period End Date Sep. 30, 2012  
Document Fiscal Period Focus Q3  
Document Fiscal Year Focus 2012  
XML 39 R18.htm IDEA: XBRL DOCUMENT v2.4.0.6
FAIR VALUE
 9 Months Ended
Sep. 30, 2012
Fair Value Disclosures [Abstract]  
Fair Value Disclosures [Text Block]

NOTE 11 – FAIR VALUE

 

The Company uses fair value to record adjustments to certain assets and liabilities and to prepare required disclosures. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined using market quotes. However, in many instances, there are no quoted market prices available. In such instances, fair values are determined using various valuation techniques. Various assumptions and observable inputs must be relied upon in applying these techniques. Accordingly, the fair value estimates may not be realized in an immediate transfer of the respective asset or liability.

 

The following is a summary of the carrying value and estimated fair value of the Company’s significant financial instruments as of September 30, 2012 and December 31, 2011:

 

    September 30, 2012     December 31, 2011  
    Carrying     Estimated     Carrying     Estimated  
(In thousands)   Amount     Fair Value     Amount     Fair Value  
                         
Financial Assets                                
Cash and cash equivalents   $ 25,891     $ 25,891     $ 18,069     $ 18,069  
Investment securities     53,045       53,749       50,343       50,721  
Loans held for sale     2,807       2,807       2,993       2,993  
Loans receivable, net     423,527       444,217       466,965       492,446  
Accrued income receivable     1,844       1,844       1,932       1,932  
Mortgage servicing rights     877       910       700       742  
                                 
Financial Liabilities                                
Deposits     403,408       406,353       410,887       409,357  
Borrowed funds     61,354       62,547       70,817       72,757  
Mortgagors' escrow accounts     2,181       2,181       4,755       4,755  

 

Fair Value Hierarchy

 

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Current accounting guidance establishes a fair value hierarchy based on the transparency of inputs participants use to price an asset or liability. The fair value hierarchy prioritizes these inputs into the following three levels:

 

· Level 1: Valuation is based upon unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.

 

· Level 2: Fair value is calculated using inputs other than quoted market prices that are directly or indirectly observable for the asset or liability. The valuation may rely on quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in inactive markets, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit ratings, etc.) or inputs that are derived principally or corroborated by market data by correlation or other means.

 

· Level 3: Inputs for determining the fair value of the respective assets or liabilities are not observable. Level 3 valuations are reliant upon pricing models and techniques that require significant management judgment or estimation.

 

Categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. A description of the valuation methodologies used by the Company is presented below:

 

Cash and cash equivalents - The carrying amount of cash, due from banks, and interest-bearing deposits is used to approximate fair value, given the short timeframe to maturity and as such assets do not present unanticipated credit concerns.

 

Investment Securities - When quoted prices are available in an active market, the Company classifies securities within Level 1 of the valuation hierarchy. If quoted market prices are not available, the Company employs an independent pricing service who utilizes matrix pricing to calculate fair value. Such fair value measurements consider observable data such as dealer quotes, market spreads, cash flows, yield curves, live trading levels, trade execution data, market consensus prepayments speeds, credit information, and the respective terms and conditions for debt instruments. Level 2 securities include CMOs, mortgage backed securities and corporate bonds issued by GSEs.

 

When a market is illiquid or there is a lack of transparency around the inputs to valuation, the respective securities are classified as Level 3 and reliance is placed upon internally developed models and management judgment and evaluation for valuation. Auction-rate trust preferred securities (“ARPs”) are currently classified as Level 3.

 

Management uses an internally developed model to value ARPs. The valuation model is based on a discounted cash flow using the expected value of the collateral preferred shares, either at call dates or the maturity date of the trust, the credit rating of the issuer of each of the ARPs, the expected yield during the holding period and current rates for U.S. Treasury securities matching the expected remaining term of the trust. The expected value of the collateral preferred shares (either when called or upon maturity of the trust) is assumed to range between current market prices and par. Discount rates are implied from observable market inputs. The resulting discounted cash flows for each of the ARPs indicated little to no impairment in the fair value of the securities. On a quarterly basis, management reviews the trust preferred securities pricing generated from our internal model.

 

Loans Receivable - Loans held for sale are accounted for at the lower of cost or market. The fair value of loans held for sale are based on quoted market prices of similar or identical loans sold in conjunction with securitization transactions, adjusted as required for changes in loan characteristics. The Company employs an independent third party to provide fair value estimates for loans held for investment. Such estimates are calculated using discounted cash flow analysis, using market interest rates for comparable loans. The associated cash flows are adjusted for credit and other potential losses. Fair value for impaired loans is estimated using the net present value of the expected cash flows or the fair value of the underlying collateral if repayment is collateral dependent.

 

Accrued income receivable – The carrying amounts reported in the statement of financial condition approximate these assets’ fair value.

 

Mortgage-servicing rights – The Company sells residential mortgage loans with servicing rights retained. At the time of the sale, the Company determines the value of the retained servicing rights, which represents the present value of the differential between the contractual servicing fee and adequate compensation, defined as the fee a sub-servicer would require to assume the role of servicer, after considering the estimated effects of prepayments. If material, a portion of the gain on the sale of the loan is recognized as due to the value of the servicing rights, and a servicing asset is recorded.

 

The Company has engaged an independent third party to perform the servicing rights analysis on a quarterly basis. The cost basis of loan servicing rights is amortized on a level yield basis over the period of estimated net servicing revenue and such amortization is included in the consolidated statement of income as a reduction of loan servicing fee income. Servicing rights are evaluated for impairment by comparing their aggregate carrying amount to their fair value. The fair value of loan servicing rights is estimated using a present value cash flow model. The most important assumptions used in the valuation model are the anticipated rate of loan prepayments and discount rates. All assumptions are based on standards used by market participants. Impairment is recognized as an adjustment to loan and servicing income.

 

Foreclosed Property and Repossessed Assets - Foreclosed property and repossessed assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. For the nine months ended September 30, 2012 and 2011, foreclosed properties and repossessed assets with a carrying value of $356,000 and $732,000, respectively, were transferred to foreclosed property and repossessed assets from loans. Prior to the transfer, the assets whose fair value less costs to sell was less than their carrying value, were written down to fair value through a charge to the allowance for loan losses. Subsequent to foreclosure, valuations are updated periodically, and the assets may be marked down further, reflecting a new cost basis. There were subsequent valuation adjustments to five foreclosed properties in the amount of $94,000 for the nine months ended September 30, 2012. There were no subsequent valuation adjustments to foreclosed properties and repossessed assets for the nine months ended September 30, 2011. Collateral dependent impaired loans and foreclosed real estate and repossessed assets are considered Level 3, as the fair value is based on an appraisal and the adjustment to comparable sales made by the appraiser are unobservable. Non collateral dependent loans are measured using a discounted cash flow technique and are also considered Level 3, as the inputs are the Bank’s own assumptions.

 

Deposit Liabilities - The fair values disclosed for demand deposits are by definition equal to the amount payable on demand at the reporting date which is also their carrying value. The carrying amounts of variable-rate, fixed term money market accounts and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expensed monthly maturities on time deposits.

 

Borrowed Funds - Carrying value is as an estimate of fair value for securities sold under agreements to repurchase and other short term debt that matures within 90 days. The fair values of other borrowings are estimated using discounted cash flow analyses based on current market rates adjusted, as appropriate, for associated credit and option risks.

 

Mortgagors’ escrow accounts – The carrying amounts reported in the statement of financial condition approximate the fair value of the mortgagors’ escrow accounts.

 

Under certain circumstances we make adjustment to fair value for our assets although they are not measured at fair value on an ongoing basis. These include assets that are measured at the lower of cost or market that were recognized at fair value (i.e., below cost) at the end of the period, as well as assets that are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (e.g., when there is evidence of impairment).

 

Assets and liabilities measured at fair value on a recurring and non-recurring basis at September 30, 2012 and December 31, 2011 are summarized below:

 

    September 30, 2012  
    Carrying Value  
(In thousands)   Level 1     Level 2     Level 3     Total  
Assets measured at fair value on a recurring basis:                                
Available-for-sale investment securities:                                
U.S. Government and agency obligations   $ -     $ 1,041     $ -     $ 1,041  
Government guaranteed mortgage-backed securities     -       15,495       -       15,495  
Government guaranteed collateralized mortgage obligations     -       1,166       -       1,166  
Private label collateralized mortgage obligations     -       298       -       298  
Auction-rate trust preferred securities     -       -       7,522       7,522  
Residential loans held for sale     -       2,807       -       2,807  
Assets measured at fair value on a non-recurring basis:                                
Impaired loans   $ -     $ -     $ 23,883     $ 23,883  
Foreclosed real estate and other repossessed assets     -       -       356       356  
Mortgage-servicing rights     -       -       877       877  

 

    December 31, 2011  
    Carrying Value  
(In thousands)   Level 1     Level 2     Level 3     Total  
Assets measured at fair value on a recurring basis:                                
Available-for-sale investment securities:                                
U.S. Government and agency obligations   $ -     $ 1,068     $ -     $ 1,068  
Government guaranteed mortgage-backed securities     -       14,763       -       14,763  
Government guaranteed collateralized mortgage obligations     -       1,721       -       1,721  
Private label collateralized mortgage obligations     -       255       -       255  
Auction-rate trust preferred securities     -       -       7,244       7,244  
Residential loans held for sale     -       2,993       -       2,993  
Assets measured at fair value on a non-recurring basis:                                
Impaired loans   $ -     $ -     $ 18,355     $ 18,355  
Foreclosed real estate and other repossessed assets     -       -       873       873  
Mortgage-servicing rights     -       -       726       726  

 

There were no significant transfers of assets between Levels 1, 2 or 3 of the fair value hierarchy during the three or nine months ended September 30, 2012.

 

The following table shows a reconciliation of the beginning and ending balances for Level 3 assets measured at fair value on a recurring basis:

 

    For the Nine     For the Year  
    Months Ended     Ended  
    September 30,     December 31,  
(In thousands)   2012     2011  
             
Balance at beginning of period   $ 7,244     $ 7,960  
Increase (decrease) in fair value of securities included in accumulated other comprehensive income     578       (516 )
Redemptions at par     (300 )     (200 )
Balance at end of period   $ 7,522     $ 7,244
XML 40 R4.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Income and Comprehensive Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest income        
Interest on loans $ 5,491 $ 6,520 $ 17,190 $ 19,304
Interest and dividends on investments and deposits 397 413 1,215 1,254
Total interest income 5,888 6,933 18,405 20,558
Interest expense        
Interest on deposits 887 1,371 2,956 4,835
Interest on borrowed funds 370 550 1,260 1,726
Total interest expense 1,257 1,921 4,216 6,561
Net interest income 4,631 5,012 14,189 13,997
Provision for loan losses 10,312 1,195 17,005 1,478
Net interest income (loss) after provision for loan losses (5,681) 3,817 (2,816) 11,324
Noninterest income        
Mortgage banking income 776 666 1,792 1,149
Fees for other services 245 215 770 621
Fees for services related to deposit accounts 210 231 615 657
Income from bank owned life insurance 75 77 226 232
Income from investment advisory services, net 46 89 154 228
Net gain on investments 0 0 0 86
Recovery from legal settlement 0 508 0 655
Other than temporary impairment losses on investments 0 (19) 0 (19)
Other income 23 25 77 81
Total noninterest income 1,375 1,792 3,634 3,690
Noninterest expense        
Compensation, taxes and benefits 2,711 2,721 8,025 7,435
Office occupancy 564 579 1,714 1,751
Professional fees 576 143 1,113 413
Loss on foreclosed real estate, net 66 131 407 507
Computer processing 179 123 548 449
FDIC insurance premiums 185 104 506 192
Advertising 122 98 408 373
Directors compensation 152 96 487 301
Office supplies 63 67 169 164
Public company expenses 23 19 80 67
Deposit related charge 0 0 712 0
Other expenses 452 419 1,264 984
Total noninterest expense 5,093 4,500 15,433 12,636
Income (loss) before provision for income taxes (9,399) 1,109 (14,615) 2,378
Provision (benefit) for income taxes (3,238) 362 (5,063) 730
Net income (loss) (6,161) 747 (9,552) 1,648
Other Comprehensive income (loss)        
Changes in unrealized gain (loss) on securities available-for-sale, net 157 (634) 584 (616)
Total other comprehensive income 157 (634) 584 (616)
Comprehensive income (loss) $ (6,004) $ 113 $ (8,968) $ 1,032
Earnings (loss) per common share - basic and diluted (in dollars per share) $ (0.93) $ 0.12 $ (1.44) $ 0.25
XML 41 R12.htm IDEA: XBRL DOCUMENT v2.4.0.6
INVESTMENT SECURITIES
 9 Months Ended
Sep. 30, 2012
Investments, Debt and Equity Securities [Abstract]  
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

NOTE 5 – INVESTMENT SECURITIES

 

At September 30, 2012, the composition of the investment portfolio was:

 

    Amortized     Gross Unrealized     Fair  
(In thousands)   Cost Basis     Gains     Losses     Value  
Available-for-sale securities:                                
U.S. government and agency obligations   $ 1,008     $ 33     $ -     $ 1,041  
Corporate bonds     -       -       -       -  
Government guaranteed mortgage-backed securities     14,693       802       -       15,495  
Government guaranteed collateralized mortgage obligations     1,152       14       -       1,166  
Private label collateralized mortgage obligations     327       -       (29 )     298  
Total debt securities     17,180       849       (29 )     18,000  
Auction-rate trust preferred securities     7,700       -       (178 )     7,522  
                                 
Total available-for-sale securities   $ 24,880     $ 849     $ (207 )   $ 25,522  

 

    Amortized     Gross Unrealized     Fair  
(In thousands)   Cost Basis     Gains     Losses     Value  
Held-to-maturity securities:                                
Government guaranteed mortgage-backed securities   $ 27,523     $ 704     $ -     $ 28,227  
                                 
Total held-to-maturity securities   $ 27,523     $ 704     $ -     $ 28,227  

 

At December 31, 2011, the composition of the investment portfolio was:

 

    Amortized     Gross Unrealized     Fair  
(In thousands)   Cost Basis     Gains     Losses     Value  
Available-for-sale securities:                                
U.S. government and agency obligations   $ 1,014     $ 54     $ -     $ 1,068  
Government guaranteed mortgage-backed securities     13,919       844       -       14,763  
Government guaranteed collateralized mortgage obligations     1,711       10       -       1,721  
Private label collateralized mortgage obligations     352       -       (97 )     255  
Total debt securities     16,996       908       (97 )     17,807  
Auction-rate trust preferred securities     8,000       -       (756 )     7,244  
                                 
Total available-for-sale securities   $ 24,996     $ 908     $ (853 )   $ 25,051  

 

    Amortized     Gross Unrealized     Fair  
(In thousands)   Cost Basis     Gains     Losses     Value  
Held-to-maturity securities:                                
Government guaranteed mortgage-backed securities   $ 25,292     $ 387     $ (9 )   $ 25,670  
                                 
Total held-to-maturity securities   $ 25,292     $ 387     $ (9 )   $ 25,670  

 

The Company has identified certain investment securities in which the fair value of the security is less than the cost of the security. This can be from an increase in interest rates since the time of purchase or from deterioration in the credit quality of the issuer. All investment securities which have unrealized losses undergo an internal impairment review.

 

Management’s review for impairment generally entails identification and analysis of individual investments that have fair values less than amortized cost, including consideration of the length of time the investment has been in an unrealized loss position and the expected recovery period; discussion of evidential matter, including an evaluation of factors or triggers that could cause individual investments to qualify as having other-than-temporary impairment and those that would not support other-than-temporary impairment; and documentation of the results of these analyses. As a result of the reviews, management has determined that there are no other investment securities which have deteriorated in credit quality subsequent to purchase, and believes that these unrealized losses are temporary and are the result of changes in market interest rates and market conditions over the past several years.

 

The following is a summary of the fair values and related unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2012, and December 31, 2011. There have been no securities in a continuous unrealized loss position for less than 12 months at September 30, 2012

  

    Securities in Continuous Unrealized  
    Loss Position 12 or More Consecutive Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Private label collateralized mortgage obligations     1     $ 298     $ (29 )
Auction-rate trust preferred securities     2       2,328       (178 )
                         
Total securities in unrealized loss position     3     $ 2,626     $ (207 )

 

    At December 31, 2011  
    Securities in Continuous Unrealized  
    Loss Position Less Than 12 Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Government guaranteed mortgage backed securities     2     $ 4,244     $ (9 )
                         
Total securities in unrealized loss position     2     $ 4,244     $ (9 )

 

    Securities in Continuous Unrealized  
    Loss Position 12 or More Consecutive Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Private label collateralized mortgage obligations     1     $ 256     $ (97 )
Auction-rate trust preferred securities     2       1,644       (756 )
                         
Total securities in unrealized loss position     3     $ 1,900     $ (853 )
XML 42 R11.htm IDEA: XBRL DOCUMENT v2.4.0.6
Accounting Standards Updates
 9 Months Ended
Sep. 30, 2012
New Accounting Pronouncements and Changes In Accounting Principles [Abstract]  
Accounting Changes and Error Corrections [Text Block]

NOTE 4 — Accounting Standards Updates

 

Recently Adopted Accounting Guidance

 

Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and International Financial Reporting Standards (“IFRS”): In April 2011, the Financial Accounting Standards Board (“FASB”) issued guidance that clarifies the wording used to describe many of the requirements in GAAP for measuring fair value and for disclosing information about fair value measurements. The guidance does not extend the use of fair value accounting, but clarifies the wording on how it should be applied to be consistent with IFRS and expands certain disclosure requirements relating to Level 3 fair value measurements. For many of the requirements, the FASB does not intend for the amendments in this update to result in a change in application from current guidance. This guidance is to be applied prospectively for interim and annual periods beginning after December 15, 2011. Since the guidance only relates to disclosure, the adoption of this guidance did not impact the Company’s financial condition, results of operations, or liquidity.

 

Statement of Comprehensive Income: In April 2011, the FASB issued accounting guidance requiring companies to include a statement of comprehensive income as part of its interim and annual financial statements. The new guidance gives companies the option to present net income and comprehensive income either in one continuous statement or in two separate, but consecutive statements. This approach represents a change from current GAAP, which allows companies to report Other Comprehensive Income (“OCI”) and its components in the statement of shareholder’s equity. The guidance also allows companies to present OCI either net of tax with details in the notes or shown gross of tax (with tax effects shown parenthetically). This guidance is effective for fiscal years beginning after December 15, 2011, but early adoption is permitted. Since the guidance only relates to disclosure, the adoption of this guidance did not impact the Company’s financial condition, results of operations, or liquidity.

 

Recently Issued Accounting Guidance

 

There were no additional accounting standards updates applicable to the Company issued by FASB during the third quarter ended September 30, 2012. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.
XML 43 R23.htm IDEA: XBRL DOCUMENT v2.4.0.6
COMPREHENSIVE INCOME (Tables)
 9 Months Ended
Sep. 30, 2012
Stockholders' Equity Note [Abstract]  
Schedule of Comprehensive Income (Loss) [Table Text Block]

The Company’s sole source of other comprehensive income is the net unrealized gain on its available-for-sale securities.

 

  

  Three Months Ended  Nine Months Ended 
  September 30,  September 30, 
  2012  2011  2012  2011 
  (In thousands) 
             
Net income (loss) $(6,161) $747  $(9,552) $1,648 
Other comprehensive income:                
Unrealized gain (loss) on securities available-for-sale  201   (652)  587   (551)
Reclassification adjustment for (gain) loss realized in net income  -   19   -   (67)
                 
Other comprehensive income (loss) before tax effect  201   (633)  587   (618)
Income tax effect related to items of other comprehensive income (loss)  44   1   3   (2)
Other comprehensive income (loss) net of tax effect  157   (634)  584   (616)
                 
Total comprehensive income (loss) $(6,004) $113  $(8,968) $1,032 
XML 44 R19.htm IDEA: XBRL DOCUMENT v2.4.0.6
CRITICAL ACCOUNTING POLICIES (Policies)
 9 Months Ended
Sep. 30, 2012
Accounting Policies [Abstract]  
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]

Allowance for Loan Losses. Determining the amount of the allowance for loan losses necessarily involves a high degree of judgment. Although the Company believes that it uses the best information available to establish the allowance for loan losses, future additions to the allowance may be necessary based on estimates that are susceptible to change as a result of changes in economic conditions and other factors. Management reviews the level of the allowance on a quarterly basis, at a minimum, and establishes the provision for loan losses based on the composition of the loan portfolio, delinquency levels, loss experience, economic conditions, and other factors related to the collectability of the loan portfolio.

 

The Company engages an independent review of its commercial loan portfolio on a quarterly basis and considers adjustments to its loan ratings based upon this review. In addition, the Company’s regulatory authorities, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination.
Impaired Financing Receivable, Policy [Policy Text Block]

Impaired Loans - Impaired loans consist of non-accrual loans and troubled debt restructurings (“TDRs”) in accordance with applicable authoritative accounting guidance. With the exception of loans that were restructured and still accruing interest, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all contractual principal and interest due according to the terms of the loan agreement. Loans deemed to be impaired are classified as non-accrual.

 

Impairment is measured by estimating the value of the loan based on the present value of expected future cash flows discounted at the loan’s initial effective interest rate or the fair value of the underlying collateral less costs to sell, if repayment of the loan is considered collateral-dependent. All impaired loans are included in non-performing assets.
Non Accrual Loans Policy [Policy Text Block]
Non-accrual loans. Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent.
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]

Troubled Debt Restructurings. TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company’s TDRs are determined on a case-by-case basis in connection with ongoing loan collection processes.

 

The Company does not accrue interest on any TDRs unless it believes collection of all principal and interest under the modified terms is reasonably assured. Generally, six consecutive months of payment performance by the borrower under the restructured terms is required before a TDR is returned to accrual status assuming the loan is restructured at market rates. However, the period could vary depending upon the individual facts and circumstances of the loan.

 

For a TDR to begin accruing interest, the borrower must demonstrate both some level of performance and the capacity to perform under the modified terms. A history of timely payments and adherence to financial covenants generally serve as sufficient evidence of the borrower’s performance. An evaluation of the borrower’s current creditworthiness is used to assess whether the borrower has the capacity to repay the loan under the modified terms. This evaluation includes an estimate of expected cash flows, evidence of strong financial position, and estimates of the value of collateral, if applicable.
XML 45 R15.htm IDEA: XBRL DOCUMENT v2.4.0.6
COMPREHENSIVE INCOME
 9 Months Ended
Sep. 30, 2012
Stockholders' Equity Note [Abstract]  
Comprehensive Income (Loss) Note [Text Block]

NOTE 8 - COMPREHENSIVE INCOME

 

Comprehensive income is net income adjusted for any changes in equity from non-owner sources that are not recorded in the income statement (such as changes in the net unrealized gain/loss on available-for-sale securities). The purpose of reporting comprehensive income is to provide a measure of all changes in equity that result from recognized transactions and other economic events of the period other than transactions with owners in their capacity as owners. The Company’s sole source of other comprehensive income is the net unrealized gain on its available-for-sale securities.

 

  Three Months Ended  Nine Months Ended 
  September 30,  September 30, 
  2012  2011  2012  2011 
  (In thousands) 
             
Net income (loss) $(6,161) $747  $(9,552) $1,648 
Other comprehensive income:                
Unrealized gain (loss) on securities available-for-sale  201   (652)  587   (551)
Reclassification adjustment for (gain) loss realized in net income  -   19   -   (67)
                 
Other comprehensive income (loss) before tax effect  201   (633)  587   (618)
Income tax effect related to items of other comprehensive income (loss)  44   1   3   (2)
Other comprehensive income (loss) net of tax effect  157   (634)  584   (616)
                 
Total comprehensive income (loss) $(6,004) $113  $(8,968) $1,032 

 

The Company has not recognized deferred taxes related to unrealized capital losses in other comprehensive income due to its current inability to use them.
XML 46 R13.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE
 9 Months Ended
Sep. 30, 2012
Receivables [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

NOTE 6 – LOANS RECEIVABLE

 

A summary of loans receivable at September 30, 2012 and December 31, 2011 is as follows:

 

    September 30,     December 31,  
(Dollars in thousands)   2012     2011  
             
Real estate loans:                
One-to four-family   $ 210,311     $ 217,893  
Commercial real estate and multi-family     141,521       160,858  
Construction     24,388       29,734  
Total real estate loans     376,220       408,485  
                 
Commercial business loans     34,279       36,645  
Consumer loans:                
Home equity     29,720       32,157  
Savings accounts     592       847  
Automobile     475       509  
Personal     210       197  
Total consumer loans     30,997       33,710  
Totals loans     441,496       478,840  
                 
Less:                
Allowance for loan losses     15,801       8,053  
Undisbursed construction loans     1,927       3,489  
Deferred loan origination fees, net     241       333  
Loans receivable, net   $ 423,527     $ 466,965  
                 
Weighted average yield     5.13 %     5.29 %

 

Credit Quality of Financing Receivables and the Allowance for Loan Losses

 

Management segregates the loan portfolio into portfolio segments, which are defined as the levels at which the Company develops and documents a systematic method for determining its allowance for loan losses. The portfolio segments are segregated based on loan types and the underlying risk factors present in each loan type. Such risk factors are periodically reviewed by management and revised as deemed appropriate.

 

The Company’s loan portfolio is segregated into the following portfolio segments:

 

One-to Four-Family Owner Occupied Loans. This portfolio segment consists of the origination of first mortgage loans secured by one-to four-family owner occupied residential properties and residential construction loans to individuals to finance the construction of residential dwellings for personal use located in our market area. Although the Company has experienced an increase in foreclosures on its owner occupied loan portfolio over the past year, foreclosures are still at relatively low levels and believe this is due mainly to its conservative underwriting and lending policies which do not allow for risky loans such as “Option ARM,” “sub-prime” or “Alt-A” loans.

 

Commercial Real Estate and Multi-family Loans. This portfolio segment includes loans secured by commercial real estate, non-owner occupied one-to four-family and multi-family dwellings for property owners and businesses in our market area. Loans secured by commercial real estate generally have larger loan balances and more credit risk than owner occupied one-to four-family mortgage loans. The increased risk is the result of several factors, including the concentration of principal in a limited number of loans and borrowers, the impact of local and general economic conditions on the borrower’s ability to repay the loan, and the increased difficulty of evaluating and monitoring these types of loans.

 

Construction and Land Development Loans. This portfolio segment includes commercial construction loans for commercial development projects, including condominiums, apartment buildings, and single family subdivisions as well as office buildings, retail and other income producing properties and land loans, which are loans made with land as security. Construction and land development financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. If the estimate of construction cost proves to be inaccurate, the Company may be required to advance additional funds beyond the amount originally committed in order to protect the value of the property. Moreover, if the estimated value of the completed project proves to be inaccurate, the borrower may hold a property with a value that is insufficient to assure full repayment. Construction loans also expose the Company to the risks that improvements will not be completed on time in accordance with specifications and projected costs and that repayment will depend on the successful operation or sale of the properties, which may cause some borrowers to be unable to continue with debt service which exposes the Company to greater risk of non-payment and loss. Additionally, economic factors such as the decline of property values may have an adverse effect on the ability of the borrower to sell the property.

 

Commercial Business Loans. This portfolio segment includes commercial business loans secured by real estate, assignments of corporate assets, and personal guarantees of the business owners. Commercial business loans generally have higher interest rates and shorter terms than other loans, but they also may involve higher average balances, increased difficulty of loan monitoring and a higher risk of default since their repayment generally depends on the successful operation of the borrower’s business.

 

Real Estate Secured Loans. This portfolio segment includes home equity loans and home equity lines of credit secured by owner occupied one-to four-family residential properties. Loans of this type are generally written at a maximum of 75% of the appraised value of the property and require that the Company has a second lien position on the property. These loans are written at a higher interest rate and a shorter term than mortgage loans. The Company has experienced a low level of foreclosure in this type of loan during recent periods. These loans can be affected by economic conditions and the values of the underlying properties.

 

Consumer Loans. This portfolio segment includes loans secured by passbook or certificate accounts, or automobiles, as well as unsecured personal loans and overdraft lines of credit. This type of loan may entail greater risk than do residential mortgage loans, particularly in the case of loans that are unsecured or secured by assets that depreciate rapidly.

 

Loans are generally carried at the amount of unpaid principal, less the allowance for loan losses and adjusted for deferred loan fees, which are amortized over the term of the loan using the interest method. Interest on loans is accrued based on the principal amounts outstanding. It is the Company’s policy to discontinue the accrual of interest when a loan is specifically determined to be impaired or when the principal or interest is delinquent for more than 90 days. When a loan is placed on nonaccrual status, all interest previously accrued but not collected is reversed against current period interest income.

 

The allowance for loan losses is established through a provision for loan losses. The Company maintains the allowance at a level believed, to the best of management’s knowledge, adequate to cover all known and inherent losses in the loan portfolio that are both probable and reasonable to estimate at each reporting date.

 

Management reviews the allowance for loan losses on at least a quarterly basis in order to identify those inherent losses and to assess the overall collection probability for the loan portfolio. The evaluation process by portfolio segment includes, among other things, an analysis of delinquency trends, non-performing loan trends, the level of charge-offs and recoveries, prior loss experience, total loans outstanding, the volume of loan originations, the type, size and geographic concentration of the loans, the value of collateral securing the loan, the borrower’s ability to repay and repayment performance, the number of loans requiring heightened management oversight, local economic conditions and industry experience.

 

The establishment of the allowance for loan losses is significantly affected by management’s judgment and uncertainties, and there is a likelihood that different amounts would be reported under different conditions or assumptions. The Office of the Comptroller of the Currency (“OCC”), as an integral part of its examination process, periodically reviews the allowance for loan losses and may require the Company to make additional provisions for estimated loan losses based upon judgments different from those of management.

 

The allowance generally consists of specific and general components. The specific component relates to loans that have been evaluated and determined to be impaired under ASC 310-10-35. For such impaired loans, when the discounted cash flows (or collateral value or observable market price if the loan is collateral dependent) of the impaired loan is lower than the carrying value of that loan, the Company will charge the difference to loss or establish a specific allowance if the loss is not confirmed. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. Additional allowances are placed on loans classified as either doubtful, substandard or special mention. Although for analytical purposes, certain allowances are attributed to loans that are impaired and general components are attributed to loans evaluated collectively. The allowance is available to cover all charge offs that arise from the loan portfolio.

 

The Company will continue to monitor and modify its allowance for loan losses as conditions dictate. No assurances can be given that the level of allowance for loan losses will cover all of the inherent losses in the loan portfolio or that future adjustments to the allowance for loan losses will not be necessary if economic and other conditions differ substantially from the economic and other conditions used by management to determine the current level of the allowance for loan losses.

 

The following tables set forth the balance of the allowance for loan losses at September 30, 2012 and December 31, 2011, by portfolio segment, disaggregated by impairment methodology, which is then further segregated by amounts evaluated for impairment collectively and individually. Also included is a summary of transactions in the allowance for loan losses for the nine months ended September 30, 2012 and the year ended December 31, 2011. The allowance for loan losses allocated to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.

 

    One-to Four-
Family		     Construction     Commercial
Real Estate		     Commercial     Consumer     Total  
As of and for the Nine Months                                                
Ended September 30, 2012                                                
(In thousands)                                                
Allowance for loan losses:                                                
Beginning balance   $ 1,745     $ 1,327     $ 3,745     $ 754     $ 482     $ 8,053  
Provision for loan losses     2233       6,070       4,897       3,249       556     17,005  
Charge-offs     (571 )     (5,504 )     (934 )     (2,260 )     -       (9,269 )
Recoveries     4       -       -       6       2       12  
Ending balance   $ 3,411     $ 1,893     $ 7,708     $ 1,749     $ 1,040     $ 15,801  
Ending loan balance individually evaluated for impairment   $ 7,050     $ 15,146     $ 13,382     $ 1,858     $ 262     $ 37,698  
Ending loan balance collectively evaluated for impairment   $ 203,261     $ 9,242     $ 128,139     $ 32,421     $ 30,735     $ 403,798  
As of and for the Year                                                
Ended December 31, 2011                                                
(In thousands)                                                
Allowance for loan losses:                                                
Beginning balance   $ 1,585     $ 600     $ 2,714     $ 884     $ 610     $ 6,393  
Provision for loan losses     377       1,449       1,942       383       142       4,293  
Charge-offs     (217 )     (722 )     (911 )     (516 )     (271 )     (2,637 )
Recoveries     -       -       -       3       1       4  
Ending balance   $ 1,745     $ 1,327     $ 3,745     $ 754     $ 482     $ 8,053  
Ending loan balance individually evaluated for impairment   $ 2,721     $ 8,474     $ 4,422     $ 3,585     $ 225     $ 19,427  
Ending loan balance collectively evaluated for impairment   $ 215,172     $ 21,260     $ 156,436     $ 33,060     $ 33,485     $ 459,413  

  

The Company’s policies provide for the classification of loans and other assets into the following categories: pass (1 - 4), bankable with care (5), special mention (6), substandard (7), doubtful (8) and loss (9). Consistent with regulatory guidelines, loans and other assets that are considered to be of lesser quality are classified as substandard, doubtful, or loss assets. An asset is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard assets include those assets characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Assets classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Assets (or portions of assets) classified as loss are those considered uncollectible and of such little value that their continuance as assets without establishment of a specific valuation allowance or charge-off is not warranted. Assets that do not expose us to risk sufficient to warrant classification in one of the aforementioned categories, but which possess potential weaknesses that deserve close attention, are required to be designated as special mention.

 

When assets are classified as special mention, substandard or doubtful, the Company disaggregates these assets and allocates a portion of the related general loss allowances to such assets as the Company deems prudent. Determinations as to the classification of assets and the amount of loss allowances are subject to review by our principal federal regulator, the Office of the Comptroller of the Currency, which can require that we establish additional loss allowances. The Company regularly reviews its asset portfolio to determine whether any assets require classification in accordance with applicable regulations.

 

The following tables are a summary of the loan portfolio quality indicators by loan class as of September 30, 2012 and December 31, 2011:

 

Commercial Loans  - Credit Risk Profile by Internally Assigned Grade:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Commercial
Loans		     Commercial Real
Estate
Construction		     Commercial Real
Estate		     Commercial
Loans		     Commercial Real
Estate
Construction		     Commercial Real
Estate		  
Grade:                                                
4   $ 5,754       -     $ 28,402     $ 6,659     $ 216     $ 40,769  
5     21,355       7,588       82,109       21,941       7,463       88,089  
6     3,344       4,494       15,354       2,072       5,948       15,383  
7     3,459       9,397       14,350       5,235       8,595       16,004  
8     367       -       1,306       738       -       613  
Total   $ 34,279     $ 21,479     $ 141,521     $ 36,645     $ 22,222     $ 160,858  

 

Consumer Loans - Credit Risk Profile by Internally Assigned Grade:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Residential -
Prime		     Residential -
Construction		     Residential -
Prime		     Residential -
Construction		  
                         
Grade:                                
Pass   $ 203,759     $ 2,909     $ 213,049     $ 7,512  
Special Mention     278       -       746       -  
Substandard     6,274       -       4,098       -  
Doubtful     -       -       -       -  
Total   $ 210,311     $ 2,909     $ 217,893     $ 7,512  

 

Consumer Loans - Credit Risk Profile Based on Payment Activity:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Consumer –
Other		     Consumer –
Other		  
Grade:                
Performing   $ 30,587     $ 33,323  
Nonperforming     410       387  
Total   $ 30,997     $ 33,710  

 

When a loan is 15 days past due, the Company sends the borrower a late notice. The Company also contacts the borrower by phone if the delinquency is not corrected promptly after the notice has been sent. When the loan is 30 days past due, the Company mails the borrower a letter reminding the borrower of the delinquency, and attempt to contact the borrower personally to determine the reason for the delinquency in order to ensure that the borrower understands the terms of the loan and the importance of making payments on or before the due date. If necessary, subsequent delinquency notices are issued and the account will be monitored on a regular basis thereafter. By the 90th day of delinquency, the Company will send the borrower a final demand for payment and may recommend foreclosure. A summary report of all loans 30 days or more past due is provided to the board of directors of the Company each month, and more frequently to the Asset Quality Committee of the Board of Directors.

 

Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent. Management works closely with the Asset Quality Committee of the Board of Directors in an effort to resolve nonperforming assets in a manner most advantageous to the Company.

 

 

The following tables set forth certain information with respect to our loan portfolio delinquencies by loan class and amount as of September 30, 2012 and December 31, 2011:

 

    Credit Quality Information  
                Greater                       Carrying
  
                Than                       Amount > 90   
    31-60 Days     61-90 Days     90 Days     Total Past                 Days and  
    Past Due     Past Due     (Nonaccrual)     Due     Current     Total Loans     Accruing  
As of September 30, 2012                                                        
(In thousands)                                                        
Real estate loans                                                        
One-to four-family   $ 794     $ 72     $ 4,527     $ 5,393       207,937     $ 213,330     $ -  
Construction     -       893       10,839       11,732       12,333       21,369       -  
Commercial real estate and multi-family     842       329       7,905       9,077       131,382       141,521       -  
Commercial business loans     208       99       1,564       1,871       32,408       34,279          
Consumer - other     163       36       410       609       30,388       30,997       -  
Total   $ 2,007     $ 1,429     $ 23,612     $ 27,048     $ 414,448     $ 441,496     $ -  
                                                         
As of December 31, 2011                                                        
(In thousands)                                                        
Real estate loans                                                        
One-to four-family   $ 1,379     $ 214     $ 4,140     $ 5,733       212,160     $ 217,893     $ -  
Construction     270       -       9,005       9,275       20,459       29,734       -  
Commercial real estate and multi-family     654       249       9,182       10,085       150,773       160,858       -  
Commercial business loans     396       -       1,967       2,363       34,282       36,645          
Consumer - other     467       37       387       891       32,819       33,710       -  
Total   $ 3,166     $ 500     $ 24,681     $ 28,347     $ 450,493     $ 478,840     $ -  

 

Nonperforming loans (defined as nonaccrual loans and TDRs) totaled $25.2 million at September 30, 2012 compared to $24.7 million at December 31, 2011. The amount of income that was contractually due but not recognized on nonperforming loans totaled $275,000 and $1.6 million for the quarter and nine months ended September 30, 2012, respectively, compared with $365,000 for the year ended December 31, 2011.

 

At September 30 2012, there were no loans 90 or more days past due and still accruing interest. At September 30, 2012, the Company had 108 loans on non-accrual status with foregone interest of approximately $1.6 million for the period since the loans were placed on non-accrual status. Included in these loans were 62 loans which were not 90 days past due, but were placed on non-accrual status as a result of a recent modification or the identification of a weakness on the loan.

 

The Company accounts for impaired loans in accordance with GAAP. An impaired loan generally is one for which it is probable, based on current information, that the lender will not collect all the amounts due under the contractual terms of the loan. Loans are individually evaluated for impairment. When the Company classifies a problem asset as impaired, it makes a specific allowance for that portion of the asset that is deemed uncollectible.

 

At September 30, 2012, the Company had $26.0 million of loans which were considered to be impaired, with a valuation allowance of $1.3 million, compared to $19.4 million of such loans at December 31, 2011 with a valuation allowance of $1.3 million. The increase is primarily due to the classification of the following as impaired during the period: three residential development loans, fourteen commercial real estate loans, ten commercial loans secured by business assets, fifteen residential mortgage loans and four home equity loans. The increases were partially offset by removing from impaired status: one residential mortgage loan, three home equity loans and nine commercial business loans. Additionally, $1.1 million of specific allowances that were allowed under previous regulatory supervision were charged off against the loan balances as required under current regulatory supervision.

 

The following tables are a summary of impaired loans by class of loans as of September 30, 2012 and December 31, 2011:

 

          Unpaid           Average     Interest  
    Carrying     Principal     Related     Carrying     Income  
As of September 30, 2012   Amount     Balance     Allowance     Amount     Recognized  
    (In thousands)  
Impaired loans without valuation allowance:                                        
Real estate loans                                        
One-to four-family   $ 4,874     $ 5,335     $ -     $ 4,925     $ 122  
Construction     7,515       14,355       -       10,784       117  
Commercial real estate and multi-family     10,257       12,485       -       11,379       190  
Commercial business loans     1,453       1,764       -       1,534       27  
Consumer - other     306       390       -       340       12  
Total impaired loans without valuation allowance     24,405       34,329       -       28,962       468  
Impaired loans with valuation allowance:                                        
Real estate loans                                        
Construction     352       407       -       394       3  
Commercial real estate     1,306       1,306       1,306       1,326       -  
Total impaired loans with valuation allowance     1,658       1,713       1,306       1,720       3  
Total impaired loans   $ 26,063     $ 36,042     $ 1,306     $ 30,682     $ 471  

  

          Unpaid           Average     Interest  
    Carrying     Principal     Related     Carrying     Income  
As of December 31, 2011   Amount     Balance     Allowance     Amount     Recognized  
    (In thousands)  
Impaired loans without valuation allowance:                                        
Real estate loans                                        
One-to four-family   $ 1,360     $ 1,375     $ -     $ 1,368     $ 42  
Construction     959       959       -       944       5  
Commercial real estate and multi-family     3,334       3,352       -       3,370       201  
Commercial business loans     2,870       3,094       -       239       80  
Consumer - other     101       353       -       206       1  
Total impaired loans without valuation allowance     8,624       9,133       -       6,127       329  
Impaired loans with valuation allowance:                                        
Real estate loans                                        
One-to four-family     1,361       1,361       109       1,362       42  
Construction     7,515       8,980       510       4,173       279  
Commercial real estate and multi-family     1,088       1,088       336       1,097       24  
Commercial business loans     715       715       46       662       35  
Consumer – other     124       124       71       125       6  
Total impaired loans with valuation allowance     10,803       12,268       1,072       7,419       386  
Total impaired loans   $ 19,427     $ 21,401     $ 1,072     $ 13,546     $ 715  

 

Loan modifications are generally performed at the request of the individual borrower and may include reduction in interest rates, changes in payments, and maturity date extensions. TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company’s loan modifications are determined on a case-by-case basis in connection with ongoing loan collection processes.

 

The following table displays information for impaired loans modified through a TDR at September 30, 2012 and December 31, 2011:

 

    As of     As of  
    September 30,     December 31,  
(In thousands)   2012     2011  
             
Aggregate recorded investment of impaired loans with terms modified through a troubled debt restructuring:                
Accruing interest   $ 566     $ 416  
Nonaccrual     8,232       12,235  
Total   $ 8,798     $ 12,651  

 

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2012 and for the year ended December 31, 2011:

 

    For the Nine Months Ended September 30, 2012  
(Dollars in thousands)   Number
of
Loans		     Pre-Modification
Recorded
Investment		     Funds
Disbursed		     Interest and
Escrow
Capitalized		     Post-Modification
Recorded
Investment		  
                               
Real estate loans:                                        
One-to four-family     6     $ 1,440     $ 3     $ 3     $ 1,446  
Multi-family and commercial real estate     1       426       -       -       426  
Commercial business loans     2       292       -       -       292  
Consumer loans:                                        
Home equity     3       168       -       -       168  
Total TDRs restructured during the period     12     $ 2,326     $ 3     $ 3     $ 2,332  
                                         
TDRs, still accruing interest     4     $ 580     $ -     $ -     $ 580  
TDRs, included in nonaccrual     8       1,746       3       3       1,752  
Total     12     $ 2,326     $ 3     $ 3     $ 2,332  

 

    For the Year Ended December 31, 2011  
(Dollars in thousands)   Number
of
Loans		     Pre-Modification
Recorded
Investment		     Funds
Disbursed		     Interest and
Escrow
Capitalized		     Post-Modification
Recorded
Investment		  
                               
Real estate loans:                                        
One-to-four family     2     $ 310     $ -     $ -     $ 310  
Construction     1       48       30       -       78  
Commercial real estate and multi-family     5       3,736       19       59       3,814  
Commercial business loans     3       673       -       -       673  
Total TDRs restructured during the period     11     $ 4,767     $ 49     $ 59     $ 4,875  
                                         
TDRs, still accruing interest     -     $ -     $ -     $ -     $ -  
TDRs, included in nonaccrual     11       4,767       49       59       4,875  
Total     11     $ 4,767     $ 49     $ 59     $ 4,875  

 

The specific allowances for loan losses on TDRs is determined by discounting the restructured cash flows at the original effective rate of the loan before modification or is based on the underlying collateral value less costs to sell, if repayment of the loan is considered collateral-dependent. If the resulting amount is less than the recorded book value, the Company either establishes a specific valuation allowance as a component of the allowance for loan losses, or charges off the impaired balance if it determines that such amount is a confirmed loss. This method is used consistently for all segments of the portfolio. The allowance for loan losses also includes an allowance based on a loss migration analysis for each loan category for loans that are not individually evaluated for specific impairment. All loans charged-off, including TDRs charged-off, are factored into this calculation by portfolio segment. During the nine months ended September 30, 2012, the Company charged off $2.1 million of loans previously classified as TDRs, on which there were $743,000 of related specific allowances.
XML 47 R14.htm IDEA: XBRL DOCUMENT v2.4.0.6
EARNINGS PER SHARE
 9 Months Ended
Sep. 30, 2012
Earnings Per Share [Abstract]  
Earnings Per Share [Text Block]

NOTE 7 - EARNINGS PER SHARE

 

Basic earnings per common share is calculated by dividing the net income available to common stockholders by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share is computed in a manner similar to basic earnings per common share except that the weighted-average number of common shares outstanding is increased to include the incremental common shares (as computed using the treasury stock method) that would have been outstanding if all potentially dilutive common stock equivalents were issued during the period. The Company's common stock equivalents are comprised of stock options and restricted stock awards. Anti-dilutive shares are common stock equivalents with weighted-average exercise prices in excess of the weighted-average market value for the periods presented. For the three and nine months ended September 30, 2012, anti-dilutive options excluded from the calculations totaled 278,813 options (with an exercise price of $11.12) and 5,886 options (with an exercise price of $12.51). For the three and nine months ended September 30, 2011, anti-dilutive options excluded from the calculations totaled 306,827 options (with an exercise price of $11.12) and 7,482 options (with an exercise price of $12.51). Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating either basic or diluted net income per common share.

 

    Three Months Ended     Nine Months Ended  
    September 30,     September 30,  
    2012     2011     2012     2011  
                   
Net income (loss)   $ (6,161,000 )   $ 747,000     $ (9,552,000 )   $ 1,648,000  
                                 
Weighted-average common shares outstanding:                                
Basic     6,610,729       6,578,471       6,610,766       6,579,104  
Effect of dilutive stock options and restrictive stock awards     -       -       -       -  
Diluted     6,610,729       6,578,471       6,610,766       6,579,104  
                                 
Earnings (loss) per common share:                                
Basic   $ (0.93 )   $ 0.12     $ (1.44 )   $ 0.25  
Diluted   $ (0.93 )   $ 0.12     $ (1.44 )   $ 0.25  
XML 48 R16.htm IDEA: XBRL DOCUMENT v2.4.0.6
EQUITY INCENTIVE PLAN
 9 Months Ended
Sep. 30, 2012
Equity Incentive Plan Disclosure [Abstract]  
Equity Incentive Plan Disclosure [Text Block]

NOTE 9 - EQUITY INCENTIVE PLAN

 

Under the Naugatuck Valley Financial Corporation 2005 Equity Incentive Plan (the “Incentive Plan”), the Company may grant up to 371,794 stock options and 148,717 shares of restricted stock to its employees, officers and directors for an aggregate amount of up to 520,511 shares of the Company’s common stock for issuance upon the grant or exercise of awards. Both incentive stock options and non-statutory stock options may be granted under the Incentive Plan.

 

The amounts and terms of the awards granted under the Incentive Plan are summarized in the following table.

 

  Grant date 
  July 26,  December 18,  March 20,  March 21, 
  2008  2007  2007  2006 
             
Option awards                
Awarded  997   1,995   7,483   6,485 
Exercise price $11.12  $11.12  $12.51  $11.12 
Maximum term in years  10   10   10   10 
Restricted stock awards                
Awarded  997   2,993   1,995   1,496 

 

To date, stock option awards have been granted with an exercise price equal to the higher of the market price of the Company’s stock at the date of grant or $11.12, which was the market price of the Company’s stock at the date stock option awards were initially granted under the Incentive Plan. All granted stock options and restricted stock awards vest at 20% per year beginning on the first anniversary of the date of grant.

 

Stock options and restricted stock awards are considered common stock equivalents for the purpose of computing earnings per share on a diluted basis.

 

The Company records share-based compensation expense related to outstanding stock option and restricted stock awards based upon the fair value at the date of grant over the vesting period of such awards on a straight-line basis. The fair value of each restricted stock allocation, based on the market price at the date of grant, is recorded to unearned stock awards. Compensation expenses related to unearned restricted shares are amortized to compensation, taxes and benefits expense over the vesting period of the restricted stock awards. The fair value of each stock option award is estimated on the date of grant using the Black-Scholes option pricing method as described below. The Company recorded a share-based compensation benefit of $2,480 and expense of $669 for the three and nine months ended September 30, 2012, respectively, due to forfeited options in September 2012, compared to $4,550 and $14,851 for the three and nine months ended September 30, 2011, respectively, in connection with the stock option and restricted stock awards.

 

The fair value of each stock option award is estimated on the date of grant using the Black-Scholes option pricing method which includes several assumptions such as volatility, expected dividends, expected term and risk-free rate for each stock option award. In determining the expected term of the option awards, the Company elected to follow the simplified method as permitted by the SEC Staff Accounting Bulletin 107. Under this method, the Company has estimated the expected term of the options as being equal to the average of the vesting term plus the original contractual term. The Company estimated its volatility using the historical volatility of other, similar companies during a period of time equal to the expected life of the options. The risk-free rate for the periods within the contractual life of the options is based upon the U.S. Treasury yield curve in effect at the time of grant. Assumptions used to determine the weighted-average fair value of stock options granted were as follows:

 

  July 26,  December 18,  March 20,  March 21, 
Grant date 2008  2007  2007  2006 
             
Dividend yield  2.74%  2.20%  1.60%  1.89%
Expected volatility  13.40%  11.00%  10.49%  11.20%
Risk-free rate  3.56%  3.63%  4.48%  4.61%
Expected life in years  6.5   6.5   6.5   6.5 
                 
Weighted average fair value of options at grant date $1.51  $1.18  $2.55  $2.25 
XML 49 R34.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Details 5) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Aggregate recorded investment of impaired loans with terms modified through a troubled debt restructuring:    
Accruing interest $ 566 $ 416
Nonaccrual 8,232 12,235
Total $ 8,798 $ 12,651
XML 50 R21.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS RECEIVABLE (Tables)
 9 Months Ended
Sep. 30, 2012
Receivables [Abstract]  
Schedule Of Classification Of Loans Receivable [Table Text Block]

A summary of loans receivable at September 30, 2012 and December 31, 2011 is as follows:

 

  September 30,  December 31, 
(Dollars in thousands) 2012  2011 
       
Real estate loans:        
One-to four-family $210,311  $217,893 
Commercial real estate and multi-family  141,521   160,858 
Construction  24,388   29,734 
Total real estate loans  376,220   408,485 
         
Commercial business loans  34,279   36,645 
Consumer loans:        
Home equity  29,720   32,157 
Savings accounts  592   847 
Automobile  475   509 
Personal  210   197 
Total consumer loans  30,997   33,710 
Totals loans  441,496   478,840 
         
Less:        
Allowance for loan losses  15,801   8,053 
Undisbursed construction loans  1,927   3,489 
Deferred loan origination fees, net  241   333 
Loans receivable, net $423,527  $466,965 
         
Weighted average yield  5.13%  5.29%

 
Allowance for Credit Losses on Financing Receivables [Table Text Block]
The allowance for loan losses allocated to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.

 

    One-to Four-
Family		     Construction     Commercial
Real Estate		     Commercial     Consumer     Total  
As of and for the Nine Months                                                
Ended September 30, 2012                                                
(In thousands)                                                
Allowance for loan losses:                                                
Beginning balance   $ 1,745     $ 1,327     $ 3,745     $ 754     $ 482     $ 8,053  
Provision for loan losses     2233       6,070       4,897       3,249       556     17,005  
Charge-offs     (571 )     (5,504 )     (934 )     (2,260 )     -       (9,269 )
Recoveries     4       -       -       6       2       12  
Ending balance   $ 3,411     $ 1,893     $ 7,708     $ 1,749     $ 1,040     $ 15,801  
Ending loan balance individually evaluated for impairment   $ 7,050     $ 15,146     $ 13,382     $ 1,858     $ 262     $ 37,698  
Ending loan balance collectively evaluated for impairment   $ 203,261     $ 9,242     $ 128,139     $ 32,421     $ 30,735     $ 403,798  
As of and for the Year                                                
Ended December 31, 2011                                                
(In thousands)                                                
Allowance for loan losses:                                                
Beginning balance   $ 1,585     $ 600     $ 2,714     $ 884     $ 610     $ 6,393  
Provision for loan losses     377       1,449       1,942       383       142       4,293  
Charge-offs     (217 )     (722 )     (911 )     (516 )     (271 )     (2,637 )
Recoveries     -       -       -       3       1       4  
Ending balance   $ 1,745     $ 1,327     $ 3,745     $ 754     $ 482     $ 8,053  
Ending loan balance individually evaluated for impairment   $ 2,721     $ 8,474     $ 4,422     $ 3,585     $ 225     $ 19,427  
Ending loan balance collectively evaluated for impairment   $ 215,172     $ 21,260     $ 156,436     $ 33,060     $ 33,485     $ 459,413  

 
Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables are a summary of the loan portfolio quality indicators by loan class as of September 30, 2012 and December 31, 2011:

 

Commercial Loans  - Credit Risk Profile by Internally Assigned Grade:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Commercial
Loans		     Commercial Real
Estate
Construction		     Commercial Real
Estate		     Commercial
Loans		     Commercial Real
Estate
Construction		     Commercial Real
Estate		  
Grade:                                                
4   $ 5,754       -     $ 28,402     $ 6,659     $ 216     $ 40,769  
5     21,355       7,588       82,109       21,941       7,463       88,089  
6     3,344       4,494       15,354       2,072       5,948       15,383  
7     3,459       9,397       14,350       5,235       8,595       16,004  
8     367       -       1,306       738       -       613  
Total   $ 34,279     $ 21,479     $ 141,521     $ 36,645     $ 22,222     $ 160,858  

 

Consumer Loans - Credit Risk Profile by Internally Assigned Grade:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Residential -
Prime		     Residential -
Construction		     Residential -
Prime		     Residential -
Construction		  
                         
Grade:                                
Pass   $ 203,759     $ 2,909     $ 213,049     $ 7,512  
Special Mention     278       -       746       -  
Substandard     6,274       -       4,098       -  
Doubtful     -       -       -       -  
Total   $ 210,311     $ 2,909     $ 217,893     $ 7,512  

 

Consumer Loans - Credit Risk Profile Based on Payment Activity:
    At September 30, 2012     At December 31, 2011  
(In thousands)   Consumer –
Other		     Consumer –
Other		  
Grade:                
Performing   $ 30,587     $ 33,323  
Nonperforming     410       387  
Total   $ 30,997     $ 33,710  
Past Due Financing Receivables [Table Text Block]

The following tables set forth certain information with respect to our loan portfolio delinquencies by loan class and amount as of September 30, 2012 and December 31, 2011:

 

    Credit Quality Information  
                Greater                       Carrying
  
                Than                       Amount > 90   
    31-60 Days     61-90 Days     90 Days     Total Past                 Days and  
    Past Due     Past Due     (Nonaccrual)     Due     Current     Total Loans     Accruing  
As of September 30, 2012                                                        
(In thousands)                                                        
Real estate loans                                                        
One-to four-family   $ 794     $ 72     $ 4,527     $ 5,393       207,937     $ 213,330     $ -  
Construction     -       893       10,839       11,732       12,333       21,369       -  
Commercial real estate and multi-family     842       329       7,905       9,077       131,382       141,521       -  
Commercial business loans     208       99       1,564       1,871       32,408       34,279          
Consumer - other     163       36       410       609       30,388       30,997       -  
Total   $ 2,007     $ 1,429     $ 23,612     $ 27,048     $ 414,448     $ 441,496     $ -  
                                                         
As of December 31, 2011                                                        
(In thousands)                                                        
Real estate loans                                                        
One-to four-family   $ 1,379     $ 214     $ 4,140     $ 5,733       212,160     $ 217,893     $ -  
Construction     270       -       9,005       9,275       20,459       29,734       -  
Commercial real estate and multi-family     654       249       9,182       10,085       150,773       160,858       -  
Commercial business loans     396       -       1,967       2,363       34,282       36,645          
Consumer - other     467       37       387       891       32,819       33,710       -  
Total   $ 3,166     $ 500     $ 24,681     $ 28,347     $ 450,493     $ 478,840     $ -  
Schedule Of Impaired Loans Receivable [Table Text Block]

The following tables are a summary of impaired loans by class of loans as of September 30, 2012 and December 31, 2011:

 

          Unpaid           Average     Interest  
    Carrying     Principal     Related     Carrying     Income  
As of September 30, 2012   Amount     Balance     Allowance     Amount     Recognized  
    (In thousands)  
Impaired loans without valuation allowance:                                        
Real estate loans                                        
One-to four-family   $ 4,874     $ 5,335     $ -     $ 4,925     $ 122  
Construction     7,515       14,355       -       10,784       117  
Commercial real estate and multi-family     10,257       12,485       -       11,379       190  
Commercial business loans     1,453       1,764       -       1,534       27  
Consumer - other     306       390       -       340       12  
Total impaired loans without valuation allowance     24,405       34,329       -       28,962       468  
Impaired loans with valuation allowance:                                        
Real estate loans                                        
Construction     352       407       -       394       3  
Commercial real estate     1,306       1,306       1,306       1,326       -  
Total impaired loans with valuation allowance     1,658       1,713       1,306       1,720       3  
Total impaired loans   $ 26,063     $ 36,042     $ 1,306     $ 30,682     $ 471  

  

          Unpaid           Average     Interest  
    Carrying     Principal     Related     Carrying     Income  
As of December 31, 2011   Amount     Balance     Allowance     Amount     Recognized  
    (In thousands)  
Impaired loans without valuation allowance:                                        
Real estate loans                                        
One-to four-family   $ 1,360     $ 1,375     $ -     $ 1,368     $ 42  
Construction     959       959       -       944       5  
Commercial real estate and multi-family     3,334       3,352       -       3,370       201  
Commercial business loans     2,870       3,094       -       239       80  
Consumer - other     101       353       -       206       1  
Total impaired loans without valuation allowance     8,624       9,133       -       6,127       329  
Impaired loans with valuation allowance:                                        
Real estate loans                                        
One-to four-family     1,361       1,361       109       1,362       42  
Construction     7,515       8,980       510       4,173       279  
Commercial real estate and multi-family     1,088       1,088       336       1,097       24  
Commercial business loans     715       715       46       662       35  
Consumer – other     124       124       71       125       6  
Total impaired loans with valuation allowance     10,803       12,268       1,072       7,419       386  
Total impaired loans   $ 19,427     $ 21,401     $ 1,072     $ 13,546     $ 715  
Impaired Loans Modified Tdr [Table Text Block]

The following table displays information for impaired loans modified through a TDR at September 30, 2012 and December 31, 2011:

 

  As of  As of 
  September 30,  December 31, 
(In thousands) 2012  2011 
       
Aggregate recorded investment of impaired loans with terms modified through a troubled debt restructuring:        
Accruing interest $566  $416 
Nonaccrual  8,232   12,235 
Total $8,798  $12,651 

 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2012 and for the year ended December 31, 2011:

 

    For the Nine Months Ended September 30, 2012  
(Dollars in thousands)   Number
of
Loans		     Pre-Modification
Recorded
Investment		     Funds
Disbursed		     Interest and
Escrow
Capitalized		     Post-Modification
Recorded
Investment		  
                               
Real estate loans:                                        
One-to four-family     6     $ 1,440     $ 3     $ 3     $ 1,446  
Multi-family and commercial real estate     1       426       -       -       426  
Commercial business loans     2       292       -       -       292  
Consumer loans:                                        
Home equity     3       168       -       -       168  
Total TDRs restructured during the period     12     $ 2,326     $ 3     $ 3     $ 2,332  
                                         
TDRs, still accruing interest     4     $ 580     $ -     $ -     $ 580  
TDRs, included in nonaccrual     8       1,746       3       3       1,752  
Total     12     $ 2,326     $ 3     $ 3     $ 2,332  

 

    For the Year Ended December 31, 2011  
(Dollars in thousands)   Number
of
Loans		     Pre-Modification
Recorded
Investment		     Funds
Disbursed		     Interest and
Escrow
Capitalized		     Post-Modification
Recorded
Investment		  
                               
Real estate loans:                                        
One-to-four family     2     $ 310     $ -     $ -     $ 310  
Construction     1       48       30       -       78  
Commercial real estate and multi-family     5       3,736       19       59       3,814  
Commercial business loans     3       673       -       -       673  
Total TDRs restructured during the period     11     $ 4,767     $ 49     $ 59     $ 4,875  
                                         
TDRs, still accruing interest     -     $ -     $ -     $ -     $ -  
TDRs, included in nonaccrual     11       4,767       49       59       4,875  
Total     11     $ 4,767     $ 49     $ 59     $ 4,875  
XML 51 R26.htm IDEA: XBRL DOCUMENT v2.4.0.6
NATURE OF OPERATIONS (Details Textual) (USD $)
 1 Months Ended
Jun. 29, 2011
Stock Issued During Period, Shares, New Issues 4,173,008
Sale of Stock, Price Per Share $ 8.00
Company's stock offering and concurrent second-step conversion ratio 0.9978
Proceeds From Reorganization and Stock Offering $ 31,300,000
Payments of Stock Issuance Costs $ 2,100,000
Employee Stock Ownership Plan [Member]
  
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award 250,380
Federal Corporation [Member]
  
Shares, Issued 2,829,358
Company's stock offering and concurrent second-step conversion ratio 0.9978
Common Stock, Other Shares, Outstanding 7,002,366
XML 52 R41.htm IDEA: XBRL DOCUMENT v2.4.0.6
EQUITY INCENTIVE PLAN (Details 1) (USD $)
 1 Months Ended
Jul. 26, 2008
Dec. 18, 2007
Mar. 20, 2007
Mar. 21, 2006
Dividend yield 2.74% 2.20% 1.60% 1.89%
Expected volatility 13.40% 11.00% 10.49% 11.20%
Risk-free rate 3.56% 3.63% 4.48% 4.61%
Expected life in years 6 years 6 months 6 years 6 months 6 years 6 months 6 years 6 months
Weighted average fair value of options at grant date $ 1.51 $ 1.18 $ 2.55 $ 2.25
XML 53 R5.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Statements of Changes in Stockholder's Equity (USD $)
In Thousands
Common Stock [Member]
Paid-In Capital [Member]
Retained Earnings [Member]
Unearned Esop Shares [Member]
Unearned Stock Awards [Member]
Treasury Stock [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Total
Balance at Dec. 31, 2011 $ 70 $ 58,908 $ 27,014 $ (3,442) $ (14) $ (1) $ (221) $ 82,314
Dividends declared ($0.09 per common share) 0 0 (599) 0 0 0 0 (599)
Stock based compensation (199 shares vested and 199 shares forfeited) 0 0 (3) 0 11 0 0 8
Stock based compensation options 0 2 0 0 0 0 0 2
Treasury stock acquired (84 shares) 0 0 0 0 0 0 0 0
Comprehensive income (loss) 0 0 (9,552) 0 0 0 584 (8,968)
Balance at Sep. 30, 2012 $ 70 $ 58,910 $ 16,860 $ (3,442) $ (3) $ (1) $ 363 $ 72,757
XML 54 R10.htm IDEA: XBRL DOCUMENT v2.4.0.6
CRITICAL ACCOUNTING POLICIES
 9 Months Ended
Sep. 30, 2012
Accounting Policies [Abstract]  
Significant Accounting Policies [Text Block]

NOTE 3 - CRITICAL ACCOUNTING POLICIES

 

The Company considers accounting policies involving significant judgments and assumptions by management that have, or could have, a material impact on the carrying value of certain assets or on income to be critical accounting policies. The accounting policies related to loans and the allowance for loan losses are presented below. For a summary of all other significant accounting policies, please refer to Note 4, “Summary of Significant Accounting Policies”, contained in the Company’s Annual Report on Form 10-K/A for the year ended December 31, 2011.

 

Allowance for Loan Losses. Determining the amount of the allowance for loan losses necessarily involves a high degree of judgment. Although the Company believes that it uses the best information available to establish the allowance for loan losses, future additions to the allowance may be necessary based on estimates that are susceptible to change as a result of changes in economic conditions and other factors. Management reviews the level of the allowance on a quarterly basis, at a minimum, and establishes the provision for loan losses based on the composition of the loan portfolio, delinquency levels, loss experience, economic conditions, and other factors related to the collectability of the loan portfolio.

 

The Company engages an independent review of its commercial loan portfolio on a quarterly basis and considers adjustments to its loan ratings based upon this review. In addition, the Company’s regulatory authorities, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize adjustments to the allowance based on their judgments about information available to them at the time of their examination.

 

Impaired Loans - Impaired loans consist of non-accrual loans and troubled debt restructurings (“TDRs”) in accordance with applicable authoritative accounting guidance. With the exception of loans that were restructured and still accruing interest, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all contractual principal and interest due according to the terms of the loan agreement. Loans deemed to be impaired are classified as non-accrual.

 

Impairment is measured by estimating the value of the loan based on the present value of expected future cash flows discounted at the loan’s initial effective interest rate or the fair value of the underlying collateral less costs to sell, if repayment of the loan is considered collateral-dependent. All impaired loans are included in non-performing assets.

 

Non-accrual loans. Loans are automatically placed on non-accrual status when payment of principal or interest is more than 90 days delinquent. Loans are also placed on non-accrual status if collection of principal or interest in full is in doubt or if the loan has been restructured. When loans are placed on non-accrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent.

 

Troubled Debt Restructurings. TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is experiencing financial difficulties. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company’s TDRs are determined on a case-by-case basis in connection with ongoing loan collection processes.

 

The Company does not accrue interest on any TDRs unless it believes collection of all principal and interest under the modified terms is reasonably assured. Generally, six consecutive months of payment performance by the borrower under the restructured terms is required before a TDR is returned to accrual status assuming the loan is restructured at market rates. However, the period could vary depending upon the individual facts and circumstances of the loan.

 

For a TDR to begin accruing interest, the borrower must demonstrate both some level of performance and the capacity to perform under the modified terms. A history of timely payments and adherence to financial covenants generally serve as sufficient evidence of the borrower’s performance. An evaluation of the borrower’s current creditworthiness is used to assess whether the borrower has the capacity to repay the loan under the modified terms. This evaluation includes an estimate of expected cash flows, evidence of strong financial position, and estimates of the value of collateral, if applicable.
XML 55 R27.htm IDEA: XBRL DOCUMENT v2.4.0.6
INVESTMENT SECURITIES (Details) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Available-for-sale securities:    
Amortized Cost Basis $ 24,880 $ 24,996
Gross Unrealized Gains 849 908
Gross Unrealized Losses (207) (853)
Fair Value 25,522 25,051
Held-to-maturity securities:    
Amortized Cost Basis 27,523 25,292
Gross Unrealized Gains 704 387
Gross Unrealized Losses 0 (9)
Fair Value 28,227 25,670
Us Government Agencies Debt Securities [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 1,008 1,014
Gross Unrealized Gains 33 54
Gross Unrealized Losses 0 0
Fair Value 1,041 1,068
Mortgage-Backed Securities, Issued By Us Government Sponsored Enterprises [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 14,693 13,919
Gross Unrealized Gains 802 844
Gross Unrealized Losses 0 0
Fair Value 15,495 14,763
Held-to-maturity securities:    
Amortized Cost Basis 27,523 25,292
Gross Unrealized Gains 704 387
Gross Unrealized Losses 0 (9)
Fair Value 28,227 25,670
Collateralized Mortgage Backed Securities [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 1,152 1,711
Gross Unrealized Gains 14 10
Gross Unrealized Losses 0 0
Fair Value 1,166 1,721
Mortgage-Backed Securities, Issued By Private Enterprises [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 327 352
Gross Unrealized Gains 0 0
Gross Unrealized Losses (29) (97)
Fair Value 298 255
Debt Securities [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 17,180 16,996
Gross Unrealized Gains 849 908
Gross Unrealized Losses (29) (97)
Fair Value 18,000 17,807
Auction-Rate Trust Preferred Securities [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 7,700 8,000
Gross Unrealized Gains 0 0
Gross Unrealized Losses (178) (756)
Fair Value 7,522 7,244
Corporate Bond Securities [Member]
    
Available-for-sale securities:    
Amortized Cost Basis 0  
Gross Unrealized Gains 0  
Gross Unrealized Losses 0  
Fair Value $ 0  
XML 56 FilingSummary.xml IDEA: XBRL DOCUMENT 2.4.0.6 Html 243 279 1 false 54 0 false 4 false false R1.htm 001 - Document - Document and Entity Information Sheet http://www.nvsl.com/role/DocumentAndEntityInformation Document and Entity Information false false R2.htm 002 - Statement - Consolidated Statements of Financial Condition Sheet http://www.nvsl.com/role/ConsolidatedStatementsOfFinancialCondition Consolidated Statements of Financial Condition false false R3.htm 003 - Statement - Consolidated Statements of Financial Condition [Parenthetical] Sheet http://www.nvsl.com/role/Consolidatedstatementsoffinancialconditionparenthetical Consolidated Statements of Financial Condition [Parenthetical] false false R4.htm 004 - Statement - Consolidated Statements of Income and Comprehensive Income Sheet http://www.nvsl.com/role/ConsolidatedStatementsOfIncomeAndComprehensiveIncome Consolidated Statements of Income and Comprehensive Income false false R5.htm 005 - Statement - Consolidated Statements of Changes in Stockholder's Equity Sheet http://www.nvsl.com/role/ConsolidatedStatementsOfChangesInStockholderSEquity Consolidated Statements of Changes in Stockholder's Equity false false R6.htm 006 - Statement - Consolidated Statements of Changes in Stockholder's Equity [Parenthetical] Sheet http://www.nvsl.com/role/ConsolidatedStatementsOfChangesInStockholderSEquityParenthetical Consolidated Statements of Changes in Stockholder's Equity [Parenthetical] false false R7.htm 007 - Statement - Consolidated Statements of Cash Flows Sheet http://www.nvsl.com/role/ConsolidatedStatementsOfCashFlows Consolidated Statements of Cash Flows false false R8.htm 008 - Disclosure - NATURE OF OPERATIONS Sheet http://www.nvsl.com/role/NatureOfOperations NATURE OF OPERATIONS false false R9.htm 009 - Disclosure - BASIS OF PRESENTATION Sheet http://www.nvsl.com/role/BasisOfPresentation BASIS OF PRESENTATION false false R10.htm 010 - Disclosure - CRITICAL ACCOUNTING POLICIES Sheet http://www.nvsl.com/role/CriticalAccountingPolicies CRITICAL ACCOUNTING POLICIES false false R11.htm 011 - Disclosure - Accounting Standards Updates Sheet http://www.nvsl.com/role/AccountingStandardsUpdates Accounting Standards Updates false false R12.htm 012 - Disclosure - INVESTMENT SECURITIES Sheet http://www.nvsl.com/role/InvestmentSecurities INVESTMENT SECURITIES false false R13.htm 013 - Disclosure - LOANS RECEIVABLE Sheet http://www.nvsl.com/role/LoansReceivable LOANS RECEIVABLE false false R14.htm 014 - Disclosure - EARNINGS PER SHARE Sheet http://www.nvsl.com/role/EarningsPerShare EARNINGS PER SHARE false false R15.htm 015 - Disclosure - COMPREHENSIVE INCOME Sheet http://www.nvsl.com/role/ComprehensiveIncome COMPREHENSIVE INCOME false false R16.htm 016 - Disclosure - EQUITY INCENTIVE PLAN Sheet http://www.nvsl.com/role/EquityIncentivePlan EQUITY INCENTIVE PLAN false false R17.htm 017 - Disclosure - DIVIDENDS Sheet http://www.nvsl.com/role/Dividends DIVIDENDS false false R18.htm 018 - Disclosure - FAIR VALUE Sheet http://www.nvsl.com/role/FairValue FAIR VALUE false false R19.htm 019 - Disclosure - CRITICAL ACCOUNTING POLICIES (Policies) Sheet http://www.nvsl.com/role/CriticalAccountingPoliciesPolicies CRITICAL ACCOUNTING POLICIES (Policies) false false R20.htm 020 - Disclosure - INVESTMENT SECURITIES (Tables) Sheet http://www.nvsl.com/role/InvestmentSecuritiesTables INVESTMENT SECURITIES (Tables) false false R21.htm 021 - Disclosure - LOANS RECEIVABLE (Tables) Sheet http://www.nvsl.com/role/LoansReceivableTables LOANS RECEIVABLE (Tables) false false R22.htm 022 - Disclosure - EARNINGS PER SHARE (Tables) Sheet http://www.nvsl.com/role/EarningsPerShareTables EARNINGS PER SHARE (Tables) false false R23.htm 023 - Disclosure - COMPREHENSIVE INCOME (Tables) Sheet http://www.nvsl.com/role/ComprehensiveIncomeTables COMPREHENSIVE INCOME (Tables) false false R24.htm 024 - Disclosure - EQUITY INCENTIVE PLAN (Tables) Sheet http://www.nvsl.com/role/EquityIncentivePlanTables EQUITY INCENTIVE PLAN (Tables) false false R25.htm 025 - Disclosure - FAIR VALUE (Tables) Sheet http://www.nvsl.com/role/FairValueTables FAIR VALUE (Tables) false false R26.htm 026 - Disclosure - NATURE OF OPERATIONS (Details Textual) Sheet http://www.nvsl.com/role/NatureOfOperationsDetailsTextual NATURE OF OPERATIONS (Details Textual) false false R27.htm 027 - Disclosure - INVESTMENT SECURITIES (Details) Sheet http://www.nvsl.com/role/InvestmentSecuritiesDetails INVESTMENT SECURITIES (Details) false false R28.htm 028 - Disclosure - INVESTMENT SECURITIES (Details 1) Sheet http://www.nvsl.com/role/INVESTMENTSECURITIESDetails1 INVESTMENT SECURITIES (Details 1) false false R29.htm 029 - Disclosure - LOANS RECEIVABLE (Details) Sheet http://www.nvsl.com/role/LoansReceivableDetails LOANS RECEIVABLE (Details) false false R30.htm 030 - Disclosure - LOANS RECEIVABLE (Details 1) Sheet http://www.nvsl.com/role/LOANSRECEIVABLEDetails1 LOANS RECEIVABLE (Details 1) false false R31.htm 031 - Disclosure - LOANS RECEIVABLE (Details 2) Sheet http://www.nvsl.com/role/LOANSRECEIVABLEDetails2 LOANS RECEIVABLE (Details 2) false false R32.htm 032 - Disclosure - LOANS RECEIVABLE (Details 3) Sheet http://www.nvsl.com/role/LOANSRECEIVABLEDetails3 LOANS RECEIVABLE (Details 3) false false R33.htm 033 - Disclosure - LOANS RECEIVABLE (Details 4) Sheet http://www.nvsl.com/role/LoansReceivableDetails4 LOANS RECEIVABLE (Details 4) false false R34.htm 034 - Disclosure - LOANS RECEIVABLE (Details 5) Sheet http://www.nvsl.com/role/LoansReceivableDetails5 LOANS RECEIVABLE (Details 5) false false R35.htm 035 - Disclosure - LOANS RECEIVABLE (Details 6) Sheet http://www.nvsl.com/role/LOANSRECEIVABLEDetails6 LOANS RECEIVABLE (Details 6) false false R36.htm 036 - Disclosure - LOANS RECEIVABLE (Details Textual) Sheet http://www.nvsl.com/role/LoansReceivableDetailsTextual LOANS RECEIVABLE (Details Textual) false false R37.htm 037 - Disclosure - EARNINGS PER SHARE (Details) Sheet http://www.nvsl.com/role/EarningsPerShareDetails EARNINGS PER SHARE (Details) false false R38.htm 038 - Disclosure - EARNINGS PER SHARE (Details Textual) Sheet http://www.nvsl.com/role/EarningsPerShareDetailsTextual EARNINGS PER SHARE (Details Textual) false false R39.htm 039 - Disclosure - COMPREHENSIVE INCOME (Details) Sheet http://www.nvsl.com/role/ComprehensiveIncomeDetails COMPREHENSIVE INCOME (Details) false false R40.htm 040 - Disclosure - EQUITY INCENTIVE PLAN (Details) Sheet http://www.nvsl.com/role/EquityIncentivePlanDetails EQUITY INCENTIVE PLAN (Details) false false R41.htm 041 - Disclosure - EQUITY INCENTIVE PLAN (Details 1) Sheet http://www.nvsl.com/role/EQUITYINCENTIVEPLANDetails1 EQUITY INCENTIVE PLAN (Details 1) false false R42.htm 042 - Disclosure - EQUITY INCENTIVE PLAN (Details Textual) Sheet http://www.nvsl.com/role/EquityIncentivePlanDetailsTextual EQUITY INCENTIVE PLAN (Details Textual) false false R43.htm 043 - Disclosure - DIVIDENDS (Details Textual) Sheet http://www.nvsl.com/role/DividendsDetailsTextual DIVIDENDS (Details Textual) false false R44.htm 044 - Disclosure - FAIR VALUE (Details) Sheet http://www.nvsl.com/role/FairValueDetails FAIR VALUE (Details) false false R45.htm 045 - Disclosure - FAIR VALUE (Details 1) Sheet http://www.nvsl.com/role/FAIRVALUEDetails1 FAIR VALUE (Details 1) false false R46.htm 046 - Disclosure - FAIR VALUE (Details 2) Sheet http://www.nvsl.com/role/FAIRVALUEDetails2 FAIR VALUE (Details 2) false false R47.htm 047 - Disclosure - FAIR VALUE (Details Textual) Sheet http://www.nvsl.com/role/FairValueDetailsTextual FAIR VALUE (Details Textual) true false All Reports Book All Reports Element nvsl_SpecificReservesOnRegulatorySupervision had a mix of decimals attribute values: -6 -5. 'Monetary' elements on report '036 - Disclosure - LOANS RECEIVABLE (Details Textual)' had a mix of different decimal attribute values. Process Flow-Through: 002 - Statement - Consolidated Statements of Financial Condition Process Flow-Through: 003 - Statement - Consolidated Statements of Financial Condition [Parenthetical] Process Flow-Through: 004 - Statement - Consolidated Statements of Income and Comprehensive Income Process Flow-Through: 006 - Statement - Consolidated Statements of Changes in Stockholder's Equity [Parenthetical] Process Flow-Through: Removing column '0 Months Ended Jul. 25, 2012' Process Flow-Through: 007 - Statement - Consolidated Statements of Cash Flows nvsl-20120930.xml nvsl-20120930.xsd nvsl-20120930_cal.xml nvsl-20120930_def.xml nvsl-20120930_lab.xml nvsl-20120930_pre.xml true true ZIP 57 0001144204-12-065318-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001144204-12-065318-xbrl.zip M4$L#!!0````(`!>%?$':!-69^2P!`/3N&``1`!P`;G9S;"TR,#$R,#DS,"YX M;6Q55`D``]V$ME#=A+90=7@+``$$)0X```0Y`0``[%UM4^,ZLOZ^5?L?LGS> M0)SW<&=F*T"8X2P,6<*<.J?NO4496X!W'#M'M@.<6[6__4IV0IS$3N3$CELO M7Z:&6+:D[J=;+?6+/OWC;6Q7I@A[ENM\/M*.:T<5Y!BN:3G/GX]^W%]6NT?_ M^/+7OWSZ6[5:^8H MU&M:O5+33FN=4TVK#&_^M_+X7KG0??T>Z\9/KU*MSC]\IGODH^0+X>?JQ]KB M6?C+A6L$8^3XE1LRL">+M'VU_!?:_Z\6>D6X\NML!&3\QZWC+OW4_4N`/5-_ M_WOENSM%XT?2JM[[>R4:5/VTUCAM="O]FUE/;X_8MD[IOQ5"$,<[=::>_?GH MQ?/9'[S MYO2I:7V\$&_?C1=^_1K(VRK]7J]D_#I1U//2FI(/JJ=_'9S/3)>T%BO M6H[GZXZQ-!9KP]A7VUN>VZQKG4UO1"WF+YAH@I%!(9/Z3N]$QP9V;73RI!M^ M%;U-;-W1?1>_7Y*_YQ\RW,#Q\?LRV3QD'#^[TY/9PY`SU9I6;6@?KP48$SBG MO3=[FO"BB:SD=\B#A.;HS7A);D^?)+Q@.5/D^T MY5<\RTA^@3Q(:NY/<$I[\B3AA<"K/NOZY..=)]U[##D[>Y`PBS=[`WY^NZ:@ MIA))T7WJA;B]0T^5$.VG,ZALEHF3"78G"/L6\N+2%W[`?Y^0MSUK/+$_?GO! MZ.GS$97OZERVC]\\\^ADKI[.7<=';WYEA`R?:IDEG6','EH$XK.&#Y>_#QX: M6O4"&>2+M=;1HC518I;_OOC;,NDO1*7A2CC7Y:G-B7]^]<^C+S4BR\U>H]6J M?SI9?9E^\"2Y!T()RS47?Q.)QC[1PHC\1`='F5/3%N_'GW\,VHR_0!C:T.(= MSI_.?UET>;)$H\U$.P\\WQT_U+7JC8XIW=J0Z=:NUAJ9Z!:^4"^0;K4YW3J0 MZ=;)2K?PA7JM,+IIW;F<`J=;J$>ST(V\H'6+PUN[^DM`-6:M"YENW2I%4`:Z MA2_4V_G3K>\]W#XME@6M!HILD:GGAS30:JLZ?O$T9QH\7%H.L3`MW;XB7>#0 MRN^_6:29@^[=2S?`E_K8LM]O0@O^,!2;X00]T\',?S!)E\0TM0S+C\92,2WR M/-HVS8R=TY3)''VAQL5IXI0^G21^/4;8V$"`\_+&Q?ZS_HRN7=WQ;IT[I-L# MTII4CMOD#(OD5C*)KJ<,IA1 M>!6[U]@]'B-,)6/10%".ITU4)*:GJ^WY["EU^&`P@\Y>GY1(S,PJP?RP=F?9 ME9O1CD>D``O,YM4)\L[D>J_Z2^!0)FMP3P*T:JU=K?<.0(.':_1,(!`.+H3T M)3(1UNUS%T]_,S0*`07CX#C,B0X0QP MG6YYGYTJV.<,>YXY/AA/;/<=H9'O&C]O7QV$O1=K,K2AK^3IG-\V(ZD0T+@9 M/#1JU1&:\*`H,SE+Z`N]:J,`YUR/*Z)E\J`?C&@/HQ<=HS"VBFR2)D1L0R4< M_NKU`__%Q=:?R/SA$#4=2>J$/J=BZIV]#][HKLI#0VP9Z$YWGJ.-QL!&4^0, M7;]& M4V0O?^O*F02^%SZHL;9OA-EU#AMB%N/)!SHB*8#=@[GVVKH$CW1"IHY-/J2QV,BP MPVY)5FDO'YR9C0_!8)F'T<4?))19H99,T6QF3=G,,MG,VSVC2@&4'W/%&@(' M7HR*#O3CCN.`3@2%/O7F[E10]D/P4AR?PAZ*<^_N%/.0G-7(CEM"_6=B<9(' MM/VB&2>HS6HBLDY<*%#LF!R9:CT.$?9<1Q=S8<^40YF3H;I,4'FQMSDW8I^% M^+OKD"G1MN1U60Y1]TXY.>B*S,8B&86C!,-5Z+T;]\:KP'LY1@.V'W'JCG#N M'@>>/\3H"6$9`QT[A'J<0(_Q M/"MY(GB,FLS45*YLIQ?R)C8M?G@X(>#R*Z:[*T]=S)ZT3$O MKHHM1P@C//5R0(0(@&R:L0"1]H%#8&!&*!$26PD`66]T!Q M)P4EU&D*:\R7%0$NR'*KL>=,HP`W]$$@L(2UO>U>*5 M_0ILI8.82223_5IR;+B0-3+XB0\7N`A&*9$K)NX!34QOAJ[4ED%0F'FS:S?;KO([._HB8@\C@!U?8M;?*\1.(JH(NA1#V,6Y28 MX.QN**'/Y@!7V1==$+@OM*\$HZ"4,[FT;VH]@I>7YM6,3>"(2_"'X)K)F9:F$#>ANBC+2L%3"AEB%/U41 MSI+]41*8(Y"]4J);'H`/T60]2N#B($V.DX;TNM\)2EY,`V#K)15%:6]E>8#: M'F9->E1W+@'?'9:9Y"CCG4L0A#CO`'25N0Q,J"%&ILJ4N@?D:%>K76J6CM&UMCSCT&;*R_46_$.YT_WHUOC M9O#0J%5':,('T6I:)J+UJHU:_D3K<44T#231&(W(6P?=NY=N@*-[\_A8P;)4 M04N<8!%Z6#!@Q..(PI9"02-^X)@P2X6//7:?PD'DD/>(PJ'BPR>3/%1$5[0?*9[B%[+/2&T#0]#HVN;^X'_ MXF+K3V3^<$R$PPB0VPE]/K0)K<_>!V]4PCPTQ):![G3G.<+0P$93Y`Q=R_&I MD?_J+K7C`U4%T&6V[V&ACH)DSI"\?T7V%(5$O[2FB!!>83)>4HN%/%*#,LVJ M3CS%D"UG9*?SG*(6>+499-H,)AZOR`;&S6D7]SADY+MX!6,39J9P MD(J#.^3KEH/,@8X=>@N(4%!(GIQ"P]9,_8'G3B*_B1!X6$K47YV;@D-Z;IYA M!./`)DW,\!B"/L;HA5)_2I9;PQUS:($NZYC#JE!",-TCBNX$J#C+ZK64D%H#FR2RGI:S3(N:S$ MKM&3X$4VUS#(G46@+%ZJ]&4Y^)PQ=!0Z;PN(`>6.I2K!7+%;Y8L?)E\E"88`VCV9(&1&#+#6IJ( M.Z"P+C#WEN$->A`_=CF]?YZ!6-VBEA21M)%PNL.;U M!BUP&$_:[L9YEKHS4?C/'./!1%5YB`F)"]'Q0]T3,UZ3F7I0X+[@A$A0AW#LDO6"T#G2SG3C9_SJQRO/"Y!Y M]AZ_M'HT(=:"2]@[(!3`$VQYO-0($?:4IXS;0U>5U'[0$4D![!Z2NM?6)7BD M$S)U;/(AC<7&MQYV2[)*>_G@S&Q\"`;+/(PN_B"AS`JU9(IF,VO*9I;)9M[N M&54*H/R8*]80./!B5'2@'W<G@K(?@I?B^!3V4)Q[=Z>8A^2L M1G;<$NH_$XN3/*#M%\TX06U6$Y%UXD*!8L<4[U3K<8BP1\MQK>*2<'79'96"2C<)1@N`J]=^/>>!5X M+\=HP/8C3MT1SMWCP/.'&#TAC..G?IQ`E]6"#0T%YFF+A(F1NF^KR*LQH(OZ MME/](29:U$?%P=(O.&.[Q`\V7E%?_(!0V$]U!"C M.I7`%EC\0;I3<6%%=WLUB>)$5WD.W/*,]A(.D M;.4_R\G7E4"GP4O4E5F;B9)*DV7_*&-BS>:-VP\'D5T-V=MX[B2ZW(,/KF_9 MNH7<3IN;2-R5PZ>G_%4@]V'RU!B!NAT3NM+(YI6K;QC!.+!)$S/8H$');"0!9;W0%TERBJ8 M65@ASQHC)TSBC;!274:0G+S)25`2G(A+5<^VJ():#X3F4N$3BRX?IXFY` M%-3%R8^Z%MK%F99O=F]B>M&J;A@XX*5>W>92<4DS$HJ3`#:.6<]$51 M9685JY+U(BL`)=A*L(4/52AWM\R'B`FP35;'/IFK78ST*1V5]1$Q!YG(!J^Y8V>5XB<170Q3RB'L9Q>S>/T&=S M@*N=4>ZXCGA5V]?F)1)+(1FQ$T1% M^X;V(UAI;W[MV`2>B`1_"+Z)K%E9*F$#NINBC#0LE;"Q;0D3LGK/8F41MU!/ M.?XH"!%7[%SC]OM![X[=A\M&RT:@T<%Z+C=C^*K"905 M"8H0C,>L#D*U`P1N+)99IE'&'>"6>MFF:=%S5]T>ZI9YY9SK$\OG);>^9#\LVSA8X`+:RO]ZN?G>G(?L/P[C=:*!IU7I[5QK\K5JM_'`LOT*8 M1_<9E4JU.O_]KW^Y^H_V/Y>_#K^A-W31:G>ZO]^A/ZPOO_VX^@_]^?=7:VHT MFTVCU6H9]__W\J7]Z=O@4_/K5^WRVZ=3K7O9;FF7E]_^2SO]_*WU^>NG]M=> M^VKV_6@@`>V9$MX++UD]^C+[?1PIN2\SE(0/YX.?/YO_3;^1\,4?HXNUSUF> MVZQKG5/R+/O7'@@9'\++8#^^:UI3PL`OL<;?J8>)GKGLV/7:^_3'"^2X8\M) M^BPK@98^<;(\^LTSGP2Q"2]W2Q]MHR/%T<`.EZLEB'TRD74Z"(%^AYXMS\<$ ML]_U,:K,P'F'GA;RV+L9Q)7QT9?O>O"L^X'QLT(6'QN]5S[\ MCFGQ[)P,"U/?G8G>_DF^PM1W7(I3/S7OYYPLT'15MSQ#MW]'.AXXY@71EVQ= M5:M$OAM:U$_:IY:G=&G9")^3GY]=S#BAT9C2$%?N$-'E/C$G*O247'?>X_-; M^NZ\RWNLFZ3]Z'W\Z-ILG=%#C>B[2R^O\&6141Q=OWQ+;`M:%8$.+JF;=85= MH0@,V\QT2\5$AD5FZGT^JAU]Z=1J]7JMN\3!#9W.AW?A&J&/EZZ1;//5:M5_ M1;W$WYU_KT]^,$.SS]:39[;VP2GMU2$.0ZV?"6Z+)75YQ$N?6NTG MPF/4Y)+\YK'U]:_&_DP9G3OA5@\%P&ZQ.[X M3'=^)OPZ`%8JM+MUYO[[4]VRJ9/E MTL4CW48+`S<74K1J+6UI+.G]Y3DJ2'OT0Q>5_\ M*C8.G-@.NUNZ6@;?\G;(;I]FI-YN0I[ES)L66Q:TEJR[):VF#J2,@4#AK MLI`<^FH?'&F=NK2F:%YKOY+70UE7NRU)HB:[M8[2DTITH:E)'D]< MV;VOK7J]A%%Q"02!W"L[A)`>9$_2:O8.=T(/#(X2>_MV@&->I^?-P^W-=IAE M7FM/25J^9&]?[W">$6"Z1$!O'S`*E^7M@ZVO]CHGT]IM6>550&^?H!3FXL`& M&.U+\O;)26RI_'S`:`_2SR?SGOJ@?CYEOR@-#U'#<^4L`$9K&'Z^DDXR"G3V MT?DH9:GD%YJNE.3`=7,]D'QQ]`W9YKU[H_OTV3O;E-BS%>N]94*G]9;?B$!9 M]X`1P6+)3@0(*[G2AC-9FH\T'S%9C7M.[2W'(8'0_W4V\TI6 M\F@9-3YLPN1;BK`A%&V$.LXMCM3,J]QJL.(AA@2)^XH\T#4JO.*N8M&F@-J@ M^1.&7C5,QHR\16W^[\B/:FHALS]V`\?/P\)LMMN]=FM=Y%GZSWW0K$J\66^T MZ@EZ*NN@^X:!R?;ARIDBSZ?8N'(,=XP6;^=2L*G76#E2V-9K;D-DI:?670UQ MSC)$@F5DV*Y'*.QYR,]EX]/MK-1U6NEC__Y!Z`^F-5E\,F1=7R"1H82]2U'" MP:HN&JUVP?U+C4IX]A\3*B&CHEQS6%Q*Y+E^#;$[0=A_']JZ,S^2F-`Q$Q,N M#Y."F+G+1LZF#O,8&*LZ[:WZG%@'1DMLWKXZR+RVG@A7"(]UQ\C%9NVU5H0Y MN:O]!L-,GTY7RSB861G.;\1FI1L#^D)8B3T[(%;ZM'I: M)_.`+F9'>??Z6R2*.4E9O=E8K@J;U-$^`V&F2K/;R3206_\%X?QV,`UM94\5 M^_X.W3)OC=N-#DNW^4VTU:F'^BN^?=RA.W:^UKM:ZC_C%&TN).U(D'V^^:4ZD?OVG6> M[Q$>YT&43JT[4SI[#J;@^3#7<=8:,^L@K_G,CO9<[`T\`[NO?<.@QT_Y0+(S MJX>YL:>]AL+L3]%FB_/6H2PII&M+?[3LW,))&LUF@M:+=;+K`)BWQ)J6H.U3 M!I#SY)O=7J^V;*[MUS&SFB(T;W58.EYX#JD=$NXB\ICYDLV\UL,>`V"E`/L` M8M=!Y#;]SO*JN]K%KMVS3CY#]RGW8<=>R<42Z?965LWM_>8W2F8#IMO3:GN, M\@[YND4V/P,=.V03[Q$=&XP#6_>124Q<>C%6+G9\I[:BT;;WF]\HF1T7[6Z[ MMLC>[#X)Y1V_Y"8Z;/#B.YQ>)+VGJ\:7S[<6.]C]Q$PBU&&$<0$*K1Q*,4P M>J%W_TU1Y":\=CTO/<2X;_X[B)R*9`-^^T2VXWD0L5I?+=:8_SA+)`,SJE=+ M@Q9+A1`B+ZY-MD5>?MJB6V^L*(SU?O(8QHL1QG7"O1P^\E^2` MY:"[JI4_Z-7UCRWP>76M+V7H'PN4YTZB!8J)Z&L+72F#9Q`TIMFLJK%2)A.S M/)F29FKE#WD.GO#S_5<=FVSH@0#\%/N?9?SK6YX\9\"\$ZQW5LX!BAD%1PJ; M>="[*.SU;4\I0X>HL)D'GY/"7C6X2ID+''V=&3M9]34`:N^GKK4LQ(\=I_8= MLQAK.\%_MZW;O(:XA\\ORQ"7CV:'.K[%(8?-<',[1#A47KO0,G:+=VS(]%;G MXYJ6=C:<-H!\AYQ&VP,-.5H/^H'_XF+K3Y3]MM?$>Y:UU>H#FSO]?_;^M4EQ M(VD8AK\[PO]!SSSV<[@YV#OW.Z=KIKT;UZ<-`46CM9"P#MUF M?_V;6:4C")"0!"7(B%U/`U)5GBHK,RLKLQ[PJPZJD(17' M0>N,BH/&DTYB5X(_@O[$E3KR+#/?J.F. M^YM`;,Y4#9;B)!F/AT5`R3W)JI,FP]Z.X[+*,)0P-ONCPD"\ASG@*Y_GL,7G M/ND;D[DP=3^^2T%T*"^ZO^%%'IZT!A#'94#4QMU.[_0P9LEXT-<=:^UHWR4XL,W5]\):34#V= MAGH>@$N):W<\/#>\Y617U_K'`YPC[]%[0N@_@ZMA^+L,HG+Z=-SM[EID.R:M M`<12TJIW^OW1Z6$LIT]'HS.`6$XF1[U.OP88W_V%N4NL/NVI=8?Y>]'&3,<" M4TK8>J-N/I%J`J:45&W>"&F4,(=2\,<;E_7*`_/:<5WG&8\?JPL-OYJP&YID MJN/A*;>E#O6]Y*D#H');YO#$!#JX)0ZJ`U2#LAGK>Y5-V#9'GD,#VM-&X-#Q?7.?)]$S'_M5QT3G$Q%/FA<_FAUS+*1!M MHU_&_@DK@E9.GGK#T>E`*Z=\.EUMJ_S`J^ M[D@KH#%V`E`SZ.6D4^OJ^6&QL\!>2GQO^X-1`=5X'KH?@ET?[=A[R\/^*^.) M,'A@8GKXG)>4S+;_J"<@L=$FY^"4U>$K*<:]\:D!+"6KP^&9"7A0W8XW*YM4 M`I#G55:7NRAB=V"B8V$IYR=L^"@UPU)*G/3>">ER4+0[U6$)`Q6.N[=`03G9 MZ1[BU]:D=&/.K2HF=N+H@#K,\ MWC=9):#*Q>\W*M,V!E6Y;;)_#E(=6@!ZD8)HVU`E9TGW,S#@''>-8EE=GK;\ M[[QIC@2DG`SIF\(RR3*D1C%*R<0I*U`!"6'QJBKV,UK^ZSO(#>S2L;\SW+7X?I8Y`ZRA= MYFKG3$=#4]+TZ3<+35DA.1%9Z@$DUB_+E6&Z^.WG>:WZ0]O89/+G.1:4DJE; M38)RK"YIE"*U@O')L8-6BNS5#6UASE`2@E8=W!1HID#0"4.]?I#@^LQ:H4.%R*IE<<@`_& M!-QR>_:5\2O9M645Z,.-B%W^1$>"4DHDAKV-!*9:02FG6(;:R:AR*).JHY>E MRN?I-%B!N[VN)_5@F#4MTJ.7FK5D5E)?JV?: MJS.L>N(D6B^[AV[.4'KV8AP.[)JL!42C+Z&WT6&X*IE+QLGN^>@DP'*Z$?1:;W]MQQE[R*XP.; M+FS'SW-D/?92$-"\J'YU+Q,<(;QUTY+A_HB\N69K"L3Q=N7(`K"T'MT)>,`N6V M7CD?].4D>[1Y0"D5[0])>V^5XZ.]G3\SU35P.M4GV>+/T]^841P!0SN7? M:,M7"P0E$\GUIFEP<+\NP@4>W'YKPE;N.Z[W)E5SN08Q&"0G"KE3'`%`.3'H M:/5#4$X,P@95#=+@D!B,A@4@B(3D6[!:66:FX7A/M:PYF-MDS-Z^:E+,;_>J8\ZLFX"ZT.G/EIZ ME]DQ?QSPPR.@U`%`;:J^MW$PO&.B8V$I)0?C44X/J/I@*9<,M=&DLE&Z'+Y@ M6IHPC@.ZH>A7%BX,]YYKEP7&0YGR'7+P)!TJL!4&)S2 MM`/P*<)#9Y\ML?4Q`NXZEL6/H<5L M==P[[&Q&K!J#]IQ$*9E:/-P,CETD4HHO4V4_=/2A9X/:IT MP&PVW]&9K-QET,'F;?;SND.ML)1;`%V]FZ<6&J+,P;NCG<'F M^;G=S*IJ M"M2SD:.4&*,T738Y2D9^<]H@7Q(URIU8Y?GC9Z(&#A<]_\5QT8:Y]WW7G`0^ M]MU[<+X8;BT7/`HKB((0-8U<,\M=$N0:6;R2X-;(4CP"MYQ1ZMMN-W/8]DQ6 M!:9RIEMGX]IN0T"5-.LZ&YDE)R'5(:A&X\'H#%#5W:A.-@2.:5JW;7Y+@QDPZ*F;G:;:EH*W-Z4ZVXG&_A'=KJ3#8T*7>_*HQ+IE:COSFO#,Z>\&+(5 M^,?4"MS3`DA+M4(Y,&]5$/=N\WM`U/LG`W'OIK\3Q-O.W;A[)C(6AE&[Z_6. M@C$N#9_21'5$'S?.`O*FJ0.,!HV1,X%\E/DA";DKVQMG@KLF"^/\B!QO3IQ9 M8HXW(,XE,K68#(>`YU^(1FKIX!SOVQ=I=H95P&K,;\UIN5X*@N;A;U#IMQ#= MHS:,G%;3[<*Z\E;30ISKWZ9:2(3CM[@6(GOD]KA1`*&%B->SO59#_'[VGR"L M-O3@[``H?Q0^[^<53^;YR@`_S_39-^8^F5,F0,#J5X^V6<^.O7DQZB1@2TJI M!FT#(FS-5@C1]D2V#E'WI%85D;L1^XW(VF@@AOP>+RE" MU7=721&K)\Y2%KF4?,0G(-%9]5LVM>"??.3>P-[I+/^M]V__;V"5.2#OW'52 M9_A%YJ\%WN-.\P'8<7E@^5WU'1$OH47S[8I_,J]\,H+'!TS#W<%*%>/PROS1 M8!0(/.X;Y%?'G3.S3G3J`&;GNA9O1VNE#IA'O1VK,CO55O[T6P8[T=3D<-_; ML_LEYB?_MZZJ01MWL@_-6#-TA]*WNSG5!`I"AY/;S/&K%A]T@:[@0V-UHV[YWNCKA.MAK M6-]F;2'`OAAK[D."COGLFH^FS45SXX5_,&L&#^!0-63FCP8;E2[*PM`P_(<* M2/6&&WVE*L&/)2_9C%_ASF%5O90?]/0-R`O/WAC,!\OM=K<;5A\!,[A,+N-* M.*6!/\_?FIYH<@>Z.:S$Z-7:DN5VL][A47"V;]B/ MYL1B]Z#N:^F'D[TKMG^Z6@$K<-!Z%&!OV9RY8'F$[6!BA ML['_EH#N_LDP+;P>%RJ'Y-+J;RYLE%_#RZW1QEE+_P)]HWY/>1@:QZ!X,+8: M\$!PJ)Y:UN0MDH324[:AMW`HZ#`D(+3I6Z'OS?]_;J%$#E.9(6PJY_LJF MS'Q"TE>GUU8)F;(@-(_!P>N*6\51ZL6!FQ%9S5*=[KW-;I<%9FT"S`/$'6^5 MY*D*9K:O55T[.[BR&\YLL9D;@?7@E?7.(>97!?6#:4Q,BROC&D2U>T@(=D[> M',R'JQ25H_$.H&'7>F-X"_`Q,$`Z>[W^W4,Q3U@S]Q<>!7+:A?MH^*$9`<["*O2DL2.Y85G>Y_ENJZ,&!O0V[KW7`M%D$P"A^F1PZ8A_^"E7@S[M6'_4?2V6?%>YR7G;A;L M@X[_1E/(&H!_<,(SK"8550[(!>9M#MQ#];#UCCBX\F$L6]O>H);RECS;Z,^V?LE;@#FI5O=?=JM!^-'!1FDQ- MI-/US39+!Z:L%[J#B1I\S1P'W0%3][7CNLXS9F_7L0'M\57WSMT4P(?49G^/ M7B\.<&(@Y+QS/WO"YHVU!##&NSV:/3,W`NOA5K/#?&OD,*S'1T.9)^=HH*:SU M!EMMT@]/W`2DQ0^L*X&(&;HHQI_GYYD]8-X7$$W`E:V,O. MG2Y`:)&XF![\>HU7;N!;?,E_<+XRQWTT[-H2@8&$F59^969O#NB";>C*@WL@ M=YQ?E/@*]JIK3OWTW9(P<3QP:XZT5(#C=.@<3B8J6MJD!$JIK1%43LSH6G6( MMFLSWC%C[?`=,AAJ@`_3",,K*G6X!)U`<,.]S27TT; ME'#=Y]"#S3VI^.R-P7S0>`*TMGKS'`$TOL(/;;P%1J2>#`NY(A;_IDE6Q[XU M&&W4RB\Q?X-P'PI=CS8DI%ZP[X%SKKL&)G%]FPOOO??OS_-_=[5;&!8A[AR\ M$3$H0NF-J6N%M;!1V!OW!F>&-:;KP=L;G8WPRAGI>BC:UQ^-M>-@Y8;:@VO8 MWIRYG^<\Z^W!@3V,32T']$I=>6R],)FQV'RU0G;H[+L_*`E9$M$2303Q(G`- M%!KT-P.AR?`5ICUX%+KA\.Z>=AIU5ZP'X>'FO)GQJTU]R'(;[^@[N#WW)SRD MQ,.(N-EDH>G__O]9_JN5XOEKB_WR`A^Y-2SST7ZI8#43<[Y^I2P-]]&$+SHK M'_[_URME#F.]5#3\[)M+L!YL]JR`2VK8JOA"53S8>.:O7OQ_C_XKG`#?B.:8 M.I;COE0FEC'](WEB@G]\^OSP3M&4_\]8KE[]OR-=TUXIG^X??O_Z3OG\J_+Y MR[NO]P_O/W_ZAL__/(G>_!D'CS^L\*_OO\M@U3P"'&!MT)$%H'?S.4/KBBG_ M-["9HH]5!>5<53X9P2,("G@5H%DMME9":\RPE#>.NW*$Z"@W_H+%;-`[KS!C MWK#7\3?:JY]`NI8KB^&-;(R^K8*)94X!(O18')@>73;%Y%ZZC;#`J,^FOU!P M9/CNB;D>?N?,MV'Z&/@!`!2V-5/"R;>`^OB/-QF`YD`P/OQ2O+\(WY^&[_L. M_U6`N/GCW'&7"$PFPK!-A@CN],1WRKVG&`KHHL#R<0Q\*WE4#3^+>;Q@BB$< MH%HQ5J@P,[4R9K#OEA(KP#>7?6C"G"+?_\;`.#%^9*P1/T+1*]^_;Y MRX:4Q!4YK+4:P<$IP^%31[!,N_V10-WDD8^,S"+K8,9(PG(XKMPX>%0%/P-` M(3M^0@*ROP!9^Y%Q=L,/IINB?]Y`&5X`88W4&/P1?+%S-QX/0T[N9"3.R(SI M(GGLT'QWRK<0ML#W?"`_9^["RBX9?Q"PO7*83 M?/9Y88*DP1L+9LS^#*(G8=!X>:NHFOF.-`U`-SU$TZQ$F()/%E@62#D*$_`2 MM(F'BY;/@%SV1&4V7+LP\@RC1;C=##S39MC\EQ>UP35K.5,L#@6S M@'7GFH"':>>KG4B>S>62S4S,8/$"UW4"L0Q@8A.UWIWRWD<\02_^!W!!4%"C M,U^4Q>,R+G3!/-Y53!L,.C\0MJ&_@#$?%[#$PK7PB**:D`.I;GE.>H+P.2QS MQ8<`VCP!+D[@1>Q1C$<&$(Q=?$L%!K=R,:%%Y,A`IV/@#VP!##!]%@1-V&>,ZQ1"< M]A+3F4^1;`%JK!33=J]@TS*FAW*0,RM_N[[]D_1VPK+;);MKHRB0F3>QTH?IW@VFH_ATE ME4F-S[V+["<\"`+KDYN3J>F_OOB$2X;&Z!LE0C7CHKV*"%8PL+"00. M'U,Y"8RD0JS*1S8]83_:*,)S(!D0!RP/9(RP;=,O@$H&FP*$F],&K!0#K'B0 M0@]^%B3-KI_,.DE`YRDK$0/$EHY^*Q<[=.2=)'[$%RJ&+@UOH$W(#M!)7$TN8ZUHB!`ROFJE+ND:LL)S`&9^9Z.M$/A0:;S%F M=\I'`T>`=Q)L!7:@_H&::%!8AFMA$,1#!8@559!"Z44<*J%P,6%QSEL8=`E@ M8'75R`R=,?PRM"0CQ&&).<]<"2-*%B]1!FL+_H+5+W:3)\,*XG=<)D#%<8VH M4E].Q&H>AM8#=%]1Y2I8.L*;"X6"(X4SS,);^!&9?8S3QNLL,_>4N5C?-VU6 M>;$^OE/^M3"!-"F9"A`7([KKDU&D0!)7E(?^+XNPQCE7/+\?J/W$CV]\KL^$ M)*G@XJ`)EE8P,-L:U&)*S4QX>`2=<\X3CP<2@#C.$BSY6+#`C@='`W]+FXT( M@.`.;G@MU@4?$QXL8+TQP<70V(!5CC^P)TY`E+H5[&:P\0LM'EU%O,P MOOP>*[-(Y]G@IRM+&&P!K+4Q*OL-#3,LD:MT.SQHKG/UA=9,M#*$]P[NK,$C M[*'VB8;FO`G7$NK8*=\SPOG6H,]P(H3E+0PG)M+$1"VF<%%CR5MPH9T@N8Q( MV?XGL+?/!PX,Q/6+$-D%+`X>B>&V9FQ3YUE!][:-6]I7OL6B9HN,V/_?S_=; M/(*A-EFDM9A%;\(=!_2STVBQE(G$7%$9Z=-S(AYF97"K2YE2>&*0LWI2UZ[@Y5O)=7OQB M*T*1R:%,C)GD@2]`!HR+/8#G_]HJFM3W]]/&E;(!CJYRJ[SY^O[A_9O[#\K] MFS>??__T\/[3;\J7SQ_>OWG_C@YA"\7IDB,1\/;XZ4TZ-A!*!5J!CO7$8\LI M4_@_P>PQT79IGP&4ZSRN8,/TFM`V M3!FDH:L!`SEV;,M=<..C5=T M%R(W$F:&Y^Y04_-CP.4235/TB<"A%A'N-,UR0%"5E<63[EPTSQ&03[!Q*#TU M?5KW+1DXM8"55!`R6L*I(`AWXD6;CA/L.N<7:.E66*RQ\`\3_[C/2!4_MA6U MJCF0_)$[)5%=;T,_,G+TA<^]RZ%,1#1K"N+BY0='"_-Q`5[@H\OXFHH6,(:J MP%D.'A>95`"0;),]14ZR&3IY^,0$?,)LL"SV_/!4'3;0B65ZB_U`IIR\R%,+ MM^KDE=T^7XX+O^&UAYZ&D=0@UF0N>S+9LZ"!!:2Q MMCF!Q%#"DSV+PVL"I@BA@GQ6YC`-DX=S\ M65RZ<]``#GKYEFFC>S9="R!A?AR*6_M@B@"4:A[NZC;R:>TH9K^;%#B/ZN6??LR(`ZJHHPSI#18IGPTP95LDLWO=``WI1Y,\%C MZ)WZ#AY?1H%G%(Q+2(IPXG&V/6HC=SL.'?W>[]-1[7.7]Z>/O5RQQ`Y9V[ MK59@I'&YB=:-B-&DS,+'P.1OW"G_BL(-["^^KZ5BN6&$#<-N"4CAT25LC!8W M@MU`I#B*-&2TMOF:,;U83:!=&-'C><&`@TE,-7!=?EBP<20F(GXJF@,FGJ8X M$[$,%D;&GP5\,=&$'ZM&^['8/+AAC':I:X@`_BJJH1.>``APE5G`0OJ)3">Q MO,`:\C+[CH'&C#!B1&N,&7ZX`2"R6Z-!HR9OZ MB#/0T/R*[-+838OYDK%:0F\I>2P)/`H3,'6"-PN[`2"7_'B\S$:`&4;\&"?. M(HZEQN4'3<)EX0>0&&H>'/\I M*<:C(AY13>\>>*S'[)3`[@-&A<6TPCLDAJB=GD$9I^?F'%BB;"8/:7+VQA++Z.4#U$4(?>H,L`7%OH^&T*A6#MV%4,OF/R M)SPGV;6BIR2+F$NT2?*Q;#W@H!MRU$!\B*XK7[/B:L:+N#JH491.& MW%G1`./\%0*,/H)()>19+V$N;\;RV+(F,F<-X)8(6P'DAQ\AAP^""V;Q0D#I MN`&_2?!2N3%_B@[;$@SYAL$S6WD0!CZA[\/SEY+T?U=D:XMUG=G.>+"3+XKH M0LHRK/?PX0W)X@$D2F.L@SO(3#81'$UDCB=.4 M:SI^;X631!Q[\.1>K(LBTA\`Q.C4`G0.7\[<$TS'/F$I&9A*+=Z;HQT81B6C M4BNAU99=^GFN8,SK*-%"J"D##0EV.UG?XK^A7YR3,>'8CPZ2A"_[E$H-W5+* M[2T4Q)AAZC0_SN);0"*UW%58"R8%-M>IX"[$X<3L'H9BL$-9_SJ[=)*) M,]Y5:O(H&Y!A\@W('>`J?MBY-?'SDCO:;K/.&Y_+N'RQ<]G?*/P`8V$+5 M5`);>'SRA+%087'BD&$8AZ73_3&$%P:%3'<:+/&FRI1EU!U)^0Z`Q&$.\I0K MI$?ARF_ZTQF160;HL[(EJGKNA/`MPT-3)XX4IT4N.F::&BMCBKH<9@I_WRGW M>%-M`?N,(PZ"$#.T4B/ER4_A9IAN@!/`>(G&GSK@MAOX4)+DB]=$>'C<"W`[ M,$4^#V;Q3&.'*4(OHWQ3:`!$=I1SE(2DO_\N_\4HIC`%:3?]9]@$%N(>"JR$ M(+R2AYZ0Q_><\*98BL:+\(Y@FF;<2TO6U&[2/6"4,P5JZ(WQB&5TF)!Q31.? M5,W0!?CK9+;3*"`?!_;#@XF0ALD19NPL*! M%72!CNX;H*;0OFTZ[>\EEZ[U5^ECSV]X`0^[HBN_K[@Y)+%;FE5SS8 M^\KV04W_?OV6CFF_3!U-O[>5>[#;K/#B/FJZ9.#7$5#"=Y#B/"T88!*GSJFA.>C1P?2;H;Y(BO;(@8)G>'DNA@=$\@ MS#H5NWPJ[,V/?U+/+Q,^A)DE,<"Q3B M:!7M(G(H`,#/A`1H*:5N8!B)E)OAH6/`5;;8QOD!/;]+GZ38AUMD'3>2@2)K77F1A*WED3F2W0WA%MZ=G*;.TYTT?IAHHOR MS11BF6(Y=W;%03F?/:&U((J!"C0VCM+01NF`8>[3X;LQJ=L2N3F"/,'*,H$M M,[R#*XN>D\V\CQ7OM_15%"2]RQ889@'M*RK9'%)X*.^ASLHYP@M72%+.PHPN M98?7SC;OPJ0!B*[">/$QNLE7SI;TYN?I/_#;*<\)+(^F\+UC./A=L.B&1G1" M8S,_?0DG%R1FAH%<$'U1=LNT`[QEG<*&_PPF/C`&P(>O0T67@.,EVB"S_%&=1Q>%^?F]ER6P2,!5>%WT7+YF=J'/;]YOU0H)\R_` MKTX4UL;5)5XO0M2\R"Q7Y#E>@,_L"SRXGP=J1'@`(B(L\@!UA?&7T.HS!CK< MBH$0:>4BC/9L*X_82S=Z_D:DJ,-?XFS,"Q_"FZ`VO!R>;/R4HS>3P[0YSS3V M,)42L_X*Z$7!7,;O3L7JSN2>XM+T\;(=*+G0E1+Y=\B2;BLF#;\800 MVXDSN++)T%YLB0N[RTOGHX2';U%L-]S4)NO0I@OBNZ:P$L&*#Y//=EY*N@N5 M;^[T<4*X.&D)Y\+;::ZSQP<.AR\*16*R9;KBRY?>N]M/#F#%S_R"#&R[!W?9Y); M\EBF4IC[#ZXQB[L")TYBB\(]_4R-O?>?_OGNV\/'=Y\>E&_OWOR.ESY.>;]# M":%UV>R25,:]G[-NU5U9QJF+P$D>ZK/AO90$FX).!E\YT2C/YLQ?O%3&_1]? M89`9#+E;'J-=>6#X1W^5$12!Y:W%YO!"YTXW[5W+`\#UO;C+R\ZXO,* M-;3XG(+-C0![8BZWU*(B+!/']YWEJ_2SL\*D\&=YKX40W(JA`;V5'PMZV;'2 M]6)PHV?N*Z7`^/@1"&/_\D(7`KG$8-1_V>Q$8-TZY.Y?[>Q'$!+J5.3@&`HM%&(?_;=JLOQD""(U!5\]B4XF3#@ M-`_&F_=V`B9>S?$PG/=3"X59<.Z-X_G)U/Q^:@O%N'ZZ_`;6&E$"9TC=@KMV M4O##GG/HN0F\^\A+.=Z&P_V_T^E\/@45548%QJF6D M2B"=>WXB"9&D120IK">?%Z;/CM"2&="*Z\W0<>WK/^8AQ,_^'QT`QHY3!7CA MV[7B3&!"$<7:0[5P>"UW]"/IOG?,'\H)0^2WYXZE8?7V^D`KA&ZK"=;M$K6* M4^N6B%5J+?:TDQ#L!!;MD;IZ&XVHK"]FMH)7W_:-N-R*N&23A"A!E#@A)62U M3K>1^"TQ1A\#PS5LG[$97HSE%<]O$6*L6!I[]6UGNM93!^-R9M4EKX%11R=: MD&;<7"1]M3?N2Z`>)3`)\Q5DXD,!A(HREKLR-S3JRJZ\XMK/J$S;1D39E74F>.7USR;0HJWO+J=E6D$`;J9U.@ZNCY=;\O:B"=LO/ MQWP7J^JLW*AO62$=>;V;[5`=EI0LLBC)BF\GS6^T82.6)9GQ^9JEKY<+TK;" MD#]RC[H<>XSR2HDD1!))2=(62[[;+WR70\0[C'TW.EJT_^Y+E:PG>M931R4C M*9=L739.[[*A&B)VI3A\IY$CIS99\#41^?OO]NB0_KEM]Y]YT87D,Q6%H*(0 M5!2"BD+4(R!4%*)]PDQ%(?;1A8I"4%$(*@JQ/Y#P#V;-;GWG-FZ%1"4A*-Q& M)"&24%"V<)V(&F_EY<)9_>IZ^1#+T5?;CPAI[;WZKN.1:;DK@`T1D7BS=9K= M*7?+AAAS(L;4D$A#;&E`EXU4O8[K(1(7]Z!,$#(GB21$$CE)TA:GHW0FR&)W M&$?"2-WY\D!J[)7O"7,+AQ/FI+F4JUH73_&9\]5603D=L MO5^NX=@)3_HJFOW4C&"'P3)0Q^,&FR>UC!SCDKW1+YD6935O.27;"A)H0W54 ML@I?Z^QY:D=PILVV?*,+LBC)BF\GS6^&_7)&!IGQ5>YGJ7K),YP6&/)T!9UR MK(@D1!(Y2=(>2Y[:$306/>N5CJ5^_DYT^-8D(79%NGSC3%>E]=*$K MTG1%FJY([P\D4#L""K@128@D\H9EJ1W!=9?P[JOZN(:4:BJO7C]ONJ,SUE8G MQNQFS$T-W8#W(E/:6;YJ=H`.&PQK2"B3^(H[Y8"0&4DD(9+(29*V.!O4AJ"Q MT]M:G(B6143/1N]:'`,B=M%[F$W06L;CL'/JCUH,^`O._C@=0`\+IKQQEBO# M7BL+PU-,W%/-N8FE7F#?-DP[W7(@V1#A6]S?IPO>E6!NF*[RA(=!49^"\,FU M8GK`0\^#+PT[;&K@^9M/W2D/"WAP"H],8#3`1S%PXJG+#`^;'L#_?.8"&`I> MP?(4#WYC?`A$&H=;!>YT@0\[KAA@QN`-TW%Y>04<@D_NLIGI*W\&(%X`7-14 MP?,"YMXI]Y:U`UN!ZL)X8DH0)S@H%C\)A&]@43PZ`F28U`9;P@22FBX?QF5/ M)GN^V\_P)#/B^F3PHV$;CPQI)4`;Z=KPE1?2#69ST]1\9#;6T;#6"GPR3"L1 MV:G@-"^S"2Q8>R!1P&`P$\TG?0%0Q/A38NJ$27Y<(%541BM`)40 M?+8]F#,4K%"$+&8_^@O^"05RHU4'KJP)8UP,8>P-$5+B)A\(.[[*_EJQJ0\_ MNVR*\?"ULD)9!@T[,[UIX'GAS$`ACCS@!D8KB%X:3IB((5HQG'-CZCNNARO$ M!^W\R-R0#%,GL`!/(^!K+9] M"70\FA`5[Q$6;.-,!/&7J#+@@LWPL_P@R"YPI M1OA[\C2*$LCE,A8USA.N(Y:FS68"0@0'AH+_VXX`[K`^2/0,C`+\W5`Q7C#Q MV)\!O@\TC+24RC&;,,MD,'P\N9>G7A"Z8<\>RG&=<`B8* MFQ7:4HL MN4#&B@8Y[9MVX`3>'I7C*]_8R@_;#W5X^R%=B.=65Z*L3,">C:LEF1/63-9` M*`8!*OA$[VJZLH27%EX^9$WRO9%Q,^+;7&JPWE!J<$_BU.`:4SQWI3EI`KEO M22`HGL%,Y3V^B<6\8"+L42C4D//9LC!`0?9\R&0@?PD52_(-J(WX;\=-_O[H MN"S#1%1?OOG$TH^@+FJ4-.=CZPD6D,@3_!2@$D\Q85X_5"=#YB,WHUJ,@)2: MJ:9L]+>XY;D[U/0%I*=_._61A-SD:#X!N2V4X'N@Y-M4L34LE[)L$AI"XKQ( MR-NM(G3K!KW<[*0ZBPN?O+')L#T<>G:09S(>2ZT/4W>=H);8;T)HZ]P(^)#*S`DF%LO9=!H;?7>^ M;*5MIAJ%SD_O.C(ZCR"ZK@[T:C4!B?!'$?Y&+UFYOS"E#EA6TB?14IZ$Y`<7 MX>G]?:K>4I1RE'S3U=3D`R8A-8KH19_%4S)+&Y;#H626#RS]^\/"V)'H0IDK ME+E"F2N4N7)^Q4:9*Y2YTO+,E4(Q&[ET)>5\7"X2[6G#42";97_%-^7R*KXU M=>BV/^FC4I"(BHLUQ)9>/3W,B#474?>-NLM=PH$DD81((K\-M^?@^OOOZ.CZ M+$?7U8PT.D$]BNC533`B_'%'U]4,+#JXOO2#:SH3I3/10F>B=,&?CDGIF)2. M2>F8]')4/QV3MN^8E"[X$Q(R(4$7_.F"_W'PM?K&NMXO=Q7CRLEU,RYW@T*V M0SVZX"_KI6>ZX']ZFFOJH(Z,"J)[V0O^PY*[#EWPO_(3<"()D:1&'XZN]V>/ M1(^HU]&.+`FZX'^&PWI-'7>J-6TBPA^7)3'J-R3PA?,D_O9SX-T^&L;JY?ND M)4^+M]'XR@Q+`5._`SA^XMW-C:5KK/01I]5FT MKG74[MX=CH[OMT@V5$?C MHA]:TD>X9%'OZJK6+W0?S.>X#%/,:93`,QOO0'3'Y>[D77)8C[J MR2#C35W1V2W3]P&,ZTQ,:U]9B59PL#=LT/AL&2WZG0;]DG8=>'QAKN?8AK6' M'M<;EM,U"H:>GNI:R1OVUW3,,=AWRC'-.-8D6WGF>D<=GUR\B/!`^*XZ/+DV ME2&1WUY/4WOC5=HUQ+%>8]\1DU M-E:EHPN2:4G5=7U1W7N\^&K84Z;,'>%9\((3>VMXM8+36E\==2@1.([PJIV2 MI0/DTN/U2?SO]LST)H'KL1EWJ:-\X,LPSC5UK#<8RV\9-;IJ;R1#+/C,@:7= MB^%M5+R1:WX'"&G:O(JL,F=8"\#>6_O^>N,=>J_8CJ^ MX%BWMVN%?]BHCE)V35]-;:6>WE7[)?=.*FM5#^D'`W4\J)8??PRQFMV_\VJ3 M4+"-`A/R!R9J2%VH6"N3S_$O7BH3C%,#(,$F!VN36?O:&$FI0)N8:W?JRYW6 M4('`'XGN>^FN-]3`VL?2=DJH_R4LH^`NF9".I:'8K'Y)(:A#C M7((4LA0:/!U`'PT;%#W6%(7W'EWV:/@P*)*7!RA6CNO/P6%T%-/VG=1'>)@7 M(E5Q[YHN%,-ERHS-31MWCW``]L0L#XM#BD?PNS?.SY8&;(/*DOD+9\:9.V,^FC:)@XG.[@NAWR@/,L@TFAR]&<*9, M#(Q&AC%(Q5^O4G(%^S)SK37.Y9K>'\K;PO+<55)Q;]W.K>M)%3S M9P$WK!WU*]:.^I47O%$^/]O,53Y/I\'*!(Y\B`\!^`NX@$UOFRG\Y,#T8"7# MOH`,3(=.X:NYZ7I^TIU+E*CE)=[%DG.VBE@I#@?$B0"!U6VBV8PW1W'UH2T> M:H7T3]LG&(J/VG%F/IFS`'..!H-! M8`(6UFWV4/&A&MV@P,;*<<`)X#.L#"#MFAFNFAV%ZU3?M"S4\2ZS#&SN"X2% MA14K?Z#>A%DF?(*A@+'POUG``!W3AB>1<@`'DHBY3_Q]H7Z?L88U+$Y\WV+V M3"Q4\.B1)6([F3F*[?AB*^#D0_V[CCB/"AD($FD&O?/J\XISX/[K1S7^5GN5 M?L(+)K>@=)/@&'%'PDIHC"8QUF"Y0C_ MSGCW#J[I\+5HE(RE8$Q,[FD``5RV,M:QV:O&MF""^,R(@O*%QA44:(D'ZH43^D=E,D_0=19IZ[$WS%E]8,J766L[GC:DX] M,4O-!(O\/VSJ9\0=1<]!3R58PO?&RG!YPP98_*:%#WA"MD`3/%I@A8HE!QL/ MF@\>EUC8M5"5X+\.BAQ+O^LRWS"%U#O8EP%GQKO0`,HLX)[RANEB\?\@)FE/ M3:"V-&9,>3;]A7C*\**>..L[98O._)$T]O/8.4\TDFD_.=833`T&-S9-W=8_ MEF,_WJ(SEWH?K9$EP/W$9JI04+5W;\(=;C!EJ@RY7%(A66F1E_ M,E!MA]Y%-"8FO(#M=)/(AXG5E>'GG[;&2'AJ>%ZPY-8*J-_W\\R(.5/SGI`. M4AUFGR!B`E7QNYC,O!]"/C%.-Y.!;`X,-JV$W#.^4C;$EH5<*"F6_0*?-&2&GX.EQB M^Q&,E#O'<.%8(,H)X[A\&^'X(((^[EZF[06XMDP49*2#AQ8MX&Y98BM`"=]8 M!.&69'D.FMF.QS+$#1F/@NZ%TPB1%N&'9[22T5R=I+%#R01ER#?!Z10HR9G! M(?96;&H"A*+#,!>.D!:A4$7Q"FYZAQ"+:<0*B'8^L(3!(O``-04I$F[!KN(9 MUB:'3!8K":3DU$`_Q$/U$F_"(0<"FW?"@`_8^<6T@Q#J&9M@',E]0K4E1A*T M\C:)%2D(-US2:'5%6`B5Y8'PW\=R::W59'^/@BR1E8]CS\`O`?-*6!@")!S1`\N9SE*M(-X260$B/6*!\W"Z`I!DQEGAW++V9P[8CB[G_ M.JK65&4#SY9\2EO3&1L?UKOY:(NER16J"\-S/X/W2!)[=.R./P:&:X#>9G'P M(9Y&F/>H*7:!L&&N+\Q'L6V+;4!Q>;R5FP0+P!!E#C9'+S36^780[MZ3@.O6 MM5!!*-/A;AN-&1W:15Z`NM-ZY1MERF;ENW\T3+0B9VQNH'D/V(A(ANFF-$V" M5K3A[M4WV765L<(C>N6L*Y#.UJZL\X*;]IV_A8N@]+I:)%5V4@Y9YEOD'%]! MPLY+!]P..IKY`;?($>8B@XXF>%+<9DTD#H-#/K/1)C-@(?QE+H,E/C_L_QA) M&@;0#1Y4WV'.\:@>-X3$'KH923,0%S2!++`1XFZ0D9`G)LT#=_="ZL!@&=CR M%GNXV-*K72SV/+][9VPOB;'QX&<2E1,==R*Z16M]%O!UCDEIZ+?PQHI'AS3!0#6O8SUYC[FVHAA#(CD;A_`:#H MS&9,0;X49DY&.617AJJ@4XV;F>%REU.X#!CFC@-'?$GC&JX+FKX4(E&[N(<:+\RS%D2ZU-! M87G"6-]Y?BNTXPS3$%AT])M.F!=)\DD@PT#9X%U[X],*KE%#O<3?0?OB,73Y M0T4LCI;!N8Z^B/T[D]?;:H;RS5_, M`NND=A\\>F&P-/\,>/@&?N(A8K[BQAUE9JQA2_A7=O(5\%X0`1RT"%@T*P)4 M#):5C+["4VPG\#`V'A$0+%;T>4&.++&IF)@8S1TPX/*C`6XX_!H`>^-=*04N MCVS14MQS_+U[&0&AT=>96*:W0%E9N/R\D,=%1*`Q/W,BB169J)SMS>7*S1IA M=X3'>C,UBGU,^$*:I[(;,HO@#]MYMMCL$=VO&9A>J&]Y``$7+HH2/B#"8*8- M9A/*1(2-G9>1$BOY"?A)B-A$-"/EIIV!NU,8HXAC9_`\S]P`-P;5!FB%&658 M%,H-$MDKAY2WP^U>B^%YL:$`B]'$!84`FM3T,L%"L;?/\?3689S*Y.' MY:(=P^$'3%:D2U"`!<=%X`8AV181(=/168UX!9U3;@?MM)E45/$8EN;>-QC3 M8=0>_F=8:\2$>\>A)D6][J(#+$X.08L!+$N4+9$?%/X6)T1QLVB!P>E;9SZ/ M\@OX*N#Q-]#=G*I>VN+'->;'QE9JYQ$#/SD66(>Q;95*C0AG1M,+F`\;97A@ MYCR"J;,0IGWV:"ZB8OAF[#XAX=%,0_W/3PG"/56"NYP6TYZ!4>&N4U2EA;]G;XFW#T'F M^8&ECX:*^6AS0\7VT0A(.9([=H3_!+/'..`;V%/1K5R$H4,_$QU:CY\0_P$+ M;N$X8<@;XUE"8T3FV+,36#-QOH%+F\V$4YIZ,GTJO''(@@A_%H=M(::X$?HN M*ALW_HH;*K#>;])9)6_>I-)!?N+>$L^\\=DCKA7T5;AUY^-Z-I91RE*HB=2\ M),$B-C+Z3TD`(Q-:7QI_9$YTXBU?'&8F9R[I,86QRP_+(K9X*=K-09I"79W9 MX6D)%3+/4MY2*HTMLNPS20QX.N382'XAEO%#\0\BU4JGC`PW\,- MC^>`S?:X#&*!W'][HW2USBW\K]N_4WY%1QG/5>+'XM/CT+O@/@RL.3R(,KR% M,L=.[LH-/R>/]XAPWX#%,^&I76B*A>DNL,,!2\'#LN>DNV4SP;(N7PLKUN(4PM?#T81XEW(6[DY>XFPN0#]C" MIWR_SY@!6<_X3YXH+Y+FPA.Q](E9`G&8C1R[,^-4E916X_,!/54)]O@F'X?NN":ZA MD,>->$W,Z?PEL7.`1.0C`Q$S$04W4IR#`9X,TTH.+R/?(Y0);I&%P)B@ZT*U MMV572J)D"FJ]W8=\C69EAZLM#G8#1J&AK$%HT M#,3$E-N+Q;''=5>R]R?W"WQQ:\EC/.;FBZ3M\(SVL%T-(O:-K7S&O:)N1U7T MCJ8K(N=M&GZK\6_AOWENK8K[M?&8W'Q9ATJ6"X$(A`(&C^LHK"KBF#9(MLNE M*'UK9AV;VXG"18A3(Z;U;^1XA:GQJ)#O\?`Z]+1GPK8'.WR)"P!I`4O:,Z9" M9L.%MYLVD=-OHP2#;O$7`)>-X^X@&3Z,>>SA4UL4W-POMIAA15GY&%7"2%). M%$%8!-&Z-OD1Q8PG\CQQ?H<:(]$NJ"J3(XV<(<4=*28&QM@H&`="R05>C@AA MX&3B.>XD-8=0"-M775JVD]4)4'I5^76Z%3X`JPCR_)6!B9`_O*B(SZ'=U3Q(EF*+E-`36Z2$ M_D+9)#S+P05?UP0D< M(N+$HOJHGXX=>X*4]1@N96TFI.4,I4 M%VM::,O`4C;4Y=9K(K< M%T[_*0E%Z:/,GG9\Y'U+Z!OG"0E!`T*@J:-QA=PP$H)+$(*A.NR,2`BN6PCP M2LOQ05T2@@L1@D[O^!,O$H++$(*^.NK(;QF>.GG\>">I9/60T$?BN>11!\]T M>\N=73%IU9S5B.KT275>N1"`ZM1Z-8:220I:*05=M5OENAQ)P45(@3KJDU=] MY4*@#T@/7+D(=(?J8"R_(CAMQ9NS.E/879U-??.)D3,EYYK1.UU5'\@?@R`Q M:%0,QJK>H_WSRH5`TT>JUJ6CB2L7@ZZN]G3:$:Y="CKJL%NA_A=)P25(00_, MP^$E^52GKF1?;T?Z_V6&>X@7S0E\2V[-R8E8NZ$GMD@)/;%%2NB)+5)"3VR1 M$OH+9?IDVD]=R\MQ5_X02>8<\\*J#7 M3L3:#3VQ14KHB2U20D]LD1)Z8HN4T%\H6Z3-ARB,Z;UE.<\\B7RCW=-+$LA6 M(M9NZ(DM4D)/;)$2>F*+E-`36Z2$_D+916 MA1:XA>?0U/Y(HAYFU\N(08?:BDK`!ET=:B=H+$6,.#3':$1LD(`-`XW4D@QL M4+L52A!?1XR2>M*?QF'I#JG=MDS\T-1>C]IMR\61<862',21!G362*+=D_CQ M2J/U(14_>JK>2ON26MFW3=)N=.T$YB-ENQ[DPU`_@0HF/ASDP[A"@RGB0WU\ MZ&O'UR0G/M2X/PQI/4C!!W70/?].30WLJ8$I-;`F_A/_I:$Y\9_X+PLL9B'HZL='T.RH*Y<"'IJKT+J'`G!10A!M]*]>1*"BQ`"72<1N'(1T,:P&\@?7*7&]>1* M2;-F=*VO:D,RH:Y>#%1]<'QU"9*"BY`"K3]0>]WCKUZ0&%R$&'2[:H>4`4F! MVB.W^MJEH-<'ITIKV0G5S[X!>">?5]$,2\-]-`&T#A"GL_KK%6_^\U+1\+-O M+IFGV.Q9<9VE8:OB"U7QF&O.\P$._31.\BUP]P"^.@=H#PNFO''`Z[+7`K:1 MK@U?>.OL`K33!2*]^'AJ65XGCD'U]/'TDS.G/MVGF+8,\6!!UP% M?F>^IYBV[_`WY@Y6FTLGH)$N!YRHVFW"J]GU1P#>T_D#O*L^DO MX#F7*3=]^-Y;L:EI6`IZA#C=S0"_#":>#_,9[DRY&<(7*-'^/+"4F]%/'!"L M$Z7%T,[;+'P#)\QUTKCP'@99DVTFP'#O["\!4$9HK#P((" M-Q6PFC".-X.'7.7/`"3;7XO'0N+`8X:7AC.!455X,2N`3\QQI]S;XD_%]-+S MI+$TYXK)?S=M8\;^1'\97&=@C0]^-#P[60O>!*Z+F-HPV+/C`KJ(TB[Z<+@S7`)A<6+`Q7#/@`#SM@U0!>28FIQ>G[3-RW+(`61C=M!7/63)! M'5/`-&-SE$.;RR*2V'9\`!3P1,2!>.&T&<+'\K`PG@`R&#_$\)D9?]C(-H0> M^(S$,NT0@]08:=ISL<&7067!3PF"@--48+$Q],IE'HZ\-/Y(@AVX5H#QYI\@ M=6+IP,0`(PJ$S4>8&""I"&G(1@R._,4I]ZC,84H04Q"/F8DO"UG%T`E*[P*T M-SS])WS`'_E"PM_-)8C(!#_&A+H!(%8@&GP,F$NP[:<-`@KY="/>IJ0RL".$ MHDE@$"^8+@`UWX>O.$PQ64P77P84`A[Y,2*IYU1U`E\!B`$^TUO@"N<`B34/ M7%=$9`A)9<3]*@#\:5S+`U<$RL.SX;J&G98'/O_,X;^ROU:(1.#AT@6V_0'P MSH54^?A5^/:F9@/V.#:+),<`_<="+812$&LRT%V`QO/"!!*L>'DZ5)ZH<%!O MI:1"@`22X3ZAK/$UX_MB1)43VX65;28J!IZ%'9.'QE"99#7AG23[AW0;VK\6 MS(Z$+$9EYV5LB>HDP(#LG?*6@=I9PA80:@#^>OZ> MG(*.2^_2"<3RV@0`200T^`^L:+X\V),)]`>][02@*%S0VN8*X)ZS&8<_WCX% M@3[C.HK7"(+MNZ@>XBWE#5=ET[4:KI"I84=B'F\`L0I`#Z-*>PP,ZYON/8W M5BNPAKA:#0F`#"BX!-/&[W]@FS/GZU>*+.MR9CZ=%\Z'C('(+70AE+`/!$N8 M/K97^!%"PMW([,*\K"E*I(=2RQ_B#,7E`6]^8RN?+2?`^6Y'5?2.IO-%\99- MPV\U_JV6T_@(:'.`G5-8ELR5AYN.U:= MK-6$I-VGV!,O_.0KT`#)!U0%)\*T152+]&**:%J6:%JCB-8@[*4ORN;V>MZ@ MF>T\N\;JEQ?B7S[OS7L[062CB?/1Y,F;Z.1RH>>"D=*;,//$592?\6NA.L^# M],40--E4V`9YWX%Q[+/,5QC2\MV`QQ2(\,T3GNA+FD(:@I*FD)CP)Z/!J6]> M;=MP.YR59)`C[=O:7)7MT\TZ1JH$TKGG)Y(028@D1)*+(LEY\N9%$%3OX4X> M!EKUT8]YH/?VH!Z^J>6^>"3Q]H[Y0SF.1B'DW+'Z:E2KHA;0"J%[I)8IMC#50!_TQ$:R$B(5]!8A\[.UW:[3-?4;G\?%M=EI@[5_FA$U`A'&NFJUBFWO"^9'#JVBMQWZ'E= MY!BJO4&7J!&ME9':&36X5L[OW.:8EVUG6E?M]LHYKI*QVQ_M8 M>EW4T'JP^W6('+&^U[L4)8E]';4_)FK$2V6@=CH-&HHR>G[[;)]SY;A7XG3Y M/D9Y&^J@W`9R"3<+SD_UH1/,Z:*ZIW4ZYDS*B>QUT'W;+>9U$==(P[:3Y M0"L74&CLPMFI>UALP_S@^"+/O*"0[!SH>.X=*%I5,LW@J(I4>?963]6'Y2(8 M]=+J:BFO:VJ/*'\.RFL]3>WKY4ZAB?3UJ)N!.NB5BWL0Y>M1-[JJZ^5.GXCR M]:B;04<=]:LY'<<0JUBYQO3<;:C`,NHT5(%EV+8*+-J03X'74H-ENLC$1OV5 MRZBZTC+O[Q#S!GQ:*K%2D6A74&'E<#T5'+61^BEG8;+.I_W*L$8F+_N8UF16 MZJ;X%Q?4^96OB,+$JJ]XP?70C`1,1@$[GRU1PPEX,7(W"0TA04A4AJ;9./\V M*%0?Y2SB120ADEP+29I,$NXEWB^&MZ^V6ZLO/.N=KCJD*_6E M2*:.2]XAO7:":5VUTR.2E2#94.WOC2_61[#S7D49YSN,BT:E(H3FY(YRBQIP]-V-@U4?4@WB$F5;8[44SMC MVN)D4F9'66NYQP&%=-S;L+?8'LRO-_.;LNV)YD1SHODET/P4UC3='SDPQ9Y; M#!VUNS?)BO**FR)]Z:@P$;XFF1^JHW&UNW5$^J-(7SY*?;I,>LJ:;T/6_)C/ MT_&O#2V?$.ZF\W"_&&EMEIQ+HI[[Y9/KK$V3,7VG/J=-FV!.1F\_(KZ>Y M%V7H5\T)WE:AXJ^1KFD%'CY<;G;>H)>? MG,NX9T]"+^;Q M;T!"7.>9N?BJX3/%=D"AL3OE(?6T87D.,,[VC:F_\=9DK:P6CLT4<\Y_F#'+ MM/\,F#U=(Q0P&KSHNFSJLYFR`O16O@4#SH%)_'DQG;(P/&7"``$`S+]3."[X M M3@4?F3&8`L9G_"&7&?`;,-;=)H6M\)6(+S';"UQ\P]@8&[87&!T30`4R.+87 M0>(H!KYN>%P#GHHF-Z11V01\L8,N"&92E8YL^3#/# M20V@P&-@&3"WX9D;WF[X\[_@(YB6!G:)]F)Q\<)723I7,3*`_O M+1$<)'.(,@=O":."G#G+)1._LJGE(*7OE'O`=`D+$!]`PN'LP$).TT2V8+PE M4BR2,90[D-@G)#SEU!9B$U M^/B]YS%?^9\`U):_QI>7)D@>BT9['XP=`7%:-`#8:@]MC M0.@5/"+DTG;L6Q!<%X@-PQA^X('Y!@HFDAX@\\HU[:FY@@=`"DS<0A@(`0C` M4JPA6'OC4$QBL04]E9H;5>3>*4%!XKD=XY46]LP)"B0`V82YX4_TH+ MQ,H27\#2#2#DLU!I6C%$^X!10=>L#'.F\*_AJ33*.#VN%+!M/3834CP/7%S- M\!PL,+XR<*D]VN9_^12)7,-6C"2%7YGYA%`]1%#C^IR@D@1P;;&BMBD4@I60 M!B>/@4.T8`7C$YZ3*-!HD[!`K^WFU4?#-AX99_BSX_[A*:@>F(7J!G3246L2 M.02SL?D)\M-8CHV4^>H$4:?:IXC2M^T&E^B:[OG M:8:NOX$S[(?)`1(AVVZBRHLOT;7=\Q!=VT37-X;KKL/3ZS@92P[4R2"DM45T M;?4\S=#U86$4=F2)HNW&E^C:[GF(KFVBZSV/I&]DZV?@&W=DHPF9B2<2CJYV M.TAQ_ZVQ]F1#O-T$'FBW8R)P@P0FZC9JEO/TV]3E7\^7#?%V$UA>?(FN[9ZG M&;IR%1O#8M@S.=!ND<%X.>D,A>'DVT:R2P>L%;0B1A&C9&74S2?'#C-&?VH% MF:Z01[1\I&7-F\!UL8A1&RATA>S9\#I%6:LVD.L*>76/NU!T55Y.$C5;:N`0 MV7,1YKPP;>Q'^E*Y[=QIIKU9GR#\,D,:4:;IF>'55(3*FA6GUOV.5'J)&5?' M_?;&P0GO"4L#CP3D(5J0J)"HD*B0J)"HD*A(Q!H2%1(5$A42%1*5\P8:CJB8 MMHV@@!1_34HV'QE7*'[N\!YK$67J/A=@SOF$X(S+X?*1OGP,B:T7B2&Q]2(Q M)+9>)(;$UHO$D-AZD1A>$5N;/5?>QJ9IY^XK,RR%80%"44=0NKL4)-6DK(BM MQ%9B*[&5V'HI&!);+Q)#8NM%8GA%;&W\.&^_+Z<-[G0\LPPK0W<[^2W6"B#\ MV6:WOJ/,G<"]G1M+TUH7)?G^[FXGXG)E('ZH(-SAY,.C)Q^.>V=$O3S]B>75 M65XXJ9XX?AD<[ZE]?4A,ORZF]]7NN$M,;P'>37!?[PS5<9<6_94M>EWKJMUN MA]A^76R_;0'#3W`>6WK MFOP8$T^OR)MKR?6_E#LW"3S39IY'UP`;$FJ],Y(?6^)GZH^I)U4`@SIEE]#AW)U=@,I MX=G97@"^G7*K./Z"N459T9IV-J=='&4@JV:T#"KDFEQOJ622G%?=`0D."1*>ZQ:>\;A"9@8)SQ4+3X6S M99G;BQQUX+R)D'[7/T5L0O3Z/7*]A#">52XY#,K,"286JV_1%+[L7!*F:J?6 M:J=3HZH],?=(>,XJ/)K:JY+E3,)SS<*C=]5!\5;5)#TD/1GI&:J=7HT.)DG/ M-4E/3^NI/1(?$I\CQ:<'EL^XQO,8$I]K$I\:0Q0GX5R3Z11U)D^(]JG/#'F# MLUJSBPWT21&\VIM;)`T\$I"':$&B0J)"HD*B0J)"HB(1:TA42%1(5$A42%1: MF-UP**5$EM#"O:' MW0I]*8B1TEEYNJ:K,+'\&+>-I^?8+(?J:$S+\P)8>7/30+/M)GGT46VAH2Z6Z7O M%"DIZ?@IK9(B;AZ5H3P>5&BG3!R5CJ.ZVAV0J2\!AO7MH#U5IR"+#!C6Q]*! M.NA1D$4"#.F:6D.'`*Z=`-AH7[H5%DD.2D]8YNCK2*B3` MD/!0P*#,GF%BLOD53^%)S29BJZ5I5&U0XMCXS]TAXSBH\_4Z-NS2)SC6)CMY3 M!Z,:O4N2GJN2GI':[=48U2+IN2;IZ?4[:J]*V1X2GZL6G^%('56IKD?B<\WB M4V.`XB294'[)39/G-?*4O#?33A,PUY_E(Y*"Y!X55#I"-`_3)L5?,G3ON$M@D$NV5 MFQF;FS:;*08,[]C&=.H&AA7^B!>K']Y^]7Y2?`R:P%,_Z/T[75F:EF4ZMF+X MRC>V\MERPEREVU$5O:/IP/#ERG#A8=^!YWMWP_3S;]DT?%SCCVMWRL."*<;2 M"0!T9ZZ8-KS/%'\!#S\#4%-`R36F/D!EK959P)1)X`.HON*RJ?-H@]C,%!C; MSD$N@7K85SN=#D?H!^UN$$,$S\-43/DS,%R0"OZ`#?10EC#MPE.8/8/WMY%4 M879OQ::^^<2LM9K@_&SZ"^6'[D#,%PV_9H8;CK5-`$FD0SIQO<]*5TAW3"=B MRC/^QW9"/H\["A!ZZ!T>S1`;F)AD=1-E8KU_G+7!H^ MR$B^W('(F@[`"%+/^!=B)H[>"D@1R_;&K'?*>WMJ!2A0)G;X95[FU8$>?5J8 MTT5$+1\)E2&0RA?3P=E0.1@H\8$E$,.U!VH42#XSY^;4P/IY2HB2B9';U+?X M^#,S_N"W>QP[QI+D?@=`#RD!!#Z@8O2XP)CPG8E*1O`6&(\_NS,#A8>+X6_W M]U]`L.WLH\HCLYG+]:>)+&!\-"$:IH_?@9Q.<.L$>3`\(073P'61Q::-.I7S M4A5:F3,0E1F,@4L+!0NPL$`;*C`)_UWHI97@>R!Y#>46D++8$ MX?68CR(<$45%K)?&'_PIU.(HK0BZ\\Q)*18G8+IRW$B&.5)\(/X+T&S&V!)@ M"NP0=Q,F(YDNILMWZ=H?],%=)U:20/8M+08BY(&&";R$OUW&4#T+U0N+:\;`+'%6N$H$ M(BIO+.$S6"_3_"(ZX6-^]@E!!8^!-H"Y)^ODGB9?##BN.>?#IJ>'G=A_-!Y9 MRHS$Z94%6G;LS\#TU^*G+'VB?0],,9.O?&<^QQ4'T[ILZ3PAWG,0PH088GMZ MR77:3@#4D$!;LR?6WG371510IN#4(%<0(!69JV5$94M[>*'IBICP+[F.0`VX M>S<`2>F.2P9A(#)H'4Q#`6@XPS,1KNV9SYBY?*J/_C M*R4,I."&;:P\]E*)_BH!`67M7U[HEX'U)1#X=QO4X4Q"C"^! MN%)C?0D$O@?5"\:AA"A?`G7?AQ$P:7#>D<5(^V]C(O#&<-TUF#X2XGP)Y/WB M@L=LKHIGL1)]2]'W*[,PW"@ARI=`75(.#6^_>'XJ#<8U;+Z'+F=LXB"^>&:8 M!H$C6[/B:-WO".,4I6?N)8T3BE69BRSUVM3\P**Z0-LTY-*TVYI.0!2 M(D':J#!\-^\QV<0)/,.>>3])3:)3%XK>,L'Y(S-8Q^.+Q)!9?/)Y7Q^(3!.DB M.U+G=F28"M_K_%@!N\\VN_4=?I^G9+OM<'JMRNQU,+8..`K7;LB1ZG#^<97Y M>^IH6*$C]WE800)0GP#TU6ZW0N,:$H"V"T"%0BW$_+8SOZ>.=5K]5RP`FEZA M$=TI&=%X\#1KXAZ-#W:L\MU@B@?+Y)DUYYD-U;Y607.1WRTU=[6>VNT3>V7" MLT[V5K`YB;-2[(M4I1%:_]W%P\]_PD1=5-[G/S\-SSDPQ%FJC.)J4D15-3!?"47QQ7,74!^RQN=D?9T^M)EIA+5MA>D_M=2J>>GP0IWO#5 MKE[A//C')['XXO$D%E\\GE?'XO9F95,I79)E8C&Q^,+Q)!9?/)[$XHO' M\^I8?/)2ND=C1'7&3B.VW7Z%PQU225+SMM>1^>8(\98N\Q%GD+K4&N?&&4#&=-@MPD!X-)#'X&EU6*O`A\-'#8'7W4 M__&5$LH!S&49*P^H%/U5`@]%D.`6N05TN!N:]JL7RI19EK0 MD_@YSY4KX['E4Z?^]7NJ>=)B/V6VS]Q72G9N_`@$M7]YH5\`ONVFZ^\V..TS MV7!M-TWEQ;?==+T'M6H\%C[`)J(6@>,]#L0\7PYL=X1&:3^MF^UO#-==@P4C M&[;MINH7U[2GYLJP9$.WW63]RBS#9V2ED`:0GJKO[:FSE,1$J6$S/72.FT&@ MRA'BO9=@YT0K'8W(/>T\E;64.Q&NTF)=.8!=.,^WDL#$ZS.)?9H6UH>+^.]J)%:[O?PX1%H0\Q\SAB?3E(WWY&!); M+Q)#8NM%8DALO4@,KXBM9ZS1GV]E:H,[_7BG[>C"_9?*WZL4:F+KA2-]^1@2 M6R\20V+K16)X16P]8?']76'(;A^_#3/W>YT?CT7YL\UN?4>9.X%[.S>6IK4N M2O1P;NWHJ>O@H=H<,;V-3*]2KN%DY&\\VEG,=#T.R6.:25VJ%]*`ZS7NC^7' MEOA)_+Q2?E8P(XF;TG%SW*O0'XKX*1T_*WCUDIA\ITRDK&8&YK6$4@Q[IBP# MRS=+AC))Q@M/W56[7=):$F!8)T>K=(XECDK'4;(2)<"PSO4YK'!(1!R5CJ-Z MIT+Q.TDLQ7:D0J;LQ$G@F3;S/$J);$JJU1'I*1DPK''GZ53I8$TP%JTO0#L1>56](LFY#LFINULSR>\]/DISKD)QVV3CG M;?$T:ZY@_R.6DZT]MJQ]D;J0*\0"26]?<6R,U:U+GD9)#OD94C( MG0N5FX&JZ4.2'9*=8V)B>H53)9D]C*1OGP,B:T7B2&Q]2(QO"*V2E,B]C@TCR\+ M>ZD,;4"*L4:@M#=!B:/$4>+H*ZU#=ZPDP+#6%4K53B3`L#:.5BFZ*HD-2)56 MKTYJAVI?D[9>'''TJ!SAL;P7>(FC1TS=UXB?$F!8GZ6@:L,*F=C$4>DXJ@^E M]*K!TLDT<)KQ\+3.NJH0^4S27B.V^]5?5`ASX*$YYJ%1^T, M*T1[27:N6':&:D]K5Q5-DAU99*<[NE!GHZ&3"OVN+Y'#<>PJ"[$XJS1S&)29 M$TPL5M]2^Z$AF*IM[F.U5V>%[!.SCZ3GK-*C:VJOSIZ#)#W7)#TU.Q8D/%%GWUPR3['9L^(Z2\-6Q1>JXC'7G.728Q(!JM5#MR- MP_@!?!)EZ`+B*8;+E$=F,]>PK+6R8N[<<9?@OA@PY8(I+OLS8)ZO M.'/^$3PJ\\F736,-O4RN8X2LS42<$OH'_`?5Q`-?P$=SI MPK`?`1'X:66LE\`<^%*,X`>NZ:^5&5XC!08RVT,`[Y2'MU\%F.((!^##@ZKI M@@/DP`(P;0!G"HB[QM1'T&#*I1>!+-Y:&$],F3`6H8\8PJP@O(OHP;F#IT$@ MTCC6S!3D87^9'K#@QOPI)(>H@@*@BN<\W_0#P$PQ\-.4>0@T/,YI@<\DU(!I MLM0`X!-$\><,#;R?.(0W9CAU3&\3H0)&FX@QSP-_F]RL`,6`LWKYE0+K"X^#L@;C-F`?OA2?[>'`0)G\6!(Q8KO@/$AY&FS'QB,^`I_/C&`5?97L>Y M?L-7XF)(CH#.&`)CV@`\GMHI4\-CMY/U+?ZK3`S/Y-`!`VPF:,W/^1S[T4$" M\4%A,5CACRO7048!C219EONT7PH@6'HG`^DALR"XH@7Q\E;`::0U*@DA+K@< M-PY9XQ7F+UPG>%P`PT#>4*-\8RN?+2<@Q-V.JN@=3>=%?)4`-]ZXX;#4T[59%7LO;L;-#X4=`U_[EA2 M@9UY_1"U')$=8=@R$B#L-/S[I6+Z\,(TU[J3BIBQ@DG&!TW38NF(5&,*'ZTV M?&H0DD/G(,6$Z.:]G8")[9$]V!:\GTIXCKM.-HIPI__CHLD=T;%WL^#@#V]BTG\`11.^(.X8Y M:8K"B\TQIGV7!X)FX!9-_*Q+^K)97N^,@)4=:'?8ZJ0@G7M^:4@B;G(WR36UZ5I+2IJ"0\K>=#?Y_$W0_EBQ\*R'!:<#J"\4YP5V,G\3,Y0O&`)(*S1`15^I[\P M?.49+.F45XE^ICCNQ!,]V[3QO-#V%Y[";'1D=YSIX+D0OK!FAAL^6>281^;S M-SKDD3SFJ(WXO+\ZJ7`YR&#RX1-(;_+I(Q?CY/,[E-+DXXZSA/A#XT%>><+S M;U&>W12IS,N*UW\*.)]AEHFK*#_C5^(H+O[X(<[FO_:0_A>7W7Y,96ADR/0U M#&]FOGP?ASJ)@*B>P+?P,@1Z:WJ3P/4$V:Z>/N^C6%X\/2B7#+W>>5/7>UZ:"6#FJ))$02 M(LF)0#K%<8_8!,:IO(5>)_=(^;/-;GU'F3N!F^Z3)LE)_+&,W7LD3_D+)8BE MJ;U>APA6G&!=(A81J[&E>`G)1)6R\+;Q^)CJ\(=KW&1[EH/QE\M5QH'%2[?494)]>&:$XTET6[G+NI1^4(M.C-P:N>[KK9 MB!55G5-='JBG?WN`_JC< M=8H+)$';4S6)`%(O@G8<(QY0_V$+*ZS.K=A4*W6?,-$!UQG"L.JPY%TDHCL% MKHCF1//"^J4O;=2PEA+JQ0LQ[TXXDKKJ<@.'A4>5`:XD151\^2BJ5S\Y),(? M1?AJ>Q41G8C>%J)7/U>\_/+N5";\S(9TY3+A_\N,U$\;9<'S.W+&']K0\9"J M@E-5<*H*+A)&>^L[#1Y7QOM?!;K!:NS*^C6GBY&/.5ERCN:E0KO`2YRN6!$K&( M6+(MQ!/X.,+?T4B]XAEJE]$V[G=)[F/E*$Z[%);B-A>&!,IHB5"I$C6 MR$AK\/YMZTMS47,(NA8C-\T'0Z+ZZ:E.E26)YM=`\]-KE[9?U:=:GI4N>98+ M:U[R(F^\#%]/'0Z&1.Z3D;NY>4$ MBR@-C$A")"&2M(4DTAU.7F=]S[:?Q%-M1R(`$4!:`K3^C)&J>U*04'ZB4[3P M3'2G4-;IB4[QP[-H&(D#B4>XB%3>\RR35;0.J/;>452O;AX0X8\C?+6MBJA^ M%-4K&@A$]2.53%4+H;D"G^FYH_(RLA3]/%T5TH<%4[P5FV(-+\6P+.?9L*

=XT_,?SX+-CBQPITU-F#&BU-&TV4R9K969Z4["[_"A9*I-$-36\A3*' M03W%\/G/#LB*:>-MGOF<37WS"=[`6SW.G/_,IYPPF)TIRU1E,7@/IYX8'HP* M'_%9,/:8:ZUQXBG6C@2H8-PGPPI@',S[GCJ>[RF^`Q2Q+%4QYP#_,.SP"5'V#"Q- MYP\!C.,L5X:]5I@)GUQ^FVEBF=X"B&LD+,`7!,8Q,Q0#GYC"ZXZ=`CWY M?8-7*A)KN@#)0;[-Q=,F3&XB>A/#XB\!-4P_X27'`.0DF"Y2J.&T]MQTE_`B M#GZG/"S@ZR7S%\X,'P@\3C$@GN<#;-::`P.@`!.[*OC%5E%,G8AN=\K;)`'1!@;!@0,Z4 M;VSE\[JQ2K>C*GI'T[-"%H+`V?^#?J=!U$1T$QX%#PKHB,+*E&?\SP_#7E?M=#HXB,LL3JH?`NWTT MC-5+7NCTD^,S[\$U9NS>GGW&:;ZR*3.?4%U[;T&K`(M!B3R`FGYM.=,__O[] M=W^+!GAGN$"31^\+<[\!ILE#*(NHV+^R^2\OWHB__SW^^.[?WEU_GTA M!GICQY()QM>&!X+'0EG`-%W4DK!.%`^%0DDMLVBO@L4>+RJ&ZQ]>`&7T9)@6 MK[,-RS,:P@=Q6C@6;`H>OHNO/#,T=&!E&T^P/SS"&+RF+ZZ'],2@\P(?U+O- MY]I*)(:E;5H!@K0?=%C*_"D3]1T0R8:'/!,6LN$BG),#V+._I@PIO0AWWJ.` M!SB`1B[CBM>/];+84O`'U%6PZV9'N#%2X.,M+(&^C^,$H(TY;<-=Y"<%2INC]]%Y@:/.>7*D/]H/!ON#+;*>P#V M-@8T)$TXX`Z8P338YA/["R^T>0`[3,.0(9RW7KRU;KT!*^\/D&YA"N%FEF#. M%;^'YBX0X=?P)W_A,G&QNMA.8V0PBX@!0(D#L3FL:3YN:I-#.PP$!7[5AR-U MI'7CUVXXUH:]@2MV!NI('Y;% M;JCV1GHI['ZW<<>= M4`%^"TU;H9G@N5FHYU*J=E--[3(63K[?%7/,X,G$ONZD[6Z%NW-0-4&&@;_ZX/O8HDU[`WKI50A MA%M-LINQVN_K)%^%B*6I@][H9!)VYJ8&=$V[9I#./3^1A$C2(I*!(^IO$D>6H[$]R27T6&VQ["7N^= M6*IY3#0GFA/-+X'FTIKU8?Y\^TT4,NS)L"?#_AH->SKTHE`=D81((B=)9#WS MC^[]AME66[>)Z)B+Y)U(0B2Y4+-0RH.NRJ6&;SIWXW)-R[;'V)?K)S/NP.9] MMSK:L(:/HD$VC^5&N^M5=>?:*P%Z@QW`VU8N\W!D[VIKJ957DX5)M6_M7"V] M2ZMFJAE8CYR7W@Q(SJO)>W\/" MJF+QLXKTU/=IV_O__E.>?\)/A^N!W9BH+.S'L'K2GX'IKT4A']NQ;YUG7EK+"=PIVR@0&%=S M#$OFA*-[ON'STE?*C:B8Z*7'CZJ+!;;+8.7\%UY_-$S[9UZS$(L51N7&;@&X M6\_`BC)L&KBF;S+O)U&;*BRQ(TKM875`4>8R'V_?45:N\V3.&%8*XT6V^)M8 M-6L;;XZ@*&0I:(!(/MH<3M\U;,^8)LD_CBA6"0O)66*YL:=,34=>4BI\1E3` M3+_/JQAQXD9D,5UE:F`M&P`#:"9^RQ3C$I(VTK7A*P\/QUG(%YQ2S+.3"/E4 M1X*;6,EK']%W52&2<)6)"D1<(<,8_%[OBVC(Z-98IZ:"1(6*#V4]BWT.1+BQ MV,ZS:ZQ^>2'^W;U3'/=XSK85WG[.W&[/&Y:7&E)$#1YEL_2.[,!C(:$:80\W MZ*:9NR>G)Q?+`F,=47'B('%W%<1I#@NB2#4Y#)_,J4S0?H[HN=-N%(BY!M'< M20B-"$$2<3*)D$='U3A4#IWSRL>D:*_UZ>8^FOQ-XX$YD"J34#/J17#A` MCEHLMCVE=`B(M@&1*V='G@$?"K6%#ET/'#IAY.^I-Y0=*ZGV<'DR'O>'Q,Q>`7C9\1>F>:^`LK[O3`&\+:I0"1[0' M(.+/?-X917NYA=NQ9#^&7X+H1W.ZXL9"J!`J5:8\H57`G_E](\H=)L1B(FP< MUY,L/=')8P46>G?[Y<5HDWZGVSG/?KNOOB2 M3_&518VZPIYXXHR3'T/B*><-*H*?1&>T6#F`:DA.17=2*S<&4I`[I>_0-C%P M2BQNB\M$+E8_.MVY$2 MF<*IY1QW,\8.ISY;>@>R#0^P#1+%+=98[= MZG:EF@J*9=7V>%782L,X%R:F[[;2+E$&M'XM_O2UK9Q!MY:-[3J,@/Z(K(!C M9$P;-"%CS5G;.U2O?#X+14\(E9:A/5R MIG:Z5?S<(JBGE'-2C``_K?+FB:Y#U'`A>)(#UB0&I?8[R*F+ULK"\.(K[N'M M[QF;,]?%.*CQ%_/24='4I>JIL<+[&3S/1-PKWQ,IG05,!%4]91K`T#:FHA@3 MT^(7T6%5=@F]2`^)0>0=;+=_QB.SP!X\.C7RS#?FMZ4X`P M<,]=#8)SD]=Z&"NWRKO_^?W]P_]BD8=WGQZPW,.7#_>?FN;ZAGS5/O[O]HS? M_V?*)R-X-/P`:/U/P[+86OD5N&U/31"7-XZ[H.-74X[BG;[4RTWD@= M:L.X2=X\;G#"9N'CH<2RY9S4`X+BFYP5`.P8C.:*FA,`/?F)_ M,7=JBNH0HA?+G?(:5B&NNI!:VWACI0NL6Q$`Y.N-WY%ZDW`"H$(0,S1+_KMV MRB=J/<$800E0WLN8%X)^!U'G%4&\8`F@1'EU^-#PEV7'V!N%D.Y1[605^N0D@]B&OJ>-R_3M2':F]4YKST@E`?`.I-5!"__#G MWD61]Y5K3FNNIE"F-DUX`G^WI\#?:7?N*P->ORM=>T`>X.ND_.G3FK87Y4?C M+W,9+/FY#A[,K)GA2N,N:!U)Y(10(!3.X\9_W3Q?)X?^HE'Y_KL+0D925$[J M>N]UM\]$TE).M*1BH8,_7/;NNWQ8E/3JI<6B-RYQ7:?PZBR03RKL6Y$C=.L[ M*YXG5"(U)WHU.HSJ[,AWK3^QRN$Y+FHFFRS*J%H83TR9,&;'N56\'Y!A)^EK MW(G&MD2&AQ;'SL'UF+B:]FKYI6-;Z<":=>0/$6L!(46S';$TF[["_\FZ6SPIW`]WS@`-(INRCV<$4,'2>U MS@W358`3`=NQ?I_"!82BCQ-%3\R`][;!LRQ'%%940QA#"#.*(@]&%=N/Q9WB>+8\2LT&XG>#;-&S5,V$>R3YC-YCQ[.>37'@+BMSO8M)-NV\H/L<>A MEQR-D&A9)@8>3Y&%[U]C:L;MM^G"L3`?6@R#I,4'ELQ?`&2@H&?,F[KF!-<7 MLYSG3(NXA-3&;FD-R8`@_*"KO5&'$R>F"7P[&(SCE>_SSE\\2QHE9RG::#%L MHZ5D.ATI>$E`1:*MV!2UN;56HTL.,-B.^MIQ`&F;`,&\H/=LQOOPB6T7!RVZ1+DV^W]N;Y5?36;-7BH_?S$> MF7)[&YLTK51TYY%E87.8]M0*0*8!)EB-8.T8GA*=$U$F"!&"@[.]Y72EAS`'X/@9@POH&GS4L#R?\8VWN1 M2N0#K*Q`6(8.N`6FS:_$VK"C3'T^`#R254,),*AN$^ZE)`1P\6$T\+S3OT?% MI52DG6D9XNZ486/)[EG@XLM&6DN#.&>QB!$'NK,-Q`6,.9*1-.P4G3G#&PQI M''.&PP6QL6/_?O<-)G%YF]&ULD8=@9>[^*6OJ*!6N$URT&-[4[E/27W@"4F* MA)+?`P,S&O=O-KN-&)5=M5E#.?8KT/8VO%`HO9<[=`AWN:(B89T[O/Y<^0H? M7!T28`N"4A[2:!8.O+YK@S198)3$8)RZ(D0TE\FD%>/UP@%`7TJ MH/>D2Y^L"6EY).N"^IQ](=^&40+AC>W$\;0IHM]_5R))5+\;EBF^M`'%CY*@ M7`IAO41"SP4@K-T-K@WA49FV.@<0/FU/A'=1A"D)6VVA:82UL7CH; M4[$Q^2Y,&T0YXGOV!+,@F<1@#=)S+$Z)CCM\IOR;S MF")W5]S2\!=@*CX[@87W!W!^!FJ1C^40`^UE$RC@>U'RZY)GR#)$F!NLF^!. M\"Y7G/XZ"].&PP'_#!P?,?R'\XPIXSRG?XGT-6U MPNL,&]>$HKQK4;8>6UCPH0TK*LP.+#.72S8S,?4YYFMRWR6\*9'(0,SP.]EV MDB:F?%MZ M-X%`X7,#H0+$GK%]NX9/%Z?,=C5QQ>6E))PID-D]/FEF=PA6H:RO\-GBB3WQ M"[5DJFV.5BW1;I`[\;8\G0P=^8FSM:H:QB;T64XCHL<2^IBDN3>A@JP%CE," M_BY2XZV#G$A>;3T55"M%TR!OWN-E,##_8+?.-(B462OF,^B>MP:ZRFTBGR#< M3>'N-1&%I.3L4G*Q5D3-D!#H!'KE575D'L<^[)*CEZ0;Y#T/^N5@<13]#AQ_ M[WOUT)E[#=,22H32&5`JO,`+I'POX8W>#"%P3U^0I4JP+4'ZR(7 M,PX#MS'*#Z58M'USIZ^.QOM")\?=+R'4I49=&ZF=P9A0KQOU$]LA.8J*O_C> MQEI`_*S.8]/`Y8>0Z'BYX7I+RNCC)%,]HM1Y>&3;9@-V$CXUXN M%KG(^L'C>E6Q65[D]HRD[^E=M:]?SL+H]7JJKET0/H.!.AYH M-;7U%FRU)J7B_R:.NKU+D:8+@V;<7=?DM"58R/)GO[18A^7F7QT@$0H71!* MYSW'_Y#Z.CS3"J\U-+Y1@6E_(,UQO?^C8),]YUDQ1$>N?7EX92N6 M;+Y_=+66)D;/'(%JHW+Y;%4I090D2NZG9`_44:F31Z+DF2F9T?=)=2;QN3UE M7'`L$_](KG8I_S"9BSVUU@J?U8R>D[E0S???[9XC6X)EQN:\W(G1@N(Q;P+7 MQ4]&TC_S,3!G6,L%JW.`T)G>`BNYI"MT+&+V95H:.H*X;'IW;,M6O06P^D(E/>-U(['U`$ M%.UE2M7\,ZX\E.U#&MBBFA1\#@L?A16/<-&)ZCYB<8GN[EA.#91(`VKA16X)34XSE M@9ULA!VW0^:"/C+P(_[,+,$4>%K@"XK+]DA;D;9J6%MUT]KJO9!G7$2;W>BW MZ\IMENK;6M2B]*&?6IYW2CAIHH;$8UAZ$&O1<>L!ES>OM>C,P.84I2;CXH-B ML87U)C-U[$`NC$>QT_\GF#WR/P"BL#0>3%7+:I+$B=H]PQO0,H]@W?]7*)14 M+_E$]2>>P';_>##[43=R@S]V/@35S6SAP,A52"0C96W=*?<@0][4-5="L9!%Z8*%N)TH(P]QKO(3Q@`UIS_44:%U3[IWJO7$[XR M.0R3&!K^VBW?T.-JD`8O@8.$QF%4908,F M(R.Q.0_0@EZM7.82E+F3$6X`9SC&:N\:2.Z+P-%[+7/-I8),- M-UNN%V8.UP,A,]$[L(4CBXP--]>I`YZR&VUY%\?BU`76;_$%5B7-RW\MV*:! M@YHQKA$;!BPR1E*F]+0RM8#>L#CAS>22;*0`0N]M>QW&NN!.>3_?4:M4(*P\$T>!V'2ZW.>@5 M^)NW9E6`:D_XI(4T]EV#U^(6L0^5?V8*^PMHRRF'4\6#(BS,]@(O94!ZFQ:D M:_%%[]9-`1@0TK74^6BV6D(\)47DY=&,? M'R(!8`I2:[D-:,[QK]SA<[K[G-#-"4X;>( MH)J%46C%6>!&T&-S`?Q[!>1T9D*3A)%O[DUSIT6.@!VNM@B M!*AS(W0T0/]EB`N&&V"I[2E22URY".P`WL#BW,F3 M'$'133;QX,_4$+T1?=_B)ICMX+2P5W+1#HW^;;\MX<>=\AD%]L_`<'U^"@)2 M;/)],EX@+GLRV;.7$"I?FT3[^".SF0AS",0#-UY:8JU\W9BR[ MG*H&PK2;1MS&K\.`-;I??&5.'8_[KT)BM@YSX`EKQ[BQ+LHUYN#%*!:7B=&) MT3Q8WR@Z8'_\)["GL0L9,SMT*U/G9>A:1-%^PTM:02!,TP6N(Q[?P_'QLPMO M`07!*Y^&"^"`'0GFJ\L7FHCO@V^"W4CR6P[@G!MD,6/+.[0FDZ?Y-K<9DLU5 MW[`@K#5?&YDV$-E(HL`8D7&Y#'!`!(J@69RI:6RL;"X$$>GXRT)9\S8-7'^M M@('`'\X>\*6R/34X=GS!HQK@6(,22UH!)'N.S1+O*Z,+8LV:@BK<6+85!UA& MJ"5$>YI8]YK89B:*F&*,._[I^^^4F(LM-A?B1;[_-K.(H$5F%':1R?'.O?`( M2W3"X-K8!V*)6-4\U8HAMO\SWK@XJQ5>=3S3\%7:8[I,_1K=+[W-O5^:3_I( MK6!:`-+=$[J.[T2A:R063:C?L@/#"]C_ALW`I!::&<&+]U!CTPF.N[-XL7^= MBI2*H;8FB3H[@5"(U1DE.N0LU9DYAWTWQ"`R3(0=9/NH5`/X/IE@SD1G$'!9 M87_W&5=,X*"&CLQ&:@5_&MSF24A@-)UXBD44:,6P$+>.!$*.Q>&*'H8=8`[H MQPYY;.+%NH@!\%.?[SXI_YB''/`!%Y""011^O)M$"Q^Q`U$8E^3;6_@]WTM, M7D3$>;1Y8QGT]D4_HRWR;U.=$R;UO3@M"@=T9\#T]JJKM.CC\3BS4=1GAW95 MYF)H(I=>\>XG_)L-EQ?O&A1)!9.!GART],;#^A M@X$N2BQ$N(VE1H67[;#_C0CXB,'CA(0P'A*K6I1.+*C-Q\KHW5"C&Q@7@,U4 MN-`YB.`R$<^"+;%%)5@FH5\>;N&MPX1A.^+6/,# MUU1(UPU=40Y@.AR&K)IEG"70KI:5[5&5MF!Y/SS#G24'!#E)67?*YL%7F+_- M/F9TA\#C<7JYBX(=>W3Y`N;JO]U0'J8)O`F?+%=6`9 MAC']KWA2`"8H_I"J#RWVWELE]=HJ_9J;>BWJ)<3D2;[VO#_B/E M#X(9]6RG-]4+]0K#.]!;90ZB/2EK,GE1<]+0.INQ);='HA-P;GBLA6BVV@Z&*8B,+C"I[SF#`?(T1K,WR0,2J]?-C302:Q]@4$W*S; M.8_+QF!D@1H$+N[K'4B',,%<$I9>?8G.. MVMMTE*M?D)FHZTKAQ)S43=$N`:R3RF6/K+XO`V.)8 MSN]\D46MN*>F.PV687]H,/9`C/_8-&8V5BT>P$7VDX4-`<'P!L*MXY2>V$"! M19FFK[@<93\ZR,'$_.4WA42623ALG/N<'FG/059X?XN%/F#DA6=FOS'OV)TJ M4O[XZS]%@S)[%O%>F/A\T3[SBU_>%DCE$%0F@7@-S.?_@`^P0/>ABE/.=UM M:2]M)V+MAI[8(B7TQ!8IH;]0MIS:1\WLIGJZ$%0_:G)?!#U^[?@WO$%@QQ?E MC4=11',"\XD\T:)DCDI1E0"@!EXJ1TS[P_%B&DTW+C'=[4F1*T]38MR.Z32U MTRM\$D#,DXMYM.I:RCAY5]T976:]E,N9\$RY"1_I`V(&\2-H[@Q5/MZX4M3Q)'KXTAK MKYPBM#YFX(=GZN*P;J3F5A>@F33L1 M:S?TQ!8IH2_(EKK+(!%CKG2]M,8'?9\IT-U&6:N0V$V6-#&!F%#.B^FJHU'A MOAQ%F/*K_N;D$AZHYO-Z)HHQ12L(FX(0,^5\^-;E^B%$SBAUS\ M:-)5W*QUJ-_U5]6VSOTM60L0-!^D!N4DMR@EGU69.<'$8MFZE$V+;4EP3J;W ME9,SAB2!)($DH7E)&`V//W8D62!9.+4L9`RBGWFSE>3S*@^\L)9TY1YJ60"I MXTMI&6Y_QY>MID/GQKFAAB_-*NU6U9VG=B_4[D4&.:1V+U?`)&KW4@>3OO^. M&K[(,#TU?*DBVEUEY`3AJQ15+$V@T]L45*Z"^4+:U)K*6&+Y#`;6>:"GC-+4S.+Y\&3&/5ATQ[I)676MJ M[E+#EYJ-3KH%(A,WM)XZ'$AT88]80@M$*F[(MD#.[Q]7W#JI;#VI"(F@KT-% MJ$/]^+:*#7.DC=6#:(7(!/WEK9#6.)_4\(7TPB5S0^]+U$B1^$&K0RIN2+4Z M6N1W4L,7T@;$#>)&D]P8JGJO)Q-.Q!&Y.-*:G&!J^$)Z61+HZ["9U?%8HM,: MX@BM#ZFX(=GZN*P;J=3PY4*2T(DMDB+6;NB)+5)"?Z%L:8T'2NU>R(XF)A`3 MBLZAC=1NZ9GA8,)LISCP,+R@3YC\S9BN\WKBG8+<1Q7&5+C[B M+UCZP'MA,M=PIXNU,@OX<3?^[B],.RG&>..6_$XRV<9T^4I7;LJ6F9_$961+D)@_EL?!KC.T`2 MD2%@&?84)L-DN[#&>\2*TI6O3TK(`KV'1IU6]A[*HKRAE$J_D*/%BI:<_Q5D M`B7G$RRE6F`Y!_#_RPRW.BQUMQN2ADP?A89\AQJR=3RN">J+96YFQVL==],] MQ\[+Y'TFZ1&-GG*:.!7S`7:WZ"C"@R:ZDJ`5=3($6D$.K6$$*LCQ0=+4MIRK MSR0-*,T>YX:6ZK`3%CA\+>QQ-+D3>QT,^!78H4[N5I<=*"Z46)9TN>46?RCX M:;MI)!`2?`=_N3N_!MWS$ M]_;4!;^1*3.3QD3*?!,L`"(U'^P=19KERV M8+9G/K'OO\.GG66>+W(\YX\3FE2XJ3\_QQ_?_;O;N?W&5K?H^;[X.X)66ZS;RIX=A:N>\R-Y8A+] M8>(?,08B@`\X*`()3C/^R)W"_YZ(D`KX1TO3CDY+C"7H%S\Z(3`R@^%5"/@/ M#@9P3YGG&:YIK;%=EV,],3QH6(`H*#/VR(]"($FEG1M3WW&].^6C81N/C->D M==F3R9X%#2Q^^++%"7[:\F=@N,`X:RU.6U34V8:"?%P&2U6[NHT\("RL^Y`Q>!3#I@"X:9G^.A\`<4:7.21=17^=<.7M.;,]`S@/ MJ67%;,Q#0U%3T/Y=,6X$A[*%-#5]#_F\9.XTJK"1D#=7P#CG@)-8E@.X9LS^ M$X@&?7Q)X7A\$!<6J_T8252PXC)E>N'4=\I[.UZ+:EH3"&*.=&WX"A]^1)?/ M@<5H!*`UA%^H\G6&&/F@7@!J,-(C/06>)/O+`.D7N@(D'5>S&IHO:!D!'B'Z MNV;=K>H0=503+OLS,%V6T6"`/)ZM/MKF?]DF5;++-KW(`-Y(,\+P$R?8H^O@ M\26N;GZ4#8*1B_*N)9'LC,=L>.D-,[H/]RO,:..A9S*$>%C\-]YLV[%9QK?\ M/L2W_,R8@ME'-]8[_^YV[Z_9*X1B]7A<9/%.OC&=ND%Y;34#_3K! MU>KY;C#U>2*#I]Q$PJIW7CV\_>K%'[57/X61$C#:N*0]F_Y",58KX(POOL$)W2]`X[L?3]9(0,(4`!N-.M.R M%(X)CH=+$Y^!I2H6D.G%.@/C.1$]GA<,.!@O",P;0/V460*X@3WA^E#1+H"! M8%%/Q)I8A*LA6H//"`3LX8$=K9EP%\'5Q^70A9D-R$"K1E@S7%R`3_"1;UTP>XP=&@I3R_`\ ME0..6"C<_C%322:3=62#1<9I'"Z,>9(Q75;`31PD?@SMD2E:%Z$=.#7`9)Q; MF!,S`P/61:(]APO5!EKCGL:K^S*24:YC;=S-*FM1.I"->*R3/P4 M)0\V05Q7/,V'I_$;@L@_Q_('>LNQ'Z-/;(E_?=I4PJ%;)'[E?R:O?8C)"]K409$4 M1L4*I%@(8%JGXZ6YP.-Z3DEQ-U$_(#JQ+*'(.]RL`+Z/.\K,6'N)B1TK&SZW MY3G[IP2!"I5?J,-WS`E.0(#BP]T4].E]_GM*`A<&IMX!`FFM#SL%XI0(VSY@ M5%@(($U_>^Z0<^#Z1@OB9(&J[B&Z'1^84B M-@OBI9W9C3Q.'/H*3P2&T-0@H__\0AO#'#J2>.ZSK/N-927CO.,!`^,3_\6J8@@BC@)5SM\ M17./+IT"#*L)UC`6>L3WYFC"F>'V+C2I%QI.&JX24H<,_A!F.&PFBX;E*,.UG)FMI-N`>,5J8`#9TI M'GF,#@0RGF7B4JH9J@C7(47:**@>!^?#PX60%+$#F?AZW#U,XCC[C,N*]F+L MOWV;+L#"L-CG^7T4@P09_V98[%N^SF7 M?M1=!Q^F#3N1+S:".#S^;.05T)0UBA/>`\HDQHW[-=V"402.2=(7YM,4N1F3 MS6O8E[Z0/3X^2(2DA,.![*"C1LK)+,U-Z]@8?3/Y]!Z[9*%3>P*0ZQOIB.SH MG708\$E_SL!,/>V M0QM$5W#KC>/YR<2OT85LE=#63Y'?#-.^=AJD$FVNEP@\_^JTFNS(-.(>?K@9IO@/&HE M%Z'JHO;>$7\HP_[(H\X=25,[G5%=8!5`M+6$ZG:)2H>I=$M$*K3F>EKCA&K8 M"CU2"V\C\,9Q5TYXS`"^=GLWU3*R?YEF!5&`*-`0!62T*+?!_RTQ(!\#PS5L MG[$9ILZ)JKL([W8K[5:R6>NI@W$9D^@RI7W4T:^>!J3SM+[:&_?/JOC.;L;E MJ[XD4X`GR$::L)!/+3_;5:U/RU_KR4Z"[[\C'7B*Q3`8-`/)Z6R_PT5:2FK% M+Z[YA*ZM94R854D;GNX5,NP83J7"YP0D8^,=W<: M.,IIB]7=M*;HG\_:3FJ0 M1FBIN``5%VB("%1<@`^.!;AN?>GCXA^[+U:K>.Q8YEK:8V0CWB2.0GNE+DA0@QIG"&5DTV(';7J MK)&J5[_F(&61",J:().02$&D($>AIJR)Q>Z@BF2QLG.=A-;B`+0H)GDF.M=@ MU!.1*2O\["2NQ_B^P,R)D_:[>,NF8;L+C;>[T,[8[N+[[R@KY:Q9*9230CDI MD@@%Y:2T0W0I)X5R4B@GA7)2#@51J.$%A16)%$2*%@>;ZTI`N>*&%Z4J5EYM MEX(^48D:7M2VY@;--YEI=Z7DBRP2WU7'&A4E&_6D+Y%,!9)/T3%A.&BH8X*, MYF=1Q3>][!+Q0ZU,JZ<+%7TJSDGZ#Y:"WM!2.*7E1R7B)2LTURW5@Z/MX?YS M4_NT*4G??W?=U+X97W'-G%,16>^7:=UTHK.R2J8ZE8C?,CX&ZGC<4'N:%I%A M7*K7\V72H)Q.+:,^I4==&ZJC4E78KL4&IR+QQVR<91L.D.W=)MO[NFE],^R7 M,1?(]#Z*RD-5+W4V(K7Q39>=*=.(2$&DD#C_[,S6-Q6);R!ZU2L9V;A4R[!A M.I<+G1"1C[.Z1_T&[NZWQ>INODA\IU_F!/9:KCK3=5SY;E[2=5RZCDO7<>DZ M[H4LYHK7<4LWZI"9"G0A]Y$NY%*1>`I\$2F(%&<-AU*1^.LLN-Q7]7'EI&$J M@ETG3[JC,U7`)H;D,^2FX:!_0?G8[@3)3\] MX`L/0,#7EC/]X^_??_>WP+M]-(Q5:N#DD!N/BC[;[^.:[QNO`XEM9,97-O_E MQ1OQ][_'']_]N]NY_<96MWI'TU_\_;1T?%@P&-.RG&<0",7T%$/Q@B5,NXY* MV,\-TU6>\/S'XU7W7(8W_F=*$*.M6/R(3#$>'UWVR'^"%*0P?GIV93^8L`*L@,0*4A?'$E`EC-OP.<"'U3#MP`F]S;B4N MNP]C`27]L#I_AU?GUU4^[U;1_KN,#"E`"9>EYK2=-"R%(9@[+J`(WP!BMJ+I MRA)>6GCYD"7B^OUW=?.]D7$S"ZUB+I,`+3>;26\HFZE7-)LIA*U08D7X;%EO MI:;7RISE:@*Y1+TE,YBI1(XWL9@?R.2IA$*XB9R!TE6VO\VQZCQJ#]GS(9-" M]254+,DWH#;BOQTW^?NCX[(,$U%]^>832S^"NJA1TIR/K2=80"(9XE.`2CS% MA'G]4)T,F8^&^P?S6XR`E)JIIO2ZM[CEN3O4=&Z^75MTG;ZY$YT&!;G)L9EE M=;V4X'N@Y-M4L34LE[)L$AI"XKQ([!#I(T]`]V%X9&G_02_W0+=*1<%-*,N? M'!_&L]XQ"Q4@/S%\)Z?:#S422Q^/B%PE$F7T<7V`;5N>A950@;/*P\!)4%E) M%KNJU)ERE8EV'T.4DJM+L&4EH+G:U9VK`1LE=0J,=;=75FMC5@ M3U?B]O'I.XV!=.[YB23RDN2\YI-^UV\NW2M[F+KK_+3$;A-"6^+4B2OU M%,'9DYI@[JR*@@NI>]X#\LN>O0!?\K/P$GDA!):O3AZ(+_561)T`7_,QS6 M:^JXTR'"GR%+8M1O2.`+YTG\[><*'3RP`9UWA3D+02_(9[*Q]Y M[+B-P%>PXQ2PW?AQ(YHS+YOC0]N;RA(IRHKW[9J^HXZ;T84@W5T;C; M.*DD4_O16MG&`+SP)7.G)FA_-[4%H*NZ#"S?/+1HI->`6D]3^WJ9Q7&9.P&, MH([ZHV9@:6H;.#:+89^\VY[OBEP&R;R2"A)03Y9"3^V.R@A(V]W`LQ-\K`Z[ MO1,2_)2[TO$)2#GG9ZG#,G?342&ARIZ+#0>JKI^RJ?FU4[S7&:F]45^^==R$ MUU4NYZ5E-A(%#F0+')P]+I;RCR:!9]K8H'[_MB,]:[L]51^.KU["NP-UT"NC MM651T#7*MNT%(-T4\+TU_O"<(GTB9;U;G+\93_"8IQC3*8#EM]@`Z8]WIQ9N>5YF/5\['2 M>Q_`J,[$M%A[>=8;-F0NMH@&_4Y#GD-[CA"^,-=S;,/:28?K#(/I&@4=3T=M M;5QF_[B.@X/!OG.#:<;9)6G*FM<==7Q2@;IZ@G?5X4GUI51.SH$SOM9'6'L] M3>V-!TW#(C\=AB-UU&LH>G%61X>.P:Y#@N4(IY[V)!<[2])A`$GOV55P?;'3 M>[Q<:=A3ILP=X0'PN_6LQ3:&UE=''4IK':F=?IET;EET]\_UT=N]7QM9&ZO5VK^<-&!8UR MZ[=<&9@"S*Y6!*;2!+N#*7I7[9?:$>LDTW62?#!0QX,JF=WER=3CJ-A$ M^6'!%&-7X)+_,C501_F.PHSI0EDYKC\'#\4!XD-8<#C^0,[=UQ=H7(2]J5L4Z`#G5['`W.74RO2@^@ M/(_V!4C-LVNL?GDA_LWEC3!3S?\"KJ-5?F79#'>$PI)L^B.JD64*41T+J2AW MD\#[*]:]P1QBDUC61I'K.C,4015.\]]+?0(4/?$/VN M3Z;-E%0GZSW$;T[FMB(0#V2`D]L45*Z(DM4D)/;)$2 M^@ME2[-V:"'[_Z"=JEV M2`G]A;+EM*UW!:3XZQ%IJH5QOWF_U:*-Q+)MB+4;>F*+E-`36Z2$GM@B)?3$ M%BFAOU"VG.#4ONS%_))VY\Y*%#F=OTD@6X!8NZ$GMD@)/;%%2NB)+5)"3VR1 M$OH+93>=VPP@HQKW7,Z]+*:R_SAOT>L:Z=K.N- M#F;R$>OD9%U2/54VYDD9Z>7E@@JC^L5UGDR/5Z3,*3I,;M_NR72]>[Q4DA]> M/T,&:F?8D0FGJ^=(3QV-C_=4B"/U(4[4QXEQ ME_@@`Q]T51^&S=C6!BKHX[\EN&ID\>KM*`M53TD])%X M+GGH*/&.CD_F+#`L:ZVP)\,*>%=(S#DWERO#=+&Y(JV:LQI1G3ZISBL7`E"= M6J_&4#))02NEH*MVJUR7(RFX""E01WWRJJ]<"/0!Z8$K%X'N4!V,Y5<$IZUX M3CO"M4M!1QUV*]3_(BFX!"GH@7DXO"2?ZM25[.OM2/^_S'`/\:(Y M@6_)K3DY$6LW],06*:$GMD@)/;%%2NB)+5)"?Z%LN9Y6]&_9-.Q$K_%.](5C M!Q5FKJ.@[-FF#RO,7A/ZUX0KL?IJ<"567PVN5\KJ-IM@%VM;$END1.RTF3T" M4OSUI6+Z\-.TB;2>F_>VXB^1;[1[>DD"V4K$V@T]L45*Z(DM4D)/;)$2>F*+ ME-!?*%M.&PTM8(&6+:'YFCV:MEVBBJ:,W*K0`K?P')K:'TG4P^QZ&3'H4%M1 M"=B@JT/M!(VEB!&'YAB-B`T2L&&@D5J2@0UJMT()XNN(45)/^M,X+-TAM=N6 MB1^:VNM1NVVY.#*N4)*#.-*`SAI)M'L2/UYIM#ZDXD=/U5MI7U(K^[9)VHVN MG'(:T'*?B@#KKG MWZFI@3TU,*4&UL1_XK\T-"?^$_]E@:5L&)CX?]7\K[$T,O%?!EC*AKDEYS_U MKZA1T]5K%X&1 MVNG7&`FYD+X@U+J>%LT>,'1U2)VUKET(1FIO2!;4E0M!3^U52)TC(;@((>A6 MNC=/0G`10J#K)`)7+@+:&'8#^8.KU+B>7"EIUHRN]55M2";4U8N!J@^.KRY! M4G`14J#U!VJO>_S5"Q*#BQ"#;E?MD#(@*5![Y%9?NQ3T^N!4:2T[H?K9-P#O MY/,JFF%IN(\F@-8!XG16?[WBS7]>*AI^]LTE\Q2;/2NNLS1L57RA*AYSS7D^ MP*&?QDE^&-P5_O6WGP/O]M$P5B_CRNR_.NX;E\U,_P.O>?39_M6TX7L@VE83XN(]X'\?@+JO+6?ZQ]^__^YOT3@Y3XOA_B<`1OCK]^"730W?<3?&`.?, M1G9]9?-?7KP1?_][_/'=O[N=VV]L=:MW-/W%WS/D2W/W/X'GF_/U*Z5QFCXL ML'@]4@O]2\Y:3S%FEN'!(!Z^"/5#F^\JBN&G=..-:=B_BI'QM)$FH)[R]P3T.B@W(4+ M%8D7C?)LSOS%2V6L__A*"94(^NO&RH,%&/U5`M00RSAZT,/H`9#`LKR5@0+Z MRXN.^!SJ!/R<%PFIO8'O!C>RY,./`*#]RPN]SZ=XXRR7S)V:AI50]0,(C9\\#J-DL^>8W MUYBQET7C2=7"1@=%K'BJ_+%CU^GY%;HO`#9K9SK-KK'YY(?[E\]Z\MQ-$-GK_'4V>O(E. M+A=Z+A@IO0DS3UQ%^1F_%JKS/$A?#$&3385MD/>=YQL^RWP%QISGN\'4-QV; M"-\\X8F^I"FD(2AI"HD)?S(:G#IA=]N&V^&L)(,<:=_6YJIL!\7J&*D22.>> MGTA")"&2$$DNBB3G2;<205"]ASMY&&C51S_F@=[;@WKXII;[XI'$VSOF#^4X M&H60<\?JJ]$5QUI`*X3NR0EV[%K82[G;2Z=:G6*FC]1>9U^DEBBV,=9`'?3' M1+`2(A:6HR5R%2)7KZ,.!Z<1L'-=3$UO[SD[7]OM,EU3N_U]6%R7F3I4^Z,1 M42,<::2K6J?<\KYD=UD6.H]@9=HD:T5D9J9]3@6CF_]CZ7510^O![M->B=/ER]_G;:B#G+GV\#?.#XXL\\X)"LG.@ MX[EWH-9!R32#HPH9Y-E;/54?EHM@U$NKJZ6\KJD]HOPY**_U-+6OESN%)M+7 MHVX&ZJ!7+NY!E*]'W>BJKI<[?2+*UZ-N!AUUU*_F=!Q#K&)5?M)SMZ$"RZC3 M4`668=LJL&A#/@5>2PV6Z2(3&_57+J/J2LN\OT/,&_!IJ<1*1:)=0865P_54 M<-1&ZJ>\0WKM!-.Z:J=')"M!LJ':WQM? MK(]@Y[V*,LYW.+^M&!8F5#ZBE[O7@VW%CJD/Z6K5<:EGETR)8:];E?C/42P$LET$]]\\GTUR?(F+_2GE.GS;`G(C>?D5]/\+<'@/*UY4S_^/OW MW_TM&N.+X?EO`Y8SU,9+`+N->'YE\U]>O!%__WO\\=V_NYW;;VQUBW&H%W\_ M;6SY8<%@3,MRG@%RA5/(@Q%\^-+U%^#>NKYAVHIIX^YN8(HT6"_P@\N\%9L" M$([B!*YB.8:MK.`5&,MTE!FS3/O/@`$]8+C)6OP^M0S/4PQ[IAA+T(6^8GB* M,U?B\)P"ZU-!(O!GHH"2TM7XM]K+O='O5H3CM4Y=\?C&8^\Y>&]01H2_S/\" M`B-8F0=I4\TZ:63R6B,]@\*`;IXLA,HF^>)]LMPDIF,S-_(;8?2IYCGBDG:K M\26ZMGN>9NCZF\L,/PQC2X1LNXDJ+[Y$UW;/0W1M$UW?&*Z[#N.L\;&A'*B3 M04AKB^C:ZGF:H>O#PBCLR!)%VXTOT;7=\Q!=VT37>QY)W\@KR\`W[LA&$S(3 M3R0<7>UVD.+^6V/MR89XNPD\T&['1.`&"4S4;=0LYXDBJ6LJGB\;XNTFL+SX M$EW;/4\S=.4J-H;%L&=RH-TB@_%RTAD*P\FWC627#E@K:$6,(D;)RJB;3XYM M3*=N8%@_M8),5\@C6C[2LN9-X+IXW;X-%+I"]FQXG:(`0QO(=86\NL==*+K4 M)2>)FKT4=XCLN0AS7I@V=LYZJ=QV[C33WKQ)%WZ9(8TH*/#,\!(%0F7-BE/K M?D68:5H;N= M_&8@!1#^;+-;WU'F3N#>SHVE::V+DGQ_'Y(3<;DR$#]4$.YP\N'1DP_'O3.B M7I[^Q/+J+"^<5$\&ZKA+B_[* M%KVN==5NMT-LORZVW[:`X2 M2"3"LC:6Z MIG8'I'@EP/#R+=W3W@\\@<.V7#)W:AJ6XJ921[$U[S*P?+/D62-)>''KOT=V MA008UL;/KDX[D`08UL;/H3KN].7'ESA:>.JQVAE6..LACDK'4:T+EO^(]E$) M,*R/ISU-[>N:_!@33Z_(FVO)];^4.S<)/--FGD?7`!L2:KTSDA];XF=Q\Y#\ M-PDPK,^.4/N#"EG;Q%$).3H:DETH`88UQLS4'NVB,F!8'TM[JCZDG50"#.F6 M7T.'`+Z=D9 MJIU>C0XF2<\U24]/ZZD]$A\2GR/%IP>6S[C&\Q@2GVL2GQI#%"?A7)/I%'4F M3XCVJ<\,>8.S6K.+#?1)$;S:FULD#3P2D(=H0:)"HD*B0J)"HD*B(A%K2%1( M5$A42%1(5%J8W7`HI426T,*]ISASY2V;LN6$N4I74Q6]HQ6^N4AB1*N,1(5$ MA42%1(5$12+6D*B0J)"HD*B0J)"HD*BT(LY02[T'`2G^^E(Q??AIVOR5BIOW MMN(OG,`S[)GW4U'F7&I]CZLL:D)LO7"D+Q]#8NM%8DALO4@,B:T7B2&Q]2(Q MO"*V7EJ5]J^I3EM4G?U:I9K8>N%(7SZ&Q-:+Q)#8>I$8$ELO$D-BZT5B>$5L M;?PXK\D.RI]M=NL[RMP)W`MOEESX;GV-]::ZU$OB$ABI:]2*Z0+8V%.U7H7: MXL1(61C95X?="GTIB)'267FZIJLPL?P8MXVGY]@LA^IH3,OS`EAYS8V/FW2Z ML!N6[P93WW3L2Y76#=M1>GT*7$F!8'TO'ZK!+84P),+Q\N^BT%]Q.X*XME\R=FH:EN*G<1\.> M*#CCKJ5^@(1#R5CJ?M=^=:?1 M1;:&A+I;I>\4*2GI^"FMDB)N'I6A/!Y4:*=,')6.H[K:'9"I+P&&]>V@/56G M((L,&-;'TH$ZZ%&010(,Z9I:0X=R=7:S*.'8V5X`KIURJSC^@KE%67'6DJ2' M^H*<;W&4@:S:Q9PJ1NCUUOHER7G5)<$AP3E*<$8D.20YQX`V&A?NA4620Y*3 MUCFZ.M(J),"0\%RS\'35H5;A7A,)SQ4+3X53&YG[8QQUWKR)D'[7/T5LXL'Q M#>O8]1+">%:YY#`H,R>86*R^15/X4G-)F*KI6E4;5#BV/C/W2'C.*CS]3HV[ M-(G.-8F.WE,'HQJ]2Y*>JY*>D=KMU1C5(NFY)NGI]3MJKTK9'A*?JQ:?X4@= M5:FN1^)SS>)38X#B))S+A"A^]@V@!G[^V\^!=_MH&*N77PS/?QNP7TW;L*<` MWE83/N<]X'\?`(_7EC/]X^_??_?]=W^SGSSKY?OERC!=-ON`N>@?G9DY M-]GL8>9F7P#,;*3"5S;_Y<4;\?>_QQ_?_;O;N?W&5K=Z1]-?_!WA6D68+@WW MT02"=8!UG=5?KWA/T)>*AI]]<\D\Q6;/BNLL#5L57ZB*QUQSGD^X;=(^+!B, M:5G.,Z"J<'(H,]-;6<;:4TQ[[KA+`XM=P4.N8H9HBIQ[91DBJO@+UPD>%XJA M/+S]JAB^`MCX;#EAKM+MJ`KBQ>]=$1G\,U@Y]CR.(XV[Y@6G8Q'B2"6#(UO)1>]E,&,N]NKG#\"&C:O[S0^:#W M7C*L,Z\7FM:B$*JM8_DM-";^G;02EIF`L0))1@=-TDI9B)1>"A.M%DPJBL2A M(XQB(G/SWDX`W&@$6!E7F1-P5) M*\'/Y?.19X"'?(@JAW_WCX\N>\2"0"Z;XE*:@<7[Q#Q_":,ISGS3WGTV_05, MZ"YS35_?Y:[53)FQB0\CBCJQ@0N`O&R.OSO]R7+#['8!3P;.U9.BX+(ID.1? MPZ*)ZFZ%GLYP\&/N"II.W0`=1Q.U#(C\3LJ$XVBYPQQ%V;TC_E"&U>%(X]R1 M^N%Y<@U`%4"SM63J:WOV4!"O_VF2'=<%IKMIGM542& M=H>LCV1O^9.#W3J\KF.`D3HA0Y]MTP6:!Q3[/WQFN#:3ROC#WV\)PV6O#,Z?W]NRM:04^ MC'/DB="<#.>;79EYO4XI\Y"7ZW#0OF!9=T!E,OEXZM>`BD MIRR8-5,F:_`WF?+NV^-*QI8!D^_L9,O)"K3)!."CPW$X0"^/GD MSI(I*_@]/?C=-@-#^HACMY/(5*CA]](\9E,A^0M/-/,.@O1S'P1MIER7R:LN MJ"9J>JU,=&H0GE&ZC"5C?P1B+E('+.]@\Y_5#^?)T/MDVJ?";D=^_@F$I8I5 M6>7R13$69,ZK3X0%481DLL1IU#6*8NZ9U%43@B3B)!)Q/IU4(5&CB"5R>/C- MC>#44$M$@#UGHT2`NJ&6MU1QZ./U]=S3BD^)&WQC.5XF]643BO+''H?Q*'R^ M4Z"`VMX3GIN!J@TTM1->DJL%OHLEUK`WK)=2A1!N->GTA")&D12<[>LWZG`OS7YF'/SB.> ME\1HDGTB"9'DO!JR&0-Q=QH>/]UO.P<'ZD#KJ$-]3#(=4Z0_'*F]X;XHL*P4 M^?Z[1J4DDZ[<%IHT)R5C5>OT)%!\-44MZT]4?C>?LRF_[<(3>\PGS&W!U"=G MA?>^/7YQF]]F,:>I7XUGPYUY>PA[KA.D2F)52\;M;2EQNX13.Z(YT9QH?HDT ME]:P#]-UVV^BD&E_.:8]&?9DV-.AEU21*2()D81(TKZ0[D[U%]W?"K.MMNX> MT4$7R3N1A$ARH6:AE$==)3/;M@>XZ=R%!:R/!V)?KI_,N`.;]]WJ:,,:KLY_ M[:Y7U9EK+__U?G/\;]*,.[XB1Y6X7K5:!X6BLM5J0E20TDEYR"ZJ#5@<+\1]9L^7ON65?WCC+EW]?ZX'A>.PKT(_"&O1;$'.G:\)6'IX8,_A.X4X;)&PXOTC)-8QE=2S,] M7A@&Z[4$MLN`D?]E,^71,&W%L173]Q3CR3`MI,3MW'%O/0-'9M/`-7V3>3G% M7.*B^#/S*5D^C^QV`L/_<3MA,`Q[J1C6L['VXIHFOK-ZJ0Q03L(OXF-)/6[B M@'*74U]%ZW1^+$/:XJ7SX[]RI3VZ-)D&8[=[45.JFF?X&MO/L&JM?7HA_]_.J_..[121S;SIO6%[$1A'5 M793-HBZR`X\E:FJ$_=A"X,$#ETO\FGW5;+)CI74D3AFP6_6 MHM@*<^U^-5L:0]/#ET5IFN,G;P^FP[!-]%$S%X!>-GQ%49AKX"ROZ-(`;T_6 M588_\WEG&'*[!]*Q9#^&7X+H1W.ZXL9"J!`J5:8\H57`G_E]XY@@3+7$%,OX M6"#GT$`6!H!'UGHANAF4V?9V['5G@KT_*F&DR$K_?ID&'+GT/UT_MV-OA8LO M^11?V=0R/,^<`PR\W[/];Z*JRB M:]TDO_].4EOW@LQV0D5&5&0)B$1>ET,]W%%`I2^]`NN:!LY=+,M@R:=YDY19T MIXAFI6E68@\@FD6JNVJ7;AF#8EFU/5X5MM(PS@5Z>X^5=HDRH/5K\:BO;>4, MNK5L;-=A!/1'9`4<(V/:H`D9:\[:WJ%ZY?-9*'I"J+0,E?-95>'-STUW6.]' M_O"#XQM6+9ZNF*J27CUP`9>/O3N+ZZCKMJ&V5CN=*MM<"O>K()BF57'9RB%^ M062[&:GC09DLPJN7,[73K>+G%D$]]TIPWC7W0G?4\7J[_>19J?>^847^SZ)< M_[T]^QH6ZVF1Q=U8WJ?+W666UD[;@;]AM*DS`R_9&*2C!>9F[CHG7^9[?\&UEK1 M!SF7;J4%^2V;BKO"VJA-8'\TW.E"T?/N-\L.LU81YFN]_K_K_FAGM\5V71=I M.[NCS42(ZR3$[B#GV7;O^H-*%WF551(@HEGRKH`?#^"!V^H'@3X:JE-?!1)N MY7:[MZ,Y+&<`E5"1$Y6:5Z\(XM0T6'B1][R@-17YWSBMN^OR,/]FR0`>6\JK M!I:-@-1YR?HX)FW>MAZ/6W>/OA[$-74\[E\GZD.U-RISJG!!J`\`]2:X?K)L M`:%_^'/O_F+NU/28LG+-:[VE,$Z[X]=I>S?2:2EG*A)14+';SALO=#Y<.BI$]_+BR^_^X@'KUQB:3V MPNLSVXAAM7/`3*.*SLHOD9JSV=*BLR,KC.<-_>WGJ@E<^3U.HMXH;/;%6&/E M'OYF>O!_&E;`R_O<>UZP%-\=FQH6]K-(C:0$GKCF.F/H!V#/`$S0>F;(8C:[ M-4`+&H],F1NFJSP!*+QSB;!'G'"(*`GLF;E,,;PPN\L3U0/S6FAP+D:WL4*X7Y1U1WA'E'14QV8I;9@0N58:E>-8';O M>F7/UK:EYUS`:W>=]@+?N>N5D&C)@-=**=PJ:[#$!H]_?36]/V[GV/'5S?/] MST2O[EV_;'Q=&EYW[P9E3VJD@;UW5Z:UCVRPE^FL)=,V9YES)ETNTN"N!2=U MA,.UX7"B&O?:KG-1":A)V2Z$2LM0:3H'::/(5V8I'RR$_:_PV%_)/_:/#OP- M7YSYESLD:W/)H5)YZU3;*J%;F5+RUT>W[[_;13EXK,SEGZNCW&ZZZ771;:?> MWE\1K(Z,KIR"86\,UUT#J/>\(M>]/?L55#..Q+S/\U]-V["GIF&]MSW?#7#6 MHW/$\G8,V>T( M'\?Z:X:]%F(ZTK7A*T_Q`&3>%`_[X$64`:\R)@TFJ<'[@+)'F?$+M9S- M;XY6+;5@D#OQMCR=#!WYB;.UJAK&)M37IQ'18PE]3)I`M!'4`L"JJ5HHD?-^^QBJ@3>+!;9VI1RZP5\QDDK+FKW";R"8)6K<+-6B(* M21BK8B:(2'0"?3*J^K(LZM]V"7!ICA$HMQ['O.]'"R.HM^!D/^^5P^= M,]0P+:%$*)T!I<(+O,`QUT%@KV>JFL7A,]@H(X'!4VM[[]K`T9C7>WU!G7. M*<5^?C^=N@'O:<@[XR:K7B[R:^JHU[N8Y7%IV(R[^Y*$KAP;27;UCX[K/V(V MO,?<)Q,3X@36DOGHH^'E[(+C3-GF=N,R[%P0+KWS+/`2^[C,Y*,#)$+I@E`Z M[SG^!].88$44Z8+E)#^$T@6AU*2SO_U&8-P45H!C3*=YMV)>' M5_9V^N;[1]]/;V+TS"&H-BJ7SU:5$D1)HN1^2O9`'95*\R)*GH22>[5\NAY% MO54CTCV+XC?%_8F/S/`"E\T^VU\Q9]'%2>S9)\=VHX^O#<^L7H6B8C4%`2Q/ M_;:2>)&R#*''4D;IHA*V8B@Q`OPMV[%ODV\FB!.^5+1VA&*X+"QQ8?X7YILP MRWG>75#BK+4C^JVL'0&_(&31..(2,=`Z97=LD`4?R5U5)YDA9_UOW\'2>OF7 ML`J`LJ,*Q1F1KOL292/\*'Y;M)'IJ]V2K2`NT0Z1NDXK*[4D*D%0!*V<,@6R M4K8N.=QQ=;0`I!_8$[,4K254NFHF'=Y/Y*#253.IVQ(J72F3'AS87*2FT:E/ M"CBLHNTLOFK-7A5&*?3QBOETW(-[>8CTI['[4\&(QN=*'Q.W%K%V0T]LD1)Z M8HN4T%\H6TY[/L>_R>GD4&17?3),"Z.&MW/'O<7;JHJ9=U&=]M)V(M9NZ(DM M4D)/;)$2^@MERZE]U,QNJG=2A:;Z4;V:(NC]?O?M3OG-`5ALOI?BP:'QR.SI M6G$F,!_O#>`5)?-FN9O3\'*KRDZ!:7\X7DRCZ<8EIKL]*7+E:4J,VS&=IG9Z MA4\"B'ER,8]674L9)^^J.Z/+K)=RF5-[^F-@8(-&F]D M=#:A3,@%J)\;6E_MC?LR(77U+*$%(A,W9%L@Y_>/*VZ=//G49R[,\M_43EK& M3;YZH205(1,W-%4;#&3"Z>HY0NM#)FY(MCY:XWI^<E."UI M`^(&<:,Z-X9J7R]\98HX%M^T=C2S(;DCO=P.;B3]@23! MZ>HY0NM#)FY(MCXNZSYJ3E4AND?33L3:#3VQ14KHB2U20G^A;&F-!_I^N8*- M%+94[GZV4=8J)'63'4U,(":4\V&ZZFA4N!02<>)Z.''60\IRF]ZO#GB*EN/! MMN`@0]4)._?CDYOIV!#."<3.\?:I90/R5( M$D@22!*:EX2HBSG)`LE"&V1A1R<>\7F5!UY81UJA7B][C4+J]7(8E*UV0^?& MF5J]'*DSJ=5+;7)4D,P"/'R66KU0JQ=9IZ=6+RV8GEJ]M&!Z:O52.:;;BM1: M2JN]@(PT8HNDB+4;>F*+E-!?*%M:DU9+K5XN60R)+9(BUF[HB2U20G^A;#E_ M42%J]2)O[P)J.M%2QFEJ9W!\Z3)B'JTZ8MPEK;K6U-NE5B\U&YUT!T0F;F@] M=3B0Z+H>L806B%3)&D]P8JGJO M)Q-.Q!&Y.-*:C&!J]4)Z61+HZ["9U?%8HK,:X@BM#ZFX(=GZN*S[J-3JY4)2 MT(DMDB+6;NB)+5)"?Z%L:8T'2JU>R(XF)A`3BLZAC=2N3$=CQ`E9.$&M7F23 M0@HU$3=DP.?JN3$:2A3V(W[(Q0]J]5)F_O)RVY[L!7LKUWEB&YYESD\W> MV]\6ALL6C@6<]][]&9C^.F=*/L?OMC-!TPNG>F^O`A]^=NRI:9G\$E(6!`5^ M0C9^9?-?7KP1?_][_/'=O[N=VV]L=:MW-/W%W^LDZ\."P1N6Y3RC92@ZY'@+ MY]D3%:-3D"K.7/'AZ0F#^6Q\&L,OS)Z)XWO+L*77PT!,^:+4JTC* MFI0=OG8.-P0:=4[9$"CK4>QS',*EGU,H[\$)G+>)H#?!>'"MA*_'#_E@=M46\ M3+?U.@]+]]E\1_10RNF/E$>KXMTO#M.]B78?:):>1J:A3JT)8>=L#+@:V$MHT&<6--@7J_`4G1R-JOL,'%]P7+D MRJU1^$.A5[,5%;6HT&]RB>BHN0O`+Q_&XT&G`8P+BEZ!`X5#$&5.$FX[=YIN MVDF@`)\!+^O_W]Z7/C>.(_E^?A,Q_P.?=WIC)D(J\SYZ_?@%*L@Y3%D`")`!A9KK'NHC,7R;R`I#X8-KPW?)Y M%\D@@_D;T/XY!+.__J5%R5H>-UHY)@P_&\13&'&A+X6#P70\15TX%LOT@W0\ M@7DS2/+H"=VE`%^_S0[J2KJ.BJQ48QS/IS=61SS\TS%L69#HG52G:>[Z606!`)#22!Z\*U=));,Y6U@GC M2U'1,MF@Q*_>6Q-PG+KZ=I=:OS;N]1QS>TY!5NHF MSRN$!HXL**O#^LI<6);[*XKQ[1;/5^OW-P5\XR+/IV!X-D6/NRIG3CER_@T\ MEQ_EE>7VTVD.@;@S@_Y_31-4<3<.M&D2S;Z4EP\XT&`P%(W#.$>%VT^VX4$3 M[2\!P!M]C=XP!I>C\G=7630`\`?EMRLI/,[O+D=;"/Q^M5.LV# M3_X'75\A/)Y,IFN:Y]]\$G_$`3> MYB3!IX$]^77$P)9/J)SC-)DI/5#=J\#4(M`QID M'5D[PL%7T9_/^WQN)-$L0N'8:9H7-3S'6R)-8TXCSH"KA+U>2PC-#[+B-Z_I M]S%JC8Z M`_<%%.%L6JT\%BGY8N/C27GEQ/+#F34\>?E^LVRX?3.!.64*`Y#/J*0XR:(< MY&^F1`4\AA48@9CPK+)_C&[>@A^@[R^_A@6`;MAB\C_O>P=M+KA%7>^N%DWO MR`#P]8U)+`P`N^;'O)TNX8RP'%,N.+!F@6<88G)=8\:[?'B$E0U1.SR8[_,P M0Y?T\N7!;#>PQ(2'E@?3?3'YI^3!/(\+#\9@?M3T8*8G%QQ8L\#@PF_7X+K& MC/<,43W"(F,')VE"*&%*[([2+%_[R:]9FN??$W0L&_WPUS!*:"2>P3:KC$,` M8\JYY`9-/+?ON_@EF6KB6#/`%=1@!Q(T0D#Y,""4B#0]QSX;'NY*./>0 M,/*4)NYF/V$!VI]94\-3RB-^U@O)NP'X#<3#(AV'!?K%"GGH1X/T(4$_^RV- MT29R6FO*EK\>*!"2P)QZKL($/L'"#0H]W>::>JY$31FLV_0KSD^13:!2*0O> M$$]``7/BN9(TEUCASFF.">=*R&QQ>CW<2^5XD>-Z.I9*O@[+@$:NI-3E:/H%XCFZ>9[WX=@YYFQ^C9$&RP]'YOF$%<*N[D%N`^TL:)CGD\@NZ`":_!@,0E3W9RVV> MIV&6O:`;5L?I-*'2==;V?-]>SYT)*&!*^-UYE(3)(`KC97/[4M:7";A-S],I M#'_&4?R"%83!B;/1?(\;-A>J6SX9M>4/X\]Y42I'F"#5EY'I;;*%OT"O2VM9 MCHH78GN6S2>?>,+=5Z['8Y`A)5A^`:\@I?N.SR?GV_5ZP2L:$VM7N.O:#I], MDHIWCUA.A"T66BC;';`YZ\K`DZ"(9I=FXO'[CY.44IIM1\?^G,#TI M7BZ2830(BS0K'WPS`4@,7]&S*VXH>7_GNV`@5FG=*IH5,'8!L&>[G-J^IL%= M$QS/TNE],9K&F/-=Y]0^$D_WJRP:`R::>17F>-F&8>D;#:X$@[,J'FTTIZ?W MY=U+83;$`E#W3)'AP]9&^:(ZW+!EC^(/=@:)Q,2+"V4G40B^K7=%5M.W6?C6 MF7T%LCQ-0KQX8F.M3U!4RML#F:C7MS29@`Q]%_Z\IGO8[(4@',@=3&L2B^D[ M@=`5MG=3X!T9E6,('8`1F+7?TC%87/>,&8_F<%FUX MR7ZN&J<^EF4*C3&S,&S?2D)T',4"-<1*BAG'6D*;2G;KHV364EP$6>D@UIV" MIB5T:8(@/[\)GR`-^?%@@*C`NUQ&E@R=W1S%8?GF'/]6%KNDQJF413V/?UWV>@,0]8&O;AAWPY+)63FI2 M/:UG!Q9/^<[J@51VI_6L\E)A'IFF>UK/,PR>PA!BX=;CVK"X6LRKP77-%1C; M<$R>8B8LO28^NF:;GB3BW2.6"4_KZ0%76P#K.E]&I_5TRQ!NFK=X6L^V?)Y* M81CP='M:CV.WT?5JE+BG]:A$'3R>UG-XG=P\U+GQYGNY^BR=6&\=JH M\'U0SQ8=9,X/Z@46K[4FY@?US("K54Z69HWLH)X9E"TDQ$6F\X-ZXJL6FX-Z MABUZ*;_+@WJF;^L\G7-D%'((NSK"]T$]QW.$+C6H?)NO@WIB:Y,(!_5TAZLN M)?R$8?M6#:+C*&ILC[5$PB="?!X4,\U/<%# M&OX/ZMEV(!W&G7AFP](YW:#/DP$@/WCE";V_ABP7MCS7%+O0R\-)//>#ZSLB50NSM?GKJ`Q(I'D2 MSW`P3XPS98C9F3L^V*-ZN@X%GYUSQ/`23;P;R?B@.)U7.YN#?D<<%@/9?K>3K>BDY' M>DGJE0S;[,HMM=#K!0;N>%58+K@C<[I&>4LL*6_)4QYO_>;W9!CE]],L!\-- M`T`C[;7L>?>ZND2P8@`[B@CF.443!G:)ZQLH+D=G8`2R#`PODD$ZIE)SF'5I MVZTM%<,SH!H7<1.S;>D6JDLY_0ZBA\<"#(^?0`9GX1\1B(?7(J MR*^R]"G*T5HN^C3/RR6L2G+/__B,KZ&VN1$^U*"B!288QKR>)P__]2)(>\-? M"PY!S3,E@6W*B`)N9+-Y9Y/@[!.&=7S*/OCZF2!.@G;,$8`+AEUQ38M+':X' M0,T5;T^7"8)ZMARF/%PZ]:8H8-MRDT^/7G\BD!ASQW';8_[W+"K`Y6A$(13O MFZY%HK:O0S.BEIVA[IN&@(S6,LA]SR0)+;AAM9[A[0<;"PB"<8MK8OJ;JPJ" M\$EF2/NFUZDTB<+??F"Z)$Z/-;4,K:?#E5B86D_'T6T1>:UK/BVAN<4W+*9+ MDJ9PPRB9_63)WS48I$\@BT!^.3H)AV?@OJ!1#2802A4%[.EG9U;E8+R6F96% M]7I65S;NL:L$LDQV\D5\[A@GJ_229)3=,,#.3'/HHEH,B&5A70Y+W5:\3%)K MX)QU,DM-T]!5'D4>1D_10GJ'\.$7XTD89>,Z^U2VK"ROESMK MD=(2+PR7Y[R-GHT2P%#+B/OV1H\B*8"HN51G;]3'I<(".Q3?/%LN!0J$MM[D M'0+<^-SRW,`7AA=V!M_3-V[ID@"&>COL',-VY4.BYD8[R_)Y-_EMG)+P'>EL M!+')=]DKPFD:QP!.UR?`,L:WG<`VK%W,[*:E)698WDSO&-Y.J8H&1"VK;QJ; MJUQ2(%'3ZCNN;>WT@>*B@1WISUI^R@8#X>7HEKT[W^D8!-Q@W]8M;W>TSPTS M#"V_;IGNS@*/:$#4LOR!:?/N`ML+]TW?L`)YT<"V>5`GI)P=1(9?]RSVAA^M M!&1#="3U">0%^H&EWZ9.FR2+"T-PI&.[.RK%XP-!Q"O[N1)H%-"Y\ M@D\[7W#T&K'A&TK:XH7E$D$-G\`[#JWX!/Y!(/4)\B%`X7+L&J$C[[C0\0:; M;0UXA`9[$[]MBL0,PQ2AAH?G'89ZVT*#&F$@_TB0NH1`PFE!Q2W4**GQC@L= MMV!U8TF_I4DX&&33,+Z!E$ZKSTD0Y@BF[?H[5XEVD](2+PQ/>1EVC62);QCJ M+25O-G63`@CBS9)!G;HY[RA0\`F^=+#0<0F!L7N/<4:"PQ&SP'CEUE"9X`:50BA0;BFL( MIF_9-:Q@W12'DQ4#Q[-JE$9X8KKF-E*OAL+RQ3;Q(K%59S&4+YZ;VW`_J%$$ MX`D$.A8;@K#[G$"K0&`'[9YNU]CMT`KE#.WTYI7VPC%=+R`W/*M&AL87W^3G M5SV^;%0GP;:KU\C$>`*!4KE%]UJ,2D^G64;MW*YNU[%9+Z8IV&O=\@6'@9*] MM@R,EDGTD`CTE6TQD.Z;(HKC8U0$AS^D$763,O(N05VPUTH7>JFA:66_O,C@ M-+6>^X(5'1,K*%JX8;/P["F#VTGXO4_@[*G![2BFI8Y6\I3'1[,6,6!8\\?C=$JGHNR[YFQ;$@V"VF7L;O[T,+XH;07" MO>XROC]OA"(1"I7.!7/2D"9\KG3H;?$_3/`+YC5^B>##M;I,\+0L2T*;1J%Q M@VX(!0OV[A7;GF^5%(\SBD[,L!U+-A3:9^P$S%>3HR.!;LJ\WLS68; MHO-+,U_T7!D<*5=9I&-9,CA2SG)+P[:%_0:EN=$@IJ&-S5U5WS` M@J^?"7:.^H';?%G>;!F;#A1:1<&UUK5#W_#U2V6[7 M"]]B(=NFKVT8PH@&;:>^UM2-_4*;SHE'*2`CRVEM2;PM MNZRV:4U=-(1:+!R;DKA;+E-;8\_TMMODMNGN3M'0IN)PV4Y_G,7>^N=7;=B2<"D MX[WP6X!T#0EN.FBXCCARYBS@7IPLI@,=9E!$\RCQSF2-;)L/]<->+1V;KAO= M2`U+!S&/U'BV:9C\@&S!2$Q$^8B/I(:89M0D+E#8L91G$'7/X)I5+@R9K1.5 M-)D#RG`KOV<;1`LS+#9^\+J-WR7;A2DN-*T&77N"::OVRO`:>0!Q4.TX^`H: M^05Q8*83@#5*5[L'BVA_@^&9C7(?[MCEPK!99$TUVP"5[9Y4G^BL"YNU77[W MHY)U,1,;'5[WHHJ-:IO&RR0[A2`VL-WN0FWD)<0"FD9H)H&3(0K.&B5'7/++ MA8%C">NNQ4T&^Z<"V\2[V8!\_9G^`KKEN0'>"GJM)5]VR[NF8>.?&6A42678 MP-FQ=&R7TX@'DNXV^!L%/>R(KV9'FGID4\P4;&P7QP>'+59@=>RHE`]H6CTZ M9F`7)H+-,AJQLX?MO%K@&;LZ:>$W46F5;"YF/5-<&*[=&I:#[^>: MUD(9ULZA)_ M8[):XQ%7A+YIF>Q8K`IWTF$TB@8A\K$YIF$GEIOKK!L264:Z]FZPNF.1@ MI=?:6,R4#,ANESZ]C;5/R9M4QQK3)?'5-M6]S@@:OLOO+`C11:VF8!H+*%F+C!0_,: M0>415%L*O:(=/#B^U*:LM0C"#$P&.);'%W8]ZGR:#/.S*+^?9CFHWMU$6F8( MEH@D!U^ MY8UF#AR=8,!TZNMX!*KC_)-'2.CY.,$FA_`NCJ=$CS$H"_E`*_8Y'V3I\VDX MB8HPCOZBD]HY!.'9>[2TR!`'WE`6Q#IUDS*I7DOIHBQPD;M8F92%M?_EG7_N M?'.G@#%(33GAAP-'+1%H0J2TO(`H2+K+"UR=I,(B,"^MFQ8QA=X%&/9::PH% MV<+F;-]SR-:`=]/5"9L\^''2[=FB0=GM!FW?L.6&MZ7\W"/<924:C#66?Z4W M@FULTQ8-$WXW:G.%)/Y6;8MP-QFG;'(021@VZ<9/T;`4:[LVK^B*MF&;5QQI M;MEV)+>"K6W:%@T8?K=MXR%9EC>^AC^B\71\!1F![T/"+Y/CR20+HQP,_SN, MI^`J2R<@*UX(&U)N'G2W86SY`47=\[(*]KC+YOQE<\IO:8'8>4A0?>4R@9/U MZK6!7HEYLQ:@.LP[76>E*S_>H%2(M'"[>^KH9IJ.B,1O0>H@?Z'K]LTS$)($!A>P?D&WV@)C&89%F+S=3J,]/4;Z#6JQ"GELVA%XC%V]DFI1BXVK5)/0=>Y9ND4OAZ>@7M(P*R<,LW@=W_/H@*DNND4DX(+T M[;-Q.^FN2X'TV8TZEZ.S*)X6T1.X`0,X5XL(Y#=%.OCS([5F-6;$HS4A@SM7U:",P4=KPE$E-$+>*9,+5E,I8/!L,W<[)- M#[*-!MKD,_(B;9'/R)-T@SXU;X)#_ND05)DJZ5$'3<5)$PS?>_/./03P=@N%YEHY/T_%D6I0E MCAR0]!W"VT&:%UG`I*\?.3,4!Y/B\[\D0/GH93%S%89*? MO'S^@6JH.;B"006X#I.'687T0'*51C`H2<#M<[KVO3=5TTK+7MY*Y*W$ M.#00D0?BVV<0/X$2XG/(`(2Y!L:>[9L2(&QRJ\2FY_N&I2!FJ<2.[[L,$2[? MOJ_%]UNNY^^@FN,\*=N(5]=^@K?&Q84)?\_[&<9:X-(EH$JPQ'/N7I<,3,$HS\:#.(PSU_W5!T/_V8#)C(;X^*ID(0XU5W9W".(ZJZ3<@41 MU1#%LK"G"V5"":>UX7=%*!.7SAQ02JZV%IUT'!XV?10H(U-&O+">$FE$ZF?; MW:&&U32F!F75F?%QEJ'4$=G9DY?E5Z["EW*K_G.8#>>YY*]HVRZTO+,8\-<, MCK![N[CN[%QG\@POL#Z?C.-/I?PPP!X>[<2F'[CK0PZ`L8 M/(PU,4M6&`Q_,2UVPF`$@;S:X/;_:QHC&/Q=,`2!QP\*.='SWZN]D9L,TFIQ M.WSP"%^EJ2$MR>XM?-4F2FD?KO95FC9!X'NS#O'6M-YO&75E2^?&D-=@'$9H MC1\AA6[=G8;Q+.\#P,S]**8_@@!'DB&80T$B5 M!0>L]6RR"[S.PR@K.SLA8]14.0#*_#HD9B6=EK0C?\ M@`)2N%3S`U&EM=H"D:OO(T35]JD:(M/<2XBJ+=(6B#P:M6]N(/KO-(:/B:%] MI&B-#(.Y'JW3S1-,^!;)T&W61IM;F`BLDF'H^ZM-^);)L&Q)8+J.\C_/,P`6 M_==HQDFV2U(Y;DHU/Q`1Q$FV[>\C1"1QDN72R..$@X@D3K(<&L64VA#5J7J] M9_I0<:OZ2$-E!=S]P_U*H0ZWDR(.^%XK:.\/W^OUZ?WA>[WE)A6*-_0!DFU$8 MHHC.&UY``PJ&JX=_RN'6^IHM-A60=FRI+-&_V0Y*3`4V#XMF;&!8?JV$[1LH M+D?G:38"40'C4-(V<5L6`GW(%"9+.$0M>Z`NGP0_+L5YF2V`N!R5/Z;"@F/J MCF$LFJ'BC+I.X]L.>*O\Y-J9&79`&IM]K+&V]8BE3BPNE[7ATJ%]B?AODCNJ4&_A]: M*7\*8[1&_AIBG$7Y($YS:+AI(&KXNKM^HA=[>.HT8Y]M<_S`J$_S_#J`Q6T4 M2_UF!+&C>Z:Q>A$!UL@T*<6W`YX=U*)T(8CR#H7?0#R,?:J4J59/KOK&TY4U.R1F=IXCO-&HW$&ITTPMKLU M?*,9P8MK=+;?0$4<7ENK(*X]O\FH=Z]R[=KK M=U:^@=SE-$-%L\7=C,L'O?[Y6P2R,!L\OGP!3R!>?]9%,ID6>?F!27*3O5RL M&X*Q_BU-,GK<6UAW4U)5??Q[@7W?8C#JWFD=#=8[T#K^Y$\7A/U6@68>Y[6X M.487)_XU[Z"])53_>G/=\#;/65BYGEAC#\V,7BX,&:X<%6RU)K\,L'7@.SB8 MK$2=K!;K#/S0R\4L$<"X\`B;`,:%&FP=&!>9)FLW(:U"KA-+5\7'[U'Q^#U) M[]%ESFAM8$83NED]&41Q5`[P:II.PCS*RPT%^"L!^@Y/';@;=V)3)K)S`';F M%1L=-F4!`#?V\1S3%!&`18?X90/F]SJ0-D]`^X[ALL*)C!=^`25K6.SY_.!9 MUCDH4G`-AF!^W..XN`HS^-"8Y6-G/@3DFI!%2^7_[?>T\38LD+8!V`P;H=UJ_CQB(H^3/ MH]'\LR_PA?:C?*MXF8!?#B"%((%&ZV#^;I;&\-W'HI@<'1X^/S]_^'&?Q1_2 M[.$0:H-UB#X^1%\\0(\^?//LM?07F)%8#=S*E_S7[ZQ+=0VQ8MCQ4&CR+[A'AV]`-I/# MVO!(1A#9!!WJD8)K&0#^GD!C..208QG`Y9IK&0">'WOED&49T%WT3^&&Y\,B M4_ZW5158)(T<\BP#O%=9!#.Y21ASR+0,^%Z#&)W$Y9!E&=!5QH&Q^T65=6XX MIN!\YUG[["OSPH!FP$0]3^-H^!:VV1O/98\3].1XB,_6\98B#BZ>\YS_E5CC ME9YVU&H75NQBZC$ZE2(*3%V/WYF83L(X3`;8YJ%KG+H>O[OIA,K12E(B2$H9 M/A'$A%:;'Q+X'G98WPU4(A8KT-]'6E1`V@:M:M-V;=E!TE*##!^;OG]>)%KQ MF$[S,!GF_^(:HBU:=`]GVT,&[=6P/U]E^X_!8#0:0))(%&P5=K0,5A&"EU\9 MPCF7E4OV1QH<$V1QE`!\9B_65UR?(P1^H3TM]@%HX<))5BRF*DO8^3E(B5B"7C4XE8>CZ5B*7G<^]$W$*1;A%' MFF4<.=\*;^L_->#N,@'](H6_GV;]43B.XA=/%T/<6OS9%-RX/B*C-CEYEY/<=H8+E4WLVU=`V[9SE*O#SQ25.\ M#6).)5FN)6OH/<]O4%!0XN5;O(;',<]M[U:D&S>.Q^C&VS#6LI75=M3S93R- MBXBP1JJ4NY;M,AV>]5N)MY%XS9[MJYB2)SY53*DDBQ-T]"PO$()M)=X:X@UT MCGD6=]/F2D1Y/\VC!.2YVKS)7)E[MF,)P;62;AWI>JXJ;O#$IXH@E61QYJUC MJ7G+$Y\TI6OR7+-INR99V6V`;EB9Y%,86&I]+477,>!B+U+'B-:G`PEQ3:>+ MI;OUYTO74NQZ?*5%"RUJDK5W+<6NQU=:U#SD[EJ&78^O=&AAB6QEB906-5\= M%$V)VJU,8_$X>Z->Q]3;M`CCS=MQWNG5I&:88#/,M'NVWF#]O6M!=CV^4J17 MA]^SS`;KP5T+LNOQE2*I[$/I$"VOYO<"5[C842D2=XIDN[YH6B1K=UC5&I9P M\+UHLZ)$K$0L'9]*Q-+SJ40L/9][)V)Q=V6K5KI*EY6(E8@EYU.)6'H^E8BE MYW/O1-QZ*]W:'*D^8^VHK>4T6-Q1)HEKV=HZSR='E&S583XEV0J+'*BC?#SQ M256V''/,P7Y;]@W'N09#:H_7`ZES" MOHZ2D*S&IZS=GNY2G$KMR[%["I0FE?88:I)-\;R^TJ1]U23*F892I'U5)$OO MN;XR24J3FF]H]0SQU&@MX3@L0HC*\O5D,<(XS!XB2"LD`?[S8T;7C"2MB,8@ MUQ+PK&7I.$QZLS=Z6@ZR:%1%S"KI\VRF%,V2N?L*#NY?R5_C9;("+R)^\>#Y M[>B^\]-';:X'<*PXG.00I<5?!'QH,PCZ2%H0AP]>E'P\T`8@CO-).("2^^5` MG[V>2Q*]KDKE2#*V:G3HS]^VQEE5^P%("I!]U-;'1B\AH,DO!Z8$_(J-Z_<$ M)NU#WG@5&U-^^14;UV-H5L,'[`5L!2H.'1?H02`O^.!V2VE4^5/:8C\-L^P% M1C"\<2LVJE=9E`RB21CSQJ[8L%Z#."R`BE*4!>`>U8MDD(XY"5$H.--=Z[AK M##190CS.EUREH^7?9V``QO<@6[YC&;WE"U,WL.LQE8N];6D;R8(XQ8AYG$X3 M[-"N4X#V4#HG8=QX0ZX2#[O)0V7'M!*0LFY[*9UK,$@?$O@>=MS>`4BTZPU- M0J"Z_0_0WT=:5$!:!^TI5972[*9GJ4B&CTWT# M1FM-"_KZ!R-*EHN-B\6L\LUU9674W'_+=6+8_?V[4.$9D%V,/%^1EI]I^3E4 M8I620R56*3E48I62PST2:X<]^JNC3,/]8-9/VFHW[I=5OGNIU$JLDC,M/X=* MK%)RJ,0J)8=[)-86F^]O*T-:#GIWOG/?UG^JR_)E`OI%JHW2:=8?A>,H?L$% M?3ZV47MH&G)N3`3V`9D*]9X/'M0>W.A9;H/6#1U(0`F=AM`]1PE]OX3>H+F? M$KB(`D>FO4&W.25T$87>I%U#:_`SKW;BA:[UF*QSF92L60B#U"MP`OZY5?)4 M\MQ3>38((Y4TN9-F8#>X'TK)DSMY-LCJ.0GYVMQ(V2P,K+H22@N3H3:>QD5$ M6,I4.HX]M-6S+&6U.."0ID2;W!RK),J=1%64R`&'-.>GUV"12$F4.XF:>H/F M=YQ$BF)LA5R)$^^G>92`/%=;(EEI=<]7=HH'#BEZ'KW)#=9*HMQ)5$6&''!( MS^):JKK/`8?4Y.ESZSZYN.JQA6@QR:;LA^:(%>-T>SDC M;KY0VCFIN2?&W/-[KMF@$JKL]A[K3M`S+)5E*-U160:'TI%4 M;]R>87I*=Y3NU*F)F0U6E7C.-.3L$JM:Q+:S."<2T_)SJ,0J)8=*K%)RJ,0J M)8=[)%;)]D6K%K%*J958I6=:?@Z56*7D4(E52@[W2*S@=R>!%4251)5$OUHZ.J,%0<<4IVAJML)!QQ2DVB3IJN::W7 MX!72;3&T(ZAY,D!A_0BA9[A-=B)K23*G41-C]OLC,MM MB:KGJHA:;O1TO\%=(LIN*8DJB3*6J&4U.->MY,F=/.$,#1JMUHYYX)!B_S]>F=VS MCJLS6'S3,#ZJWJLM4]8L3U9]D93F*,WA4SZ2:HXG5BM$I3B\*(YA-HCWE.;L ML>:(U;17-5_=V2))33PQ)IZA]WQ=M<]4RE//W_=,M\$^"Z4\^ZP\/=UK4.U5 MNK/'NN/U;$.L+II*=WC1'DZ3 M365*>_99>QIM+^U$=FO9Q6$10CS0ZY\/DZ<\/KH9/(+A-`:7H\7-"%]0$'X- M!B!Z0M^]+?\%63F)T\&?G_[^MY^G>?\A#"='MUD)[O`,W!?78-;J8II!_O++ MY#Q*PF0`_UX^*%]_$N0Z00A=@]$O!Z>SO^^"KY_O++U_`R9]4S?,@T^(YLD" MA7&8/4003!T*5I_\F&4>,$-#KXMH#'(M`<]:EH[#I#=[HZ?E((M&U:"^A?WV M$C.[##Z[I$6%?"!@RH:_WF&]#E;@2I*5A%. MISF<\OF_!%09LQSVV[24,QSE/M.T0_16.EI[^>6UDL.>/[ZQNLI`_VLZC$90 M!Q>=H%YAND:7&:%9M/KF1?($OGPOT M):@PR^&A<5G#ZW,^R-+GM;=.PTEIO_Y2(,YF:9H7?$Y3"EZM)LHU?T8./DMJ M%!.*"<7$.X:$MUL>#V8&=^-VG2.V,ME:IB)]T/;:4JLD=3V^@D1!HB`1&1*6 M&^#7G4"`0N)Y>=#6?ZJB<\M=&M6,SQ]E5#ZI)G1TGSD7[/RA0>5#W9;I:QVU M?U`$R^C9MJX`PP?,4F`IL)A-Q79L%X?YS/96#E]7^KN6ZWV#REZPHD?O6A<-<\IWH8-[Q3RV,21H;*T@4)`H23B$1([?< M7HG\+1T##?Q[&A7O+:+M;_!!5NU7`1\-S(UYBR&%NDIM%.8*<]&M2]<-71I7 MH&=]66[/KO.M)QLG((O2M@X/T&D=U)[&J>HHSMX".L6BGD6XE*3@5N&Q@EI! MO6Y$+&YKSG4+"35]ORH'*4@4)`H2!0FWI64.5B%1;MB#CX[B6`L'@VR*\L)H M<11=<&';@JL]X8;NMP]P?++C%!)"(/I6304`UY-`C&7$'>8_2@;Q%+4JBQ(M M29/2#X2Q0(EE>R5!M<#501FVYQ&>15*XJ\*5PEQACFU?'&ZKAK5RQ/HW0VS? M<%2N)1+HS_:FN+4%6Z<7<)N#-5PO;(98I_A3J_C70+WYRJ$"OA;PS7R5`EV! M+@KHS=<5ZT"UI>/[[+5J$Z[:A%-N$_X'"%<^VF@+ONABOWS',M:[@K_7-(*+ M_JFJ*[CJ"JZZ@O,%H.H*_CX^JBLXC5FJNH*S6+%3;9P5$XH)/I@0:<^1Z@K. M[68+!8F"1$$B/20=GUE8+#+B=`OOHV[AVF@_NH63U9CWO$6Q9:A>X01PD>T# M56`IL'B;B"WD.'4WQZ!F;N7Q^GEQ2>0`1#7_7CS))MOM*S,4EN@'2>A!(?J! M"GI(>`SG1[L'*QH:_ZH[(,KK(<8K]T6(+FU'Z?W"&/8\2UT+\1HO!`J*Q111 M4"SGB&\P/'\K?&LN=3F$.A;#-^:NIU!O'W7565)AO@^8MV]=1#^JKWIY-CKD M25;6E'F2,V_#9_<\UU-PMP8W6=:IL&Z`-6&&K[!N9$9\CZSHR/NY?+K[*.4I M%JEM8`H2!8F"1!1(N%NC@H`!0"W``B_QJBZ>ZHB(?^@JVIA M1[BK4E;[H*OZ82<6AN-"8HT44;7W[&2PAM&!ZKU7"_7FX8$"OA[PS5R50KT6 MZ@T#!(5Z32/3-$*@V.#SY\-IWG\(P\G1;58R,3P#]\7UZZ8?.&Q^F9Q'29B@ MUI?78`"B)_3C_!;]^Q;2>A*G@S\__?UOR__^_.,^BZ.C09H@7K1H^,O!Z>SO MN^/\[G)T9^G]&S#IF[IAWGU-L^(A?`!EH[_+!#5L^5P>:D%OW+Y,P/&/*+]; MOOVU;`UY-RU;YQ>5>Y\V?''R:TP6_&A4OBU<1BF&B401@W#1X M!&,H@<>BF!P='CX_/W_(P>##0_IT>'KQ_PX^Z;INV('E..;/AYL_7CPN!P^( MEMG+(1SLQR2.!E$QHT$;1O#3/$J37PX6P&,!O%[P[7]`RJX/_Y M.7G*XZ.+\22,,C"L4-O?H^+Q&L20@>%Q'*?/\'-P&F;9"_S6\1C&RH4V?]PU M&/&AMMHTB6;4?+\Y.]"&8!"-PSC_Y:!O'7PR+-V%:OGS87/&(7X_+R1.^*#O M"?SZ\`I:BT$T">.3,$;O"HHD50P^O6L-@Z^?E2U4MO"M+82/S8HS^.BY-33@ M_UZ?\_K9JPR'*U]=-9R+3S`,9TVM/WX"&937HJ_ELI5EY>3O3M]W3'VST=3? M"D(#D[IHQGJ1#-(Q.)XMI'P%Q6,Z%`G:^J"^`P""=:["Z-_PY?\"4$L#!!0` M```(`!>%?$&]T)9E00X``"/'```5`!P`;G9S;"TR,#$R,#DS,%]C86PN>&UL M550)``/=A+90W82V4'5X"P`!!"4.```$.0$``.5=6V\;MQ)^+]#_H..^5I8O M)SUQD*208[LQ8$>"K01]"^A=2F*[(E5R5[+RZP^Y%]V6MY7D7=)%@395..3, M?+-#SG!(OO_]>1*U9I`R1/"'H]/CDZ,6Q`$)$1Y]./HZN&F_/?K]X\\_O?]/ MN_WGY<-=ZXH$R03BN'7/VPP1#%MS%(];US_:WQ"<0]KZEO75XET=OSE^V^)_ M'(P3RD*P^+7UA*AD=9RW?/#&VTGI\7;4\[ M?][?/09C.`%MA%D,<+"B$MW(Z$XO+BXZZ=_RI@R]8RG]'0E`G.K*R%=+V4+\ M7[MHUA8_M4_/VN>GQ\\L/!(ZH"2"#W#82H=_%R^F\,,10Y-I)-A.?QM3./QP MA&%V0Q31XW%`)AWQEYT*O74$WP&(@B1*%73'N=S@'S['$()?"&DLDEP'_KF)2UWL:P2S>9!S0H M>N1_+`&X:>1YBPY+)I.TMS;B(!;T0SZH5&O%@,3,;HO0$%+NM;C32ACGA4S% M."`Z:LTA&HUC_E>UHW`#.4\@NDEPR!Y)%&H@*#5U6/]EL7+EG[FD_.X,(*[H M"-X0^@@B^`B#A'(G`;6?JYK(84!THN;0G+L$S6<8A0-R#V+!Y<(*&"6)P["H MQB>T+C$1AI45'3.`R+1M`8=A=T(2')MPLNK#==SL%)'C^)M+.':#@"8PO,4SR&*Q@+WE ML=4$KN3034M&6H=QLQ`\Q^M_+N'%O0,,(L*X59D6^:6F#J-1%BM7_EN7E-^G M9`IIO.A'`,?\F[_^)T%383O\8]<`H25S&!2]N#E`%RX!)**NWAS#\`X-X2UF M"8!'^;0\XRB<.8J,4L4'$J M`7`%AY!2&`[``RI<2)?;^6PWC>$*=3M5(1_ MA\`3BDQ!_7JKSL=Z/\PI84AK"\LFG+.FS$"BQO(W6$ABEP&UTW)Y,T'\\IW' M60D-QCS^ZHXHS-+P?+DB\0 M8Q)QOI@(O.*%1O^2QO5RVZ?YHBOEY!N($EW4)6O=H,6H55V.B"5B'G*&.]`^ M*YE,"+:"HM34"QS*`AYR?CI09C7,-O]!U`WOPT;RPAA=1L]UV94/)SBX.*X631E(WPGNM6*4Z M#4FX;PK9?)-1UM(R,.IL%49__/FG[)\7J/3.OC$NF>3+VZ?F6]MO7=7?6B9J MWN^XQ3'DBT.Q=W^%9BCD\F6,]*:0A^>`;:#DERL82\DN'X6 M$8XN8-AN6>\*:&MTB]U5%46#:P&%LE4^H"2K>]GI+58O":5D+C),]L"LT7@' MS;J\[F6M"V8S3Y:SW!WR'_N4S)`X.,GC(3&[B!C)`C'+CAR04E\%I21QP`"K M@:6RS[(RW/,=,KD@RWG6G60S$'H/HDDQ9D]3>[KK"\%H0W8-?.6V]?+*U]4L MB^DFB`DUL^)\CBB7T0=29MH&K4\)0KG&U:@!]]Q%F>DTXU<)K(S"3XAR:=U; M9I19S5>LA&K*OJI0^PF81`ON;8_+CR`8?;B6S`>X]'*[MQ>^RBET0[XX('0A M#$Z[QI42^("-2E:[L[-UHO('0.GJ;"/GHP%%WMX'3!22VAV#W;,B/"`SR&V` M,W\'1R!ZA'$=GX,16%#S`II34?@FTRK#8GZ"6-:ZY2`$]\L8O#!Y@69)@Y M5A"X846&3+!*6/<"YUX0)%.^NEWHDZ(;S;R`8%,P]P+C/B5#F,:"(#*LUDM- MO0"@+*![`>[J-HH'"*)K)LH[S)Y)1^4%-%JQ70QOAX1F*AC`8(Q)1$8+L7D. M8L"M+!!69JAPL>K`"^QLE>%>/)P?/\TS7\NTRB="IX2F`O4IG*!D8O$%5NW* M"VBK*^B0$?:A#D/Q\#1&P@;-,$H:>P&43,A#!M^*9,<5XFZ;-V;K1PY4:0YY M8Z?5JQ/2O<#X,9E.([3<>M68^79+IT%0BF=W#=1>!MY/GB(4".`!7N0#*^L' MY8V=UJU.2,MKG?9S(-G,DD>EG\:`CF1VJV[KOG;E(EK>SE3[I0N54C@J"J=! M,8IK>5U3K8DU&*].!^ER:AOMZHZ)BH'%5L`G@F.$$[X>R3/*!+-+R`.%?--R M`)Z%)X\IX.I&&-#%+<>5<3P"3LDAC](<=`:--I!ZN5&;-&,9X.7`ZP4U[EYB M<"E&4+GYU@UB-#/=?%2AD[J/:>PZ7S5XI*8Z)*4- MU4VA77Q_X^5JF+U&;O\*YH;N[^2Q!84!RG2.Q6WO-$8_5%D8:U+/X32KQL4W M0$3)$LLLKX?%J7\^0:62K'9$#*5:)FK/8;52D'FOJ-T,M%DUFF"[-RS*U].3 MLE;U=S*Z5P"G1BF6EPK5/'^"1;ITY/-$CZ(1CZ($4UN\K[VDHIM1JW;E.=S5 M56=Y95'M*Z@`PC"-N"5V:XF]?2>^HUY!72Z^>2*>:H&IWM?6#[WA%6+9&0F^ MLLAW0)E=*>*.'7IN!KNJT;S'UH`+V)3A%L<`C]!3!,U/7^H)?0G8YA6(NGUP.8'GX*G4X.2+,-S"Q!6)\`IF M_[W%^[P+MTMOGJ.]DP(M]CB;F%F5]Q[^07FD*.)\]`.&1>2H+Q#?H3//+6$7 M]5D\EM.`(91M.@T7-F>E2FY`1N\YW)9**A!V*R7V,@>YO<;3ZHSWJ5L)L;(- M;IXBM'O#I4HOGH-<26$%YDX]VVN2P!@&6W;PRH'>?JW.=!NX$P4*V9)RSP(% M62>UGW1;9B7SU^@Y$WT*IWF26MR,`J*(]8;J-95E?G?W_INM4JH(OR[QNX>* MW:M"*V>T]S818S>OQA+,"G/R6*RM)8OMC`')&RT.[2J4O;\:\]A9O>Z=XUW; M[ER7<(=7J:OVY+E>IPW\K9"*^R5I;"TM=U^A3A`$W%`X(+U;[^CAUY">.N M2G/PO:N2)7)U\,@\7O0C@,7[".(-FZGBTK8=.O$2[UV495FQT6S$9E]6:Z;U M&UFS:@YYR/I%VGW+;RA@,TL7M`1$OHGIUJ`#,G4S>5 MXEZ:2)'^W0G'3UU1^?:);6;NFQS<1>8VVC'(M3,XVEPL5QO/Q-8`L4UUN_"M@V MQ+ZBM,RA?@* MU2'=+[#,P[U"=4A]AV6Z2GGOVAYWKJ6'.E9GMZY@#%#$WMCA&B(@FQ_6CQ5Q7%<.QBG\9,[=%9WD7:J=OX5W`DK7]-_]F00 M#+\0S#V=N)R?B\'_!XAS@2!*#V>;[M7JUOG)/,.'O=[SF94CB&F*%9?O(L=^9V%WLJJ0]_HZ=RJ";N MX9.P(T[89M?O#L"SYGNQHV_D=D$)5U\QS4\1?R91R&UW[1:O9?5>EZ8/4:QG M//;1Q/YC-NI4*AF(]"K#E\'!Q5E)IRON1"/`V-(;=\._DLP)YW7"O>%*=$X6 M):FG7M[*NN_'>+CQ7Y\Y'A@?9^];58B>%KYRSOOB!B0N>1Q3])3$8L(?D#Z@ M^DACWYX;#,,/I)0J9E;9@[EB)+M[GLQG_)M`MO0"]>=@R^P6&M"E7#54GKPC MTEB>SZSP@US#[I.`>W^/EKE=13+S?4=P]<3C6O[#_P%02P,$%`````@`%X5\ M02T3Q/XZ,0``8GP#`!4`'`!N=G-L+3(P,3(P.3,P7V1E9BYX;6Q55`D``]V$ MME#=A+90=7@+``$$)0X```0Y`0``[7U;<^,XDN[[1IS_4*?V==U5MJMZNSJV M=T.VY2[%L2V-I:K>>6+0)"1QFB(U`"F7^M]>@V3^KO_7Q?<`O2+\[GL^UCLZ MU$^??_KE'?UQ,D\Q\=WU?[Q[BE=H\4);77WYCW=7'R^OWGV\^O7C]:_77][U M'M]=7+`OA4'TYXM+T#M*641^>S]/DN6O'SZ\OK[^].,%AS_%>/;AZN/'ZP]% MP_=YRU]_D."@]>MUT?;RP_\^/HR].5JX%T%$$C?R=KW8,+Q^EU^^?/F0_94V M)<&O).O_$'MNDO&JE*YWPA;L7Q=%LPOVJXO+JXOKRY]^$']+%VWC)]O/[`_P M^4/^Q_>,72[V.$&43.$YD/7HC,;XF*1+3>31!Z,6X?".24&>^D+NM@"-T@G;_0ZU$9QTC.Z M9#8#9C05!)4-'JU(>,&VS8]?KC]FHQ3;<2_R^U$2).M!-(WQ(MNBWK\[1L>H M8F/\Y,6+#QDL:?^:M-W&$8G#P'<3Y(\3^O_L0V0XO0\BN@$';D@;^($JI1JC M&:2;;+\43Z?%E[SB2TL7TS_-41)X;J@+0F?HAB0QH"?]`E'9W\:+)49SMDY6 M*/]M'9E(QVT(R^WRI^_]\>2Q_S09]V\I%9-!?[P9^E*)-%G_ MFK0]Q&Y$GI&'@I7[$B(-A@EZUJ5GV'L:/_=O^X/OO9N'O@Z;1%T;H>BJ.D57 MS5!T79VBZV9FT:?JT^A3,Q1]KD[1YV:D]G-UJ?W<#(\TMG3Y`#6IZ[LX"J(9 M&=&#=TZ/7(VM2=2U&8HT&%8R0FU=XD29U&":I'==OF5J$QV2'JYT[%'H1CK" M%/>N2]??O@TF?Q\\W=*3=?"]/WKH/>F<-[+NC7%,9[*5#E+W;AVL`A]%?@5E M4-2U)D7W;H"_NV&J,^]/^M2EH3=X_MY[^*:ENYQV,DR%DKYRVLFP/#1FB*AK M1I&/ID&4F0$>Z.SML?>P?@ALV_'F&O4R@Q:4Y>\ M9%:ME%S,7'?Y@7'D`PH34OPFX]'%Q\N-0?O?-[]VME3]-(M7'WP4Y/*A/QR+A?[*R6?Q,YH%),%NE#RY"YY@1$V=JR9$ MPS6V5Q.2A/!"3)<'UJS-S M_3;%S`YW'Q#/#?^.7-R/_#L*1O,2A@-,';9R?6\#C8XH+[GZVLX7' MBT6<6_RSZSD9I@D+AF`DRO=S24?G/UL@!R48A7!^/K-P"AU]0H<5B&&_B?-+ M"QA^1'#!VO\\,VM[E`:?T7$?NJ(I?M#&^=("YAY37'#W%TL3=X1P$/MR_83; MUKG\V`)V"TDO^/[%$M]S?2DGZY[^CG>?EK9W+ANYJ3;$?R[YNTN152$PI55= M!-O6SF4;[J,2XK?L%UQ*/QR:LLP:MS1"@CI35V?J@F+JJBZD'B$H(;T79A;R M$HF0#AN"-WH)R39M\JK.>A9KU*-'?XKN*<0;-_I3MJ0YK:T:P4X9RQ<`GV[A MHCFW$.X1I<,-[]/()^,X]"42.&YJU0ZFRGX.T7!60&_E!B';1N]C/'9#M(LC MDVU$PDY6;62J`I&2;]HR7%TT7U'H3^)'%H$8)&LEP8BZ6#6KJ8I%0KQI>W%U MH6310XS2S=QYC'$R(IRL69Q< M%@[TSS18LDE#5[E$%+)N=LV'JF(I0V#:>EY=1.R^-7R-D/\03-$@(BG>/%06 M"8??P:Y1454L8MI-F]5KWS>_TDV5G9&,Y,Q[6'[O/.GB7+;A_B^CWKBEO;I< M[M`488S\B?LC1R;?PWC-G9W<\HBV$R1[CT1-]KY5RVX>9_1/"6 MX?8O^Z6\+JANPTU^1^N6PP!N[H'[$H2918'J"WLO9$G^YD#!`*\ZA',)/7RF M"B(XEK$[>G\E@72Y%$V<2YMW=2WVB@Z+'1`#)OO3YP[L-\XS6J;8F[L$]688 MY2Y72C%'<^CY*Z;2D8+*1!" M.?+:\SQF_>$M(FE[Y\KFM;VN>&2HX&QPF9ZR![5,!]MKZES9O+X;V/!X@`#9 M_Y6$!OT%2;+"W<90$T0Q%GEPTDE[.EY305I\"``BJ;Q\\A4-QRY@3^(;MUED+"(U2W1,@M/ M:6?GRJY=H8*\U$#!T;R?V\HT[U`=D*5=W:N[+[S MJ2!!-5!P-/1O$:*44GK'PU'^($PBL=/&SI7=QT(5),0'`4=1+_P=+%D/BDB6 MIJ+(X5CJWCGMY%S;?5]404)R,'#T\@E&+DGQ6DF;.&WL7-M]>51!,GP0<#3N MO=TV,XQP$EX]Q(2(0UI[_C_2/([H"27#Z<3](8^@,OTUY]KN.X4J.DLS7(`3 M-73*%:UKMW-M-_5'!9'R0<`)$BJS(=1P2CK7+3>.J``L65MG>["HD_Z[>[VH M2G'W>A'NZ\5#\]C(Q4.<(?0S9:K(&:IL)10-T)K7CLIPX%BM#DG.;Y"]-)G' M./@+R9[CR3N"3Q"F#`..>8I'ZH"05%M,>2?P><24(,"Q/?'(E*=C4NP)/O>8 M.@XX=JD](W2%,GGV7EWL$Z&S3]X!?KJT(Z<*B4^E\YK>%G3RLA'F3V-&GQOLX2 MV5DBVV^)'%#:Z!)DK\&+2BWY_-X4[XMF"D&FZH.TQB*I!0F.57*/['NT=;ON MYS11$Z.@LU7KI)Y(2L4JAMCA M`'FMS=2J7=/P*A1#A.,_*,CM_V!Q:$CC0#SJT1K3IIA^L%)1>-XLZ&'5C"GA MM))H]D"`>5QQ1.)-C''\RJ*@U66SZV/5E%E7.@9 MJN.`XX[F3JG>E/Z2AT)W=0D':H^]51\7'(_U4QP%!^0KJ-["/G;3SNF(3`H! MCK?Z'J'\Q?QB$1`VCTB1Y9@E:I%?&;EQ0<'1\?EY73?N0['P9-WL M)LFK(K4R-'#T_IUAN>=3Q2C&:S;CI"HCKX/=Y'E51"3&`4?/_YV"9PKJ@?U? M(AMN>[M)\JJ(1@C#A)(N3&OHQ2M$)P%%\(!F;CA&29([KT4^*4D7NYGO='BN M@@2.]CU8+-T`,[I8G(K*DA#TL)O[KM)^)08")VKT!%BF9&X=7*5:@%)_NWGR MJLA.&1:<9\8G).M(S6YZ/",2VL^"9[\0P1YYZOY8<2>[6?`J6H4X&.!L?`_N M"[V01?XSRI)!E/N8^!WL)KTK839?0F(@8,P^0\]+E_0"MI:[FO:;VN,<#Q%F?'"#4MNE\=-[>:QJR0''@0XYIE=D:IGY(;]+`M%^6XEZ64W M3UTE"96@@624`FR!O'L5A/%NS^#$W<>DT\]@T*PFK4QG`;B*[2B)4 M!P;'FK-)[+^QWVZM@K(JS7@.@@:?!H_2ES#PF.3=:+WYI/"Y!+>QW?1N M^M-="*+!Q\*;XV9SF;V=NWC&F\3"MLYU:R[P4@R`G@EGMM)39+*+/+^'<]V^ M.[T8":`2D%K"X:%IW1V?#P)0D2ERP-+K9F-?=:[;DMVE82;`<1%M`13O M/E!$95,^/TYZ.-=MR0PC`0#(6822W1R4[<3[[9Q/;7E/<4(V(%V%DS*CR.NM MX+!3Z.U\:LM["D4P@-0840;W;Q%&;LCRIGV-0Y8#:A>?M)?('6>FCSOZSV@V M0CB(?84L^DU]TOEDT[*A*GJ)SML03^"X)"75`@J"1S'.!) MN"3PLHP/89I(WU&6]'0^M26OKP*0LHNRE;QGMW,WFB$RB/;J1HPW-36ZM&>J M%'=IS^"F/=O"R6N/8E( MMV(J$:<`!QCM\(B^NVR3EIT=O/9-94@HY''A'Y`E$8N(W8+S0P3FS8F'%?MS MTS!I6$R;CYQ+3EM48.2E4*7M\4`!JE;O+A_#:K88\=KARU`'%1AQ'B33+14< MI[75[$JZ(N+3;^*>JIXO6\AD>0>K.<94^5P*P<3ELH35+`MZGA5:C=/'[:VF MV*O$:`X".&&WQW6L2_<8?@>K&2MUMQDA!#CQLX("\>5'MZR?U62QVL=U"1(X M\:^WNQ(:I?(Y:6LUX;*N3'C4PWDP7;=^;VO2M_%IAV/.W^9RWILO$E'PFKCAV^HRDO.S2OJ\PJV-66*V17Q)97GVP]J1EJX8-CBZW*[!.)K'@_.3C MR)`/,[K),Z);"@D2-$9X%7@H9P)+FS'+I2=5/\Y"@=W<<3I3ZHP,@:.\'ESC ML]73\R@`S`"2Y!$E\UCF'53I;C5R2!(TH/19P]YXJYGH#`5R[6>>$^BZ MT%RY>:C''"6!1TGL_+J=7[?]?MT]+7NK>1?1%W?("^E_%,NI"KNWIH25(I@& M[><"C3FW=O+UFN^(\(.#Z@UHU8ZB7*ZR#CSP%TH9BOL83U$@CPJK,ZQ5TZ:! M.Z8J2#B734Z9ST*Q5=7M#WM9=2'4+'"ZAZ'D&F9'1W3)_#Z,7TFG!'9*X!M0 M`NF=C$WIK+X%71TWZV^4ED&T*U#G)50?RMY(**0.U!ZL-0IB)6AP_`C5'O=9 MS:U1B>%"X1V@`A.3='$;(R`M"=$#N)#:W/IOXG%5UT>0D:8@YD-U\>I'?6[!';'^5N27+NEJ-&CNOO!58 M`6=YLW>M))^1PVCLAO0_TPS`+ENE1.H*O:W&99Y7\&K<@&-&VGO33(D=3HMJ M6EFY]A*I"_M9C7<^O[QE?(!C*QJYZXPI]`0:XF`61-E&=$3Q5Q3ZM`'#(CO6 M-8>R^D3AS`>]/FO@Q`QDB6R1G^41XDQGQ1AE MDMG37H;3NX#DM>"H7K-)BTO4ZN-4&]!N7.AYITIU#L$)`SXD?1`E;C0+7D+4 MHXJ1?'I(.]J-2#WS-"CE!)PLO'=HBC!F4'4SM)7TM!NW>EZ!*[`"3BZ^WLH- M0N;'V)Q:NXQ(OV/*EN=-YJ1"/9870M$?S&[PZ9DW@DK<@9,>4#^\71#F_:]C M+A1S`%#N08J<.>%9E%/VWSVLFZ!J!<>"^B!V`UC/*W\]K@!*:7A*.--F4\:( M0E/-&499B()5B7N_PFAV2S=KRDU5^$JHP7@03NG/KKB'ZHV6U#G][=9_;DC. M`IQP/`6-U%JW:1PT(L@R>'"L_1RX!X5A2Z_G:@/8K4;=T.(4`85CX2^C^2%P M7X(P4T%JB'AO%+M%K<\BYR.T<&SUZ@$L1L+N+-?`-AO2I8$9SMXMH#M7"@W% M6TH&LUMBVT#`90DV.(+>=Q4]NLG&UC/":+GQ+?8B_]8-0S*A=4<3EKKE:_`!S`SMU-M:>*&7#6"XDWM1\4($-YWJF,9.9PWD2;QJM3>\; MHM$M5SFWM&O(N`'HV-E%KNQCVY3%_9H9.=V(W77+<@EICF2YY+K12:&/',[U ML2!^$F]>TE4[--1'L5S)O0G!*Z*&S&%>@6:$@\@+EBS;T5H4FE5M(,LEWDT(LSIP.)%6)Q.1LF2)<+(> MA6Z44"6$I:%9+N0UG-0'L5PHOM$E+`4-)]CJ]'ZB_EBCM*_E$O7-WN,X6.%$ M5*EC-V+78]7CWXB@]4##"8P2T'U/CQ]ZXIBQZ$H&8Y7M6VW1+<$&YV9UZF2: M!`OZKV5,`DUWZWY'YQJ@S:U,**INN&.@8(RK`H]A)6D>]'2N`1K'3(GS!"E, MJRG'4G,38QR_LA(%BGJ5=`SG&J"QJYJ0M3"#M'-RJ.[Y*Q:\HV+ND`_@7`,T M;E44M#)@$T>NP-!QNJ5L'M#%F/0)9.&\*]TGF65B9%O(<*I6JZ*T M+ROL_`9%*\1JPAHILB^GV)O3K8--)I9D\6;-*FG1WS)2$O84@G+*C<3)82J, MXGP":(.JL/WJHX9C9)25X7A&%'?@)?OEZS;Y45,L59UJC.I\`FBOJK:F:W(! MCLER3S&DQ\YVMBONXJ6=G4\`8\QJJ]`2L'!,DZ.M#K%-:JX@RKW6SJFC)J,XBS,BG:08K^E\S'0$;7D>]7<^V31-U1M0GHQ=^()2K:/SV:91R@C;.1=A)=A@''SC=+G,,^Z[8<&1032-\2+/ MY%J^4!5'<#ZWIMBM.B`X)HQ!E"!Z94Y8G4>I5W;7S/ELM:J`!I=%?M=#+ MU#:G%2*EXCAHZ7RV^NS0@$1.X)1XOALM3O/$XI-9)%S^VC5FZ282-PC)A`Z4 M=@4*N]HT@&K3$.3]-(M7=$$$N7SH#\=BH;]R'M#,#?M1$B3KWH^`-X,XK9JI M'S.G/;&7OJ`+^EM6P73G$Y$(:,OT0^'PJ3:\IZLR.:?A+MLW!1S>;])0!9B" MJ1?^`2$[W@IX=LK8(V+;PE66)=)-PZ1A[FX^8HJ]6ZH-L%EP)^LOEF&\1B@O MV?T:(4SFP9*%\C\>'/+'5[*R?E:JU/`F*.=>I4![6B. M8+?RAXI4*@""XRO9Q3AMM6<6:7P;$^F+-EDWNZ4[=-91&8J2@,M&#?:[G-^[ ME"(;DWUGJ^]L]6!L]=6%].C^(\83^A468(E>BL0;^SET!%9]S1%:8/'71P3& MPZM`LM#,K3V&+>]"!?E4%G!3KHG6B-BRJ\.&K$WZ2!*/,Z#)# MD9?I'R][VHC0ZJ\[A!5/2Z4%R9>S!DXPXBV*D-ZXWI_(WU&:&W5NUON8QLLX M(C%&?I]%&2UQ0!2$;^8#5GQ$!J>&,2[`<5F((%6>$1N,-KU,#4IZBPZ.;Z-L M4HYPL*+JJLG5+AK2JM/J#.M;@AN.JT+S6.<>;39]3@;D*,!DPK,AL*'V4B_) MC>QH@E.2C/"F_)>")/0&L.I6JB$;;920_!1YW`BZB2.=(U+:SZZ/R<`B*T4' M)[FN.(NWPBN0\L[M<36I88&CG4KHSQF1RTIKF3^4Y>KR MS2QJ,50X5])*%4#M7QI%92]NW)#YT,=SA))G1/6]!/GT M6$G9\_URU:G&J';+Q.OH5#5!PEFU%4K&"*NE6"W?7EG(&5;2=$9E0+AT3 MR0X,+YY%[,CX&HW6B#^OM`]`E^ANS483/GWOCR>/_:?)N'_[[7DP M&?3'FVC"RRZTNO!D&4QNF1IVG$J@RQ M"RPB9#)WH\NK1]IR3IY21NMP*C4:-_Q%\!DSFLZ//LD MR=8>O;G0KY?Y`57ZM\D+J(@'G,U72'"Y>TAM!.O^/U7)5!0L0-_?^40+Q>]W M)AG#\_GM:"UUR1PWM>N'4U]6?)EQT(`1"E5<2;I`F&%1>(]ZW-BN#ZRN8+AX MX-C`-[76W'`0$:HY9?EDY*J*H$##[;2OG#A#5R?(D.D/QFF&$6%', M%-^[BR!$$5!D:Q@CJKU=^J M8^\,DM/@`YRCGFF(%%T6:Y.IF4HZ,J>'76=-S4KK_I/`+D86XP?]G875$4I.=Y[)&<_$3DM;6; M6^4,QY\(-!QW;,.4\"TN$N\D"*Q03&TF^K`Y;V8SW+O7/K8KRF[,C?$TM6F,8H[WF.S$AOP,H#;XX$'W_6^0'Y"7%6?G`PWN(:,.L,)3= M+"7*,945D<%1[D4`GE#"WLOD3UT&D4>5W`K+CC.*W:0C)A:@`!2<`%@)X8&_AZ@T&?/RZB>Y2&N4%2Z M.5?0`X9545B-SQSVGL;/_=O^X'OOYJ'?I6KI`C2[`,TN0!.*4[L+T.P"-.N+ M%DB401L#-)L+)VAEX*44#YBE9(X!CYZL:>6RTRUD#LN9D"8X:`_"OR`,YREP/X`P<)&DZGU:?!=@3+-=+.+?H#W'#T8CG1=/]B&4$# M%I)SX_HL-6%UR?,&LUQ$[=R30,0".%KX)O`JFNV.KD'D!ZO`3]TP7/=7;IA2 M#= M96*H<:'$]6_!_WS5^9\[_W/G?^[\S[9/JL[_W/F?._^S1?\S'(]-*_W5)8@` M"FB';=]]R]%M*WE)E<9LN]>[.FPXIL/.+]X^O_@S(H%/E4!*YPC38ZG*HE4> MH]T>=!V8#2:EWR-C?XN0AW-).[73=:Z$"X[]K/#P#Y,YPM6.1I4!K#K'C85! ME&*$\TZ>:]J=QGCA,H)NUK<8^4'RM]0-@V3-C+X9)6J9^RH,VI!#O3[7':LJ#KIO,KZH4E:=&.1O`W(QL3P@@M@LP,P.><6/DDO(` M[UTCN[$2U18C7WR'F,#(8[Q$[*KVR%1)B2XM:VXWE,&DC$3HX)RXX_2%ZI61 M[V*_7%;';>U&%Q@5%`\:'-O"79R^)--4G*B(W]"ND]^D?$YQ-6@7*#[&HA)B MR>DB;FPW;9`)QLNQP3$&C!!F>A`%6\42H-#;;@8AHPJ#&E@X!H&G.%K6$J_: M`'9S#YF4L#I>$TGU6IO2K2VO7C1!E2B5%@+9KKM`MBZ0K0MDZP+9;!\R72!; M%\A67[1`C,%M#&3K$JF':SL1@7.0\>G!-;"8*AQ;V=\C;#B(S+=P]5RP[LVQ1C[?0(PF'L1AX9 M%^L>*CA>70L./YLVHL84;_Q!'_J/,&=)_@->(+O3ZLIJCU`.N[1(F^O&`$8 M3X7)LI@261JMOFG94RR1*G\:&`;?S9TZ[`/BBK8\B>"]1OI71@` MR+[=KKUSR57J_^M1IYY',NIW\$R?PI?D8ARSB_379?ZMPT,2S\R`13 M*.& M'I3YB))Y[)N<,I+/V,UMT^BD*4%M(H:NVD'2B"99IF'9]$68.D#*,<()HM.$ M8EJ'5%6H;+H>#:Y^=;@ET71P9T@#RH7&,=N6=TXF$1=3Y9>V395&U`J=X_6J M+4^DS&(N)LR7LZH4M=6'HV/T"OIC)WT\.^,2Y*5L4@<0'(!7T,V)M:!MQ0S: MB*A@-:HPBG/U!HR!/%!;H=H//Y%0;E@[$^LE5]`M@771;>4-V@!H7,62JA9O MP+!7@F\K=?M6/,/EVMYL.),*OVQ6X^8^7?O,T\>SNWRBE!!RO>F-@,J M2Y4_26IS`DS0F!:27388\_.%-[;5`&^;4T;`##A[#.]=5NP'4U:O@%)$M"ZW M^H-9?9-A>&)40E\2VF0AY?_/G;;<:YHW ME.BA>X?:T#O4%K_H/X_TR`1KT51TS>.V;SBGD`PSG+<@)O('V0RZ MM9@_Z$N3;S/VTZ+(E]5I2[NI_\^PJOB0X3RJ.$]JDF;>S5O,37)Y"4@3/&/^ MBF;Q&;L@,[:XHN-AP>,7(I\FXJZ MYW%CN_D&ZLN&CPC.&5CF'GY*&)]&/KD+R$N*">*]$:@P2DM>]>N#:M"P5D9, M8>2CE^P^H?QXO7670>*&P5_5I28;$_X3?",0X1CF2G>2F"0-[LGEH[?GL;TA ML/!>B4SH*"G]?A?]UD6_-1/]=OR_>IYU]T>P2!4:10"[;%%P(E=$WFC\R> MMC[%"2-D%C'59QA1$D;;)P#9:2-:A(K=K7K+^98*CIC6'6Z*XM&$Y$)S5TDGR7RF'+X MC`C"=,TR6]\L#5G_]3A=,A\GD8E&K;M5-[JZ5)3!P"G^R]F#2?&09H+CE/[; MOT,O=`_(OG\.,+A9JFNF>@9>U87_Y1H4F MVYKK#6S5P&A\=M3F!9P30C#1-ZPYF>_ZNX5H)*L6R7/M%Q+P<(Z+$F;45PJV M[(-NXM3'`Z>J#9=F79E9M71J<%U#;)"*CY]<\G-D&E+:]+!J^S0NIQVHDG/1 MA@6FBQGH##%OQQ!3+%C$'I@O440R_U"NG_329!YCYM+[1I<-WE-E1Z$;D9MU M_P=[TT?0B*JTZ-F-9F7OLAKX6HLR]32#'LQA5@/>*;C2YT,-?,UVSI^&YH?Q MR2CA7S<9S3$3R+.W]L_*,^0AHH?["D6CF/*9)=QYC0^HD;\_5^EKU9C:T%;! M\<@JLJ(Y.4Y>4;A"&0'WP0I1(C0$J=39;F3EV22IR@LXAL]>E`3^B?VV_\,+ M4WIGO*>\9#Q+DXQEP^GQ[5!8EE="%$G46K+=CP>I"B>R0H7>K0D14L,"Q[^;>;,Y1'^+,,I?\GZ-0^:5_IURBLV[8;13 MX7HX(/1/=UF(,E77@MB_0=,8(XI6(N_&OFGU9JPH>?ZT:9(E8.QP(I`,SS/R M0I>0[;/AGO^/-'_/=1_CL4O5J^D.,.V671T&T79+K#/OC'[?ZIV^D3EHFCUP MCBT9XKH3:H?8YC6]L0FQ#P_^:<8HKBY*AM+F[;8Q(>;`X(0IR6@M$&\>*?:2 M!`UV8352JI98Y:!L)E?) M4]I3DNCLH;0QNUEG8^IL3&_'QL3WF_4P9O9@1N;->M=DY*ZS2CNO+O8W!N+? MV6M[JB/G%[7?L=Q2U<#76F/O:@8[G.M'*3ZB!5#F>:@SP\Q1T1HKWGEY`N?^ MQ/>-G:ZX%P'LO5:NS&UM3V8C;-&SA7 MQDR=R-N$NWB:-9DP3P^==OWP:3OP^>;OM/ MD\'W_NBA][2YX5QV5YSNBO.O?,6Y=P.<)5OL$9(N\K7;_[%$'CU>[H)5X--U M]DQ9U<2NJOKMMW_]T>!$BRY#5=!^CT,Z3$@/%QNS[O#K;^?R8X07P"X]IO`^ M!^3/>XQ0D1O]G/..]^UV76@:Y@2PZTN5ZYMLC;%;FGYXL(F/MNN*TA0+X'C* MS%I.CPP$V1_O*,^W/#F;_;J4DM:\B3@_7V`Z!;L,"MW%^0U=G-F#D0$](>A% M:R\:,W]KB,@4';4!6G,C4(9C M4Y$OS,>D4]\[]?W-J>]TO2WB*-LZMQ-]E_'/"^E_9`J[2O?6J.B*8&PF9=Q: M-[H`XVX7@K`+"=37'B$H(;G41*D*"LPZSRI!?4>AOWA,_QCB9T2NK[$@5]K%R=Z\N+!D..&$2&95T M6WA`]&JZ5S[["27/:$E)1GYIWC/E,:S6];7R8KK&AJF`I\&JJ,62'[.:GUEQ2.;053C#-'I;><2L+Q$]1"8*HPID M\A"X+RQBC9Z<6KI[6;]VU*950`'G;+JCFRR1EZ@JFM@I%*O,4O[NM$]\#*/\G1L]U.X1_9X;?LVR!KC1C1O]V?-7;N0A\A!',Q;])%H* MU4>T4S:VHI@,8#6AB*5''5-%A+Y+47OGTH;EH8Y(9$C@;%[Y MZ;@S9FY+BRFDSBOMZURV)1Q`"0H M7;4KB%+:V;FTF;VMMB1+L348>;4UBQP:0S2V3O41G$N;6=8J[YYZ`&W8D&3O M-!1[.I/[>>_C6[U+@=$%X((+PS`AIN]1NUH_(92N- MT7:/T3]3%'GKDMK&"KU;5*M8#0V8),*7X_I6$ M":2V;O-2-5G[MCGI,GM7BME[4&&%59WN5A]9*BXV=9ERT,$6YE,EF--FY0=CMX`$_9/3JO*PEOT\M.L/(9I+>' M#TX8RJ/[CQA/Z%?(<'J'7I)>M,E,O_>$3J[J*H[04'!S(\JN!J162;)4^5$> MHZFX:&4]5T=$E86\PPKFK#RWE('HM^<5-SSU]MOX]WB%<)2E1)VAR&/D4A0[ MXDN/7-4A[$;/ZZU*OJAUD(*1!S5>QA&),?+[+-?W$@=$ M0?YF/F`W*M_$[##'!SA*N`A3Y4E1@+1I=6Y2V#M\@!2XDHDYPL&*ZJ\FU[QH M2+OO`,ZQRF7(FXPM3STV%*O-,,$I24:T,<)8:KCA!,'VUNY M09B%PN?/4';42E:IN)/=YP%:+QFE&."*&.5QA/D;$ID9]JBIW:A[G0G-HQS0,;"@ZROX M*TMB/)P*7N0\CI^EIX+J&';#\;4."1U(-E,^'T=X7W41WEV$]UN*\-[S;OT1 M)/-O4?Q"Z#)D('./U3.B0+P@#++%NHW`NW%)0+(=MRS!I.E/@4\!VR!P..JS M07"_4\8_Q(0,(B],??:8.*N`S?+_8S1GCH$5RA\8LU;GF6EZ-+6FZHQ-#C5X MN3`(ZQGY:%/AL)>,7*'YI<%/MJ,R3K,,*+E$G36S?E?FH]/\(&A^HLUO>P$> MX7B)<.8"9]60EG3?161[,59*IEII,/`:62UH#3X*9Y_(2Y_Z_TCS)%23^(3. MM4A8BMW!:R>:8/1??']@GV-5C>D__C]02P,$%`````@`%X5\0>XCSH8V9P`` M?@X&`!4`'`!N=G-L+3(P,3(P.3,P7VQA8BYX;6Q55`D``]V$ME#=A+90=7@+ M``$$)0X```0Y`0``[;U[<^0XDB?X_YG==\#5K5UGFH6J\M&OK'FL1>I1I=O, M#(VD[-ZQLK,V1A"A8!>#C"894D9_^H,#?!,``3X`1,W8]DXI)<#I#KC_X'`X M'/_Z/[_M0_2,DS2(HW_[[NWW;[Y#.-K$?A`]_=MW7Q]O+O[\W?_\]__S__C7 M_^OBXG]_O/^$KN+-<8^C#'TF;;8!]M%+D.W0]3\O_A+@%YR@OS!:B)#Z_@_? M_QF1'Q]WQR3UO=,"?8F?\7Y-6KW[L$#OWKQ]A]Z\^_'-^Q_??T#+S^CB`KX4 M!M&O:R_%B'`6I?_VW2[+#C_^\,/+R\OWW]9)^'VO'D>0=&)/36."Q(???#OZ,9N/L`TK_]8YV[3_#9+HOMH?S0 MH,4Z$1Y-<'B'DR#VKZ-AK+9Z&^7Y(?.2;`37M?Z&^'Z,,R\O^!A M8UOV,S6F!*?QL#&M>D[(:];E4WL@JQ&$=01^_D2^W^`,?\MPY`/\L=]"3PF6 M,PR$-8`N3?&F02R$Q2!.FG)&SVEX`6O;FP_OWS!)R&_^5BR)NL($19I^3_IM[WAW\OA&[PF.`T/B8;K"4P&_D6B9- M7?*23<$;^;%'K+S%#YN8>#*'[*(Q8=LDWNLJ3\%*K#LD/RC;1=W+V'KIFDI3 M^!I@+S_@,"N]#VI!%V_>%EY+_NN_D<4GP\#5H[>N$*9F,(*&!JQ#R&);:I"2V63WVALM)YMZ"?9.7!M^3'5$5'J\8V]+3.JD0#H!FB[>PK M['B6K6AN1RF$VMO6"%T-3O'F^Z?X^0/;TDEI%XX2WQ MX+_]+WR2*FJ[K5%-[3(JF/F\(:(M$6EJ3UFGX]FLO@J4HJNP?(V82V,OCTE" M/G@3I!LO_$_L)=>1?T707:"TPN:&]%;";EL-\J:(M470F.Q]?`3-;:CO3*R; MTN(^1:DKR![B3LFL5; MKAITT9:G`W/IYV/BP8G5PVF_CCOCG3/?;&-()]N,M: M=X+K.L>;W9E]T7B_CZ.'+-[\^K#SR.RLCAD<+0(;3^T5Z( M=EL@UA'5>EKT8(W(8]B[55`SCJO;KV-S64<1-GXD9`5VT&AB2.-;;`D#^?!W M&QH\AC]3&LF;VKKN<>9U+BU;DN_X\*V;T!/!;;.-(3UK,]:>R/+O"!K8T+1Q M')K2->X$UY6--[MS8UJ9MB'9R//;&D:Y-J-".&$-K6[?I^;9-!IRE8('BSR- MF%MC6:2`??F&_(YW'"5O;UAS>0P+-2$/X^0*09O;U."I>3>MR4)EX6FS2%/, M:#3$OM3UN6IM19OKS/;I`PU).J+)T_!M1XL["B+6X;9V6,@66&UO@LB+-@&Q MJ#@->I+"M+K;R"B0BR,^L%]M4=D1%3TMIH9-)EBL*9B5[`0%)13F*_1KH#FK M6J8ISE(%^VDU-&@I'18[FS#:P`'5[^?TX>'Z\<&F`O/GNZVJW,DVIY277KI; M$M?_B&^(`!^]Z%=99ABOM4'UY#/;.4PEK6CB*VF'H"&B+6UIJB;3/F$:=`GY M^`"(%2#@NP(Z#6]&%GM%H,M(4R:I43CV[8I5G=S!GJ#?9QXX'!/B?V'9\B+I9-()DK'><3.*QA>D]04T M1U7[Z;&Z=CMJ&OYOO"!!?_'"H_$8ZR!V:V:9ENV05T["EDQ"2H@LD)>A+O$87Q2-K2.J!N_+?9QDP3^QCR[C M-",[CS2PMO/08)N//CN8B"R^V.]@MB M$GUZC;@-/WT6;!A_EI'_"7LI3N_Q!@?/X)]]P=D]/A"VL,_TNP^/E&B8QB=% MP?AV`@$XUAM5W1>($)C+Y-6!:Y1@24V:"-M%+J<%4?*AW!=#'Y*G%*=WI32. MU#IPQT5N#:PS&"G<;)(C]JL=R&VTB?>X8E$6,.SM:S)NJ"!(9[O(^J#:_HOU MJD&WI2CB"&D")D+=H!SQ.B>5RE)4<28UL`MOM'++R#=<F.##:M MA_:/8W``^"->G01PI-T,@D\/^VTE*IHO$.W`:ML57>C^UI8Q:PN"]P%LST$" M7$E@S8(=YO_0J0UK3IT6Z"-^"J((W-:/7@@;T)GDJ^KUFI3NFMZ[%8EF$G%5 M@*R-O@HH9@Z)(3=L]1)A_U.PQ;=1>DQXX8J:Q((.!M%7R');E:`AHBT1-$5E M6UMPJ\=Y3#D/@?-`Q+E)79>K2EO+I7IB/`OQ9[*I@D@2<$5O\6R+LA.A+8+&-&N8E5^PG*IC3O6O\!8G M"?8?O6_,S9<[U]SF!E5>P&[GGES>#)%V^;;>J@NMRW8>C,N\;W,RJ#A-9EKJP']ZUSQ,T4;4^%PIJB8DD4- MY\^DU7"4L&TL70TT?%;01$`4`56S0#+]$'R,DR1^P3[_(O/<8#.W//.C MJ9\7:**/C1F1L)3(HQ)!Q9Z'79QD%T1S]I`\4:BT5U/I!+-;7&1@UB?T%)-Y MB=AS<$\XVIP:%TS%ZK^F@TN^35H5ED#S<;TP/-$2#VM\BB&W)L+H!'6VXJ3X M%=D`HPA>90L1G-*1\2(B;$Z;$*-@BT(B+TZ^M_;VW'@L;;Q(-QI(1RP+^0V, MF'B'*1F`E^5F`WK"<]+D[4U!NH3AMNY731%KBXK&%G!X$-^_0Y@Q[LW%N`KD M3L.Z(^BJ(0P'._>52K7$0UX*#0"XUBPA`J4[C#/D>QFV!U5]]MT`HA[C-ARH MKVUD^Z+U]::F0_9--OE1YUH;J\%[%5[#&7E5#^./Y-1X0)^CK-RH?E=3K<0W MU4*8EJ*4\D"D`R%'86#=NNV,9-)2G%,AE&FAANV`\+\;`7^M<'B]<1'?7V99 M$JR/&=Q\08\QNO/HZW+VP_Z#)?L=S3/.K#PQIJY1W3*TS@3O[Y(\@8/R1"LP M2>R`U]KHQ0`>LYPT]#RU)G\CB39<\S]/[']V_>HH.75_7Z M%_1V\>;-&_C_9!="7W[RCMDN3J#NSK^@*"Y^&U!9(?`2S_C2E>(E@O&3)DB* M&BV`UBV"*<1PZN+`%`*Y=%=`B&3=*P(B&#-88+EZ\JP/=3M-3996[K+9":$&'_VDM`C=+E9G/<'T,OP_X5W@:;0!8[4^AL$/^41.EF"+%. MJ.B%7M7ZH;SC:UOP-TXFG/>RXUDZRKL&>,^I44YA][R"N@/=ZFC7AFYEJ#,' MW5\CL!'"TL/JCCVM+H%J3F.#T,QEM:U/12-TG<8'Q)K9PEU-ADFK(BSPZOV' MMXO?_^E#&5S(T&>BI;MBG\_"`IW=_X0KS`__6&_3EO]-1WZ3("C&C3;H"4'# M_%5\XB,?<)32/#%VKB8!.TDG"]?RN:P+[XS76^>'N[8OZ"L)4-H+#;LB[\5+ M?&(P'S[\28Z$;Q?O/_Q!8BM38L60N_ZC9\^!$.F$LCCDM$XHE=Q#-;443V]O M@O58W^9LU*@00[ZH4H40[\VM5X\)]M)C,T-K@^<5GMY)_EC1HG#K86 M)#V.FX60T*NW?_BS?"GZT^_-KD,:"#Y\KIR"[#%BN('14ZJ@Z,A83PU-0K,8 MW=J0+(0VHZ\,%"$:FL<-JT."=V2!")XQJQ;^*4Y3\3M_2__O1U9;_`O.5MM' M[YOL+'"&KYE]R6"&P>(4I2_C@^Q"0.,[187Z5_"IUPLD?6D555]D+]VLME!P MR^(S`X8'D-4WWS0&,*^1]BJ$`;3V6($S`V'UY-=MBRH>EY595$PMRBD/XC[9AIF;1YST3B%W`:6[U7PM%V]?LD[EPBX7G=]*I4JG"%Q,Q" MZ!K3&FN7$NO6UX(Q7-J]121"1R%8N%-13P)UO5T=JJ#'T11^Y3P'[JZJ"M"Y M*TK%<`<0C8KD4OT_D;DK&LR(6C&7<93&80`%+0#Y,U:I9K6]"2*"B@'D'D8L M)Y$M\#N30JLDQC&[:N"1.>5@EEVZ=1VSNJ.Q8B42VXI M`LVR:R'L?J.F=>2=+%M&R;JJ5;A4RD)9A*8U!/.(,*`DQ:@Y<."YGGYC4+'F MAB78M>15=0E>TYSK/2W;=%,(5:5:S5BM981UJPK3-/$Y2\\,KMPRT>PX==XY MDX3NG#TJHH0*SG4APDK-EP%;:)7>=BK#:.PNF_>UG=PYCQ+L#/;,&EHHJ<3A MS&ZYQI/&5EG6RXX1*>PLF\;CS`YYD!`N[HT55$EB$=9WQ1U>>K?$HAXV+4"X M$>-IOT.%QM2X=V<3/,W`.[#_[5'[7HNUM//M\*&V[95VLVFW\@T'7X<[44^+4'G=ZX=S9WJI`02^,#=O8"E)"BHNCC#34VA!E>7!:FDK(N.Y77CW+V)T/7^$,8G MC)DEHM5+A)-T%QS0':H&85C;#/5K>2-80JO@4!@;#LJ3WLH7E>7HZ&#4EJ\ MUK:N[8L5I76)VFXY+4V>&RZX,]?N-0+<$+.Q"6YD% MJO`>&9F'>I(;WJ$Q;R^7Z8E+3,TRF-5M&_E7P M'/@X\AEKJ^(M8"7E5R9BU!XT1.MJ&>O,ZB#FW?/[PPM44G#"-$8$A#JZDJ^@V>L:LH`%\ZPH?XC00 M/^:N1<-4^$A3,*4U,D6K"-5(Y(6$&1$K8:8II?1+*8G9!"TI_;FDE*+`;T1& MI9";`3%16E6`J0ML+SHW!'X:`;L!V./2!F34QL.M#9%AITWM2A$($&\Y@U=4'I M!7HBTG2^DEA3;\G&H*^'/?56\:'RI@MKSOT(WHG'9\=9GX=GBU8IAU.VRUL>>9388[[?-JKDCUJG&/]'U-6V(?;0]DNV*$U8Z$>\6 MK;6K]CWVVM%Y:Q:K;J<6K5/!)AVQP_Y=C\`#M&)Y@[FU:&N*%F;-KM@V,.?B M"U;9?W6Z6+`T#MM"DRO*/>>M7],ZSK8-4$$`J#;M5/1D&IYM&*-(RT56*5!Q MD]4WXN<@#>+H)D[@(`NJ:N,T9TA>2T?:T6CMC1X1NJ4/\@Z(]*!'PHCU*19- MBW5U!HNR):+`P2H*:1];977FXM]LK0D5F^B6FE`P",OK[G)+?LEC5'Z`EMW(WJ-5LFYZ+-8 M<\CT)8Z"!H<*1S+B/@;Q1L9X1_^JM@6ZV#^8&2J`??^Z5V?:-M"G,.;4_0;3 MLNUP6S=(P?;2SW&2/7E/^*,7_2I/..CO:U#]501I:Q'TH:D&M5X+5/1#>4=; M]C!$HI+W-6OB@'$H:UC;2%35RZ:QT.>?M$R$];!J&`73:N9`6[MC`U+FP5EB M#^FE.'D.-G;]I1YUZ=?WNJ[8U/+\H#).EIM-?(RDY_Z*B MJSMFH2P5F$AA'"C!['G`+"Z.TY$G$,VNX0@UL-^(1.IGSJ!@N8+"$OZG8(MO MH_28P`U4YOA)+$G:S:`)];#??:LL8G4T?`0=4-DCWVG8LAE-,?)M$2@G=:90 M3$4*0:2@Z&WK`6]-62Z]=(=(HP1'/BX*?\;;'F%,6KR*B;1-7<$^3`8TBP3R MI?\;V(RTJ<;PMTGXA^$ M#SC+0EHI@:.OO5U,W:>4L]V>^Z(U@N:(MD=5!RM7)0<*0%>;D`J0SB>`T@U! M/0GRU3*OQD7%2`JAP%ELB63O#J""032N_/5;@T$_<7_P@@0^O=JJ+3RB'B8] M12'3;1VB$2OTN/,B](CWASCQB/)4W?-,EH4+JY*N4!D(E95"!:1[$E"AV,EL MSZIE:FLX@5CY7"F)9=3/E-M.Q]&4&H[%$V4Z\.65P]XXD%I_FR?-`H'Z3YWS MTX5:"2&[,:*ADC$I;":GSL&YU2-TF9'T'J=++,2BW>O8N%5[5K)=9VR4PRV[ M#Q'U)HE8LLT1'%NU267[LVEKZC?I)9WL6%__E?2Z&;ISI7ZP"`Y<5.K7'(FV MV[Y>3R8F3I:1?\_.8DOUC8:&;0(EOL M=78(Q9^M7ACL8W*[#388Q44KFSK*F^ZV9G+FVNBMNBVFR3%>V'-*W6EJ]N9< MFTW.!:VRB=4C:5U>MQQ>#5\BXZH`Y]H8;_X-)B/&"=Z$9`8(B'OA=0HUPOO= M'%DOD\F'4N8[Z7EE:P3-$6MOV^O1DP'B^XC=6BID24`63/MQ\RR,)A;V:U,G MH;!7E4PF&9%QW5/'[!%O=E$FM)`T<`!/^:W``4RF$WOT=&Z;KJ/ALJ93'+W<>*%>7)P MF3UX&2=P$`;_:8G:SQBF)(ON]EL];HX)R,M97JPGD MO;J]K))BB0W2]I;SX8FOHO5H*W10AT8D6]W%1"/CS1.ZX$PCAY*&IO*L1.QVI[7LAVJ-[22 M5:?/\F9.EI7RZ%1YAHZ.ZS#8@-I[T2FG*GS8AM_8U&H@8K43B:3M4-ZPT$([[]%H\KS)><9S M\:RT'J@RW5P/#EP17%H/I+K>6`]DBC[&]6([D_R\[G+G)4\\E!>W->9X\1GM M.#'YGKDXP68-[?A=>AP7-\,W\W"LYG:IL7R/R1X]I8\R@1$QCNM7V^&W1[CY M>O!.-+.9&&.9@D(\L@W90L"U(_AO0!8\TB^E#AS[OD7_3&(.3?=,;`L&C[DA MZ;*;'",[\1;T,'GX+62:GRG+2<"R=B2NR?IL:Z92^LE4W!H]R9=K=.=07ZK. M-I,A)39HU_R4%,(AFU/BMYO+:[5\_+0\V\W-%)F>`U97/+>:IG#/\#*.LB`Z M$L\^OX801^E'#,?BK-TCI-5=?\L2+T[\(/*2TVV&]RF1@XQ-1@8II!<7F$C2 M$]WYOFKT&'C.P1/<=&4D6V5T\[_13]@[.;8P&GG]V34;E&8!VKQ$;<8;%+-' MT;/;6/?\>FX#,PU1A,?B01N6T=L++]T>QJ&!Q[1`D4G3\F[$J[SU:[NFK,)] M!4.O\DSKU[VV9\:!&"*#>Z@A5'N^Q8MTWJ`;C[,*?&0>?*.=2>>]Q2"OGDNQ MN+!Z-,LL2X+U,?/6(;'3&-UYR1S%,0B\*KCR"MSG:^),EP=5]QP*C#9JR%O: M9HQET^C.@F=;G4T%Q[#,F3\$UQ.\(P@4/.?>!6%HM27`I'"W4:6W0:A0$X:7 M"%GV:D()O8R"5EM8[1<"7)GS9J02Q`R3FL6_-@W9F>'\:`N"Q@ARR1'$`030 M,*\V+JC;EN'@.X>QKQ'DWP?_Q/[/<4AV)$]5D;('O#DF01;@=)G0#*HK>A)Y M1P\A"X'ZHO=S?-)T^'^>85.QAA:D55]%^6=1JYI?]7&4?QVQSR/V_3HL6CV7 M,#.FESOR+S(69(R.U=C1&H*YZT:V(FDU9MZS%X2P2%R0_)-5D\O""#"!_D"L=!QFVMC-A*1AP\(.RX2"VSQC'D&:Y!,*2P? M,/>5:KBXF&ABHNJ:H0>(3FR=AVV9'=DJ3[]%=FY?W"NB$X#JK@!*.*G'/L-Z MC67-D6W\@.V[<:2Z]I*(N-(I\:4?=L0B/WIIL(';L4%XS*0O7/?U-(A8_4*T M5:KH`;M61/LL$.W%[F^S?K:,>X0XN4]P8#[#'C:?0`%=H'4IG<_(H%=DD^K' M8>@E*>U`6UH"A!$B3RBK2=Q0-+PV=JA9G<$;45".@I4X?LCBS:\[LG.H]$>OJ0)7$\:+%3=%^UR^;T1M:.KK8 MN;>EH8@6S(OQ`9Y#',%-@^6W0'8D+^]GPYP$`@AU;5'H5M6%J!GI9-]\YA/% MBK7(5$MH)1*],KK-)LL^-=?/>+^6/H3;;6MV2]UAE+-)`Q^&-D*_L&96%40X MNIS]#'=H39;M\(.,UHB[\P+_-KKT#@'Q.GN50M[/:#$/N0"=/#?2ZN(V0GD[ M)_1%:1*Z]3/Z9\"<'MUCN(>'_<++[E4@00>#FB-DN7M+D35$Y<[)!:61CWA; M6Z3#/>+:[]>(/3IUG<8'NJT2S[R\O:GKOQ*&V_->-$70EL4Z[$Z]TH@W;I?V M#/<$$T\7K^6+E_B*,]_M8'KJ>2P+YYYY%:RU.Y,O''7N[(N&W-SR\)A@+STF M)S6/D]?:X,+`9[836\];.>1W2D:YO1Z(A]B@[[G9'/='>A@O.J;L]T.5:9CT M234$Z]1QJ_JBWH0.)[1.>QH[GJSF')K3T*O@.?!QY*>UC9I$&;G-#>J=@-UN M?;:\V0+5M\ZVHD.Z7",?;T+BROCHU?]X\_V;#YUS#*NG$S*5:2N^1%],!DK) M5V_3](C]>G+@7[SPB(N#$NQ?R@LJCB!F-*0Z0-1NT:EG<%+*2W85N&" M$FM4;2S3.F[B9(N#[)C8NZ@\X5BLJ:";>J7$5V\_?&#&F")XOI/\'0X5:[_= MLB'`OE5K':[\W?CN0,TW&>O[^S%_2?4Q%H2/^*Q2X58'>F?Z'O_C&*1DYAYP M\AQL,),3'FI^BH(>>##%@='XHZE![5;\+;\,66'5MQ%\'%4Q3AD@,0O.N5B@ MD@^4,Y)#&ZJQ8J\,LJV1%L)IN%-JD15L*6%`07VX(CPG(D&:? M<;:+92E>2MUMA33$XLAC'*5_4_2%_4.:(=;=%BR,%2VEQNWE?="K/_\^=U&L M.B8Z^B>-[*+?P15KA51Z<4$NH$'>WDV,A$T>6=K%`M:!2+3.X MZ&XQVW^(:-U8TZ*;+>M>9JR.7DI24?J4>RJ.I^E_4'>GAQA-*PO6I"-`Y>-LQ3QV0GO1C#K9J7X]I`,Y(%\ MOOC`COQ(_H?WAS`^89S[RO%+A)-T%QQ8VU?7#ZN[UXOB.B50;\R!O2+B@1W M(+ZO90F*D7X=,[`4QV(L%L$`U?!5JY>MJ%6'^;Y@56&;11/L;36?8LG[.5IC'=A*^R#F55!;\2ZV[*A89*!$P&K'F*O MM.`-^0=D5A,RV82)Y!^8*!%^@BLY#HAB$@DT#*@-!NK68Q8/\E+0A*'5]C/! MIB?OB:S_7B0K@R/O9Q@#9`+PK+]>=9UT`LLONB':SZ;9:PL#"2<@1;PE%C,I M\_J&/CGSIDV[UQ9X1MUG".;,^8X]@YW>Q,DJ"9Z"B'H9+:Y^QJ%/&@"_$@O7 M)F70Z`>(V:WSPDC0ER%K1+I@@(#0!6EV`:1L0<,$(C-IXKPW64WA);=T4IGT M$,.D3":!9*@5MK%EH`D:A)LDWF#LT_&#D MWR5X'QSWZ6T$Z7843V1Q_&$$S1;/&"8RIY(&(X1>U4F]!E,MJ=%H5$%O@6H4 MK878IY(?MMB-.!NUXF`."?7<`GL2&BZ+,L)T.352AMNM0;QJ<'<;962Z@G6( MES2N(\,E>4>3^-,G0@=GZAI(L*7J@I831^8TD624)&2E#RI)IHXQZI2X'RU' M9T86B+Z,814>E"RE`P,J9F*P/A+>XB2!4\.-YNOT?3U-5DWJ%:)[G,5Z%"?Z M3CU;KR].\^EWOQ#.XK/U,TV)P.Q-^3WSSHS1(E=J=M^I=Z5D]`:]E>)-T7Q[ M5[V6^5,2I^E]_JIF$0(F[J;,@]$G9M*K&2)J9UTMWV`MPAJU5VT7B%)"!:GZ M^[?6/*`II(9=QE-^EC'+[DG+%YIV'HNW=!7GT3*`FIQ.H[[@8!SJ^(=#0&1P4PLJ M/=#_UM)`\R)>"CGB&D0,&J^6:)S7HVDG]*KH_AH*ZU79V>4S(M93LT?)"8OB M9D=^`^^#6LV1UM?$MDEIJZ%-,X.X[A%V1(4CPO9&]WB#@V=8R+7LK9^:5<-3 M$5;1`G-2M0.;8N=?47/'$H<(7DB87W=(9A!+S_LV+)9=T%&VRW[T435*FS!$ M#[J;X1DMX.'UMPHU?($4P85VAN)EC9BB.W"B)ES)/B1LH"V>,I@[%CFFDL`N M2$BLIA\6Q"9CU>V'?/7J"EC?L:TB`;ON/E\D55>?7AFI7<>T>J0[6#HFALU3 MW$DG)A!-C.4(Y2SS8WG[)4$$A:V7&`[<@;E/@;<.0AHF'8%U=2H.`5Y3N(&H M5R/B*O3)Y60"A3.*,0D(CA3"):3@&)4N7'0MRL6Z.!+(T"#B9!T<0:10LVZ% M^T5O1!'11F$)044).T!B1S8WJ_F(X$7;^JRC"XL1351U2T;,/MK(1=5$G9*8 M6]5R)A&]774K*&5UVDX55%G17OOUV,Z%N,]>EN=6W"7XD%_E6T;^I1>&Z6HK M3L60F/(T]"U=HQLS(/(;=A7E!:K1II=W*'7(NY=FI[EP_VZ6\:&8L"\ITR&I MC1`49.]F>Z7"<;%UW6>;L?(VGC MYJV6)9O9A]B7T^Y=XW'`I&B;3OHW<"WZ,])T?RBNY`ID3*>5<7"Y(N,R6BI?I&.CDNI%&@9J'HH>X_S)D6%;*0TJ M%B!(33@A_,"[\:R_H]NH<6(2KG9PN.WHWNGB\ MS]QY('EN('5AFHT]`CT8HAJ//P_%)XO.&MF4$_W*3G=DRK)EY%^3WQZ@B8ZW M)B9BTUV3B:;BKQ7]%XA26-!P>TG$&9=-2\R:8W.`2I!IG@R`9Q-KV"9WN%"L MWUQ"C?1!YYTKJ_YG+Y#T.J!]*&(SP4+]=:3^OE93*?H?W>'G3SCS*-(HD>B) M(?A411+!C`\DC4N0&"-43.*7Z+NT^9V1U/--)Q?ABK8!6@>8 M&[*5)+O'::Y]R(C9!QRYJ)K`4Q([BVL?>J*WKWUL2UF=ME,%55:TUWX]MGF! M_#'8DW\=XC30K(_1Z&CUFGA+!,6;X=`+%=W(TRCOAW*0`9_+AD&7@2? M3@*[M\!YEM%_\9MC%M;K0PRR[V9/^W4@]"V\?'K<,1/O$Z=I(6RGG)L(63/9 M,SENF0I7RQ2+)%@SEIY5=P98DF>[]AC0BFZJ[ MU.IT2@5\D+JDN!5/Y4UI"*;JH%07$2%AS5\>+V'1;]V7'WR',1!/Y MKJ-%4TJ4&B\;!+*"B"9($?`NY]VF?'IF[3]`B>P6I[&>_W<=1[X[6WKR5; M$@DBMZ.B%^28L'Z6K[".D8B>P6R8%/0")_%OMQ@6J461\UK\@C1+[4::E)50 M9E,R#1QS8R#/?0-#]3BK&[`KK" M"3,#B4=4N M"XR5%6X*T&,A>*[^R#;'+"'#"_RNLXM>=L%F!])[><)R-4`8=$$\0,[<+G!" M/"SC0#_L"9@_XJJV!W5KK]XX1'?XS1+@@W1"=IJ^>(E M_DV<;'&0'1-IB'(,59,/0(X2GOMJ(6+D$*.'&,$%HB07J"+*?"9$R2Y0C;"U M-R4G'8O\KQB*%I8B,WNW^HCC>&WOO/0X6M6M'#V0K54)3(K;F/[.=HXV8-M-9H7&3*RW;&?;=.4LT^1/OV@`?FX]]+"+0Q\GEHO6R`4H_\9V M.$2`>3@?!CE.#7Y3A$=;=8M:?2U')QS>#R-/(EM\(TA71S2L'(C31-D)S(`-\T7JNZ0YN1S][(<`> MVR.VSY`E,*-%QB#0:(K'79-9363R0XW"(H^<($ZFB"VP&2EK,R%D4TA.?\`5 M/3M@8T6KD`:H+($SX;U M9B'9Z:V-^.`#D41#LME!8Q0DCA`$>1E:XZ<@BF"*H(X*-2Z70'&4`GIM!9S\ M8>-<0#9N#YF79+_9261DKZ/>`,$L$I(]ZXRR^9BXZ0$<"?YT#'Q(V#`IWZ+2 MTB4]V79OY18L;&I+-G]5,[M6WX3QRQJ(DB3DQ( M)RJ+;5=7.S=AE-(,A\A#W1(0)E,2#*(N4;[W$9FJ/3# M4*VS`\[5+15+4E]``6!,K.57KKJV"WKTM%%HP6/XCU^]+[AM-=D MFBW-%C1J,+-/*?H$&?:S2GHDMUYARSI.`PV M:@4Q)9T,JJV4]4Y1G;(Q*EH[X/O,*())7>]7HK;:]VJ0P:0S>*T):F(3SY&] M,R+1?$YCDTED/%8[D47:B-:;+YNA7Q[QMPQ])*+\:J]:JP;WL3+W1O.BA*K2 MR7\2Z8DYO?[HI4&ZVE:6)E'K;EN#6LUCM*T6M`WH=`T$7=!I==YC9=Y-:K10 M2=H*+=(0@[&=X"D*ML$&'C;IK!XPG'0T9:$=-0(F(SNJ(G4".U5'Q'4+'#`- M*\(9#?%H*60GPJ.CC293\%]J["1Q1'[A[;*%B)?WQ MU(TF[4\Q&-W4S)>&7C?HLBPE1AD*L#4:%L0=V+G8'II`?VC,9M!/9D;=U/JI M;,A&E"'G#YXF2Y(XN8R3!+.3,94E7(^.E5B$FH"2O7VAX?2E1""!:C2<6-F= M$-9.?$-#?<4A#W7=-1FHAG0V7?1/E' M\]2[UXUL5P<6>$MC&2B/I3=^+"WAU2PF+4&W.>S9'!;>XPT.GH%I%?>#U]H@ M`O&9[=;M+ULYX#1,R;-)BY(H1ML8Q%IA3H]I?N27.,,IF!@F%I>_P%NRIK=@ M#Z-GT!:&"MS6/$H'+HX02@L*]2S7NWA*N])+QY909P?`I)6.4ONV'8_1>7.6 M?NTE<,<2KJ#3ZJ(*RY:PBT%[E;#=ULBB*=2#8*63'5C'YN+?I+7TJ4[;('KT MQI[.JZQ@XCX6M5X&Q#RU<6"=F5$$F[K?NQKTZ8_A>LUYK3>VM8)%2N6JB;RC MZ:K+,A&XA97S#K\K-NC0QX&EP(@PQDLD]RH8MPIRGW89O%\?[P\)WN$H#9XQ M2WH&?E26BMZN)N_']XO!J:1;=4%Y>OJK3W&:OLZUS(%EQ+1<1B^T*ZI>Y\*Z MFMZ-N)#.[)*0QE%&OG%'QE>ILH1&9U,7TU5%Z?@D#&[+C@AZNE']P99U7)X@)RSJ(IU0H8+!L\101]B!1^)=`V M3FA9)R)U4$I](!WM7?[7LS)U'+"W)2LK6"OLPKIM#;J3/$;%U<7M[ZVFXM>D M^R=4AK:_)]*$$0M82;((4V@L7TI]32U>BH*(=:$*.;FT<)VA6$J+UD"YED]/ M"7T=H?8J@X\W(2$@J+&!L+?9L6>DZ%-[C7<[CUF:>1%D%-A;W'0LL+&T:9B? MN87MQ@L26HBH8D9EC9-V,[C<];#?J?5%FK.:K#7K1_@@KX:94LL0S# M^`6*&-_$";3Y1(LFTON'I[[$(UURIO..],7E9MW0/!M&J)9HLT`E+?IH(31% MC!R[HGI"O^3_=<`@S8['=O!X&,]*&F@2W*2D8?9@\$;!_D`P"5=E=BL^&4?L M_RK=%-`E9?(&@+Z8G6STG$2M)G5=T]VS;Y=D-II1/U"E.YGRP_1Y1$CH2PQ7 M"0WA/DS[?&7II2HM:T-JR98'D8^3C!,HA0W]G'/J/\6>H M0M>XZ_=(F>SS,Z;]B"F'9.JAZ>2)YO1I&;KB"S0&`-^HWT\%JX'/P$,;Q8<: MM^CIMZQ[.O\]8+HNU-PC5LL9R;SU,?22>NY(@@]$,GI5&D[A@O*6+TJKH7K9 M!1MX56@3'GWRSY+/BVV<7*2"<;_(XHM]=]SM^6>SP%S#D9L#XPQ>.BBY_QK! M.SC!/[$/,:955+O[W0OV8ZB9O)XP2%@9&E5T:*@2K2)4+T1@'Y]G$CWNBA[K MBF[TZL-P->_KE MLHH68HIJ/85H#LF;812>\.XY1*.D![^'X_`0E("R)"GD%96Z4$:5DI*^"WZ* MOH$+W!%MZS98QK%VJG698#_(V+G6*N+$S]7=CU%D319Y'"=^)]NN<8[,"!8G MI\0AX1W'N.2:S#8:V\YHQ,-'PVB9R`G,HU,U/Z/(W&XX**` M']"/JV/#8)(F$[B&B]U)B.*H>6$,.354D7,(#5P>`Z,I8R--H)---D[_S=G^ MG9=F5T<\RA%0IV'0NG4$:ZLR]$6DL_.+N54A3=JGMIJV#5)71R>)'A1I*B,# M!VIDS,<,5,63;9K+-"8;>V6]0,'9BZL9&A@JK_PTI`P.!,50N!@6T+)<041` MQVQ'P$WC,Y]C/]@&V'_T$S644>QM"ER4A1&F0S+#*KHBTM<5)#E7V91@8[AP M675`BECEZ`R$68?T,F(',NO2VT,*/:-K`(26Q9G;"`A38,:&"4<2-KAE&#T$ MG950G&]U%K%"LP-R)N'":0REO3^9Q$IL)#*T*SK"BY.;9>1?!>$Q(\"F"A-# M*5I):-`56K8EZ);W7"!*CZ;YY!0=`H491B&>;A3LI#D,,@)QJL,0"[!A^YQ2 M>W#,,<#FU2A9L755(?N2(D1%%UVT[-$RQV-EMF/'6@HMME\=;9XDT$BKQJX. M]#$Z@A/4@0@V!"KH'Y8O7M*_$(\F:3X`.41LF9G2;B@G2!>>BF3^1TK4`9O] M+S02FF'+*8;BL1NWA$MT$8UK9J??I46MI-H`)=4`L3]Z=(!J]9<2?(@3=@>/ M5F)R(=`Y&#D$0<^AL&'#?2E\*^S?>2?0,,I>70(H"$+5;IFFQSW[W0#O9I(/ M67%^)AHB*=3`)R[H-U#^$88MBR8*+5#Y*53[E@-8;'[8XF+8UC,.FQT7;$JC M%'MH$UKD-'GF7I*^R!4TE!FV#YMAS!H#:"%\BC+WK2SF'@K8.07?\C/;+\ MC#T[N>!$3H1>HLSZ2:#+0F5#]B#K9S;7_BJZAVN(L!L@,GR)HZ3X)X3W-%)K MIR!OHT[BN.$0UR!>*M]'AF)$_DTDAJPU= M6/6!R3!'-K#,^*#+K+ON=E7*P,HR6>N4Z$*6B#6!/T"C8P#R&2,FK`MR907^BZ>[[ETD'WH M*MY[06?GG?/<:&)(^UIL==ZMRN>2-;"B=N,X-*5OO.FM*QMG;L>\%[<_A/$) M8Q9^?8D(&N^"`[Q*]1GOUSCA*)A:/V-OQ/4+T)GHO$L1K"\ZL:?4?F']++XQ MJ#@ES6?%U.9CA*;<8+)4>^%EG!SBA*Z\<@T1MC>E&1*&.SXD:XIJ;>WK0=^` M-^:_9[0-O^U]FZ9'[%^Q,H[TO)VZ>^D7_$+_Q'.<-`F8?NM;123N,]F(]417 M>:U/VG?!-B1DFT'ZLQ:IU=>_S8MG_#UP9:7DO@NNJI$&+HH=RUY MJ/X15/L*^GB2)AG1CZ'R:[2L$_V;->,V-6YK^;BM3](LH_:X;47C9A139C+- M#A;-8Y>&,2QE'D4?_A3-3&-'Q1Y7?XEKQQI8-=2A3!JWBM9D@^G)21WM],^00(B1=(GI;-` M%25$25G=UHV2&-#5BVH9]]LM+K,60/N/29*74H\C_R+-\`%^74B?\*0WONO3 M5VSN]D];J\W9[R5]09H%_K)=[I>GJ^HI:8G%]OZCUM&6$!D4R:5G**M>V)55]&Q&GODOB#<9^>D.XOL=$0B\*_LD\Q"C/,L]Q M3!2YUJ!@*I:M)52GVES>&4%OU.Q.L3P_!\DI6,FI/FL!E9*A1TGX2-.:4WBE M9!O&+Y"='&\"+\/H)GY9SIV+++.,UD)R/2;D;+>TK9[Q:[9,VKNZU%#T2[ MV"O@.4R,6$T,LR4Z^Q6J6Y6S5YO,6<1G[^]Q\DB^0MB!,CS$1)FK77M9B)]O MI4O!H)VH"]76-=H3T:Y@-;1B$T!VONNL/_-E)8EK6@GC`1*:M"Y-Y6P;FIYF M.F5SPB0S?1INV9TP"4S#\BQELDTM98_U6JFP;6/['&?R*!_]#:_8K]B MAQW!?#S5&7\XD.F($^Q?1QE.#DF0*ECE1!\PN6I.-22=Q28G?,$HUZRX.)Z# M+(&FW9AED'Y,WT@M^J..O3MKP)J&N6D*7-BI<\NWFC*J6IYC M%E4`P5T2/)/)F')Q%I)TP`H5Q!ZV`.<$SVK!U1B$0CS&_[E;L*KRZZZJ/9IO MSNHU-\&V-[R*6S]CNU@R??W6I9&6]87$-XQH;U1VMZ_W4XEW,50\8T?G MVFK9.#G7U4F3J6[L>B/^&$)I.HE4)GDV^MJXC2@;2BTP7I=4'OJS7. M7O.>ECR4D2)MB4@IB%3Y+3]:>_M]?E%,FKZZW72>9U.@3T80,XY%A`BD<`06>'6D@`\>(+,`# M`>&TP==/29RF7Z,$LSC23_)D&3TZ-J!"44!-P*!$4$4%`1G;D#%05$.RZ$+' MK-)8@1`=6Q,"B8:AN>!MM+B#=ZMP^G:0VR$@Y83_(11S+*XP2J[Y(LKBFI)G MM%\RM41N^"ARZU-W5J2F9PYF?L:A_QA_]N`IVWJFXT0QAJI!\!DG?%N-@=K%8WQ1T&N@4$X249H+5%#-'^VP'T.982BR^&)? M#(4#H15[$IH$K@GLN8UAXXW9+)QE\;[#*P#M)GZ*`&I_CD.X0]RS#=.E9!BV M](34@JHZ&933H2Z_/60:)ZU;NS%3\IA&G0%FQT,:?9NS[RQQ^`-_;H"#)*+D M@%,D%G(\N@`AM_P>=6D=VX\9$\@%KZ;'\%0]&;G5V<>7\I6,`8A2]74`0^J" M:*%&]7R+6S`A$VA&GD=BP3"N73#XCB6HFGC;#$9D\XD^<1E'61`=XV,KK',7 MIP%D2GW":?JX\Z*W[SZ3EKOTRQ%R65;;B@+'O.?^HJE\P5D'C0XU#QT06"SR+X+GK[#K$O+Q#[-BU04M*SD)MH="AK:3Y!I#)VTJ&+9QTZ ME0I2_SUX8ZI3&1V]QUU`QBW#>R@7F<$6MWC!]YC@XHG=J!R;M#'8\+==.T;G M8V)=^R`BPY[%:(T1(0Y9ADD0GE"P/Y`U`ELL937_PM)(X)U]5;'O.*N*\OB" MPV?,Q!GC;(_[G@,.^M@!TW+J-5=B]LT2%5W=$DP]A!,M(I^]Y%>QA941`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`II7K1@U7&;%[7Y!HPH&EO9@,49/&D+Z#0 M^)E2E(+7PW"H@L\T;_-?M,Q#H78?H1K(NBNQ"XFJ\`(88CTQJ>&%L2D&X3C- MC>HVEUT);,X;BE/4:EVFU\8]Q3O M\?4_CD$FWF`)FYK,-.JRV4D1(DT0:X,^$;V`:,9E@OT@ERLX%ZJO)-";>MJ0V(@-%."A-KAO)V]MU2V0`W7%#)Z!I\#."8 MQ?MX'818:3'F-C=9U)_/;O>AQ**9?#$V6OA=,M*=XN[B81YA^G?$/8L&WN()JS:NK>DWWM)^RE.+W'&QP\PUL!M`#G MI908/J[C'@;1#3/]J=CX$-1^7D%8"$-F\O,`--OKS[Z=F\?V99A&+_PYE=A M:*J^#J!871`M["H[NH5?,GG*O]&+N@!>Y/_8O'GAMA`'G`2Q_Y!Y23:'(!_Q M4Q!%4#0]?W]C)@&N"5LSL$_(2GAW`8([&*4*O&V`&K$'$'WB*QF]='TDANZW MX\2BC<(04J9V$\/$U,+;&BG4.=6P<*0YC4_X M/P,<^O=>AN\PF7QN+$^IFRFOK)_]MOX4/5#>!=$^"#JAO)<%5VN$'%XNQPGZ M6'&GG&5>R672Y_X>'P@W-'4;JGZ]<(5!"6@4\9"@"?."DM*4R0*4%E7&$OH< M)6PT?=+#GG^DB`0-7T@-!FPD`FE3&H8Y#HWJ5ND*#OT5JEVOMMOAV%-1<`9OZD(-PAA*X`(HN`@J,O$N=U[R MA"_B.5B?!#H&,N\.0'0L1@\4VN;B"A#<8WK"%\!M_(^>?X77V7!,X!)S!AX$ MH@Y"BHH6G"<1:HB28RIZJHZR;B,_ M>`[\HQ>&I^MG+SQZ&?:)!+?T&8P]_^!I'#WS]:FT!184@(J>&F?4=5*HI$7! MJ*)F!VBF$KR9>(>"NL2XE!CV#L%\$NO5\YI*9KH96H\1W$(ML&&F+:@4-LBN MK:+991R&>`-5RZ=!,P5Z=M%,26`U-*N30K--7>(S0+,Q,C?0;)#@ MEM%,W;05T$S9KNT>F->S%SE2##I/5Z-I^;A=57#%T_A&"C"Q=- M=2(1F81.&**V-G;KONNIXH@ZI/02$Y4 MF0'SSP2LLAU.AKE52@0L/"?0*Y*P7C_MZ2+@CA?M`L54.!?`5D_W1,\4*"F> MY;`RV4SN:;;WQQ.KS?4?1R\,LA,$DB@G:J\;#"%J.\"L*GI'8]F5O;PU*IN[ M\4Z"%1FMAU"UU%@ICJJCPU9M6,1?[\L+^K3L6FROH&H!U(\G)-9NR\\JS"?U M>H#4EJU:3;$5C%E)J\W9\)V7]E>4KC4R:'4-UCI)B.2/3GAGW0%L*T%G],S- M[L,!0W#K,^RC)%M>:7.#,RY@MU/BDS5#>3LGU$`VTFV%D`RS0=4XKM/,BWPO M\?OUHM/6I%)P&.UH1-7T0#6Y'%00C:TX/KN+C.ML>Q45`!0T-:D"'Q4Y5 M@;R!$W//']#VQ'-'Y$;Z4 M#;%![PXGL'4D#NB0F*5*;Y/^H)(PG#+!>2\7(Y6C97(!\32TK.,;*ZN8.:/Y M$D>'47:C2,"@Z2B+U-:T1D<7#6@BR5PP(SV]:UN2EM)9C1%"6GOB0Q&D9YQF MD#CU_LUC_(@4E_I)CTY_/!)!7Y__CVXL,Y8=)$,CF'24+S'(1)(MMT#).( MC^=M-LG1"Q\R+SMJID(HT',-D3@"CP"DBAIBY!S&(@7)?TJP1SZ('G=>A`H# M?E5U?.TT,"D(R%Y0B:I9XY;F=@Z:1%8Z")D$)NH8,$WD(KGJ&$WB#IV!`R26 MDYGB67@\0X5P#D>F<&R<=F(=!P+'G+BKD%*WU",`)IV M!(">NE/ZJ/B`PR"D.S#%JX4H?RSG_WG*_J4<`I!\-IFG!"]C4CL'>DJ8,`@* M50!A1)X.JQ:`?0XO?PVRW9?X'H=06*"L#-7[.N\D9$WE_HP7OZW3!47^X300 M15]BE).M'L5$+5NP\&K(]&/1DFF15^;(G]M)T0LA&Q\SQ*I70.JL-]LCH2I/ MC_RV1T#I_9(9A\`KWX$K!V%;VDA2>\T$:KB\[(+-#EXT23`*4A3%I`4SF7*` M:+O&$W'VGCN9"$8;*7O38*@YYUF;WZ\1Z>#?)0%I??#"O*21Q(.>Z@L&W>CI M!D5KH5F(5QIX&10^@KI(_/=\(B>1T>1TZSU$QZ8]/##-MIWQ:C#'I MF;?_/9EOWB'LK'?.&8*I_//.;\[!0U<8#\[ZX"XZ_A<9A7D\=1WC^*_KF(M0 M=)QK+H!0AYWS_!'&;D!J2O]<_!&77739T$SGI1IEZRC*//F,R\/R7^R#[C,@+)AVF^-P[PQ/]F8YU7(!%'_;PD\1)3!ZFG?.@8+IS^_.Z_1N[K.[LSNY MF_7<[MP/[/N+L M2KQY=&S9O3CRR)CQW,'AD1%2_6@HN]3>-$KG0I^]8BW+Z*9:@'/3"HM2%%*( M=]);;L5)V;G&1\?%0MV->TX9XW0ZGCE5[-)8C'*\3S)!`$X%Z1SQ,B:+K+D? M15/(@A]"Q0U#'9O?OK"=QCZ-C)R]HA&W8SSL3):*?D9;G+Z,ZN'FZ`3@3!RB M=ST)'I^1SS!E6/@L0L"3AWO=#^U.&L8U':X=;]+3!2'/R*ZG MC2Y.$TDTL"MH(\]RG6:)MQFX2DOHN6'94H&U]PR=]1G]4I"S]ASL5,(OGYX2 M_$3<2PCJ,3F#2LYZ^*_F?1.EWZ=H'_O!-B!_R79)?'S:(0]EY`?"@8]\O(:( M'OGL<9,=R8;YZ4='`:'?-K0\]1[#,`<'GV"ZX+TS[*4XK4%6SGWCA9H)1D`R<:U*KE?[4M70-;6#'Y.!0%V`A4\"4S M:=O3*'K;R"?1MO:IB/KW!:T?*4PXQQC434["S2; M=X9C\0P[BX`RXQ\%@A++MUK"^#-U4S_20M/-@"J.0O=$MZF,K! MDC+=41#2N*P>744F9WL;5B7-2D^`JWL=`8RE`?6K3B/OIU=O1FIQM>3VZV^G MK4G-Y3#*U=F:;V5=655X!C55X-FH?HJ4HJ.9`HT8H9.7!+%IQ(]`MUPC.2U- MZ2.7R4YB9ZV1_6D5CVMC4H6#ZH[__>4(;*VVA%4:%DW?CO"_.<0<\K^YH@[R MOQDEB">4M)QY_$-?Y%P:LG?^9#--R80L+OGD8LO3]!N$,PI#04@V")4+ZH_\J=R\*SC(D5<2<",V,"NX1XZB"@BX#*"##"E^[C MX>88^>E5D*Z/Q"!X*5I#J)CRP;6%&P10E`HJR5@H/39>SIE%4-D,.R^$TGVX MT5)4E^)J"3)!)+D6MZ5R^P7-*F%F?9)EREB\YC8,=!J;T$&(,R-.%G&W9>1? MIV0D7BZ]0Y!Y(60N#D5-*4U7,+1'%@U)&$]6(.HBOFF-@6L`I MT-=Q$2?!9DT9_QNIU6!/"[<5,,^A_7^<9C,&`!2HNQ0!4!J,82$`0OI<8P"# M1L6.P%-%`S]RW8'_=WF.@.64Z?\"I:'@Z) M%Y#UZB]>>,1W27S`2782.;7J!$QYL#HBM;4R[XNJSF@5H;([HOU10<"*YW;& MXBEY;6/DN\<'PA?IEL)C6FB?BPMW3-#&.WB;(#O9D:VIAB4_3> MV9B37[:>/3"\(1\@G[K8X:B.*,7U_)! M(0,2U7.2\TMK/MVMT0\D^!`G&?R+M`IBWV))*3W;;1:4TC+<$0#SL"?#_?&8 M!A%.TZ5/*`=PGPUTX:>CEWAD4XC].QC1KG(4@FK1,`4UFH*UU99V1T5_U"2` M*@HH)V$A-C96PH]+$W*H0.=Y2*($E"-%J2);!.8N:CCW5,D'(2L"=$1J:]`V M!#4:^#8`,L:`W`%O8`MW3Q:BA&S<5F0?]W0,H?_IX4A&^3E(9?BFV-T8M"F+ MT[&4O"D.@$H=.%ZB@ MN4`%501D48/N`E'*%T#:H:"L_0'Q.0-B.60[P%`4HK7Z5C*A'Y'7[7N,X;:% MJO?0[&3+9VBSWK^>%H4;'V,$?9SP#]R38I`OT"=&RP-@,8^BG';I#R2%C,5? M,B+CU8,['@#77*3K/L]6S*WVUUX201+`'4X>=EZ"/WIIL%E&_E40'@E7*S(7 MR560;L(X/9+!5RBY-92BP?5]N-!MK2TH00@345H+1*G1U)2`MD4Q<,,VMS@%;,3EZOM+CG0WE.5]7<4/XE,*9'QR!XZ0HH4M^R=F]U M,X_10#4B.9K9,MJQLC(H?A44QME!'Y,&.4@SVV8X1"W-&1\+[:ZV%!2"9_R` M-V1_D@4X?N9/103G]]5M(R?X*+A%R MY!J>4W9L%=>0-V_J^$K>IZ6*:WF/BCH3&Q@?"W!P[S]VK^_ZQEY%OE?P4-UK MR"UJ;&U=WKZ/$@E M*355:J-65WNI,BM9I'7[R_%`PP*+'A9ML&):Q0KG\G$'V:&8=7NL\BF9INSR0(.L'\9[P\X2NGQ*?/RE\=L%R>0`?TU\@F?U=;\CDQ*^O%T M_0TGFR#%=V2+CN_)/.'EMT`6,)OC:P:Q8)[!ZN!(WA#1EH@V)0X\:6SM21SG M!#=IV3.:2!L5YK./LT"4K@17\=X+9.E[I3B'XKC\&SKR'ZN07BFR?[Z#DBD_8`KI4&\#C-`)X)PO69[(0(UV.O([(+ MKT/\C*.[.(BR580?7^+&I^3EEI7ZFLHU5!2DL_#2;HCV0Z0C(CW;VFJU:/A` MN=Z^_?[M.U5!C"7GZ6A;(T=/0]7&5+]_P>$SIE^Y"9XQ^9*&-:AU-E8?7U&4 M3O%YVB^W!^A)C<(E@Q@JV=MWW__AK7,6H:5RS6+[&OIF,.$DR@*_<[1]_0TR M'[!_0X2'Q>_(4I57VW8L@)V.R_).)J%O,OUDH@'I7-JLT:UEHJ"",@+2J$8; MSJ)Y<3KV!6OI)K:&9]L>GEAG>(SFH4QI4IUTE`GMR?!&>SV1*YW_!B[VY-DW MK3R`1A=9B3>K;)G>NML;?G-[_/*WM&YISMX"=;)]FGVM!@1LG+X@^Q6FZ MBJKE<)D$*?G3%;W:>4I M>@6D7R]0]5F4?Q?!A_._0_YUS=G+/X_8]Q%C8($8"XCP8.=PVN20UL;KB8X3 MR[F"7*MJG+QG+PC!="\(H8O4"ZTM86;T(O M3A9Q^)8DS+W180%>`;!00N0DDPR'$(?`8#!M.NF5\ M:7+.*R.I5TP*,KQ/X00J[C,V%^'1J,"N8,E`%+&!'_S$LV620.`6/*F/IZK) MG7>"7RWA^GT>R?T)2N,2WXIMX7]*B!C:::GCOF8]+77L8*D>6:':A]#'$ZJW MRS^&Z-<6U;$'^R)L7(L`)_VJ'6`T,WRT!RX'05`LPNBYFR&5Z1ZG-51F7:C, M6D5E@AZ5L9^(.PE(J27B3H%0#F%ZJB6$[+!N#-9/R(5+:\"D@SMD;4B'+PZF MDQ>F639F'?%R!`[0X%Q6%0-**%]MTN'+C>NI&F:157N!FAQ6;:?N=1??M4"T M6OV=EESW&*[$D-]?5H\Z/>)D_TX[8V]>;JPGZLT]V'-N=AIEM#HH4G*%:FPA MX,OBLF9]_(MG'PG+>P#A$_:2U*55SOH(3;FWFDI#[:80#4N\BKU MP(=X0^?H?FV^H2YC?T6!5'B.0E(RUIG]VMS:-VKY$FI?QM.^0*1]3FW4)D;1 MR<*(PR#T#):G&R](Z%O4RS0][IDLU]\.&&ST*G@.?!SY]UXV*J(X^MOGL"!I M#.0,*Q%\/7\+OO9]N'3#.$`%"PAX.+,%:,30EF*?`AQ:JQCGGN1G`?JZV#09 MVFL"TYG#_%_BD)`)R?IF`^A;7S]WJ.\,I@VPKYCXK<%][_"68_!>9_=(?=\HI_%Z;(R_DQVB*P*/F?@ MI*ND@M$_7I$UJ93;V,6.?D[.P8$?/,AF+X1TTE!H$P1,U9:,,W/P)QO[J+#YI_CIL"IT3J+C<0X`)WWTHDJ>AIMBW2CZ792?K$3*X60T2=$_"+[\R9%J2*3].-S33IF-78N)&T M,MA,.H`RU$8K[4V<;'&0'4F;H1"A1-L5Q%`:Y=4"%J]46U3[@)%Y8&IE8.C+.H(6.`6F!AX;UC'ALH\8" MH4L]F%528-5J2[_*`P"-SJ8>VU`51:JH4)B.;^#IMTLQ&A;V@JT3B1"H%H1M\-TE+&SL-`.IHX8EE?IBG.TDLO24[$ M#6)G;^N4WL\4K>&R+J86;#G;'86AK5'1/#^A_Z7H8>IC<,$`7CYZFU^)G55U\[,&<[+E0J6[R<5"31RN>5RP M?JCJN$#+K&4S=HXH!XIU&SWCO`!X6A.JQVZ,K7X3SY77-U=&USX-N^JL?.I& M-6+=^TSV_4_$1WW`R7.P(73OX41/P?9U>IM:#96%Z90FR3NBLB=B76V;_D1B MI:58">UJW?K/5BZE_?1@P4KN/?V\_4T"G($!;M6I=#&X`^L%M@"C5 M'J#6V0U(,S4QQJQ9U50:=JQH)X;W-VF9E705I)LP3H^)S.+5^YK>V?0(PM_U M-Y+RJW[6C'^,1-T@P'6:!7L:"ILQCU1G1V-HCHQO9E2,B+N34;`@3#?Z`*SK,70OT;#H<27%"G81`?=`3K.I_ICA[9T1]JW05J:0AF"-(5-',+32$G^*N3ZA#R4'O`&7CU$ M3TE\/$#`X0A/L88.$KK01@A[VP:(OI$X2M=UD MI7%5M6U;/#T=OYF.D_0Z)7BN*)=B_D=Z(=4=%?Q=6 MR4D%_!W"3$(O)^"&\?X6)E%G-SY0QGM\()Q!BA'=/IX^8P]8``6Y2?`_CCC:G);?`IF+HM+; MH..B)DS'+*NFJ&Q+-NJDM;5-^OR2F'0C-)2L[5RH:Y@%F^%Q=!7#V]4J-B/I M;<-FI,*(HZ\+)-`ZUM>^!1F2RXH]]2N@T)YZM<^N/4$^PS&!ZFN?,=1QTS2H M3G?+%L411U'U:`7,O"_ZA?5V3OE$LZ6B?8*ILJQ^7^(H&:>!'`JVE9`KE+H> MUKN[JXKBF5/21N&T6?')RQ]_#G!"1F=W^H2?R2`KN^4R`G8\<[E(,FTL.[CC MG,\GC"7_7$'A)"YZO[99AO4N@X/\=3$=VQ`O$5`=Z&O1J)J:.NC06Q#7^OK6 MI\)*JUR/_EJPTMOH<,Q2"A=OU1TN3B\;%LAE7J:`K,,"T2[HK5O>E'@JA+HE MG`>[FO1ND":]_=T*3W`S3IO;.:]%Y? MD]YK:Y+HBOO^0,ACGUZY$1T_-QL9NZ[>8JUSOSG_.Z(-[-P[5V4QG(5%M0OD M/3RV#C@IIR@H&/=2.*TLCSZ]/1Q:UXX]G3O;Y"IT\SXW1YL-EJ6"@^+@GW3* M5EM!_O/GAWM9.$2=ALDR51J"=:XNU?K"\RSB[/Y7G],D?6VI;-4("8O6%^U\ M?FL5JZ::KE@^781"9[J,5K#2M;=.)2M-8[,;$/IKD.V^1O$:U`RNAS&?X1[# M:`5A0*4HSR<^>FF0TDI=HCM=LWW*5E:(V?@BB"42!@?)CG$59&]CKR MW1(=1[Y8:-NAS2G`6"7Z.0$2G^6J]9,71)_B-+V--N'1A[O1*[(92>"QF`3O M<)0&SYC=EX969I8W39[.I*7^HP6!1*(&U MMK.E<&E.R!\3#&_;O?(Q^^DU;.]KFWT"M%61/"BDP8:7-/(VF^/^&-*4]I@. M]:8QU*SHQF_`DSG#43[357`8N,^X7`Y"]A&AV0E9O\<^WN=/%V9W'B_J/_LG M386-YQTV4SN_VJ>AH@7YN(4;4&:'LBXR\>P/,XBL$M/_S0FM=$I@P6K8:E>] M>I,7EDTZ(U*LBQ&JLC77\+GZ<]:VSQT,H'7C%&-^J!ZS=,5DID)B:?Y=$I.9 MH<^8P9NY![(R8O(_G_,2HG!1&D3,V'(S4-2.291T4$4H?TV[)(6XKWG:@\5R*[55B9S$'=4YU[\J=_`Y-TVR@B9Y=&GR:*-[O`\H.@-ME M',%(8^*S85G06M;+Y/-#4N8[JU[5FKU84V]O[>V=42)L9"(8?5JG7XTZC^GT MZI`Y*X#7?+(3A-/BB##4>X^%W]Z@YHL8;BL,:X?*AM9OGDS.N$DMEZI)6[\E M.L)$^$1Z_3OYF?QG[:68_.'_!U!+`P04````"``7A7Q!E0PE/IXZ``!I6@0` M%0`<`&YV`L``00E M#@``!#D!``#M?6USV[B2[O=;=?]#[NS7S22RD]G)U,YNR6^):FU+QU8R>SZQ M:!*2.$.1.@!IQ_/K+T#JA9(`$"!!-8FPIFJ2V`"(I[L!-+H;W?_YW]^7X9MG MA$D01[__-/CY_4]O4.3%?A#-?__IZ_3F[:\__?=__=__\Y__[^W;_[UXN'US M%7OI$D7)FSO:9A8@_\U+D"S>7/_]]EN`7A!^\RT?ZPT=ZN>//__ZAOYUND@Q M\=W7?W]S'S^CY1-M=?;IW]^7G[\_X?#G&,_?G;U_?_YNT_"GO.5OWTFPU_KE M?--V\.Y_[VX?O05:NF^#B"1NY.UZL6%X_0:?/GUZE_V6-B7!;R3K?QM[;I+1 MJG1>;X0MV+_>;IJ]93]Z.SA[>S[X^3OQ?V(TP'&('M#L3?;YWY+7%?K])Q(L M5R&;=O:S!4:SWW^*GDGXEM'Q_:?S]ZSWOVWX,XS\ZR@)DM=1-(OQ,IOS3V_8 MN%\?1GN39V/\[,7+=^R7[Z3]W]6;VV45B^JL%2@+/#75!Z`S=$"=&=.DO$>7] M9;Q<8;1`$0F>4?[3.CR1CML0ELN%&\T1&46/2>S]M8A#'^''ZW^E5*;K0)$- M>WHDDSH"5^D;36%TR>(FC%](+1#;06K.\MY-4HS&L_$*X6SK4YH6IU?->5RX M)*"X)A@1BE!Y$^=UJ\LW'&3\'WI>G-*#(9I/*`>\`*DQ3-R[YKQV(U)!B'P7 M^^3KB@F&TKPDO6O.:Q0](Y(PN7Q$7LK@J\V(VZ_F7&YC-R(/R$/!L_L4*FWD MAUUJSN#:Q1$E,IG0365!MQ.5*1SUJ;WS5#S2C)]8^;9*QZ)U@9G8R4SL:;P>8LD58>?]8 M]S:[BZA/B=_1\(ZB/AU!3_.[B_J4Q)W-[S0:A!)V-K7^U>=RV,6X?G>%$C<( MR11]3U(U3;ITC`;V@?47JFX$F^YU9W;_[?IQ>G=]/WV\OJ2SF(ZN']=##Y2F M)NMO=I?2()B@9]WYC(?WCP_7E]>C;\.+VVL=,HFZ-C*CL^HS.FMF1N?59W3> MC!1]J"Y&'YJ9T9XMYUY_6/KZ/I/T?WE_1D'7V[GMP.[W7.&UGWQBBF(VRE M@YBZ#>O/3=35E*:L(5]'?>K.83AZ^#:\_:JENQQW,CP+)7WEN)-A?FA(B*BK MUHQX'L40X_P+$9HS@SCS)WYB_L3!+]FQHD;5IIQH>>)YGJ/JM%VV^]4 M-$68H&HTW?4T.-?D>)[:A-Q1D.Y2JX(_Z99.8V^"=#NCYQ_R-U-D`U2-,\C" M0&)O;_R0!5[$N&R'9C]Q9(,/GTB"72_9#!0R@-GPCG)?YWV^;2O-<4V"C+PS MESQE-$[)V[GKKMZQN;]#84(V/\G0O'T_6$>#_-OZQ\[6S3G-73A'D^.LM@G#+\AF.E_J4W,PE+L'Q)L8^ MPK__1'NDA$XQ7K&!V.%+P8)R6\*TZ\1?PCR/MY'C^_\U&0LX[^Y9!C]$=.+K8/:!XP:8V2>W?) M6WJBILYY.[BUQX5]CDFF+N37*6A^2:>-W7!$3Y3O_X->I40_:.M\Z!#5C^>^ M(?O@Q'2_3#&#=Q,0SPW_B5Q,5>DK"D5`>E%SYV,GJ"^9_H8!9R""?Q.$"%_2 MF"$$I`->SZ>F#T;_7Q*AQ4P MHMC$^=0)DA],>4/<7TY,W"&=@\_F<1.Z(C'?:^,,WG>"OD>3WE#X/X#$=VOX MDV@KW+;.`.9R7%6BCR:_H?RO0)3/M:=\6C?T9[R[K+2],VC)?5:1`UP`&RY\ M`N4"TV'5>;!M[0RZ<4>53']W8>(SX-VAV?(0;EU3IL9#)"AK4V$RDY@$)790 MG>Z]*517TN7$[*VAO36T,_P;$H(2HK"3[#?L@%U4.'$K^,;>R0VI'IFB&TJ= M"S?Z2[;P.*V!;:S'7.%SCS]S*UAX@R@&-[Q)(Y\\QCMB"OL`&ZU5F2J; MO]B5T#FN4L7@%KD$%0+^[U'R@%84+O*'2_:\LXS+*F,`V\VUN*Z(1^RQZ)(4 M##T/I\C?/93+'PD4'\J+C^.ROM#F?.5C606(V(G2)7[3[0QY(?V\GQ-'IC(? M-(5V%2CKS)QYB_TS76+>!,O;^Q=Z MEC#-@L'-`B#*[11'79Q!-ZQ-LOE+G%1=XNK5>J93]WM.%?GNRVON#+IA?A+- M?PN7H.$P1B(#VS0/DB7>.266[D&'M0X9X.8! M&F,..4#UF;V/"9+-@7(99VE54>3)V2KIY9S!6HP,L+D$G1T>N$HW)0DYSV!- M2P;8+@=GAQ]NLIEJ!G:="%KBP3EJ[9Q!OW:5,DGDQ>'BL"(8L?#`L8R=ATV= M,^@WM15XR0-AAP%CZ.S6KZ:\XY]"._*II>,W2P(P+S MF*):1AKG'#HO6P6!X,,P%G#9XI"%&J$*SGGGS7`J$(VMZD,I.&G""IVBLW7= MK>J),O9*CI9E[*TY;)_!0B69;WTB"[?8/K-%G]FB;?S;M]93D1[C#*R?W3-V M94P5W1:B`3J4"4,9D(7\SZU"PS19Q#CX>W?.EO+]L&,'!!E&>?5>S9@73+ZDCL\%P4W'$5CFN%WAU(_JR'QHY< M#D?)E96.:4FO#J265D-A1XS8$<;2TUG0HP/YJ\L1V!$!IID27J4;=+Z-6NP] MP`'M+Q"8[S9^\GS.UR1>B2QRQRVA$VBHL$@4"V4<8:(T?'&Q3X1!&_(. MT+DP]/G#0V!'ZH0]OW9I$`ZG-70.#)V]4##])O,E@"4$SSW(63C_D5_YU*G! M\Z]N9Z<0=R_HT;M/%%>%F'Z]9Z3WC'2&?Z,H093V+!'5INAY+MGC%<(N>Z6D MM)>H#M(A#XD6*-MDX09M`Z2*>2359$#0&=A;HL?/4ID0@VQG[@0.?#*.=HDB M&01)O@OM,8!=)W6X706K'>ZS$QO.TEQ36(.3YUH5=>F"YT4%@RT12?%S M0.B\;V+,[H'L.1$B:Z3RD#-9QRZX;]21V!&0Q!7FX8S^D$:0 MTK[0J=/E_./S7`F4%7>J8Z39&V(MAF<]H#.MFV'S%HH=5ZIC@&N;0(PE66,U M>D.G;C?#=2XL.U1W?L66=?2&F/6R;M#)W*OPO`R/+Q4&BY'8\6#@LQMDUXD]WYR$L]SVT,GO+`[835PJX!X3\)(`:94!H).N5Q(`=6AV6!W791+7_I&MW?PRQJL8 M9V288+0,TJ7"7J`Y%'32]FH;1`60T'9,,Y(R].GGDX")?[DL'#>&3N5>B=M\ M&-!W*H%=^BJ@9Q=M3(H%!406:6YCZ.3H6CR2PX#.56+H47*Z6H7!-@I1LN`. M6D)G-:^TVC@8H.V,@J4V29_"P&,RYT:OZ^D*'QMR&T,G(]=?:D(8T-E-1-MA M?D2OS2:7"Q?/>0M(V-8Y[Y"Q2(JBR:0EI[04,5_$,55D1B-^#^>\B_8C,98M M?[MM2])B+8\2';0G\6%L&=KMMT*;NC0L4B"O%)Q217KM38PC)1"@E6U#QPA*=M(O.T&*[9P/W7F->#1Q&QSXG-1S MFU)E"IY\A=[.A^X\152$8Y->SX'\-<+(#5G2Z"]QR'+0[@)%"Y7M<&:=NZ+_ MC.83A(/85R@LV-0GG0^P!C15P9%<,1JBBAVQ"I+BBQNPDQAG3$\2'#RE"4O' M-XWSVE,5!%)Q9.<#K+FO&;G3`&]'-(6$C-4./^<#K)6QGER4`#.74`-A*(YO M:K=ORE]3ZN MRYQ"9;\=S\2%267N)Y7^?4IFW<530DV1'\WN!,TY&=CA$$=9_LKO@5*N9EZ_ MKJ5M%F"P@L&%\B-W:/DD35%PU+8M^9A%#!)J.$6\I1ZS"V#9.S.`L/I!Y2X5+?S-]I;*8OY'=I2F5*/MT(L MQBXENDPM*<7#*@;E94R$?)*V;TME234VE4$Q%L=MF$N%ZD%J;#KJT)8DQ17X MQ,-B+,@:9H_EZ*/>[L@'8BP,&DBS\;QTF6:A52*#9;F6HSI& M6XI":FH\&O",!5'#2,,!8:[B)=4'9.8Z7GOHM,85V2S$8BPL!(:G=4M`M26C ML7X-J$(>XVY[4([-95(6'C9N8;[B@82/O.F;,A^L,AA0\9L0AR1U*%K',N:_2'3H=LY8`J0*RXU&]^3@> MX"3,6KPNP6'':_C:%XV6&/:J7C1^-6?`R6\:UU$Q&60;8W+R:,,%2@*/@JQK M\N>,*8FS*>O2A]:4"+X"`EI":6Z4',RIPVEG06G#=SUW6_%O5-T3XT<'U!FQ+G(V$X[4!6FU. MDU'@)L8S%,B#RNL,VY9`'H7MHB9,.RQM>U?R'/KF3JYJF=COU980(04!D*-H MT`0%=Z]QR>(FC%\(X,N"[1ST'A0<=>LO._KO"'A$["\\_86G,_R[1PF3X:P` M*]T.+UZ_TA-Z%&UK4PR]A&K^V4MDA]5C7%RKL#O/TXK+0K$ ML&-K80EW2+X6QM&C&](_9AGX794*BFY.\;!/(@RIAZ@_8)" MGS9@=)"I,YI#0;^".;&&4X$Z]:/B6B%BK'P.\K.,M)REI"A*L M01<[8O"&GH=1QM6"SC>>707$BU/VBBWR)WDQ'J)6P[G:@-"/ADXK:-5I5#]@ ML`V[V#[L$65W-`^>0C2DZJ1I=?]C"E)']9I>#=7$GG)7/W!H-\DG7@3JD2? M^LG6VW"*Z3^Y%+P[_)&,TV(:6)*)G5*-!4:QD-GLSP*=UH_\%%QHZH-`OVHZ MK?3HT<62FD['H-G](65$W-P-&]#=RG M(,S4MAH"4AC%.8.U`)]$2@[PVI&I03TXSD@TL7,&7&#=;+"I!FISQ5K@:M0) M$.=*N*$0=,E@SEG[GV?60V='L%;1%7OG)FN;X@2CU=KU/XS\2S<,R7@F-D$J MNL`KC\]J$K=P)RH3D'+G=RV*6!%=>AP*4%O,RH9QSF#MP(U)DPKP'V[78L$D MTWC=Z-7TGB4:W3F#M19#[5@R>MCQ$KT0$E>DRPVBV-SP2V:*=R-FURA+`JLY MDG,&:QPV*U+ZV.VX[F^`3^/U&_YJQYWZ*,X9K+6X$;%1Q&U)*.HAZ"I'FNH8 MSCFL5;E9<9&AKA]F6D]8!`F7"CLEVQ(+8=AYN>$)#B(O6+'\MJ^BD-%J`SGG ML.9D(Z)0';H=$:!'2X"2@^J?YTK[2O<]Y*B[*IFS<'K1V1GNIT,V)#=LY;F>6BFICHP:X? ML-E:S\,-/7+I*6O&\R`9S#GO3FZ_:NCL,*0,I:IN[D.H5C@!!-[\2K*PU],Y;Z49UI0P'&&US[K/L0A>Q!C'+ZR0L:(N M*AW#.6^E6;6:B&BAMN,8*=SM.8B'_C,+*%0QCPNZY3$Q9@G4+UZO2;RB/V4P$O:@CG[=C<0I[2J,XGQHI;6S MPL&AC]L.8[BLMND#HC0+O"QS/6TU?'&QOZZ[D&*IPEEC5.=#*RVCU?:3FG2P MP[1>4,7I8;M=9XKG3VEGYT,K(V=K7ULD<.W(>3#9ZEW;&E$*@E!H[7RPR`XJ MP&<@DT$;>*U.*B..$N>#1491/=CF$A4`^M<8WBSBEBQ8`,*S&[*ED1^>AU=\ MB<#H#.-\:%T%6'%Y/4U*I1!5!O!^=B= M\F0:D.Q(`CN*$D39DDS<0%8%J-C,^0C\U%^#1Z+(FGTT5JSG;?Y91$J9N=?2 M^0@<0&F`GT>`&HR,:KQ,[CU[K\3BR_-L)7%T\KJX0R_+E\YL]'$8>(KEZ82= M`&KB`BX&'H\!JX9,]5/3<\)D6_%+3O.\$\"F:4FE%R/*\I9^J@W0 MP46C#*S#*VD'C%X'(]_%/OFZ\NG%\.0KZ1Z]%*B,XXC^U4/;O"H+-YHCDB51 MWK;)7BN'BN^G:H\.L#9WTUG/D#VVQ3C&ES$5*B_39E26J-8XP"O5#*<$2UJ7 M$!U>V;LTXX7,&">_>V^+2;%HV?53\6+&":7:!*J#`*S0PN1&T7IZ=R[^"R4L M&\O11*D`(YRX033%KK_-XKLSPZHLYJ8^";SNM=@L-'@T1IH.[P29Q;Y0J^'$ M2V3W9975SFD-L*PSDMW'5`UBHH&HI*R3&FPGI[=F*XT'O"#YG!"LO*H`.[RL MKET$$X2S/#DE*"PZ(,7'DFNI+QY!H`MG3*5X)_7.6@NCRBQE\J[1&TCDM0AY M(/9ZZ#HL^;NG'2?>8KMG$ZBB]W%>H-@-,^E7Y;5R7P)]KPICA.Z1\^\Z5EN2A2+\ES5%0]*4I&=&!CZ$T>%N5(C3VY M;4EXP31S]/1!!J5[[:.W0'XJKU)&IR`JTY'1N713-OJ1#@<'-$(,*U2]'5&^ M1ABY8?`WG355:<=1@=ZEPE9C-&"%ST3(237477Z&9>]`/LH^KRT_5(8&O\5JR4P.C'=?ZB4N2 MJQ35VFB4QP"^NFM)A@ZH!F_I9I2/C0VRIMZA-(P#^R:^BLJAB@LZT;LHQW]Q M^G>Q'\P"Y$]]K,9>M=X.;(Y,=:XJP[$C*;O0A%A7>ZPWL`.;.%-KIZ^-M,$4 M5BYJW<[4'UWD!Q.BCVJ]X:1?Q6$:4*W(7U#F=:(G0MRKXZSRT$LQS'* M,*O.GD#X?>O1`7&9-:#"RE,:J:-A\OHH.[S>./'1NNNMT['S.V9GXC+..,=< M6;S2$;I70NTANQIE7P^R%7;J`@G61S3RU_4&,M1%PK``U)RWA*3+_&<5-F$3 M'P*R9=>1N,8(T66OXC:N&49;@@Z3+_AK%#\1A#.S MW2A:I0G]=4Q7:AAD8J$OEZ>=$;`CM:8HGYQ6#3ID`1(77Z'$#<+LX59*(?3/ MFK2-6^O<]9F<2(U9Q88=?(IT!*!%J@9!WL_S^/F=CX*<=?0OAQRC/W)NT=P- MKRGPY'7X/>!EG.:T`C[JC^F^SQ_^C(7,:9;`^1RNXJ4;\(KV'C8!.GH$)#NF MZ\%<#1!59.);KL+X%:'\IOT2T5-K$:S8/?X.+9\0YM!2J1]0*`R/=IR+C\+L M36TRH9D8B!M$9^.&ES%>Q?D)*N>/J#U0](HB7R2S-J;[ZS+$\'%]NRDUHW)D M;QL#AZ>4'072B=MQ:Q/4J,[+H-^CE^Q7%8I]'PP`'%C"9Z"(V8J`6J2OU>"_ MN_6-3'#@H6W.0PG'!5VFY@C.H'554(]X6@$2=.%C4^_',F6$K)5@=I2Q MIYB7,>&62%;IY@R`JZ1JK.$R'`V6N@7)W[+V2O4)7'IWE39).^B^JL[/._?/ M&$_I5^C6("(-W]&E.4++G6#Z:'X4]@M]<=IC`,>):+"VLFR4>_JZ)!U?'S_' M=`)19L:9H\C+3M:GPCDK=%[I#@'\Y%Z+M7SIT$`*Y9,TM&?$.)F[G\A M?P M;@UP[I@\E@Q=Q)&.#B#M!^V#-;"N2_$9L]]W,^"N+:Y6_8B[@B>UV[$YDCS5 M"H\U2CNWT)9_JL;[X@C0CE=%GFH+Q"%&NZ1B M%F.RA_;(6UL0]O[L.;^_#F/KRYTX&LG0^--D8'NP.G M3QG.:'UPM`0Y6#@T?,Q;9T.>M7$:LP@`VB?KQCZUQ!^A'_H$[V`0+%61N>$R M9LE0TS@]\*].UA6B;Q$ATX4;#<[N:,L%N4^9F(YG4I]#PU]L7_JJ(RM/\Q2P M0I&M2Z'I"PJ?44ZE.K;&6M]K7QHL;:-C7?S0FUX[I'&S7H?S.49SRI4\4*5! M>11\$3HZ_)0B*2$!M&_%\%&\03K&MW$T1[CYH[C\BZV)4F_J+%8C@1UIY:K2 MJ'@J;.C4Y&DL_5X+@^J-[WVE!+`CD9VI-=O\>5SR1>@X_U/(I`()&DRUU[@W M.ZMVOZM1#I2FBU-V72+-_"+MO6?:>(%[2UW0:T-U)OJL=I0;7I,D6]'T)DB_ M7N:`5NG?%?>S(I8?@_'EKF>U$:`=SZI,K2@3=CF==_A*G7N'3:$=P>J,XG.: M@Z?;#EVJS)%TB3`C@$(B@L/&T$[8NOSD(NIXKBE.C=R2\UG0HR.5?L2SM\,8 M/<54N.ED"4MMC?!SX`717%`*.7=,\WY5>E*;_`RPVU8B$7P1,HP=^)076)O' M$9K&-W&*;]QE$+[*XS&XC8'=K::YQ#$.BV"WDZ-W:9@$^4PI25B1`X096@4% M3:L_L%_S!'S7H(0=API3?"AELF"D3'M24OXX/:`]C,T*AP)X&Z*T=@*O>`\X M;@[M_SN5'/"16^+VBY=H4RB^1`0.FT([VT[#?A[JMJ6??'2?*72R+F\N5P!X M;:%=5"DO2@CV M>?DBWF\%G?CI!,OW&+"QVD\P"[=V@M!N&.KX,X>.S3/#PNQ20$7^%KD$%<(# MLH1EER[&KW09Y#D!)+S5&*6-J9J$]C5-7!;DY1$A'H9A_,*21520@FU?Z$Q- M1GB_AP;:J"(X@$5S_QKY`7E*<59%>M\R(#JE*PP%G6))B'2LL>LXHT"F3C"Q_`2X[#"D2T/OY@:H)Q/X8T%F13(G#,2ICII5* MBH#@3/@#!?,%FR:5,'>._AF@T&?/>>FMQ$-.]X M>/_X<'UY/?HVO+B]ALI3U/KZWC^_MXWMMB.]M+O*GHW&[4D16 M+&%S@1P6A/+R81DS+K4B0D,C^EX2QP2<1:D^LR7(.EXRUD0P#G"I5W/LW"MA<'BK:"'<%T';DOL_/K^6UO"8;?.J)LXD\^-A3)_LC[! M\7-`**KLMX3WIAC6/UV%O9(6S.KK9" M.(A]*M$XZ<+.D@5$&-M3LM&@(W.;$*&*9/@1SJH_<)"@\6Q678JV(T!'`I]> M3#2,4Q^AZ=)(.4&-67Y-/ MF`H`BON9/"Y8VJFKL4E*R,`R_)@-.QLG"X2K*0`J`P`',1D+3RM%V?$L05Q3 M\BS&RXQC%Z^7=/I!\H_4#8/DE1F9LYFH91"N,&AK@IW4L@Q71&A'Y`&'!B+@ MI58%[;&@0Z%J"H"R5)53P0H+Q,0EY4]5=HV@HYBJ,8K/]'U4W38X/*X0NQ'= M,?5)HD'*FD.'&9EDK0A?QTL*/*9/5)>*?!?[Y2P^;`L=`F24OSQP';_[7\7I M4S)+Q5D&^0VA@W5,LO48&=A3(\&5?3-#YO2/)2>GN#%T6(P)?LG1=?R>/D&8 MJ9.40E4NZ0J]H0-8C.I0:G`[?E>_CZ-5+:E0&P`ZGZ!)P5!'#);MMQUO#MN2 M7+!"TEC;,PI]S##KNYV3U(CL:Z:<+THY;:)]OS/)\8TT'?G4T M]D\;9W0D6$(\>RO8.<5T"Z.39>K`(\+/`=O0QS,.:L*,VX3_ MJ](8"I.?`0ZTD`@$7X(,8X=ZP&=KX(4R/Y4"+;IMC;,ETD)[C99'5IS\M=V/ M'52AMRHK!%%TV^;5_2"*"DM4&C3142_YCQ$T46D_U@J2Z.B+N].$I7U`A_]N M81"#J3V(!Q7Z?`+:AH9TNE1-.W;6F]R)A!]I88B#PB-I/W' MCR1IC:A4.GK%6>N>V!F3MA+8&WG[M3/J5&W5Z3#[74MLTG74I&-(&[Y^LG4? M,:G^"`[^LPZ8L&NAVUD4;942!5MCA5&<,SLLT#Q<6YGHN` M\;DNP*VP6&MS-JZ:2O4Q.VS))1"W0M-MP['A`J^@G#?]J(,O,C**B3SHD$\? M/_9/'_NGC]8^?:P;R]62:[-^*)OVALJ:PG50:#_CU(I^[%>Y!$GQ6 M"(LH1\:&*'N%7]8:VWBV4>0D4E-O8.#'DI5%@B]AM6GQXXG:+K67>6GCC0W\ MDA-2X`3D@,VUW5@:G+O8#V:LZA7%0K2,/?J#`3\N-2Q4E?";2\<7)VYXTJPW MW/)!O_17O_[J9^W5K\]ZTV>]Z;/>6)#UIJ\Z=$(S=IM+$T&G5X&]5IV`[QJ4 M,':C@GGC^R5>HNM_I4$BW@!$38$O0J?Q8G%`MRVKTM2G-%AG)=U<]>4+7=P# M.+'."9:V%#OT(R<)AW<&G7+>'K8%SJ!S(JYR4$,_'VI/PBS8=QRGCCC8`PZ6 M9DFPFHOY^N1K^;@E=$*<$RQE/FAC;W)LSI75EMI!1I)E65,FZ(39LF`-=.I\ MK2@7.YA66/)JI<7N`JOXS.8AZG:ZK$W>1T4E[;`Q=**;^BSE8^JX@:1V M$K26/`RHD`3-EB0S93[N^Y3)ZGA&Y3=S$)*!A,7Z@[4Q:AM3+M2_411P]N@1P#HW=J4CI+2^?E" MWMG[N,%8$\-Q1^[W8)DN)PA[C*)S-(Z&JQ5V`ZK??7/#%$UPO$(X>14&'JD. M`!QRPF<*1P'2`63KW?GX`-XYZ!DA4X4(9+WQ@(-75*2C+KZ6[@!Y[H?[.&$@ MYA'3X\<1G?YD^QXITUU$ZU^Q.W`8B_+J5X?3TIOOX](-PXN44)R$#'TZXX#I M'6QJGU,7N_3ZAOQ)C-D/1#S5&:,M19[*&*N)R=@UMM)C.Q%O5\ACEZ0'2FI, M=QKFZ9FG(>O_^IBN6$P'D;%5K3MTG(HZ2]7QV!%,QCEYR.9-X13'*?VW?X6> MZ-Z51^&DF+;]`P<)NHI?9$$*]09N3>Q*M<-;$RET"FO%O6&=,6X:L_!*U1UA MKQ-T2$KE?>`(18-)H1LW'%V[.*(B2*@"\KB@=%M;CDYM,CJ2;: M3;Q11@LR3A.2N)%/"93112(I6N,`.P5J\)PO1+K@K=AM\G3XXUE&M>`9/2*/ MWKR2`)'')/;^&F>8V,.5[%X6>%D;]INO49#(SI1Z`P/[+(S+5FUJ6+U/KCE/M51+XT%;SDRA']96A+>E;YS:IJOP4$%DL`[H:/!, M@^D%]XE5'%Y318/'ZQ[0'A7C;"[@:E`C@+*M`D7E]296^)7QPYI8U]L"8@F3 M5B@B&2-R!6Z8)HL8LTB(KW1MX<)-81*Z$;EXO?[.,C<0-*$W!O3@1O.R%_$- M?*TK1MY&D/_H(GA,F-)G^0U\#=IBW8QH&9=C"?G:F9KO.D3/*)K$092PG((O M\1X">188E;[0!NYF6,GQTRL2HYU2,'U!X3/*)G\3/",*0$,,E#I#1[>?3`Y4 MJ6&'L;&N][HE8?/ZWFM;K,7#*`G\(X/Y]7'9TI1!5 M/S8Z?OOBYW\1.B$,X;5'ZWTRM.NN?\)6ZMJ5Z$*.:WVV;R%H@Q, MIB[;WAC!,%I0FM%M(`^?`0IMS#BSB$-*2I*G"[Z/$Q7KF[QC;X-37G`E9/RQ M+'%]L&.G^=<'.W:0:9S#B.(! MK4>*4L,7N2:)8L7^)"(0H\4#\D*7D&WRG*'_9YJ_0;^)\:-++Q.S';%HM^R6 M/8JV^W@=J37Z?6!+5R,2;)I`=EC49-2J*XX[:L%:Q!H3IR+`QHIYMD08JHL! MHP^L':DQ`5!0.A9&!`S,;$QXU MZ,;2)0#N*Q(25KO+04=QUI*)$ES&DAJSMQ=_C'#;<98LQ<@0SQQ>NNR<1]S2H?O[C8 M7_L&/[.45?2ZF%L\/F.YM;F!KW7(9MT,>E-B"&@!+24,T:*,S%]=1SC-S:)# M=OC34L4&>SX_&N-XF3\)"%9XJ7I`K0?$PAGISS>E4U(WG"*\/"N3ZM/.!CJ" M5%>Z3TX=<_:R%N_9HFUAHT9O2WEF=H+IPHVX&T83VH3F%-H2^]JDBJ%/DL92 MDS9_5__'U]'TGZ/[R^O[Z>C;]>1V>+^^JP_ZRWI_6>\OZ_UEO:7\J[J[W[@! MSHH&#`E)E_F&?OU]A3RJKUP%SX%/M\\'2K4F#EO5;_\(%WD-6O0"*R+4MSBD MPX1T>X<0V?VOVW21-T(-.R)#C-+J(2!_W6"$-B7K3BFUO&]W[7K>,"WL2`-5 MV9`A6]W,7J'_/,O$1[MVY6Z*"':$UYAU?!P8VK)?7E%^;>EY,@=4Z4S:]QSV M1,XI%-SC=3\L9XLQ#&LPR-N.B72N<.V"JTP$`;&V2,/$Z[7Y1*LJM$ M+.6H\B@=N.)70V7'G7T89H.OT^;8`.W9"5`77Y8KOQ0A'8 M)-3;:2CD/3AJVU]L%:6?1[G^'MO?8SO#/[K_+N,H.XBWLKS+HN^%]`_9S56E M>X?NJHIPFN-\XZ?3UGP,E*-M]WVMDH.R;OUAI;@22HC8GUO]N05W@1X2@A)R MZ6+\&D3SW*M;XJ.1=.G`F:,`P8J5=NF2!;WULS^8)^C9#2E=R##9`RU3,53Z M`UDS57@HT#0449D2`1_-@BA@?3^G@>]&'CJ]/831Z<+U_J+W_UW2+V4Y4.D. M9.RL+@:*H&QXU'<;NQ'Y@D)_G2SK+L;)W)U+O1S"/D"FS^J,EB&QX3%;AH]N M:+?()L&9'`-E^7]87*"U8C`9&YA$U5]@*!;K[9K!X1?@X\"OB!Q:8I MG-T:O8'R=.ES4P^3L7Q,9F];MX'[Q!X=4&U#Z\I5U@\ZM9;RQ4L%B`U:UQ4] M7DB0R)2L31-G`!@DJ,0/_K9:G#]H*A?!6J,G?(J]!3WYAW.,\HP?5!>X072F M;O@ER^?G1A=N]-?0?V;'-+F-HSF+7Q>MPNHC.@,8PU55'AN`V]+(G_4)$F-R M32@%7ZARP!1`8;"/J+TS@#%UU>*H#`QT@(]!8P?A6-P5G!VE?9U!=X+WE,#8 M<`/F6_0XP+5MG9PQG`%L6)\:5W5,GP*0;3S0=Q>XG87>S@`VQJ_.:E>$9\,)D$'=67,JB(&TLS.`S8-?6PI*T4'' M_8IP`6:U^7J$!M;9H6DDU5"]-(9PSF#-:I696@5H M8Q>NYD/8AZ.';\/;K]?Z*6?[&/8^AMV>&/8M+2Y>[Y#+2)'5HL3H7RF*O-?A M]T!VGBGT[DB4NQH2NUC.`WH5LX3Y*BP7]P8.G%=D98D<2.%9*P?,OI9BEA_C M#BV?$-84A,/NP`E"%)FI+@DL,H6J4)R<@T4#\GCGL!U^;69F*)+'`!6J(F%+"=56+YNA=P M1>T&6;X#:(LR4`!W7HGGZU[00RHMP15N%M9/G90K=#_OCY^ MCND$HBSW_)Q>H!E$BGP'N/244!T"ZF%"->;R!40':[>UQ$V8SV$N@CPCZ\5K MD1*/JS@B,<5SS>K`K'!`%,3&S`>@7SZ8$"ISE.BXEBHB1&59VE`&UE[9I(SL M$'9=5RU9!!,RS&X39TX#\0=!. M5"6L%'>"?C`A8!6?KW(8%N5Z,YOL"_CMA!:+I2B,*>RU6"QZUKI1V4,L2A(Y.?O>V3&_8.FT"\3M!85;_+&3D-`=6:X MI+M#\'=&^_%,\-3J[O%!>C2JC@']9D'OI-1!U9AF>_)8]K,^EKV/9?\18]G[ M?.S=YA_/0?]'D"R^1O$3H;LVHTON=']`7AQY01AD3-H&Y5ZX)"#9Z5Z6"-KT MISJ0*[Y!Z*:D;Y779$Q`C^[070;$S**O##U65*#<;)`F-4JPVB!(A(\ MHSS1`6MU&E'5FU.'JGM"T@@Z^E=P$S=(D@?DH^6Z]&(R<84V\P8_V94*I,V2 MP!*#0X>/^9:\7(`XY@TZ^?)S_CKR3WI-/JA:!E13L[\L]Y?E-NS"_66Y9<7+ M=O;I"8[I#IG%GK)*URNJ9R*RM5LKU4NH-%@'+K&UP+63[VQV.:G]/],\Y^DT M/H+X*N*T8O<.7.8TX31X[^+J(N_89)]<@N@__C]02P,$%`````@`%X5\0=V0 M^&%S#P``AI@``!$`'`!N=G-L+3(P,3(P.3,P+GAS9%54"0`#W82V4-V$ME!U M>`L``00E#@``!#D!``#M76UOXS82_EZ@_T&7+]<"=1SG9=L$FRT"D6B;5YE42$,24T^_OBR MM(T5YH(P>GW4.CXY,C`UF47H_/KH87K7^.'HQT]??_7Q'XW&+S?COG'+3&^) MJ6O<`\V,8,MX)N["Z/[9>"3X&7/CT9=E@*CCB^,?#'B<+CPN++3^SABP%5X^ M`=7IY7?&Z4GKU#@YO3HYNSJ[--KW1J,A:Q+F`B^1X2(^Q^X`+;%PD(FOCQ:N MZUPUF\_/S\=T)>QCDRV;4L3)Y9ELM(UEL^X87][B&?)L]_KH#P_9JHU'!FA) MQ97DVR9(42:(GL^.&9\#R4FK^K9E"H8_,XA_&:QQ>4:A@M3/0\4*`AQR_F0D\O2S0,A*ZP`0HTY-`![MK!0MLUJD33+.$Z/*<2*-'48F&'8W/+P$'< M5&-GADRW@5\<&U'D,KZ^@]\1((Q2;ZD78KF\*5ODCZZ!X+X M4@D^,@A@44@156GA&:%$-0=,CM'8V-S8(Z*6XP-:0?E+/ MT#D"9"@.:4<"KH!$Q[$16([>1+;IV?D5-!/8O@;L#J."V<22@VP"JBCK+X:S M.T+!U!%D`X%%-M#O0*_OB%-`/V*$Y[C`38$PV,R(9!J1T'IVC(A@8;-9"(H9 M8N(@,,[N`KL$6I7MI5V8]5UVME>7&?\>Q>OX3SV[,#Y7>N`8+C$8KPY;@IX+ M3`598?]M\2PKY-1WWGGYSO/E*).8D!\4_-UQG06BF[Z/L=N@A$&4I6?=`?(-?C>#@;.IBK>@*X->_U^/X@ M'6\B3)L)8(`?@_;T8=PUAG?&<-0=MZ>]X6!2'SQOD"`P*DFO4Z[;[0[G>'#8-H;_&2,AOU>I]>MT=#=X`=FD5J(6^+!D78RP+F@7(]S M*XWS1H(1B3`"&?7!N:=VN.2J,\&F)P=OB+"V1(_M:1K;WN"Q.YG>@WDP)MW. M@QS1=1J\?8:H&&,3DQ5ZLH.(*_U2#^59&LK^L#V8&.-NI]M[;-_TN_5!L8LX MA=DI1N`%+\`?]6',O-7C>)[&L=L>#\"43@SP`XS)Y_:X1D@6[`*4#/);%YEE M:G@/'L#G[F#2>^S"A(??-4+4CY,`,5`$H!O9*/"L=`5Z1#]D1NB_'GK37R64 M8#U2U9$0M3*UA^-C_U\'V?AN^V]]B[[0YN:[3.W"'"'Y'M!;-Y M\U,/628ZNFOWQL9CN_]0HYF;[Z"7=>2W./29B*G(H3>^":5]6Y\NT'F64^D3 M%7B>0;D6\M-,#*7U/XUO?"$U0CKE<\9!UA?I\%J$\&D. MPB4BOA#AT]HC?%:$\%D.PIFP+Q_ALSHAK+6SYT5&^#P'X:U':1N$SVN/\$41 MPAYTS,I]ORK)^'G`-B8EAOH='CG0GZ"O"NXYAB,\NY^<-"/YY5JDSS.18,Z&[$Q0 M6`QVK6+O_)&;--];R?309P\)BZ&OGQ&/[@OI8,\KU(.="1RCJT5U!C@ZK4I8 M[,Q;/:292#%^B%4_XRRU5\HG37+VM1[-PB/!.EK?-'"G>CQS=CO/,W&?#L\Z M[7.F9W7"F.85ZK'-Q'HZ;/\BUE3^(W/(C/',4,E9KF0&B^LC09:._`S`?[?@ M>'9])`%OA,EL?@.5CE^6=D@B)1>DB5%]E$8AJ#@4$23M*$X>`T*8@[D\I6V& MC3]JOH$^`/BN^B3[J%+:V.AI5VV`!=N54P3&]:Z*I*;"VZK3#).XP-,FM0L4 M@":,NP;5)I7*RYGDYZ/J,U.)*6"1OQHA7T.^:K1.&V>MXQ=A^0W;H?Y(HQWK M#_EVJU^?AZIDS2&#K/*B1&6%V:!RZE3U:1F;V'9%^*:Q$556ZX*D3$5MT;`% MSWNT09?GJDPCXGSACWV:H4N;5:H=<<;HUQXMR237*M.*B$D][5%[-N=6F>HW M7/YC8R-@UP:DU6^[;,H:_ ME2/WW4N5O/(*WA$Z[[EX*4.?(P,%5-='+IA\A<2B6#.P'XFL=&#-D"RT:OMOIAD5/ MR)8U7!^9'%O$?0N,[F%DSM&<<=$58%6>@R_81`R!?)(#T*]\@L!$%B/-Z-]; M4G4FQ@/%B%-00QX*0Z\R)Z:GKC#1=/7^==W\ADV7F:C:SS(/A]]0G099FNHH MTJ,NANJE,8T.'(9T&IE;[#!!$I-Q-[:])^AFU+W;#!UCDZTP^$"<+?O@ MX-D3[+H^1<(,%U`=@IJWA&,3W#0A+PA@*F()EOS%55_^?JI9^.EM-!MY3S8Q M9;,178,_"HU/3,><\@/0+)A(8VQ+H]]9R-SE\2[3%A^`7J&!E,;=MXSW*G^[ MQH9F27S]_!3.5Q9;(D)?J=Z[K`:YFFAHJJ2*)G6CQ@DII*J.@Z&P[@GA8>O6 MDPT9J8K\@:3^O0&'VHJ;ND=8P.2&0*3J'C+V7.7?$HD16JME^8YQ&2<,.9F# MORCYQ0"[,JL>`>?1079(&#>PDK8HR`+NNX6^__W:#K"T/H]Y9D.P`*/ M@IAR.//'\\U:&EIX*SSP+Z=LC"&X1Y3\F783=F4\A`$QY8B*&>;#F;J'/64P MX+$\`\966PB<&`?ID-D_1G;UI3=RX0!,%I3"8=T8+RQW,JB)KTPN?H" M:V"94]F"BL'9A;VR&/0@P(4@WMI=_9*<%=,\T>KP[X9-+9ZK<%F&BNFYZ2<5 MD@P=Y8'#K!UCNE<1'$Z$NGF/^I4ZQ7JMFJ-Z0R]-RS-\% MRS*55`C+(<5R.\/C=VA)['5FMN645VAFW7NV2_S6^7\4;(FY7*O'T#E=]8?? M,DJ59ZF0GA.TDI]5!QP5NUAS_2L!4RN48.M), M'J!OI0SZ&CK:\5]]*3L(`9'<)'/]*S51GV0&ZQ:Z"HW=6^8]N3//E@,0UJ>, M)CGE%=(@#-V#\(O.-U/H9^(N!BPX!&_;-GN6@SP9Q&DV`5XMZ=UFY9NYTCNK MF/Z]#UQ960(KLF8R^!O2_F5[<>?)_`^A:QC?T-J1L?I3:IM&L1NG M_D6+#G*(ZT?;.P!3+*:",&G"6_1"EMXR\)C!B1[2MN-P1*"GU?[TR/]T=1V/ M;\OS[.>`OZFWI])6#9@K;]W.J>RB(05;!%K(#SZ@DU4\E;R>4X[C`'9")TMD MVS>>(!0+T;:@\42V2@GP$(=1AK$U8CQU,V,?Z3 M-#5#'C9Z.//O/.MOUA;1)VZ3?=E;M"6.S,5FB4VKN@-C==9@_S9C&*$I5T%S M,;"0JCK7`8.[NG@BUP#E),K-2-%V$RW/?G.XE:'ZRVB?H"=B^^=56SIS.VEU M>E3WMULVN9ZB6XT)%[$D1_7[5&TN8,MW>C?Q3K'^NS!5'X+<"9KZ,Z/%LSE& M?#`J9[Z#+N[VG;@.P%U,7.++N]QW"-T9=<`]1A)]621WB1\H>Y*^O)3>HX[G MRN-"1DVPS,IZCJ7UDJ;W!@DBU`(\QA9>!DZ&.T*)"U#O64O"6U'WR;_<7;#H M,XQ1E+]+.5P.@[:+Z/.,O`7_E?P'L)T@6^I?"[/^Z_D+8/RK%46F.2FK? M]/.6?/KZJ_\!4$L!`AX#%`````@`%X5\0=H$U9GY+`$`].X8`!$`&``````` M`0```*2!`````&YV&UL550%``/=A+90=7@+``$$)0X` M``0Y`0``4$L!`AX#%`````@`%X5\0;W0EF5!#@``(\<``!4`&````````0`` M`*2!1"T!`&YV`Q0````(`!>%?$$M$\3^.C$``&)\`P`5`!@```````$` M``"D@=0[`0!N=G-L+3(P,3(P.3,P7V1E9BYX;6Q55`4``]V$ME!U>`L``00E M#@``!#D!``!02P$"'@,4````"``7A7Q![B/.AC9G``!^#@8`%0`8```````! M````I(%=;0$`;G9S;"TR,#$R,#DS,%]L86(N>&UL550%``/=A+90=7@+``$$ M)0X```0Y`0``4$L!`AX#%`````@`%X5\094,)3Z>.@``:5H$`!4`&``````` M`0```*2!XM0!`&YV`Q0````(`!>%?$'=D/AA XML 58 R38.htm IDEA: XBRL DOCUMENT v2.4.0.6
EARNINGS PER SHARE (Details Textual) (USD $)
 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
11.12 Exercise Price [Member]
    
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount 278,813 306,827
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price $ 11.12 $ 11.12
12.51 Exercise Price [Member]
    
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount 5,886 7,482
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price $ 12.51 $ 12.51

XML 59 R20.htm IDEA: XBRL DOCUMENT v2.4.0.6
INVESTMENT SECURITIES (Tables)
 9 Months Ended
Sep. 30, 2012
Investments, Debt and Equity Securities [Abstract]  
Schedule Of Available For Sale Securities and Held To Maturity Securities [Table Text Block]

At September 30, 2012, the composition of the investment portfolio was:

 

  Amortized  Gross Unrealized  Fair 
(In thousands) Cost Basis  Gains  Losses  Value 
Available-for-sale securities:                
U.S. government and agency obligations $1,008  $33  $-  $1,041 
Corporate bonds  -   -   -   - 
Government guaranteed mortgage-backed securities  14,693   802   -   15,495 
Government guaranteed collateralized mortgage obligations  1,152   14   -   1,166 
Private label collateralized mortgage obligations  327   -   (29)  298 
Total debt securities  17,180   849   (29)  18,000 
Auction-rate trust preferred securities  7,700   -   (178)  7,522 
                 
Total available-for-sale securities $24,880  $849  $(207) $25,522 

 

  Amortized  Gross Unrealized  Fair 
(In thousands) Cost Basis  Gains  Losses  Value 
Held-to-maturity securities:                
Government guaranteed mortgage-backed securities $27,523  $704  $-  $28,227 
                 
Total held-to-maturity securities $27,523  $704  $-  $28,227 

 

At December 31, 2011, the composition of the investment portfolio was:

 

  Amortized  Gross Unrealized  Fair 
(In thousands) Cost Basis  Gains  Losses  Value 
Available-for-sale securities:                
U.S. government and agency obligations $1,014  $54  $-  $1,068 
Government guaranteed mortgage-backed securities  13,919   844   -   14,763 
Government guaranteed collateralized mortgage obligations  1,711   10   -   1,721 
Private label collateralized mortgage obligations  352   -   (97)  255 
Total debt securities  16,996   908   (97)  17,807 
Auction-rate trust preferred securities  8,000   -   (756)  7,244 
                 
Total available-for-sale securities $24,996  $908  $(853) $25,051 

 

  Amortized  Gross Unrealized  Fair 
(In thousands) Cost Basis  Gains  Losses  Value 
Held-to-maturity securities:                
Government guaranteed mortgage-backed securities $25,292  $387  $(9) $25,670 
                 
Total held-to-maturity securities $25,292  $387  $(9) $25,670 

 
Schedule of Unrealized Loss on Investments [Table Text Block]

The following is a summary of the fair values and related unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2012, and December 31, 2011. There have been no securities in a continuous unrealized loss position for less than 12 months at September 30, 2012

  

    Securities in Continuous Unrealized  
    Loss Position 12 or More Consecutive Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Private label collateralized mortgage obligations     1     $ 298     $ (29 )
Auction-rate trust preferred securities     2       2,328       (178 )
                         
Total securities in unrealized loss position     3     $ 2,626     $ (207 )

 

    At December 31, 2011  
    Securities in Continuous Unrealized  
    Loss Position Less Than 12 Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Government guaranteed mortgage backed securities     2     $ 4,244     $ (9 )
                         
Total securities in unrealized loss position     2     $ 4,244     $ (9 )

 

    Securities in Continuous Unrealized  
    Loss Position 12 or More Consecutive Months  
    Number of     Market     Unrealized  
(Dollars in thousands)   Securities     Value     Loss  
                   
Private label collateralized mortgage obligations     1     $ 256     $ (97 )
Auction-rate trust preferred securities     2       1,644       (756 )
                         
Total securities in unrealized loss position     3     $ 1,900     $ (853 )