Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS:
Cash and due from banks	$ 18,681	$ 16,115
Interest-bearing deposits in other financial institutions	174,503	71,429
Total cash and cash equivalents	193,184	87,544
Trading securities	12,743	12,291
Debt securities available-for-sale	1,097,423	1,264,805
Debt securities held-to-maturity, at amortized cost, (estimated fair value of $6,703 at June 30, 2021, and $7,574 at December 31, 2020, and no allowance for credit losses at June 30, 2021)	6,417	7,234
Equity securities	219	253
Loans held-for-sale	0	19,895
Total Loans held-for-investment, net	3,817,273	3,823,238
Less: allowance for loan losses	(39,493)	(37,607)
Net loans held-for-investment	3,777,780	3,785,631
Accrued interest receivable	14,521	14,690
Bank-owned life insurance	163,628	161,924
Federal Home Loan Bank (“FHLB”) of New York stock, at cost	24,508	28,641
Operating lease right-of-use assets	34,574	36,741
Premises and equipment, net	27,268	28,188
Goodwill	41,012	41,320
Other assets	33,633	25,387
Total assets	5,426,910	5,514,544
LIABILITIES:
Deposits	4,108,269	4,076,551
Securities sold under agreements to repurchase	50,000	75,000
FHLB advances and other borrowings	420,329	516,789
Operating lease liabilities	40,721	42,734
Advance payments by borrowers for taxes and insurance	24,203	19,677
Accrued expenses and other liabilities	30,178	29,812
Total liabilities	4,673,700	4,760,563
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value: 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 64,770,875 shares issued at June 30, 2021 and December 31, 2020, 50,843,651 and 52,209,897 outstanding at June 30, 2021, and December 31, 2020, respectively	648	648
Additional paid-in-capital	589,664	590,506
Unallocated common stock held by employee stock ownership plan	(18,040)	(18,529)
Retained earnings	361,638	338,093
Accumulated other comprehensive income	10,455	13,160
Treasury stock at cost: 13,927,224 and 12,560,978 shares at June 30, 2021 and December 31, 2020, respectively	(191,155)	(169,897)
Total stockholders’ equity	753,210	753,981
Total liabilities and stockholders’ equity	$ 5,426,910	$ 5,514,544