Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS:
Cash and due from banks	$ 13,802	$ 15,409
Interest-bearing deposits in other financial institutions	97,098	132,409
Total cash and cash equivalents	110,900	147,818
Trading securities	10,094	11,222
Debt securities available-for-sale, at estimated fair value	1,037,489	1,138,352
Debt securities held-to-maturity, at amortized cost, (estimated fair value of $9,018 at June 30, 2020, and $8,886 at December 31, 2019)	8,648	8,762
Equity securities	1,330	3,341
Originated loans held-for-investment, net	3,213,689	2,987,067
Loans acquired	360,895	432,653
Purchased credit-impaired (“PCI”) loans held-for-investment	14,775	17,365
Loans held-for-investment, net	3,589,359	3,437,085
Allowance for loan losses	(38,520)	(28,707)
Net loans held-for-investment	3,550,839	3,408,378
Accrued interest receivable	13,025	14,609
Bank owned life insurance	155,197	153,459
Federal Home Loan Bank of New York stock, at cost	29,462	39,575
Premises and equipment, net	25,270	25,659
Goodwill	38,411	38,411
Operating lease right-of-use assets	40,366	39,504
Other assets	20,544	26,212
Total assets	5,041,575	5,055,302
LIABILITIES:
Deposits	3,621,658	3,408,233
Securities sold under agreements to repurchase	75,000	75,000
Other borrowings	541,271	782,004
Operating lease liabilities	44,781	44,069
Advance payments by borrowers for taxes and insurance	19,882	20,045
Accrued expenses and other liabilities	26,407	30,098
Total liabilities	4,328,999	4,359,449
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value: 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 60,933,707 shares issued at June 30, 2020 and December 31, 2019, 49,263,377 and 49,175,347 outstanding at June 30, 2020, and December 31, 2019, respectively	609	609
Additional paid-in-capital	548,495	548,486
Unallocated common stock held by employee stock ownership plan	(19,244)	(19,740)
Retained earnings	327,606	322,581
Accumulated other comprehensive income	14,675	4,699
Treasury stock at cost: 11,670,330 and 11,758,360 shares at June 30, 2020, and December 31, 2019, respectively	(159,565)	(160,782)
Total stockholders’ equity	712,576	695,853
Total liabilities and stockholders’ equity	$ 5,041,575	$ 5,055,302