Deposits

6 Months Ended

Jun. 30, 2019

Deposits account balances are summarized as follows (in thousands):



	June 30, 2019		December 31, 2018
Non-interest-bearing demand	$	386,784	$	395,375
Interest-bearing negotiable orders of withdrawal (NOW)	486,529		458,012
Savings and money market	1,422,534		1,336,229
Certificates of deposit	1,004,344		1,096,896
Total deposits	$	3,300,191	$	3,286,512

Interest expense on deposit accounts is summarized for the periods indicated (in thousands):



	Three Months Ended June 30,				Six Months Ended June 30,
	2019		2018		2019		2018
Negotiable orders of withdrawal, savings, and money market	$	5,377	$	2,312	$	10,171	$	4,455
Certificates of deposit	5,172		3,738		10,625		6,806
Total interest expense on deposit accounts	$	10,549	$	6,050	$	20,796	$	11,261