Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS:
Cash and due from banks	$ 13,790	$ 15,324
Interest-bearing deposits in other financial institutions	22,346	36,529
Total cash and cash equivalents	36,136	51,853
Trading securities	7,547	6,713
Securities available-for-sale, at estimated fair value (encumbered $14,926 at September 30, 2016 and $65,051 at December 31, 2015)	548,393	541,595
Securities held-to-maturity, at amortized cost (estimated fair value of $10,417 at September 30, 2016 and $10,369 at December 31, 2015) (encumbered of $4,720 at September 30, 2016 and $5,619 at December 31, 2015)	10,198	10,346
Originated loans held-for-investment, net	2,069,820	1,931,585
Loans acquired	813,636	409,015
Purchased credit-impaired (PCI) loans held-for-investment	32,793	33,115
Loans held-for-investment, net	2,916,249	2,373,715
Allowance for loan losses	(24,340)	(24,770)
Net loans held-for-investment	2,891,909	2,348,945
Accrued interest receivable	9,184	8,263
Bank owned life insurance	147,051	132,782
Federal Home Loan Bank of New York stock, at cost	25,974	25,803
Premises and equipment, net	27,558	23,643
Goodwill	38,411	16,159
Other real estate owned	0	45
Other assets	42,267	36,437
Total assets	3,784,628	3,202,584
LIABILITIES:
Deposits	2,629,001	2,052,929
Borrowed funds	494,430	558,129
Advance payments by borrowers for taxes and insurance	11,937	10,862
Accrued expenses and other liabilities	28,760	20,885
Total liabilities	3,164,128	2,642,805
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value; 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 60,933,707 and 58,226,326 shares issued at September 30, 2016, and December 31, 2015, respectively, outstanding 48,337,147 and 45,565,540 at September 30, 2016 and December 31, 2015, respectively	609	582
Additional paid-in-capital	547,999	501,540
Unallocated common stock held by employee stock ownership plan	(23,887)	(24,664)
Retained earnings	263,659	256,170
Accumulated other comprehensive income (loss)	2,514	(2,986)
Treasury stock at cost; 12,596,560 and 12,660,786 shares at September 30, 2016, and December 31, 2015, respectively	(170,394)	(170,863)
Total stockholders’ equity	620,500	559,779
Total liabilities and stockholders’ equity	$ 3,784,628	$ 3,202,584