Income Taxes (Tables)

12 Months Ended

Sep. 30, 2014

Accrued Income Taxes [Abstract]

Schedule Of Income Tax Expense

	2014			2013		2012
	(Dollars in thousands)
Current:
Federal	$	32,137		$	27,570	$	32,353
State	3,215			2,963		3,044
	35,352			30,533		35,397
Deferred:
Federal	2,121			5,586		5,638
State	(15		)	110		451
	2,106			5,696		6,089
	$	37,458		$	36,229	$	41,486

Differences Between Effective Rates And Statutory Federal Income Tax Rate Computed On Income Before Income Tax Expense

	2014					2013					2012
	Amount			%		Amount			%		Amount			%
	(Dollars in thousands)
Federal income tax expense
computed at statutory Federal rate	$	40,303		35.0	%	$	36,949		35.0	%	$	40,600		35.0	%
Increases (decreases) in taxes resulting from:
State taxes, net of Federal tax effect	3,200			2.8		3,073			2.9		3,495			3.0
Low income housing tax credits	(3,580		)	(3.1	)	(2,675		)	(2.5	)	(2,081		)	(1.8	)
ESOP related expenses, net	(1,550		)	(1.4	)	(347		)	(0.3	)	591			0.5
BOLI income	(698		)	(0.6	)	(519		)	(0.5	)	(517		)	(0.4	)
Other	(217		)	(0.2	)	(252		)	(0.3	)	(602		)	(0.5	)
	$	37,458		32.5	%	$	36,229		34.3	%	$	41,486		35.8	%

Deferred Income Tax Expense (Benefit) Results From Temporary Differences In Recognition Of Revenue And Expenses For Tax

	2014			2013			2012
	(Dollars in thousands)
Capitol Federal Foundation contribution	$	3,768		$	3,216		$	5,422
ACL	(37		)	982			1,617
Premises and equipment	(388		)	1,365			629
FHLB stock dividends	(832		)	866			1,650
Other, net	(405		)	(733		)	(3,229		)
	$	2,106		$	5,696		$	6,089

Components Of Net Deferred Income Tax Liabilities

	2014			2013
	(Dollars in thousands)
Deferred income tax assets:
Capitol Federal Foundation contribution	$	418		$	4,186
ACL	1,301			1,264
Salaries and employee benefits	2,202			2,071
ESOP compensation	1,205			1,004
Other	4,252			4,179
Gross deferred income tax assets	9,378			12,704
Valuation allowance	(1,810		)	(1,824		)
Gross deferred income tax asset, net of valuation allowance	7,568			10,880
Deferred income tax liabilities:
FHLB stock dividends	20,512			21,344
Premises and equipment	4,627			5,015
Unrealized gain on AFS securities	4,246			4,417
Other	550			541
Gross deferred income tax liabilities	29,935			31,317
Net deferred tax liabilities	$	22,367		$	20,437