The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 85,794 319,723 SH   SOLE   0 0 319,723
ISHARES TR CORE S&P SCP ETF 464287804 36,137 334,974 SH   SOLE   0 0 334,974
ISHARES TR CORE S&P500 ETF 464287200 677 1,493 SH   SOLE   0 0 1,493
ISHARES TR RUS 1000 ETF 464287622 213,432 853,489 SH   SOLE   0 0 853,489
ISHARES TR RUS 1000 GRW ETF 464287614 380 1,368 SH   SOLE   0 0 1,368
ISHARES TR RUSSELL 2000 ETF 464287655 12,733 62,032 SH   SOLE   0 0 62,032
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 211,602 4,805,853 SH   SOLE   0 0 4,805,853
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 29,308 579,553 SH   SOLE   0 0 579,553
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 588 11,014 SH   SOLE   0 0 11,014
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 102,588 1,371,136 SH   SOLE   0 0 1,371,136
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,057 93,904 SH   SOLE   0 0 93,904
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 102,198 1,347,190 SH   SOLE   0 0 1,347,190
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 26,101 551,126 SH   SOLE   0 0 551,126
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,623 10,235 SH   SOLE   0 0 10,235
VANGUARD INDEX FDS GROWTH ETF 922908736 595 2,068 SH   SOLE   0 0 2,068
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,151 27,015 SH   SOLE   0 0 27,015