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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 269 832 SH   SOLE   0 0 832
ISHARES TR CORE S&P MCP ETF 464287507 95,679 464,864 SH   SOLE   23,451 0 441,413
ISHARES TR RUS 1000 GRW ETF 464287614 224 1,274 SH   SOLE   0 0 1,274
ISHARES TR RUS 1000 ETF 464287622 203,164 1,138,682 SH   SOLE   52,077 0 1,086,605
ISHARES TR RUSSELL 2000 ETF 464287655 18,676 112,728 SH   SOLE   5,274 0 107,454
ISHARES TR CORE S&P SCP ETF 464287804 57,410 684,679 SH   SOLE   14,478 0 670,201
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 614 7,988 SH   SOLE   0 0 7,988
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,882 37,526 SH   SOLE   0 0 37,526
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 86,109 1,431,576 SH   SOLE   1,115 0 1,430,461
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,164 28,609 SH   SOLE   220 0 28,389
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 184,595 5,847,150 SH   SOLE   44,378 0 5,802,772
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,810 8,732 SH   SOLE   0 0 8,732
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,588 28,043 SH   SOLE   0 0 28,043