Non-Interest Revenues (Tables)
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9 Months Ended |
Sep. 30, 2018 |
Revenue from Contract with Customer [Abstract] |
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Schedule of New Accounting Pronouncements and Changes in Accounting Principles |
The following tables present Customers' non-interest revenues affected by ASC 606 by business segment for the three and nine months ended September 30, 2018 and 2017:
| | | | | | | | | | | | | | Three Months Ended September 30, 2018 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 181 |
| | $ | 6,903 |
| | $ | 7,084 |
| Deposit Fees | 311 |
| | 1,691 |
| | 2,002 |
| University Fees - Card and Disbursement Fees | — |
| | 261 |
| | 261 |
| Total revenue recognized at point in time | 492 |
| | 8,855 |
| | 9,347 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 950 |
| | 950 |
| Total revenue recognized over time | — |
| | 950 |
| | 950 |
| Total revenue from contracts with customers | $ | 492 |
| | $ | 9,805 |
| | $ | 10,297 |
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| | | | | | | | | | | | | | Three Months Ended September 30, 2017 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 215 |
| | $ | 9,355 |
| | $ | 9,570 |
| Deposit Fees | 321 |
| | 2,338 |
| | 2,659 |
| University Fees - Card and Disbursement Fees | — |
| | 283 |
| | 283 |
| Total revenue recognized at point in time | 536 |
| | 11,976 |
| | 12,512 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 829 |
| | 829 |
| Total revenue recognized over time | — |
| | 829 |
| | 829 |
| Total revenue from contracts with customers | $ | 536 |
| | $ | 12,805 |
| | $ | 13,341 |
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| | | | | | | | | | | | | | Nine Months Ended September 30, 2018 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 588 |
| | $ | 22,539 |
| | $ | 23,127 |
| Deposit Fees | 892 |
| | 4,834 |
| | 5,726 |
| University Fees - Card and Disbursement Fees | — |
| | 772 |
| | 772 |
| Total revenue recognized at point in time | 1,480 |
| | 28,145 |
| | 29,625 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 2,727 |
| | 2,727 |
| Total revenue recognized over time | — |
| | 2,727 |
| | 2,727 |
| | | | | | | Total revenue from contracts with customers | $ | 1,480 |
| | $ | 30,872 |
| | $ | 32,352 |
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| | | | | | | | | | | | | | Nine Months Ended September 30, 2017 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 544 |
| | $ | 31,185 |
| | $ | 31,729 |
| Deposit Fees | 902 |
| | 7,016 |
| | 7,918 |
| University Fees - Card and Disbursement Fees | — |
| | 878 |
| | 878 |
| Total revenue recognized at point in time | 1,446 |
| | 39,079 |
| | 40,525 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 2,408 |
| | 2,408 |
| Total revenue recognized over time | — |
| | 2,408 |
| | 2,408 |
| Total revenue from contracts with customers | $ | 1,446 |
| | $ | 41,487 |
| | $ | 42,933 |
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Disaggregation of Revenue |
The following tables present Customers' non-interest revenues affected by ASC 606 by business segment for the three and nine months ended September 30, 2018 and 2017:
| | | | | | | | | | | | | | Three Months Ended September 30, 2018 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 181 |
| | $ | 6,903 |
| | $ | 7,084 |
| Deposit Fees | 311 |
| | 1,691 |
| | 2,002 |
| University Fees - Card and Disbursement Fees | — |
| | 261 |
| | 261 |
| Total revenue recognized at point in time | 492 |
| | 8,855 |
| | 9,347 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 950 |
| | 950 |
| Total revenue recognized over time | — |
| | 950 |
| | 950 |
| Total revenue from contracts with customers | $ | 492 |
| | $ | 9,805 |
| | $ | 10,297 |
|
| | | | | | | | | | | | | | Three Months Ended September 30, 2017 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 215 |
| | $ | 9,355 |
| | $ | 9,570 |
| Deposit Fees | 321 |
| | 2,338 |
| | 2,659 |
| University Fees - Card and Disbursement Fees | — |
| | 283 |
| | 283 |
| Total revenue recognized at point in time | 536 |
| | 11,976 |
| | 12,512 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 829 |
| | 829 |
| Total revenue recognized over time | — |
| | 829 |
| | 829 |
| Total revenue from contracts with customers | $ | 536 |
| | $ | 12,805 |
| | $ | 13,341 |
|
| | | | | | | | | | | | | | Nine Months Ended September 30, 2018 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 588 |
| | $ | 22,539 |
| | $ | 23,127 |
| Deposit Fees | 892 |
| | 4,834 |
| | 5,726 |
| University Fees - Card and Disbursement Fees | — |
| | 772 |
| | 772 |
| Total revenue recognized at point in time | 1,480 |
| | 28,145 |
| | 29,625 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 2,727 |
| | 2,727 |
| Total revenue recognized over time | — |
| | 2,727 |
| | 2,727 |
| | | | | | | Total revenue from contracts with customers | $ | 1,480 |
| | $ | 30,872 |
| | $ | 32,352 |
|
| | | | | | | | | | | | | | Nine Months Ended September 30, 2017 | (amounts in thousands) | Community Business Banking | | BankMobile | | Consolidated | Revenue from contracts with customers: | | | | | | Revenue recognized at point in time: | | | | | | Interchange and Card Revenue | $ | 544 |
| | $ | 31,185 |
| | $ | 31,729 |
| Deposit Fees | 902 |
| | 7,016 |
| | 7,918 |
| University Fees - Card and Disbursement Fees | — |
| | 878 |
| | 878 |
| Total revenue recognized at point in time | 1,446 |
| | 39,079 |
| | 40,525 |
| Revenue recognized over time: | | | | | | University Fees - Subscription Revenue | — |
| | 2,408 |
| | 2,408 |
| Total revenue recognized over time | — |
| | 2,408 |
| | 2,408 |
| Total revenue from contracts with customers | $ | 1,446 |
| | $ | 41,487 |
| | $ | 42,933 |
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