The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 416 2,935 SH   SOLE 2,935 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 77,259 4,030,229 SH   SOLE 4,030,229 0 0
ALTRIA GROUP INC COM 02209S103 452 9,829 SH   SOLE 9,829 0 0
APPLE INC COM 037833100 2,309 22,919 SH   SOLE 22,919 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 247 3,463 SH   SOLE 3,463 0 0
AT&T INC COM 00206R102 349 9,900 SH   SOLE 9,900 0 0
BCE INC COM NEW 05534B760 377 8,821 SH   SOLE 8,821 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 223 1,612 SH   SOLE 1,612 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 3,594 45,134 SH   SOLE 45,134 0 0
CHEVRON CORP NEW COM 166764100 346 2,897 SH   SOLE 2,897 0 0
CISCO SYS INC COM 17275R102 389 15,470 SH   SOLE 15,470 0 0
CNOOC LTD SPONSORED ADR 126132109 266 1,540 SH   SOLE 1,540 0 0
CONOCOPHILLIPS COM 20825C104 421 5,503 SH   SOLE 5,503 0 0
DENTSPLY INTL INC NEW COM 249030107 502 11,000 SH   SOLE 11,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 303 2,628 SH   SOLE 2,628 0 0
DIAMOND OFFSHORE DRILLING IN COM 25271C102 229 6,670 SH   SOLE 6,670 0 0
DISNEY WALT CO COM DISNEY 254687106 285 3,200 SH   SOLE 3,200 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 386 5,374 SH   SOLE 5,374 0 0
EXXON MOBIL CORP COM 30231G102 229 2,440 SH   SOLE 2,440 0 0
GENERAL ELECTRIC CO COM 369604103 621 24,243 SH   SOLE 24,243 0 0
GENUINE PARTS CO COM 372460105 306 3,489 SH   SOLE 3,489 0 0
GILEAD SCIENCES INC COM 375558103 1,789 16,802 SH   SOLE 16,802 0 0
HCP INC COM 40414L109 389 9,787 SH   SOLE 9,787 0 0
HEALTH CARE REIT INC COM 42217K106 395 6,336 SH   SOLE 6,336 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 280 5,507 SH   SOLE 5,507 0 0
INTEL CORP COM 458140100 771 22,147 SH   SOLE 22,147 0 0
INVESTORS BANCORP INC NEW COM 46146L101 4,337 428,128 SH   SOLE 428,128 0 0
ISHARES U.S. AER&DEF ETF 464288760 327 3,041 SH   SOLE 3,041 0 0
ISHARES US OIL EQ&SV ETF 464288844 313 4,725 SH   SOLE 4,725 0 0
ISHARES MODERT ALLOC ETF 464289875 734 21,016 SH   SOLE 21,016 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,550 22,952 SH   SOLE 22,952 0 0
JOHNSON & JOHNSON COM 478160104 621 5,828 SH   SOLE 5,828 0 0
JPMORGAN CHASE & CO COM 46625H100 515 8,552 SH   SOLE 8,552 0 0
KIMBERLY CLARK CORP COM 494368103 306 2,846 SH   SOLE 2,846 0 0
LILLY ELI & CO COM 532457108 466 7,188 SH   SOLE 7,188 0 0
MERCK & CO INC NEW COM 58933Y105 713 12,020 SH   SOLE 12,020 0 0
MERITOR INC COM 59001K100 461 42,502 SH   SOLE 42,502 0 0
METLIFE INC COM 59156R108 324 6,030 SH   SOLE 6,030 0 0
MICROSOFT CORP COM 594918104 846 18,249 SH   SOLE 18,249 0 0
MONSANTO CO NEW COM 61166W101 451 4,005 SH   SOLE 4,005 0 0
NEXTERA ENERGY INC COM 65339F101 401 4,274 SH   SOLE 4,274 0 0
PERRIGO CO PLC SHS G97822103 601 4,000 SH   SOLE 4,000 0 0
PFIZER INC COM 717081103 774 26,167 SH   SOLE 26,167 0 0
PHILIP MORRIS INTL INC COM 718172109 351 4,205 SH   SOLE 4,205 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 2,222 37,750 SH   SOLE 37,750 0 0
PROCTER & GAMBLE CO COM 742718109 914 10,917 SH   SOLE 10,917 0 0
RAYTHEON CO COM NEW 755111507 417 4,100 SH   SOLE 4,100 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 385 4,864 SH   SOLE 4,864 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 762 6,555 SH   SOLE 6,555 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 190,774 968,300 SH   SOLE 968,300 0 0
SWEDISH EXPT CR CORP RG ENRGY ETN22 870297306 112 17,169 SH   SOLE 17,169 0 0
SYMANTEC CORP COM 871503108 303 12,890 SH   SOLE 12,890 0 0
TRAVELERS COMPANIES INC COM 89417E109 367 3,910 SH   SOLE 3,910 0 0
UNILEVER N V N Y SHS NEW 904784709 337 8,498 SH   SOLE 8,498 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 34,240 338,204 SH   SOLE 338,204 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,141 43,483 SH   SOLE 43,483 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 60,599 787,517 SH   SOLE 787,517 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 211 6,417 SH   SOLE 6,417 0 0