The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 608 3,796 SH   OTR 4,5 0 0 3,796
ABBOTT LABS COM 002824100 337 3,095 SH   OTR 5 0 0 3,095
ABBVIE INC COM 00287Y109 226 2,578 SH   OTR 5 0 0 2,578
ADOBE SYSTEMS INCORPORATED COM 00724F101 454 925 SH   OTR 5 0 0 925
ADOBE SYSTEMS INCORPORATED COM 00724F101 12 25 SH   SOLE   25 0 0
ALPHABET INC CAP STK CL A 02079K305 1,006 686 SH   OTR 4,5 0 0 686
ALPHABET INC CAP STK CL A 02079K305 10 7 SH   SOLE   7 0 0
ALPHABET INC CAP STK CL C 02079K107 715 486 SH   OTR 4,5 0 0 486
AMAZON COM INC COM 023135106 3 1 SH   SOLE   1 0 0
AMAZON COM INC COM 023135106 3,569 1,133 SH   OTR 4,5 0 0 1,133
AMERICAN TOWER CORP NEW COM 03027X100 249 1,032 SH   OTR 5 0 0 1,032
AMGEN INC COM 031162100 285 1,123 SH   OTR 5 0 0 1,123
APPLE INC COM 037833100 7,560 65,281 SH   OTR 4,5 0 0 65,281
APPLE INC COM 037833100 27 230 SH   SOLE   230 0 0
APPLE INC COM 037833100 232 2,000 SH Put OTR 4,5 0 0 2,000
AT&T INC COM 00206R102 320 11,221 SH   OTR 5 0 0 11,221
AT&T INC COM 00206R102 11 383 SH   SOLE   383 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 593 2,784 SH   OTR 4,5 0 0 2,784
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4 21 SH   SOLE   21 0 0
BK OF AMERICA CORP COM 060505104 313 13,011 SH   OTR 5 0 0 13,011
BRISTOL-MYERS SQUIBB CO COM 110122108 226 3,746 SH   OTR 5 0 0 3,746
BROADCOM INC COM 11135F101 220 604 SH   OTR 5 0 0 604
CHEVRON CORP NEW COM 166764100 585 8,124 SH   OTR 4,5 0 0 8,124
COCA COLA CO COM 191216100 12 251 SH   SOLE   251 0 0
COCA COLA CO COM 191216100 237 4,809 SH   OTR 5 0 0 4,809
COMCAST CORP NEW CL A 20030N101 4 89 SH   SOLE   89 0 0
COMCAST CORP NEW CL A 20030N101 293 6,344 SH   OTR 5 0 0 6,344
COSTCO WHSL CORP NEW COM 22160K105 568 1,600 SH   OTR 4,5 0 0 1,600
COSTCO WHSL CORP NEW COM 22160K105 17 49 SH   SOLE   49 0 0
DANAHER CORPORATION COM 235851102 7 33 SH   SOLE   33 0 0
DANAHER CORPORATION COM 235851102 198 917 SH   OTR 5 0 0 917
DISNEY WALT CO COM DISNEY 254687106 400 3,225 SH   OTR 5 0 0 3,225
DISNEY WALT CO COM DISNEY 254687106 9 70 SH   SOLE   70 0 0
EXXON MOBIL CORP COM 30231G102 254 7,405 SH   OTR 4,5 0 0 7,405
EXXON MOBIL CORP COM 30231G102 93 2,700 SH Put OTR 4,5 0 0 2,700
FACEBOOK INC CL A 30303M102 5 19 SH   SOLE   19 0 0
FACEBOOK INC CL A 30303M102 1,512 5,774 SH   OTR 4,5 0 0 5,774
HOME DEPOT INC COM 437076102 571 2,055 SH   OTR 5 0 0 2,055
HOME DEPOT INC COM 437076102 12 42 SH   SOLE   42 0 0
HONEYWELL INTL INC COM 438516106 362 2,200 SH   OTR 5 0 0 2,200
INTEL CORP COM 458140100 10 191 SH   SOLE   191 0 0
INTEL CORP COM 458140100 350 6,767 SH   OTR 5 0 0 6,767
INTUIT COM 461202103 215 659 SH   OTR 5 0 0 659
ISHARES INC MSCI EMERG MKT 46434G889 238 5,432 SH   SOLE   5,432 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 719 20,191 SH   SOLE   20,191 0 0
ISHARES INC CORE MSCI EMKT 46434G103 73,392 1,390,004 SH   SOLE   1,390,004 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 472 19,443 SH   SOLE   19,443 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 27,176 223,081 SH   SOLE   223,081 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,237 45,174 SH   SOLE   45,174 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 2,600 34,116 SH   SOLE   34,116 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,293 20,362 SH   SOLE   20,362 0 0
ISHARES TR MSCI USA MULTIFT 46434V282 745 22,429 SH   SOLE   22,429 0 0
ISHARES TR CORE MSCI INTL 46435G326 459 8,506 SH   SOLE   8,506 0 0
ISHARES TR CORE MSCI EAFE 46432F842 101,741 1,687,811 SH   SOLE   1,687,811 0 0
ISHARES TR MSCI EAFE ETF 464287465 82,955 1,303,297 SH   SOLE   1,303,297 0 0
ISHARES TR CORE US AGGBD ET 464287226 14,218 120,430 SH   SOLE   120,430 0 0
ISHARES TR INTL DEV RE ETF 464288489 10,018 418,469 SH   SOLE   418,469 0 0
ISHARES TR RUS 1000 ETF 464287622 100,834 538,785 SH   SOLE   538,785 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 62,445 1,416,303 SH   SOLE   1,416,303 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 53,348 356,152 SH   SOLE   356,152 0 0
ISHARES TR MSCI GLOBAL IMP 46435G532 646 8,030 SH   SOLE   8,030 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5 35 SH   OTR 5 0 0 35
ISHARES TR ESG AWARE MSCI 46435U663 229 8,642 SH   SOLE   8,642 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,857 9,490 SH   SOLE   9,490 0 0
ISHARES TR MSCI EAFE ETF 464287465 5 72 SH   OTR 5 0 0 72
ISHARES TR EAFE SML CP ETF 464288273 36,436 617,660 SH   SOLE   617,660 0 0
ISHARES TR CRE U S REIT ETF 464288521 9,432 215,638 SH   SOLE   215,638 0 0
ISHARES TR CORE S&P500 ETF 464287200 153,179 455,809 SH   SOLE   455,809 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 1,222 44,072 SH   SOLE   44,072 0 0
ISHARES TR MICRO-CAP ETF 464288869 19,195 212,169 SH   SOLE   212,169 0 0
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 313 6,222 SH   SOLE   6,222 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,253 24,673 SH   SOLE   24,673 0 0
JOHNSON & JOHNSON COM 478160104 3 18 SH   SOLE   18 0 0
JOHNSON & JOHNSON COM 478160104 511 3,429 SH   OTR 5 0 0 3,429
JPMORGAN CHASE & CO COM 46625H100 6 59 SH   SOLE   59 0 0
JPMORGAN CHASE & CO COM 46625H100 552 5,737 SH   OTR 5 0 0 5,737
LILLY ELI & CO COM 532457108 253 1,708 SH   OTR 5 0 0 1,708
LOWES COS INC COM 548661107 272 1,640 SH   OTR 5 0 0 1,640
MASTERCARD INCORPORATED CL A 57636Q104 597 1,765 SH   OTR 5 0 0 1,765
MASTERCARD INCORPORATED CL A 57636Q104 18 54 SH   SOLE   54 0 0
MCDONALDS CORP COM 580135101 4 20 SH   SOLE   20 0 0
MCDONALDS CORP COM 580135101 308 1,405 SH   OTR 5 0 0 1,405
MERCK & CO. INC COM 58933Y105 326 3,928 SH   OTR 5 0 0 3,928
MERCK & CO. INC COM 58933Y105 12 140 SH   SOLE   140 0 0
MICROSOFT CORP COM 594918104 21 102 SH   SOLE   102 0 0
MICROSOFT CORP COM 594918104 904 4,300 SH Put OTR 4,5 0 0 4,300
MICROSOFT CORP COM 594918104 3,644 17,327 SH   OTR 4,5 0 0 17,327
MONDELEZ INTL INC CL A 609207105 236 4,102 SH   OTR 5 0 0 4,102
NETFLIX INC COM 64110L106 805 1,611 SH   OTR 4,5 0 0 1,611
NEXTERA ENERGY INC COM 65339F101 209 751 SH   OTR 5 0 0 751
NEXTERA ENERGY INC COM 65339F101 4 16 SH   SOLE   16 0 0
NIKE INC CL B 654106103 280 2,227 SH   OTR 5 0 0 2,227
NVIDIA CORPORATION COM 67066G104 596 1,100 SH   OTR 5 0 0 1,100
ORACLE CORP COM 68389X105 305 5,115 SH   OTR 5 0 0 5,115
PAYPAL HLDGS INC COM 70450Y103 429 2,176 SH   OTR 5 0 0 2,176
PEPSICO INC COM 713448108 392 2,825 SH   OTR 5 0 0 2,825
PEPSICO INC COM 713448108 5 35 SH   SOLE   35 0 0
PFIZER INC COM 717081103 232 6,309 SH   OTR 4,5 0 0 6,309
PFIZER INC COM 717081103 8 205 SH   SOLE   205 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,024 59,078 SH   SOLE   59,078 0 0
PROCTER AND GAMBLE CO COM 742718109 618 4,447 SH   OTR 5 0 0 4,447
PROCTER AND GAMBLE CO COM 742718109 50 360 SH   SOLE   360 0 0
QUALCOMM INC COM 747525103 10 85 SH   SOLE   85 0 0
QUALCOMM INC COM 747525103 231 1,965 SH   OTR 5 0 0 1,965
SALESFORCE COM INC COM 79466L302 234 930 SH   OTR 5 0 0 930
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 234 2,907 SH   SOLE   2,907 0 0
SHOPIFY INC CL A 82509L107 1,228 1,200 SH   OTR 4 0 0 1,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 383 1,144 SH   SOLE   1,144 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5 15 SH   OTR 5 0 0 15
STARBUCKS CORP COM 855244109 256 2,980 SH   OTR 5 0 0 2,980
STARBUCKS CORP COM 855244109 4 47 SH   SOLE   47 0 0
TESLA INC COM 88160R101 485 1,130 SH   OTR 5 0 0 1,130
TEXAS INSTRS INC COM 882508104 233 1,634 SH   OTR 5 0 0 1,634
THERMO FISHER SCIENTIFIC INC COM 883556102 17 38 SH   SOLE   38 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 497 1,125 SH   OTR 5 0 0 1,125
TRANE TECHNOLOGIES PLC SHS G8994E103 898 7,409 SH   OTR 4,5 0 0 7,409
UNION PAC CORP COM 907818108 263 1,337 SH   OTR 5 0 0 1,337
UNITEDHEALTH GROUP INC COM 91324P102 11 34 SH   SOLE   34 0 0
UNITEDHEALTH GROUP INC COM 91324P102 405 1,300 SH Put OTR 4,5 0 0 1,300
UNITEDHEALTH GROUP INC COM 91324P102 841 2,699 SH   OTR 4,5 0 0 2,699
VANGUARD WORLD FD ESG US STK ETF 921910733 1,224 19,808 SH   SOLE   19,808 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 450 8,718 SH   SOLE   8,718 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 391 6,568 SH   OTR 5 0 0 6,568
VERIZON COMMUNICATIONS INC COM 92343V104 12 196 SH   SOLE   196 0 0
VISA INC COM CL A 92826C839 853 4,266 SH   OTR 4,5 0 0 4,266
WALMART INC COM 931142103 6 40 SH   SOLE   40 0 0
WALMART INC COM 931142103 309 2,210 SH   OTR 5 0 0 2,210
WELLS FARGO CO NEW COM 949746101 201 8,538 SH   OTR 5 0 0 8,538
WISDOMTREE TR 90/60 BALNCED FD 97717Y790 228,669 6,871,073 SH   SOLE   6,871,073 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 426 10,313 SH   SOLE   10,313 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 435 20,622 SH   SOLE   20,622 0 0