The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 273 5,315 SH   OTR 4 0 0 5,315
ACE LTD SHS H0023R105 306 3,090 SH   OTR 4 0 0 3,090
ALEXION PHARMACEUTICALS INC COM 015351109 446 2,930 SH   OTR 4 0 0 2,930
AMAZON COM INC COM 023135106 510 1,517 SH   OTR 4 0 0 1,517
AMERICAN EXPRESS CO COM 025816109 502 5,575 SH   OTR 4 0 0 5,575
AMERICAN INTL GROUP INC *W EXP 01/19/202 026874156 0 2 SH   SOLE 2 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 375 7,506 SH   OTR 4 5 0 7,501
AMERICAN TOWER CORP NEW COM 03027X100 205 2,507 SH   OTR 4 0 0 2,507
AMGEN INC COM 031162100 453 3,670 SH   OTR 4 0 0 3,670
APPLE INC COM 037833100 695 1,295 SH   OTR 4 0 0 1,295
AT&T INC COM 00206R102 411 11,727 SH   OTR 4 0 0 11,727
BANK OF AMERICA CORPORATION COM 060505104 842 48,961 SH   OTR 4 532 0 48,429
BIOGEN IDEC INC COM 09062X103 493 1,613 SH   OTR 4 0 0 1,613
BLACKROCK INC COM 09247X101 543 1,728 SH   OTR 4 0 0 1,728
BP PLC SPONSORED ADR 055622104 421 8,745 SH   OTR 4 0 0 8,745
CALPINE CORP COM NEW 131347304 311 14,882 SH   OTR 4 0 0 14,882
CAPITAL ONE FINL CORP COM 14040H105 400 5,184 SH   OTR 4 0 0 5,184
CARDINAL HEALTH INC COM 14149Y108 249 3,558 SH   OTR 4 0 0 3,558
CELGENE CORP COM 151020104 796 5,699 SH   OTR 4 0 0 5,699
CHEVRON CORP NEW COM 166764100 514 4,321 SH   OTR 4 0 0 4,321
CITIGROUP INC COM NEW 172967424 262 5,498 SH   OTR 4 10 0 5,488
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 476 9,410 SH   OTR 4 0 0 9,410
COMCAST CORP NEW CL A 20030N101 117 2,335 SH   OTR 4 0 0 2,335
COMCAST CORP NEW CL A SPL 20030N200 341 7,001 SH   OTR 4 0 0 7,001
CONOCOPHILLIPS COM 20825C104 330 4,690 SH   OTR 4 0 0 4,690
COVIDIEN PLC SHS G2554F113 331 4,487 SH   OTR 4 0 0 4,487
CVS CAREMARK CORPORATION COM 126650100 766 10,238 SH   OTR 4 0 0 10,238
DANAHER CORP DEL COM 235851102 335 4,465 SH   OTR 4 0 0 4,465
DISCOVERY COMMUNICATNS NEW COM SER A 25470F104 264 3,193 SH   OTR 4 0 0 3,193
DISCOVERY COMMUNICATNS NEW COM SER C 25470F302 8 105 SH   OTR 4 0 0 105
DISNEY WALT CO COM DISNEY 254687106 409 5,106 SH   OTR 4 0 0 5,106
DOLLAR GEN CORP NEW COM 256677105 431 7,777 SH   OTR 4 0 0 7,777
DOW CHEM CO COM 260543103 227 4,670 SH   OTR 4 0 0 4,670
DU PONT E I DE NEMOURS & CO COM 263534109 248 3,703 SH   OTR 4 0 0 3,703
E M C CORP MASS COM 268648102 295 10,769 SH   OTR 4 0 0 10,769
EBAY INC COM 278642103 397 7,181 SH   OTR 4 0 0 7,181
ECOLAB INC COM 278865100 335 3,106 SH   OTR 4 0 0 3,106
EXPRESS SCRIPTS HLDG CO COM 30219G108 200 2,665 SH   OTR 4 0 0 2,665
EXXON MOBIL CORP COM 30231G102 620 6,346 SH   OTR 4 0 0 6,346
FACEBOOK INC CL A 30303M102 273 4,527 SH   OTR 4 0 0 4,527
FORD MTR CO DEL COM PAR $0.01 345370860 369 23,676 SH   OTR 4 100 0 23,576
GENERAL DYNAMICS CORP COM 369550108 261 2,399 SH   OTR 4 0 0 2,399
GENERAL ELECTRIC CO COM 369604103 694 26,789 SH   OTR 4 0 0 26,789
GENWORTH FINL INC COM CL A 37247D106 219 12,377 SH   OTR 4 0 0 12,377
GILEAD SCIENCES INC COM 375558103 291 4,106 SH   OTR 4 0 0 4,106
GOLDMAN SACHS GROUP INC COM 38141G104 469 2,865 SH   OTR 4 0 0 2,865
GOOGLE INC CL A 38259P508 1,022 917 SH   OTR 4 0 0 917
HALLIBURTON CO COM 406216101 369 6,262 SH   OTR 4 0 0 6,262
HEWLETT PACKARD CO COM 428236103 214 6,616 SH   OTR 4 0 0 6,616
HONEYWELL INTL INC COM 438516106 757 8,158 SH   OTR 4 0 0 8,158
ILLINOIS TOOL WKS INC COM 452308109 329 4,045 SH   OTR 4 0 0 4,045
INTEL CORP COM 458140100 338 13,107 SH   OTR 4 0 0 13,107
INTERNATIONAL BUSINESS MACHS COM 459200101 299 1,554 SH   OTR 4 0 0 1,554
INTUITIVE SURGICAL INC COM NEW 46120E602 270 616 SH   OTR 4 0 0 616
INVESCO LTD SHS G491BT108 224 6,065 SH   OTR 4 0 0 6,065
ISHARES CORE S&P MCP ETF 464287507 67 487 SH   SOLE 487 0 0
ISHARES CORE S&P SCP ETF 464287804 71 647 SH   SOLE 647 0 0
ISHARES CORE S&P500 ETF 464287200 14 76 SH   SOLE 76 0 0
ISHARES EAFE SML CP ETF 464288273 44,256 847,822 SH   SOLE 847,822 0 0
ISHARES INTL DEV RE ETF 464288489 578 19,227 SH   SOLE 19,227 0 0
ISHARES MSCI ACWI ETF 464288257 1,323 22,757 SH   SOLE 22,757 0 0
ISHARES MSCI EAFE ETF 464287465 90,243 1,342,909 SH   SOLE 1,342,909 0 0
ISHARES MSCI EMG MKT ETF 464287234 865 21,082 SH   SOLE 21,082 0 0
ISHARES REAL EST 50 ETF 464288521 1,438 35,052 SH   SOLE 35,052 0 0
ISHARES RUS 1000 ETF 464287622 101,126 965,220 SH   SOLE 965,220 0 0
ISHARES RUS 1000 GRW ETF 464287614 7 76 SH   SOLE 76 0 0
ISHARES RUS 1000 VAL ETF 464287598 37 381 SH   SOLE 381 0 0
ISHARES RUS MD CP GR ETF 464287481 6 68 SH   SOLE 68 0 0
ISHARES RUSSELL 2000 ETF 464287655 1,533 13,178 SH   SOLE 13,178 0 0
ISHARES RUSSELL 3000 ETF 464287689 1,606 14,300 SH   SOLE 14,300 0 0
ISHARES TIPS BD ETF 464287176 65 576 SH   SOLE 576 0 0
JOHNSON & JOHNSON COM 478160104 413 4,201 SH   OTR 4 0 0 4,201
JPMORGAN CHASE & CO COM 46625H100 1,193 19,649 SH   OTR 4 0 0 19,649
LAS VEGAS SANDS CORP COM 517834107 215 2,665 SH   OTR 4 0 0 2,665
LOEWS CORP COM 540424108 239 5,431 SH   OTR 4 0 0 5,431
LOWES COS INC COM 548661107 208 4,249 SH   OTR 4 0 0 4,249
MASTERCARD INC CL A 57636Q104 506 6,779 SH   OTR 4 0 0 6,779
MEDTRONIC INC COM 585055106 354 5,759 SH   OTR 4 0 0 5,759
MERCK & CO INC NEW COM 58933Y105 510 8,991 SH   OTR 4 0 0 8,991
METLIFE INC COM 59156R108 496 9,389 SH   OTR 4 0 0 9,389
MICROSOFT CORP COM 594918104 666 16,258 SH   OTR 4 100 0 16,158
MONSANTO CO NEW COM 61166W101 717 6,301 SH   OTR 4 0 0 6,301
OCCIDENTAL PETE CORP DEL COM 674599105 239 2,513 SH   OTR 4 0 0 2,513
ORACLE CORP COM 68389X105 428 10,468 SH   OTR 4 0 0 10,468
PFIZER INC COM 717081103 396 12,330 SH   OTR 4 0 0 12,330
PHILIP MORRIS INTL INC COM 718172109 318 3,888 SH   OTR 4 0 0 3,888
PHILLIPS 66 COM 718546104 432 5,608 SH   OTR 4 0 0 5,608
PNC FINL SVCS GROUP INC COM 693475105 473 5,436 SH   OTR 4 0 0 5,436
PRAXAIR INC COM 74005P104 257 1,960 SH   OTR 4 0 0 1,960
PRECISION CASTPARTS CORP COM 740189105 483 1,910 SH   OTR 4 0 0 1,910
PRICELINE COM INC COM NEW 741503403 689 578 SH   OTR 4 0 0 578
PROCTER & GAMBLE CO COM 742718109 326 4,049 SH   OTR 4 217 0 3,832
QUALCOMM INC COM 747525103 289 3,667 SH   OTR 4 0 0 3,667
RAYTHEON CO COM NEW 755111507 347 3,508 SH   OTR 4 0 0 3,508
REALOGY HLDGS CORP COM 75605Y106 269 6,194 SH   OTR 4 0 0 6,194
REGENERON PHARMACEUTICALS COM 75886F107 230 767 SH   OTR 4 0 0 767
SALESFORCE COM INC COM 79466L302 311 5,447 SH   OTR 4 0 0 5,447
SCHLUMBERGER LTD COM 806857108 246 2,525 SH   OTR 4 0 0 2,525
STARBUCKS CORP COM 855244109 537 7,319 SH   OTR 4 0 0 7,319
STATE STR CORP COM 857477103 307 4,412 SH   OTR 4 0 0 4,412
TARGET CORP COM 87612E106 394 6,508 SH   OTR 4 0 0 6,508
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 358 6,772 SH   OTR 4 0 0 6,772
THERMO FISHER SCIENTIFIC INC COM 883556102 480 3,993 SH   OTR 4 0 0 3,993
TIME WARNER INC COM NEW 887317303 293 4,484 SH   OTR 4 0 0 4,484
TJX COS INC NEW COM 872540109 201 3,311 SH   OTR 4 0 0 3,311
TYCO INTERNATIONAL LTD SHS H89128104 325 7,666 SH   OTR 4 0 0 7,666
UNION PAC CORP COM 907818108 540 2,878 SH   OTR 4 0 0 2,878
UNITED TECHNOLOGIES CORP COM 913017109 570 4,881 SH   OTR 4 0 0 4,881
UNITEDHEALTH GROUP INC COM 91324P102 389 4,750 SH   OTR 4 0 0 4,750
VANGUARD INDEX FDS GROWTH ETF 922908736 31 330 SH   SOLE 330 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,625 23,109 SH   SOLE 23,109 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,157 30,546 SH   SOLE 30,546 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,364 20,931 SH   SOLE 20,931 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 11 142 SH   SOLE 142 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,213 29,884 SH   SOLE 29,884 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 442 9,288 SH   OTR 4 0 0 9,288
VISA INC COM CL A 92826C839 801 3,710 SH   OTR 4 0 0 3,710
WEATHERFORD INTERNATIONAL LT REG SHS H27013103 237 13,635 SH   OTR 4 0 0 13,635
WELLPOINT INC COM 94973V107 312 3,138 SH   OTR 4 0 0 3,138
WELLS FARGO & CO NEW COM 949746101 1,040 20,917 SH   OTR 4 0 0 20,917
WISDOMTREE TR DEFA FD 97717W703 937 17,142 SH   SOLE 17,142 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 787 16,030 SH   SOLE 16,030 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 30,518 654,751 SH   SOLE 654,751 0 0
WISDOMTREE TR EQTY INC ETF 97717W208 102 1,805 SH   SOLE 1,805 0 0
WISDOMTREE TR MIDCAP DIVI FD 97717W505 596 7,731 SH   SOLE 7,731 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 259 3,541 SH   OTR 4 0 0 3,541
WYNN RESORTS LTD COM 983134107 299 1,345 SH   OTR 4 0 0 1,345
YUM BRANDS INC COM 988498101 295 3,916 SH   OTR 4 0 0 3,916