The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 2,024 607 SH   DFND 2 607 0 0
AMAZON COM INC COM 023135106 20,646 6,192 SH   SOLE 1 6,077 0 115
VIACOMCBS INC CL B 92556H206 5 170 SH   SOLE 1 170 0 0
TETRA TECHNOLOGIES INC DEL COM 88162F105 6 2,250 SH   SOLE 1 2,250 0 0
ULTA BEAUTY INC COM 90384S303 82 200 SH   SOLE 1 200 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 997 2,507 SH   SOLE 1 2,507 0 0
STARBUCKS CORP COM 855244109 15 125 SH   DFND 2 125 0 0
STARBUCKS CORP COM 855244109 1,130 9,661 SH   SOLE 1 9,661 0 0
SEMPRA COM 816851109 20 150 SH   DFND 2 150 0 0
OLD REP INTL CORP COM 680223104 8,692 353,617 SH   SOLE 1 352,117 0 1,500
OLD REP INTL CORP COM 680223104 16,295 662,928 SH   DFND 2 662,928 0 0
ANTHEM INC COM 036752103 3 6 SH   SOLE 1 6 0 0
EBAY INC. COM 278642103 916 13,781 SH   DFND 2 13,781 0 0
EBAY INC. COM 278642103 4,879 73,372 SH   SOLE 1 73,372 0 0
JOHNSON & JOHNSON COM 478160104 3,309 19,345 SH   DFND 2 19,345 0 0
JOHNSON & JOHNSON COM 478160104 8,647 50,544 SH   SOLE 1 49,764 0 780
AKAMAI TECHNOLOGIES INC COM 00971T101 70 600 SH   DFND 2 600 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 34 298 SH   SOLE 1 298 0 0
WASTE MGMT INC DEL COM 94106L109 12,284 73,600 SH   SOLE 1 72,100 0 1,500
WASTE MGMT INC DEL COM 94106L109 66,644 399,305 SH   DFND 2 399,305 0 0
ABB LTD SPONSORED ADR 000375204 15 400 SH   SOLE 1 400 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 12 200 SH   SOLE 1 200 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 207 4,245 SH   SOLE 1 4,245 0 0
BANK OZK COM 06417N103 65 1,400 SH   SOLE 1 1,400 0 0
HELIX ENERGY SOLUTIONS GRP I COM 42330P107 5 1,740 SH   SOLE 1 1,740 0 0
DEXCOM INC COM 252131107 97 180 SH   SOLE 1 180 0 0
COSTCO WHSL CORP NEW COM 22160K105 82 145 SH   SOLE 1 145 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,300 2,290 SH   DFND 2 2,290 0 0
HCA HEALTHCARE INC COM 40412C101 128 500 SH   SOLE 1 500 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 343 7,025 SH   DFND 2 7,025 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,865 99,599 SH   SOLE 1 96,978 0 2,621
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 56 450 SH   SOLE 1 450 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 34 90 SH   DFND 2 90 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 666 1,740 SH   SOLE 1 1,740 0 0
LAS VEGAS SANDS CORP COM 517834107 4,995 132,700 SH   DFND 2 132,700 0 0
LAS VEGAS SANDS CORP COM 517834107 7,692 204,345 SH   SOLE 1 200,245 0 4,100
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 37 862 SH   DFND 2 862 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 125 2,870 SH   SOLE 1 2,870 0 0
RETRACTABLE TECHNOLOGIES INC COM 76129W105 42 6,100 SH   SOLE 1 6,100 0 0
YUM BRANDS INC COM 988498101 31 220 SH   DFND 2 220 0 0
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   DFND 2 200 0 0
BOSTON SCIENTIFIC CORP COM 101137107 106 2,500 SH   SOLE 1 2,500 0 0
SABINE RTY TR UNIT BEN INT 785688102 21 512 SH   SOLE 1 512 0 0
PROCTER AND GAMBLE CO COM 742718109 1,732 10,588 SH   DFND 2 10,588 0 0
PROCTER AND GAMBLE CO COM 742718109 9,939 60,760 SH   SOLE 1 60,725 0 35
COCA COLA CO COM 191216100 2,531 42,753 SH   DFND 2 42,753 0 0
COCA COLA CO COM 191216100 4,439 74,971 SH   SOLE 1 74,971 0 0
GENERAL MLS INC COM 370334104 27 400 SH   DFND 2 400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 7 316 SH   SOLE 1 316 0 0
OCCIDENTAL PETE CORP COM 674599105 554 19,118 SH   SOLE 1 19,118 0 0
OCCIDENTAL PETE CORP COM 674599105 8,632 297,761 SH   DFND 2 297,761 0 0
TRUIST FINL CORP COM 89832Q109 23 387 SH   SOLE 1 387 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,902 8,875 SH   DFND 2 8,875 0 0
UNITED PARCEL SERVICE INC CL B 911312106 13,334 62,211 SH   SOLE 1 60,211 0 2,000
MARRIOTT INTL INC NEW CL A 571903202 10 60 SH   SOLE 1 60 0 0
BIOGEN INC COM 09062X103 336 1,400 SH   SOLE 1 1,400 0 0
INTEL CORP COM 458140100 8,329 161,735 SH   SOLE 1 159,640 0 2,095
INTEL CORP COM 458140100 21,296 413,520 SH   DFND 2 413,520 0 0
CME GROUP INC COM 12572Q105 125 547 SH   SOLE 1 547 0 0
REATA PHARMACEUTICALS INC CL A 75615P103 555 21,042 SH   SOLE 1 21,042 0 0
MEDTRONIC PLC SHS G5960L103 850 8,212 SH   DFND 2 8,212 0 0
MEDTRONIC PLC SHS G5960L103 5,565 53,797 SH   SOLE 1 51,622 0 2,175
CLOROX CO DEL COM 189054109 232 1,332 SH   SOLE 1 1,332 0 0
CLOROX CO DEL COM 189054109 497 2,853 SH   DFND 2 2,853 0 0
COMERICA INC COM 200340107 200 2,300 SH   SOLE 1 1,800 0 500
FORTIVE CORP COM COM 34959J108 21 280 SH   DFND 2 280 0 0
DUKE REALTY CORP COM NEW 264411505 197 3,000 SH   DFND 2 3,000 0 0
DUKE REALTY CORP COM NEW 264411505 1,815 27,650 SH   SOLE 1 26,250 0 1,400
NETFLIX INC COM 64110L106 120 200 SH   DFND 2 200 0 0
SPDR DOW JONES INDL AVERAGE UT SER I 78467X109 87 240 SH   SOLE 1 240 0 0
SPDR DOW JONES INDL AVERAGE UT SER I 78467X109 436 1,200 SH   DFND 2 1,200 0 0
PAYCHEX INC COM 704326107 363 2,657 SH   SOLE 1 2,657 0 0
FORTIS INC COM 349553107 24 500 SH   DFND 2 500 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 5 51 SH   SOLE 1 51 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 20 703 SH   SOLE 1 703 0 0
QURATE RETAIL INC COM SER A 74915M100 304 39,950 SH   SOLE 1 39,950 0 0
LAUDER ESTEE COS INC CL A 518439104 111 300 SH   SOLE 1 300 0 0
BANCORP INC DEL COM 05969A105 127 5,000 SH   SOLE 1 5,000 0 0
PROLOGIS INC. COM 74340W103 6 34 SH   SOLE 1 34 0 0
MERCK & CO INC COM 58933Y105 5,325 69,475 SH   SOLE 1 64,650 0 4,825
MERCK & CO INC COM 58933Y105 9,643 125,823 SH   DFND 2 125,823 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 804 1,693 SH   DFND 2 1,693 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,331 2,803 SH   SOLE 1 2,778 0 25
ADVANSIX INC COM 00773T101 1 18 SH   SOLE 1 18 0 0
MCKESSON CORP COM 58155Q103 24 95 SH   DFND 2 95 0 0
MCKESSON CORP COM 58155Q103 205 825 SH   SOLE 1 825 0 0
ILLINOIS TOOL WKS INC COM 452308109 90 365 SH   SOLE 1 365 0 0
EMERSON ELEC CO COM 291011104 732 7,877 SH   DFND 2 7,877 0 0
EMERSON ELEC CO COM 291011104 9,321 100,255 SH   SOLE 1 96,955 0 3,300
YUM CHINA HLDGS INC COM 98850P109 11 220 SH   DFND 2 220 0 0
INTERNATIONAL BANCSHARES COR COM 459044103 137 3,242 SH   SOLE 1 1,452 0 1,790
DIAGEO PLC SPON ADR NEW 25243Q205 3,622 16,451 SH   DFND 2 16,451 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 5,722 25,994 SH   SOLE 1 24,894 0 1,100
MATTEL INC COM 577081102 13 596 SH   SOLE 1 596 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 104 1,550 SH   SOLE 1 1,550 0 0
ISHARES TR TIPS BOND ETF 464287176 177 1,367 SH   DFND 2 1,367 0 0
ISHARES TR TIPS BOND ETF 464287176 330 2,554 SH   SOLE 1 2,432 0 122
SMUCKER J M CO COM NEW 832696405 30 222 SH   DFND 2 222 0 0
CORNING INC COM 219350105 34 900 SH   SOLE 1 900 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 155 1,200 SH   SOLE 1 1,200 0 0
EATON VANCE LTD DURATION INC COM 27828H105 26 2,000 SH   DFND 2 2,000 0 0
TEGNA INC COM 87901J105 5 250 SH   DFND 2 250 0 0
TEGNA INC COM 87901J105 76 4,120 SH   SOLE 1 4,120 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 152 19,500 SH   DFND 2 19,500 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106 569 73,055 SH   SOLE 1 69,555 0 3,500
VERIZON COMMUNICATIONS INC COM 92343V104 3,776 72,673 SH   DFND 2 72,673 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,972 114,937 SH   SOLE 1 113,487 0 1,450
CHUBB LIMITED COM H1467J104 10,258 53,064 SH   SOLE 1 52,824 0 240
CHUBB LIMITED COM H1467J104 37,707 195,060 SH   DFND 2 195,060 0 0
SONOCO PRODS CO COM 835495102 362 6,252 SH   SOLE 1 6,252 0 0
MARVELL TECHNOLOGY INC COM 573874104 67 771 SH   DFND 2 771 0 0
MARVELL TECHNOLOGY INC COM 573874104 348 3,973 SH   SOLE 1 3,973 0 0
VALE S A SPONSORED ADS 91912E105 56 4,000 SH   SOLE 1 4,000 0 0
FEDEX CORP COM 31428X106 78 300 SH   DFND 2 300 0 0
FEDEX CORP COM 31428X106 1,182 4,569 SH   SOLE 1 4,569 0 0
VAREX IMAGING CORP COM 92214X106 23 734 SH   SOLE 1 734 0 0
SNAP ON INC COM 833034101 22 104 SH   SOLE 1 104 0 0
SHERWIN WILLIAMS CO COM 824348106 6 18 SH   SOLE 1 18 0 0
PEPSICO INC COM 713448108 7,558 43,508 SH   SOLE 1 41,708 0 1,800
PEPSICO INC COM 713448108 28,101 161,772 SH   DFND 2 161,772 0 0
MARATHON OIL CORP COM 565849106 2 100 SH   SOLE 1 100 0 0
SNAP INC CL A 83304A106 5 100 SH   SOLE 1 100 0 0
GUARANTY BANCSHARES INC TEX COM 400764106 14 363 SH   SOLE 1 363 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 5 372 SH   SOLE 1 372 0 0
KIMBERLY-CLARK CORP COM 494368103 452 3,161 SH   SOLE 1 3,126 0 35
TE CONNECTIVITY LTD SHS H84989104 171 1,060 SH   DFND 2 1,060 0 0
HONEYWELL INTL INC COM 438516106 39 185 SH   DFND 2 185 0 0
HONEYWELL INTL INC COM 438516106 126 604 SH   SOLE 1 604 0 0
FORD MTR CO DEL COM 345370860 7 324 SH   SOLE 1 324 0 0
INGERSOLL RAND INC COM 45687V106 6 93 SH   SOLE 1 93 0 0
US BANCORP DEL COM NEW 902973304 652 11,600 SH   DFND 2 11,600 0 0
US BANCORP DEL COM NEW 902973304 697 12,407 SH   SOLE 1 12,407 0 0
BP PLC SPONSORED ADS 055622104 190 7,150 SH   SOLE 1 7,150 0 0
HOME DEPOT INC COM 437076102 54 130 SH   DFND 2 130 0 0
HOME DEPOT INC COM 437076102 1,695 4,084 SH   SOLE 1 4,084 0 0
BAXTER INTL INC COM 071813109 166 1,930 SH   SOLE 1 1,930 0 0
BAXTER INTL INC COM 071813109 176 2,055 SH   DFND 2 2,055 0 0
SUNCOR ENERGY INC NEW COM 867224107 21 850 SH   SOLE 1 850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,317 13,450 SH   DFND 2 13,450 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,749 19,258 SH   SOLE 1 19,258 0 0
BRIGHTHOUSE FINL INC COM 10922N103 2 36 SH   SOLE 1 36 0 0
DUPONT DE NEMOURS INC COM 26614N102 12 149 SH   DFND 2 149 0 0
DUPONT DE NEMOURS INC COM 26614N102 54 668 SH   SOLE 1 668 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 245 1,474 SH   SOLE 1 1,474 0 0
SPDR GOLD TR GOLD SHS 78463V107 197 1,150 SH   DFND 2 1,150 0 0
SPDR GOLD TR GOLD SHS 78463V107 3,552 20,775 SH   SOLE 1 19,275 0 1,500
SOUTHERN CO COM 842587107 1,517 22,125 SH   DFND 2 22,125 0 0
SOUTHERN CO COM 842587107 6,717 97,944 SH   SOLE 1 96,244 0 1,700
BECTON DICKINSON & CO COM 075887109 38 150 SH   DFND 2 150 0 0
BECTON DICKINSON & CO COM 075887109 429 1,707 SH   SOLE 1 207 0 1,500
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,083 5,925 SH   SOLE 1 5,925 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 127 403 SH   SOLE 1 403 0 0
AON PLC SHS CL A G0403H108 36,067 120,000 SH   DFND 2 120,000 0 0
LUMEN TECHNOLOGIES INC COM 550241103 4 317 SH   DFND 2 317 0 0
GALLAGHER ARTHUR J & CO COM 363576109 143 844 SH   SOLE 1 844 0 0
ATMOS ENERGY CORP COM 049560105 1,058 10,100 SH   SOLE 1 10,100 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 3 477 SH   SOLE 1 477 0 0
CARS COM INC COM 14575E105 0 1 SH   SOLE 1 1 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,275 19,865 SH   SOLE 1 18,711 0 1,154
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 29,527 98,751 SH   SOLE 1 96,151 0 2,600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 46,937 156,980 SH   DFND 2 156,980 0 0
CARTERS INC COM 146229109 2,303 22,748 SH   SOLE 1 22,748 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,419 2,502 SH   SOLE 1 2,432 0 70
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,985 3,500 SH   DFND 2 3,500 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 243 5,900 SH   SOLE 1 5,900 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 53 650 SH   DFND 2 650 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 29 466 SH   SOLE 1 466 0 0
ALPHABET INC CAP STK CL A 02079K305 1,367 472 SH   DFND 2 472 0 0
ALPHABET INC CAP STK CL A 02079K305 6,278 2,167 SH   SOLE 1 2,067 0 100
PROGRESSIVE CORP COM 743315103 279 2,721 SH   SOLE 1 2,721 0 0
PROGRESSIVE CORP COM 743315103 606 5,900 SH   DFND 2 5,900 0 0
ISHARES INC MSCI PAC JP ETF 464286665 160 3,359 SH   DFND 2 3,359 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,500 31,415 SH   SOLE 1 30,815 0 600
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 37 505 SH   SOLE 1 505 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 63 875 SH   DFND 2 875 0 0
INTUIT COM 461202103 5 7 SH   SOLE 1 7 0 0
INTUIT COM 461202103 386 600 SH   DFND 2 600 0 0
HALLIBURTON CO COM 406216101 75 3,300 SH   SOLE 1 2,500 0 800
UNILEVER PLC SPON ADR NEW 904767704 45 835 SH   DFND 2 835 0 0
UNILEVER PLC SPON ADR NEW 904767704 110 2,043 SH   SOLE 1 1,953 0 90
COMCAST CORP NEW CL A 20030N101 12,198 242,357 SH   DFND 2 242,357 0 0
COMCAST CORP NEW CL A 20030N101 14,858 295,210 SH   SOLE 1 290,010 0 5,200
MICROSOFT CORP COM 594918104 34,572 102,796 SH   SOLE 1 101,546 0 1,250
MICROSOFT CORP COM 594918104 96,833 287,918 SH   DFND 2 287,918 0 0
SMARTSHEET INC COM CL A 83200N103 23 300 SH   SOLE 1 300 0 0
CHAMPIONX CORPORATION COM 15872M104 35 1,750 SH   SOLE 1 1,750 0 0
GAMESTOP CORP NEW CL A 36467W109 89 600 SH   SOLE 1 600 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 12 500 SH   DFND 2 500 0 0
CANADIAN NAT RES LTD COM 136385101 36 856 SH   SOLE 1 856 0 0
SCHLUMBERGER LTD COM STK 806857108 1,345 44,921 SH   SOLE 1 43,271 0 1,650
SCHLUMBERGER LTD COM STK 806857108 1,455 48,596 SH   DFND 2 48,596 0 0
CVS HEALTH CORP COM 126650100 14,051 136,206 SH   SOLE 1 133,406 0 2,800
CVS HEALTH CORP COM 126650100 33,681 326,488 SH   DFND 2 326,488 0 0
DTE ENERGY CO COM 233331107 72 604 SH   SOLE 1 604 0 0
MASCO CORPORATION COM 574599106 372 5,300 SH   SOLE 1 5,300 0 0
SIMON PPTY GROUP INC NEW COM 828806109 10 60 SH   DFND 2 60 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 3 100 SH   SOLE 1 100 0 0
V F CORP COM 918204108 18 250 SH   DFND 2 250 0 0
V F CORP COM 918204108 59 800 SH   SOLE 1 800 0 0
GARMIN LTD SHS H2906T109 23 170 SH   SOLE 1 170 0 0
ARES CAPITAL CORP COM 04010L103 424 20,000 SH   SOLE 1 20,000 0 0
GARRETT MOTION INC COM 366505105 0 18 SH   DFND 2 18 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 95 4,500 SH   SOLE 1 4,500 0 0
BOEING CO COM 097023105 2,867 14,240 SH   SOLE 1 14,240 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 706 3,124 SH   SOLE 1 3,124 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 158 620 SH   SOLE 1 620 0 0
NEXTERA ENERGY INC COM 65339F101 2,763 29,600 SH   DFND 2 29,600 0 0
NEXTERA ENERGY INC COM 65339F101 10,881 116,549 SH   SOLE 1 115,349 0 1,200
OVINTIV INC COM 69047Q102 0 5 SH   SOLE 1 5 0 0
NIKE INC CL B 654106103 180 1,080 SH   DFND 2 1,080 0 0
NIKE INC CL B 654106103 606 3,634 SH   SOLE 1 3,634 0 0
ALIGN TECHNOLOGY INC COM 016255101 118 180 SH   SOLE 1 180 0 0
SOUTHWESTERN ENERGY CO COM 845467109 4 800 SH   SOLE 1 800 0 0
TESLA INC COM 88160R101 159 150 SH   SOLE 1 150 0 0
RESIDEO TECHNOLOGIES INC COM 76118Y104 1 30 SH   DFND 2 30 0 0
LINDE PLC SHS G5494J103 7,475 21,576 SH   SOLE 1 21,576 0 0
LINDE PLC SHS G5494J103 36,872 106,435 SH   DFND 2 106,435 0 0
ARCOSA INC COM 039653100 3,109 59,000 SH   SOLE 1 59,000 0 0
ARCOSA INC COM 039653100 6,758 128,228 SH   DFND 2 128,228 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 112 717 SH   SOLE 1 717 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 18 467 SH   DFND 2 467 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 277 7,100 SH   SOLE 1 7,100 0 0
NXP SEMICONDUCTORS N V COM N6596X109 6 26 SH   SOLE 1 26 0 0
NORFOLK SOUTHN CORP COM 655844108 101 340 SH   SOLE 1 340 0 0
DELL TECHNOLOGIES INC CL C 24703L202 10 178 SH   DFND 2 178 0 0
DELL TECHNOLOGIES INC CL C 24703L202 197 3,516 SH   SOLE 1 3,516 0 0
PUBLIC STORAGE COM 74460D109 30 79 SH   SOLE 1 79 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,613 69,276 SH   SOLE 1 68,676 0 600
WALGREENS BOOTS ALLIANCE INC COM 931427108 16,425 314,900 SH   DFND 2 314,900 0 0
CENTERPOINT ENERGY INC COM 15189T107 44 1,575 SH   DFND 2 1,575 0 0
DOLLAR TREE INC COM 256746108 11 75 SH   SOLE 1 75 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 154 1,025 SH   SOLE 1 1,025 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 4 50 SH   SOLE 1 50 0 0
EVEREST RE GROUP LTD COM G3223R108 16,654 60,800 SH   DFND 2 60,800 0 0
WELLTOWER INC COM 95040Q104 73 850 SH   SOLE 1 850 0 0
DOW INC COM 260557103 8 149 SH   DFND 2 149 0 0
DOW INC COM 260557103 30 521 SH   SOLE 1 521 0 0
ALCON AG ORD SHS H01301128 1,178 13,527 SH   SOLE 1 13,167 0 360
ALCON AG ORD SHS H01301128 5,630 64,625 SH   DFND 2 64,625 0 0
PINTEREST INC CL A 72352L106 36 1,000 SH   SOLE 1 1,000 0 0
ADVISORSHARES TR PURE CANNABIS 00768Y495 3 250 SH   SOLE 1 250 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 42 460 SH   DFND 2 460 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 115 1,251 SH   SOLE 1 1,251 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 17 300 SH   DFND 2 300 0 0
CAPITAL SOUTHWEST CORP COM 140501107 54 2,136 SH   SOLE 1 2,136 0 0
FIFTH THIRD BANCORP COM 316773100 7 165 SH   DFND 2 165 0 0
FIFTH THIRD BANCORP COM 316773100 62 1,435 SH   SOLE 1 1,435 0 0
UBER TECHNOLOGIES INC COM 90353T100 84 2,000 SH   SOLE 1 2,000 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 382 738 SH   SOLE 1 738 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 673 1,300 SH   DFND 2 1,300 0 0
WESTERN UN CO COM 959802109 581 32,550 SH   SOLE 1 31,550 0 1,000
WESTERN UN CO COM 959802109 5,468 306,500 SH   DFND 2 306,500 0 0
CORTEVA INC COM 22052L104 2 41 SH   DFND 2 41 0 0
CORTEVA INC COM 22052L104 25 521 SH   SOLE 1 521 0 0
CONSOLIDATED EDISON INC COM 209115104 9 100 SH   DFND 2 100 0 0
CONSOLIDATED EDISON INC COM 209115104 36 424 SH   SOLE 1 424 0 0
GENERAL MTRS CO COM 37045V100 30 504 SH   SOLE 1 504 0 0
CHEWY INC CL A 16679L109 19 325 SH   SOLE 1 325 0 0
TARGA RES CORP COM 87612G101 331 6,333 SH   SOLE 1 6,333 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 66 7,050 SH   SOLE 1 4,000 0 3,050
WABTEC COM 929740108 46 495 SH   SOLE 1 468 0 27
WABTEC COM 929740108 195 2,112 SH   DFND 2 2,112 0 0
LILLY ELI & CO COM 532457108 207 750 SH   DFND 2 750 0 0
LILLY ELI & CO COM 532457108 512 1,853 SH   SOLE 1 1,853 0 0
AIR PRODS & CHEMS INC COM 009158106 8 25 SH   DFND 2 25 0 0
AIR PRODS & CHEMS INC COM 009158106 46 150 SH   SOLE 1 150 0 0
NOV INC COM 62955J103 15 1,092 SH   SOLE 1 1,092 0 0
DRAFTKINGS INC COM CL A 26142R104 22 800 SH   SOLE 1 800 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 704 3,165 SH   SOLE 1 3,165 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 858 3,858 SH   DFND 2 3,858 0 0
APOLLO GLOBAL MGMT INC COM CL A 03768E105 91 1,259 SH   SOLE 1 1,259 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 342 3,130 SH   SOLE 1 3,130 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 68 645 SH   SOLE 1 645 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 87 828 SH   DFND 2 828 0 0
DIGITAL RLTY TR INC COM 253868103 133 754 SH   SOLE 1 754 0 0
STONE HBR EMERGING MKTS INCO COM 86164T107 4 600 SH   SOLE 1 600 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 14 260 SH   DFND 2 260 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 493 9,088 SH   SOLE 1 9,088 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 9 126 SH   SOLE 1 126 0 0
AFLAC INC COM 001055102 4,989 85,438 SH   SOLE 1 83,438 0 2,000
AFLAC INC COM 001055102 43,086 737,900 SH   DFND 2 737,900 0 0
FREEPORT-MCMORAN INC CL B 35671D857 3,301 79,093 SH   SOLE 1 77,193 0 1,900
FREEPORT-MCMORAN INC CL B 35671D857 21,700 520,000 SH   DFND 2 520,000 0 0
SYSCO CORP COM 871829107 1,903 24,222 SH   SOLE 1 22,922 0 1,300
PUTNAM MANAGED MUN INCOME TR COM 746823103 88 10,020 SH   SOLE 1 10,020 0 0
MFS MULTIMARKET INCOME TR SH BEN INT 552737108 37 5,850 SH   SOLE 1 5,850 0 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 97 7,685 SH   SOLE 1 7,685 0 0
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 484 38,350 SH   DFND 2 38,350 0 0
ISHARES TR SELECT DIVID ETF 464287168 144 1,175 SH   SOLE 1 1,175 0 0
AMERICAN ELEC PWR CO INC COM 025537101 63 710 SH   DFND 2 710 0 0
AMERICAN ELEC PWR CO INC COM 025537101 89 1,000 SH   SOLE 1 1,000 0 0
ENTERGY CORP NEW COM 29364G103 56 500 SH   DFND 2 500 0 0
ENTERGY CORP NEW COM 29364G103 221 1,961 SH   SOLE 1 1,961 0 0
ISHARES TR RUS MD CP GR ETF 464287481 63 550 SH   SOLE 1 550 0 0
MARATHON PETE CORP COM 56585A102 570 8,900 SH   DFND 2 8,900 0 0
MARATHON PETE CORP COM 56585A102 9,183 143,510 SH   SOLE 1 141,010 0 2,500
HOLLYFRONTIER CORP COM 436106108 5,469 166,845 SH   SOLE 1 166,845 0 0
HOLLYFRONTIER CORP COM 436106108 402,302 12,272,781 SH   DFND 2 12,272,781 0 0
INDEPENDENT BK CORP MASS COM 453836108 432 5,297 SH   SOLE 1 5,297 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207 1,160 SH   SOLE 1 1,160 0 0
VONTIER CORPORATION COM 928881101 3 112 SH   DFND 2 112 0 0
REGENERON PHARMACEUTICALS COM 75886F107 128 202 SH   SOLE 1 202 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 132 2,844 SH   SOLE 1 2,844 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 20 93 SH   SOLE 1 93 0 0
VIATRIS INC COM 92556V106 63 4,634 SH   DFND 2 4,634 0 0
VIATRIS INC COM 92556V106 361 26,677 SH   SOLE 1 26,170 0 507
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 307 37,348 SH   SOLE 1 37,348 0 0
ROBLOX CORP CL A 771049103 10 100 SH   SOLE 1 100 0 0
TRACTOR SUPPLY CO COM 892356106 84 350 SH   SOLE 1 350 0 0
OATLY GROUP AB SPONSORED ADS 67421J108 23 2,950 SH   SOLE 1 2,950 0 0
ORGANON & CO COMMON STOCK 68622V106 14 447 SH   DFND 2 447 0 0
ORGANON & CO COMMON STOCK 68622V106 136 4,450 SH   SOLE 1 4,068 0 382
VISA INC COM CL A 92826C839 439 2,025 SH   DFND 2 2,025 0 0
VISA INC COM CL A 92826C839 4,189 19,330 SH   SOLE 1 19,330 0 0
HERSHEY CO COM 427866108 66 342 SH   SOLE 1 342 0 0
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 14 150 SH   SOLE 1 150 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105 521 52,300 SH   SOLE 1 52,300 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105 1,942 195,000 SH   DFND 2 195,000 0 0
AIRSPAN NETWORKS HOLDINGS IN COM 00951K104 0 11 SH   SOLE 1 11 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 39 477 SH   SOLE 1 477 0 0
SVB FINANCIAL GROUP COM 78486Q101 68 100 SH   SOLE 1 100 0 0
KELLOGG CO COM 487836108 30 460 SH   DFND 2 460 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 109 6,047 SH   SOLE 1 5,882 0 165
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1,299 71,742 SH   DFND 2 71,742 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 85 300 SH   SOLE 1 300 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 542 1,690 SH   SOLE 1 1,690 0 0
SUMMIT FINL GROUP INC COM 86606G101 343 12,500 SH   SOLE 1 0 0 12,500
PEMBINA PIPELINE CORP COM 706327103 7 244 SH   DFND 2 244 0 0
NUVEEN MUN VALUE FD INC COM 670928100 44 4,265 SH   SOLE 1 4,265 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 139 654 SH   SOLE 1 654 0 0
PHILLIPS 66 COM 718546104 3,783 52,202 SH   SOLE 1 51,642 0 560
PHILLIPS 66 COM 718546104 8,279 114,250 SH   DFND 2 114,250 0 0
CHENIERE ENERGY INC COM NEW 16411R208 15 150 SH   SOLE 1 150 0 0
IRON MTN INC NEW COM 46284V101 7 125 SH   DFND 2 125 0 0
IRON MTN INC NEW COM 46284V101 26 500 SH   SOLE 1 500 0 0
META PLATFORMS INC CL A 30303M102 244 725 SH   DFND 2 725 0 0
META PLATFORMS INC CL A 30303M102 375 1,115 SH   SOLE 1 1,115 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 3 454 SH   SOLE 1 454 0 0
ISHARES TR US TRSPRTION 464287192 152 550 SH   SOLE 1 550 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 5 253 SH   SOLE 1 253 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 69 905 SH   SOLE 1 905 0 0
SERVICENOW INC COM 81762P102 75 116 SH   SOLE 1 116 0 0
BCE INC COM NEW 05534B760 49 932 SH   SOLE 1 932 0 0
PACKAGING CORP AMER COM 695156109 27 200 SH   DFND 2 200 0 0
PACKAGING CORP AMER COM 695156109 136 1,000 SH   SOLE 1 1,000 0 0
PALO ALTO NETWORKS INC COM 697435105 103 185 SH   SOLE 1 185 0 0
TEXAS CAPITAL BANCSHARES INC COM 88224Q107 60 1,000 SH   SOLE 1 1,000 0 0
MONDELEZ INTL INC CL A 609207105 1,126 16,983 SH   SOLE 1 16,264 0 719
MONDELEZ INTL INC CL A 609207105 12,230 184,438 SH   DFND 2 184,438 0 0
BROADCOM INC COM 11135F101 5 7 SH   DFND 2 7 0 0
BROADCOM INC COM 11135F101 364 547 SH   SOLE 1 547 0 0
PROSHARES TR ULTRASHRT S&P500 74347B383 4 625 SH   SOLE 1 625 0 0
WORKDAY INC CL A 98138H101 27 100 SH   SOLE 1 100 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 0 1 SH   SOLE 1 1 0 0
PIONEER FLOATING RATE FUND I COM 72369J102 26 2,250 SH   SOLE 1 2,250 0 0
MPLX LP COM UNIT REP LTD 55336V100 39 1,308 SH   SOLE 1 1,308 0 0
JOHNSON CTLS INTL PLC SHS G51502105 16 191 SH   DFND 2 191 0 0
JOHNSON CTLS INTL PLC SHS G51502105 127 1,565 SH   SOLE 1 1,565 0 0
METLIFE INC COM 59156R108 25 400 SH   SOLE 1 400 0 0
TECHNIPFMC PLC COM G87110105 3 580 SH   SOLE 1 580 0 0
PIONEER NAT RES CO COM 723787107 38 208 SH   SOLE 1 208 0 0
NUVEEN PFD & INCOME TERM FD COM 67075A106 21 800 SH   SOLE 1 800 0 0
NOVARTIS AG SPONSORED ADR 66987V109 6,829 78,077 SH   SOLE 1 76,277 0 1,800
NOVARTIS AG SPONSORED ADR 66987V109 28,476 325,555 SH   DFND 2 325,555 0 0
ISHARES TR CORE MSCI EAFE 46432F842 19 250 SH   DFND 2 250 0 0
ISHARES TR CORE MSCI EAFE 46432F842 200 2,682 SH   SOLE 1 2,682 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 79 1,600 SH   SOLE 1 1,600 0 0
KINDER MORGAN INC DEL COM 49456B101 124 7,837 SH   SOLE 1 7,837 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 17 40 SH   DFND 2 40 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 358 864 SH   SOLE 1 864 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102 73 1,500 SH   DFND 2 1,500 0 0
ENBRIDGE INC COM 29250N105 7 180 SH   DFND 2 180 0 0
ENBRIDGE INC COM 29250N105 149 3,814 SH   SOLE 1 3,814 0 0
NVIDIA CORPORATION COM 67066G104 182 620 SH   SOLE 1 620 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,370 25,427 SH   DFND 2 25,427 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 24,584 456,268 SH   SOLE 1 446,045 0 10,223
ARCHER DANIELS MIDLAND CO COM 039483102 65 967 SH   SOLE 1 967 0 0
EOG RES INC COM 26875P101 9 100 SH   DFND 2 100 0 0
EOG RES INC COM 26875P101 537 6,050 SH   SOLE 1 6,050 0 0
GENUINE PARTS CO COM 372460105 421 3,000 SH   SOLE 1 3,000 0 0
GRAINGER W W INC COM 384802104 492 950 SH   DFND 2 950 0 0
ABBVIE INC COM 00287Y109 2,138 15,790 SH   DFND 2 15,790 0 0
ABBVIE INC COM 00287Y109 21,576 159,347 SH   SOLE 1 157,375 0 1,972
S&P GLOBAL INC COM 78409V104 57 121 SH   SOLE 1 121 0 0
SPDR SER TR S&P BIOTECH 78464A870 218 1,950 SH   SOLE 1 1,950 0 0
CONTINENTAL RES INC COM 212015101 19 426 SH   SOLE 1 426 0 0
ISHARES INC CORE MSCI EMKT 46434G103 82 1,370 SH   SOLE 1 1,370 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 214 3,500 SH   SOLE 1 3,500 0 0
COTERRA ENERGY INC COM 127097103 3 156 SH   SOLE 1 156 0 0
NATIONAL FUEL GAS CO COM 636180101 3 50 SH   SOLE 1 50 0 0
CELANESE CORP DEL COM 150870103 185 1,099 SH   DFND 2 1,099 0 0
CELANESE CORP DEL COM 150870103 322 1,917 SH   SOLE 1 1,917 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 410 8,420 SH   SOLE 1 8,420 0 0
ZOETIS INC CL A 98978V103 1,686 6,907 SH   DFND 2 6,907 0 0
ZOETIS INC CL A 98978V103 6,112 25,045 SH   SOLE 1 23,345 0 1,700
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 58 485 SH   SOLE 1 485 0 0
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 64 495 SH   SOLE 1 495 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 7 24 SH   SOLE 1 24 0 0
BLACKSTONE INC COM 09260D107 301 2,325 SH   SOLE 1 2,325 0 0
ABM INDS INC COM 000957100 278 6,800 SH   SOLE 1 6,800 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 102 800 SH   SOLE 1 800 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 110 6,833 SH   SOLE 1 6,833 0 0
HANNON ARMSTRONG SUST INFR C COM 41068X100 1 12 SH   SOLE 1 12 0 0
STRYKER CORPORATION COM 863667101 1,417 5,300 SH   DFND 2 5,300 0 0
STRYKER CORPORATION COM 863667101 3,651 13,652 SH   SOLE 1 12,252 0 1,400
QUALCOMM INC COM 747525103 18,424 100,747 SH   SOLE 1 99,447 0 1,300
QUALCOMM INC COM 747525103 28,990 158,527 SH   DFND 2 158,527 0 0
GENERAL DYNAMICS CORP COM 369550108 35 170 SH   DFND 2 170 0 0
GENERAL DYNAMICS CORP COM 369550108 813 3,900 SH   SOLE 1 3,900 0 0
MGM RESORTS INTERNATIONAL COM 552953101 7 150 SH   SOLE 1 150 0 0
CULLEN FROST BANKERS INC COM 229899109 5,862 46,498 SH   SOLE 1 44,638 0 1,860
CULLEN FROST BANKERS INC COM 229899109 20,133 159,700 SH   DFND 2 159,700 0 0
DISCOVER FINL SVCS COM 254709108 64 553 SH   DFND 2 553 0 0
DISCOVER FINL SVCS COM 254709108 2,654 22,969 SH   SOLE 1 22,969 0 0
MCDONALDS CORP COM 580135101 158 590 SH   DFND 2 590 0 0
MCDONALDS CORP COM 580135101 1,303 4,860 SH   SOLE 1 4,860 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 99 725 SH   DFND 2 725 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 868 6,345 SH   SOLE 1 6,345 0 0
QUEST DIAGNOSTICS INC COM 74834L100 26 148 SH   SOLE 1 148 0 0
DOVER CORP COM 260003108 705 3,880 SH   SOLE 1 3,880 0 0
CISCO SYS INC COM 17275R102 2,610 41,189 SH   DFND 2 41,189 0 0
CISCO SYS INC COM 17275R102 20,330 320,820 SH   SOLE 1 314,120 0 6,700
TAPESTRY INC COM 876030107 223 5,500 SH   DFND 2 5,500 0 0
TAPESTRY INC COM 876030107 430 10,600 SH   SOLE 1 10,600 0 0
CAPITAL ONE FINL CORP COM 14040H105 4 25 SH   SOLE 1 25 0 0
ISHARES TR RUS MID CAP ETF 464287499 238 2,863 SH   SOLE 1 2,863 0 0
APA CORPORATION COM 03743Q108 127 4,720 SH   SOLE 1 4,720 0 0
ADVANCED MICRO DEVICES INC COM 007903107 23 160 SH   SOLE 1 160 0 0
ADVANCED MICRO DEVICES INC COM 007903107 60 420 SH   DFND 2 420 0 0
AT&T INC COM 00206R102 99 4,041 SH   DFND 2 4,041 0 0
AT&T INC COM 00206R102 2,732 111,043 SH   SOLE 1 109,516 0 1,527
SELECT SECTOR SPDR TR ENERGY 81369Y506 205 3,700 SH   SOLE 1 3,700 0 0
HENRY SCHEIN INC COM 806407102 47 600 SH   DFND 2 600 0 0
HENRY SCHEIN INC COM 806407102 58 750 SH   SOLE 1 750 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,009 10,681 SH   SOLE 1 10,531 0 150
GENERAL ELECTRIC CO COM NEW 369604301 4,613 48,834 SH   DFND 2 48,834 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 31 215 SH   SOLE 1 215 0 0
ISHARES TR S&P SML 600 GWT 464287887 486 3,500 SH   SOLE 1 3,500 0 0
NOKIA CORP SPONSORED ADR 654902204 379 61,000 SH   SOLE 1 61,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 86 421 SH   SOLE 1 421 0 0
EXPEDIA GROUP INC COM NEW 30212P303 72 400 SH   DFND 2 400 0 0
EXPEDIA GROUP INC COM NEW 30212P303 233 1,291 SH   SOLE 1 1,291 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 2 3 SH   SOLE 1 0 0 3
ISHARES TR S&P 500 VAL ETF 464287408 31 200 SH   DFND 2 200 0 0
ISHARES TR S&P 500 VAL ETF 464287408 153 975 SH   SOLE 1 975 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 153 1,832 SH   SOLE 1 1,832 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,392 7,112 SH   SOLE 1 6,397 0 715
KONTOOR BRANDS INC COM 50050N103 2 35 SH   DFND 2 35 0 0
KONTOOR BRANDS INC COM 50050N103 6 114 SH   SOLE 1 114 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102 255 204 SH   SOLE 1 204 0 0
CIGNA CORP NEW COM 125523100 46 200 SH   SOLE 1 200 0 0
HILLTOP HOLDINGS INC COM 432748101 211 6,000 SH   SOLE 1 6,000 0 0
ONEOK INC NEW COM 682680103 226 3,841 SH   SOLE 1 3,841 0 0
ROSS STORES INC COM 778296103 30 264 SH   DFND 2 264 0 0
ROSS STORES INC COM 778296103 146 1,274 SH   SOLE 1 1,274 0 0
RENAISSANCERE HLDGS LTD COM G7496G103 25,400 150,000 SH   DFND 2 150,000 0 0
WELLS FARGO CO NEW COM 949746101 22 455 SH   DFND 2 455 0 0
WELLS FARGO CO NEW COM 949746101 210 4,373 SH   SOLE 1 4,373 0 0
VMWARE INC CL A COM 928563402 9 77 SH   DFND 2 77 0 0
VMWARE INC CL A COM 928563402 179 1,545 SH   SOLE 1 1,545 0 0
UNION PAC CORP COM 907818108 327 1,299 SH   SOLE 1 1,298 0 0
UNION PAC CORP COM 907818108 982 3,898 SH   DFND 2 3,898 0 0
ISHARES TR PFD AND INCM SEC 464288687 113 2,870 SH   DFND 2 2,870 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,061 26,920 SH   SOLE 1 26,521 0 399
SALESFORCE COM INC COM 79466L302 25 100 SH   DFND 2 100 0 0
SALESFORCE COM INC COM 79466L302 3,095 12,177 SH   SOLE 1 12,177 0 0
DOLBY LABORATORIES INC COM CL A 25659T107 19 200 SH   SOLE 1 200 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 4 46 SH   SOLE 1 46 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 180 270 SH   DFND 2 270 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 225 337 SH   SOLE 1 337 0 0
LOCKHEED MARTIN CORP COM 539830109 12 35 SH   DFND 2 35 0 0
LOCKHEED MARTIN CORP COM 539830109 681 1,917 SH   SOLE 1 1,917 0 0
JPMORGAN CHASE & CO COM 46625H100 6,927 43,744 SH   SOLE 1 41,944 0 1,800
JPMORGAN CHASE & CO COM 46625H100 49,055 309,790 SH   DFND 2 309,790 0 0
INTERNATIONAL PAPER CO COM 460146103 2 32 SH   SOLE 1 32 0 0
CHEVRON CORP NEW COM 166764100 682 5,814 SH   DFND 2 5,814 0 0
CHEVRON CORP NEW COM 166764100 3,463 29,514 SH   SOLE 1 29,114 0 400
CONOCOPHILLIPS COM 20825C104 3,766 52,177 SH   SOLE 1 51,576 0 600
CONOCOPHILLIPS COM 20825C104 16,881 233,880 SH   DFND 2 233,880 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 842 16,500 SH   SOLE 1 16,500 0 0
CAMPBELL SOUP CO COM 134429109 35 800 SH   SOLE 1 800 0 0
DANAHER CORPORATION COM 235851102 217 660 SH   DFND 2 660 0 0
DANAHER CORPORATION COM 235851102 748 2,274 SH   SOLE 1 2,274 0 0
KOHLS CORP COM 500255104 2 50 SH   SOLE 1 50 0 0
TJX COS INC NEW COM 872540109 73 960 SH   DFND 2 960 0 0
TJX COS INC NEW COM 872540109 152 2,000 SH   SOLE 1 2,000 0 0
BK OF AMERICA CORP COM 060505104 12,553 282,157 SH   SOLE 1 279,557 0 2,600
BK OF AMERICA CORP COM 060505104 35,348 794,526 SH   DFND 2 794,526 0 0
ONE GAS INC COM 68235P108 39 500 SH   SOLE 1 500 0 0
EXTRA SPACE STORAGE INC COM 30225T102 216 954 SH   SOLE 1 954 0 0
SPDR SER TR S&P DIVID ETF 78464A763 416 3,222 SH   SOLE 1 3,222 0 0
WALMART INC COM 931142103 3,163 21,860 SH   DFND 2 21,860 0 0
WALMART INC COM 931142103 9,245 63,895 SH   SOLE 1 63,459 0 435
INTERNATIONAL BUSINESS MACHS COM 459200101 3,757 28,106 SH   SOLE 1 27,281 0 825
INTERNATIONAL BUSINESS MACHS COM 459200101 47,946 358,715 SH   DFND 2 358,715 0 0
ORACLE CORP COM 68389X105 13 150 SH   DFND 2 150 0 0
ORACLE CORP COM 68389X105 296 3,395 SH   SOLE 1 3,285 0 110
RAYTHEON TECHNOLOGIES CORP COM 75513E101 477 5,548 SH   DFND 2 5,548 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7,319 85,046 SH   SOLE 1 84,538 0 508
KNOWLES CORP COM 49926D109 41 1,750 SH   SOLE 1 1,750 0 0
TEXAS INSTRS INC COM 882508104 5,497 29,167 SH   SOLE 1 28,897 0 270
TEXAS INSTRS INC COM 882508104 7,131 37,836 SH   DFND 2 37,836 0 0
TARGET CORP COM 87612E106 784 3,389 SH   DFND 2 3,389 0 0
TARGET CORP COM 87612E106 10,488 45,315 SH   SOLE 1 44,915 0 400
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 23 2,925 SH   SOLE 1 2,925 0 0
PFIZER INC COM 717081103 15,210 257,583 SH   SOLE 1 253,483 0 4,100
PFIZER INC COM 717081103 48,438 820,293 SH   DFND 2 820,293 0 0
ISHARES TR IBOXX INV CP ETF 464287242 121 910 SH   SOLE 1 910 0 0
MORGAN STANLEY COM NEW 617446448 21 215 SH   DFND 2 215 0 0
MORGAN STANLEY COM NEW 617446448 2,245 22,875 SH   SOLE 1 22,875 0 0
3M CO COM 88579Y101 1,717 9,664 SH   SOLE 1 9,664 0 0
3M CO COM 88579Y101 16,656 93,767 SH   DFND 2 93,767 0 0
GILEAD SCIENCES INC COM 375558103 9 130 SH   DFND 2 130 0 0
GILEAD SCIENCES INC COM 375558103 142 1,950 SH   SOLE 1 1,950 0 0
CATERPILLAR INC COM 149123101 21 100 SH   DFND 2 100 0 0
ALPHABET INC CAP STK CL C 02079K107 2,248 777 SH   DFND 2 777 0 0
ALPHABET INC CAP STK CL C 02079K107 21,251 7,344 SH   SOLE 1 7,334 0 10
AMERICAN EXPRESS CO COM 025816109 8 50 SH   DFND 2 50 0 0
AMERICAN EXPRESS CO COM 025816109 1,076 6,575 SH   SOLE 1 6,575 0 0
RENASANT CORP COM 75970E107 136 3,577 SH   SOLE 1 3,577 0 0
AMGEN INC COM 031162100 880 3,912 SH   DFND 2 3,912 0 0
AMGEN INC COM 031162100 9,575 42,562 SH   SOLE 1 40,862 0 1,700
APPLIED MATLS INC COM 038222105 130 825 SH   SOLE 1 825 0 0
OTIS WORLDWIDE CORP COM 68902V107 11 130 SH   DFND 2 130 0 0
OTIS WORLDWIDE CORP COM 68902V107 382 4,393 SH   SOLE 1 4,393 0 0
ANALOG DEVICES INC COM 032654105 1,196 6,806 SH   DFND 2 6,806 0 0
ANALOG DEVICES INC COM 032654105 7,865 44,748 SH   SOLE 1 44,748 0 0
TYSON FOODS INC CL A 902494103 24 275 SH   SOLE 1 275 0 0
HUMANA INC COM 444859102 69 149 SH   DFND 2 149 0 0
HUMANA INC COM 444859102 316 682 SH   SOLE 1 682 0 0
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101 46 561 SH   SOLE 1 561 0 0
WILLIAMS COS INC COM 969457100 8,692 333,789 SH   SOLE 1 330,189 0 3,600
WILLIAMS COS INC COM 969457100 16,593 637,200 SH   DFND 2 637,200 0 0
NOW INC COM 67011P100 4 417 SH   SOLE 1 417 0 0
ISHARES TR CORE S&P US GWT 464287671 659 5,699 SH   SOLE 1 5,699 0 0
TC ENERGY CORP COM 87807B107 9 200 SH   DFND 2 200 0 0
ISHARES TR CORE US AGGBD ET 464287226 9 76 SH   SOLE 1 76 0 0
EATON CORP PLC SHS G29183103 123 713 SH   SOLE 1 713 0 0
TRIMBLE INC COM 896239100 57 650 SH   SOLE 1 650 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 69 1,139 SH   SOLE 1 1,139 0 0
LIBERTY TRIPADVISOR HLDGS INC COM SER A 531465102 0 134 SH   SOLE 1 134 0 0
LIBERTY TRIPADVISOR HLDGS INC COM SER A 531465102 2 980 SH   DFND 2 980 0 0
CDK GLOBAL INC COM 12508E101 30 716 SH   DFND 2 716 0 0
CDK GLOBAL INC COM 12508E101 45 1,071 SH   SOLE 1 1,071 0 0
VERITEX HOLDINGS INC COM 923451108 318 7,990 SH   SOLE 1 7,990 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 14 69 SH   SOLE 1 69 0 0
AVANOS MED INC COM 05350V106 6 169 SH   SOLE 1 165 0 4
LIBERTY BROADBAND CORP COM SER C 530307305 29 178 SH   SOLE 1 178 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 165 1,027 SH   DFND 2 1,027 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 22 204 SH   SOLE 1 204 0 0
CORE LABORATORIES N V COM N22717107 13 600 SH   SOLE 1 600 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 20 500 SH   SOLE 1 500 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 194 2,400 SH   DFND 2 2,400 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,303 90,352 SH   SOLE 1 90,352 0 0
FLOWSERVE CORP COM 34354P105 5 165 SH   DFND 2 165 0 0
FLUOR CORP NEW COM 343412102 985 39,750 SH   SOLE 1 39,650 0 100
FLUOR CORP NEW COM 343412102 5,628 227,200 SH   DFND 2 227,200 0 0
CYTOSORBENTS CORP COM NEW 23283X206 38 9,000 SH   SOLE 1 9,000 0 0
LAM RESEARCH CORP COM 512807108 68 95 SH   SOLE 1 95 0 0
NETGEAR INC COM 64111Q104 58 2,000 SH   SOLE 1 2,000 0 0
PHILIP MORRIS INTL INC COM 718172109 2,876 30,277 SH   SOLE 1 29,877 0 400
PHILIP MORRIS INTL INC COM 718172109 14,712 154,858 SH   DFND 2 154,858 0 0
PARKER-HANNIFIN CORP COM 701094104 32 100 SH   DFND 2 100 0 0
PARKER-HANNIFIN CORP COM 701094104 234 736 SH   SOLE 1 736 0 0
QUAKER HOUGHTON COM 747316107 59 257 SH   SOLE 1 257 0 0
ROBERT HALF INTL INC COM 770323103 32 284 SH   SOLE 1 284 0 0
TRINITY INDS INC COM 896522109 4,953 164,019 SH   SOLE 1 162,619 0 1,400
TRINITY INDS INC COM 896522109 11,763 389,500 SH   DFND 2 389,500 0 0
PNC FINL SVCS GROUP INC COM 693475105 38 191 SH   DFND 2 191 0 0
PNC FINL SVCS GROUP INC COM 693475105 267 1,333 SH   SOLE 1 1,333 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 7,288 116,893 SH   SOLE 1 113,589 0 3,304
BRISTOL-MYERS SQUIBB CO COM 110122108 19,930 319,655 SH   DFND 2 319,655 0 0
BARRICK GOLD CORP COM 067901108 10 520 SH   SOLE 1 0 0 520
ALTRIA GROUP INC COM 02209S103 1,510 31,872 SH   SOLE 1 31,872 0 0
ALTRIA GROUP INC COM 02209S103 15,947 336,500 SH   DFND 2 336,500 0 0
DOMINION ENERGY INC COM 25746U109 519 6,610 SH   DFND 2 6,610 0 0
DOMINION ENERGY INC COM 25746U109 1,165 14,829 SH   SOLE 1 13,829 0 1,000
CITIGROUP INC COM NEW 172967424 38 625 SH   DFND 2 625 0 0
CITIGROUP INC COM NEW 172967424 463 7,664 SH   SOLE 1 7,664 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 14 75 SH   DFND 2 75 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 22 138 SH   SOLE 1 138 0 0
EXXON MOBIL CORP COM 30231G102 1,074 17,550 SH   DFND 2 17,549 0 0
EXXON MOBIL CORP COM 30231G102 3,146 51,420 SH   SOLE 1 45,683 0 5,737
UNITEDHEALTH GROUP INC COM 91324P102 1,009 2,009 SH   DFND 2 2,009 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,459 12,863 SH   SOLE 1 12,613 0 250
CHENIERE ENERGY INC NOTE 4.250% 3/1 16411RAG4 16 19,000 SH   SOLE 1 19,000 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,634 8,310 SH   DFND 2 8,310 0 0
PRICE T ROWE GROUP INC COM 74144T108 11,449 58,222 SH   SOLE 1 55,122 0 3,100
TRAVELERS COMPANIES INC COM 89417E109 47 298 SH   SOLE 1 298 0 0
LOWES COS INC COM 548661107 10,662 41,247 SH   DFND 2 41,247 0 0
LOWES COS INC COM 548661107 18,436 71,326 SH   SOLE 1 68,226 0 3,100
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 22 500 SH   SOLE 1 0 0 500
DEERE & CO COM 244199105 26 75 SH   DFND 2 75 0 0
DEERE & CO COM 244199105 209 610 SH   SOLE 1 610 0 0
SOUTHWEST AIRLS CO COM 844741108 310 7,228 SH   SOLE 1 7,228 0 0
COLGATE PALMOLIVE CO COM 194162103 34 400 SH   DFND 2 400 0 0
COLGATE PALMOLIVE CO COM 194162103 1,820 21,328 SH   SOLE 1 21,328 0 0
AMERICAN INTL GROUP INC. COM NEW 026874784 23 410 SH   SOLE 1 410 0 0
DEVON ENERGY CORP NEW COM 25179M103 35 800 SH   DFND 2 800 0 0
DEVON ENERGY CORP NEW COM 25179M103 381 8,658 SH   SOLE 1 8,607 0 51
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 3 207 SH   DFND 2 207 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 12 819 SH   SOLE 1 819 0 0
PACER FDS TR TRENDP US MID CP 69374H204 28 754 SH   SOLE 1 754 0 0
TELLURIAN INC NEW COM 87968A104 1 200 SH   SOLE 1 200 0 0
PAYPAL HLDGS INC COM 70450Y103 3,657 19,391 SH   DFND 2 19,391 0 0
PAYPAL HLDGS INC COM 70450Y103 13,279 70,417 SH   SOLE 1 69,317 0 1,100
SCHWAB CHARLES CORP COM 808513105 35 420 SH   SOLE 1 420 0 0
SCHWAB CHARLES CORP COM 808513105 891 10,600 SH   DFND 2 10,600 0 0
DENTSPLY SIRONA INC COM 24906P109 11 195 SH   DFND 2 195 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 144 689 SH   SOLE 1 689 0 0
CARDINAL HEALTH INC COM 14149Y108 6 126 SH   SOLE 1 126 0 0
BLACKROCK INC COM 09247X101 46 50 SH   DFND 2 50 0 0
BLACKROCK INC COM 09247X101 400 437 SH   SOLE 1 437 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,799 6,356 SH   SOLE 1 5,822 0 534
ISHARES TR MSCI EAFE ETF 464287465 456 5,790 SH   DFND 2 5,790 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,779 86,158 SH   SOLE 1 84,274 0 1,884
APPLE INC COM 037833100 8,337 46,950 SH   DFND 2 46,950 0 0
APPLE INC COM 037833100 52,469 295,484 SH   SOLE 1 288,554 0 6,930
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 45 1,017 SH   DFND 2 1,017 0 0
WEC ENERGY GROUP INC COM 92939U106 142 1,467 SH   SOLE 1 1,467 0 0
ABBOTT LABS COM 002824100 1,335 9,485 SH   DFND 2 9,485 0 0
ABBOTT LABS COM 002824100 14,591 103,672 SH   SOLE 1 101,972 0 1,700
DISNEY WALT CO COM 254687106 11,307 73,001 SH   DFND 2 73,000 0 0
DISNEY WALT CO COM 254687106 13,043 84,207 SH   SOLE 1 82,706 0 1,500
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 42 2,775 SH   SOLE 1 2,775 0 0
CSW INDUSTRIALS INC COM 126402106 258 2,136 SH   SOLE 1 2,136 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5 47 SH   SOLE 1 47 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,303 7,496 SH   SOLE 1 7,496 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 219 1,305 SH   SOLE 1 1,305 0 0