The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 403 1,935 SH   SOLE   1,935 0 0
ABBOTT LABS COM 002824100 714 14,698 SH   SOLE   14,698 0 0
ABBVIE INC COM 00287Y109 728 10,042 SH   SOLE   10,042 0 0
ALLERGAN PLC SHS G0177J108 666 2,740 SH   SOLE   2,680 0 60
ALPHABET INC CAP STK CL A 02079K305 1,240 1,334 SH   SOLE   1,302 0 32
ALPHABET INC CAP STK CL C 02079K107 405 446 SH   SOLE   438 0 8
ALTRIA GROUP INC COM 02209S103 1,414 18,985 SH   SOLE   18,985 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 1,389 22,224 SH   SOLE   21,934 0 290
AMERICAN WTR WKS CO INC NEW COM 030420103 625 8,023 SH   SOLE   7,898 0 125
APPLE INC COM 037833100 4,787 33,238 SH   SOLE   32,743 0 495
ARCHER DANIELS MIDLAND CO COM 039483102 265 6,409 SH   SOLE   6,259 0 150
AT&T INC COM 00206R102 213 5,657 SH   SOLE   5,657 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,066 40,493 SH   SOLE   39,868 0 625
BARRICK GOLD CORP COM 067901108 1,170 73,555 SH   SOLE   72,505 0 1,050
BAXTER INTL INC COM 071813109 829 13,688 SH   SOLE   13,503 0 185
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 230 1,357 SH   SOLE   1,357 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 889 15,959 SH   SOLE   15,959 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,882 22,779 SH   SOLE   22,479 0 300
CENTRAL FD CDA LTD CL A 153501101 1,280 103,824 SH   SOLE   101,324 0 2,500
CHEVRON CORP NEW COM 166764100 1,539 14,750 SH   SOLE   14,750 0 0
CIMAREX ENERGY CO COM 171798101 1,022 10,874 SH   SOLE   10,654 0 220
CISCO SYS INC COM 17275R102 718 22,950 SH   SOLE   22,950 0 0
COCA COLA CO COM 191216100 500 11,139 SH   SOLE   11,139 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 879 13,240 SH   SOLE   12,865 0 375
CROWN CASTLE INTL CORP NEW COM 22822V101 487 4,860 SH   SOLE   4,785 0 75
CVS HEALTH CORP COM 126650100 1,294 16,083 SH   SOLE   15,858 0 225
DIAGEO P L C SPON ADR NEW 25243Q205 1,701 14,192 SH   SOLE   13,957 0 235
DISNEY WALT CO COM DISNEY 254687106 2,717 25,573 SH   SOLE   25,128 0 445
EQUIFAX INC COM 294429105 1,842 13,406 SH   SOLE   13,221 0 185
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,329 20,194 SH   SOLE   19,919 0 275
EXPEDIA INC DEL COM NEW 30212P303 729 4,892 SH   SOLE   4,832 0 60
EXPRESS SCRIPTS HLDG CO COM 30219G108 349 5,465 SH   SOLE   5,340 0 125
EXXON MOBIL CORP COM 30231G102 2,383 29,514 SH   SOLE   29,004 0 510
FACEBOOK INC CL A 30303M102 296 1,962 SH   SOLE   1,912 0 50
FASTENAL CO COM 311900104 977 22,437 SH   SOLE   22,137 0 300
FEDEX CORP COM 31428X106 1,337 6,153 SH   SOLE   6,078 0 75
FIRST MIDWEST BANCORP DEL COM 320867104 409 17,535 SH   SOLE   17,185 0 350
FORD MTR CO DEL COM PAR $0.01 345370860 659 58,899 SH   SOLE   58,299 0 600
GENERAL ELECTRIC CO COM 369604103 2,517 93,185 SH   SOLE   91,835 0 1,350
GILEAD SCIENCES INC COM 375558103 578 8,164 SH   SOLE   8,039 0 125
HALLIBURTON CO COM 406216101 226 5,290 SH   SOLE   5,290 0 0
HOME DEPOT INC COM 437076102 2,074 13,519 SH   SOLE   13,269 0 250
HUMANA INC COM 444859102 2,169 9,013 SH   SOLE   8,813 0 200
INTEL CORP COM 458140100 748 22,175 SH   SOLE   22,175 0 0
INTUIT COM 461202103 479 3,608 SH   SOLE   3,518 0 90
INVESCO LTD SHS G491BT108 640 18,192 SH   SOLE   18,017 0 175
ISHARES TR 20 YR TR BD ETF 464287432 2,077 16,598 SH   SOLE   16,598 0 0
ISHARES TR TIPS BD ETF 464287176 7,168 63,189 SH   SOLE   61,514 0 1,675
ISHARES TR 1-3 YR TR BD ETF 464287457 8,476 100,324 SH   SOLE   99,049 0 1,275
ISHARES TR NATIONAL MUN ETF 464288414 1,026 9,321 SH   SOLE   8,971 0 350
ISHARES TR RUS MDCP VAL ETF 464287473 1,217 14,475 SH   SOLE   14,475 0 0
ISHARES TR CORE S&P VLU ETF 464287663 1,081 21,215 SH   SOLE   21,215 0 0
ISHARES TR CORE S&P SCP ETF 464287804 830 11,840 SH   SOLE   11,840 0 0
ISHARES TR NA NAT RES 464287374 1,719 54,289 SH   SOLE   53,264 0 1,025
ISHARES TR 3-7 YR TR BD ETF 464288661 5,441 44,033 SH   SOLE   43,383 0 650
ISHARES TR 7-10YR TR BD ETF 464287440 8,662 81,247 SH   SOLE   78,772 0 2,475
ISHARES TR HDG MSCI EAFE 46434V803 6,094 214,417 SH   SOLE   211,217 0 3,200
ISHARES TR MSCI EMG MKT ETF 464287234 489 11,825 SH   SOLE   11,825 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,122 12,163 SH   SOLE   12,163 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,993 45,695 SH   SOLE   45,695 0 0
JPMORGAN CHASE & CO COM 46625H100 3,656 39,999 SH   SOLE   39,409 0 590
LAZARD LTD SHS A G54050102 1,906 41,149 SH   SOLE   40,649 0 500
LEGGETT & PLATT INC COM 524660107 260 4,951 SH   SOLE   4,951 0 0
LOCKHEED MARTIN CORP COM 539830109 1,191 4,289 SH   SOLE   4,289 0 0
LOWES COS INC COM 548661107 322 4,150 SH   SOLE   4,150 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,018 16,618 SH   SOLE   16,303 0 315
MCDONALDS CORP COM 580135101 1,758 11,475 SH   SOLE   11,285 0 190
MEDTRONIC PLC SHS G5960L103 817 9,200 SH   SOLE   9,005 0 195
MERCK & CO INC COM 58933Y105 963 15,028 SH   SOLE   15,028 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,167 15,119 SH   SOLE   14,904 0 215
MICROSOFT CORP COM 594918104 3,125 45,337 SH   SOLE   44,787 0 550
NEXPOINT RESIDENTIAL TR INC COM 65341D102 411 16,500 SH   SOLE   16,500 0 0
NEXTERA ENERGY INC COM 65339F101 3,422 24,419 SH   SOLE   24,094 0 325
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 1,223 33,063 SH   SOLE   32,663 0 400
NOVARTIS A G SPONSORED ADR 66987V109 1,680 20,126 SH   SOLE   19,841 0 285
PEPSICO INC COM 713448108 1,317 11,403 SH   SOLE   11,118 0 285
PFIZER INC COM 717081103 1,448 43,099 SH   SOLE   42,524 0 575
PHILLIPS 66 COM 718546104 722 8,733 SH   SOLE   8,733 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 206 14,255 SH   SOLE   14,255 0 0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 1,738 70,239 SH   SOLE   69,064 0 1,175
PRAXAIR INC COM 74005P104 621 4,687 SH   SOLE   4,597 0 90
PROCTER AND GAMBLE CO COM 742718109 746 8,565 SH   SOLE   8,565 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 3,323 147,842 SH   SOLE   143,667 0 4,175
PROSHARES TR SHORT S&P 500 NE 74347B425 5,791 172,868 SH   SOLE   168,206 0 4,662
QUALCOMM INC COM 747525103 996 18,035 SH   SOLE   17,760 0 275
RAYONIER INC COM 754907103 706 24,556 SH   SOLE   24,306 0 250
REDWOOD TR INC COM 758075402 821 48,171 SH   SOLE   47,521 0 650
ROCKWELL COLLINS INC COM 774341101 574 5,462 SH   SOLE   5,347 0 115
ROSS STORES INC COM 778296103 674 11,677 SH   SOLE   11,487 0 190
SCHLUMBERGER LTD COM 806857108 522 7,925 SH   SOLE   7,725 0 200
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 578 12,000 SH   SOLE   12,000 0 0
SHIRE PLC SPONSORED ADR 82481R106 359 2,170 SH   SOLE   2,140 0 30
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 669 14,035 SH   SOLE   13,935 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,403 71,972 SH   SOLE   71,192 0 780
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,688 17,908 SH   SOLE   17,618 0 290
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 14,701 184,103 SH   SOLE   182,928 0 1,175
VANGUARD INDEX FDS TOTAL STK MKT 922908769 304 2,443 SH   SOLE   2,443 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 231 4,626 SH   SOLE   4,626 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 5,068 64,838 SH   SOLE   64,838 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 854 19,118 SH   SOLE   18,898 0 220
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2,038 70,927 SH   SOLE   69,902 0 1,025
WAL-MART STORES INC COM 931142103 941 12,438 SH   SOLE   12,213 0 225
WELLS FARGO CO NEW COM 949746101 2,217 40,018 SH   SOLE   39,368 0 650
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 885 15,825 SH   SOLE   15,685 0 140
WILLIS TOWERS WATSON PUB LTD SHS G96629103 634 4,360 SH   SOLE   4,240 0 120