The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 370 1,935 SH   SOLE   1,935 0 0
ABBOTT LABS COM 002824100 669 15,070 SH   SOLE   15,070 0 0
ABBVIE INC COM 00287Y109 660 10,130 SH   SOLE   10,130 0 0
ALLERGAN PLC SHS G0177J108 673 2,815 SH   SOLE   2,750 0 65
ALPHABET INC CAP STK CL C 02079K107 416 501 SH   SOLE   490 0 11
ALPHABET INC CAP STK CL A 02079K305 1,128 1,331 SH   SOLE   1,299 0 32
ALTRIA GROUP INC COM 02209S103 1,390 19,465 SH   SOLE   19,465 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 1,425 22,820 SH   SOLE   22,500 0 320
AMERICAN WTR WKS CO INC COM 030420103 641 8,238 SH   SOLE   8,113 0 125
APPLE INC COM 037833100 5,637 39,239 SH   SOLE   38,639 0 600
ARCHER DANIELS MIDLAND C COM 039483102 309 6,704 SH   SOLE   6,554 0 150
AT&T INC COM 00206R102 226 5,439 SH   SOLE   5,439 0 0
BANK NEW YORK MELLON COR COM 064058100 1,974 41,800 SH   SOLE   41,090 0 710
BARRICK GOLD CORP COM 067901108 492 25,930 SH   SOLE   25,555 0 375
BAXTER INTL INC COM 071813109 727 14,013 SH   SOLE   13,813 0 200
BERKSHIRE HATHAWAY INC D CL B NEW 084670702 238 1,426 SH   SOLE   1,426 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 876 16,105 SH   SOLE   16,105 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,037 23,507 SH   SOLE   23,207 0 300
CENTRAL FD CDA LTD CL A 153501101 1,197 93,057 SH   SOLE   90,657 0 2,400
CHEVRON CORP NEW COM 166764100 1,669 15,543 SH   SOLE   15,543 0 0
CIMAREX ENERGY CO COM 171798101 1,360 11,379 SH   SOLE   11,119 0 260
CISCO SYS INC COM 17275R102 791 23,390 SH   SOLE   23,390 0 0
COCA COLA CO COM 191216100 486 11,442 SH   SOLE   11,442 0 0
COGNIZANT TECHNOLOGY SOL CL A 192446102 801 13,450 SH   SOLE   13,025 0 425
CROWN CASTLE INTL CORP N COM 22822V101 473 5,010 SH   SOLE   4,935 0 75
CVS HEALTH CORP COM 126650100 1,315 16,757 SH   SOLE   16,532 0 225
DIAGEO P L C SPON ADR NEW 25243Q205 1,734 15,005 SH   SOLE   14,750 0 255
DISNEY WALT CO COM DISNEY 254687106 2,988 26,354 SH   SOLE   25,854 0 500
EQUIFAX INC COM 294429105 1,903 13,918 SH   SOLE   13,698 0 220
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,303 20,937 SH   SOLE   20,662 0 275
EXPEDIA INC DEL COM NEW 30212P303 766 6,075 SH   SOLE   6,010 0 65
EXPRESS SCRIPTS HLDG CO COM 30219G108 378 5,740 SH   SOLE   5,590 0 150
EXXON MOBIL CORP COM 30231G102 2,467 30,076 SH   SOLE   29,541 0 535
FACEBOOK INC CL A 30303M102 282 1,985 SH   SOLE   1,930 0 55
FASTENAL CO COM 311900104 1,191 23,135 SH   SOLE   22,810 0 325
FEDEX CORP COM 31428X106 1,246 6,383 SH   SOLE   6,293 0 90
FIRST MIDWEST BANCORP DE COM 320867104 445 18,810 SH   SOLE   18,460 0 350
FORD MTR CO DEL COM PAR $0.01 345370860 708 60,837 SH   SOLE   60,187 0 650
GENERAL ELECTRIC CO COM 369604103 2,843 95,405 SH   SOLE   93,905 0 1,500
GILEAD SCIENCES INC COM 375558103 540 7,948 SH   SOLE   7,823 0 125
HALLIBURTON CO COM 406216101 295 5,990 SH   SOLE   5,990 0 0
HOME DEPOT INC COM 437076102 2,011 13,699 SH   SOLE   13,449 0 250
HUMANA INC COM 444859102 1,981 9,610 SH   SOLE   9,385 0 225
INTEL CORP COM 458140100 803 22,250 SH   SOLE   22,250 0 0
INTUIT COM 461202103 428 3,688 SH   SOLE   3,598 0 90
INVESCO LTD SHS G491BT108 583 19,030 SH   SOLE   18,855 0 175
ISHARES TR MSCI EMG MKT ETF 464287234 443 11,235 SH   SOLE   11,235 0 0
ISHARES TR NATIONAL MUN ETF 464288414 937 8,601 SH   SOLE   8,251 0 350
ISHARES TR CORE S&P SCP ETF 464287804 1,030 14,890 SH   SOLE   14,890 0 0
ISHARES TR CORE S&P VLU ETF 464287663 1,236 24,490 SH   SOLE   24,490 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,338 14,683 SH   SOLE   14,683 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,430 17,225 SH   SOLE   17,225 0 0
ISHARES TR NA NAT RES 464287374 1,858 54,205 SH   SOLE   53,230 0 975
ISHARES TR 20 YR TR BD ETF 464287432 2,074 17,183 SH   SOLE   17,183 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 2,503 20,341 SH   SOLE   20,191 0 150
ISHARES TR MSCI ACWI ETF 464288257 2,932 46,347 SH   SOLE   46,347 0 0
ISHARES TR HDG MSCI EAFE 46434V803 3,385 123,002 SH   SOLE   122,602 0 400
ISHARES TR TIPS BD ETF 464287176 3,991 34,807 SH   SOLE   34,157 0 650
ISHARES TR 7-10YR TR BD ETF 464287440 8,870 84,004 SH   SOLE   81,979 0 2,025
ISHARES TR 1-3 YR TR BD ETF 464287457 9,584 113,389 SH   SOLE   111,489 0 1,900
JPMORGAN CHASE & CO COM 46625H100 3,665 41,721 SH   SOLE   41,106 0 615
LAZARD LTD SHS A G54050102 1,941 42,206 SH   SOLE   41,631 0 575
LEGGETT & PLATT INC COM 524660107 251 4,985 SH   SOLE   4,985 0 0
LOCKHEED MARTIN CORP COM 539830109 1,168 4,365 SH   SOLE   4,365 0 0
LOWES COS INC COM 548661107 393 4,775 SH   SOLE   4,775 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,951 17,348 SH   SOLE   17,008 0 340
MCDONALDS CORP COM 580135101 1,521 11,739 SH   SOLE   11,549 0 190
MEDTRONIC PLC SHS G5960L103 773 9,596 SH   SOLE   9,396 0 200
MERCK & CO INC COM 58933Y105 986 15,520 SH   SOLE   15,520 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,157 15,678 SH   SOLE   15,453 0 225
MICROSOFT CORP COM 594918104 3,045 46,233 SH   SOLE   45,633 0 600
NEXPOINT RESIDENTIAL TR COM 65341D102 399 16,500 SH   SOLE   16,500 0 0
NEXTERA ENERGY INC COM 65339F101 3,236 25,210 SH   SOLE   24,835 0 375
NEXTERA ENERGY PARTNERS COM UNIT PART IN 65341B106 1,110 33,495 SH   SOLE   33,095 0 400
NOVARTIS A G SPONSORED ADR 66987V109 1,545 20,804 SH   SOLE   20,494 0 310
PEPSICO INC COM 713448108 1,305 11,668 SH   SOLE   11,358 0 310
PFIZER INC COM 717081103 1,490 43,569 SH   SOLE   42,944 0 625
PHILLIPS 66 COM 718546104 733 9,252 SH   SOLE   9,252 0 0
POWERSHS DB US DOLLAR IN DOLL INDX BULL 73936D107 1,857 71,560 SH   SOLE   70,385 0 1,175
PRAXAIR INC COM 74005P104 568 4,787 SH   SOLE   4,687 0 100
PROCTER AND GAMBLE CO COM 742718109 780 8,678 SH   SOLE   8,678 0 0
PROSHARES TR SHRT 20+YR TRE 74347X849 3,548 151,227 SH   SOLE   147,052 0 4,175
PROSHARES TR SHORT S&P 500 NE 74347B425 5,877 170,393 SH   SOLE   165,731 0 4,662
PROVIDENT FINL SVCS INC COM 74386T105 209 8,100 SH   SOLE   8,100 0 0
QUALCOMM INC COM 747525103 1,067 18,615 SH   SOLE   18,315 0 300
RAYONIER INC COM 754907103 729 25,733 SH   SOLE   25,458 0 275
REDWOOD TR INC COM 758075402 828 49,855 SH   SOLE   49,130 0 725
ROCKWELL COLLINS INC COM 774341101 553 5,687 SH   SOLE   5,572 0 115
ROSS STORES INC COM 778296103 804 12,212 SH   SOLE   11,997 0 215
SCHLUMBERGER LTD COM 806857108 622 7,965 SH   SOLE   7,740 0 225
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,076 22,725 SH   SOLE   22,725 0 0
SHIRE PLC SPONSORED ADR 82481R106 372 2,137 SH   SOLE   2,107 0 30
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 620 13,170 SH   SOLE   13,120 0 50
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,578 70,322 SH   SOLE   69,527 0 795
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 6,572 21,036 SH   SOLE   20,651 0 385
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 15,999 200,695 SH   SOLE   197,995 0 2,700
VANGUARD WHITEHALL FDS I HIGH DIV YLD 921946406 5,383 69,327 SH   SOLE   69,327 0 0
VERIZON COMMUNICATIONS I COM 92343V104 963 19,754 SH   SOLE   19,499 0 255
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1,013 38,330 SH   SOLE   37,805 0 525
WAL-MART STORES INC COM 931142103 926 12,853 SH   SOLE   12,603 0 250
WELLS FARGO & CO NEW COM 949746101 2,398 43,088 SH   SOLE   42,388 0 700
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 975 16,133 SH   SOLE   15,968 0 165
WILLIS TOWERS WATSON PUB SHS G96629103 592 4,525 SH   SOLE   4,395 0 130