The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI EURZONE ETF 464286608 3,788 95,760 SH   SOLE   95,760 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,255 16,038 SH   SOLE   16,038 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,567 5,317 SH   SOLE   5,317 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,053 17,247 SH   SOLE   17,247 0 0
AMAZON COM INC COM 023135106 212 112 SH   DFND   0 0 112
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 45,828 214,983 SH   SOLE   214,983 0 0
JOHNSON & JOHNSON COM 478160104 486 3,488 SH   SOLE   3,488 0 0
ISHARES TR MSCI EAFE ETF 464287465 336 5,114 SH   SOLE   5,114 0 0
CHEVRON CORP NEW COM 166764100 353 2,840 SH   SOLE   2,840 0 0
MICROSOFT CORP COM 594918104 288 2,148 SH   DFND   0 0 2,148
MICROSOFT CORP COM 594918104 459 3,424 SH   SOLE   3,424 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 441 5,654 SH   SOLE   5,654 0 0
EXXON MOBIL CORP COM 30231G102 230 2,995 SH   SOLE   2,995 0 0
PROCTER AND GAMBLE CO COM 742718109 287 2,614 SH   SOLE   2,614 0 0
JPMORGAN CHASE & CO COM 46625H100 393 3,518 SH   SOLE   3,518 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 93,835 852,888 SH   SOLE   852,888 0 0
ISHARES TR IBOXX INV CP ETF 464287242 284 2,283 SH   SOLE   2,283 0 0
APPLE INC COM 037833100 238 1,200 SH   DFND   0 0 1,200
APPLE INC COM 037833100 825 4,168 SH   SOLE   4,168 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,892 17,552 SH   SOLE   17,552 0 0
ISHARES TR CORE US AGGBD ET 464287226 242 2,170 SH   SOLE   2,170 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,192 11,970 SH   SOLE   11,970 0 0
ISHARES TR TIPS BD ETF 464287176 443 3,834 SH   SOLE   3,834 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 12,973 196,319 SH   SOLE   196,319 0 0
ISHARES TR MICRO-CAP ETF 464288869 274 2,940 SH   SOLE   2,940 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 418 11,728 SH   SOLE   11,728 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,404 20,608 SH   SOLE   20,608 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 387 1,833 SH   SOLE   1,833 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 38,265 460,634 SH   SOLE   460,634 0 0
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 377 10,080 SH   SOLE   10,080 0 0
INVESCO EXCHANGE TRADED FD T CLEANTECH ETF 46137V407 491 10,774 SH   SOLE   10,774 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,785 17,632 SH   SOLE   17,632 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200 1,211 52,665 SH   SOLE   52,665 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 336 8,528 SH   SOLE   8,528 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,202 187,187 SH   SOLE   187,187 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,304 289,950 SH   SOLE   289,950 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 718 10,038 SH   SOLE   10,038 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 514 15,762 SH   SOLE   15,762 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 40,794 285,515 SH   SOLE   285,515 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 148,683 552,419 SH   SOLE   552,419 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 41,668 729,861 SH   SOLE   729,861 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,276 17,568 SH   SOLE   17,568 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 864 29,921 SH   SOLE   29,921 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 23,168 772,254 SH   SOLE   772,254 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,008 116,789 SH   SOLE   116,789 0 0
ISHARES TR CORE MSCI EAFE 46432F842 668 10,872 SH   SOLE   10,872 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 10,129 268,739 SH   SOLE   268,739 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 50,015 720,983 SH   SOLE   720,983 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508 524 11,625 SH   SOLE   11,625 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 12,714 259,106 SH   SOLE   259,106 0 0
ETF SER SOLUTIONS CBOE VEST S&P 26922A537 1,434 33,238 SH   SOLE   33,238 0 0