The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2U INC COM 90214J101 63 10,000 SH   DFND   0 0 10,000
3M CO COM 88579Y101 449 4,050 SH   DFND   4,015 0 35
ABBOTT LABS COM 002824100 1,018 10,523 SH   DFND   7,007 0 3,516
ABBVIE INC COM 00287Y109 1,372 10,222 SH   DFND   6,124 0 4,098
ADOBE SYSTEMS INCORPORATED COM 00724F101 951 3,453 SH   DFND   3,453 0 0
AFFIRM HLDGS INC COM CL A 00827B106 252 13,454 SH   DFND   13,454 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 319 3,989 SH   DFND   3,989 0 0
ALICO INC COM 016230104 1,109 38,571 SH   DFND   38,571 0 0
ALLSTATE CORP COM 020002101 390 3,120 SH   DFND   3,120 0 0
ALPHABET INC CAP STK CL A 02079K305 19,499 203,840 SH   DFND   28,120 0 175,720
ALPHABET INC CAP STK CL C 02079K107 10,570 109,900 SH   DFND   28,460 0 81,440
AMAZON COM INC COM 023135106 4,840 42,810 SH   DFND   36,860 0 5,950
AMERICAN TOWER CORP NEW COM 03027X100 241 1,123 SH   DFND   773 0 350
AMGEN INC COM 031162100 201 890 SH   DFND   558 0 332
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 230 9,270 SH   DFND   0 0 9,270
AMPLITUDE INC COM CL A 03213A104 388 25,108 SH   DFND   25,108 0 0
APPLE INC COM 037833100 15,187 109,888 SH   DFND   72,888 0 37,000
ASANA INC CL A 04342Y104 2,537 114,124 SH   DFND   114,124 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 272 8,951 SH   DFND   8,951 0 0
ATMOS ENERGY CORP COM 049560105 808 7,937 SH   DFND   0 0 7,937
ATRICURE INC COM 04963C209 284 7,263 SH   DFND   7,263 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,924 8,465 SH   DFND   4,285 0 4,180
AUTOZONE INC COM 053332102 507 237 SH   DFND   7 0 230
AVALARA INC COM 05338G106 1,282 13,962 SH   DFND   13,962 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,657 9 SH   DFND   9 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,665 13,730 SH   DFND   7,506 0 6,224
BRISTOL-MYERS SQUIBB CO COM 110122108 308 4,323 SH   DFND   2,612 0 1,711
CANADIAN PAC RY LTD COM 13645T100 607 9,102 SH   DFND   9,102 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 203 5,716 SH   DFND   3,334 0 2,382
CHENIERE ENERGY INC COM NEW 16411R208 3,085 18,593 SH   DFND   0 0 18,593
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 2,451 45,926 SH   DFND   0 0 45,926
CHEVRON CORP NEW COM 166764100 20,117 140,004 SH   DFND   139,604 0 400
CHICAGO ATLANTIC REAL ESTATE COM 167239102 176 11,811 SH   DFND   0 0 11,811
CME GROUP INC COM 12572Q105 3,458 19,524 SH   DFND   39 0 19,485
COCA COLA CO COM 191216100 771 13,671 SH   DFND   13,521 0 150
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302 433 8,298 SH   DFND   8,298 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 377 5,826 SH   DFND   4,556 0 1,270
COMCAST CORP NEW CL A 20030N101 777 26,498 SH   DFND   26,398 0 100
CONFLUENT INC CLASS A COM 20717M103 9,789 411,818 SH   DFND   411,818 0 0
CONOCOPHILLIPS COM 20825C104 710 6,847 SH   DFND   4,053 0 2,794
CONTEXTLOGIC INC COM CL A 21077C107 53 72,205 SH   DFND   72,205 0 0
COUPANG INC CL A 22266T109 221 13,219 SH   DFND   0 0 13,219
CUMMINS INC COM 231021106 214 1,051 SH   DFND   1,051 0 0
DANAHER CORPORATION COM 235851102 388 1,500 SH   DFND   1,487 0 13
DESPEGAR COM CORP ORD SHS G27358103 68 11,793 SH   DFND   11,793 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 833 4,785 SH   DFND   4,600 0 185
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 292 7,519 SH   DFND   7,519 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 253 8,530 SH   DFND   8,530 0 0
DISNEY WALT CO COM 254687106 663 7,018 SH   DFND   5,917 0 1,101
DOCUSIGN INC COM 256163106 323 6,043 SH   DFND   6,028 0 15
DOUBLELINE INCOME SOLUTIONS COM 258622109 340 31,479 SH   DFND   31,479 0 0
DOUBLELINE YIELD OPPORTUNITI COM 25862D105 584 43,274 SH   DFND   43,274 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 2,742 52,208 SH   DFND   105 0 52,103
DTE ENERGY CO COM 233331107 687 5,923 SH   DFND   210 0 5,713
EDWARDS LIFESCIENCES CORP COM 28176E108 396 4,794 SH   DFND   4,080 0 714
ENBRIDGE INC COM 29250N105 960 25,863 SH   DFND   141 0 25,722
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 1,758 159,421 SH   DFND   0 0 159,421
ENTERPRISE PRODS PARTNERS L COM 293792107 3,599 151,326 SH   DFND   3,769 0 147,557
EXXON MOBIL CORP COM 30231G102 70,564 808,196 SH   DFND   808,096 0 100
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 1,231 13,659 SH   DFND   13,659 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 128,273 5,155,621 SH   DFND   3,788,589 0 1,367,032
FIRST TR MLP & ENERGY INCOM COM 33739B104 1,516 211,856 SH   DFND   156,456 0 55,400
FISCALNOTE HOLDINGS INC COM CL A 337655104 118 18,479 SH   DFND   2,479 0 16,000
FLEXSHARES TR MORNSTAR UPSTR 33939L407 1,903 50,632 SH   DFND   50,632 0 0
FLOTEK INDS INC DEL COM 343389102 160 160,000 SH   DFND   0 0 160,000
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 395 19,934 SH   DFND   19,934 0 0
GLOBAL X FDS MSCI NORWAY ETF 37950E101 399 18,232 SH   DFND   18,232 0 0
GLOBE LIFE INC COM 37959E102 404 4,050 SH   DFND   0 0 4,050
HERITAGE COMM CORP COM 426927109 7,123 628,103 SH   DFND   628,103 0 0
HOLLY ENERGY PARTNERS L P COM UT LTD PTN 435763107 1,250 76,179 SH   DFND   0 0 76,179
HOME DEPOT INC COM 437076102 226 813 SH   DFND   683 0 130
HONEYWELL INTL INC COM 438516106 492 2,942 SH   DFND   2,542 0 400
I3 VERTICALS INC COM CL A 46571Y107 1,001 50,000 SH   DFND   25,000 0 25,000
INTEL CORP COM 458140100 398 15,397 SH   DFND   13,794 0 1,603
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,434 15,880 SH   DFND   70 0 15,810
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 600 4,327 SH   DFND   4,327 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,564 12,294 SH   DFND   0 0 12,294
INVESCO QQQ TR UNIT SER 1 46090E103 778 2,907 SH   DFND   1,473 0 1,434
INVESTMENT MANAGERS SER TR I AXS SHORT INNOV 46144X628 2,117 34,218 SH   DFND   34,218 0 0
ISHARES GOLD TR ISHARES NEW 464285204 50,555 1,603,545 SH   DFND   1,277,678 0 325,867
ISHARES INC ESG AWR MSCI EM 46434G863 3,646 131,764 SH   DFND   131,764 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 424 14,300 SH   DFND   0 0 14,300
ISHARES INC MSCI SWITZERLAND 464286749 297 7,933 SH   DFND   0 0 7,933
ISHARES INC MSCI WORLD ETF 464286392 614 6,155 SH   DFND   6,155 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 857 8,918 SH   DFND   8,918 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 6,575 80,956 SH   DFND   80,956 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 4,589 40,137 SH   DFND   40,137 0 0
ISHARES TR COHEN STEER REIT 464287564 319 5,936 SH   DFND   5,936 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,063 22,589 SH   DFND   22,589 0 0
ISHARES TR CORE MSCI EAFE 46432F842 684 12,988 SH   DFND   12,988 0 0
ISHARES TR CORE MSCI PAC 46434V696 330 6,890 SH   DFND   6,890 0 0
ISHARES TR CORE S&P MCP ETF 464287507 217,139 990,328 SH   DFND   752,549 0 237,779
ISHARES TR CORE S&P SCP ETF 464287804 228 2,634 SH   DFND   2,634 0 0
ISHARES TR CORE S&P TTL STK 464287150 172,211 2,165,200 SH   DFND   1,687,603 0 477,597
ISHARES TR CORE S&P US GWT 464287671 453 5,649 SH   DFND   5,649 0 0
ISHARES TR CORE S&P500 ETF 464287200 14,037 39,141 SH   DFND   15,532 0 23,609
ISHARES TR CORE US AGGBD ET 464287226 1,107 11,490 SH   DFND   11,490 0 0
ISHARES TR EAFE VALUE ETF 464288877 442 11,438 SH   DFND   4,403 0 7,035
ISHARES TR ESG AW MSCI EAFE 46435G516 2,760 49,182 SH   DFND   43,445 0 5,737
ISHARES TR ESG AWR MSCI USA 46435G425 5,348 67,362 SH   DFND   65,888 0 1,474
ISHARES TR IBOXX HI YD ETF 464288513 254 3,553 SH   DFND   0 0 3,553
ISHARES TR MODERT ALLOC ETF 464289875 52,602 1,436,945 SH   DFND   1,224,377 0 212,568
ISHARES TR MSCI ACWI ETF 464288257 3,731 47,930 SH   DFND   47,589 0 341
ISHARES TR MSCI EAFE ETF 464287465 9,118 162,812 SH   DFND   148,717 0 14,095
ISHARES TR MSCI EMG MKT ETF 464287234 584 16,763 SH   DFND   102 0 16,661
ISHARES TR MSCI INTL QUALTY 46434V456 1,395 50,153 SH   DFND   36,097 0 14,056
ISHARES TR MSCI KLD400 SOC 464288570 302 4,508 SH   DFND   0 0 4,508
ISHARES TR MSCI LW CRB TG 46434V464 2,428 19,172 SH   DFND   19,172 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 3,444 33,154 SH   DFND   22,174 0 10,980
ISHARES TR MSCI USA VALUE 46432F388 249 3,045 SH   DFND   3,045 0 0
ISHARES TR NATIONAL MUN ETF 464288414 8,222 80,128 SH   DFND   46,038 0 34,090
ISHARES TR NEW ZEALAND ETF 464289123 634 15,385 SH   DFND   15,385 0 0
ISHARES TR RUS 1000 ETF 464287622 7,052 35,742 SH   DFND   34,978 0 764
ISHARES TR RUS 1000 GRW ETF 464287614 4,500 21,394 SH   DFND   21,381 0 13
ISHARES TR RUS 1000 VAL ETF 464287598 4,357 32,047 SH   DFND   32,029 0 18
ISHARES TR RUS MD CP GR ETF 464287481 781 9,946 SH   DFND   9,946 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,690 34,501 SH   DFND   17,471 0 17,030
ISHARES TR RUSSELL 3000 ETF 464287689 11,961 57,774 SH   DFND   49,784 0 7,990
ISHARES TR S&P 500 GRWT ETF 464287309 2,377 41,075 SH   DFND   41,075 0 0
ISHARES TR S&P MC 400GR ETF 464287606 21,933 347,996 SH   DFND   244,654 0 103,342
ISHARES TR U.S. TECH ETF 464287721 698 9,524 SH   DFND   9,524 0 0
JD.COM INC SPON ADR CL A 47215P106 546 10,858 SH   DFND   10,858 0 0
JOHNSON & JOHNSON COM 478160104 1,035 6,336 SH   DFND   5,579 0 757
JPMORGAN CHASE & CO COM 46625H100 2,340 22,406 SH   DFND   21,906 0 500
KINDER MORGAN INC DEL COM 49456B101 1,166 70,086 SH   DFND   0 0 70,086
KRANESHARES TR QUADRTC INT RT 500767736 316 14,265 SH   DFND   14,265 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 235 3,185 SH   DFND   3,185 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 407 10,785 SH   DFND   10,785 0 0
LILIUM N V CLASS A ORD SHS N52586109 114 50,000 SH   DFND   50,000 0 0
LOWES COS INC COM 548661107 897 4,774 SH   DFND   4,574 0 200
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 3,686 77,601 SH   DFND   684 0 76,917
MAIN STR CAP CORP COM 56035L104 315 9,350 SH   DFND   0 0 9,350
MASTERCARD INCORPORATED CL A 57636Q104 1,784 6,273 SH   DFND   5,941 0 332
MCDONALDS CORP COM 580135101 1,047 4,536 SH   DFND   4,336 0 200
MERCK & CO INC COM 58933Y105 256 2,963 SH   DFND   2,278 0 685
META PLATFORMS INC CL A 30303M102 1,373 10,126 SH   DFND   8,185 0 1,941
MICROSOFT CORP COM 594918104 8,328 35,765 SH   DFND   21,110 0 14,655
MIMEDX GROUP INC COM 602496101 30 10,422 SH   DFND   10,422 0 0
MULLEN AUTOMOTIVE INC COM 62526P109 6 19,058 SH   DFND   19,058 0 0
NEXTERA ENERGY INC COM 65339F101 982 12,521 SH   DFND   2,150 0 10,371
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 2,093 28,948 SH   DFND   0 0 28,948
NIKE INC CL B 654106103 208 2,514 SH   DFND   2,248 0 266
NOVO-NORDISK A S ADR 670100205 215 2,160 SH   DFND   3 0 2,157
NU HLDGS LTD ORD SHS CL A G6683N103 174 39,520 SH   DFND   39,520 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 27,546 835,447 SH   DFND   709,804 0 125,643
NUVEEN MUN VALUE FD INC COM 670928100 5,366 632,742 SH   DFND   425,770 0 206,972
NVIDIA CORPORATION COM 67066G104 1,040 8,564 SH   DFND   8,236 0 328
OCCIDENTAL PETE CORP COM 674599105 212 3,446 SH   DFND   3,446 0 0
ONEOK INC NEW COM 682680103 583 11,380 SH   DFND   0 0 11,380
ORACLE CORP COM 68389X105 5,885 96,394 SH   DFND   93,014 0 3,380
PENUMBRA INC COM 70975L107 1,794 9,462 SH   DFND   9,462 0 0
PEPSICO INC COM 713448108 3,415 20,931 SH   DFND   8,729 0 12,202
PFIZER INC COM 717081103 568 12,958 SH   DFND   11,500 0 1,458
PHILIP MORRIS INTL INC COM 718172109 342 4,057 SH   DFND   4,057 0 0
PHILLIPS 66 COM 718546104 214 2,639 SH   DFND   2,439 0 200
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 863 82,096 SH   DFND   0 0 82,096
PRIVIA HEALTH GROUP INC COM 74276R102 5,539 162,615 SH   DFND   162,615 0 0
PROCEPT BIOROBOTICS CORP COM 74276L105 3,576 86,236 SH   DFND   86,236 0 0
PROCTER AND GAMBLE CO COM 742718109 375 2,974 SH   DFND   1,967 0 1,007
PROLOGIS INC. COM 74340W103 22,556 222,013 SH   DFND   216,098 0 5,915
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,114 19,807 SH   DFND   3,000 0 16,807
QUALCOMM INC COM 747525103 1,649 14,598 SH   DFND   14,598 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 505 6,195 SH   DFND   3,413 0 2,782
REGENERON PHARMACEUTICALS COM 75886F107 262 380 SH   DFND   380 0 0
RELMADA THERAPEUTICS INC COM 75955J402 377 10,215 SH   DFND   10,215 0 0
ROBLOX CORP CL A 771049103 371 10,352 SH   DFND   6,783 0 3,569
ROCKWELL AUTOMATION INC COM 773903109 1,377 6,396 SH   DFND   8 0 6,388
SALESFORCE INC COM 79466L302 704 4,894 SH   DFND   4,550 0 344
SCHWAB CHARLES CORP COM 808513105 335 4,670 SH   DFND   4,595 0 75
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 7,624 159,618 SH   DFND   32,214 0 127,404
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 371 8,725 SH   DFND   0 0 8,725
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,115 26,337 SH   DFND   26,337 0 0
SEI INVTS CO COM 784117103 918 18,721 SH   DFND   18,721 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 755 11,303 SH   DFND   11,303 0 0
SEMPRA COM 816851109 1,200 7,944 SH   DFND   0 0 7,944
SFL CORPORATION LTD SHS G7738W106 91 10,000 SH   DFND   0 0 10,000
SHOCKWAVE MED INC COM 82489T104 3,939 14,166 SH   DFND   14,166 0 0
SIMON PPTY GROUP INC NEW COM 828806109 487 5,431 SH   DFND   5,431 0 0
SNOWFLAKE INC CL A 833445109 3,649 21,461 SH   DFND   19,327 0 2,134
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 251 874 SH   DFND   550 0 324
SPDR GOLD TR GOLD SHS 78463V107 3,127 20,221 SH   DFND   16,806 0 3,415
SPDR S&P 500 ETF TR TR UNIT 78462F103 37,914 105,670 SH   DFND   53,841 0 51,829
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,147 2,831 SH   DFND   0 0 2,831
SPDR SER TR NUVEEN BLMBRG SH 78468R739 683 14,828 SH   DFND   0 0 14,828
SPDR SER TR PORTFOLIO S&P400 78464A847 263,566 6,835,147 SH   DFND   4,218,087 0 2,617,060
SPDR SER TR S&P DIVID ETF 78464A763 8,998 80,703 SH   DFND   76,268 0 4,435
SPDR SER TR S&P OILGAS EXP 78468R556 220 1,766 SH   DFND   1,766 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 70 10,598 SH   DFND   0 0 10,598
STARBUCKS CORP COM 855244109 930 11,044 SH   DFND   7,701 0 3,343
STEM INC COM 85859N102 2,907 217,940 SH   DFND   0 0 217,940
STITCH FIX INC COM CL A 860897107 203 51,506 SH   DFND   51,506 0 0
TALOS ENERGY INC COM 87484T108 333 20,000 SH   DFND   0 0 20,000
TC ENERGY CORP COM 87807B107 1,421 35,257 SH   DFND   0 0 35,257
TEMPUR SEALY INTL INC COM 88023U101 234 9,691 SH   DFND   9,691 0 0
TESLA INC COM 88160R101 4,208 15,867 SH   DFND   13,506 0 2,361
THERMO FISHER SCIENTIFIC INC COM 883556102 336 661 SH   DFND   561 0 100
UBER TECHNOLOGIES INC COM 90353T100 17,108 645,560 SH   DFND   645,560 0 0
UNION PAC CORP COM 907818108 779 3,999 SH   DFND   3,999 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,479 2,928 SH   DFND   2,758 0 170
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 931 18,644 SH   DFND   18,644 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 381 7,986 SH   DFND   7,986 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 212 1,665 SH   DFND   715 0 950
VANGUARD INDEX FDS GROWTH ETF 922908736 2,501 11,693 SH   DFND   6,874 0 4,819
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,716 33,516 SH   DFND   33,516 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 213 1,132 SH   DFND   82 0 1,050
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,186 164,486 SH   DFND   84,844 0 79,642
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,783 17,564 SH   DFND   7,618 0 9,946
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,009 5,899 SH   DFND   4,954 0 945
VANGUARD INDEX FDS TOTAL STK MKT 922908769 80,477 448,418 SH   DFND   304,584 0 143,834
VANGUARD INDEX FDS VALUE ETF 922908744 1,467 11,868 SH   DFND   5,952 0 5,916
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 262 5,913 SH   DFND   5,913 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,081 139,295 SH   DFND   135,898 0 3,397
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,071 51,588 SH   DFND   42,340 0 9,248
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 31,790 704,975 SH   DFND   670,310 0 34,665
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,162 37,415 SH   DFND   37,415 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 315 2,330 SH   DFND   2,330 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,170 47,407 SH   DFND   47,407 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,984 82,026 SH   DFND   66,646 0 15,380
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,423 15,002 SH   DFND   15,002 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 423 5,125 SH   DFND   0 0 5,125
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,246 4,045 SH   DFND   43 0 4,002
VERIZON COMMUNICATIONS INC COM 92343V104 17,597 463,436 SH   DFND   171,651 0 291,785
VINTAGE WINE ESTATES INC COM 92747V106 28 10,000 SH   DFND   0 0 10,000
VISA INC COM CL A 92826C839 1,795 10,106 SH   DFND   9,087 0 1,019
WALMART INC COM 931142103 2,442 18,831 SH   DFND   1,381 0 17,450
WARNER BROS DISCOVERY INC COM SER A 934423104 148 12,778 SH   DFND   12,550 0 228
WEC ENERGY GROUP INC COM 92939U106 626 7,003 SH   DFND   0 0 7,003
WESTLAKE CHEM PARTNERS LP COM UNIT RP LP 960417103 1,096 50,969 SH   DFND   0 0 50,969
WILLIAMS COS INC COM 969457100 1,882 65,744 SH   DFND   357 0 65,387
WILLIS TOWERS WATSON PLC LTD SHS G96629103 652 3,234 SH   DFND   0 0 3,234
WISDOMTREE TR JAPN HEDGE EQT 97717W851 339 5,500 SH   DFND   0 0 5,500
YUM BRANDS INC COM 988498101 244 2,293 SH   DFND   1,563 0 730