The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 245 1,180 SH   SOLE   1,180 0 0
ABB LTD SPONSORED ADR 000375204 709 37,590 SH   SOLE   37,590 0 0
ABBOTT LABS COM 002824100 1,023 12,800 SH   SOLE   12,800 0 0
ABBVIE INC COM 00287Y109 973 12,076 SH   SOLE   12,076 0 0
ALPHABET INC CAP STK CL C 02079K107 6,196 5,281 SH   SOLE   5,281 0 0
ALPHABET INC CAP STK CL A 02079K305 10,561 8,974 SH   SOLE   8,974 0 0
ALTRIA GROUP INC COM 02209S103 1,324 23,059 SH   SOLE   23,059 0 0
AMERICAN EXPRESS CO COM 025816109 230 2,100 SH   SOLE   2,100 0 0
AMGEN INC COM 031162100 936 4,928 SH   SOLE   4,928 0 0
ANNALY CAP MGMT INC COM 035710409 103 10,300 SH   SOLE   10,300 0 0
APPLE INC COM 037833100 32,929 173,355 SH   SOLE   173,355 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 8,421 195,254 SH   SOLE   195,254 0 0
AT&T INC COM 00206R102 1,287 41,039 SH   SOLE   41,039 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,390 14,961 SH   SOLE   14,961 0 0
BANK AMER CORP COM 060505104 1,097 39,764 SH   SOLE   39,764 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,595 7,939 SH   SOLE   7,939 0 0
BLACKROCK INC COM 09247X101 1,375 3,217 SH   SOLE   3,217 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 629 18,000 SH   SOLE   18,000 0 0
BOEING CO COM 097023105 2,045 5,361 SH   SOLE   5,361 0 0
BOSTON SCIENTIFIC CORP COM 101137107 267 6,945 SH   SOLE   6,945 0 0
BP PLC SPONSORED ADR 055622104 8,847 202,361 SH   SOLE   202,361 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 734 15,390 SH   SOLE   15,390 0 0
CATERPILLAR INC DEL COM 149123101 1,457 10,750 SH   SOLE   10,750 0 0
CDK GLOBAL INC COM 12508E101 273 4,642 SH   SOLE   4,642 0 0
CELGENE CORP COM 151020104 981 10,400 SH   SOLE   10,400 0 0
CHEVRON CORP NEW COM 166764100 1,094 8,880 SH   SOLE   8,880 0 0
CISCO SYS INC COM 17275R102 2,936 54,377 SH   SOLE   54,377 0 0
COCA COLA CO COM 191216100 411 8,775 SH   SOLE   8,775 0 0
COLGATE PALMOLIVE CO COM 194162103 3,156 46,050 SH   SOLE   46,050 0 0
COMCAST CORP NEW CL A 20030N101 531 13,291 SH   SOLE   13,291 0 0
CORNING INC COM 219350105 6,909 208,731 SH   SOLE   208,731 0 0
COVIA HLDGS CORP COM 22305A103 191 34,114 SH   SOLE   34,114 0 0
CSX CORP COM 126408103 293 3,922 SH   SOLE   3,922 0 0
DEERE & CO COM 244199105 311 1,947 SH   SOLE   1,947 0 0
DISNEY WALT CO COM DISNEY 254687106 9,887 89,044 SH   SOLE   89,044 0 0
DOWDUPONT INC COM 26078J100 352 6,594 SH   SOLE   6,594 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 885 9,838 SH   SOLE   9,838 0 0
EATON CORP PLC SHS G29183103 370 4,597 SH   SOLE   4,597 0 0
EMERSON ELEC CO COM 291011104 700 10,217 SH   SOLE   10,217 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 197 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 359 12,348 SH   SOLE   12,348 0 0
EXELON CORP COM 30161N101 330 6,589 SH   SOLE   6,589 0 0
EXXON MOBIL CORP COM 30231G102 10,669 132,043 SH   SOLE   132,043 0 0
GENERAL ELECTRIC CO COM 369604103 637 63,757 SH   SOLE   63,757 0 0
GENERAL MLS INC COM 370334104 369 7,126 SH   SOLE   7,126 0 0
GILEAD SCIENCES INC COM 375558103 7,862 120,941 SH   SOLE   120,941 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 294 16,184 SH   SOLE   16,184 0 0
HARLEY DAVIDSON INC COM 412822108 233 6,520 SH   SOLE   6,520 0 0
HIGHWOODS PPTYS INC COM 431284108 1,658 35,450 SH   SOLE   35,450 0 0
HOME DEPOT INC COM 437076102 4,677 24,371 SH   SOLE   24,371 0 0
HONEYWELL INTL INC COM 438516106 665 4,186 SH   SOLE   4,186 0 0
INTEL CORP COM 458140100 1,074 20,000 SH   SOLE   20,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 915 6,487 SH   SOLE   6,487 0 0
INTL PAPER CO COM 460146103 370 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 485 2,700 SH   SOLE   2,700 0 0
ISHARES TR MSCI EAFE ETF 464287465 264 4,065 SH   SOLE   4,065 0 0
ISHARES TR CORE S&P MCP ETF 464287507 315 1,662 SH   SOLE   1,662 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 342 2,237 SH   SOLE   2,237 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 399 15,810 SH   SOLE   15,810 0 0
JOHNSON & JOHNSON COM 478160104 12,001 85,847 SH   SOLE   85,847 0 0
JPMORGAN CHASE & CO COM 46625H100 1,748 17,269 SH   SOLE   17,269 0 0
LAZARD LTD SHS A G54050102 7,684 212,608 SH   SOLE   212,608 0 0
LILLY ELI & CO COM 532457108 987 7,608 SH   SOLE   7,608 0 0
LOCKHEED MARTIN CORP COM 539830109 398 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 516 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 1,021 5,376 SH   SOLE   5,376 0 0
MERCK & CO INC COM 58933Y105 2,622 31,522 SH   SOLE   31,522 0 0
MICROSOFT CORP COM 594918104 18,894 160,197 SH   SOLE   160,197 0 0
NOVO-NORDISK A S ADR 670100205 476 9,104 SH   SOLE   9,104 0 0
NUVEEN PFD & INCM SECURTIES COM 67072C105 95 10,500 SH   SOLE   10,500 0 0
ORACLE CORP COM 68389X105 353 6,572 SH   SOLE   6,572 0 0
PARKER HANNIFIN CORP COM 701094104 360 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 11,277 140,615 SH   SOLE   140,615 0 0
PAYPAL HLDGS INC COM 70450Y103 16,048 154,549 SH   SOLE   154,549 0 0
PEPSICO INC COM 713448108 7,485 61,081 SH   SOLE   61,081 0 0
PFIZER INC COM 717081103 4,544 106,995 SH   SOLE   106,995 0 0
PRICE T ROWE GROUP INC COM 74144T108 354 3,540 SH   SOLE   3,540 0 0
PROCTER AND GAMBLE CO COM 742718109 2,384 22,911 SH   SOLE   22,911 0 0
PROGRESSIVE CORP OHIO COM 743315103 64,442 893,916 SH   SOLE   893,916 0 0
QUALCOMM INC COM 747525103 378 6,620 SH   SOLE   6,620 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 255 4,082 SH   SOLE   4,082 0 0
SCHLUMBERGER LTD COM 806857108 4,486 102,963 SH   SOLE   102,963 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,117 31,108 SH   SOLE   31,108 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,561 37,879 SH   SOLE   37,879 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 900 17,207 SH   SOLE   17,207 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 206 4,300 SH   SOLE   4,300 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 540 7,200 SH   SOLE   7,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 999 13,500 SH   SOLE   13,500 0 0
SHERWIN WILLIAMS CO COM 824348106 280 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 68 12,000 SH   SOLE   12,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,381 22,590 SH   SOLE   22,590 0 0
STARBUCKS CORP COM 855244109 829 11,150 SH   SOLE   11,150 0 0
STRYKER CORP COM 863667101 8,552 43,295 SH   SOLE   43,295 0 0
TARGET CORP COM 87612E106 797 9,930 SH   SOLE   9,930 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 10,904 255,001 SH   SOLE   255,001 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,804 13,994 SH   SOLE   13,994 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,195 8,877 SH   SOLE   8,877 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,292 28,797 SH   SOLE   28,797 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 605 7,451 SH   SOLE   7,451 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 748 2,881 SH   SOLE   2,881 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 929 7,215 SH   SOLE   7,215 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 37,531 325,052 SH   SOLE   325,052 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 204 1,900 SH   SOLE   1,900 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,427 33,169 SH   SOLE   33,169 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,024 319,529 SH   SOLE   319,529 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,175 310,000 SH   SOLE   310,000 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,899 70,929 SH   SOLE   70,929 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 708 7,925 SH   SOLE   7,925 0 0
VARIAN MED SYS INC COM 92220P105 202 1,428 SH   SOLE   1,428 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,138 36,160 SH   SOLE   36,160 0 0
WALMART INC COM 931142103 244 2,500 SH   SOLE   2,500 0 0
WASTE MGMT INC DEL COM 94106L109 1,108 10,664 SH   SOLE   10,664 0 0
WELLS FARGO CO NEW COM 949746101 376 7,791 SH   SOLE   7,791 0 0
WEYERHAEUSER CO COM 962166104 4,766 180,925 SH   SOLE   180,925 0 0