The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Com 37833100 477 4,530 SH   SOLE   0 0 4,530
iShares MSCI ACWI ETF ETF 464288257 454 8,130 SH   SOLE   0 0 8,130
iShares Barclays Aggregate Bond Fund ETF 464287226 2,992 27,705 SH   SOLE   0 0 27,705
Amazon.com Inc Com 23135106 295 437 SH   SOLE   0 0 437
iShares S&P Aggressive ETF 464289859 726 16,198 SH   SOLE   0 0 16,198
Berkshire Hathaway Class B Com 84670702 483 3,655 SH   SOLE   0 0 3,655
Guggenheim BulletShares 2017 Corporate Bond EFT ETF 18383M548 1,717 76,244 SH   SOLE   0 0 76,244
Guggenheim BulletShares 2020 Corporate Bond EFT ETF 18383M514 1,830 87,618 SH   SOLE   0 0 87,618
Guggenheim BulletShares 2022 Corporate Bond EFT ETF 18383M258 294 14,504 SH   SOLE   0 0 14,504
SPDR Barclays Capital Short Term International Treasury Bond ETF ETF 78464A334 3,159 106,173 SH   SOLE   0 0 106,173
iShares Barclays Intermediate Credit Bond Fund ETF 464288638 5,081 47,360 SH   SOLE   0 0 47,360
iShares 1-3 Year Credit Bond Fund ETF 464288646 6,577 62,877 SH   SOLE   0 0 62,877
Guggenheim Mulit-Asset Income Fund ETF 18383M506 1,528 84,033 SH   SOLE   0 0 84,033
SPDR MSCI ACWI es-US ETF ETF 78463X848 2,802 90,982 SH   SOLE   0 0 90,982
Diamonds Trust Series I ETF 78467X109 285 1,637 SH   SOLE   0 0 1,637
iShares Select Dividend ETF 464287168 213 2,836 SH   SOLE   0 0 2,836
iShares MSCI Emerging Markets ETF ETF 464287234 220 6,830 SH   SOLE   0 0 6,830
Market Vectors Gold Miners ETF 57060U100 287 20,900 SH   SOLE   0 0 20,900
ETFS Physical Precious Metals Basket ETF 26922W109 4,171 79,774 SH   SOLE   0 0 79,774
Alphabet Inc Class C Com 02079K107 290 382 SH   SOLE   0 0 382
iShares iBoxx High Yield Corporate Bond ETF ETF 464288513 437 5,426 SH   SOLE   0 0 5,426
iShares Gold Trust ETF 464285105 143 14,001 SH   SOLE   0 0 14,001
iShares Cohen and Steers Realty Majors Index Fund ETF 464287564 2,366 23,838 SH   SOLE   0 0 23,838
iShares Core MSCI EAFE ETF ETF 46432F842 704 12,940 SH   SOLE   0 0 12,940
iShares S&P North American Natural Resources Sector Index Fund ETF 464287374 1,433 50,936 SH   SOLE   0 0 50,936
iShares Core S&P Mid-Cap ETF ETF 464287507 502 3,606 SH   SOLE   0 0 3,606
iShares Core S&P Small-Cap ETF ETF 464287804 320 2,902 SH   SOLE   0 0 2,902
iShares 1-3 Year International Treasury Bond ETF ETF 464288125 450 5,773 SH   SOLE   0 0 5,773
iShares S&P 500 Value Index ETF 464287408 228 2,573 SH   SOLE   0 0 2,573
iShares Core S&P 500 ETF ETF 464287200 1,599 7,805 SH   SOLE   0 0 7,805
iShares S&P 500 Growth Index ETF 464287309 2,566 22,161 SH   SOLE   0 0 22,161
iShares U.S. Real Estate ETF ETF 464287739 317 4,228 SH   SOLE   0 0 4,228
iShares Morningstar Large Growth Index Fund ETF 464287119 2,535 21,075 SH   SOLE   0 0 21,075
iShares Morningstar Large Value Index Fund ETF 464288109 2,149 26,279 SH   SOLE   0 0 26,279
iShares Morningstar Mid Growth Index Fund ETF 464288307 2,585 16,729 SH   SOLE   0 0 16,729
iShares Morningstar Mid Value Index Fund ETF 464288406 2,334 19,636 SH   SOLE   0 0 19,636
iShares Morningstar Small Growth Index Fund ETF 464288604 1,368 10,155 SH   SOLE   0 0 10,155
iShares Morningstar Small Value Index Fund ETF 464288703 1,752 15,264 SH   SOLE   0 0 15,264
SPDR S&P 400 Mid Cap Growth ETF ETF 78464A821 2,102 17,844 SH   SOLE   0 0 17,844
SPDR S&P 400 Mid Cap Value ETF ETF 78464A839 725 9,536 SH   SOLE   0 0 9,536
iShares FTSE NAREIT Residential Plus Capped Index Fund ETF 464288562 2,548 40,160 SH   SOLE   0 0 40,160
Guggenheim S&P 500 Equal Weight Materials ETF ETF 78355W825 771 10,083 SH   SOLE   0 0 10,083
Guggenheim S&P 500 Equal Weight Energy ETF ETF 78355W866 731 15,521 SH   SOLE   0 0 15,521
Charles Schwab US Small Cap ETF ETF 808524607 2,672 51,308 SH   SOLE   0 0 51,308
Charles Schwab International Small Cap Equity ETF ETF 808524888 4,074 141,318 SH   SOLE   0 0 141,318
Schwab US Dividend Equity ETF ETF 808524797 4,752 123,229 SH   SOLE   0 0 123,229
Schwab Emerging Markets Equity ETF ETF 808524706 2,655 136,107 SH   SOLE   0 0 136,107
Schwab International Equity ETF ETF 808524805 10,704 388,393 SH   SOLE   0 0 388,393
Schwab U.S. Large-Cap Growth ETF ETF 808524300 2,107 39,879 SH   SOLE   0 0 39,879
Schwab US REIT ETF ETF 808524847 3,632 91,629 SH   SOLE   0 0 91,629
Charles Schwab US Mid-Cap ETF ETF 808524508 2,731 68,163 SH   SOLE   0 0 68,163
Charles Schwab Short Term US Treasury ETF ETF 808524862 4,497 89,155 SH   SOLE   0 0 89,155
Schwab Intermediate-Term U.S. Treasury ETF ETF 808524854 615 11,468 SH   SOLE   0 0 11,468
Schwab U.S. Large-Cap Value ETF ETF 808524409 3,293 77,592 SH   SOLE   0 0 77,592
Charles Schwab US Large Cap ETF ETF 808524201 18,060 371,839 SH   SOLE   0 0 371,839
Schwab US Aggregate Bond Etf ETF 808524839 4,420 85,827 SH   SOLE   0 0 85,827
iShares MSCI EAFE Small-Cap ETF 464288273 268 5,363 SH   SOLE   0 0 5,363
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201 1,253 7,263 SH   SOLE   0 0 7,263
SPDR S&P 600 Small Cap Value ETF ETF 78464A300 459 4,940 SH   SOLE   0 0 4,940
SPDR S&P 500 ETF ETF 78462F103 534 2,618 SH   SOLE   0 0 2,618
PIMCO 1-5 Year US TIPS Index Fund ETF 72201R205 4,033 78,567 SH   SOLE   0 0 78,567
iShares Tr Lehman Tips ETF 464287176 1,362 12,416 SH   SOLE   0 0 12,416
Vanguard FTSE All World EX US Index Fund ETF 922042775 2,307 53,147 SH   SOLE   0 0 53,147
Vanguard Total Stock MKT ETF 922908769 714 6,842 SH   SOLE   0 0 6,842
Vanguard Large Cap ETF ETF 922908637 1,457 15,583 SH   SOLE   0 0 15,583
Vanguard MSCI Emerging Markets ETF ETF 922042858 3,009 91,983 SH   SOLE   0 0 91,983
Vanguard High Dividend Yield ETF ETF 921946406 587 8,797 SH   SOLE   0 0 8,797