The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc STOCK 37833100 422 3,825 SH   SOLE   0 0 3,825
iShares Barclays Aggregate Bond Fund ETF 464287226 4,572 41,517 SH   SOLE   0 0 41,517
iShares S&P Aggressive ETF 464289859 736 15,911 SH   SOLE   0 0 15,911
Guggenheim BulletShares 2017 Corporate Bond EFT ETF 18383M548 1,790 78,831 SH   SOLE   0 0 78,831
Guggenheim BulletShares 2020 Corporate Bond EFT ETF 18383M514 1,826 86,590 SH   SOLE   0 0 86,590
SPDR Barclays Capital Short Term International Treasury Bond ETF ETF 78464A334 3,524 109,235 SH   SOLE   0 0 109,235
iShares Barclays Intermediate Credit Bond Fund ETF 464288638 6,236 57,040 SH   SOLE   0 0 57,040
iShares 1-3 Year Credit Bond Fund ETF 464288646 8,101 77,022 SH   SOLE   0 0 77,022
Guggenheim Mulit-Asset Income Fund ETF 18383M506 2,031 90,771 SH   SOLE   0 0 90,771
SPDR MSCI ACWI es-US ETF ETF 78463X848 4,118 123,069 SH   SOLE   0 0 123,069
Diamonds Trust Series I ETF 252787106 289 1,624 SH   SOLE   0 0 1,624
ETFS Physical Precious Metals Basket ETF 26922W109 4,588 75,367 SH   SOLE   0 0 75,367
iShares iBoxx High Yield Corporate Bond ETF ETF 464288513 603 6,729 SH   SOLE   0 0 6,729
iShares Gold Trust ETF 464285105 126 11,024 SH   SOLE   0 0 11,024
iShares Cohen and Steers Realty Majors Index Fund ETF 464287564 2,510 25,916 SH   SOLE   0 0 25,916
iShares Core MSCI EAFE ETF ETF 46432F842 354 6,392 SH   SOLE   0 0 6,392
iShares Core MSCI Emerging Markets ETF ETF 46434G103 295 6,273 SH   SOLE   0 0 6,273
iShares S&P North American Natural Resources Sector Index Fund ETF 464287374 2,015 52,572 SH   SOLE   0 0 52,572
iShares Core S&P Mid-Cap ETF ETF 464287507 266 1,834 SH   SOLE   0 0 1,834
iShares Core S&P Small-Cap ETF ETF 464287804 296 2,595 SH   SOLE   0 0 2,595
iShares 1-3 Year International Treasury Bond ETF ETF 464288125 480 5,679 SH   SOLE   0 0 5,679
iShares Core S&P 500 ETF ETF 464287200 382 1,845 SH   SOLE   0 0 1,845
iShares S&P 500 Growth Index ETF 464287309 2,532 22,686 SH   SOLE   0 0 22,686
iShares Core MSCI Total International Stock ETF 46432F834 228 4,289 SH   SOLE   0 0 4,289
iShares U.S. Real Estate ETF ETF 464287739 261 3,391 SH   SOLE   0 0 3,391
iShares Morningstar Large Growth Index Fund ETF 464287119 2,496 22,057 SH   SOLE   0 0 22,057
iShares Morningstar Large Value Index Fund ETF 464288109 2,349 27,247 SH   SOLE   0 0 27,247
iShares Morningstar Mid Growth Index Fund ETF 464288307 2,737 17,484 SH   SOLE   0 0 17,484
iShares Morningstar Mid Value Index Fund ETF 464288406 2,545 20,432 SH   SOLE   0 0 20,432
iShares Morningstar Small Growth Index Fund ETF 464288604 1,442 10,673 SH   SOLE   0 0 10,673
iShares Morningstar Small Value Index Fund ETF 464288703 2,134 16,545 SH   SOLE   0 0 16,545
SPDR S&P 400 Mid Cap Growth ETF ETF 78464A821 4,181 35,277 SH   SOLE   0 0 35,277
SPDR S&P 400 Mid Cap Value ETF ETF 78464A839 2,182 25,583 SH   SOLE   0 0 25,583
iShares FTSE NAREIT Residential Plus Capped Index Fund ETF 464288562 2,481 42,108 SH   SOLE   0 0 42,108
Guggenheim S&P 500 Equal Weight Materials ETF ETF 78355W825 373 4,432 SH   SOLE   0 0 4,432
Guggenheim S&P 500 Equal Weight Energy ETF ETF 78355W866 347 5,131 SH   SOLE   0 0 5,131
Charles Schwab US Small Cap ETF ETF 808524607 2,644 47,974 SH   SOLE   0 0 47,974
Charles Schwab International Small Cap Equity ETF ETF 808524888 3,983 138,060 SH   SOLE   0 0 138,060
Schwab US Dividend Equity ETF ETF 808524797 3,051 76,555 SH   SOLE   0 0 76,555
Schwab Emerging Markets Equity ETF ETF 808524706 2,611 109,242 SH   SOLE   0 0 109,242
Schwab International Equity ETF ETF 808524805 3,707 128,224 SH   SOLE   0 0 128,224
Schwab U.S. Large-Cap Growth ETF ETF 808524300 1,382 26,687 SH   SOLE   0 0 26,687
Schwab US REIT ETF ETF 808524847 3,316 85,130 SH   SOLE   0 0 85,130
Charles Schwab US Mid-Cap ETF ETF 808524508 1,657 40,743 SH   SOLE   0 0 40,743
Charles Schwab Short Term US Treasury ETF ETF 808524862 4,797 94,843 SH   SOLE   0 0 94,843
Schwab U.S. Large-Cap Value ETF ETF 808524409 1,621 36,754 SH   SOLE   0 0 36,754
Charles Schwab US Large Cap ETF ETF 808524201 1,823 37,157 SH   SOLE   0 0 37,157
Schwab US Aggregate Bond Etf ETF 808524839 4,193 80,088 SH   SOLE   0 0 80,088
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201 1,793 10,074 SH   SOLE   0 0 10,074
SPDR S&P 600 Small Cap Value ETF ETF 78464A813 1,453 13,741 SH   SOLE   0 0 13,741
PIMCO 1-5 Year US TIPS Index Fund ETF 72201R205 4,817 93,123 SH   SOLE   0 0 93,123
iShares Tr Lehman Tips ETF 464287176 1,638 14,620 SH   SOLE   0 0 14,620
Vanguard FTSE All World EX US Index Fund ETF 922042775 2,600 55,491 SH   SOLE   0 0 55,491
Vanguard Total Stock MKT ETF 922908769 502 4,735 SH   SOLE   0 0 4,735
Vanguard Large Cap ETF ETF 922908637 1,512 16,020 SH   SOLE   0 0 16,020