The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 46,885 268,511 SH   SOLE   268,511 0 0
ABB LTD SPONSORED ADR 000375204 2,170 67,095 SH   SOLE   67,095 0 0
ABBVIE INC COM 00287Y109 20,135 124,205 SH   SOLE   124,205 0 0
ABBOTT LABS COM 002824100 13,286 112,247 SH   SOLE   112,247 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 11,383 33,754 SH   SOLE   33,754 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,807 3,965 SH   SOLE   3,965 0 0
ANALOG DEVICES INC COM 032654105 11,217 67,910 SH   SOLE   67,910 0 0
AUTODESK INC COM 052769106 492 2,293 SH   SOLE   2,293 0 0
AFLAC INC COM 001055102 491 7,623 SH   SOLE   7,623 0 0
ISHARES TR CORE US AGGBD ET 464287226 419 3,913 SH   SOLE   3,913 0 0
ALLSTATE CORP COM 020002101 426 3,074 SH   SOLE   3,074 0 0
AMCOR PLC ORD G0250X107 1,231 108,691 SH   SOLE   108,691 0 0
AMETEK INC COM 031100100 11,542 86,667 SH   SOLE   86,667 0 0
AMGEN INC COM 031162100 2,951 12,202 SH   SOLE   12,202 0 0
AMERICAN NATL BANKSHARES INC COM 027745108 36 967 SH   SOLE   967 0 0
AMAZON COM INC COM 023135106 26,193 8,035 SH   SOLE   8,035 0 0
ARISTA NETWORKS INC COM 040413106 1,793 12,899 SH   SOLE   12,899 0 0
AIR PRODS & CHEMS INC COM 009158106 2,138 8,557 SH   SOLE   8,557 0 0
ATLAS CORP SHARES Y0436Q109 161 11,000 SH   SOLE   11,000 0 0
APTARGROUP INC COM 038336103 267 2,269 SH   SOLE   2,269 0 0
YAMANA GOLD INC COM 98462Y100 84 15,000 SH   SOLE   15,000 0 0
BROADCOM INC COM 11135F101 6,415 10,187 SH   SOLE   10,187 0 0
AMERICAN EXPRESS CO COM 025816109 2,222 11,882 SH   SOLE   11,882 0 0
BOEING CO COM 097023105 265 1,385 SH   SOLE   1,385 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,291 39,439 SH   SOLE   39,439 0 0
BK OF AMERICA CORP COM 060505104 2,131 51,693 SH   SOLE   51,693 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,284 287,857 SH   SOLE   287,857 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 2,358 53,833 SH   SOLE   53,833 0 0
BLACKROCK INC COM 09247X101 69 90 SH   SOLE   90 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 373 5,114 SH   SOLE   5,114 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 760 9,555 SH   SOLE   9,555 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,817 5,148 SH   SOLE   5,148 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 22,198 62,901 SH   SOLE   62,901 0 0
CITIGROUP INC COM NEW 172967424 923 17,283 SH   SOLE   17,283 0 0
CATERPILLAR INC COM 149123101 1,917 8,602 SH   SOLE   8,602 0 0
CHUBB LIMITED COM H1467J104 1,475 6,898 SH   SOLE   6,898 0 0
CBRE GROUP INC CL A 12504L109 376 4,104 SH   SOLE   4,104 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,405 13,030 SH   SOLE   13,030 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 350 18,050 SH   SOLE   18,050 0 0
CHEMED CORP NEW COM 16359R103 5,634 11,122 SH   SOLE   11,122 0 0
COLGATE PALMOLIVE CO COM 194162103 23 300 SH   SOLE   300 0 0
COMCAST CORP NEW CL A 20030N101 1,441 30,771 SH   SOLE   30,771 0 0
CME GROUP INC COM 12572Q105 1,745 7,337 SH   SOLE   7,337 0 0
COSTCO WHSL CORP NEW COM 22160K105 82 143 SH   SOLE   143 0 0
SALESFORCE COM INC COM 79466L302 621 2,924 SH   SOLE   2,924 0 0
CISCO SYS INC COM 17275R102 14,351 257,366 SH   SOLE   257,366 0 0
CSX CORP COM 126408103 666 17,782 SH   SOLE   17,782 0 0
CHEVRON CORP NEW COM 166764100 16,787 103,094 SH   SOLE   103,094 0 0
DOMINION ENERGY INC COM 25746U109 12,612 148,428 SH   SOLE   148,428 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 15,316 75,394 SH   SOLE   75,394 0 0
DANAHER CORPORATION COM 235851102 415 1,414 SH   SOLE   1,414 0 0
DHT HOLDINGS INC SHS NEW Y2065G121 203 35,000 SH   SOLE   35,000 0 0
DISNEY WALT CO COM 254687106 10,450 76,189 SH   SOLE   76,189 0 0
DIGITAL RLTY TR INC COM 253868103 3,026 21,341 SH   SOLE   21,341 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 6,282 56,261 SH   SOLE   56,261 0 0
ELECTRONIC ARTS INC COM 285512109 585 4,627 SH   SOLE   4,627 0 0
ECOLAB INC COM 278865100 824 4,667 SH   SOLE   4,667 0 0
ISHARES TR MSCI EAFE ETF 464287465 21 279 SH   SOLE   279 0 0
ISHARES TR EAFE GRWTH ETF 464288885 364 3,785 SH   SOLE   3,785 0 0
ELANCO ANIMAL HEALTH INC COM 28414H103 704 26,990 SH   SOLE   26,990 0 0
EMERSON ELEC CO COM 291011104 2,259 23,041 SH   SOLE   23,041 0 0
ENBRIDGE INC COM 29250N105 4,288 93,036 SH   SOLE   93,036 0 0
EATON CORP PLC SHS G29183103 3,195 21,056 SH   SOLE   21,056 0 0
META PLATFORMS INC CL A 30303M102 5,591 25,145 SH   SOLE   25,145 0 0
FIRST BANCORP N C COM 318910106 42 1,000 SH   SOLE   1,000 0 0
FIRST CTZNS BANCSHARES INC N CL A 31946M103 233 350 SH   SOLE   350 0 0
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 2,128 46,787 SH   SOLE   46,787 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 1,613 20,400 SH   SOLE   20,400 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 470 22,468 SH   SOLE   22,468 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 2,242 34,142 SH   SOLE   34,142 0 0
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 1,263 23,475 SH   SOLE   23,475 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 228 4,514 SH   SOLE   4,514 0 0
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 641 12,898 SH   SOLE   12,898 0 0
F N B CORP COM 302520101 154 12,366 SH   SOLE   12,366 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 1,703 31,448 SH   SOLE   31,448 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 815 25,153 SH   SOLE   25,153 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 993 21,647 SH   SOLE   21,647 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 5,160 41,924 SH   SOLE   41,924 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 588 12,280 SH   SOLE   12,280 0 0
GENERAL DYNAMICS CORP COM 369550108 295 1,224 SH   SOLE   1,224 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 358 9,345 SH   SOLE   9,345 0 0
GILEAD SCIENCES INC COM 375558103 30 506 SH   SOLE   506 0 0
GENERAL MLS INC COM 370334104 3,100 45,770 SH   SOLE   45,770 0 0
GENERAC HLDGS INC COM 368736104 626 2,107 SH   SOLE   2,107 0 0
ALPHABET INC CAP STK CL C 02079K107 21,964 7,864 SH   SOLE   7,864 0 0
ALPHABET INC CAP STK CL A 02079K305 5,923 2,130 SH   SOLE   2,130 0 0
ISHARES TR INTRM GOV CR ETF 464288612 631 5,810 SH   SOLE   5,810 0 0
HUNTINGTON BANCSHARES INC COM 446150104 3,235 221,253 SH   SOLE   221,253 0 0
HOME DEPOT INC COM 437076102 3,656 12,215 SH   SOLE   12,215 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 260 2,429 SH   SOLE   2,429 0 0
HELEN OF TROY LTD COM G4388N106 356 1,818 SH   SOLE   1,818 0 0
HONEYWELL INTL INC COM 438516106 7,864 40,414 SH   SOLE   40,414 0 0
HERSHEY CO COM 427866108 890 4,109 SH   SOLE   4,109 0 0
IAMGOLD CORP COM 450913108 38 11,000 SH   SOLE   11,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 324 2,495 SH   SOLE   2,495 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 5,972 119,087 SH   SOLE   119,087 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,933 99,736 SH   SOLE   99,736 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 743 6,084 SH   SOLE   6,084 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,853 33,366 SH   SOLE   33,366 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,334 83,797 SH   SOLE   83,797 0 0
ISHARES TR CORE S&P MCP ETF 464287507 226 843 SH   SOLE   843 0 0
ISHARES TR CORE S&P SCP ETF 464287804 134 1,246 SH   SOLE   1,246 0 0
INTEL CORP COM 458140100 7,447 150,258 SH   SOLE   150,258 0 0
IQVIA HLDGS INC COM 46266C105 1,325 5,731 SH   SOLE   5,731 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 24 81 SH   SOLE   81 0 0
GARTNER INC COM 366651107 963 3,239 SH   SOLE   3,239 0 0
ISHARES TR CORE S&P TTL STK 464287150 231 2,289 SH   SOLE   2,289 0 0
ISHARES TR CORE TOTAL USD 46434V613 9,553 192,482 SH   SOLE   192,482 0 0
ISHARES TR CORE S&P500 ETF 464287200 909 2,003 SH   SOLE   2,003 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 214 1,287 SH   SOLE   1,287 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 777 2,797 SH   SOLE   2,797 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 42 205 SH   SOLE   205 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,066 10,611 SH   SOLE   10,611 0 0
ISHARES TR RUS MID CAP ETF 464287499 121 1,551 SH   SOLE   1,551 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,047 3,991 SH   SOLE   3,991 0 0
JACOBS ENGR GROUP INC COM 469814107 418 3,036 SH   SOLE   3,036 0 0
JABIL INC COM 466313103 516 8,366 SH   SOLE   8,366 0 0
JOHNSON & JOHNSON COM 478160104 5,377 30,337 SH   SOLE   30,337 0 0
JPMORGAN CHASE & CO COM 46625H100 18,834 138,157 SH   SOLE   138,157 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 4,042 80,412 SH   SOLE   80,412 0 0
KLA CORP COM NEW 482480100 476 1,301 SH   SOLE   1,301 0 0
KIMBERLY-CLARK CORP COM 494368103 308 2,500 SH   SOLE   2,500 0 0
COCA COLA CO COM 191216100 2,153 34,719 SH   SOLE   34,719 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 9,197 34,882 SH   SOLE   34,882 0 0
LINDE PLC SHS G5494J103 9,365 29,319 SH   SOLE   29,319 0 0
LILLY ELI & CO COM 532457108 127 445 SH   SOLE   445 0 0
LOCKHEED MARTIN CORP COM 539830109 1,992 4,513 SH   SOLE   4,513 0 0
LIVE OAK BANCSHARES INC COM 53803X105 392 7,704 SH   SOLE   7,704 0 0
LOWES COS INC COM 548661107 15,571 77,013 SH   SOLE   77,013 0 0
ISHARES TR IBOXX INV CP ETF 464287242 37 309 SH   SOLE   309 0 0
ISHARES TR MSCI USA MULTIFT 46434V282 1,246 28,017 SH   SOLE   28,017 0 0
MASTERCARD INCORPORATED CL A 57636Q104 11,426 31,971 SH   SOLE   31,971 0 0
MARRIOTT INTL INC NEW CL A 571903202 901 5,124 SH   SOLE   5,124 0 0
ISHARES TR MBS ETF 464288588 3,657 35,901 SH   SOLE   35,901 0 0
MOBILE TELESYSTEMS PUB JT ST SPONSORED ADR 607409109 91 15,000 SH   SOLE   15,000 0 0
MCDONALDS CORP COM 580135101 139 562 SH   SOLE   562 0 0
MOODYS CORP COM 615369105 2,110 6,254 SH   SOLE   6,254 0 0
MONDELEZ INTL INC CL A 609207105 1,716 27,334 SH   SOLE   27,334 0 0
MEDTRONIC PLC SHS G5960L103 13,550 122,128 SH   SOLE   122,128 0 0
MFS INTER INCOME TR SH BEN INT 55273C107 58 18,325 SH   SOLE   18,325 0 0
MARKEL CORP COM 570535104 9,093 6,164 SH   SOLE   6,164 0 0
MARSH & MCLENNAN COS INC COM 571748102 239 1,400 SH   SOLE   1,400 0 0
3M CO COM 88579Y101 1,427 9,583 SH   SOLE   9,583 0 0
ALTRIA GROUP INC COM 02209S103 247 4,732 SH   SOLE   4,732 0 0
MERCK & CO INC COM 58933Y105 9,092 110,811 SH   SOLE   110,811 0 0
MICROSOFT CORP COM 594918104 50,557 163,982 SH   SOLE   163,982 0 0
MICRON TECHNOLOGY INC COM 595112103 235 3,020 SH   SOLE   3,020 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 91 42,500 SH   SOLE   42,500 0 0
NASDAQ INC COM 631103108 638 3,582 SH   SOLE   3,582 0 0
NEXTERA ENERGY INC COM 65339F101 676 7,975 SH   SOLE   7,975 0 0
NEXIMMUNE INC COM 65344D109 46 11,000 SH   SOLE   11,000 0 0
NIKE INC CL B 654106103 2,646 19,661 SH   SOLE   19,661 0 0
NORFOLK SOUTHN CORP COM 655844108 513 1,797 SH   SOLE   1,797 0 0
NVIDIA CORPORATION COM 67066G104 3,968 14,542 SH   SOLE   14,542 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,551 29,070 SH   SOLE   29,070 0 0
NXP SEMICONDUCTORS N V COM N6596X109 12,209 65,964 SH   SOLE   65,964 0 0
PAYCHEX INC COM 704326107 3,034 22,230 SH   SOLE   22,230 0 0
PEPSICO INC COM 713448108 12,700 75,873 SH   SOLE   75,873 0 0
PFIZER INC COM 717081103 246 4,748 SH   SOLE   4,748 0 0
PROCTER AND GAMBLE CO COM 742718109 16,505 108,019 SH   SOLE   108,019 0 0
PULTE GROUP INC COM 745867101 203 4,833 SH   SOLE   4,833 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 311 20,256 SH   SOLE   20,256 0 0
POLARIS INC COM 731068102 967 9,186 SH   SOLE   9,186 0 0
PROLOGIS INC. COM 74340W103 1,268 7,851 SH   SOLE   7,851 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309 13 12,048 SH   SOLE   12,048 0 0
PHILIP MORRIS INTL INC COM 718172109 213 2,265 SH   SOLE   2,265 0 0
PNC FINL SVCS GROUP INC COM 693475105 10,915 59,174 SH   SOLE   59,174 0 0
PPG INDS INC COM 693506107 262 2,000 SH   SOLE   2,000 0 0
QUALCOMM INC COM 747525103 4,513 29,531 SH   SOLE   29,531 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 235 8,075 SH   SOLE   8,075 0 0
ROPER TECHNOLOGIES INC COM 776696106 10,955 23,199 SH   SOLE   23,199 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12,731 128,510 SH   SOLE   128,510 0 0
ROYAL BK CDA COM 780087102 480 4,351 SH   SOLE   4,351 0 0
STARBUCKS CORP COM 855244109 1,153 12,673 SH   SOLE   12,673 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,046 19,593 SH   SOLE   19,593 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 716 19,499 SH   SOLE   19,499 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 305 4,076 SH   SOLE   4,076 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 617 8,647 SH   SOLE   8,647 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,355 30,823 SH   SOLE   30,823 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 5 774 SH   SOLE   774 0 0
U S SILICA HLDGS INC COM 90346E103 222 11,910 SH   SOLE   11,910 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 238 6,930 SH   SOLE   6,930 0 0
S&P GLOBAL INC COM 78409V104 6,095 14,860 SH   SOLE   14,860 0 0
SPLUNK INC COM 848637104 706 4,749 SH   SOLE   4,749 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,848 27,541 SH   SOLE   27,541 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 996 2,205 SH   SOLE   2,205 0 0
CONSTELLATION BRANDS INC CL A 21036P108 10,405 45,175 SH   SOLE   45,175 0 0
SLR SENIOR INVESTMENT CORP COM 83416M105 149 10,500 SH   SOLE   10,500 0 0
SYSCO CORP COM 871829107 44 534 SH   SOLE   534 0 0
AT&T INC COM 00206R102 2,598 109,947 SH   SOLE   109,947 0 0
TE CONNECTIVITY LTD SHS H84989104 4,885 37,293 SH   SOLE   37,293 0 0
TRUIST FINL CORP COM 89832Q109 4,234 74,670 SH   SOLE   74,670 0 0
TARGET CORP COM 87612E106 3,027 14,263 SH   SOLE   14,263 0 0
TJX COS INC NEW COM 872540109 11,611 191,667 SH   SOLE   191,667 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 17,333 29,346 SH   SOLE   29,346 0 0
TESLA INC COM 88160R101 992 921 SH   SOLE   921 0 0
TEXAS INSTRS INC COM 882508104 3,553 19,364 SH   SOLE   19,364 0 0
TYLER TECHNOLOGIES INC COM 902252105 848 1,907 SH   SOLE   1,907 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,992 43,715 SH   SOLE   43,715 0 0
UNITEDHEALTH GROUP INC COM 91324P102 588 1,153 SH   SOLE   1,153 0 0
UNION PAC CORP COM 907818108 12,627 46,218 SH   SOLE   46,218 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,645 7,672 SH   SOLE   7,672 0 0
US BANCORP DEL COM NEW 902973304 2,543 47,855 SH   SOLE   47,855 0 0
ISHARES TR USD INV GRDE ETF 464288620 6,045 109,833 SH   SOLE   109,833 0 0
VISA INC COM CL A 92826C839 16,311 73,551 SH   SOLE   73,551 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 44 209 SH   SOLE   209 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 233 762 SH   SOLE   762 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 85 1,765 SH   SOLE   1,765 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,828 31,749 SH   SOLE   31,749 0 0
V F CORP COM 918204108 646 11,364 SH   SOLE   11,364 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,617 8,685 SH   SOLE   8,685 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 215 845 SH   SOLE   845 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,523 15,562 SH   SOLE   15,562 0 0
VALERO ENERGY CORP COM 91913Y100 407 4,005 SH   SOLE   4,005 0 0
VONTIER CORPORATION COM 928881101 3,508 138,176 SH   SOLE   138,176 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 246 1,036 SH   SOLE   1,036 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 192 462 SH   SOLE   462 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 263 2,601 SH   SOLE   2,601 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,337 10,266 SH   SOLE   10,266 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 475 9,277 SH   SOLE   9,277 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,008 6,982 SH   SOLE   6,982 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 246 1,181 SH   SOLE   1,181 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,392 12,405 SH   SOLE   12,405 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,026 39,767 SH   SOLE   39,767 0 0
WELLS FARGO CO NEW COM 949746101 239 4,938 SH   SOLE   4,938 0 0
WALMART INC COM 931142103 210 1,409 SH   SOLE   1,409 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,290 33,669 SH   SOLE   33,669 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 886 8,605 SH   SOLE   8,605 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 265 1,665 SH   SOLE   1,665 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 333 4,383 SH   SOLE   4,383 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,236 9,019 SH   SOLE   9,019 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 682 3,684 SH   SOLE   3,684 0 0
EXXON MOBIL CORP COM 30231G102 295 3,575 SH   SOLE   3,575 0 0
XYLEM INC COM 98419M100 4,557 53,447 SH   SOLE   53,447 0 0
YUM BRANDS INC COM 988498101 743 6,265 SH   SOLE   6,265 0 0
ABB LTD SPONSORED ADR 000375204 732 22,630 SH   OTR 1 0 0 22,630
AT&T INC COM 00206R102 1,018 43,102 SH   OTR 1 0 0 43,102
ABBOTT LABS COM 002824100 6,530 55,177 SH   OTR 1 0 0 55,177
ABBVIE INC COM 00287Y109 10,104 62,328 SH   OTR 1 0 0 62,328
ADOBE SYSTEMS INCORPORATED COM 00724F101 279 612 SH   OTR 1 0 0 612
AIR PRODS & CHEMS INC COM 009158106 1,005 4,022 SH   OTR 1 0 0 4,022
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,377 21,845 SH   OTR 1 0 0 21,845
ALPHABET INC CAP STK CL C 02079K107 13,663 4,892 SH   OTR 1 0 0 4,892
ALPHABET INC CAP STK CL A 02079K305 220 79 SH   OTR 1 0 0 79
ALTRIA GROUP INC COM 02209S103 241 4,620 SH   OTR 1 0 0 4,620
AMAZON COM INC COM 023135106 12,799 3,926 SH   OTR 1 0 0 3,926
AMERICAN NATL BANKSHARES INC COM 027745108 9,631 255,585 SH   OTR 1 0 0 255,585
AMETEK INC COM 031100100 5,844 43,877 SH   OTR 1 0 0 43,877
AMGEN INC COM 031162100 1,080 4,468 SH   OTR 1 0 0 4,468
ANALOG DEVICES INC COM 032654105 5,394 32,657 SH   OTR 1 0 0 32,657
APPLE INC COM 037833100 22,303 127,729 SH   OTR 1 0 0 127,729
BK OF AMERICA CORP COM 060505104 609 14,763 SH   OTR 1 0 0 14,763
BERKSHIRE HATHAWAY INC DEL CL A 084670108 529 1 SH   OTR 1 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12,924 36,621 SH   OTR 1 0 0 36,621
BLACKROCK INC COM 09247X101 841 1,101 SH   OTR 1 0 0 1,101
BRISTOL-MYERS SQUIBB CO COM 110122108 326 4,461 SH   OTR 1 0 0 4,461
BROADCOM INC COM 11135F101 3,666 5,823 SH   OTR 1 0 0 5,823
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 8,947 158,174 SH   OTR 1 0 0 158,174
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 1,029 23,507 SH   OTR 1 0 0 23,507
CME GROUP INC COM 12572Q105 689 2,898 SH   OTR 1 0 0 2,898
CHEMED CORP NEW COM 16359R103 2,874 5,674 SH   OTR 1 0 0 5,674
CHEVRON CORP NEW COM 166764100 7,632 46,867 SH   OTR 1 0 0 46,867
CISCO SYS INC COM 17275R102 7,384 132,455 SH   OTR 1 0 0 132,455
CITIGROUP INC COM NEW 172967424 376 7,041 SH   OTR 1 0 0 7,041
COCA COLA CO COM 191216100 1,807 29,146 SH   OTR 1 0 0 29,146
COLGATE PALMOLIVE CO COM 194162103 734 9,683 SH   OTR 1 0 0 9,683
COMCAST CORP NEW CL A 20030N101 518 11,063 SH   OTR 1 0 0 11,063
CONSTELLATION BRANDS INC CL A 21036P108 5,277 22,913 SH   OTR 1 0 0 22,913
COSTCO WHSL CORP NEW COM 22160K105 2,085 3,621 SH   OTR 1 0 0 3,621
CROWN CASTLE INTL CORP NEW COM 22822V101 1,209 6,552 SH   OTR 1 0 0 6,552
DANAHER CORPORATION COM 235851102 229 780 SH   OTR 1 0 0 780
DIAGEO PLC SPON ADR NEW 25243Q205 7,452 36,683 SH   OTR 1 0 0 36,683
DIGITAL RLTY TR INC COM 253868103 1,328 9,371 SH   OTR 1 0 0 9,371
DISNEY WALT CO COM 254687106 5,422 39,528 SH   OTR 1 0 0 39,528
DOMINION ENERGY INC COM 25746U109 6,352 74,762 SH   OTR 1 0 0 74,762
DUKE ENERGY CORP NEW COM NEW 26441C204 2,029 18,171 SH   OTR 1 0 0 18,171
EMERSON ELEC CO COM 291011104 1,025 10,452 SH   OTR 1 0 0 10,452
ENBRIDGE INC COM 29250N105 1,873 40,634 SH   OTR 1 0 0 40,634
EXXON MOBIL CORP COM 30231G102 1,151 13,934 SH   OTR 1 0 0 13,934
META PLATFORMS INC CL A 30303M102 2,829 12,720 SH   OTR 1 0 0 12,720
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 200 3,039 SH   OTR 1 0 0 3,039
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 408 3,315 SH   OTR 1 0 0 3,315
FIRST BANCORP N C COM 318910106 4,716 112,894 SH   OTR 1 0 0 112,894
GENERAL MLS INC COM 370334104 1,436 21,211 SH   OTR 1 0 0 21,211
GILEAD SCIENCES INC COM 375558103 670 11,262 SH   OTR 1 0 0 11,262
HOME DEPOT INC COM 437076102 1,692 5,653 SH   OTR 1 0 0 5,653
HONEYWELL INTL INC COM 438516106 4,173 21,447 SH   OTR 1 0 0 21,447
HUNTINGTON BANCSHARES INC COM 446150104 1,159 79,281 SH   OTR 1 0 0 79,281
ILLUMINA INC COM 452327109 420 1,202 SH   OTR 1 0 0 1,202
INTEL CORP COM 458140100 4,064 81,996 SH   OTR 1 0 0 81,996
INTUITIVE SURGICAL INC COM NEW 46120E602 787 2,610 SH   OTR 1 0 0 2,610
ISHARES TR CORE S&P500 ETF 464287200 321 707 SH   OTR 1 0 0 707
ISHARES TR CORE US AGGBD ET 464287226 2,965 27,682 SH   OTR 1 0 0 27,682
ISHARES TR IBOXX INV CP ETF 464287242 2,109 17,440 SH   OTR 1 0 0 17,440
ISHARES TR MSCI EAFE ETF 464287465 4,683 63,630 SH   OTR 1 0 0 63,630
ISHARES TR RUS MID CAP ETF 464287499 1,453 18,615 SH   OTR 1 0 0 18,615
ISHARES TR RUSSELL 2000 ETF 464287655 281 1,369 SH   OTR 1 0 0 1,369
ISHARES TR CORE S&P SCP ETF 464287804 252 2,338 SH   OTR 1 0 0 2,338
ISHARES TR NATIONAL MUN ETF 464288414 1,486 13,550 SH   OTR 1 0 0 13,550
ISHARES TR MBS ETF 464288588 1,061 10,415 SH   OTR 1 0 0 10,415
ISHARES TR INTRM GOV CR ETF 464288612 5,851 53,918 SH   OTR 1 0 0 53,918
ISHARES TR USD INV GRDE ETF 464288620 1,549 28,146 SH   OTR 1 0 0 28,146
ISHARES TR ISHS 1-5YR INVS 464288646 1,096 21,186 SH   OTR 1 0 0 21,186
ISHARES TR CORE MSCI EAFE 46432F842 540 7,772 SH   OTR 1 0 0 7,772
ISHARES INC CORE MSCI EMKT 46434G103 759 13,661 SH   OTR 1 0 0 13,661
ISHARES TR 0-5YR HI YL CP 46434V407 401 9,127 SH   OTR 1 0 0 9,127
ISHARES TR CORE TOTAL USD 46434V613 2,608 52,543 SH   OTR 1 0 0 52,543
ISHARES TR BLACKROCK ULTRA 46434V878 13,818 275,537 SH   OTR 1 0 0 275,537
JPMORGAN CHASE & CO COM 46625H100 8,181 60,018 SH   OTR 1 0 0 60,018
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 15,097 300,321 SH   OTR 1 0 0 300,321
JOHNSON & JOHNSON COM 478160104 2,488 14,043 SH   OTR 1 0 0 14,043
LABORATORY CORP AMER HLDGS COM NEW 50540R409 5,239 19,872 SH   OTR 1 0 0 19,872
LILLY ELI & CO COM 532457108 1,059 3,699 SH   OTR 1 0 0 3,699
LOCKHEED MARTIN CORP COM 539830109 950 2,153 SH   OTR 1 0 0 2,153
LOWES COS INC COM 548661107 7,356 36,381 SH   OTR 1 0 0 36,381
MARKEL CORP COM 570535104 4,815 3,264 SH   OTR 1 0 0 3,264
MASTERCARD INCORPORATED CL A 57636Q104 6,480 18,132 SH   OTR 1 0 0 18,132
MCDONALDS CORP COM 580135101 580 2,345 SH   OTR 1 0 0 2,345
MERCK & CO INC COM 58933Y105 4,782 58,285 SH   OTR 1 0 0 58,285
MICROSOFT CORP COM 594918104 23,862 77,398 SH   OTR 1 0 0 77,398
MONDELEZ INTL INC CL A 609207105 1,072 17,069 SH   OTR 1 0 0 17,069
MOODYS CORP COM 615369105 229 679 SH   OTR 1 0 0 679
NIKE INC CL B 654106103 519 3,858 SH   OTR 1 0 0 3,858
NORFOLK SOUTHN CORP COM 655844108 432 1,516 SH   OTR 1 0 0 1,516
NOVARTIS AG SPONSORED ADR 66987V109 939 10,699 SH   OTR 1 0 0 10,699
NVIDIA CORPORATION COM 67066G104 686 2,513 SH   OTR 1 0 0 2,513
PNC FINL SVCS GROUP INC COM 693475105 5,156 27,952 SH   OTR 1 0 0 27,952
PAYCHEX INC COM 704326107 1,644 12,049 SH   OTR 1 0 0 12,049
PEPSICO INC COM 713448108 5,151 30,773 SH   OTR 1 0 0 30,773
PFIZER INC COM 717081103 1,092 21,080 SH   OTR 1 0 0 21,080
PHILIP MORRIS INTL INC COM 718172109 425 4,516 SH   OTR 1 0 0 4,516
POLARIS INC COM 731068102 413 3,921 SH   OTR 1 0 0 3,921
PRICE T ROWE GROUP INC COM 74144T108 269 1,780 SH   OTR 1 0 0 1,780
PROCTER AND GAMBLE CO COM 742718109 8,157 53,389 SH   OTR 1 0 0 53,389
PROLOGIS INC. COM 74340W103 642 3,974 SH   OTR 1 0 0 3,974
QUALCOMM INC COM 747525103 2,408 15,759 SH   OTR 1 0 0 15,759
RAYTHEON TECHNOLOGIES CORP COM 75513E101 6,928 69,936 SH   OTR 1 0 0 69,936
ROPER TECHNOLOGIES INC COM 776696106 5,963 12,628 SH   OTR 1 0 0 12,628
S&P GLOBAL INC COM 78409V104 3,532 8,611 SH   OTR 1 0 0 8,611
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,374 25,184 SH   OTR 1 0 0 25,184
SALESFORCE COM INC COM 79466L302 264 1,244 SH   OTR 1 0 0 1,244
SIRIUS XM HOLDINGS INC COM 82968B103 132 20,000 SH   OTR 1 0 0 20,000
SPLUNK INC COM 848637104 296 1,989 SH   OTR 1 0 0 1,989
STARBUCKS CORP COM 855244109 224 2,465 SH   OTR 1 0 0 2,465
SYSCO CORP COM 871829107 318 3,892 SH   OTR 1 0 0 3,892
TJX COS INC NEW COM 872540109 6,219 102,661 SH   OTR 1 0 0 102,661
TARGET CORP COM 87612E106 1,571 7,403 SH   OTR 1 0 0 7,403
TEXAS INSTRS INC COM 882508104 1,942 10,585 SH   OTR 1 0 0 10,585
THERMO FISHER SCIENTIFIC INC COM 883556102 8,435 14,282 SH   OTR 1 0 0 14,282
3M CO COM 88579Y101 513 3,446 SH   OTR 1 0 0 3,446
TRACTOR SUPPLY CO COM 892356106 799 3,425 SH   OTR 1 0 0 3,425
TRUIST FINL CORP COM 89832Q109 2,404 42,407 SH   OTR 1 0 0 42,407
US BANCORP DEL COM NEW 902973304 1,003 18,870 SH   OTR 1 0 0 18,870
UNILEVER PLC SPON ADR NEW 904767704 734 16,103 SH   OTR 1 0 0 16,103
UNION PAC CORP COM 907818108 6,056 22,168 SH   OTR 1 0 0 22,168
UNITED PARCEL SERVICE INC CL B 911312106 1,012 4,720 SH   OTR 1 0 0 4,720
UNITEDHEALTH GROUP INC COM 91324P102 626 1,228 SH   OTR 1 0 0 1,228
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 633 7,963 SH   OTR 1 0 0 7,963
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,253 26,093 SH   OTR 1 0 0 26,093
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 326 785 SH   OTR 1 0 0 785
VANGUARD INDEX FDS MID CAP ETF 922908629 877 3,686 SH   OTR 1 0 0 3,686
VANGUARD INDEX FDS SMALL CP ETF 922908751 880 4,143 SH   OTR 1 0 0 4,143
VERIZON COMMUNICATIONS INC COM 92343V104 874 17,154 SH   OTR 1 0 0 17,154
VISA INC COM CL A 92826C839 8,312 37,483 SH   OTR 1 0 0 37,483
VONTIER CORPORATION COM 928881101 2,167 85,382 SH   OTR 1 0 0 85,382
WALMART INC COM 931142103 239 1,604 SH   OTR 1 0 0 1,604
XYLEM INC COM 98419M100 2,752 32,274 SH   OTR 1 0 0 32,274
AMCOR PLC ORD G0250X107 565 49,841 SH   OTR 1 0 0 49,841
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,481 16,255 SH   OTR 1 0 0 16,255
EATON CORP PLC SHS G29183103 1,291 8,505 SH   OTR 1 0 0 8,505
LINDE PLC SHS G5494J103 4,951 15,500 SH   OTR 1 0 0 15,500
MEDTRONIC PLC SHS G5960L103 6,365 57,366 SH   OTR 1 0 0 57,366
CHUBB LIMITED COM H1467J104 607 2,840 SH   OTR 1 0 0 2,840
TE CONNECTIVITY LTD SHS H84989104 2,820 21,530 SH   OTR 1 0 0 21,530
NXP SEMICONDUCTORS N V COM N6596X109 5,796 31,317 SH   OTR 1 0 0 31,317