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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 823 $ 386
Adjustments to reconcile net income to net cash provided by operating activities:    
Loan loss provision 450 322
Depreciation 284 296
Net amortization of investment securities premium and discounts 503 533
Amortization of mortgage servicing rights 228 217
Amortization of core deposit intangible and tax credits 112 100
Deferred income tax (benefit) expense (168) 121
Net gain on sale of loans (1,718) (1,631)
Net gain on sale of available-for-sale securities   (186)
Net loss on sale of real estate owned and other repossessed assets   1
Net loss on fair value hedge   93
Net gain on sale/disposal of premises and equipment (6)  
Net appreciation in cash surrender value of life insurance (84) (81)
Net change in:    
Accrued interest and dividends receivable 65 172
Loans held-for-sale 2,137 2,230
Other assets 402 (473)
Accrued expenses and other liabilities 1,930 (575)
Net cash provided by operating activities 4,958 1,525
Activity in available-for-sale securities:    
Sales 0 8,947
Maturities, principal payments and calls 2,823 2,612
Purchases (1,531) (1,049)
Federal Home Loan Bank stock (purchased) redeemed (167) 1
Federal Reserve Bank stock redeemed 16  
Loan origination and principal collection, net (15,931) (18,224)
Proceeds from sale of real estate and other repossessed assets acquired in settlement of loans 15 3
Proceeds from sale of premises and equipment 6  
Additions to premises and equipment (212) (26)
Net cash used in investing activities (14,981) (7,736)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 11,003 11,716
Net short-term advances (payments) on Federal Home Loan Bank and other borrowings 642 (12,303)
Long-term advances from Federal Home Loan Bank and other borrowings   5,000
Payments on long-term Federal Home Loan Bank and other borrowings (2,154) (5,050)
Dividends paid (293) (288)
Purchase of treasury stock, at cost   (616)
Net cash provided by (used in) financing activities 9,198 (1,541)
NET DECREASE IN CASH AND CASH EQUIVALENTS (825) (7,752)
CASH AND CASH EQUIVALENTS, beginning of period 7,438 12,502
CASH AND CASH EQUIVALENTS, end of period 6,613 4,750
SUPPLEMENTAL CASH FLOW INFORMATION:    
Cash paid during the period for interest 734 490
Cash paid during the period for income taxes   27
NON-CASH INVESTING ACTIVITIES:    
Increase in market value of securities available-for-sale 1,127 1,309
Mortgage servicing rights recognized 248 373
Loans transferred to real estate and other assets acquired in foreclosure 26 9
Employee Stock Ownership Plan shares released $ 47 $ 46