The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS FOREIGN EQUITIES G29183103 510 5,000 SH   SOLE   4,920 0 80
ALPS ETF TR SECTR DIV DOGS ETF - EQUITY 00162Q858 711 18,805 SH   SOLE   18,600 0 205
AT&T INC COMMON STOCK 00206R102 931 32,666 SH   SOLE   32,456 0 210
AT&T INC COMMON STOCK 00206R102 2 70 SH   DFND   70 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 12,056 110,778 SH   SOLE   110,778 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 925 8,500 SH   DFND   8,500 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 10,287 117,441 SH   SOLE   117,361 0 80
ABBVIE INC COM COMMON STOCK 00287Y109 745 8,500 SH   DFND   8,500 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 504 13,040 SH   SOLE   12,875 0 165
ALTRIA GROUP INC COMMON STOCK 02209S103 270 7,000 SH   DFND   7,000 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,685 535 SH   SOLE   535 0 0
AMEREN CORP COMMON STOCK 023608102 468 5,916 SH   SOLE   5,916 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 174 2,130 SH   SOLE   2,130 0 0
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 82 1,000 SH   DFND   1,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 10 100 SH   SOLE   100 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 260 2,594 SH   DFND   2,594 0 0
AMETEK INC COMMON STOCK 031100100 1,340 13,483 SH   SOLE   13,483 0 0
APPLE INC COMMON STOCK 037833100 5,814 50,200 SH   SOLE   50,200 0 0
APPLE INC COMMON STOCK 037833100 63 540 SH   DFND   540 0 0
ARCHER-DANIELS-MIDLAND CO COMMON STOCK 039483102 632 13,595 SH   SOLE   13,410 0 185
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 342 2,450 SH   SOLE   2,450 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 56 400 SH   DFND   400 0 0
BAXTER INTL COMMON STOCK 071813109 212 2,642 SH   SOLE   2,642 0 0
BAXTER INTL COMMON STOCK 071813109 121 1,500 SH   DFND   1,500 0 0
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 3,200 10 SH   SOLE   10 0 0
BOEING CO COMMON STOCK 097023105 601 3,635 SH   SOLE   3,635 0 0
BOEING CO COMMON STOCK 097023105 83 500 SH   DFND   500 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 503 8,350 SH   SOLE   8,350 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 72 1,200 SH   DFND   1,200 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 306 2,050 SH   SOLE   2,050 0 0
CATERPILLAR TRACTOR COMMON STOCK 149123101 298 2,000 SH   DFND   2,000 0 0
CHEVRON CORP COMMON STOCK 166764100 1,197 16,622 SH   SOLE   16,542 0 80
CHEVRON CORP COMMON STOCK 166764100 22 300 SH   DFND   300 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 839 21,303 SH   SOLE   21,133 0 170
CISCO SYSTEMS INC COMMON STOCK 17275R102 187 4,750 SH   DFND   4,750 0 0
CLOROX CO COMMON STOCK 189054109 336 1,600 SH   SOLE   1,600 0 0
COCA-COLA CO COMMON STOCK 191216100 4,765 96,535 SH   SOLE   96,535 0 0
COCA-COLA CO COMMON STOCK 191216100 661 13,400 SH   DFND   13,400 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 294 3,780 SH   SOLE   3,780 0 0
DANAHER CORP COMMON STOCK 235851102 269 1,250 SH   SOLE   1,250 0 0
DEERE & CO COMMON STOCK 244199105 222 1,000 SH   DFND   1,000 0 0
WALT DISNEY COMMON STOCK 254687106 521 4,195 SH   SOLE   4,195 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 751 8,475 SH   SOLE   8,400 0 75
EASTMAN CHEMICAL CO COMMON STOCK 277432100 516 6,610 SH   SOLE   6,500 0 110
EASTMAN CHEMICAL CO COMMON STOCK 277432100 20 250 SH   DFND   250 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 206 3,135 SH   SOLE   3,135 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 744 21,692 SH   SOLE   21,692 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 405 11,800 SH   DFND   11,800 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,002 3,825 SH   SOLE   3,825 0 0
FIRST TR MORNINGSTAR DIVID LSHS ETF - EQUITY 336917109 378 14,500 SH   SOLE   14,225 0 275
FIRST TR DJ GLBL SEL DIV IDX FND ETF ETF - EQUITY 33734X200 437 24,550 SH   SOLE   24,140 0 410
FT TECHNOLOGY DIV INDEX FND ETF ETF - EQUITY 33738R118 390 8,901 SH   SOLE   8,721 0 180
GENERAL ELECTRIC CO COMMON STOCK 369604103 272 43,675 SH   SOLE   43,675 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 135 21,620 SH   DFND   21,620 0 0
GENUINE PARTS CO COMMON STOCK 372460105 457 4,805 SH   SOLE   4,720 0 85
GILEAD SCIENCES INC COMMON STOCK 375558103 381 6,028 SH   SOLE   5,943 0 85
HEARTLAND EXPRESS COMMON STOCK 422347104 289 15,550 SH   SOLE   15,550 0 0
HOME DEPOT INC COMMON STOCK 437076102 804 2,895 SH   SOLE   2,895 0 0
HOME DEPOT INC COMMON STOCK 437076102 42 150 SH   DFND   150 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 16 100 SH   SOLE   100 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 296 1,800 SH   DFND   1,800 0 0
HUBBELL INC COM COMMON STOCK 443510607 985 7,200 SH   SOLE   7,200 0 0
HUBBELL INC COM COMMON STOCK 443510607 349 2,548 SH   DFND   2,548 0 0
INTEL CORP COMMON STOCK 458140100 1,008 19,475 SH   SOLE   19,475 0 0
INTL BUSINESS MACHINES COMMON STOCK 459200101 871 7,155 SH   SOLE   7,155 0 0
INTL BUSINESS MACHINES COMMON STOCK 459200101 122 1,000 SH   DFND   1,000 0 0
INVESCO QQQ TR UNIT SER 1 ETF - EQUITY 46090E103 2,531 9,110 SH   SOLE   9,110 0 0
INVESCO QQQ TR UNIT SER 1 ETF - EQUITY 46090E103 472 1,700 SH   DFND   1,700 0 0
INVESCO ACTIVLY MANGD ETC FDOPTIMUM YIELD ETF - EQUITY 46090F100 426 31,180 SH   SOLE   31,180 0 0
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT ETF - EQUITY 46137V357 454 4,195 SH   SOLE   4,195 0 0
INVESCO EXCH TRADED FD TR IIS&P500 HDL VOL ETF - EQUITY 46138E362 329 9,980 SH   SOLE   9,980 0 0
INVESCO EXCH TRADED FD TR IIPFD ETF ETF - FIXED INCOME TAXABLE 46138E511 1,110 75,390 SH   SOLE   75,390 0 0
ISHARES GOLD TRUST ETF - EQUITY 464285105 4,580 254,703 SH   SOLE   254,703 0 0
ISHARES GOLD TRUST ETF - EQUITY 464285105 121 6,755 SH   DFND   6,755 0 0
ISHARES SELECT DIVIDEND ETF ETF - EQUITY 464287168 1,096 13,446 SH   SOLE   13,346 0 100
ISHARES TIPS BOND ETF ETF - FIXED INCOME TAXABLE 464287176 425 3,360 SH   SOLE   3,360 0 0
ISHARES S&P 500 INDEX FUND ETF - EQUITY 464287200 2,677 7,966 SH   SOLE   7,966 0 0
ISHARES S&P 500 INDEX FUND ETF - EQUITY 464287200 655 1,950 SH   DFND   1,950 0 0
ISHARES CORE US AGGREGATE BOND ETF ETF - FIXED INCOME TAXABLE 464287226 25,334 214,588 SH   SOLE   212,983 0 1,605
ISHARES CORE US AGGREGATE BOND ETF ETF - FIXED INCOME TAXABLE 464287226 1,463 12,395 SH   DFND   12,395 0 0
ISHARES MSCI EMERGING MARKETINDEX ETF - EQUITY 464287234 2,808 63,696 SH   SOLE   63,216 0 480
ISHARES MSCI EMERGING MARKETINDEX ETF - EQUITY 464287234 104 2,355 SH   DFND   2,355 0 0
ISHARES IBOXX INVT GRADE CORPORATE BOND ETF - FIXED INCOME TAXABLE 464287242 3,652 27,113 SH   SOLE   26,918 0 195
ISHARES IBOXX INVT GRADE CORPORATE BOND ETF - FIXED INCOME TAXABLE 464287242 112 835 SH   DFND   835 0 0
ISHARES S&P 500 GROWTH INDEX FUND ETF - EQUITY 464287309 459 1,985 SH   SOLE   1,985 0 0
ISHARES BARCLAYS 1-3 YR TREAS BOND FUND ETF - FIXED INCOME TAXABLE 464287457 453 5,241 SH   SOLE   5,241 0 0
MSCI EAFE INDEX ISHARES ETF - EQUITY 464287465 3,152 49,519 SH   SOLE   49,209 0 310
MSCI EAFE INDEX ISHARES ETF - EQUITY 464287465 69 1,085 SH   DFND   1,085 0 0
ISHARES RUSSELL 2000 INDEX FUND ETF - EQUITY 464287655 5,002 33,395 SH   SOLE   33,395 0 0
ISHARES RUSSELL 2000 INDEX FUND ETF - EQUITY 464287655 81 540 SH   DFND   540 0 0
ISHARES US REAL ESTATE ETF ETF - EQUITY 464287739 502 6,289 SH   SOLE   6,289 0 0
ISHARES CORE S&P SMALL CAP ETF ETF - EQUITY 464287804 2,915 41,515 SH   SOLE   41,240 0 275
ISHARES CORE S&P SMALL CAP ETF ETF - EQUITY 464287804 243 3,460 SH   DFND   3,460 0 0
ISHARES TR MSCI ACWI ETF ETF - EQUITY 464288257 11,537 144,360 SH   SOLE   144,360 0 0
ISHARES TR MSCI ACWI ETF ETF - EQUITY 464288257 511 6,395 SH   DFND   6,395 0 0
ISHARES INTL SEL FIV ETF ETF - EQUITY 464288448 447 17,943 SH   SOLE   17,603 0 340
ISHARES 1-3 YR CREDIT BOND ETF ETF - FIXED INCOME TAXABLE 464288646 8,377 152,590 SH   SOLE   151,585 0 1,005
ISHARES 1-3 YR CREDIT BOND ETF ETF - FIXED INCOME TAXABLE 464288646 421 7,670 SH   DFND   7,670 0 0
ISHARES US PREFERRED STOCK ETF ETF - EQUITY 464288687 805 22,095 SH   SOLE   21,900 0 195
ISHARES FLOATING RATE BOND ETF ETF - FIXED INCOME TAXABLE 46429B655 1,548 30,515 SH   SOLE   30,515 0 0
ISHARES INC CORE MSCI EMKT ETF - EQUITY 46434G103 3,864 73,202 SH   SOLE   73,052 0 150
ISHARES INC CORE MSCI EMKT ETF - EQUITY 46434G103 69 1,310 SH   DFND   1,310 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 379 3,939 SH   SOLE   3,939 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 812 5,452 SH   SOLE   5,452 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,392 9,350 SH   DFND   9,350 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 405 2,745 SH   SOLE   2,745 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 37 250 SH   DFND   250 0 0
KROGER CO COMMON STOCK 501044101 433 12,785 SH   DFND   12,785 0 0
LILLY (ELI) & CO COMMON STOCK 532457108 284 1,920 SH   SOLE   1,920 0 0
LOWES COS INC COMMON STOCK 548661107 274 1,650 SH   SOLE   1,650 0 0
MC DONALDS COMMON STOCK 580135101 832 3,790 SH   SOLE   3,790 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,303 15,714 SH   SOLE   15,714 0 0
MERCK & CO INC COMMON STOCK 58933Y105 498 6,000 SH   DFND   6,000 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,108 10,020 SH   SOLE   10,020 0 0
MICROSOFT CORP COMMON STOCK 594918104 42 200 SH   DFND   200 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 254 2,476 SH   SOLE   2,476 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 31 300 SH   DFND   300 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 117 2,031 SH   SOLE   2,031 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 575 10,000 SH   DFND   10,000 0 0
NETAPP INC COM COMMON STOCK 64110D104 267 6,082 SH   SOLE   5,932 0 150
NETFLIX INC COMMON STOCK 64110L106 350 700 SH   SOLE   700 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 567 2,650 SH   SOLE   2,650 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104 425 5,445 SH   SOLE   5,365 0 80
NOVAVAX INC COM COMMON STOCK 670002401 217 2,000 SH   SOLE   2,000 0 0
ORACLE CORP COMMON STOCK 68389X105 371 6,215 SH   SOLE   6,215 0 0
PPL CORP COMMON STOCK 69351T106 448 16,454 SH   SOLE   16,204 0 250
PEPSICO INC COMMON STOCK 713448108 613 4,420 SH   SOLE   4,420 0 0
PEPSICO INC COMMON STOCK 713448108 128 920 SH   DFND   920 0 0
PFIZER INC COMMON STOCK 717081103 1,474 40,164 SH   SOLE   39,969 0 195
PFIZER INC COMMON STOCK 717081103 365 9,940 SH   DFND   9,940 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 145 1,938 SH   SOLE   1,938 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 600 8,000 SH   DFND   8,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 21,132 152,040 SH   SOLE   152,040 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 431 3,100 SH   DFND   3,100 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COMMON STOCK 744573106 228 4,155 SH   SOLE   4,155 0 0
QUALCOMM CORP COMMON STOCK 747525103 8,762 74,457 SH   SOLE   74,372 0 85
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 42 737 SH   SOLE   737 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 269 4,668 SH   DFND   4,668 0 0
S&P GLOBAL INC COM COMMON STOCK 78409V104 433 1,200 SH   DFND   1,200 0 0
SPDR S&P 500 ETF TRUST ETF - EQUITY 78462F103 75,562 225,638 SH   SOLE   225,258 0 380
SPDR S&P 500 ETF TRUST ETF - EQUITY 78462F103 1,937 5,785 SH   DFND   5,785 0 0
SPDR GOLD TRUST ETF - EQUITY 78463V107 656 3,705 SH   SOLE   3,705 0 0
SPDR S&P DIVIDEND ETF ETF - EQUITY 78464A763 1,766 19,110 SH   SOLE   19,025 0 85
SPDR DOW JONES INDL AVERAGE ETF TRUST ETF - EQUITY 78467X109 326 1,175 SH   SOLE   1,175 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF - EQUITY 78467Y107 3,827 11,294 SH   SOLE   11,229 0 65
SPDR S&P MIDCAP 400 ETF TRUST ETF - EQUITY 78467Y107 239 705 SH   DFND   705 0 0
HEALTH CARE SELECT SECTOR ETF - EQUITY 81369Y209 3,685 34,935 SH   SOLE   34,935 0 0
HEALTH CARE SELECT SECTOR ETF - EQUITY 81369Y209 70 660 SH   DFND   660 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF - EQUITY 81369Y803 1,319 11,306 SH   SOLE   11,306 0 0
UTILITIES SELECT SECTOR SPDR ETF - EQUITY 81369Y886 965 16,250 SH   SOLE   16,250 0 0
UTILITIES SELECT SECTOR SPDR ETF - EQUITY 81369Y886 53 895 SH   DFND   895 0 0
SOUTHERN CO COMMON STOCK 842587107 435 8,032 SH   SOLE   7,917 0 115
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 207 1,275 SH   DFND   1,275 0 0
SYSCO CORP COMMON STOCK 871829107 380 6,101 SH   SOLE   5,981 0 120
TARGET CORP COMMON STOCK 87612E106 1,350 8,575 SH   SOLE   8,575 0 0
TARGET CORP COMMON STOCK 87612E106 472 3,000 SH   DFND   3,000 0 0
TESLA INC COM COMMON STOCK 88160R101 245 570 SH   SOLE   570 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 214 1,500 SH   DFND   1,500 0 0
3M CO COMMON STOCK 88579Y101 268 1,675 SH   SOLE   1,675 0 0
3M CO COMMON STOCK 88579Y101 80 500 SH   DFND   500 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 24 120 SH   SOLE   120 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 945 4,800 SH   DFND   4,800 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,155 6,932 SH   SOLE   6,857 0 75
VANECK VECTORS ETF TR LOW CARBN ENERGY ETF - EQUITY 92189F502 205 1,865 SH   SOLE   1,865 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF ETF - EQUITY 92189F700 202 2,999 SH   SOLE   2,999 0 0
VANGUARD REIT ETF ETF - EQUITY 922908553 395 5,000 SH   SOLE   5,000 0 0
VANGUARD REIT ETF ETF - EQUITY 922908553 11 145 SH   DFND   145 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 909 15,281 SH   SOLE   15,166 0 115
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 126 2,125 SH   DFND   2,125 0 0
WAL-MART STORES INC COMMON STOCK 931142103 986 7,046 SH   SOLE   7,046 0 0
WAL-MART STORES INC COMMON STOCK 931142103 28 200 SH   DFND   200 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 219 6,000 SH   DFND   6,000 0 0