The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   6,034 35,352 SH   SOLE   35,352 0 0
ABBVIE INC COM 00287Y109   773 5,078 SH   SOLE   5,078 0 0
AMBEV SA SPONSORED ADR 02319V103   831 324,493 SH   SOLE   324,493 0 0
ABBOTT LABS COM 002824100   250 2,548 SH   SOLE   2,548 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   495 1,647 SH   SOLE   1,647 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   74,259 147,134 SH   SOLE   147,134 0 0
ANALOG DEVICES INC COM 032654105   34,251 194,154 SH   SOLE   194,154 0 0
AUTODESK INC COM 052769106   22,702 109,198 SH   SOLE   109,198 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   7,691 125,507 SH   SOLE   125,507 0 0
ALLEGION PLC ORD SHS G0176J109   10,975 105,262 SH   SOLE   105,262 0 0
APPLIED MATLS INC COM 038222105   651 4,709 SH   SOLE   4,709 0 0
ADVANCED MICRO DEVICES INC COM 007903107   214 2,086 SH   SOLE   2,086 0 0
AMGEN INC COM 031162100   32,538 120,147 SH   SOLE   120,147 0 0
AMERICAN TOWER CORP NEW COM 03027X100   246 1,516 SH   SOLE   1,516 0 0
AMAZON COM INC COM 023135106   117,319 931,193 SH   SOLE   931,193 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   23,692 872,311 SH   SOLE   872,311 0 0
AIR PRODS & CHEMS INC COM 009158106   99,929 348,340 SH   SOLE   348,340 0 0
BROADCOM INC COM 11135F101   936 1,125 SH   SOLE   1,125 0 0
AVNET INC COM 053807103   979 20,001 SH   SOLE   20,001 0 0
AMERICAN EXPRESS CO COM 025816109   5,994 39,896 SH   SOLE   39,896 0 0
AUTOZONE INC COM 053332102   1,459 570 SH   SOLE   570 0 0
BOEING CO COM 097023105   216 1,132 SH   SOLE   1,132 0 0
ALIBABA GROUP HLDG LTD SPONSOSORED ADR 01609W102   8,183 95,661 SH   SOLE   95,661 0 0
BANK AMERICA CORP COM 060505104   16,368 593,897 SH   SOLE   593,897 0 0
BARCLAYS PLC ADR 06738E204   725 92,622 SH   SOLE   92,622 0 0
BECTON DICKINSON & CO COM 075887109   41,209 156,844 SH   SOLE   156,844 0 0
BIOGEN INC COM 09062X103   215 833 SH   SOLE   833 0 0
BANK NEW YORK MELLON CORP COM 064058100   26,387 618,239 SH   SOLE   618,239 0 0
BOOKING HLDGS INC COM 09857L108   179,635 57,856 SH   SOLE   57,856 0 0
BLACKROCK INC COM 09247X101   37,438 58,022 SH   SOLE   58,022 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   27,839 414,704 SH   SOLE   414,704 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101   1,902 21,314 SH   SOLE   21,314 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   456 7,849 SH   SOLE   7,849 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   657,334 9,416,047 SH   SOLE   9,416,047 0 0
BP PLC SPONSORED ADR 055622104   347 8,806 SH   SOLE   8,806 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   17,552 96,974 SH   SOLE   96,974 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   154,773 433,459 SH   SOLE   433,459 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   143,316 1,908,084 SH   SOLE   1,908,084 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   4,233 79,035 SH   SOLE   79,035 0 0
BLACKSTONE INC COM 09260D107   312 2,884 SH   SOLE   2,884 0 0
CITIGROUP INC COM NEW 172967424   6,667 161,814 SH   SOLE   161,814 0 0
CATERPILLAR INC COM 149123101   366 1,327 SH   SOLE   1,327 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   65,522 489,008 SH   SOLE   489,008 0 0
THE CIGNA GROUP COM 125523100   13,099 45,120 SH   SOLE   45,120 0 0
CORE LABORATORIES INC COM 21867A105   333 13,570 SH   SOLE   13,570 0 0
CLOROX CO DEL COM 189054109   310 2,414 SH   SOLE   2,414 0 0
COMCAST CORP NEW CL A 20030N101   106,482 2,373,648 SH   SOLE   2,373,648 0 0
CME GROUP INC COM 12572Q105   592 2,934 SH   SOLE   2,934 0 0
COMPASS MINERALS INTL INC COM 20451N101   19,729 714,835 SH   SOLE   714,835 0 0
CAPITAL ONE FINL CORP COM 14040H105   5,298 54,616 SH   SOLE   54,616 0 0
CONOCOPHILLIPS COM 20825C104   25,118 204,678 SH   SOLE   204,678 0 0
CENCORA INC COM 03073E105   269,607 1,474,408 SH   SOLE   1,474,408 0 0
COSTCO WHSL CORP NEW COM 22160K105   499 877 SH   SOLE   877 0 0
CAMPBELL SOUP CO COM 134429109   3,765 91,239 SH   SOLE   91,239 0 0
CRANE COMPANY COMMON STOCK 224408104   5,664 63,418 SH   SOLE   63,418 0 0
CHARLES RIV LABS INTL INC COM 159864107   10,062 51,516 SH   SOLE   51,516 0 0
SALESFORCE COM INC COM 79466L302   28,988 142,650 SH   SOLE   142,650 0 0
CISCO SYS INC COM 17275R102   827 15,343 SH   SOLE   15,343 0 0
CVS HEALTH CORP COM 126650100   52,942 756,005 SH   SOLE   756,005 0 0
CHEVRON CORP NEW COM 166764100   21,602 126,634 SH   SOLE   126,634 0 0
DOMINION RES INC VA NEW COM 25746U109   13,557 307,134 SH   SOLE   307,134 0 0
DEERE & CO COM 244199105   413 1,074 SH   SOLE   1,074 0 0
DANAHER CORPORATION COM 235851102   281 1,138 SH   SOLE   1,138 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   993 2,951 SH   SOLE   2,951 0 0
DISNEY WALT CO COM 254687106   49,731 620,630 SH   SOLE   620,630 0 0
ISHARES TR ESG EAFE ETF 46436E759   312 5,475 SH   SOLE   5,475 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   35,703 402,574 SH   SOLE   402,574 0 0
ISHARES TR ESG US AGR BD 46435U549   12,156 268,334 SH   SOLE   268,334 0 0
EBAY INC. COM 278642103   36,841 844,011 SH   SOLE   844,011 0 0
ECOLAB INC COM 278865100   24,301 143,556 SH   SOLE   143,556 0 0
ISHARES TR EAFE GRWTH ETF 464288885   958 11,103 SH   SOLE   11,103 0 0
ISHARES TR EAFE VALUE ETF 464288877   43,023 873,217 SH   SOLE   873,217 0 0
EQUIFAX INC COM 294429105   4,098 22,396 SH   SOLE   22,396 0 0
EDISON INTL COM 281020107   43,266 680,391 SH   SOLE   680,391 0 0
LAUDER ESTEE COS INC CL A 518439104   4,091 28,820 SH   SOLE   28,820 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300   45,444 1,911,025 SH   SOLE   1,911,025 0 0
EMERSON ELEC CO COM 291011104   445 4,583 SH   SOLE   4,583 0 0
ENBRIDGE INC COM 29250N105   53,060 1,582,000 SH   SOLE   1,582,000 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   6,473 236,077 SH   SOLE   236,077 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   234 3,375 SH   SOLE   3,375 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   2,296 75,956 SH   SOLE   75,956 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,029 10,936 SH   SOLE   10,936 0 0
ISHARES TR ESG MSCI USA SML 46435U663   3,880 114,875 SH   SOLE   114,875 0 0
EATON CORP PLC SHS G29183103   239 1,108 SH   SOLE   1,108 0 0
ISHARES TR ESG ADV TTL USD 46436E619   587 14,324 SH   SOLE   14,324 0 0
ISHARES INC MSCI GERMANY ETF 464286806   9,698 371,289 SH   SOLE   371,289 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   46,774 1,474,120 SH   SOLE   1,474,120 0 0
ISHARES INC MSCI STH KOR ETF 464286772   24,352 410,865 SH   SOLE   410,865 0 0
ISHARES INC MSCI BRAZIL ETF 464286400   24,210 794,807 SH   SOLE   794,807 0 0
EXPEDIA INC DEL COM NEW 30212P303   2,149 20,950 SH   SOLE   20,950 0 0
DIAMONDBACK ENERGY INC COM 25278X109   12,387 78,829 SH   SOLE   78,829 0 0
FISERV INC COM 337738108   44,226 389,472 SH   SOLE   389,472 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   104,104 1,865,005 SH   SOLE   1,865,005 0 0
FIFTH THIRD BANCORP COM 316773100   723 28,883 SH   SOLE   28,883 0 0
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819   556 32,851 SH   SOLE   32,851 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106   220 10,145 SH   SOLE   10,145 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   10,517 97,466 SH   SOLE   97,466 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   15,824 604,666 SH   SOLE   604,666 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   16,773 392,819 SH   SOLE   392,819 0 0
FORTINET INC COM 34959E109   222 3,781 SH   SOLE   3,781 0 0
FORTREA HLDGS INC COMMON STOCK 34965K107   1,259 43,923 SH   SOLE   43,923 0 0
GENERAL DYNAMICS CORP COM 369550108   27,805 125,028 SH   SOLE   125,028 0 0
GENERAL ELECTRIC C COM NEW 369604301   246 2,192 SH   SOLE   2,192 0 0
GRAHAM HLDGS CO COM CL B 384637104   1,356 2,314 SH   SOLE   2,314 0 0
GILEAD SCIENCES INC COM 375558103   509 6,754 SH   SOLE   6,754 0 0
GENERAL MTRS CO COM 37045V100   4,788 144,395 SH   SOLE   144,395 0 0
ALPHABET INC CAP STK CL C 02079K107   94,967 713,336 SH   SOLE   713,336 0 0
ALPHABET INC CAP STK CL A 02079K305   159,952 1,208,905 SH   SOLE   1,208,905 0 0
ISHARES TR US TREAS BD ETF 46429B267   278 12,597 SH   SOLE   12,597 0 0
GENUINE PARTS CO COM 372460105   31,727 221,464 SH   SOLE   221,464 0 0
GLOBAL PMTS INC COM 37940X102   1,255 10,812 SH   SOLE   10,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   350 1,076 SH   SOLE   1,076 0 0
GSK PLC SPONSORED ADR 37733W204   41,300 1,136,495 SH   SOLE   1,136,495 0 0
HALLIBURTON CO COM 406216101   2,077 49,700 SH   SOLE   49,700 0 0
HUNTINGTON BANCSHARES INC COM 446150104   1,388 135,909 SH   SOLE   135,909 0 0
HANESBRANDS INC COM 410345102   7,998 2,221,687 SH   SOLE   2,221,687 0 0
HOME DEPOT INC COM 437076102   1,093 3,602 SH   SOLE   3,602 0 0
HALEON PLC SPON ADS 405552100   96 11,634 SH   SOLE   11,634 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406   975 24,562 SH   SOLE   24,562 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409   3,952 81,290 SH   SOLE   81,290 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   427 3,016 SH   SOLE   3,016 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   436 3,931 SH   SOLE   3,931 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   10,844 215,333 SH   SOLE   215,333 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   4,001 58,684 SH   SOLE   58,684 0 0
ISHARES TR CORE S&P SCP ETF 464287804   340 3,585 SH   SOLE   3,585 0 0
INGREDION INC COM 457187102   19,473 197,995 SH   SOLE   197,995 0 0
INTEL CORP COM 458140100   340 9,671 SH   SOLE   9,671 0 0
INTUIT COM 461202103   416 811 SH   SOLE   811 0 0
IQVIA HLDGS INC COM 46266C105   123,686 625,583 SH   SOLE   625,583 0 0
ISHARES TR CORE TOTAL USD 46434V613   23,978 548,187 SH   SOLE   548,187 0 0
ISHARES TR CORE S&P500 ETF 464287200   58,418 135,740 SH   SOLE   135,740 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   322 4,689 SH   SOLE   4,689 0 0
INVESCO LTD SHS G491BT108   353 24,408 SH   SOLE   24,408 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   37,237 619,174 SH   SOLE   619,174 0 0
ISHARES TR U.S. TECH ETF 464287721   298 2,849 SH   SOLE   2,849 0 0
JD.COM INC SPON ADR CL A 47215P106   3,711 129,992 SH   SOLE   129,992 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,897 57,393 SH   SOLE   57,393 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   19,958 412,861 SH   SOLE   412,861 0 0
JOHNSON & JOHNSON COM 478160104   1,204 7,666 SH   SOLE   7,666 0 0
JPMORGAN CHASE & CO COM 46625H100   90,655 614,239 SH   SOLE   614,239 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,766 214,453 SH   SOLE   214,453 0 0
KELLANOVA COM 487836108   1,192 20,133 SH   SOLE   20,133 0 0
KEYCORP NEW COM 493267108   844 80,263 SH   SOLE   80,263 0 0
KLA CORP COM NEW 482480100   558 1,219 SH   SOLE   1,219 0 0
CARMAX INC COM 143130102   95,968 1,390,486 SH   SOLE   1,390,486 0 0
COCA COLA CO COM 191216100   34,744 622,547 SH   SOLE   622,547 0 0
KROGER CO COM 501044101   1,535 34,045 SH   SOLE   34,045 0 0
LAMAR ADVERTISING CO NEW CL A 512816109   38,116 462,404 SH   SOLE   462,404 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   813 17,223 SH   SOLE   17,223 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   8,918 43,874 SH   SOLE   43,874 0 0
LINDE PLC SHS G54950103   240 642 SH   SOLE   642 0 0
ELI LILLY & CO COM 532457108   948 1,741 SH   SOLE   1,741 0 0
LOCKHEED MARTIN CORP COM 539830109   30,426 74,037 SH   SOLE   74,037 0 0
LOWES COS INC COM 548661107   737 3,546 SH   SOLE   3,546 0 0
ISHARES TR IBOXX INV CP ETF 464287242   233 2,276 SH   SOLE   2,276 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   22,986 10,740,954 SH   SOLE   10,740,954 0 0
MASTERCARD INCORPORATED CL A 57636Q104   120,524 301,725 SH   SOLE   301,725 0 0
MASCO CORP COM 574599106   2,836 52,217 SH   SOLE   52,217 0 0
ISHARES TR MBS ETF 464288588   630 7,078 SH   SOLE   7,078 0 0
MCDONALDS CORP COM 580135101   247 929 SH   SOLE   929 0 0
ISHARES TR MSCI CHINA ETF 46429B671   35,586 828,351 SH   SOLE   828,351 0 0
MCKESSON CORP COM 58155Q103   23,805 53,853 SH   SOLE   53,853 0 0
MOODYS CORP COM 615369105   251 787 SH   SOLE   787 0 0
MONDELEZ INTL INC CL A 609207105   481 6,925 SH   SOLE   6,925 0 0
MEDTRONIC PLC SHS G5960L103   39,669 504,112 SH   SOLE   504,112 0 0
MERCADOLIBRE INC COM 58733R102   262 206 SH   SOLE   206 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109   366 103,612 SH   SOLE   103,612 0 0
Altria Group Inc. COM 02209S103   9,703 230,252 SH   SOLE   230,252 0 0
MONOLITHIC PWR SYS INC COM 609839105   216 477 SH   SOLE   477 0 0
MERCK & CO INC COM 58933Y105   630 6,043 SH   SOLE   6,043 0 0
MICROSOFT CORP COM 594918104   209,955 669,395 SH   SOLE   669,395 0 0
ISHARES TR NATIONAL MUN ETF 464288414   14,036 136,830 SH   SOLE   136,830 0 0
NEXTERA ENERGY INC COM 65339F101   367 6,422 SH   SOLE   6,422 0 0
NETFLIX INC COM 64110L106   19,913 52,903 SH   SOLE   52,903 0 0
NIKE INC CL B 654106103   3,833 42,765 SH   SOLE   42,765 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208   286 69,129 SH   SOLE   69,129 0 0
SERVICENOW INC COM 81762P102   430 776 SH   SOLE   776 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   2,420 84,806 SH   SOLE   84,806 0 0
NVIDIA CORPORATION COM 67066G104   1,497 3,474 SH   SOLE   3,474 0 0
NOVARTIS AG SPONSORED ADR 66987V109   38,399 375,246 SH   SOLE   375,246 0 0
NVENT ELECTRIC PLC SHS G6700G107   337 6,248 SH   SOLE   6,248 0 0
ONEOK INC NEW COM 682680103   348 5,359 SH   SOLE   5,359 0 0
OMNICOM GROUP INC COM 681919106   44,713 603,811 SH   SOLE   603,811 0 0
ORANGE SPONSORED ADR 684060106   218 19,101 SH   SOLE   19,101 0 0
ORACLE CORP COM 68389X105   66,096 622,649 SH   SOLE   622,649 0 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207   11,911 734,311 SH   SOLE   734,311 0 0
PALO ALTO NETWORKS INC COM 697435105   290 1,235 SH   SOLE   1,235 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   339 22,867 SH   SOLE   22,867 0 0
PEPSICO INC COM 713448108   641 3,781 SH   SOLE   3,781 0 0
PFIZER INC COM 717081103   36,075 1,124,170 SH   SOLE   1,124,170 0 0
PROCTER AND GAMBLE CO COM 742718109   24,239 165,635 SH   SOLE   165,635 0 0
POLARIS INC COM 731068102   459 4,417 SH   SOLE   4,417 0 0
PHILIP MORRIS INTL INC COM 718172109   84,894 912,341 SH   SOLE   912,341 0 0
PNC FINL SVCS GROUP INC COM 693475105   278 2,266 SH   SOLE   2,266 0 0
PENTAIR PLC SHS G7S00T104   410 6,287 SH   SOLE   6,287 0 0
QUALCOMM INC COM 747525103   61,749 555,807 SH   SOLE   555,807 0 0
ROCKWELL AUTOMATION INC COM 773903109   432 1,507 SH   SOLE   1,507 0 0
ROPER TECHNOLOGIES INC COM 776696106   492 1,009 SH   SOLE   1,009 0 0
RTX CORPORATION COM 75513E901   15,777 219,128 SH   SOLE   219,128 0 0
STARBUCKS CORP COM 855244109   37,955 416,718 SH   SOLE   416,718 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   33,215 664,824 SH   SOLE   664,824 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,219 46,337 SH   SOLE   46,337 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,870 293,821 SH   SOLE   293,821 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   18,847 393,293 SH   SOLE   393,293 0 0
SCHWAB CHARLES CORP COM 808513105   129,246 2,369,206 SH   SOLE   2,369,206 0 0
SCHLUMBERGER LTD COM 806857108   906 14,869 SH   SOLE   14,869 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   36,754 505,421 SH   SOLE   505,421 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   827 82,028 SH   SOLE   82,028 0 0
SANOFI SPONSORED ADR 80105N105   39,519 745,493 SH   SOLE   745,493 0 0
S&P GLOBAL INC COM 78409V104   360 977 SH   SOLE   977 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   903 17,915 SH   SOLE   17,915 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853   24,181 651,241 SH   SOLE   651,241 0 0
SPIRIT RLTY CAP INC NEW COM NEW 84860W300   28,415 853,288 SH   SOLE   853,288 0 0
STELLANTIS N.V SHS N82405106   937 48,612 SH   SOLE   48,612 0 0
STATE STR CORP COM 857477103   318 4,706 SH   SOLE   4,706 0 0
CONSTELLATION BRANDS INC CL A 21036P108   441 1,755 SH   SOLE   1,755 0 0
SUNCOR ENERGY INC NEW COM 867224107   358 10,179 SH   SOLE   10,179 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   640 29,398 SH   SOLE   29,398 0 0
AT&T INC COM 00206R102   241 16,037 SH   SOLE   16,037 0 0
TELEFONICA S A SPONSORED ADR 879382208   402 98,474 SH   SOLE   98,474 0 0
TERADYNE INC COM 880770102   4,275 42,886 SH   SOLE   42,886 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   401 39,263 SH   SOLE   39,263 0 0
TRUIST FINL CORP COM 89832Q109   25,447 901,404 SH   SOLE   901,404 0 0
ISHARES TR TRS FLT RT BD 46434V860   635 12,517 SH   SOLE   12,517 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110   1,847 119,943 SH   SOLE   119,943 0 0
ISHARES TR 20 YR TR BD ETF 464287432   529 5,970 SH   SOLE   5,970 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   384 764 SH   SOLE   764 0 0
TESLA INC COM 88160R101   1,038 4,211 SH   SOLE   4,211 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   84,171 974,067 SH   SOLE   974,067 0 0
TELUS CORPORATION COM 87971M103   4,111 250,534 SH   SOLE   250,534 0 0
TEXAS INSTRS INC COM 882508104   22,485 141,334 SH   SOLE   141,334 0 0
UBER TECHNOLOGIES INC COM 90353T100   211 4,571 SH   SOLE   4,571 0 0
UBS GROUP AG SHS H42097107   1,076 43,550 SH   SOLE   43,550 0 0
UNILEVER PLC SPON ADR NEW 904767704   30,136 612,503 SH   SOLE   612,503 0 0
UNITEDHEALTH GROUP INC COM 91324P102   57,704 113,126 SH   SOLE   113,126 0 0
UNION PAC CORP COM 907818108   235 1,151 SH   SOLE   1,151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   39,341 252,998 SH   SOLE   252,998 0 0
US BANCORP DEL COM NEW 902973304   5,871 180,818 SH   SOLE   180,818 0 0
ISHARES TR BROAD USD HIGH 46435U853   55,094 1,584,533 SH   SOLE   1,584,533 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   404 5,555 SH   SOLE   5,555 0 0
DBX ETF TR XTRCKR MSCI US 233051150   10,021 252,558 SH   SOLE   252,558 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   576 16,610 SH   SOLE   16,610 0 0
VISA INC COM CL A 92826C839   116,786 504,111 SH   SOLE   504,111 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,908 15,341 SH   SOLE   15,341 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,526 22,029 SH   SOLE   22,029 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   17,267 94,363 SH   SOLE   94,363 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   281,792 6,424,797 SH   SOLE   6,424,797 0 0
VEEVA SYS INC CL A COM 922475108   33,367 164,491 SH   SOLE   164,491 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   40,842 504,970 SH   SOLE   504,970 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706   121,115 2,120,738 SH   SOLE   2,120,738 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,919 12,335 SH   SOLE   12,335 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771   77,264 1,761,600 SH   SOLE   1,761,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   158,883 760,715 SH   SOLE   760,715 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   34,844 330,400 SH   SOLE   330,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   227 2,136 SH   SOLE   2,136 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746   62,840 1,308,354 SH   SOLE   1,308,354 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769   697,917 3,276,134 SH   SOLE   3,276,134 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   31,127 657,930 SH   SOLE   657,930 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   73,637 530,409 SH   SOLE   530,409 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   79,910 2,040,088 SH   SOLE   2,040,088 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   31,312 528,026 SH   SOLE   528,026 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   23,383 718,382 SH   SOLE   718,382 0 0
WARNER BROS DISCOVERY INC SPONSORED ADR 934423104   5,138 480,631 SH   SOLE   480,631 0 0
WELLS FARGO CO NEW COM 949746101   76,997 1,882,093 SH   SOLE   1,882,093 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105   12,607 178,567 SH   SOLE   178,567 0 0
WILEY JOHN & SONS INC CL A 968223206   256 6,864 SH   SOLE   6,864 0 0
WILLIAMS COS INC COM 969457100   1,386 40,287 SH   SOLE   40,287 0 0
WALMART INC COM 931142103   526 3,238 SH   SOLE   3,238 0 0
WPP PLC NEW ADR 92937A102   6,106 137,553 SH   SOLE   137,553 0 0
WESTERN UN CO COM 959802109   177 13,167 SH   SOLE   13,167 0 0
EXXON MOBIL CORP COM 30231G102   64,342 538,562 SH   SOLE   538,562 0 0
YUM BRANDS INC COM 988498101   228 1,838 SH   SOLE   1,838 0 0
YUM CHINA HLDGS INC COM 98850P109   11,828 213,419 SH   SOLE   213,419 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   5,768 51,286 SH   SOLE   51,286 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   9,807 41,404 SH   SOLE   41,404 0 0