0001104659-23-117967.txt : 20231114 0001104659-23-117967.hdr.sgml : 20231114 20231114142034 ACCESSION NUMBER: 0001104659-23-117967 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231114 DATE AS OF CHANGE: 20231114 EFFECTIVENESS DATE: 20231114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Morningstar Investment Services LLC CENTRAL INDEX KEY: 0001478215 IRS NUMBER: 344410122 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13657 FILM NUMBER: 231404406 BUSINESS ADDRESS: STREET 1: 22 WEST WASHINGTON STREET CITY: CHICAGO STATE: IL ZIP: 60602 BUSINESS PHONE: 312-244-7807 MAIL ADDRESS: STREET 1: 22 WEST WASHINGTON STREET CITY: CHICAGO STATE: IL ZIP: 60602 FORMER COMPANY: FORMER CONFORMED NAME: Morningstar Investment Services, Inc. DATE OF NAME CHANGE: 20091207 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001478215 XXXXXXXX 09-30-2023 09-30-2023 false Morningstar Investment Services LLC

22 West Washington Street Chicago IL 60602

13F HOLDINGS REPORT 028-13657 N Yasir Syed 773-456-4370 /s/ Yasir Syed Rosenberg TX 11-14-2023 0 275 7806283 INFORMATION TABLE 2 infotable.xml APPLE INC COM 037833100 6034 35352 SH SOLE 35352 0 0 ABBVIE INC COM 00287Y109 773 5078 SH SOLE 5078 0 0 AMBEV SA SPONSORED ADR 02319V103 831 324493 SH SOLE 324493 0 0 ABBOTT LABS COM 002824100 250 2548 SH SOLE 2548 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 495 1647 SH SOLE 1647 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 74259 147134 SH SOLE 147134 0 0 ANALOG DEVICES INC COM 032654105 34251 194154 SH SOLE 194154 0 0 AUTODESK INC COM 052769106 22702 109198 SH SOLE 109198 0 0 AMERICAN INTL GROUP INC COM NEW 026874784 7691 125507 SH SOLE 125507 0 0 ALLEGION PLC ORD SHS G0176J109 10975 105262 SH SOLE 105262 0 0 APPLIED MATLS INC COM 038222105 651 4709 SH SOLE 4709 0 0 ADVANCED MICRO DEVICES INC COM 007903107 214 2086 SH SOLE 2086 0 0 AMGEN INC COM 031162100 32538 120147 SH SOLE 120147 0 0 AMERICAN TOWER CORP NEW COM 03027X100 246 1516 SH SOLE 1516 0 0 AMAZON COM INC COM 023135106 117319 931193 SH SOLE 931193 0 0 VANECK ETF TRUST FALLEN ANGEL HG 92189F437 23692 872311 SH SOLE 872311 0 0 AIR PRODS & CHEMS INC COM 009158106 99929 348340 SH SOLE 348340 0 0 BROADCOM INC COM 11135F101 936 1125 SH SOLE 1125 0 0 AVNET INC COM 053807103 979 20001 SH SOLE 20001 0 0 AMERICAN EXPRESS CO COM 025816109 5994 39896 SH SOLE 39896 0 0 AUTOZONE INC COM 053332102 1459 570 SH SOLE 570 0 0 BOEING CO COM 097023105 216 1132 SH SOLE 1132 0 0 ALIBABA GROUP HLDG LTD SPONSOSORED ADR 01609W102 8183 95661 SH SOLE 95661 0 0 BANK AMERICA CORP COM 060505104 16368 593897 SH SOLE 593897 0 0 BARCLAYS PLC ADR 06738E204 725 92622 SH SOLE 92622 0 0 BECTON DICKINSON & CO COM 075887109 41209 156844 SH SOLE 156844 0 0 BIOGEN INC COM 09062X103 215 833 SH SOLE 833 0 0 BANK NEW YORK MELLON CORP COM 064058100 26387 618239 SH SOLE 618239 0 0 BOOKING HLDGS INC COM 09857L108 179635 57856 SH SOLE 57856 0 0 BLACKROCK INC COM 09247X101 37438 58022 SH SOLE 58022 0 0 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 27839 414704 SH SOLE 414704 0 0 BIOMARIN PHARMACEUTICAL INC COM 09061G101 1902 21314 SH SOLE 21314 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 456 7849 SH SOLE 7849 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 657334 9416047 SH SOLE 9416047 0 0 BP PLC SPONSORED ADR 055622104 347 8806 SH SOLE 8806 0 0 BROADRIDGE FINL SOLUTIONS IN COM 11133T103 17552 96974 SH SOLE 96974 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 154773 433459 SH SOLE 433459 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 143316 1908084 SH SOLE 1908084 0 0 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 4233 79035 SH SOLE 79035 0 0 BLACKSTONE INC COM 09260D107 312 2884 SH SOLE 2884 0 0 CITIGROUP INC COM NEW 172967424 6667 161814 SH SOLE 161814 0 0 CATERPILLAR INC COM 149123101 366 1327 SH SOLE 1327 0 0 CHECK POINT SOFTWARE TECH LT ORD M22465104 65522 489008 SH SOLE 489008 0 0 THE CIGNA GROUP COM 125523100 13099 45120 SH SOLE 45120 0 0 CORE LABORATORIES INC COM 21867A105 333 13570 SH SOLE 13570 0 0 CLOROX CO DEL COM 189054109 310 2414 SH SOLE 2414 0 0 COMCAST CORP NEW CL A 20030N101 106482 2373648 SH SOLE 2373648 0 0 CME GROUP INC COM 12572Q105 592 2934 SH SOLE 2934 0 0 COMPASS MINERALS INTL INC COM 20451N101 19729 714835 SH SOLE 714835 0 0 CAPITAL ONE FINL CORP COM 14040H105 5298 54616 SH SOLE 54616 0 0 CONOCOPHILLIPS COM 20825C104 25118 204678 SH SOLE 204678 0 0 CENCORA INC COM 03073E105 269607 1474408 SH SOLE 1474408 0 0 COSTCO WHSL CORP NEW COM 22160K105 499 877 SH SOLE 877 0 0 CAMPBELL SOUP CO COM 134429109 3765 91239 SH SOLE 91239 0 0 CRANE COMPANY COMMON STOCK 224408104 5664 63418 SH SOLE 63418 0 0 CHARLES RIV LABS INTL INC COM 159864107 10062 51516 SH SOLE 51516 0 0 SALESFORCE COM INC COM 79466L302 28988 142650 SH SOLE 142650 0 0 CISCO SYS INC COM 17275R102 827 15343 SH SOLE 15343 0 0 CVS HEALTH CORP COM 126650100 52942 756005 SH SOLE 756005 0 0 CHEVRON CORP NEW COM 166764100 21602 126634 SH SOLE 126634 0 0 DOMINION RES INC VA NEW COM 25746U109 13557 307134 SH SOLE 307134 0 0 DEERE & CO COM 244199105 413 1074 SH SOLE 1074 0 0 DANAHER CORPORATION COM 235851102 281 1138 SH SOLE 1138 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 993 2951 SH SOLE 2951 0 0 DISNEY WALT CO COM 254687106 49731 620630 SH SOLE 620630 0 0 ISHARES TR ESG EAFE ETF 46436E759 312 5475 SH SOLE 5475 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 35703 402574 SH SOLE 402574 0 0 ISHARES TR ESG US AGR BD 46435U549 12156 268334 SH SOLE 268334 0 0 EBAY INC. COM 278642103 36841 844011 SH SOLE 844011 0 0 ECOLAB INC COM 278865100 24301 143556 SH SOLE 143556 0 0 ISHARES TR EAFE GRWTH ETF 464288885 958 11103 SH SOLE 11103 0 0 ISHARES TR EAFE VALUE ETF 464288877 43023 873217 SH SOLE 873217 0 0 EQUIFAX INC COM 294429105 4098 22396 SH SOLE 22396 0 0 EDISON INTL COM 281020107 43266 680391 SH SOLE 680391 0 0 LAUDER ESTEE COS INC CL A 518439104 4091 28820 SH SOLE 28820 0 0 VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 45444 1911025 SH SOLE 1911025 0 0 EMERSON ELEC CO COM 291011104 445 4583 SH SOLE 4583 0 0 ENBRIDGE INC COM 29250N105 53060 1582000 SH SOLE 1582000 0 0 ENTERPRISE PRODS PARTNERS L COM 293792107 6473 236077 SH SOLE 236077 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 234 3375 SH SOLE 3375 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 2296 75956 SH SOLE 75956 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 1029 10936 SH SOLE 10936 0 0 ISHARES TR ESG MSCI USA SML 46435U663 3880 114875 SH SOLE 114875 0 0 EATON CORP PLC SHS G29183103 239 1108 SH SOLE 1108 0 0 ISHARES TR ESG ADV TTL USD 46436E619 587 14324 SH SOLE 14324 0 0 ISHARES INC MSCI GERMANY ETF 464286806 9698 371289 SH SOLE 371289 0 0 ISHARES TR MSCI UK ETF NEW 46435G334 46774 1474120 SH SOLE 1474120 0 0 ISHARES INC MSCI STH KOR ETF 464286772 24352 410865 SH SOLE 410865 0 0 ISHARES INC MSCI BRAZIL ETF 464286400 24210 794807 SH SOLE 794807 0 0 EXPEDIA INC DEL COM NEW 30212P303 2149 20950 SH SOLE 20950 0 0 DIAMONDBACK ENERGY INC COM 25278X109 12387 78829 SH SOLE 78829 0 0 FISERV INC COM 337738108 44226 389472 SH SOLE 389472 0 0 FIDELITY NATL INFORMATION SV COM 31620M106 104104 1865005 SH SOLE 1865005 0 0 FIFTH THIRD BANCORP COM 316773100 723 28883 SH SOLE 28883 0 0 FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819 556 32851 SH SOLE 32851 0 0 FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 220 10145 SH SOLE 10145 0 0 FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 10517 97466 SH SOLE 97466 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 15824 604666 SH SOLE 604666 0 0 FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 16773 392819 SH SOLE 392819 0 0 FORTINET INC COM 34959E109 222 3781 SH SOLE 3781 0 0 FORTREA HLDGS INC COMMON STOCK 34965K107 1259 43923 SH SOLE 43923 0 0 GENERAL DYNAMICS CORP COM 369550108 27805 125028 SH SOLE 125028 0 0 GENERAL ELECTRIC C COM NEW 369604301 246 2192 SH SOLE 2192 0 0 GRAHAM HLDGS CO COM CL B 384637104 1356 2314 SH SOLE 2314 0 0 GILEAD SCIENCES INC COM 375558103 509 6754 SH SOLE 6754 0 0 GENERAL MTRS CO COM 37045V100 4788 144395 SH SOLE 144395 0 0 ALPHABET INC CAP STK CL C 02079K107 94967 713336 SH SOLE 713336 0 0 ALPHABET INC CAP STK CL A 02079K305 159952 1208905 SH SOLE 1208905 0 0 ISHARES TR US TREAS BD ETF 46429B267 278 12597 SH SOLE 12597 0 0 GENUINE PARTS CO COM 372460105 31727 221464 SH SOLE 221464 0 0 GLOBAL PMTS INC COM 37940X102 1255 10812 SH SOLE 10812 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 350 1076 SH SOLE 1076 0 0 GSK PLC SPONSORED ADR 37733W204 41300 1136495 SH SOLE 1136495 0 0 HALLIBURTON CO COM 406216101 2077 49700 SH SOLE 49700 0 0 HUNTINGTON BANCSHARES INC COM 446150104 1388 135909 SH SOLE 135909 0 0 HANESBRANDS INC COM 410345102 7998 2221687 SH SOLE 2221687 0 0 HOME DEPOT INC COM 437076102 1093 3602 SH SOLE 3602 0 0 HALEON PLC SPON ADS 405552100 96 11634 SH SOLE 11634 0 0 HSBC HLDGS PLC SPON ADR NEW 404280406 975 24562 SH SOLE 24562 0 0 VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 3952 81290 SH SOLE 81290 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 427 3016 SH SOLE 3016 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 436 3931 SH SOLE 3931 0 0 ISHARES TR BLACKROCK ULTRA 46434V878 10844 215333 SH SOLE 215333 0 0 INTERNATIONAL FLAVORS&FRAGRA COM 459506101 4001 58684 SH SOLE 58684 0 0 ISHARES TR CORE S&P SCP ETF 464287804 340 3585 SH SOLE 3585 0 0 INGREDION INC COM 457187102 19473 197995 SH SOLE 197995 0 0 INTEL CORP COM 458140100 340 9671 SH SOLE 9671 0 0 INTUIT COM 461202103 416 811 SH SOLE 811 0 0 IQVIA HLDGS INC COM 46266C105 123686 625583 SH SOLE 625583 0 0 ISHARES TR CORE TOTAL USD 46434V613 23978 548187 SH SOLE 548187 0 0 ISHARES TR CORE S&P500 ETF 464287200 58418 135740 SH SOLE 135740 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 322 4689 SH SOLE 4689 0 0 INVESCO LTD SHS G491BT108 353 24408 SH SOLE 24408 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 37237 619174 SH SOLE 619174 0 0 ISHARES TR U.S. TECH ETF 464287721 298 2849 SH SOLE 2849 0 0 JD.COM INC SPON ADR CL A 47215P106 3711 129992 SH SOLE 129992 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2897 57393 SH SOLE 57393 0 0 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 19958 412861 SH SOLE 412861 0 0 JOHNSON & JOHNSON COM 478160104 1204 7666 SH SOLE 7666 0 0 JPMORGAN CHASE & CO COM 46625H100 90655 614239 SH SOLE 614239 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 10766 214453 SH SOLE 214453 0 0 KELLANOVA COM 487836108 1192 20133 SH SOLE 20133 0 0 KEYCORP NEW COM 493267108 844 80263 SH SOLE 80263 0 0 KLA CORP COM NEW 482480100 558 1219 SH SOLE 1219 0 0 CARMAX INC COM 143130102 95968 1390486 SH SOLE 1390486 0 0 COCA COLA CO COM 191216100 34744 622547 SH SOLE 622547 0 0 KROGER CO COM 501044101 1535 34045 SH SOLE 34045 0 0 LAMAR ADVERTISING CO NEW CL A 512816109 38116 462404 SH SOLE 462404 0 0 BLACKROCK ETF TRUST US CARBON TRANS 09290C509 813 17223 SH SOLE 17223 0 0 LABORATORY CORP AMER HLDGS COM NEW 50540R409 8918 43874 SH SOLE 43874 0 0 LINDE PLC SHS G54950103 240 642 SH SOLE 642 0 0 ELI LILLY & CO COM 532457108 948 1741 SH SOLE 1741 0 0 LOCKHEED MARTIN CORP COM 539830109 30426 74037 SH SOLE 74037 0 0 LOWES COS INC COM 548661107 737 3546 SH SOLE 3546 0 0 ISHARES TR IBOXX INV CP ETF 464287242 233 2276 SH SOLE 2276 0 0 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 22986 10740954 SH SOLE 10740954 0 0 MASTERCARD INCORPORATED CL A 57636Q104 120524 301725 SH SOLE 301725 0 0 MASCO CORP COM 574599106 2836 52217 SH SOLE 52217 0 0 ISHARES TR MBS ETF 464288588 630 7078 SH SOLE 7078 0 0 MCDONALDS CORP COM 580135101 247 929 SH SOLE 929 0 0 ISHARES TR MSCI CHINA ETF 46429B671 35586 828351 SH SOLE 828351 0 0 MCKESSON CORP COM 58155Q103 23805 53853 SH SOLE 53853 0 0 MOODYS CORP COM 615369105 251 787 SH SOLE 787 0 0 MONDELEZ INTL INC CL A 609207105 481 6925 SH SOLE 6925 0 0 MEDTRONIC PLC SHS G5960L103 39669 504112 SH SOLE 504112 0 0 MERCADOLIBRE INC COM 58733R102 262 206 SH SOLE 206 0 0 MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 366 103612 SH SOLE 103612 0 0 Altria Group Inc. COM 02209S103 9703 230252 SH SOLE 230252 0 0 MONOLITHIC PWR SYS INC COM 609839105 216 477 SH SOLE 477 0 0 MERCK & CO INC COM 58933Y105 630 6043 SH SOLE 6043 0 0 MICROSOFT CORP COM 594918104 209955 669395 SH SOLE 669395 0 0 ISHARES TR NATIONAL MUN ETF 464288414 14036 136830 SH SOLE 136830 0 0 NEXTERA ENERGY INC COM 65339F101 367 6422 SH SOLE 6422 0 0 NETFLIX INC COM 64110L106 19913 52903 SH SOLE 52903 0 0 NIKE INC CL B 654106103 3833 42765 SH SOLE 42765 0 0 NOMURA HLDGS INC SPONSORED ADR 65535H208 286 69129 SH SOLE 69129 0 0 SERVICENOW INC COM 81762P102 430 776 SH SOLE 776 0 0 NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 2420 84806 SH SOLE 84806 0 0 NVIDIA CORPORATION COM 67066G104 1497 3474 SH SOLE 3474 0 0 NOVARTIS AG SPONSORED ADR 66987V109 38399 375246 SH SOLE 375246 0 0 NVENT ELECTRIC PLC SHS G6700G107 337 6248 SH SOLE 6248 0 0 ONEOK INC NEW COM 682680103 348 5359 SH SOLE 5359 0 0 OMNICOM GROUP INC COM 681919106 44713 603811 SH SOLE 603811 0 0 ORANGE SPONSORED ADR 684060106 218 19101 SH SOLE 19101 0 0 ORACLE CORP COM 68389X105 66096 622649 SH SOLE 622649 0 0 PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 11911 734311 SH SOLE 734311 0 0 PALO ALTO NETWORKS INC COM 697435105 290 1235 SH SOLE 1235 0 0 PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 339 22867 SH SOLE 22867 0 0 PEPSICO INC COM 713448108 641 3781 SH SOLE 3781 0 0 PFIZER INC COM 717081103 36075 1124170 SH SOLE 1124170 0 0 PROCTER AND GAMBLE CO COM 742718109 24239 165635 SH SOLE 165635 0 0 POLARIS INC COM 731068102 459 4417 SH SOLE 4417 0 0 PHILIP MORRIS INTL INC COM 718172109 84894 912341 SH SOLE 912341 0 0 PNC FINL SVCS GROUP INC COM 693475105 278 2266 SH SOLE 2266 0 0 PENTAIR PLC SHS G7S00T104 410 6287 SH SOLE 6287 0 0 QUALCOMM INC COM 747525103 61749 555807 SH SOLE 555807 0 0 ROCKWELL AUTOMATION INC COM 773903109 432 1507 SH SOLE 1507 0 0 ROPER TECHNOLOGIES INC COM 776696106 492 1009 SH SOLE 1009 0 0 RTX CORPORATION COM 75513E901 15777 219128 SH SOLE 219128 0 0 STARBUCKS CORP COM 855244109 37955 416718 SH SOLE 416718 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 33215 664824 SH SOLE 664824 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2219 46337 SH SOLE 46337 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 14870 293821 SH SOLE 293821 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 18847 393293 SH SOLE 393293 0 0 SCHWAB CHARLES CORP COM 808513105 129246 2369206 SH SOLE 2369206 0 0 SCHLUMBERGER LTD COM 806857108 906 14869 SH SOLE 14869 0 0 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 36754 505421 SH SOLE 505421 0 0 SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 827 82028 SH SOLE 82028 0 0 SANOFI SPONSORED ADR 80105N105 39519 745493 SH SOLE 745493 0 0 S&P GLOBAL INC COM 78409V104 360 977 SH SOLE 977 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 903 17915 SH SOLE 17915 0 0 SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 24181 651241 SH SOLE 651241 0 0 SPIRIT RLTY CAP INC NEW COM NEW 84860W300 28415 853288 SH SOLE 853288 0 0 STELLANTIS N.V SHS N82405106 937 48612 SH SOLE 48612 0 0 STATE STR CORP COM 857477103 318 4706 SH SOLE 4706 0 0 CONSTELLATION BRANDS INC CL A 21036P108 441 1755 SH SOLE 1755 0 0 SUNCOR ENERGY INC NEW COM 867224107 358 10179 SH SOLE 10179 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 640 29398 SH SOLE 29398 0 0 AT&T INC COM 00206R102 241 16037 SH SOLE 16037 0 0 TELEFONICA S A SPONSORED ADR 879382208 402 98474 SH SOLE 98474 0 0 TERADYNE INC COM 880770102 4275 42886 SH SOLE 42886 0 0 TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 401 39263 SH SOLE 39263 0 0 TRUIST FINL CORP COM 89832Q109 25447 901404 SH SOLE 901404 0 0 ISHARES TR TRS FLT RT BD 46434V860 635 12517 SH SOLE 12517 0 0 MILLICOM INTL CELLULAR SA COM STK L6388F110 1847 119943 SH SOLE 119943 0 0 ISHARES TR 20 YR TR BD ETF 464287432 529 5970 SH SOLE 5970 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 384 764 SH SOLE 764 0 0 TESLA INC COM 88160R101 1038 4211 SH SOLE 4211 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 84171 974067 SH SOLE 974067 0 0 TELUS CORPORATION COM 87971M103 4111 250534 SH SOLE 250534 0 0 TEXAS INSTRS INC COM 882508104 22485 141334 SH SOLE 141334 0 0 UBER TECHNOLOGIES INC COM 90353T100 211 4571 SH SOLE 4571 0 0 UBS GROUP AG SHS H42097107 1076 43550 SH SOLE 43550 0 0 UNILEVER PLC SPON ADR NEW 904767704 30136 612503 SH SOLE 612503 0 0 UNITEDHEALTH GROUP INC COM 91324P102 57704 113126 SH SOLE 113126 0 0 UNION PAC CORP COM 907818108 235 1151 SH SOLE 1151 0 0 UNITED PARCEL SERVICE INC CL B 911312106 39341 252998 SH SOLE 252998 0 0 US BANCORP DEL COM NEW 902973304 5871 180818 SH SOLE 180818 0 0 ISHARES TR BROAD USD HIGH 46435U853 55094 1584533 SH SOLE 1584533 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 404 5555 SH SOLE 5555 0 0 DBX ETF TR XTRCKR MSCI US 233051150 10021 252558 SH SOLE 252558 0 0 ISHARES TR ESG MSCI USA ETF 46436E767 576 16610 SH SOLE 16610 0 0 VISA INC COM CL A 92826C839 116786 504111 SH SOLE 504111 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 2908 15341 SH SOLE 15341 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 3526 22029 SH SOLE 22029 0 0 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 17267 94363 SH SOLE 94363 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 281792 6424797 SH SOLE 6424797 0 0 VEEVA SYS INC CL A COM 922475108 33367 164491 SH SOLE 164491 0 0 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 40842 504970 SH SOLE 504970 0 0 VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 121115 2120738 SH SOLE 2120738 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2919 12335 SH SOLE 12335 0 0 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 77264 1761600 SH SOLE 1761600 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 158883 760715 SH SOLE 760715 0 0 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 34844 330400 SH SOLE 330400 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 227 2136 SH SOLE 2136 0 0 VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 62840 1308354 SH SOLE 1308354 0 0 VANGUARD INDEX FDS STK MRK ETF 922908769 697917 3276134 SH SOLE 3276134 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 31127 657930 SH SOLE 657930 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 73637 530409 SH SOLE 530409 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 79910 2040088 SH SOLE 2040088 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 31312 528026 SH SOLE 528026 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 23383 718382 SH SOLE 718382 0 0 WARNER BROS DISCOVERY INC SPONSORED ADR 934423104 5138 480631 SH SOLE 480631 0 0 WELLS FARGO CO NEW COM 949746101 76997 1882093 SH SOLE 1882093 0 0 WYNDHAM HOTELS & RESORTS INC COM 98311A105 12607 178567 SH SOLE 178567 0 0 WILEY JOHN & SONS INC CL A 968223206 256 6864 SH SOLE 6864 0 0 WILLIAMS COS INC COM 969457100 1386 40287 SH SOLE 40287 0 0 WALMART INC COM 931142103 526 3238 SH SOLE 3238 0 0 WPP PLC NEW ADR 92937A102 6106 137553 SH SOLE 137553 0 0 WESTERN UN CO COM 959802109 177 13167 SH SOLE 13167 0 0 EXXON MOBIL CORP COM 30231G102 64342 538562 SH SOLE 538562 0 0 YUM BRANDS INC COM 988498101 228 1838 SH SOLE 1838 0 0 YUM CHINA HLDGS INC COM 98850P109 11828 213419 SH SOLE 213419 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 5768 51286 SH SOLE 51286 0 0 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 9807 41404 SH SOLE 41404 0 0