CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 34,037	$ 31,973
Overnight deposits	500,366	237,492
Total cash and cash equivalents	534,403	269,465
Investment securities available-for-sale, at fair value	497,789	461,207
Investment securities held-to-maturity (estimated fair value of $393.2 million and $404.3 million at March 31, 2024 and December 31, 2023, respectively)	460,249	468,860
Equity investment securities, at fair value	2,115	2,123
Total securities	960,153	932,190
Other investments	32,669	38,966
Loans, net of deferred fees and costs	5,719,218	5,624,797
Allowance for credit losses	(58,538)	(57,965)
Net loans	5,660,680	5,566,832
Receivable from global payments business, net	93,852	87,648
Other assets	171,614	172,571
Total assets	7,453,371	7,067,672
Deposits
Noninterest-bearing demand deposits	1,927,629	1,837,874
Interest-bearing deposits	4,309,913	3,899,418
Total deposits	6,237,542	5,737,292
Federal funds purchased		99,000
Federal Home Loan Bank of New York advances	300,000	440,000
Trust preferred securities	20,620	20,620
Secured and other borrowings	107,549	7,585
Prepaid third-party debit cardholder balances	18,685	10,178
Other liabilities	95,434	93,976
Total liabilities	6,779,830	6,408,651
Stockholders' equity:
Common stock, $0.01 par value, 25,000,000 shares authorized, 11,191,958 and 11,062,729 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively	112	111
Additional paid in capital	393,341	395,871
Retained earnings	332,178	315,975
Accumulated other comprehensive income (loss), net of tax	(52,090)	(52,936)
Total stockholders' equity	673,541	659,021
Total liabilities and stockholders' equity	$ 7,453,371	$ 7,067,672