CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities
Net income	$ 77,268	$ 59,425	$ 60,555
Adjustments to reconcile net income to net cash:
Net depreciation, amortization, and accretion	2,899	4,338	5,063
Provision for credit losses	12,283	10,116	3,816
Stock-based compensation	9,765	7,836	4,821
Net change in deferred loan fees and costs	4,243	5,374	2,332
Deferred income tax (benefit) expense	(2,800)	(4,000)	(120)
(Gain) loss on sale of securities			(609)
Dividends earned on CRA fund	(52)	(33)	(22)
Unrealized (gain) loss on equity securities	(23)	258	62
Net change in:
Receivable from global payments, net	(2,043)	(45,741)	(12,605)
Third-party debit cardholder balances	(401)	1,732	(6,983)
Other assets	(30,019)	3,407	6,167
Other liabilities	(28,694)	43,179	(25,200)
Net cash provided by (used in) operating activities	42,426	85,891	37,277
Cash flows from investing activities
Loan originations, purchases and payments, net	(789,736)	(1,113,963)	(618,323)
Proceeds from loans sold			16,622
Redemptions of FRB and FHLB Stock	152,400	20,030	7
Purchases of FRB and FHLB Stock	(169,256)	(30,142)	(407)
Purchase of securities available-for-sale	(46,809)	(33,776)	(484,793)
Purchase of securities held-for-investment	(24,595)	(173,625)	(383,619)
Proceeds from sales and calls of securities available-for-sale			43,241
Proceeds from paydowns and maturities of securities available-for-sale	42,342	76,728	124,118
Proceeds from paydowns and maturities of securities held-to-maturity	65,954	44,643	4,152
Purchase of premises and equipment, net	(5,749)	(19,245)	(3,995)
Net cash provided by (used in) investing activities	(775,449)	(1,229,350)	(1,302,997)
Cash flows from financing activities
Proceeds from issuance of common stock, net			162,687
Proceeds from (repayments of) federal funds purchased	(51,000)	150,000
Proceeds from (repayments of) FHLB advances, net	340,000	100,000
Proceeds from exercise of stock options		194
Redemption of common stock for tax withholdings for restricted stock vesting	(3,170)	(1,559)	(3,385)
Redemption of subordinated debt		(24,712)
Proceeds from (repayments of) secured borrowings, net	(140)	(24,736)	(4,503)
Net increase (decrease) in deposits	459,380	(1,157,660)	2,605,966
Net cash provided by (used in) financing activities	745,070	(958,473)	2,760,765
Increase (decrease) in cash and cash equivalents	12,047	(2,101,932)	1,495,045
Cash and cash equivalents at the beginning of the period	257,418	2,359,350	864,305
Cash and cash equivalents at the end of the period	269,465	257,418	2,359,350
Cash paid for:
Interest	151,403	31,599	16,249
Income Taxes	$ 36,171	$ 35,304	24,165
Non-cash item:
Transfer of loans from held-for-investment to held-for-sale			$ 17,492