CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 33,534	$ 26,780
Overnight deposits	168,242	230,638
Total cash and cash equivalents	201,776	257,418
Investment securities available-for-sale, at fair value	426,068	445,747
Investment securities held-to-maturity (estimated fair value of $442.4 million and $437.3 million at June 30, 2023 and December 31, 2022, respectively)	515,613	510,425
Equity investment securities, at fair value	2,066	2,048
Total securities	943,747	958,220
Other investments	28,040	22,110
Loans, net of deferred fees and costs	5,149,546	4,840,523
Allowance for credit losses	(51,650)	(44,876)
Net loans	5,097,896	4,795,647
Receivable from global payments business, net	84,919	85,605
Other assets	165,772	148,337
Total assets	6,522,150	6,267,337
Deposits
Noninterest-bearing demand deposits	1,730,380	2,422,151
Interest-bearing deposits	3,558,185	2,855,761
Total deposits	5,288,565	5,277,912
Federal funds purchased	243,000	150,000
Federal Home Loan Bank of New York advances	200,000	100,000
Trust preferred securities	20,620	20,620
Secured borrowings	7,655	7,725
Prepaid third-party debit cardholder balances	10,772	10,579
Other liabilities	130,263	124,604
Total liabilities	5,900,875	5,691,440
Stockholders' equity:
Common stock, $0.01 par value, 25,000,000 shares authorized, 10,991,074 and 10,949,965 shares issued and outstanding at June 30, 2023 and December 31, 2022, respectively	110	109
Additional paid in capital	392,742	389,276
Retained earnings	279,344	240,810
Accumulated other comprehensive income (loss), net of tax	(50,921)	(54,298)
Total stockholders' equity	621,275	575,897
Total liabilities and stockholders' equity	$ 6,522,150	$ 6,267,337