BASIS OF PRESENTATION (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Loan commitments	$ 47,752,000	$ 44,876,000
Decreased retained earnings	263,783,000	$ 240,810,000
Cumulative Effect, Period of Adoption, Adjustment \| ASU 2016-13
Loan commitments	3,000,000.0
Increased deferred tax assets	777,000
Decreased retained earnings	$ 2,100,000

Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting.

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