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LOANS (Schedule of Impaired by Class of Loans) (Details) - USD ($)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
With an allowance recorded:      
Unpaid Principal Balance $ 24,000 $ 879,000 $ 6,999,000
Recorded Investment 24,000 749,000 6,869,000
Allowance for Loan Losses Allocated 24,000 196,000 4,918,000
Average Recorded Investment 79,000 4,954,000 5,450,000
Interest Income Recognized   105,000 107,000
Without an allowance recorded:      
Unpaid Principal Balance 29,160,000 39,164,000 11,011,000
Recorded Investment 27,639,000 39,017,000 10,864,000
Average Recorded Investment 30,974,000 16,561,000 4,307,000
Interest Income Recognized 1,072,000 351,000 58,000
One to four family      
With an allowance recorded:      
Unpaid Principal Balance   577,000 610,000
Recorded Investment   447,000 480,000
Allowance for Loan Losses Allocated   26,000 53,000
Average Recorded Investment     491,000
Interest Income Recognized     19,000
Without an allowance recorded:      
Unpaid Principal Balance 1,176,000 646,000 666,000
Recorded Investment 899,000 499,000 519,000
Average Recorded Investment 832,000 509,000 996,000
Interest Income Recognized 31,000 26,000 20,000
Commercial      
Without an allowance recorded:      
Unpaid Principal Balance     10,345,000
Recorded Investment     10,345,000
Average Recorded Investment     2,360,000
Interest Income Recognized     38,000
Real estate | Commercial      
Without an allowance recorded:      
Unpaid Principal Balance 27,984,000 38,518,000  
Recorded Investment 26,740,000 38,518,000  
Average Recorded Investment 30,142,000 15,975,000  
Interest Income Recognized 1,041,000 325,000  
Commercial and industrial      
With an allowance recorded:      
Unpaid Principal Balance     4,192,000
Recorded Investment     4,192,000
Allowance for Loan Losses Allocated     3,662,000
Average Recorded Investment   2,726,000 3,456,000
Without an allowance recorded:      
Average Recorded Investment   77,000 951,000
Commercial and industrial | One to four family      
With an allowance recorded:      
Average Recorded Investment   462,000  
Interest Income Recognized   21,000  
Consumer      
With an allowance recorded:      
Unpaid Principal Balance 24,000 302,000  
Recorded Investment 24,000 302,000  
Allowance for Loan Losses Allocated 24,000 170,000  
Average Recorded Investment 79,000 1,766,000  
Interest Income Recognized $ 0 $ 84,000  
Consumer | Consumer.      
With an allowance recorded:      
Unpaid Principal Balance     2,197,000
Recorded Investment     2,197,000
Allowance for Loan Losses Allocated     1,203,000
Average Recorded Investment     1,503,000
Interest Income Recognized     $ 88,000