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COMMITMENTS AND CONTINGENCIES (Outstanding following off-balance-sheet financial instruments) (Details) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2022
Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Fixed Rate $ 92,423 $ 89,664
Variable Rate 318,904 346,115
Unused commitments    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Fixed Rate 37,125,000 39,676,000
Variable Rate 318,904,000 346,115,000
Standby and commercial letters of credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Fixed Rate 55,298,000 49,988,000
Variable Rate $ 0 $ 0