CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities
Net income	$ 60,555	$ 39,466
Adjustments to reconcile net income to net cash:
Net Depreciation amortization and accretion	5,063	4,603
Provision for loan losses	3,816	9,488
Stock based compensation	4,821	3,312
Net change in deferred loan fees	2,332	296
Deferred income tax (benefit) expense	(120)	290
(Gain) loss on sale of securities	(609)	(3,286)
(Gain) loss on sale of loans		190
Dividends earned on CRA fund	(22)	(41)
Unrealized (gain) loss on equity securities	62	(48)
Net change in:
Accrued interest receivable	(1,946)	(4,387)
Accounts payable, accrued expenses and other liabilities	(25,234)	38,089
Change in global payments balances	(6,983)	16,227
Change in accrued interest payable	34	(517)
Receivable from global payments, net	(12,605)	(15,678)
Prepaid expenses and other assets	8,113	(734)
Net cash provided by (used in) operating activities	37,277	87,270
Cash flows from investing activities
Loan originations, purchases and payments, net	(618,323)	(476,419)
Proceeds from loans sold	16,622	11,476
Redemptions of other investments	7	10,980
Purchases of other investments	(407)	(1,140)
Purchase of securities available-for-sale	(484,793)	(234,366)
Purchase of securities held-for-investment	(383,619)
Proceeds from sales and calls of securities available-for-sale	43,241	141,422
Proceeds from paydowns and maturities of securities available-for-sale	124,118	64,973
Proceeds from paydowns of securities held-to-maturity	4,152	932
Purchase of derivative contract		(2,980)
Purchase of premises and equipment, net	(3,995)	(3,913)
Net cash provided by (used in) investing activities	(1,302,997)	(489,035)
Cash flows from financing activities
Proceeds from issuance of common stock, net	162,687
Proceeds from FHLB advances	150
Repayments of FHLB advances	(150)	(144,000)
Redemption of common stock for tax withholdings for restricted stock vesting	(3,385)	(881)
Proceeds from (repayments of) secured borrowings	(4,503)	(6,008)
Net increase in deposits	2,605,966	1,027,739
Net cash provided by (used in) financing activities	2,760,765	876,850
Increase (decrease) in cash and cash equivalents	1,495,045	475,085
Cash and cash equivalents at the beginning of the period	864,305	389,220
Cash and cash equivalents at the end of the period	2,359,350	864,305
Cash paid for:
Interest	16,249	18,693
Income Taxes	24,165	19,085
Non-cash item:
Transfer of loans held for investment to held for sale	$ 17,492	$ 1,716