CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net income	$ 41,668	$ 27,690
Adjustments to reconcile net income to net cash:
Net depreciation amortization and accretion	3,327	4,178
Provision for loan losses	3,315	7,693
Net change in deferred loan fees	1,855	278
Income tax expense (benefit)	1,029	43
Gain on sale of available-for-sale securities	(609)	(3,286)
Stock-based compensation expense	3,605	2,489
Gain on sale of loans		(18)
Dividends earned on CRA fund	(21)	(32)
Unrealized (gain) loss on equity securities	45	(55)
Net change in:
Accrued interest receivable	(255)	(3,662)
Accounts payable, accrued expenses and other liabilities	(23,516)	13,458
Change in global payments balances	5,747	19,873
Accrued interest payable	(264)	(750)
Receivable from global payments, net	(20,542)	(19,656)
Prepaid expenses and other assets	6,408	8,239
Net cash provided by (used in) operating activities	21,792	56,482
Cash flows from investing activities:
Loan originations, purchases and payments, net of recoveries	(468,691)	(327,194)
Proceeds from loans sold		9,968
Redemptions of other investments	5	11,480
Purchases of other investments	(405)	(1,140)
Purchases of securities available for sale	(475,777)	(127,730)
Proceeds from calls of securities available for sale		30,000
Proceeds from sales of securities available for sale	43,241	111,422
Proceeds from paydowns and maturities of securities available for sale	87,151	43,069
Proceeds from paydowns and maturities of securities held to maturity	725	650
Purchase of derivative contract		(2,980)
Purchase of premises and equipment, net	(1,842)	(6,850)
Net cash provided by (used in) investing activities	(815,593)	(259,305)
Cash flows from financing activities:
Issuance of common stock	162,664
Proceeds from FHLB advances	100
Repayments of FHLB advances	(100)	(144,000)
Impact of common stock for tax withholdings for restricted stock vesting	(2,246)	(597)
Repayments of secured borrowings	(1,405)	(10,748)
Net increase in deposits	1,627,963	736,852
Net cash provided by (used in) financing activities	1,786,976	581,507
Increase (decrease) in cash and cash equivalents	993,175	378,684
Cash and cash equivalents at the beginning of the period	864,305	389,220
Cash and cash equivalents at the end of the period	1,857,480	767,904
Cash paid for:
Interest	12,250	15,531
Income Taxes	$ 15,015	$ 7,235