CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 32,660	$ 8,692
Overnight deposits	1,824,820	855,613
Total cash and cash equivalents	1,857,480	864,305
Investment securities available for sale, at fair value	603,168	266,096
Investment securities held to maturity (estimated fair value of $2,074 and $2,827 at September 30, 2021 and December 31, 2020 respectively)	2,017	2,760
Equity investment securities, at fair value	2,289	2,313
Total securities	607,474	271,169
Other investments	11,998	11,597
Loans, net of deferred fees and unamortized costs	3,603,288	3,137,053
Allowance for loan losses	(38,121)	(35,407)
Net loans	3,565,167	3,101,646
Receivable from global payments business, net	48,302	27,259
Accrued interest receivable	13,504	13,249
Premises and equipment, net	14,031	13,475
Prepaid expenses and other assets	13,565	18,388
Goodwill	9,733	9,733
Total assets	6,141,254	4,330,821
Deposits:
Noninterest-bearing demand deposits	2,803,823	1,726,135
Interest-bearing deposits	2,653,746	2,103,471
Total deposits	5,457,569	3,829,606
Trust preferred securities	20,620	20,620
Subordinated debt, net of issuance cost	24,698	24,657
Secured borrowing	35,559	36,964
Accounts payable, accrued expenses and other liabilities	38,129	61,645
Accrued interest payable	448	712
Prepaid third-party debit cardholder balances	21,577	15,830
Total liabilities	5,598,600	3,990,034
Stockholders' equity:
Common stock, $0.01 par value, 25,000,000 shares authorized, 10,644,192 and 8,295,272 shares issued and outstanding at September 30, 2021 and December 31, 2020, respectively	106	82
Additional paid in capital	382,922	218,899
Retained earnings	162,498	120,830
Accumulated other comprehensive income (loss), net of tax	(2,875)	973
Total stockholders' equity	542,654	340,787
Total liabilities and stockholders' equity	6,141,254	4,330,821
Class B Preferred Stock
Stockholders' equity:
Class B preferred stock, $0.01 par value, authorized 2,000,000 shares, 272,636 shares issued and outstanding at September 30, 2021 and December 31, 2020	$ 3	$ 3