CONSOLIDATED STATEMENT OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 27,690	$ 22,271
Adjustments to reconcile net income to net cash:
Net depreciation amortization and accretion	4,178	1,586
Provision for loan losses	7,693	1,923
Net change in deferred loan fees	278	2,539
Income taxes	43
Gain on sale of available-for-sale securities	3,286
Employee and non-employee stock-based expense	2,489	2,276
Gain on sale of loans	(18)
Dividends earned on CRA fund	(32)	(25)
Unrealized gain/loss of equity securities	(55)	(87)
Net change in:
Accrued interest receivable	(3,662)	(2,766)
Accounts payable, accrued expenses and other liabilities	13,458	22,628
Prepaid third-party debit cardholder balances	19,873	8,044
Accrued interest payable	(750)	324
Receivable from prepaid card programs, net	(19,656)	(8,039)
Prepaid expenses and other assets	8,239	(153)
Net cash provided by operating activities	56,482	50,521
Cash flows from investing activities:
Loan originations, purchases and payments, net of recoveries	(327,194)	(632,200)
Proceeds from loans sold	9,968
Redemptions of other investments	11,480	12,354
Purchases of other investments	(1,140)	(10,988)
Purchase of securities available for sale	(127,730)	(226,858)
Proceeds from calls of securities available for sale	30,000	1,065
Proceeds from sales of securities available for sale	111,422
Proceeds from paydowns and maturities of securities available for sale	43,069	8,386
Proceeds from paydowns and maturities of securities held to maturity	650	611
Purchase of derivative contract	(2,980)
Purchase of premises and equipment, net	(6,850)	(3,965)
Net cash used in investing activities	(259,305)	(851,595)
Cash flows from financing activities:
Proceeds from FHLB advances		988,000
Repayments of FHLB advances	(144,000)	(1,029,000)
Redemption of common stock for tax withholdings for restricted stock vesting	(597)	(88)
Payments of secured borrowings	(10,748)
Net increase in deposits	736,852	1,044,652
Net cash provided by financing activities	581,507	1,003,564
Increase in cash and cash equivalents	378,684	202,490
Cash and cash equivalents at the beginning of the period	389,220	232,950
Cash and cash equivalents at the end of the period	767,904	435,440
Cash paid for:
Interest	15,531	24,070
Income Taxes	$ 7,235	$ 12,370