CONSOLIDATED STATEMENT OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities:
Net income	$ 16,908	$ 14,588
Adjustments to reconcile net income to net cash:
Net depreciation amortization and accretion	1,969	928
Provision (credit) for loan losses	6,556	(81)
Net change in deferred loan fees	48	1,670
Income tax	(4)
Gain on sale of available-for-sale securities	3,286
Employee and non-employee stock-based expense	1,754	1,478
Gain on sale of loans	(18)
Dividends earned on CRA fund	(23)	(25)
Unrealized gain/loss of equity securities	(55)	(70)
Net change in:
Accrued interest receivable	(2,286)	(2,288)
Accounts payable, accrued expenses and other liabilities	11,224	7,230
Prepaid third-party debit cardholder balances	20,661	8,030
Accrued interest payable	(30)	253
Receivable from prepaid card programs, net	(19,542)	(8,315)
Prepaid expenses and other assets	7,960	82
Net cash provided by operating activities	41,836	23,480
Cash flows from investing activities:
Loan originations, purchases and payments, net of recoveries	(229,646)	(468,173)
Proceeds from loans sold	9,968
Redemptions of other investments	6,800	6,955
Purchases of other investments	(1,094)	(7,640)
Purchase of securities available for sale	(94,180)	(78,196)
Proceeds from calls of securities available for sale	5,000	1,065
Proceeds from sales of securities available for sale	111,422
Proceeds from paydowns and maturities of securities available for sale	27,933	2,607
Proceeds from paydowns and maturities of securities held to maturity	388	395
Purchase of derivative contract	(2,980)
Purchase of premises and equipment, net	(4,353)	(532)
Net cash used in investing activities	(170,742)	(543,519)
Cash flows from financing activities:
Proceeds from FHLB advances		610,000
Repayments of FHLB advances	(40,000)	(605,000)
Redemption of common stock for tax withholdings for restricted stock vesting	(579)	(88)
Payments of secured borrowings	(1,024)
Net increase in deposits	603,965	715,568
Net cash provided by financing activities	562,362	720,480
Increase in cash and cash equivalents	433,456	200,441
Cash and cash equivalents at the beginning of the period	389,220	232,950
Cash and cash equivalents at the end of the period	822,676	433,391
Cash paid for:
Interest	11,189	14,050
Income Taxes	$ 3,500	9,570
Non-cash item:
Pending settlement of purchases of securities available for sale		$ 24,513