CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Loans, including fees	$ 32,827	$ 25,050
Securities:
Taxable	1,372	233
Tax-exempt		7
Money market funds	30	34
Overnight deposits	1,593	1,409
Other interest and dividends	245	257
Total interest income	36,067	26,990
Interest expense:
Deposits	5,767	4,646
Borrowed funds	736	1,104
Trust preferred securities interest expense	190	257
Subordinated debt interest expense	405	405
Total interest expense	7,098	6,412
Net interest income	28,969	20,578
Provision (credit) for loan losses	4,790	(2,031)
Net interest income after provision for loan losses	24,179	22,609
Non-interest income:
Service charges on deposit accounts	1,081	819
Prepaid third-party debit card income	1,621	1,257
Other service charges and fees	627	278
Unrealized gain on equity securities	36	39
Gain on sale of securities	975
Total non-interest income	4,340	2,393
Non-interest expense:
Compensation and benefits	9,960	7,490
Bank premises and equipment	2,500	1,335
Professional fees	955	794
Technology costs	3,806	1,385
Other expenses	2,295	1,690
Total non-interest expense	19,516	12,694
Net income before income tax expense	9,003	12,308
Income tax expense	2,906	3,777
Net income	$ 6,097	$ 8,531
Earnings per common share:
Basic earnings per common share (in dollars per share)	$ 0.73	$ 1.03
Diluted earnings per common share (in dollars per share)	$ 0.72	$ 1.01