CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities:
Net income	$ 25,554	$ 12,369
Adjustments to reconcile net income to net cash:
Depreciation and amortization	1,355	978
Net amortization of premiums on securities	306	321
Amortization of subordinated debt issuance costs	56	46
Provision for loan and lease losses	3,138	7,059
Stock-based compensation expense	1,711	412
Net change in deferred loan fees	1,063	(90)
Non-employee stock-based expense	440
Deferred income tax benefit	(1,531)	790
Loss on call of securities	37
Gain on sale of loan	(50)
Net change in:
Accrued interest receivable	(1,086)	(1,686)
Accounts payable, accrued expenses and other liabilities	(3,239)	10,777
Change in third-party debit cardholder balances	(1,195)	2,018
Change in accrued interest payable	533	522
Accounts receivable, net	1,081	(1,181)
Receivable from prepaid card programs, net	1,361	(2,013)
Prepaid expenses and other assets	(2,474)	1,151
Net cash provided by operating activities	27,060	31,473
Cash Flows From Investing Activities:
Loan originations and payments, net	(279,794)	(330,362)
Loans purchased	(190,788)	(46,756)
Proceeds from the sale of loans held for sale	26,732	7,871
Redemptions of other investments	4,255	7,203
Purchases of other investments	(12,865)	(8,292)
Purchase of securities available for sale	(7,687)	(1,470)
Proceeds from calls of securities available for sale	1,463
Proceeds from paydowns and maturities of securities available for sale	5,252	6,359
Proceeds from paydowns of securities held to maturity	826	1,034
Purchase of premises and equipment, net	(1,964)	(2,211)
Net cash used in Investing activities	(454,570)	(366,624)
Cash flows from financing activities:
Proceeds from issuance of common stock, net		114,773
Proceeds from exercise of stock options, net of redemptions	360	135
Redemption of common stock for tax withholdings for restricted stock vesting	(132)	(255)
Proceeds from issuance of subordinated debt, net of issuance cost		24,443
Proceeds from FHLB advances	293,240	326,864
Repayments of FHLB advances	(150,438)	(363,084)
Net increase in deposits	256,199	410,575
Net cash provided by financing activities	399,229	513,451
Increase (decrease) in cash and cash equivalents	(28,281)	178,300
Cash and cash equivalents at the beginning of the period	261,231	82,931
Cash and cash equivalents at the end of the period	232,950	261,231
Cash paid for:
Interest	12,184	8,149
Income Taxes	13,794	8,787
Non-cash item:
Transfer of loans held for investment to held for sale	$ 26,682	$ 7,871