CONSOLIDATED STATEMENT OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Cash flows from operating activities:
Net income	$ 19,268	$ 9,044
Adjustments to reconcile net income to net cash:
Net depreciation, amortization and accretion	1,272	695
Net accretion on securities		(36)
Provision for loan losses	2,294	3,560
Net change in deferred loan fees	836	(340)
Gain on sale of loans held for sale	(50)
Loss on call of securities	37
Deferred income tax benefit	62	85
Proceeds from the sale of loans held for sale	16,932
Stock-based compensation expense	1,219	313
Non-employee stock-based expense	440
Forfeiture of restricted shares		(7)
Net change in:
Accrued interest receivable	(818)	(1,168)
Accounts payable, accrued expenses and other liabilities	(2,043)	9,829
Debit cardholder balances	4,928
Accrued interest payable	169
Accounts receivable, net	3,640	1,595
Receivable from prepaid card programs, net	(4,718)	589
Prepaid expenses and other assets	(2,599)	(54)
Net cash provided by operating activities	40,869	24,105
Cash flows from investing activities:
Loan originations and payments, net	(294,883)	(326,243)
Redemptions of other investments	4,254	7,134
Purchases of other investments	(7,222)	(8,286)
Purchases of securities available for sale	(1,812)	(1,434)
Proceeds from calls of securities available for sale	1,463
Proceeds from paydowns and maturities of securities available for sale	4,171	5,110
Proceeds from paydowns of securities held to maturity	648	790
Purchase of premises and equipment, net	(1,627)	(1,671)
Net cash used in investing activities	(295,008)	(324,600)
Cash flows from financing activities:
Costs incurred from issuance of common stock	(33)
Proceeds from issuance of subordinated debt, net of issuance cost		24,468
Proceeds from FHLB advances	138,223	280,000
Repayments of FHLB advances	(120,421)	(314,668)
Redemption of common stock for exercise of stock options and tax withholdings for restricted stock vesting	(12)
Net increase in deposits	129,576	494,863
Net cash provided by financing activities	147,333	484,663
Increase in cash and cash equivalents	(106,806)	184,168
Cash and cash equivalents at the beginning of the period	261,231	82,931
Cash and cash equivalents at the end of the period	154,425	267,099
Cash paid for:
Interest	8,167	6,057
Income Taxes	10,649	$ 4,862
Non-cash item:
Transfer of loans held for investment to held for sale	$ 16,882