FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

9 Months Ended

Sep. 30, 2018

Fair Value Disclosures [Abstract]

Schedule of assets and liabilities measured at fair Value on recurring Basis

	Fair Value Measurement using:
			Quoted Prices
			in Active		Significant
			Markets		Other		Significant
	Carrying		For Identical		Observable		Unobservable
	Amount		Assets (Level 1)		Inputs (Level 2)		Inputs (Level 3)
At September 30, 2018
Residential mortgage-backed securities	$	22,125	$	—	$	22,125	$	—
Residential collateralized mortgage obligation		2,205		—		2,205		—
Municipal bond		1,083		—		1,083		—
CRA Mutual Fund		2,077		2,077		—		—
	Fair Value Measurement using:
			Quoted Prices
			in Active		Significant
			Markets		Other		Significant
	Carrying		For Identical		Observable		Unobservable
	Amount		Assets (Level 1)		Inputs (Level 2)		Inputs (Level 3)
At December 31, 2017
Residential mortgage-backed securities	$	24,684	$	—	$	24,684	$	—
Residential collateralized mortgage obligation		2,706		—		2,706		—
Commercial collateralized mortgage obligation		1,550		—		1,550		—
Municipal bond		1,109		—		1,109		—
CRA Mutual Fund		2,108		2,108		—		—

Schedule of carrying amount and estimated fair values of financial instruments

			Fair Value Measurement Using:
			Quoted Prices
			in Active		Significant
			Markets		Other		Significant
	Carrying		For Identical		Observable		Unobservable		Total Fair
At September 30, 2018	Amount		Assets (Level 1)		Inputs (Level 2)		Inputs (Level 3)		Value
Assets:
Cash and due from banks	$	6,165	$	6,165	$	—	$	—	$	6,165
Overnight deposits		148,260		148,260		—		—		148,260
Securities available for sale		27,490		2,077		25,413		—		27,490
Securities held to maturity		4,757		—		4,529		—		4,529
Loans, net		1,680,436		—		—		1,630,967		1,630,967
Other investments										—
FRB Stock		7,233		N/A		N/A		N/A		N/A
FHLB Stock		3,912		N/A		N/A		N/A		N/A
SBA Loan Fund		5,000		N/A		N/A		N/A		N/A
Disability Opportunity Fund		500		—		—		500		500
Accrued interest receivable		5,239		—		124		5,115		5,239
Financial Liabilities:
Deposits without stated maturities	$	1,438,516	$	1,438,516	$	—	$	—	$	1,438,516
Deposits with stated maturities		95,415		—		95,132		—		95,132
Federal Home Loan Bank of New York advances		60,000		—		59,769		—		59,769
Trust preferred securities payable		20,620		—		—		20,618		20,618
Subordinated debt, net of issuance cost		24,531		—		25,250		—		25,250
Accrued interest payable		918		43		650		225		918

			Fair Value Measurement Using:
			Quoted Prices
			in Active		Significant
			Markets		Other		Significant
	Carrying		For Identical		Observable		Unobservable		Total Fair
At December 31, 2017	Amount		Assets (Level 1)		Inputs (Level 2)		Inputs (Level 3)		Value
Assets:
Cash and due from banks	$	6,790	$	6,790	$	—	$	—	$	6,790
Overnight deposits		254,441		254,441		—		—		254,441
Securities available for sale		32,157		2,108		30,049		—		32,157
Securities held to maturity		5,428		—		5,330		—		5,330
Loans, net		1,405,009		—		—		1,410,860		1,410,860
Other investments
FRB Stock		3,911		N/A		N/A		N/A		N/A
FHLB Stock		2,766		N/A		N/A		N/A		N/A
SBA Loan Fund		5,000		N/A		N/A		N/A		N/A
Certificates of deposit		2,000		2,000		—		—		2,000
Accrued interest receivable		4,421		11		116		4,294		4,421
Liabilities:
Deposits without stated maturities	$	1,324,110	$	1,324,110	$	—	$	—	$	1,324,110
Deposits with stated maturities		80,245		—		80,079		—		80,079
Federal Home Loan Bank of New York advances		42,198		—		42,188		—		42,188
Trust preferred securities payable		20,620		—		—		19,997		19,997
Subordinated debt, net of issuance cost		24,489		—		25,500		—		25,500
Accrued interest payable		749		27		258		464		749