CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 10,148	$ 8,790
Overnight deposits	240,994	254,441
Total cash and cash equivalents	251,142	263,231
Investment securities available for sale, at fair value	28,989	32,157
Investment securities held to maturity (estimated fair value of $4,782 and $5,330 at June 30, 2018 and December 31, 2017, respectively)	4,985	5,428
Total securities	33,974	37,585
Other investments	16,770	11,677
Loans, net of deferred fees and unamortized costs	1,599,647	1,419,896
Allowance for loan losses	(17,463)	(14,887)
Net loans	1,582,184	1,405,009
Receivable from prepaid card programs, net	7,589	9,579
Accrued interest receivable	4,449	4,421
Premises and equipment, net	7,012	6,268
Prepaid expenses and other assets	7,715	5,751
Goodwill	9,733	9,733
Accounts receivable, net	3,927	6,601
Total assets	1,924,495	1,759,855
Deposits:
Noninterest-bearing demand deposits	878,703	812,497
Interest-bearing deposits	661,779	591,858
Total deposits	1,540,482	1,404,355
Federal Home Loan Bank of New York advances	63,000	42,198
Trust preferred securities	20,620	20,620
Subordinated debts, net of issuance cost	24,517	24,489
Accounts payable, accrued expenses and other liabilities	18,111	21,678
Accrued interest payable	1,019	749
Prepaid debit cardholder balances	7,162	8,882
Total liabilities	1,674,911	1,522,971
Stockholders' equity:
Common stock, $0.01 par value, authorized 10,000,000 shares, issued and 8,205,234 and 8,196,310 outstanding at June 30, 2018 and December 31, 2017, respectively	81	81
Additional paid in capital	212,100	211,145
Retained earnings	38,017	25,861
Accumulated other comprehensive loss, net of tax effect	(617)	(206)
Total stockholders' equity	249,584	236,884
Total liabilities and stockholders' equity	1,924,495	1,759,855
Class A Preferred Stock
Stockholders' equity:
Preferred stock
Total stockholders' equity	0	0
Class B Preferred Stock
Stockholders' equity:
Preferred stock	3	3
Total stockholders' equity	$ 3	$ 3