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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash flows from operating activities:    
Net income $ 6,291 $ 2,548
Adjustments to reconcile net income to net cash:    
Net depreciation amortization and accretion 368 197
Provision for loan losses 1,477 570
Net change in deferred loan fees 698 (104)
Proceeds from the sale of loans held for sale 11,895  
Stock-based compensation expense 293 92
Net change in:    
Accrued interest receivable 55 7
Accounts payable, accrued expenses and other liabilities 1,660 2,048
Debit cardholder balances (2,067) (242)
Accrued interest payable (295) 208
Accounts receivable, net 4,927 2,544
Receivable from prepaid card programs, net 2,056 309
Prepaid expenses and other assets (141) 702
Net cash provided by operating activities 27,217 8,879
Cash flows from investing activities:    
Loan originations and payments, net (118,967) (42,782)
Redemptions of other investments 414 206
Purchases of other investments (3,303)  
Proceeds from paydowns and maturities of securities available for sale 1,408 1,678
Proceeds from paydowns of securities held to maturity 208 262
Purchase of premises and equipment, net (716) (629)
Net cash used in investing activities (120,956) (41,265)
Cash flows from financing activities:    
Proceeds from issuance of common stock, net [1] (33)  
Proceeds from issuance of subordinated debt, net of issuance cost   25,000
Proceeds from FHLB advances   60,000
Repayments of FHLB advances (9,198) (64,564)
Redemption of common stock for tax withholdings for restricted stock vesting (72)  
Net increase in deposits 212,761 22,897
Net cash provided by financing activities 203,458 43,333
Increase in cash and cash equivalents 109,719 10,947
Cash and cash equivalents at the beginning of the period 261,231 82,931
Cash and cash equivalents at the end of the period 370,950 93,878
Cash paid for:    
Interest 2,472 1,430
Taxes 4,862 $ 907
Transfer of loans held for investment to held for sale $ 11,895  
[1] Represents costs incurred in connection with the Company's initial public offering completed in the prior period.