FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)

3 Months Ended

Mar. 31, 2018

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK [Abstract]

Schedule of off-balance-sheet financial instruments

	At March 31, 2018				At December 31, 2017
	Fixed Rate		Variable  Rate		Fixed Rate		Variable  Rate
Undrawn lines of credit	$	13,463	$	102,047	$	39,651	$	76,008
Letters of credit		24,682		-		23,741		-
	$	38,145	$	102,047	$	63,392	$	76,008