Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2024

Regulatory Capital

Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements

	December 31, 2024
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized(1)
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	10.7%	$	1,037,550	N/A		N/A	4.0%	$	388,278
NBH Bank	9.5%		921,509	5.0%	$	483,533	4.0%		386,826
Bank of Jackson Hole Trust	31.0%		12,461	5.0%		2,013	4.0%		1,611
Common equity tier 1 risk based capital:
Consolidated	13.2%	$	1,037,550	N/A		N/A	7.0%	$	550,074
NBH Bank	11.8%		921,509	6.5%	$	508,418	7.0%		547,528
Bank of Jackson Hole Trust	77.2%		12,461	6.5%		1,049	7.0%		1,129
Tier 1 risk based capital ratio:
Consolidated	13.2%	$	1,037,550	N/A		N/A	8.5%	$	667,947
NBH Bank	11.8%		921,509	8.0%	$	625,746	8.5%		664,855
Bank of Jackson Hole Trust	77.2%		12,461	8.0%		1,291	8.5%		1,371
Total risk based capital ratio:
Consolidated	15.1%	$	1,187,514	N/A		N/A	10.5%	$	825,111
NBH Bank	13.0%		1,016,471	10.0%	$	782,182	10.5%		821,291
Bank of Jackson Hole Trust	77.3%		12,462	10.0%		1,613	10.5%		1,694

	December 31, 2023
				Required to be			Required to be
				well capitalized under			considered
				prompt corrective			adequately
	Actual			action provisions			capitalized(1)
	Ratio	Amount		Ratio	Amount		Ratio	Amount
Tier 1 leverage ratio:
Consolidated	9.7%	$	941,369	N/A		N/A	4.0%	$	386,775
NBH Bank	8.9%		856,243	5.0%	$	481,685	4.0%		385,348
Bank of Jackson Hole Trust	30.0%		11,609	5.0%		1,936	4.0%		1,549
Common equity tier 1 risk based capital:
Consolidated	11.9%	$	941,369	N/A		N/A	7.0%	$	554,325
NBH Bank	10.9%		856,243	6.5%	$	512,408	7.0%		551,824
Bank of Jackson Hole Trust	71.2%		11,609	6.5%		1,059	7.0%		1,141
Tier 1 risk based capital ratio:
Consolidated	11.9%	$	941,369	N/A		N/A	8.5%	$	673,109
NBH Bank	10.9%		856,243	8.0%	$	630,656	8.5%		670,072
Bank of Jackson Hole Trust	71.2%		11,609	8.0%		1,304	8.5%		1,385
Total risk based capital ratio:
Consolidated	13.8%	$	1,092,800	N/A		N/A	10.5%	$	831,487
NBH Bank	12.1%		952,674	10.0%	$	788,319	10.5%		827,735
Bank of Jackson Hole Trust	71.2%		11,609	10.0%		1,629	10.5%		1,711

(1) Includes the capital conservation buffer of 2.5%.