The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   773,904 33,575 SH   SOLE   4,273 0 29,302
EXXON MOBIL CORP COM 30231G102   309,315 2,661 SH   SOLE   156 0 2,505
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,304,170 246,688 SH   SOLE   99,899 0 146,789
GENERAL ELECTRIC CO COM NEW 369604301   637,700 3,633 SH   SOLE   3,596 0 37
ISHARES TR CORE S&P500 ETF 464287200   20,106,890 38,246 SH   SOLE   17,901 0 20,344
FLEXSHARES TR MORNSTAR UPSTR 33939L407   38,346,203 933,679 SH   SOLE   399,311 0 534,368
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   14,243,748 281,497 SH   SOLE   136,077 0 145,420
WISDOMTREE TR US SMALLCAP DIVD 97717W604   371,833 11,378 SH   SOLE   1,988 0 9,390
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   3,096,926 87,311 SH   SOLE   23,230 0 64,081
WISDOMTREE TR US SMALLCAP FUND 97717W562   926,769 18,491 SH   SOLE   18,491 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   26,263,708 114,894 SH   SOLE   53,061 0 61,833
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   7,641,856 113,482 SH   SOLE   38,560 0 74,922
VANGUARD INDEX FDS LARGE CAP ETF 922908637   23,723,053 98,945 SH   SOLE   68,261 0 30,684
JPMORGAN CHASE & CO COM 46625H100   1,116,873 5,576 SH   SOLE   781 0 4,795
WISDOMTREE TR INTL EQUITY FD 97717W703   6,642,637 121,216 SH   SOLE   104,244 0 16,972
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   30,080,882 527,457 SH   SOLE   199,684 0 327,774
ILLINOIS TOOL WKS INC COM 452308109   391,762 1,460 SH   SOLE   0 0 1,460
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   7,772,792 102,233 SH   SOLE   33,065 0 69,168
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   16,992,236 196,487 SH   SOLE   74,897 0 121,590
WISDOMTREE TR US LARGECAP FUND 97717W588   232,348 4,194 SH   SOLE   4,194 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   1,093,583 78,225 SH   SOLE   9,514 0 68,711
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,139,429 43,449 SH   SOLE   3,093 0 40,356
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   14,965,700 355,142 SH   SOLE   105,572 0 249,570
PHILLIPS 66 COM 718546104   419,457 2,568 SH   SOLE   2,368 0 200
CORTEVA INC COM 22052L104   224,913 3,900 SH   SOLE   3,900 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   284,094 6,790 SH   SOLE   5,046 0 1,744
JOHNSON & JOHNSON COM 478160104   850,588 5,377 SH   SOLE   5,270 0 107
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   13,326,540 317,677 SH   SOLE   76,920 0 240,757
AIR PRODS & CHEMS INC COM 009158106   418,158 1,726 SH   SOLE   1,726 0 0
PRICE T ROWE GROUP INC COM 74144T108   877,824 7,200 SH   SOLE   7,200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   9,127,506 43,402 SH   SOLE   34,741 0 8,662
PROCTER AND GAMBLE CO COM 742718109   1,284,533 7,917 SH   SOLE   7,391 0 526
WISDOMTREE TR US LARGECAP DIVD 97717W307   7,040,800 97,532 SH   SOLE   54,530 0 43,002
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   13,292,745 373,287 SH   SOLE   122,508 0 250,779
ISHARES INC ESG AWR MSCI EM 46434G863   279,047 8,658 SH   SOLE   0 0 8,658
ISHARES TR NATIONAL MUN ETF 464288414   7,388,246 68,664 SH   SOLE   18,894 0 49,770
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,044,550 240,075 SH   SOLE   113,422 0 126,653
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719   661,394 36,481 SH   SOLE   518 0 35,963
SMUCKER J M CO COM NEW 832696405   223,797 1,778 SH   SOLE   1,778 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   9,303,102 335,126 SH   SOLE   114,820 0 220,306
ISHARES TR ESG AWARE MSCI 46435U663   252,090 6,260 SH   SOLE   0 0 6,260
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,636,019 31,120 SH   SOLE   13,302 0 17,818
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   26,745,581 558,479 SH   SOLE   160,152 0 398,327
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   17,829,189 264,567 SH   SOLE   75,893 0 188,674
ISHARES TR ESG AW MSCI EAFE 46435G516   263,383 3,296 SH   SOLE   0 0 3,296
ISHARES TR CORE S&P MCP ETF 464287507   4,046,731 66,624 SH   SOLE   66,624 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   280,008 1,035 SH   SOLE   0 0 1,035
SPDR SER TR DJ REIT ETF 78464A607   1,340,612 14,224 SH   SOLE   6,197 0 8,027
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,078,100 53,190 SH   SOLE   14,048 0 39,142
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   258,617 538 SH   SOLE   0 0 538
ISHARES TR MSCI EAFE ETF 464287465   5,191,299 65,005 SH   SOLE   45,572 0 19,433