LOANS (Tables)

6 Months Ended

Jun. 30, 2022

LOANS

Loans, by loan class

(Dollars in thousands)	June 30, 2022			December 31, 2021
Commercial and industrial	$	581,443	19.1%	$	634,384	22.0%
Real estate:
Commercial real estate		1,181,620	38.8%		1,091,969	38.0%
Construction and development		560,903	18.4%		460,719	16.0%
1-4 family residential		264,428	8.7%		277,273	9.6%
Multi-family residential		300,582	9.9%		286,396	10.0%
Consumer		26,810	0.9%		28,090	1.0%
Agriculture		8,036	0.3%		7,941	0.3%
Other		118,153	3.9%		89,655	3.1%
Total gross loans		3,041,975	100.0%		2,876,427	100.0%
Less allowance for credit losses for loans		(32,087)			(31,345)
Less deferred loan fees and unearned discounts		(9,061)			(8,739)
Less loans held for sale		—			(164)
Loans, net	$	3,000,827		$	2,836,179

Loan participations purchased and sold

	Participations		Participations
(Dollars in thousands)	Purchased		Sold
June 30, 2022
Commercial and industrial	$	15,844	$	1,943
Commercial real estate		17,955		1,247
Other		4,677		—
	$	38,476	$	3,190
June 30, 2021
Construction and development	$	—	$	22