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LINES OF CREDIT (Details)
$ in Millions
12 Months Ended
Dec. 13, 2019
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
LINES OF CREDIT      
Capital to risk based assets ratio   16.42 16.71
FHLB advances      
LINES OF CREDIT      
Weighted-average interest rate   1.77% 1.64%
Line of Credit | FHLB advances      
LINES OF CREDIT      
Outstanding borrowings   $ 50.0 $ 50.0
Total borrowing capacity available   999,300.0 1,100.0
Letter of credit   26.0 10.8
Net capacity available   923.3 1,000.0
Average outstanding balance, FHLB advances   50.0 55.2
Line of Credit | Frost Line of Credit      
LINES OF CREDIT      
Revolving line of credit available $ 30.0    
Revolving line of credit draw period 12 months    
Line of credit payment terms payable quarterly in the first 12 months, and thereafter, quarterly principal and interest payments are required over a term of 60 months    
Debt term 60 months    
Outstanding borrowings   $ 0.0 $ 0.0
Line of Credit | Frost Line of Credit | Minimum      
LINES OF CREDIT      
Tangible capital $ 300.0    
Free cash flow coverage ratio 1.00    
Capital to risk based assets ratio 12    
Line of Credit | Frost Line of Credit | Maximum      
LINES OF CREDIT      
Free cash flow coverage ratio 1.25    
Capital to risk based assets ratio 15