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LOAN PERFORMANCE (Tables)
3 Months Ended
Mar. 31, 2021
Aging analysis of past due loans, by loan class

90 Days or

 90 Days

30 to 59 Days

60 to 89 Days

Greater

Total 

Total 

Past Due and

(Dollars in thousands)

    

Past Due

    

Past Due

    

Past Due

    

Past Due

    

Current Loans

    

Total Loans

    

Still Accruing

March 31, 2021

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Commercial and industrial

$

154

$

241

$

3,913

$

4,308

$

752,399

$

756,707

$

Real estate:

 

 

  

 

  

 

  

 

  

 

  

 

  

Commercial real estate

 

285

 

 

 

285

 

1,071,978

 

1,072,263

 

Construction and development

 

 

236

 

 

236

 

463,855

 

464,091

 

1-4 family residential

 

938

 

18

 

106

 

1,062

 

223,818

 

224,880

 

Multi-family residential

 

 

 

 

 

271,719

 

271,719

 

Consumer

 

 

 

 

 

32,767

 

32,767

 

Agriculture

 

 

 

 

 

6,974

 

6,974

 

Other

 

 

 

 

 

74,387

 

74,387

 

Total loans

$

1,377

$

495

$

4,019

$

5,891

$

2,897,897

$

2,903,788

$

December 31, 2020

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Commercial and industrial

$

51

$

2,055

$

2,269

$

4,375

$

738,582

$

742,957

$

Real estate:

 

 

  

 

  

 

  

 

  

 

  

 

  

Commercial real estate

 

 

 

 

 

1,041,998

 

1,041,998

 

Construction and development

 

 

 

 

 

522,705

 

522,705

 

1-4 family residential

 

1,357

 

19

 

106

 

1,482

 

238,390

 

239,872

 

Multi-family residential

 

 

 

 

 

258,346

 

258,346

 

Consumer

 

5

 

 

 

5

 

33,879

 

33,884

 

Agriculture

 

50

 

 

 

50

 

8,620

 

8,670

 

Other

 

 

 

 

 

88,238

 

88,238

 

Total loans

$

1,463

$

2,074

$

2,375

$

5,912

$

2,930,758

$

2,936,670

$

Nonaccrual loans, segregated by loan class

March 31, 

December 31, 

(Dollars in thousands)

    

2021

    

2020

Commercial and industrial

$

12,230

$

12,588

Real estate:

 

 

  

Commercial real estate

 

10,664

 

10,665

Construction and development

 

236

 

238

1-4 family residential

 

378

 

526

Total nonaccrual loans

$

23,508

$

24,017

Schedule of TDRs

Post-modification Recorded Investment

Extended Maturity,

Pre-modification

Extended

Restructured

Outstanding

Maturity and

Payments

Number

Recorded

Restructured

Extended

Restructured

and Adjusted

(Dollars in thousands)

    

of Loans

    

Investment

    

Payments

    

Maturity

    

Payments

    

Interest Rate

March 31, 2021

Real estate:

Commercial real estate

 

1

$

1,206

$

1,206

$

$

$

1-4 family residential

1

1,548

1,548

Total

 

2

$

2,754

$

2,754

$

$

$

March 31, 2020

Commercial and industrial

 

3

$

657

$

426

$

$

231

$

Real estate:

Commercial real estate

 

3

 

4,813

 

4,813

 

 

 

Total

 

6

$

5,470

$

5,239

$

$

231

$

Outstanding TDRs and other loans individually evaluated for credit losses

Troubled Debt Restructurings

(Dollars in thousands)

Accruing

Non-Accrual

Total

Other Non-Accrual

Other Accruing

Total Loans Individually Evaluated

March 31, 2021

Commercial and industrial

$

2,537

$

7,886

$

10,423

$

4,344

$

746

$

15,513

Real estate:

Commercial real estate

7,265

10,601

17,866

63

17,929

Construction and development

12,498

236

12,734

12,734

1-4 family residential

3,150

190

3,340

188

3,528

Consumer

90

90

Other

2,259

2,259

2,259

Total

$

27,709

$

18,913

$

46,622

$

4,595

$

836

$

52,053

December 31, 2020

Commercial and industrial

$

2,594

$

8,228

$

10,822

$

4,360

$

746

$

15,928

Real estate:

Commercial real estate

8,103

10,601

18,704

64

18,768

Construction and development

12,648

238

12,886

12,886

1-4 family residential

1,684

106

1,790

420

2,210

Other

7,851

7,851

7,851

Total

$

32,880

$

19,173

$

52,053

$

4,844

$

746

$

57,643

TDRs with payment defaults after restructuring  
Schedule of TDRs

March 31, 2021

March 31, 2020

Number

Number

(Dollars in thousands)

    

of Loans

    

Balance

of Loans

    

Balance

Commercial and industrial

5

$

7,904

1

$

231

Real estate:

Commercial real estate

 

4

 

8,114

 

Construction and development

3

11,882

1-4 family residential

2

102

1

109

Total

 

14

$

28,002

2

$

340